HDFC Life Insurance Plan के सभी Plans का Review ? HDFC Life Insurance Policy| Details | Hindi
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- Опубліковано 14 жов 2024
- Best HDFC Life Insurance Plans have been reviewed in this video. All the HDFC Life Insurance plans / policies that are available for consumers as of December 2020 like HDFC Life Sanchay Par Advantage have been reviewed in this video. I have compared these Life Insurance Plans on various parameters and tried to give a view on which one may be suitable as per your need.
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The topics that I have covered in this video are -
1. What are Market Linked Plans?
2. What are Bonus Linked Plan?
3. How different HDFC Life policies have been categorised?
4. What are the different types or Categories of Life Insurance Policies?
5. How you can identify the type of policy by looking at Name and its tag line?
6. In which policies can you expect Guaranteed returns?
7. What are the factors one should keep in mind before taking a policy?
All the plans that have been reviewed in this video -
HDFC Life Click 2 Protect 3D Plus - Term Plan
HDFC Life Click 2 Protect Health - Term Plan
HDFC LIFE Click 2 Protect Plus - Term Plan
HDFC Life Guaranteed Pension Plan - Retirement Plan
HDFC Life Guaranteed Savings Plan - Investment Plan
HDFC Life New Immediate Annuity Plan - Retirement Plan
HDFC Life Pension Guaranteed Plan - Retirement Plan
HDFC Life Sanchay - Investment Plan
HDFC Life Sanchay Plus - Investment Plan
HDFC Life Classic Assure Plus - Investment Plan
HDFC Life Personal Pension Plus - Retirement Plan
HDFC Life Sampoorn Samridhi Plus - Investment Plan
HDFC Life Sanchay Par Advantage - Investment Plan
HDFC Life Super Income Plan - Investment Plan
HDFC Life Uday - Investment Plan
HDFC Life YoungStar Udaan - Child Plan
HDFC Life Classic One - Investment Plan
HDFC Life Assured Pension Plan- ULIP - Retirement Plan
HDFC Life Capital Shield - Investment Plan
HDFC LIFE Click 2 Invest - Investment Plan
HDFC LIFE Click 2 Retire - Retirement Plan
HDFC Life Click 2 Wealth - Investment Plan
HDFC Life Sampoorn Nivesh - Investment Plan
HDFC Life Smart Woman Plan - Woman Plan
HDFC SL Crest - Investment Plan
HDFC SL ProGrowth Flexi - Investment Plan
HDFC SL ProGrowth Super II - Investment Plan
HDFC Life ProGrowth Plus - Investment Plan
HDFC SL Youngstar Super Premium - Child Plan
Disclaimer: All videos/comments and all other forms of communication are for educational purposes only and should NOT be considered INVESTMENT ADVICE. Any individual shall NOT be held liable for any loss suffered in any form by a student/youtube viewer/member of the public. Any information provided through our videos/classes/comments/social media posts or any other form must NOT be considered Investment advice.
Category - Education
#HDFCLife #LifeInsurance #Insurance #everypaisamatters
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Question of the Day ⚡ Which Insurance Plan do you this is the best? Let us know! 👇🏼👇🏼👇🏼 * Watch comparison of all the TERM Insurance Plans HERE ➡️ ua-cam.com/video/dwBJpEMEBDQ/v-deo.html
Uehe
Sir 10 year life primium ,15000 per month is ka kya Benefit milega ga after 10 year
Bhaijiii sampoorna jeevan 75 kaunsi plan haiiii
Great explanation 👏👏👏 HDFC Life insurance Main Guaranteed Pension plan Acha hai ya or Another option be hai kya Guaranteed plan main.
HDFC Life Guaranteed income insurance plan
I experienced really bad service from HDFC LIFE.
My father took an insurance to support his family, they gave good hope initially and made me take another insurance after my father expired. Then they all sort of reasons and declined the death claim and accused my late father.
They broke my dads trust and took away the support which he left for us after his period.
Sorry to hear this sir. May I know when did your father took the term insurance plan and after taking it, when exactly did he expire? What was the exact plan did he take? And What reason did HDFC gave to decline?
Insurance companies in general never mess with anyone without an upper hand.
There must be some documentation concept on which they are relying on denying your claim.
If you are cunning then you can easily destroy them by suing them in court.
Sir mere father ne 12k annual premium 2008 se unit yougstar plus 2 plan kia tha ab unki death huyi h to death benefit 150000 hi mila h baki fund value kb milegi maturity 2027 m hai or baki ki premium bhrni h ya nh
Sir m smart protect plan hdfc ka lia hu kya sahi
Very good information...
Really appreciated...
Very nice way' of explanation....
Thanks.....my eyes opened because of this videos
Policy krwani chahye it's good for you and your family but puri cheeze samjhe k baad krni chahye baki hdfc ne sbse badhiya returns diye hai even covid me bhi isliye to no. 1 brand sbhi bewakoof to ni
Kitne returns diye Covid mein? Sabke sath share keejiye please and I will also learn from it.
Get back to me for such good plan bcs I'm from HDFC bank
Icici prudential life insurance is a legal company ???
Please let me know if click 2 wealth plan is good or bad?? Maine deepavali se click 2 wealth plan liya hai
Sachin, kindly watch my video for details on this plan. Also, please Subscribe the channel and Turn on Notifications if not already done.
ua-cam.com/video/iNmsTD9pFFQ/v-deo.html
@@EveryPaisaMatters now I have taken the policy.. Kya aab mai fass gaya hu.. Or this is good for long term please reply dijiye.. Wo bol rahe hai life cover hai Meri beti aur mere liye bhi... And aaj pata chala haar mahina mortality charges hai.. Kaal HDFC life insurance ka market mein bahot tezi tha.. Phir customer care bola ki aapke charges cut hue hai.. Mortality Etc etc... Mera premium due date haar 28th ko aata hai... Mera 27th ko total amount 10266/- aur 28th ko 20178/- ...28th HDFC life ka stock kafi boom tha... Mera itna interest kaha chale gaya Ek hi din mein.. Mera interest amount zyada hona tha kaam hogaya
@@EveryPaisaMatters mera 10000 premium hai haar month.. December 28th due date hai toh maine 27th ko maine dusra premium pay kiya ...27th ko meri fund value 10266/- thi aur 28th premium payment ke baad 20178/- ..jabki market bahot high chal raha tha HDFC life insurance ka on date 28th... Ye kya khel chal raha hai samjhao.. Aur HDFC walo ne kaha mera paisa cut kiya bataye
@@sachingahukar6179 Sabse pehle to aap yeh dekhiye ki aapka goal kya hai - Insurance ya Wealth kyunki dono to ek sath bahut mushkil.
kya aap Mutual invest karte? Agar nahi to ULIP lene ka reason sochiye. ULIP mein 5 saal ka lock-in rehta.
Aap UA-cam pe search larein ULIP policies ke baare mei taaki aapko information mile.
Aapko kya karna hai, yeh decision aapka hai. Isliye hi maine ek video bhi banaya ki humein Financial Advisors ki help leni chahiye. Ek choti si cost mei hum badi musibat se bach sakte
@@EveryPaisaMatters Sir paar click 2 wealth mein invest kiya toh kuch fayda hoga kya long term mein
Plz give an overview of Hdfc life sampoorn nivesh plan plz help
I wil try
Very good plan
Sir bahut achchi jankari, sir mujhe jyada jankari nahi hai mujhe ek term plan lena hai kripaya aap baya dijiye main wahi le lunga bcoz aap real jankari de rahe hai aur apko in sab ke bare me jankari v achchi hai thanx bhayi
Sir mai jetana paisha deya hai 5 years bad utana to milega na
Hi @Every Paisa Matters I have just bought HDFC sanchay par advantage of 6 years PPT (I lakh per year) , and after watching your video i think i made a mistake , it has only been 2 days and i have 30 day of free look period what is the procedure for cancelling this policy and would i have to pay any penalty for cancelling this policy ... Need your advise
Made just for your question. (Hope you have subscribe the channel and pressed BELL Icon) -ua-cam.com/video/TmG9pDXaCa4/v-deo.html
@@EveryPaisaMatters Thank you sir it was really helpfull 👍
Hey you have list hdfc life paise kaha lagta hey???
Beautifully explained watched your growth from 10 subcribers to 370 keep it up
Thanks a ton🙏
Sir ji 3 oct 2018 ki policy 30000 amount
Mujhe Janna tha ki HDFC ka investment plane sahi rahta h kya . Jaise sip monthly 3000 ka pls inform me
mai help kr sakti hu apkii
Very good info. Ham fus gaye 2 din pahle policy li hai . kaise cancel kare?
Watch this before you Cancel your policy - ua-cam.com/video/b2OzIFZI8oQ/v-deo.html
ua-cam.com/video/mCjU-ybAdc4/v-deo.html
Awesome video. Pura fanda clear hogaya, Thank you soo much sir
Can you make a video on HDFC Life Sampoorn Nivesh. Is this plan worth investing in or not. If not, what to do if someone has invested?
mere pass bhi iss plane ke liye call ayya yeh plan lu ki nhi
@@MitanshJainVlogs mt lena bekar h
@@ykharehta acha agent ne bola shaam ko call karega aur yeh vaali policy done karega aur bola 30 saal baad 60lk milega
@@MitanshJainVlogs bhai sab market pr decided h agar market aachi gai to aacha mile ga lakin koi guarantee nhi h
Mujhe be bola thi ki almost double mile ga lakin ab bolte h market k uper h
@@ykharehta koi acha investment plan hai jo purchase kar sake koi name hai
This is superb and awesome video, I was in need of such explanation with clarity - wonderful job man- really helpful
Glad you liked it.
sampoorn nivesh ke bare main btao sir?
Product ka deeply baata shatey ho kya paisa ka investment hota hey
Hdfc life insuance atsa hey ya bura hey bolia plzzz
Sir
Your review about HDFC life classic assure plus for 10 years
I am no longer reviewing the Insurance policies. What ques do you have?
Very good sir
Mera age 29 ,konsa term insurance best hai?
Get back to me for such good plan bcs I'm from HDFC bank
Best plan for children education
Unbaised idea
Thanks
Sir how is hdfc capital shield plan
Sir please guide me mere ko simple term plane chahiye mai kon si luu .. please guide
I am NOT an insurance agent and do not provide any consultancy service. If you mail me your details, I can share it with people who can help you
nice inforrmatin sir .sbi life smart wealth builder policy kaisi ...
Insurance + Wealth Builder = NO
Great video great information thanks sar
Hdfc sanchay policy sahi hai ya nahi
1. Watch this video - Insurance Policy का Premium नहीं दिया तो ? ua-cam.com/video/b2OzIFZI8oQ/v-deo.html
2. If you want to get in touch with me - bit.ly/contactEPM
You are absolutely right sir.thats y im selling only term insurance and not unit linked sab bakwas plans hai IRR only 2%.isse accha Mutual fund sahi hai
Which is best guaranteed return plan?
PPF 😎
Get back to me for such good plan bcs I'm from HDFC bank
Sir ji please koi solution bataye
Very well said, ye sab mil ke humko pagal bana rahe hain :P
I am strongly recommending people now to be an Insurance Agent as second income source.
Kya FD ke chakkar mei fase hain!!!
Bahut paisa hai is field mein 😏😏
You help me alot thanks sir
Glad to hear that
HDFC hl younge star premium review please
Its a ULIP Plan. Nothing there to return as no surety about what will happen....Insurance plans are NEVER good options for Investment.
Its better to open a PPF plan in name of kid rather.....or better start a Equity Mutual Fund....
Eye opening video...really useful one.
Thanks for sharing feedback.
Thank you sir
Its clearly a biased video. Insurance is a complex product. its not like its made to confuse or cheat people. correct your facts before making any comments my friend. You said no one come out of any of the investment plans which is a complete false. in all the unit linked insurance plans customer can come out after completion of 5 years as per the IRDA rule. And by using the flexibility of fund switch one can really make money with some research and smartness. You said 60% customers loose money in insurance is a nothing but a joke. i myself have made good amount of returns in insurance products. Some of the insurance products of Hdfc life are some of the best products of insurance industry. Their click 2 invest & click to weath are the products which are having zero allocation & zero admin charges. Sanchay & sanchay plus gives you maturity amount on legal document! Sanchay par advantage is though non guaranteed but you see the actual returns they have given since inception! All the term plans having different features so they had plan names, which now they have closed and came out with a single term plan called click to protect Life. You see any insurance plan of any company you wont get a clear picture not because that the products are made to fool people but the products are complex and you need to have that much understanding to understand the products. You name a product and i will also tell you 10 bad things about the same. But, an insurance products are tax free products and they not only insure people and safeguard the family but also give a decent tax free returns. see the claim settlement of any good company and you will understand all are having a claim settlement ratio of more than 98-99 %which means pot of 100 death claims they are approving claims of 98 to 99 customers! In a global pandemic situation since last one year we are hearing so many deaths around us and in such situation company like HDFC and also others companies are clearing claims within 4 days! Every product is a good product if you choose wisely weather its a fd or insurance or mutual fund or direct equity. All are having different features and made for different purposes. You give me your most favorite financial product and i can also give 10 bad things about it. Its easy to bad mouth a company or its products but try to find out that people have actually made money in such investments & people have got claims in an unfortunate events.
I appreciate your views and thanks for taking out time to Pen down the same. Here are mine -
1. Insurance is meant to be simple product and as per IRDA insurance companies have made it complex which is why IRDA asked every company to release Saral Jeevan Beema (and Saral Pension Plan)
2. There is falsifying selling happening of Insurance products all over with people being lured by wrong statements and promising wrong returns. If you want proof, read comments on various videos and also watch the video where I have received multiple calls around mis-selling of products.
3. How much is the money one gets if they take it out from a ULIP policy after 5 years? I know there is no definite answers, but still what's the guess?
4. People who have knowledge and understanding of switching funds and making best returns of their invested money rather invest in Mutual Funds directly.
5. How many similar plans do a company offer and under how many different categories?
6. Why no company shows their Real Returns of investment when they do write the maturity returns on the legal document? Isn't it written on Fixed Deposits where there is a Guaranteed return?
7. (Very Important) How are the 4% and 8% proposed returns calculated in the illustrations shown?
8. 60% people losing money is as per stats available on IRDA website and not a brainchild of my imaginations.
9. Insurance products have been sold widely only on the pretext of tax savings. But is everyone able to take benefit of tax savings for the whole duration of policy payment?
10. Claim Settlement ratio of many companies is way below 98%. Again data is available on the IRDA website (and in my video)
11. Are other Insurance products like Home Insurance, Car Insurance, 2-wheeler Insurance, Accident Insurance also made so complex?
INSURANCE IS NOT A COMPLEX PRODUCT. IT HAS BEEN MADE TO LOOK LIKE A COMPLEX PRODUCT BECAUSE NOT EVERYONE IS ABLE TO DO BROKEN CASHFLOW CALCULATIONS.
@@EveryPaisaMatters iam joining hdfc life as a company agency manager please guide how to make people guide in right direction. I want to make a change in insurance industry by provising products that are useful for then and not cheating them..I just want to stay loyal to customers and tell which is best plan of hdfc life insurance that I can sujest
Nice 💐💐💐💐
Thanks
@Every Paisa Matters iam joining hdfc life as a company agency manager please guide how to make people guide in right direction. I want to make a change in insurance industry by provising products that are useful for then and not cheating them..I just want to stay loyal to customers and tell which is best plan of hdfc life insurance that I can sujest
Aap abhi kr rhe ho kya kam..
Muje bhi Bdm post ke liye offer aaya he aapka experience share kro please
Kahna kya chahte ho bhaiya..😮😮
Meri age 38yrs old hai
1st premium pay kiya hu
1. Watch this video - Insurance Policy का Premium नहीं दिया तो ? ua-cam.com/video/b2OzIFZI8oQ/v-deo.html
2. If you want to get in touch with me - bit.ly/contactEPM
yani apki mane to hame insurance hi nhi karwana chahiye
Avinash Ji,
1. Maine nahi kaha meri maniye. (Bilkul bhi na maniye)
2. Insurance bilkul karwana chahiye
3. Investment ke lalach se nahi karwana chahiye
4. Term Insurance karwana chahiye
Acha pln batao
Bhai kuch logo ka ghar chalta hai insurance bech kar
So don't say ki policy mat lo 🙂
Aur uske karan kaafi log jo itna premium dene mein asmarth hote hain, woh fas jaate hai zindagi bhar ke liye.
Plus kitne hi jhuthe khwab bhi dikhate hain.
Main yeh nahinkehta ki policy mat lo. Ek sahi policy, transparent roop se, insaan ki jarurat ke hisaab se di jani chahiye. Apne commission ke basis par nahi.
Hi
If reply I give same information
I did not understand your question.
Hum kyon time expand Karen ...tum kis liye ho fir
Sir hdfc ne burbak Bana diy
Tumhe kuch pata nehi aao mere pass ai karaunga term plan, ao agar aap jibit rahete ho to pura premium refund kardenge after maturity
Tell the Plan name and share the details here for everyone to see
Branch koi help nahi kar rahi hai
Sidhe sidhe nahi kah sakte kya...😢😢😅😅
Hdfc ulip
Ppt mere mail id per send kariye sir
Mat Karo ye plan mere 7000 dub gaye dete nhi ye paise
HDFC life is a Chor outfit. They scam their customers
Sahi baat h
Wrong sbse best plan h hdfc life ke
Bakwass
Bakwas insurance he koi bhi lelo
Sab bakwas
Mujhe cancel karna hai
ua-cam.com/video/mCjU-ybAdc4/v-deo.html
If some one want hdfc life or other plz contact no chargers direct patner with company's