Five Credit Card Rules You Don't Know 🔥🔥🔥 | Don't Let Banks Scam You 🚨
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- Опубліковано 25 тра 2024
- Friends, today I'll tell you about five important RBI guidelines regarding credit cards that many people don't know. Banks can scam you if you're unaware of these rules, so it's crucial for all of us to be informed. Don't let your bank scam you.
Five Credit Card Rules You Don't Know | Don't Let Your Bank Scam You: www.technofino.in/community/t...
I have mentioned all official documents in the above TF Community thread.
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जय हिन्द, वन्दे मातरम
Jai Hind, Vande Mataram
Using Credit card since last 10 years...never paid any charges....used full grace period in big transactions....and enjoyed benefits of points
Already know all of these.. Thanks..
I have paid 26000 amount to standard character bank on july10th but still payment not received cred customer says amount paid to sc but sc says payment not recived where i have to complaints
I also have 16 inch macbook pro but I don't show it off like here :)
He's way more wealthier than you. He's not showing it off. He uses it for references while making videos. If you think he's showing it off, it simply tells me that you're new money. Lol
Thank you for this informative video.
Whenever you make videos on RBI guidelines, can you also attach some documents regarding this. This might help us to go ahead.
Five Credit Card Rules You Don't Know | Don't Let Your Bank Scam You: www.technofino.in/community/threads/five-credit-card-rules-you-dont-know-dont-let-your-bank-scam-you.27089/
Please check this. I have mentioned everything there.
One doubt regarding point 1.
Do car loan, home loan and personal loan have 3 days grace period?
1 year 5 mahine se 7 card use kar raha hu abhi tak 1 RS ka extra charge nehi diya 💪🏻
4 sal se use kar rahe hai 1 rupya bhi charge nahi bhare hai
@@krishnakumarlkr nice bro ❤️❤️ 1 rs bhi Nehi dena Bank ko 💪🏻🗿
@@anjanmondal5063 5 card hai 4 card ka fee nahi lagta ek 590 rupees Dena padta hai bas 😁
2 years... Just once emergency meh fuel surcharge diya....
good video
If someone pays more than the minimum due before the due date then why late payment charges be levied? Only the interest on unpaid amount should be levied.
Can you provide the link from RBI website where I can find all the above points mentioned?
Five Credit Card Rules You Don't Know | Don't Let Your Bank Scam You: www.technofino.in/community/threads/five-credit-card-rules-you-dont-know-dont-let-your-bank-scam-you.27089/
Please check this. I have mentioned everything there.
@@TechnoFino Thank you!
Kindly share Rules references, i.e. Notification/Act or anything else.
Cos this references helps make more powerful arguments to the banks.
Five Credit Card Rules You Don't Know | Don't Let Your Bank Scam You: www.technofino.in/community/threads/five-credit-card-rules-you-dont-know-dont-let-your-bank-scam-you.27089/
Please check this. I have mentioned everything there.
Please give English sub title.
Lets take example of sbi cashback card.... 10K is due amount and i got 5K as cashback from previous month spends then before the dure date i need to pay only 5K right as oer what you said on the 2nd point....
But when i called sbi card customer care they said 10K need to be paid and that 5K cashback will be adjusted in next month spends....and this was 2or3 months back.....
Can you please tell exactly on sbi cashback card which scenario is correct?
Yes you only need to pay 5k because remaining 5k cashback is already adjusted with the credit limit... SBI lunch time bank customer care have zero knowledge about their own products & always escalate the call further like speaking to higher authorities incase agent doesn't give convincing information
SBI always does this. They adjust the cashback in the next month’s billing cycle.
I tried this point last month. My bill amount was 14k and cashback was 1k. So first i paid only 13k to test this theory. SBI takes 1- 2 days to completely settle the payment and yes it showed that my bill was paid off after 2 days. You can try for yourself just pay total due - the cash back amount and wait for 2 days. "Paid" will be shown in total amt. due box
My SBI simply sace card, my bill amount was 11,000 after Bill generated 1K is cashback received I was paid only 10,000 rupees then SBI card Fined 600 rupees.
Then SBI card customer they said the cash back amount will adjusted into next month bill.
Can anyone give a link of rbi guidelines.
SBI card customer care people don't know about their own products actually. how can you except them to know about RBI guidelines.... Unfortunately this is the truth.
your above statement is true, you need to pay only 5k
Five Credit Card Rules You Don't Know | Don't Let Your Bank Scam You: www.technofino.in/community/threads/five-credit-card-rules-you-dont-know-dont-let-your-bank-scam-you.27089/
Please check this. I have mentioned everything there.
One. Card mana kar deta hai refund k liye
Tataneu infinity is not useful for insurance payments, lot of caps, lot is hurdles, can you make a detailed video on it
Tata neu bakwas card h
Tata neu gives 5% cashback upto 2000 on insurance bill pay, its way better than any other card. You are getting 2000. All the cards implemented fair usage policy. So that people cannot misuse it. Some people using it for business purpose as well to earn more cashback. Which is illegal.. Meanwhile Tata neu is one of the best card. I always spend 50k monthly and receive 500 cashback. I can use it on bigbasket for daily Groceries
If you could attach the rbi circulars of all 5 points
Five Credit Card Rules You Don't Know | Don't Let Your Bank Scam You: www.technofino.in/community/threads/five-credit-card-rules-you-dont-know-dont-let-your-bank-scam-you.27089/
Please check this. I have mentioned everything there.
Bhai thumbnail kuch 2024 k hisab k banao
Content bekar ho jayega fir
@@computerscienceresearch rational logic toh deta bhai
Nice information 👍
Can you please update creditpedia app with latest credit card, and also update old cards with latest devaluations
very soon... we'll rollout updates
Sir maine aap ki bahut saari video dekhi hai aap bahut hi achchi informative video bnate ho banking sector ki Sir pls suggest me long term FD kis bank mai keraye jisse mai mhje premium saving account bhi mil jae aur FD ka intrest bhi achcha mil jae FD ka amount around 40 lac hai......
IDFC First Bank can be a good option. they are offering good rate
Aapne Jo bhi details bataya hai uski written details kha pr milegi please batayiye
Five Credit Card Rules You Don't Know | Don't Let Your Bank Scam You: www.technofino.in/community/threads/five-credit-card-rules-you-dont-know-dont-let-your-bank-scam-you.27089/
Please check this. I have mentioned everything there.
My SBI simply sace card, my bill amount was 11,000 after Bill generated 1K is refund received I was paid only 10,000 rupees then SBI card Fined 600 rupees.
Then SBI card customer they said the cash back amount will adjusted into next month bill.
Can anyone give a link of rbi guidelines.
This is the SBI worst T&C this charge was called Cashback forfit charges. Applicable when you earn cashback and Bank instant discount in one payment and redeem your points so in that case this charges will be applied. For that's why SBI rewards system & offer so much disgusting ever....
@@sukantadey9400 1 k is not a cashback its a refund.
Anybody interested in applying amex credit card through my link for first year free. Link in my description...