Clarification / Correction - 18% Gst is applicable only on charges that means ( Policy Premium + 18% GST on Charges ) LIC SIIP - Systematic Investment Insurance Plan | Plan No. 852 - ua-cam.com/video/5nj6iY7rxKw/v-deo.html
Please make a separate video about different types of charges? Why? Allocation charges. Mortality charges. Fund manage charges... Plus GST? So many charges...
Option 1 me partial withdrawal karte hai to MATURITY amount par tax balance amount par sirf hoga ? Ya fir withdrawal amt per bhi tax deduction hoga ? Pl clear Aur GST hai ya nahi? Pl confirm 👍👍
Seems there are good amount of charges involved...if i.invest rs.1 lac through my agent how much will actually get invested in mutual funds .... Allocation, expenses and gst will be how much?
Both plans are good, aapko kis tarah ka chahiye ispr depend hoga Analysis your need and buy sir LIC is the best (govt) LIC is not profit organisation, it is Non for Profit organisation, earn money is not going to develop India like road, railway and 257+ 😊 Thank you Sir
If you invest Rs.1 lac, Rs.3300 gets deducted as allocation charges in offline and 1500 if online. 18,% gst on allocation charges. Balances of 1 lac gets invested.
Hello bhaiya ji mai dhan sanchay 15 sal ke liye Lena chahti hun ₹3000 mahine se to mujhe Kitna return milega pelz batao meri aeg 46 sal h pelz ek baar 46 ki aeg ka bhi bata do
Yes... actually in video he said premium + gst... but there is no gst on premium in ulip plans... gst is on charges allocation pe allocation charges + gst hai 18% .. i know... insurance charges.. etc don't know... also full surrender or max. 3 times partial withdrawal allowed hai after 5 yrs.. if anything wrong... you can correct me..
Hi Aakash, I would like to switch the policy from Bond to Growth, what the steps and also wants to check the current status of my policy in Bond fund and Growth fund, how can I check the performance and growth so far, so that only can switch...please advise if possible?
Why mix investment and insurance. Costly parega. Better hain Ki insurance slag se le and investment alag se. Better option Take term plan + invest in index mutual fund Higher insurance sum assured aur tension free investment
Ager aap married ho toh. Agency apni wife ke naam per lelo Usse gov job mein aap lag bhi jate ho toh koi problem nhi hogi Ya fir aap apne parents ke naam per agency lelo
Clarification / Correction -
18% Gst is applicable only on charges that means ( Policy Premium + 18% GST on Charges )
LIC SIIP - Systematic Investment Insurance Plan | Plan No. 852 -
ua-cam.com/video/5nj6iY7rxKw/v-deo.html
Oo
00p0p
We
Plll
Nice . Fantastic
This is best Lic Plan.Superb. Lic 65years profit main hai.To share market investment lic ke channel se karenge to profit paka hai.
Thanks
Thank You Boss🙋🙏👍
Traditional Policy to Bahut kri Customer ki But Pahli Baar koi ULIP policy Samajh aai.😊☺💕👌👍
Welcome
@@aakashgargofficial kya haal hai bro😎
Apke samjhane ka tarika bahut best hai..
Thanks
Plz focus on taxation aspect during full surrender as well as on maturity in case of 1.25 times risk cover.
Taxable for sure
But on what amount tax apply. on full mat amount or on gain amount.
@@avinashshah444 gain amount
Great plan
And your explanation
Salute to you and your depth of knowledge
Welcome
Well explained, you covered all the points!! Thanks Aakash!!
Welcome
Good sir
Suuuuper explanation 👍👍
Sir aap ke video bhot ache lag te hai... aap bhot ache se hum sub ko guide kar te ho..🙏
Thanks ❤️
Thanku sir itna accha samjhaya aapne
In second option maturity amount kitna hoga if premium is 1 lakh.
Wow... Very good explanation sir, thoroughly understood. Thank you sir.
Welcome
Please make a separate video about different types of charges? Why?
Allocation charges.
Mortality charges.
Fund manage charges...
Plus GST?
So many charges...
Does this require medical examination reprt?
Nice plan explanation 👌🏻👌🏻
Thanks
Sir, please explain about nivesh plus growth fund of lic please.
Option 1 me partial withdrawal karte hai to MATURITY amount par tax balance amount par sirf hoga ? Ya fir withdrawal amt per bhi tax deduction hoga ? Pl clear
Aur GST hai ya nahi? Pl confirm 👍👍
Seems there are good amount of charges involved...if i.invest rs.1 lac through my agent how much will actually get invested in mutual funds ....
Allocation, expenses and gst will be how much?
0 gst charges, negligible Commision and zero mortality charges , only pac charge. India's only ulip with this facility
@@sahajgupta5225 gst is there...allocation charges are also there.
@@vikashagarwal7127 please check again. no gst in lic siip sir. it's the best please check.i m not agent.
@@sahajgupta5225 I have already purchased...there are charges 3.3% for offline purchase and 1.5% for online purchase and gst on these charges..
No GST
How can we watch fund value position?
You can check fund value in LIC customer app
Basic sum assured how to work please give me answer 🙂
Very informative keep it up..👍👍 and Sir aap konsa video editing software use karte ho..??
i want to know as well
Options 1 ला taxable Maturity का आहे कृपया कळविणे
Very helpful.... akshst..
Balanced fund me option 1 lena hai. Iskke regarding Calculation ka koi vedio hai? Apne vedio me option 2 as a example liya...Plz rply
Insurance prem or fund mgt charges pe % of gst ..no idea
under 5year surender option ?
Very helpful 👍 video ☺️
Charges ka details dijiye ya koi example deke bataye.
Sir plan 917 me policy surrender kitne Yr baad.....?
Kya Isme surrender value lic ke baki plan ke tarike se hi hoti h?
Sir, please explain about nivesh plus growth fund of lic, full details please.
In LIC Single premium endowment (917)& Nivesh Plus (849)
Which plan is batter from above 2 plan????
pura LIC HI BAKWAAS HAI AGAR AKKAL HOGI TO PATA CHALEGA
Both plans are good, aapko kis tarah ka chahiye ispr depend hoga
Analysis your need and buy sir
LIC is the best (govt)
LIC is not profit organisation, it is Non for Profit organisation, earn money is not going to develop India like road, railway and 257+
😊
Thank you Sir
849 best
Kar di na gwaro wali baaat
Balanced fund m 40000per year lagay to 5year m kya milayga
Age 63 hai to kya medical karana padegi ?
Secured fund aur balanced fund kya hota hai?
Is me rebat kya milti hai. Jaise 100000rs par lic kitna discount deti hai
Is policy main mama ya nani proposer ho sakte hai plz tell me
Sir Sir, please explain about nivesh plus lic growth fund (ULIP) full details please.
Sir sabse good bond kon sa hai
If we choose option 2 growth will there be any difference in maturity value when compared to option 1
Age less than 55 then you can chose 10 times risk cover and above 55 the risk cover wil be 1.25 times.
They are asking 3300 extra for 10 times risk cover
Good job sir
Thanks
Sir single premium mein market doob gyi to fund kaunsa best secured ya balance for 8 years investment
Nice sir 👍
Thanks
Illiterate people can be taken
What are charges for Surrender after 5 years
जी
सर पोलिसी लेते वक्त किसी कारण वश दुर्घटना हितलाभ नहीं जोड़ा गया और पोलिसी धारक भारी वाहन चालक है तो दुर्घटना हितलाभ बाद में भी जोड़ सकते हैं क्या ?
Hnji
@@aakashgargofficial सर मेने ब्रांच मैनेजर से बात की उन्होंने बोला की अब दुर्घटना हितलाभ नहीं जोड़ा जा सकता ?
Can it be surrendered after 5 years with nil surrender charges
Yes
Sir kya 3 Saal baad pori value ka surrender kar sakte hai
Usme kya charges deduct honge
Now, what is the GST rate in Nivesh Plus policy?
18%
Sir please make video on employer employee insurance
Very informative,if i invested 1 lakhs sir and opted bond fund option and surrendered after 5 years,How much amount i get sir?
आदरणीय सर जी इसमे Gst ki rate kya hai
Hello sir mera beta 15 years ka h konsa plan lena chayea Or meri age 40Years h to mujhy knsaa plan lena chahiye
Very nice video🙏
Thanks
Sir kon si le siip ya nives puls
But sir esme to growth rate gir bhi to skti h
Very good sir
Thanks
Term rider add ho payega kya?
Thank G
well explained
good thanks god bless you
Welcome
Jai ho
इस समय इस पर कितने परसेंट GST CHARGE है
Ydi mai 400000 enveast kare 5years ke liye to kitna milega
Good video 👍
What is the total premium including GST and off-line Allocation Charges for single premium Rs. 1 Lakh in LIC Nivesh Plus Plan ?
Please suggest
If you invest Rs.1 lac, Rs.3300 gets deducted as allocation charges in offline and 1500 if online. 18,% gst on allocation charges. Balances of 1 lac gets invested.
Nice 👍
Thanks for the information
After buying this policy can we add more funds in it or need to buy separate policy?
No
Saprate le skte h
Nice video sir...
Thanks sir
Hello bhaiya ji mai dhan sanchay 15 sal ke liye Lena chahti hun ₹3000 mahine se to mujhe Kitna return milega pelz batao meri aeg 46 sal h pelz ek baar 46 ki aeg ka bhi bata do
What will be the deductions if we surrender the policy after 5 years?
क्या एलआईसी इस प्लान में सरेंडर वैल्यू चार्ज भी लेती है प्लीज बताएं
Yes... actually in video he said premium + gst... but there is no gst on premium in ulip plans... gst is on charges allocation pe allocation charges + gst hai 18% .. i know... insurance charges.. etc don't know... also full surrender or max. 3 times partial withdrawal allowed hai after 5 yrs.. if anything wrong... you can correct me..
Yes gst are on charges only
Well explained
Agent ise kon se form se bharege
Surrender pe koi charge cut hoga
Bhai Vijay use 15yr ka hi term Milega.
Explan about groweth fund of lic
Sir, GST charges ka 18% hai, na ki premium ka 18%.
Gst ka 18% kya hua??
Didi g premium amount ka 18% gst me ktegaa
4.5 %
@@jamwalavinash4645 aaa
@@ashok4202 a
@@ashok4202 a
Thanku sir
Death benifit after mty.?
Thank you bro
Welcome
Lic k alava aur koi company me single premium policy plan he kya?agar he to uska naam batao pls
Agent commission kya h
Hi Aakash, I would like to switch the policy from Bond to Growth, what the steps and also wants to check the current status of my policy in Bond fund and Growth fund, how can I check the performance and growth so far, so that only can switch...please advise if possible?
Use lic customer portal then you can track funds and also you can switch your funds .. lic website is licindia.in
Why mix investment and insurance. Costly parega.
Better hain Ki insurance slag se le and investment alag se.
Better option
Take term plan + invest in index mutual fund
Higher insurance sum assured aur tension free investment
Cost of insurance, refundable after maturity...
@@uniquecreation216 but with what interest rate. Very very less. Inflation will eat into it.
Here one of the benefit is that you can claim deduction under Section 80C of IT Act.
Which is best to buy Nivesh Plus/SIIP/Endoement Plus?
Depends on how you are investing...
Single payment or monthly installment
For single payment - Nivesh Plus
For monthly - SIIP
Depends on how you are investing...
Single payment or monthly installment
For single payment - Nivesh Plus
For monthly - SIIP
Depends on how you are investing...
Single payment or monthly installment
For single payment - Nivesh Plus
For monthly - SIIP
@@aakashgargofficial what about endowment plus?
Closed now
V good explince
Thanks for liking
Sir, please explain about nivesh plus lic growth fund (ULIP)
Good job
Early claim
& Non Early claim
Period Kya h
1) what are commission in - plan 852 & plan 849
(2) In Case of surrender After 5year what charges will be deducted on surrender
Sir sir sir sir sir sir sir sir, please explain about nivesh plus lic growth fund (ULIP), full details please.
Sir jeevan arogya rakshak policy mai video banye request
Ok
5 year baad widrow karane kaya milega
Good information
Thanks
I'm lic adviser too
Policy lene ke 2 month me death ho jaati hai to bhi 10 lac
According option 2
10 lac milega nominee ko ya fir 9 year fix h
Same time.
Can we get tax benifit from this plan?
Sir if lic agent get govt job then what he will do if he want to do govt job
Surrender Lic agency
@@aakashgargofficial sir and what will happen to commission which I used to take before
Depends ki aapne kitne saal agency chala li hai
@@aakashgargofficial sir govt job m koi problem to Nhi ayegi is wajah se... Mane abhi lic agent banne ki soch raha hu
Ager aap married ho toh. Agency apni wife ke naam per lelo
Usse gov job mein aap lag bhi jate ho toh koi problem nhi hogi
Ya fir aap apne parents ke naam per agency lelo