This is What a $3M Retirement Portfolio Looks Like

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  • Опубліковано 1 лип 2024
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    Investing for retirement income can be challenging, especially when transitioning from a growth-focused portfolio to one that provides stable income.
    In this video, Alex outlines a strategic approach used with a $3 million client to ensure they have the retirement of their dreams.
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    - Show notes: onedegreeadvisors.com/?p=8716...
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    This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you.
    Disclosures: onedegreeadvisors.com/solutio...
    0:00 - Intro
    1:20 - Balance sheet
    2:58 - Retirement income projection
    3:42 - Initial portfolio allocation
    7:32 - Retirement income
    8:36 - Tax efficient account allocation

КОМЕНТАРІ • 19

  • @situated4
    @situated4 Місяць тому +21

    That pre-retirement mortgage is killing them. You must be mortgage free prior to retirement. Everyone knows this. Downsize!!

  • @markl3485
    @markl3485 Місяць тому +2

    More of this please.. also would be nice to see a follow up of the same clients after 3 or 4 years to see what changes they had to make over time.

  • @billl1127
    @billl1127 Місяць тому

    I've just started the retirement journey. I will admit it is a different mindset from what I'm used to. Much of what you're suggesting is what I've been shifting to. Equity position is the lowest it has been in many years at 40% equities, 20% bond funds, 40% cash invested in Treasuries and Brokered CD's.

  • @adamwalczak2600
    @adamwalczak2600 Місяць тому

    Why bother with bonds. Just go with dividends (stocks or funds). Stock market drops, dividends still continue. Just my 2 cents.

  • @andrewroth9175
    @andrewroth9175 Місяць тому +1

    Great video! If this couple had 2 million in Roth and 1 million in pretax cash. That would give them at least 7 years or more income. Delaying SS till 70, paying off house. Hopefully Roth assets double in 7 years, then have SS income and Roth only at 70. That’s my plan.

    • @onedegreeadvisors
      @onedegreeadvisors  Місяць тому

      Thanks for watching! Sounds like you have a good plan 👍