How about making it a part of long term debt portfolio and lock the 6.5% IRR for next 30 years as bond/FD rates are going to come down in the future decades ?
This is the video I was waiting for a long time. Now will you be able to compare this product with other products in the market? We want to know which product gives guaranteed higher IRR for conservative investors. Thank you for all your efforts 🙏
Pls Clarify this particular point -In HDFC Life Sanchay plus. Policy return, at any point of time during payout period, you shall have an option to receive the future income as a lump Sum, which shall be the present value of future payouts, discounted at a rate which is computed using the prevailing interest rates described in Part D Clause 4 below.
Ismein invest karna bilkul sahi nahin rahega total return 5 se 6% hai usmein bhi premium mein Diya Gaya GST jodne per return 4% ke aaspaas aata hai jo ki bahut hi kam ho jaega
Hi, can u pls explain LIC jeevan salal plan 165 as lot of people had issue in this I had taken this policy at 24 year and duration is 25 years can u pls explain whether to surrender or continue
Accha ap bolo koi FD as a long term 6.9% Return degi with Tax Benefit and next 30 years pe FD ka interest rate ajki jaise degi ??? So Sanchay Plus is best for Long Term systematic Investment ❤️❤️
Insurance ka Koi bhi Traditional investment wala plan na le , post or FD , Balance or equity Mutualfund & risk cover ke liye Term Insurance is best. Ye saare Investment Insurance plan ghata hi karwayenge agar ye guaranteed plan Post ki 7.8 % se bahut kam return deta hai aap 30 to 40 years ka calculation karenge toh bahut bada ghata hai.
Calculate the Inflation after 15 years. Will this amount be enough??? My age is also 37 Now (2024) petrol price and groceries price are xyz amount but what after 15 years (2039) what will be these prices and cost of living???? Is it worth to buy this????
I had same question and my friend (who works in bank) asked me not to invest in this scheme because after 15 years it will not be enough due to inflation. I did not invest in it and invested in real estate instead.
Hello sir. Can you please make a comparison video on different investment based life insurance plans available in the market and show us which one is best for investment.
sir mere father ne HDFC SL PROGROWTH MAXIMISER POLICY PURCHASE KARI HAI USME MONTHLY POLICY CHARGE ME 648 RS. DEDUCT HOTE HAI TO WOH POLICY KE MATURITY AMOUNT ME SE CUT HOGE YA PRESENT VALUE ME SE HI CUT HOGE??
Yes you can . But if you do it after just one year you got nothing . But if after two or more years then you got surrender value .. approximately 65% value of your investment
Hello sir, took this policy this year, and want to exit now. Have only paid 1 premium of 2 L. If i pay just for 2 years, will it pay reduced benefit without lapsing the policy ?
I request you sir please do a video on saral jeevan bima yojna by government and would like to know which company plan would be best suited ... Also kindly review max life flexi protect solution
@@EveryPaisaMatters ok. But I was asking this because some companies are giving term plans and some are giving ULIP plans and i am unsure as to which to take and which not to. Currently considering Hdfc, max life as they have better CSR. Also in comparison to them LIC new jeevan amar and tech term plans are also enticing. So currently dont know what to do....
@@EveryPaisaMatterswhat is your mail id Amit bhaiya? Mera LIC Jeevan Anand ka 2 policy hai 15 saal ka. 3lacs aur 4lacs ka policy hai. I would like to get my returns assessed.
Please compare sanchay plus with LIC UMANG whole life, bajaj allianz wealth, max life wealth plan, TAT AIA FG plus, SBI LIFE retire smart plus. Tax free return at 7% are these policies giving ?
sir mera vi yahi policy hai lakin ...hamko policy thick nahi laga too mai payment nahi dey raha hu...mera agent bhag chuka hai ..aap hi batay ki mai kya karu sir...plz help me sir.. 40000 dey chuka hu avi tak
Sir, 12 years tk ye 8 Lakh ka Medical cover bhi kh rhe he... Kya ye sahi rahega mere liye .. I'm 30 years old and 5k each month able to invest any insurance plan😊
श्रीमान जी मैंने 13 अप्रैल 2024 को 4000 रुपए प्रति माह का एचडीएफसी संपूर्ण निवेश प्लान लिया है जिसमें मैं 10 साल प्रीमियम भरूंगा और मुझे 25 में साल पैसा वापसी मिलेगा 10 साल में मेरे द्वारा 480000 दिया जाएगा तो लगभग 25 साल बाद मुझे लगभग कितना रुपया मिल सकता है कृपया बताने का कष्ट करें आपके जवाब का इंतजार करूंगा
@@SUJJUsMediQ simply exit u can bear some loss but save the future losses.... When i get fully financial knowledge of all such kind products... I simplt exit at loss of 35k and Invested the amount recovered and covered loss and made profit in next 2 years
This sceheme will take all your money and the agent and hdfc will make lots of money and you will ultimately loose . I cancelled this plan within a week . If you are looking for returns then do not go for this . If you want insurance then simply go for the insurance plans not this
Guys please dont go for this trap plane its the one of the worst plane ,it gives 0 benfits dont fall into this trap , am already suffering with this plane no use at all my fund value got decreased not increased after paying 4 years of premium
How about making it a part of long term debt portfolio and lock the 6.5% IRR for next 30 years as bond/FD rates are going to come down in the future decades ?
8:58 If we surrender any policy, wil we get the payouts?
मैंने भी यही पॉलिसी ली है, 5000 पर महीने 10 saal ke लिए मै चाहता हू कि 11 saal baad मुझे लमसम कितना अमाउंट मिलेगा 11 saal baad
60000 pr years
Plz connect me sir
Very informative sir and explained clearly sir🙏🙏
This is the video I was waiting for a long time.
Now will you be able to compare this product with other products in the market?
We want to know which product gives guaranteed higher IRR for conservative investors.
Thank you for all your efforts 🙏
Agar compound interest k term main baat kare to ye 4.5% - 5.0% se uper nahi jata hai.
Thank you so much ....I took this policy in April, but your video actually gave me a lot more insights
So sad 😭
Pl do video on HDFC Sampoorna Jeevan Lumsum 4.18L Yry Vs LIC Jeevan Umang 2.4L Yry VS LIC Jeevan Labh 2.4L Yry vs SIP 2.4L
HDFC better return 💯
Pls Clarify this particular point -In HDFC Life Sanchay plus. Policy return, at any point of time during payout period, you shall have an option to receive the future income as a lump Sum, which shall be the present value of future payouts,
discounted at a rate which is computed using the prevailing interest rates described in
Part D Clause 4 below.
Sir today saw this video can you pls review my PNB METLIFE Guranteed Future Plan...
Will share policy document details also for analysis
Wrong IRR calculation...It should be two zero in deffered period bcs The income payout will get on 2nd year completed
Please review policy SBI LIFE smart platina Plus plan 10 years ppt and 20 year's payout, policy term 31 years, premium 2 lakh pa
Please review HDFC Sanchay annuity plan.
Sir you should also explain inflation that will depreciate the value of money each year.
Ismein invest karna bilkul sahi nahin rahega total return 5 se 6% hai usmein bhi premium mein Diya Gaya GST jodne per return 4% ke aaspaas aata hai jo ki bahut hi kam ho jaega
Thankyou so much sir....ab mai yeh policy kabhi nhi karungi
Sir, pls tell jo amount milni hai after 13th year, will it be taxable???? 217074/- Will it attract TDS???
no
Please include medical tests section for each policy. I have diabetes and I was turned down on term insurance by MAXLIFE
Medical grid should be different from company to company
how is the value on maturity 20,71,086 calculated? The invested amount is 18,00,000.
Is there some interest added on 18 lakhs at time of maturity?
Please review postal life.. PLI Santosh plan and it's comparable other plans
Hi, can u pls explain LIC jeevan salal plan 165 as lot of people had issue in this
I had taken this policy at 24 year and duration is 25 years can u pls explain whether to surrender or continue
Very Beneficial
Sir agar ye hdfc bank uth gae to pension kon dega kya esme koi garanti he
Jarur milega paisa Bank ko india sabhi bank ko insurance hi bacha rakha hai
Accha ap bolo koi FD as a long term 6.9% Return degi with Tax Benefit and next 30 years pe FD ka interest rate ajki jaise degi ???
So Sanchay Plus is best for Long Term systematic Investment ❤️❤️
HDFC Life Sanchay Par Advantage ke at 1 lakh sum insured pe
Thank you for such a detailed explanation. I got a very good idea of this plan. 🙏
Very crisp
Sir jeevan Umang LIC पॉलिसी के बारे मे bataiye compare with संचय plus please
Sir maine sanchya plus plan liya hua hai 6 year Tak mujhe Paise Dene hai 1lakh
Insurance ka Koi bhi Traditional investment wala plan na le , post or FD , Balance or equity Mutualfund & risk cover ke liye Term Insurance is best. Ye saare Investment Insurance plan ghata hi karwayenge agar ye guaranteed plan Post ki 7.8 % se bahut kam return deta hai aap 30 to 40 years ka calculation karenge toh bahut bada ghata hai.
Very useful information,
Sir maine TATA AIA Sampoorna Raksha plan liya hai eske baare mein batayein please. Please, must reply sir.
सर मे 10 साल 50000 आमाऊट 1 सालखे ईसाबसे मुझे कितने मिलेंगे सर
Calculate the Inflation after 15 years. Will this amount be enough???
My age is also 37 Now (2024) petrol price and groceries price are xyz amount but what after 15 years (2039) what will be these prices and cost of living????
Is it worth to buy this????
I had same question and my friend (who works in bank) asked me not to invest in this scheme because after 15 years it will not be enough due to inflation. I did not invest in it and invested in real estate instead.
Please make a video on HDFC click 2 achive plan
Hello sir. Can you please make a comparison video on different investment based life insurance plans available in the market and show us which one is best for investment.
Not possible. There are many many options
Strongly recommend karte hai nahein @2:21.? What do you mean? Recommend or not recommended!!!!!
Can you pls review HDFC Life Sampoorna Jeevan?
sir mere father ne HDFC SL PROGROWTH MAXIMISER POLICY PURCHASE KARI HAI
USME MONTHLY POLICY CHARGE ME 648 RS. DEDUCT HOTE HAI TO WOH POLICY KE MATURITY AMOUNT ME SE CUT HOGE YA PRESENT VALUE ME SE HI CUT HOGE??
Can you explain about ICICI Pru Signature
Please compare it with LIC jeevan umang
Why Take insurance?
Hey i wanted to ask if i want to terminate this policy after a year can i do and if yes what is the procedure
Yes you can . But if you do it after just one year you got nothing . But if after two or more years then you got surrender value .. approximately 65% value of your investment
@@Gouravrajdev thank you so much i have surrendered it and surrender value after 3 years is approximately 35% which is clearly written in policy ….
Hello sir, took this policy this year, and want to exit now. Have only paid 1 premium of 2 L. If i pay just for 2 years, will it pay reduced benefit without lapsing the policy ?
HDFC Sanchay Plus and HDFC GUAREENTED Wealth Plus Highest Return Savings Plan all over the insurance Industry💯.. Ap khud Compare karo 👍👍
@@SayanBanerjee-e6q 🛎️
सर इस पॉलिसी मै अगर हम 2 किस्त डाल देते है ओर किस्त हम नही डाल पाते है तो क्या होगा
SIR HDFC LIFE CLICK 2 ACHIVE KE BARE ME BATEN
Maine HDFC LIFE SANCHAY KA 100000+Gst WALA PLAN LIYA HAI MERE KO DETILS ME VIDEO BANAKE BTAYENGE SIR ?
✅ Contact For Term Life Plans - wa.me/+919910929066?text=YTInterested
Which Insurance Plan would you like me to review next? Leave a comment 👇🏻👇🏻
Please consider doing it for LIC Jeevan Anand.
Max life Smart secure plan
Tata future guaranteed plan
Sir 200000 ke sanchy plus plan par ek video banaiye.
❤❤❤❤❤
Mohit khandelwal, sbi smart scholar
Please suggest... i already started
Hi Sir
I think this is old illustration now hdfc life sanchai plus gives some 192000 for 12 pay. Please check once
They are giving me 1963700 upon 12 years of policy plan which has maturity of 15 years ? Is this plan beneficial considering GST charges and all?
I request you sir please do a video on saral jeevan bima yojna by government and would like to know which company plan would be best suited ...
Also kindly review max life flexi protect solution
Here is Saral Jeevan Bima - Saral Jeevan Bima Yojana - Complete Details. Saral Jivan Beema Yojana | IRDAI Term Insurance Plan
ua-cam.com/video/f3mVLAtjr7M/v-deo.html
@@EveryPaisaMatters Kindly update on this as policybazaar has given different plan this time around in 2023
@@riturajsaikia770 There is a change in these plans every few months. Its impossible to keep track.
@@EveryPaisaMatters ok. But I was asking this because some companies are giving term plans and some are giving ULIP plans and i am unsure as to which to take and which not to. Currently considering Hdfc, max life as they have better CSR. Also in comparison to them LIC new jeevan amar and tech term plans are also enticing. So currently dont know what to do....
@@riturajsaikia770 ✅ Contact me via Whatsapp - wa.me/+919910929066
If there is one institution which gives very poor returns to policy holders is HDFC Life. It’s returns are much worse than LIC
Pls talk HDFC life Pension plans only. For 5 yr deferred, investment 5 lacs.
You'll get 50k every year
can you cover sanchay par advantage
Please sir
Max life ka
Smart secure plus ka review ka ek video mil sakta hai
Contact me for same.
@@EveryPaisaMatterswhat is your mail id Amit bhaiya? Mera LIC Jeevan Anand ka 2 policy hai 15 saal ka. 3lacs aur 4lacs ka policy hai. I would like to get my returns assessed.
@@thesarkarbadal message me at 99109 29066
New HDFC Sanchay Par Advantage pls...
Hdfc sanshay policy lena chahiye ya nhi lena chahiye
Sir ji Maine HDFC Life sanchay ka plan liya hai monthly 6000 rs ka 5 saal tak premium period hai 6 Saal baad Kitana paisa milega please batana
Aapne jin se liya, unhone kya bataya?
Policy Bazaar se baby child plan liya kl hi ye kha tk sahi h
Sir mera soft copy gum ho gya hai hai- policy number -hai
Please compare sanchay plus with LIC UMANG whole life, bajaj allianz wealth, max life wealth plan, TAT AIA FG plus, SBI LIFE retire smart plus.
Tax free return at 7% are these policies giving ?
sir mera vi yahi policy hai lakin ...hamko policy thick nahi laga too mai payment nahi dey raha hu...mera agent bhag chuka hai ..aap hi batay ki mai kya karu sir...plz help me sir..
40000 dey chuka hu avi tak
LIC Jeevan Labh
LIC Endowment plan
Sbi life smart retirement plan Review please
Sir, 12 years tk ye 8 Lakh ka Medical cover bhi kh rhe he...
Kya ye sahi rahega mere liye ..
I'm 30 years old and 5k each month able to invest any insurance plan😊
Email me your details at contact_epm@icloud.com
LIC jivan utsav ka review bataye
Already done.
Benefit Illustration for HDFC Life Sanchay Par Advantage 2024
I’m Hdfclife employee and will guide you accordingly your need also discount available upto 40% you can reply here for contact details
U can contact me for illustrations and discounts upto 40%
Sir maturity hone ke baad kya hum total amount ek baar main nikal sakta hai?
@@AratikumarJamatia ha bhai
Is the final maturity amount taxable ?
No tax in maturity money
5 साल का इंश्योरेंस के बारे में समझाएं वीडियो में
Insurance plus investment is a foolish thing to do. If you consider inflation almost zero gain.
True. But many don't even save a penny leave aside thinking about inflation.
Karuna tayde
Sir meine ye liya hai saal mein 1 lakh jama krna hota hai sir 15 saal ke baad kitna milega
Check the benefit illustration you received.
Sir mere papa ne le liya hai mujhe paise vapas kaise lu
श्रीमान जी मैंने 13 अप्रैल 2024 को 4000 रुपए प्रति माह का एचडीएफसी संपूर्ण निवेश प्लान लिया है जिसमें मैं 10 साल प्रीमियम भरूंगा और मुझे 25 में साल पैसा वापसी मिलेगा 10 साल में मेरे द्वारा 480000 दिया जाएगा तो लगभग 25 साल बाद मुझे लगभग कितना रुपया मिल सकता है कृपया बताने का कष्ट करें आपके जवाब का इंतजार करूंगा
12 sal bad pura payasa eksath utha saka hai koi?
Iska Naam badal ke sachay minus rakh dena chahiyea
Why?
@@coolbro4230 because when the whole potential of your money sucked...and u even don't beat Inflation. Then what will u say
Exactly
Sahi baat hai bhai bc bahot regret ho raha hai leke type of trap
@@SUJJUsMediQ simply exit u can bear some loss but save the future losses.... When i get fully financial knowledge of all such kind products... I simplt exit at loss of 35k and Invested the amount recovered and covered loss and made profit in next 2 years
50000 per yar ke police k bara may bataya
This sceheme will take all your money and the agent and hdfc will make lots of money and you will ultimately loose . I cancelled this plan within a week . If you are looking for returns then do not go for this . If you want insurance then simply go for the insurance plans not this
Guys please dont go for this trap plane its the one of the worst plane ,it gives 0 benfits dont fall into this trap , am already suffering with this plane no use at all
my fund value got decreased not increased after paying 4 years of premium
FD rates are 7.8% now...
Sure they are.
And which bank and how much amount is guaranteed under it?
@@EveryPaisaMattersAll small financial banks & 5 lakh coverd by dicgc which is under by Rbi
Sbi magnum
आप गलत नहीं कह रहें हैं क्या?
पॉलिसी टीम के बाद मिला पैसा टैक्सेबल है!!!!
SBI ulip
Mara kya hoga
HDFC ne lath maar kar job se nikala kya tabhi ache plan ko kharab bol rha hai ye , Maine profit kamaya kaise ye nehi
Mat Lena koi bhi policy
Sabse ghatiya plan hai koi mat kharidna pachtaoge bhot