RBI's UDGAM Portal: Managing Unclaimed Deposits Worth ₹35,000 Crore | UPSC

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  • Опубліковано 19 жов 2024
  • New StudyIQ Channel - / @upsccsestudyiq | Subscribe Now for Exclusive Videos and Amazing Content. In this video, we delve into the Reserve Bank of India's UDGAM Portal, a transformative initiative aimed at managing unclaimed deposits worth ₹35,000 Crore. Explore the significance, functioning, and potential impact of this portal on financial inclusion, accountability, and economic governance, offering valuable insights for UPSC aspirants and those interested in economic reforms and policy.
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КОМЕНТАРІ • 148

  • @studyiqofficial
    @studyiqofficial  Рік тому +8

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    • @shetra12
      @shetra12 Рік тому

      What if account is older than 10 years?

  • @brizhnev
    @brizhnev Рік тому +125

    After my father passed away i could not claim.. bank procedure is too complex 😢😢😢

    • @komalverma368
      @komalverma368 Рік тому +42

      Make sure you have furnished the documents
      Death certificate
      परिवार रजिस्टर की नकल
      परिवार सदस्यता प्रमाण पत्र
      3= 10 rupees stamp
      1=100 rupees stamp
      सहमति/ consent format must be notarized
      Passbook/TDR of deceased one
      2 witness
      Affidavit to avail bullet bailout from govt to deceased
      In case of nominee
      Not required to furnish such documents except deceased certificate of ac holder, passbook,TDR

    • @BingeWatcher247
      @BingeWatcher247 Рік тому +1

      ​@@komalverma368You need an Award🎉

    • @abhilashpatel6852
      @abhilashpatel6852 Рік тому +6

      I hope you get help you needed

    • @Akash-ok7su
      @Akash-ok7su Рік тому +2

      Itne gawar kese ho bhai

    • @brizhnev
      @brizhnev Рік тому +3

      @@komalverma368 thanks Bhai 🙏🙏

  • @safaroflife675
    @safaroflife675 Рік тому +53

    This plan of RBI will help Bharat to boost its economy and will prevent to be caught in recession like situations.
    If the new amount of 35,000 crore rupees will flow in market, definitely market will rise as well as economy.

    • @adityaandytiwari
      @adityaandytiwari Рік тому +7

      Ye bahut jyada lg rha kya tumhe😂

    • @KamalKumar-m1h
      @KamalKumar-m1h Рік тому +5

      Infilation bhi bdega iss se

    • @GlobeMaster11
      @GlobeMaster11 Рік тому +1

      Inflation already all'time high

    • @XauUsd.46
      @XauUsd.46 Рік тому +2

      35thousand crore is nothing it's low amount to boost economy

    • @nikhilraj418
      @nikhilraj418 Рік тому +1

      ​@@GlobeMaster11inflation all time High nhi hai, 2000 se inflation rate dekho, bas 2 saal thoda jyads hua woh b pandemic ke time, nhi toh woh b nhi hota.

  • @sanatansao1587
    @sanatansao1587 Рік тому +38

    This type of work required in EPFO account also.......bahut logon ka paisa EPFO me bhi pada hua hai.

    • @shivamgupta2842
      @shivamgupta2842 Рік тому +3

      stock me bhi bahut samsasya he. mumbai jana parta he desceased person ka share transfer kar wane me

  • @rajeshgiri8347
    @rajeshgiri8347 Рік тому +24

    रुप्या छोड़िए सरकारी बैंकों को तमीज कौन सिखाए लोग पैसे से ज्यादा तमीज को अहमियत देते हैं

  • @Champseduhub
    @Champseduhub Рік тому +28

    This type of websites should be launched for Non banking organizations like Sahara. 😊

    • @naveenkumar-fc3xf
      @naveenkumar-fc3xf Рік тому +1

      bhai shayed ushke liye b open hogi ..amit shah ne bola h...jalidi h mil jayega pesa

  • @119janvirawat3
    @119janvirawat3 Рік тому +4

    Great step taking towards the growth the nation ❤..
    RBI 🙏🏻✌🏻❤️

  • @anveshikasingh3389
    @anveshikasingh3389 Рік тому +3

    answer is consolidation of asset isnot pillar of base 3 (option d)...........................the 3 pillar of base 3 are minimum capital requirement, supervisory review,and market discipline

  • @satenderchoudhry3895
    @satenderchoudhry3895 Рік тому +6

    Dada ji ka paisa pda hua h humare 35 saal se or 15 saal gujre huye hogye or bank wale ghumate rehte h ki rbi k paas pohch gya😟
    co-operative bank me h

  • @White_walkers
    @White_walkers Рік тому +2

    sochke dekhiye ...jaha insan apna koi 1 rs na chhode wese desh me unclaimed paise 35000 crore he....it is the power of population... jo log high population ko desh ki problem smjta he, ye high population desh ki taakat bni huyi he or desh ko bohot jaldi grow b kr skti he,,sirf jrurt he to sirf ek ache imandar pm ki...jo desh ki population ka fayda uthaye or duniya k liye manufacturing hub bnade or desh ko aage badhaye

  • @nehabiswas3809
    @nehabiswas3809 Рік тому +4

    D) Consolidation of assests

  • @exitexit2018
    @exitexit2018 Рік тому +3

    Hamara 1 lakh ka purana FD hai lekin papers nahi hai...pata nahi kaise milega...20 saal pahele deposit kiya tha

  • @viralshow5151
    @viralshow5151 Рік тому +9

    Nomnie ka address bank pass hota h fir bhi bank sampark nhi karti h kabhi kabhi nomnie bank ka regular custmer hota h😮

    • @gametabulas
      @gametabulas Рік тому

      In my case the SBI branch manager said they might have not put the nomination info as the account was too old. SBI is full of tejesvi log. I hope this government sells this useless "national" bank. SBI is inefficient and lacks people who want to work.

    • @rohinipandey865
      @rohinipandey865 Рік тому

      Bank ko thodi pta h account holder ki death ho gyi h. Aur bank notice bhejti bhi h to sab wapas aa jaate h kyuki customer 10 saal s upar ho gye pr bank visit nhi kia to uske account m proper kyc hoti h aur na proper address. Aur kaafi baar to ye case rehta h ki customer kahi aur shift ho gya h

  • @newstoday6894
    @newstoday6894 Рік тому +8

    Bank wale garibo k 500 rs kha gaye low deposit batakar 😭😭😭

  • @brangsengsingpho
    @brangsengsingpho Рік тому +2

    Ankit sir aapke madhyam se mujhe poncha dijiye...woh mere dada ji ka tha

  • @AjaySharma-fw5fn
    @AjaySharma-fw5fn Рік тому

    D) Consolidation of assets

  • @ekanshmalviya1054
    @ekanshmalviya1054 Рік тому +3

    D consolidation of assets

  • @lokiassgardian
    @lokiassgardian Рік тому +20

    Koi claim na kre to use Isro, Army, Navy, IAF, anya defence forces IITs ko avn Research and development me invest kro tatha sabhi me bant diyo, RBI.. 🙏

    • @peacewithbeauty
      @peacewithbeauty Рік тому +9

      It's public money nor any goverment money they don't have any right to spend it

    • @goutamdas9066
      @goutamdas9066 Рік тому

      Ha bhai aam admi to faltu log hai... Baki govt. Ke log hi aam public hai... 😅

    • @babadinchak9262
      @babadinchak9262 Рік тому +4

      kyo be haram ka paisa hai kya....jinka paisa hai unko hi milna chahiye

  • @Desktodollars
    @Desktodollars Рік тому +1

    10 years me ye unclaimed me rehta he uske baad senior citizen account me jata 10 sal k lie pr 20 sal pure hone gov ise le leti he fir aap nai claim kar sakte

  • @roopamoraon7397
    @roopamoraon7397 Рік тому

    (D) Consolidation of assets

  • @sandeepkumarsarangi9203
    @sandeepkumarsarangi9203 Рік тому +1

    Year ago Ashneer Grover claimed some insurance/deposit from RBI.

  • @VarunA-oj7rn
    @VarunA-oj7rn Рік тому +4

    Where is the link FOR UDGAM website/App

  • @homeopathytreatment7865
    @homeopathytreatment7865 4 місяці тому

    Kafi informative

  • @devesh2678
    @devesh2678 Рік тому +2

    Gov ka process itna difficult hai , claim kro phir court jao , 2 years milords ke chakkar lagao. Phir aayega

  • @sksagar9900
    @sksagar9900 Рік тому +1

    Sir kya jo paisa postal mein hei. Woh bhi milega kya🤔?

  • @mdarif6292
    @mdarif6292 Рік тому +11

    Only leaders will get the huge cut .... I repeat only mp, MLA member will get huge cut

    • @ravsuma1214
      @ravsuma1214 Рік тому +7

      Hehe.....rti me uska list bhi milega ki kisko kisko mlia hai..tumhara man hoga to uske gaun/ghar jakar pata karna....media wale ko bhi ye karna chahie.....random list me se kisi ke ghar etc jakar pata karna chahie...khali baithkar upadesh dene se to neta mla kuch na kuch faida uthayega hi ...wo log soya to rahta nahi hai hamlogon ki tarah...

  • @AnjaliSinha6237
    @AnjaliSinha6237 Рік тому

    Wow ... This is called Ramrajya

  • @kumarsnehal5770
    @kumarsnehal5770 Рік тому +4

    Pada hua nhi hai woh nikalne nhi dete hai Sbi or Pnb

  • @Lagv205
    @Lagv205 Рік тому +1

    Shares wala toh mere sath bhi hua😄 mere papa ka shares tha bhut sara

  • @CrinG_cheateR
    @CrinG_cheateR Рік тому +10

    Mera hai sab bhul gya thaa😢😢😢😢

  • @ravim7662
    @ravim7662 Рік тому +14

    Rest of unclaimed money should distribute among #sahara Besahara depositer😢 #

    • @AR-vj1xl
      @AR-vj1xl Рік тому +4

      Everyone is getting their sahara money
      You can upload documents to their portal

    • @ravim7662
      @ravim7662 Рік тому +1

      @@AR-vj1xl govt's mercy for 10000rupee only.not whole money is going into Beshahara a/c holder.

    • @vishwajeetbhau
      @vishwajeetbhau Рік тому

      why help Sahara customer ... this seems so selfish and unreasonable
      .. this money should be used for the development of nation.... Sahara mein invest karne ke liye government kabhi nhi bola tha ... aap aage aakar invest kiye the

  • @alokkathuria3893
    @alokkathuria3893 Рік тому

    Claim option bhi online krna chaiye .

  • @nikhilraj418
    @nikhilraj418 Рік тому

    Mere bahut saare bank accounts they aur sab me alag alag mobile numbers they, mera mobile ghum jatha toh me naya letha sim bhi, ab woh number se linked bank account and paiso ka kya hoga?

  • @Followonlyone43dakshsamrat
    @Followonlyone43dakshsamrat Рік тому

    Sir please send your reaplly 🙏 अगर नोमनी मे किसी फैमली का नाम नहीं है तो भी claim कर सकते हैं sir please suggest me 🙏🙏🙏

  • @sheshnath5651
    @sheshnath5651 4 місяці тому

    Unclaimed debit par video banaye

  • @silent_studies26
    @silent_studies26 Рік тому

    Sir indian post ka btao tareeka ...bht years hogye ...abhi bhi kuch receipts rakhe hn ...aap bataye kaise claim krein

  • @Prashant_G
    @Prashant_G Рік тому

    Woh jara LIC ka bhi dekho jara... Jisko policy lapsed hui he... Aise cases bohot he... Mera hi around 1.5 lac he😢... Due to Policy lapsed

  • @Likeandsubscribe-z1b
    @Likeandsubscribe-z1b 7 місяців тому

    But family every certificate people do from gov document so gove have every family names and who are with them from ration or esi they know.

  • @sakshikushwaha7465
    @sakshikushwaha7465 Рік тому +1

    Option D

  • @sanjaykumar-dc4zl
    @sanjaykumar-dc4zl Рік тому

    Sir Banaras State Bank jo band ho gaya hai usame mera paisa tha mil payega kya

  • @markevins8015
    @markevins8015 Рік тому

    What if someone entered their own name ,and got many unclaimed lists but they are unknown to them and are from different states.what is the case here?

  • @silent_studies26
    @silent_studies26 Рік тому

    Sir agr phle kbhi post office m jama karaya tha ...fir baad m nikal nahi paye...vo kya krein

  • @washim976
    @washim976 Рік тому +1

    Nice

  • @सौरभ-झ6छ
    @सौरभ-झ6छ Рік тому +1

    15 lakh milenge kya ??

  • @vinay108322
    @vinay108322 Рік тому

    10 year is too long period. It should be reduced to 3 years.And if feasible, Post Office deposits should also be brought under this network.

  • @Followonlyone43dakshsamrat
    @Followonlyone43dakshsamrat Рік тому

    Claim करने के लिए क्या करनाहोगा

  • @ANANTBARA
    @ANANTBARA Рік тому

    How to find the same in case of mutual fund?

  • @unstoppablemotiveshow
    @unstoppablemotiveshow Рік тому +2

    My father stuck money approx 70K rupees in chitfunds. But still I can't get it . I'm requested to govt. Please take action at this issue and make some rules and regulations by this people who lost money in chitfunds got money easily.......

  • @ShivShankar-xt6bd
    @ShivShankar-xt6bd Рік тому

    Mere babu ji ke account me h Mumbai me ham delhi me rhte h babu ji account me paisa h but bahut chakkar lgana padega is liye nhi gye

  • @madankwT
    @madankwT Рік тому +3

    Tabhi mai sochu mere 5cr kaha gye ja rha jaldi se claim krne 🤣🤣🤣

  • @NarayanTiriya-u6n
    @NarayanTiriya-u6n Рік тому

    Amount kaise check karna hai ye tho nhi batae

  • @yogeshkewlani8599
    @yogeshkewlani8599 Рік тому

    Website is not opening up, error "This site can’t be reached". Any solution?

  • @newstoday6894
    @newstoday6894 Рік тому +2

    Pichale janam me maine 2cr jama kiye the lekin naam nahi yaad aa raha hai 😎😎😎

  • @silent_studies26
    @silent_studies26 Рік тому

    Sir indian post ka bhi btao

  • @diptyprakashswain1121
    @diptyprakashswain1121 Рік тому +1

    15 lakh aa raaha hai..

  • @RinkuKumar-hz5sv
    @RinkuKumar-hz5sv Рік тому

    Lic ka
    Bhi

  • @manassaha9876
    @manassaha9876 Рік тому +1

    option d

  • @soloaloo
    @soloaloo Рік тому +1

    Kaas mere baap dada bhi bank account me paise rakhte...😢

  • @Novalaft
    @Novalaft Рік тому +52

    Hme dedo ham gribo kam ayega 😂😂😂

  • @h2hdecor876
    @h2hdecor876 Рік тому

    mera paisa nahi dikh raha usme :(

  • @ravikantgupta2499
    @ravikantgupta2499 8 місяців тому

    Mere father ka post office me unclaimed amount hai

  • @sumitdey3358
    @sumitdey3358 Рік тому

    Very poor website... Couldn't open

  • @amateurgamer149
    @amateurgamer149 Рік тому +1

    Naya scheme: Har ghar 15 lakh...🤔🤔🤔😎😎

  • @an-hw8ew
    @an-hw8ew Рік тому

    ja raha hoon bro rbi governor ko apna account number aur IFSC code dene

  • @rajxpy
    @rajxpy Рік тому

    Nominee bhj mar jae toh kya kare

  • @Rahul_11745
    @Rahul_11745 Рік тому

    Kisi ki najar na lag jaye khajane me

  • @kartikeysrivastava5927
    @kartikeysrivastava5927 Рік тому

    instead i guess it should be used for clearning npas, cause its not possible to track everyone .
    some businessman got stuck because of corona and much more issues, gov should help the ones stuck in debt trap

  • @usmanbashas3977
    @usmanbashas3977 Рік тому

    Sir if nominee is also not alive

  • @fghjjmmm
    @fghjjmmm Рік тому +16

    And they say Indians are not rich 🤣🤣🤣

    • @shivamgupta2842
      @shivamgupta2842 Рік тому +1

      140 crore janta me baat do 250rs ayenge sabke khaate me😅

    • @madankwT
      @madankwT Рік тому +2

      @@shivamgupta2842 barabar calculation hai,🤣🤣🤣

    • @fghjjmmm
      @fghjjmmm Рік тому +1

      @@shivamgupta2842 Saab todhi bhul ke rakhe hai😉

  • @niharikatripathi1591
    @niharikatripathi1591 Рік тому +1

    Ek to indian family me husband wife ko kuch batate hi nhi h😂

  • @jaiprakash12012007
    @jaiprakash12012007 Рік тому

    Kisi ko nominee banaya hua hai to bank ko hona chahiye hi us nominee ko dhoond k paise dena chahiye. Jab loan liya hota hai to bank sare rishtedar ko dhoond ke paise wapis leleti hai.
    Ye kya baat hui ki jab dene ki bari aayi to unclaimed bol diya. Ye to fraud hai isme punishment milna chahiye, celebration nahi.

  • @mrityunjay1566
    @mrityunjay1566 Рік тому

    Sahara people were desperate to got their full amount
    And here about unclaimed
    Ajeeb doglapan hai govt ka

  • @Max-vx3rj
    @Max-vx3rj Рік тому

    यदि पैसे लेने वाले नहीं मिल रहे है.... तो मेरेको दे दे rbi कुछ पैसे

  • @viralshow5151
    @viralshow5151 Рік тому +2

    Bank ki niyat nhi h 😮

  • @awadhkishor9629
    @awadhkishor9629 Рік тому

    Chunao najdeek hai.

  • @ShivShankar-xt6bd
    @ShivShankar-xt6bd Рік тому

    15 saal ho gya h

  • @gaurishankeragarwal148
    @gaurishankeragarwal148 Рік тому

    JONKA PAISA HAI UNKO DENA CHAHIYE

  • @priyankaagnihotri2669
    @priyankaagnihotri2669 Рік тому

    🇮🇳🇮🇳🇮🇳🇮🇳🇮🇳

  • @sachingoswami0102
    @sachingoswami0102 Рік тому

    Mujhe de do bhai

  • @Patriot_456
    @Patriot_456 Рік тому +1

    Gariboo ko bant do 😢

  • @may21136
    @may21136 Рік тому

    Mujhe dedo

  • @asgarali-yz3uq
    @asgarali-yz3uq Рік тому +1

    Fakeer insan jhola lekar ghoom raha hai 😁😂😂

  • @davidisheisenberg6316
    @davidisheisenberg6316 Рік тому +1

    Modi and amit shah on their way to capture these money

  • @sumitkumar-pz4ss
    @sumitkumar-pz4ss Рік тому

    These account Are DEAF ACCOUNT

  • @Commentreadingdepartment-fu4xf

    Mera h sara paisa mai 2014 ke pehle king tha modi ne sab le liya 😢😢😢😢

  • @kar_sene
    @kar_sene Рік тому +1

    Sabke khate me 250 rupye aayege 😂😂😂😂

    • @kunalsingh9954
      @kunalsingh9954 Рік тому

      Mera wala tumhi rakh lena

    • @kar_sene
      @kar_sene Рік тому

      @@kunalsingh9954 nhi chahiye Bhai 😹

  • @ankushchauhan2385
    @ankushchauhan2385 Рік тому +5

    Mera ha bhai😂

  • @mono_chemistry
    @mono_chemistry Рік тому +5

    Are me hi hoon jisne 2 cr jama kiya tha..abhi aap 1 cr rakhlo desh ke bhavishya kliye aur mujhe bs 1 cr dedo bs RBI🥹🥹

  • @nikhilverma8753
    @nikhilverma8753 Рік тому +8

    Jo claim hi nhi kr rhi unko deshk vikash me lgao

    • @dr.vamshikrishna1002
      @dr.vamshikrishna1002 Рік тому +7

      politicians khayega

    • @brizhnev
      @brizhnev Рік тому

      ​@@dr.vamshikrishna1002 Jo RBI ka record mein hain woh nations economic activity mein hi jayega

    • @komalverma368
      @komalverma368 Рік тому +1

      Rbi Already using it for depository education and awareness fund