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Why we need to stop buying top/best mutual funds!!
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- Опубліковано 18 сер 2024
- Here is why we need to stop buying top or best mutual funds freefincal.com...
Instead we should be choosing average performing mutual funds with low expectations so that we get disappointed less!
Sir, As usual it's fantastic analytical outlook for the optimal return realization. Thanks.
Top performers will fall to average performer or remain out performer. But average performer will not rise to top performer. So aim the sky (top performers), at least we will get avg performance!
lol! "But average performer will not rise to top performer" this is an assumption without data. Easy for me to put some nos, but I am happy to aim for the ground and stay on the ground
@@pattufreefincal Sir, my view is based on your above video only.
@@pattufreefincal I would anyday prefer Top consistent performers 10,5&3 yrs data basis.
@@AS-yx8oq And who would not!! Sadly we cannot predict the future
Very well explained sir. This rightly explains how we behave. Thanks for breaking the myths with data.
make video on LIC policies also
But isn't it still better to go with out performer coz though they fall atleast remain Avg?
That seems obvious but what practically happens is peple leave units in the old top perfromer and buy a new top performer and keep cluttering up their portfolio
@@pattufreefincal I understand sir
In both group only ~50% remained in the same category in future... then how can you say one is better than other??? 🤔 Am I missing something?
There is a 13% difference as mentioned and we are not including the avg performers which moved up.
Sir, there seems to be some discrepancy in the excel sheer right in the beginning. The difference between the annual returns of direct and regular plans seems to be varying too much. Moreover their werent many direct plans before 2013.
What direct plan regula plan? HOw is it relevant here? I have only used funds with a 10Y annual return history. So obviously no direct plan would have featured here
@@pattufreefincal Either I'm unable to understand or unable to make you understand. the excel sheet shown in the video @ 0:21, it shows direct as well as regular plans. I respect your view point. The tone of your reply to my initial query is quite disdainful. I'll refrain from commenting in future.
Regarding annual return data from VR online, How can regular plans have higher return than direct plans. As per my best knowledge, both direct and regular plan within same scheme hold same portfolio.
Show me an example of this please
@@pattufreefincal w.r.t Table shown in this video (at 0:20), notice serial no. 2&3. Fund is ABSL equity advantage. Sr-2 is direct plan while sr-3 is regular plan. Now check return for 2009, 10, 11 where regular plan returns are higher than direct plan. This is just sample case. There many such cases in that table.
@@Valar__Morghulis Many thanks. That is a mistake on my part. The fund names and numbers do not match, although the numbers themselves and calculation and results discussed are correct
See the correct screenshot here
snag.gy/zjcPps.jpg
@@pattufreefincal well purpose of of highlighting this was just to confirm that VR is not throwing garbage at us. Bdw you are doing great job. Your message by this video is loud and clear. I am learning many things from you. Thank you!!!
Can we draw conclusion on the basis of cpk value of monthly returns for past 5 years of s fund?
What is cpk? There are definitely more rigorous way to generate the same data, but considering I have reproduced this result over 3 different time periods (see link) above, I am fairly confident of at least the conclusions which are quite frankly nothing more than commonsense
@@pattufreefincal cpk is process capability
Which will indicate how robust the process or returns by analysing data points (monthly returns) over a period of time.
It is the most advanced form of statistical tool available in market.
@@HarunRashid-fo3jx Thank you. Let me read more about it
If my fund in which I have a Sip shows negative return is it ok to invest a lump sum in it?
Here the question arises how to identify the consistent mutual fund with atleast average or above average returns, best / top funds with highest returns can be easily spotted with many websites.
It is quite easy to spot consistent performers. Check the monthly scrreners on freefincal.com
@@pattufreefincal sir, thanks for your prompt reply.
What to do if choosen fund performance may not be consistent after 5/ 10 yrs. My main goal is to focus on active income rather than keep on changing funds/ passive income
@@sravan1004 see my portfolio review videos
Thanks liked n shared. Plz make vdo on NPS
Will do
If I chose funds with 24%+ in first 5 years they have better performance i.e above 14% in next 5 years, its like 5star became average but not below average.
Anyway the sample size is small so we can't make any statistically significant decision based on this.
What is small is the small size with 24% returns!
@@pattufreefincal What I mean by "small sample size" is the number of data points nothing to do with return %.
Please do a analysis video on nifty 50 and junior nifty
If possible , share ur portfolio funds and rational behind selection of each funds sir..
see my audit video
SHALL I CONTIUE L&T MIDCAP FUND SUGGEST ME
Once again nicely explained..thanks sir..
wonderful video sir
Great video pattu sir!
Hai sir
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