Thanks again for answering my Q! Tariq freaking out has to be the best thing I've seen on the pod so far (sorry Tariq lol). Another one to consider, you talk about travel day being sacred. Could you walk through a typical travel day and how you use your cards to enhance it? Be helpful to focus on typical (not necessarily best case) scenarios when thinking about what's actually realistic for folks. Be especially interested in how you to do group travel with family/friends/kids since that's more complicated than solo travel. You guys leaning into the intangibles is really where the value from your discussion comes from IMO thanks again!
Thanks for tackling the question! I do think Lani covered it well that Chase does have some decent coverage if you can't go on a pre-paid trip and it's due to one of the dozen covered reasons. The biggest place I read about people being caught out is when something goes wrong when they're actually taking the trip and they assume the card insurance will help get them out of a variety of different situations. (again, last minute replacement flights or paying for a rental car to drive the last couple hundred miles home being the big ones)
Hey funny thing I had a similar experience when looking at IHG hotels in Charleston. I checked Citi, Chase and Capital one as well as my IHG app. For some reason Capital One had the Holiday Inn Express in Charleston for $18 per night cheaper than IHG did. The other two travel portals we’re between three and $11 more expensive. I forgot to check the AMEX travel portal, but I typically don’t do so because I found hotels are not as competitive within their portal. Love the show guys
Also experienced a similar situation last June while looking for a hotel in Philadelphia. I was actually going to say that Citi tends to have the highest prices when it comes to booking hotels but that was not the case when I came across the Wyndham hotel in downtown Philly. For some reason and for that hotel only, Citi beat all of the other travel portals by $40 per night and even within the Wyndham app it was still cheaper by $9 per night. So now when I make my spreadsheets trying to determine PPV per chain for different hotels and cities I plan to visit, I’m now also double checking the travel portals lol.
The Highlands of Scotland and the mountains in this part of New York were once the same mountain range so it’s a little bit of humor. But I actually am historically Scottish so that’s fun. - RJ
Is it better to apply for 2 cards at the same time, then garden for a year or apply for one card every six months. Note I will be 0/12 in one month for my 5 cards opened October/November 2023. I will be 0/24 at the end of 2025 for inquiries and open accounts if I don't apply for the 2 cards
Thanks again for answering my Q! Tariq freaking out has to be the best thing I've seen on the pod so far (sorry Tariq lol). Another one to consider, you talk about travel day being sacred. Could you walk through a typical travel day and how you use your cards to enhance it? Be helpful to focus on typical (not necessarily best case) scenarios when thinking about what's actually realistic for folks. Be especially interested in how you to do group travel with family/friends/kids since that's more complicated than solo travel. You guys leaning into the intangibles is really where the value from your discussion comes from IMO thanks again!
Thanks for support, Double Double!
Great questions! - RJ
Thanks for tackling the question! I do think Lani covered it well that Chase does have some decent coverage if you can't go on a pre-paid trip and it's due to one of the dozen covered reasons. The biggest place I read about people being caught out is when something goes wrong when they're actually taking the trip and they assume the card insurance will help get them out of a variety of different situations. (again, last minute replacement flights or paying for a rental car to drive the last couple hundred miles home being the big ones)
Thank you for the question! - RJ
Hey funny thing I had a similar experience when looking at IHG hotels in Charleston. I checked Citi, Chase and Capital one as well as my IHG app. For some reason Capital One had the Holiday Inn Express in Charleston for $18 per night cheaper than IHG did. The other two travel portals we’re between three and $11 more expensive. I forgot to check the AMEX travel portal, but I typically don’t do so because I found hotels are not as competitive within their portal. Love the show guys
Thank you for watching!
Also experienced a similar situation last June while looking for a hotel in Philadelphia. I was actually going to say that Citi tends to have the highest prices when it comes to booking hotels but that was not the case when I came across the Wyndham hotel in downtown Philly. For some reason and for that hotel only, Citi beat all of the other travel portals by $40 per night and even within the Wyndham app it was still cheaper by $9 per night. So now when I make my spreadsheets trying to determine PPV per chain for different hotels and cities I plan to visit, I’m now also double checking the travel portals lol.
Portals giveth and portals taketh. - RJ
"I'm basically Scottish." - RJ on living in Upstate New York
The Highlands of Scotland and the mountains in this part of New York were once the same mountain range so it’s a little bit of humor. But I actually am historically Scottish so that’s fun. - RJ
Is it better to apply for 2 cards at the same time, then garden for a year or apply for one card every six months. Note I will be 0/12 in one month for my 5 cards opened October/November 2023. I will be 0/24 at the end of 2025 for inquiries and open accounts if I don't apply for the 2 cards
We've added this to our list to answer on the show! - RJ