Is Insurance Policy is mandatory or optional for Bank Loan ?

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  • Опубліковано 10 жов 2024
  • In this video i have explained the which loans are compulsory and optional which we avail loan from any bank.
    I have explain following loans :
    Personal Loan
    MSME Loan
    Car Loan
    Home Loan
    Gold Loan
    Murari Garg
    Whatsapp Message : api.whatsapp.c...

КОМЕНТАРІ • 330

  • @rishiraj2975
    @rishiraj2975 4 роки тому +9

    Sir ji मेंने sbi bank से personal loan लिया है July 2020 मे salary basis से bank वाले ने मेंने मना करने पर भी 13557 का yearly का Insrorance कर दिया मेंने 450000 का personal loan लिया है. मेंने sbi bank से or भी Insrorance करा रखा है . तीन Insrorance polici ले रखी है. मना करने पर भी लोन Insrorance कर दिया

    • @sahil-ku4et
      @sahil-ku4et 3 роки тому

      Process kya tha bhai g

    • @X-Gamer255
      @X-Gamer255 Рік тому

      Bhai pehele bank k terms and conditions check Karo loan lene ke liye insurance mandatory hai ya optional agar optional hai to RBI k pass complaint karo

  • @ssshorts2767
    @ssshorts2767 Рік тому +3

    I got a call from a bajaj finserv executive informing me of pre-approved Personal loan.
    I was interested and I asked him the process.. He then insists me to take a insurance with it otherwise It will not be sanctioned and it is mandatory.
    Though I don't have much idea about these all and I asked him to call me back after 1 hour. By the time
    luckily I run across the video and it saved myself from mis selling.
    Thanks A lot.

  • @KaranSingh-uu5rs
    @KaranSingh-uu5rs 4 роки тому +6

    Apke sabhi video me perfect information hoti he sir... Good work

    • @connecting_dots_Loan
      @connecting_dots_Loan  4 роки тому

      अगर आप मुझे धन्यवाद् देना चाहते है तो मेरा video आप अपने Whatsup के सारे ग्रुप में शेयर करिए ताकि ज्यादा से ज्यादा लोगों तक सही जानकारी पहुच सके और भो इसका लाभ ले सकें .......

    • @satishpawar2191
      @satishpawar2191 3 роки тому

      Ok sir mai Apka video whatsap par jarur lod karungaa

  • @dharmendrajangid8741
    @dharmendrajangid8741 4 роки тому +1

    आपके अनुसार दी गई सभी जानकारी अच्छी है,,,,,,,,PAI को बंद करने और इसके लिए डेबिट हुआ अमाउंट वापिस रिकवर करने का समाधान बतायें

    • @connecting_dots_Loan
      @connecting_dots_Loan  4 роки тому

      आप ब्रांच मैनेजर से बात करें उन्हें राइटिंग में रिक्वेस्ट है आपका पैसा रिटर्न हो जाएगा

  • @kuldeepdhuran2147
    @kuldeepdhuran2147 11 місяців тому +1

    Good Morning Sir, Sir maine kal hi apne loan Balance transfer krwaye hain Rs. 10 lakhs ke SBI me aur main ek central Govt Employee hu lekin bank manager ne Rs. 50000 per year permium ka SBI smart wealth builder insurance mujhe chipka diya ye bol kr ki iske bina loan BT nhi hoga. aur sir unhone jhuth bola ki agar next premium nhi dena chaho to appko 1st year ka premium vapis mil jayega interest k sath jabki check krne pr usme 5 saal ki lock in period hai. Sir, Main ye insurance nhi lena chahta lekin loan ho chuka h aur loan amount se maine sabhi loan close bhi kr diye. Main abhi Insurance k cooling period/look free period me hu jo ki 15din ka hai. kripya sujhav de sir, Thank you so much

  • @khanrakhikhanrakhi832
    @khanrakhikhanrakhi832 3 роки тому +4

    Sir apne bataya ki personal loan per insurance compulsory nahi hai
    Per mane abhi sbi se approximately 1500000 ka loan liya hai
    Aur mujhe insurance lene ke liye kaha ja raha
    Wo sbi life insurance of Rs.50000 p.a
    Me itne amount ka afford nahi kar sakti
    Sir unohne kaha ki apka amount jayada hai isliye apko ye insurance lena hi padega
    Sir apke pass iska koi solution ho to bataiye please 🙏

    • @ronitrathore1911
      @ronitrathore1911 3 роки тому +1

      Koi jaruri hai sidha mano karo document to ap se pura le rahe hai ni le sakte

  • @MoviesBox26
    @MoviesBox26 2 роки тому +2

    Sir 2 doubt hn
    1. Loan amount jo account me rhta h uspe interest b milta h kya SBI se
    2. prepayment se cibil score khrab hota h kya

  • @Onlinewind
    @Onlinewind 3 роки тому +2

    Sir mere papaji ne house loan liya tha aur uska insaurance bhi h mere papaji ki death 26 april 2021 ko ho gyi hai...
    Ab jo bhi loan amount hai usko insaurance company pay karegi
    But abhi may ki installment deduct ho gyi manager bol rhe aage v hogi

    • @connecting_dots_Loan
      @connecting_dots_Loan  3 роки тому

      ek baar insurance company ke office mein jakar baat karo

    • @santoshpandit902
      @santoshpandit902 3 роки тому

      Bhai ji kya loan protection cover insurance tha apke pita ji ka .agar tha to kya us insurance ki koi document ya koi copy h apke pas...kyu ki mere papa k upper bhi bike loan the par protection cover insurance ki koi document nhi h pls rly

    • @Onlinewind
      @Onlinewind 3 роки тому

      @@santoshpandit902 Sbi life se tha kya??

  • @ranjankumarhota5071
    @ranjankumarhota5071 3 роки тому +17

    Sir, I have a personal loan and the sbi official forced me to take an insurance for coverage. Even they denied to give loan unless I buy an insurance . I told them it is not mendetory but they didn't listen. At last I had to buy an insurance. But I am unable to pay the premium as my salary is low. I have to pay 10500 as emi. So I am thinking to file a complain against sbi. So please tell me how and where I can complain. Please

    • @Village.684
      @Village.684 3 роки тому +4

      Hahahahah yar same condition meri h 3 din pehle ye he khell sbi ne mere sath khella h tweet kro sbi ko aur lifeinsurane ķo free look period m cancel ho jati free look period m 15 din ate h

    • @An-kv1ul
      @An-kv1ul 3 роки тому

      Insurance kitne rupay ka bolte hai

    • @ranjankumarhota5071
      @ranjankumarhota5071 3 роки тому +1

      Min 50000 per anum...

    • @An-kv1ul
      @An-kv1ul 3 роки тому +1

      @@ranjankumarhota5071 hdfc me to 8000 rupay ka bol rahe hai 5 year ke liye .fir sbi aur hdfc me itna difference kyo ?

    • @ranjankumarhota5071
      @ranjankumarhota5071 3 роки тому +2

      Pataa nahi...loot rahe hain SBI wale..

  • @KRISh-h7y
    @KRISh-h7y 9 місяців тому +1

    2 mera father ne aur unke koi friend ne loan liya tha 3 wheeler ka liye to as a guardian unhone ne ek dusra paper pr sign kiya tha aur tabhi bank na 8000 ka share lene bola tha jo ki bank h share tha
    But aab loan pura bhar gya h jab account closer ki baat kiye aur share close krne bole to bank bolne lagi ki account close nahi hoga jab tak dusra loan nahi bharta
    To is case me ky kre

  • @roshanbhattarai85
    @roshanbhattarai85 2 місяці тому +1

    Loan emi khtm hone k baad insurance kiya huwa paisa refund hoga?

  • @919754847662
    @919754847662 2 роки тому +2

    Age 59 pe home loan protection plane guide kijiye...bank force kr rha h ki policy me h

  • @viruthakur0002
    @viruthakur0002 Рік тому +1

    सर मैंने kcc बनाया उस में ICICI Bank से insurance करवाया बैंक वालों ने क्या व ठीक है।

  • @a2zonlineunboxing873
    @a2zonlineunboxing873 3 роки тому +3

    Sir car loan protection toh alag se lena padega. Matlab car loan lenewala person ki maut ho jaye toh uski family ko car loan chukana na pade. Pls reply sir as u have said there is no need to take separate insurance in case of Car loan.

    • @connecting_dots_Loan
      @connecting_dots_Loan  3 роки тому

      हर इंश्योरेंस के अंदर थर्ड पार्टी गारंटी होती है

  • @shakilsayyed786
    @shakilsayyed786 4 роки тому +3

    पर्सनल लोण पे sbilife का फर्स्ट instalment 25000 रु. मैने भरा लेकीन बाकी instalment मैने भरा nahi ,तो इसके बारे मे कुछ बताना सर,,,, या फिर video बनाना please, sir❤️❤️

  • @gautamops0116
    @gautamops0116 2 роки тому +1

    Bank wale loans mante hi nhi personal loan ke sath wo insurance sale kr hi dete een per action. Kese le ?

  • @sekudone
    @sekudone 3 роки тому +5

    1000-2000 monthly or yearly mention clearly,sir

  • @Jyotiranjan1010Liton
    @Jyotiranjan1010Liton 3 роки тому +1

    Sir मेने एक पर्सोनललो लोन लिया जैसे की ब्रांच मैंनेजर ने एक पालिसी जरिकी गेई ओभी फेरे नही मिलेगी 13465 रुपये

  • @vikrantmahajan342
    @vikrantmahajan342 Рік тому +2

    Is it necessary to buy insurance of same company/ bank from where i took loan? Bank always says its mandatory to buy it from there group company.

  • @barunkr.sasmal1573
    @barunkr.sasmal1573 3 роки тому +3

    Sir,
    SBI has debited an amount for RINN SURAKSHA Insurance for my home loan. Again Bank has debited an amount for PROPERTY INSURANCE without any intimation .
    Again debited for SBI GENERAL INSURANCE without any intimation.
    Are these insurance mandatory? Is it legal? There was no prior information.

  • @dharmendrajangid8741
    @dharmendrajangid8741 4 роки тому +1

    सर बैंक से PAI 10 lac के नाम का चार्ज कट रहा है उसे बंद करवाने की प्रोसेस क्या है।यह चार्ज बिना अनुमति के काट लिया । हमें बताया नहीं गया। यह चार्ज बैंक मेनेजर ने सर्विस चालू कर रखी है,,,,,,,,,,,, समाधान बतायें

  • @mmaster1117
    @mmaster1117 3 роки тому +2

    जो महिला state govt job में है तो उसे personal loan intreast में कुछ discount मिलेगा या नहीं

    • @connecting_dots_Loan
      @connecting_dots_Loan  3 роки тому +1

      No

    • @An-kv1ul
      @An-kv1ul 3 роки тому

      @@connecting_dots_Loan agr koi state gov laon lena ho to kya insurance jaroori hai .matlab kuch hone ke baad gov maaf kr dengi kya

  • @shrikantpawar7733
    @shrikantpawar7733 3 роки тому +3

    Sir which is the best bank for home loan term insurance?

  • @topsinghmandavi2101
    @topsinghmandavi2101 4 роки тому +4

    Your every informations are very important for every people.

  • @K.s.rajput.77
    @K.s.rajput.77 2 роки тому +2

    Sir mane personal loan liya th 2020 m to policy karwai th 17000 pr year ki 5 year tk is baar wo policy kl due ho gye to av kya hoga

  • @JitenderKumar-gm6ix
    @JitenderKumar-gm6ix 6 місяців тому +1

    Sir मैने 2022 में 5 लाख का pl लिया था जिस पर बैंक ने मेरा sbi life insurance कर दिया जिसकी Rs. 24540 की yearly emi कटती है क्या मै इसको बंद करवा सकता हूं। क्या यह insuranc करवाना compulsory था। Plz सजेस्ट me

  • @prakashtamang6554
    @prakashtamang6554 7 місяців тому +1

    Loan 5yers me khatam hogiya to insurance ka pesa kese wapasi melega

  • @Sushilkumar-kp4md
    @Sushilkumar-kp4md 3 роки тому +1

    Personal loan लेने पर कितने दिनो बाद insurance policy cancel कराया जा सकता है।

  • @Saurabhsssndilya
    @Saurabhsssndilya 3 роки тому +4

    Personal loan 8 lakhs liya hai or Bank wala Bola 30k per lagega 6 Saal tak Etna Insurance fees

  • @papputhakur9449
    @papputhakur9449 2 роки тому +1

    Sir mere bhaiya ne hdfc se persnal loan liya tha or covin mai unki dead ho gai ab kaise pata chalega ki unka loan Insurance tha hdfc bale paresan kar rhe hai plz reply

  • @mukeshgupta.2893
    @mukeshgupta.2893 3 роки тому +2

    Sir hmne 30 lacs ka home loan liya tha union bank se abhi sep me pr hmko kisi ne loan insurance ke bare me nhi btaya or hmara loan pass kr diya......in future koi mis happening ho jati h to kya kre sir ........sir iski sikayat kese hogi kya kre sir ab🙏 btaiye plz

  • @KRISh-h7y
    @KRISh-h7y 9 місяців тому +1

    Agar bank se loan liya pr 3 saal bank aachank bank mera account me se 703 deduct krti h as a insurance jab me pucha bank se to wo bole ki pahile nahi liya tha staff ne aab management boli h ki insurance krna hoga to ky he sahi h

  • @prakashspeakersdelhi2077
    @prakashspeakersdelhi2077 3 роки тому +1

    Sir yeh kaise pata lagaya ki hamara car loan ka loan suraksha hua h ki nhi owner ki death hone ke baad

  • @Bittukumar-um9jk
    @Bittukumar-um9jk 3 роки тому +1

    Sir may Presonal loan 5 lakh lene sbi bank gya per wo mujhe loan inshurence lene ke bol rhe hai nhi to loan nhi milega plz suggest me

  • @deepakkumardiwakar2359
    @deepakkumardiwakar2359 3 роки тому +2

    Sar main SBI se personal loan liya 720000 ka aur jabardasti 50 hazar rupaye sal ki policy De di SBI Life smart builder plan Main Ek Hi kist Jama Ki Ab Bank wale Mujhmein per daba banaa Rahe Hain Ki Main Jama karun Agar Main Jama Nahin Karun to Mera Kuchh kar sakte hain Jarur bataen Sar please

  • @shamshersinghthind2008
    @shamshersinghthind2008 2 роки тому +1

    Agriculture Loan cover package krvana g age limit kitni honi chahiye 65tak Ho skta

  • @avikbanerjee6498
    @avikbanerjee6498 3 роки тому +1

    Mene vehicle loan liya hai 550000 ka...meri age 26, 2 year ke liye loan insurance police lena chahti hai... kitna premium ayega please calculate karke bataya

  • @mahaveernagar1875
    @mahaveernagar1875 3 роки тому +1

    सर, SBI Life- Rinn Raksha बीमा मे जो पैसा वार्षिक कटता हैं , लोन खत्म होने पर इस बीमा का पैसा क्या ब्याज सहित मिलता हैं या बिल्कुल नहीं मिलता हैं ?

    • @connecting_dots_Loan
      @connecting_dots_Loan  3 роки тому

      यह डिपेंड करता है कि आपने कौन सी पॉलिसी है

  • @nabojitbhattacharjee6370
    @nabojitbhattacharjee6370 2 роки тому +1

    Sir mera father k ak personal loan tha he passed away hogaya bank balo ne bol nahi raha ki uska insurance he kay nahi humko kase patha chalega ki ohi loan k insurance he ya nahi... please help me 🙏🏼🙏🏼🙏🏼

  • @creative_sanku4111
    @creative_sanku4111 Рік тому +1

    Sir kya loan insurance mandatory hai hdfc bank car loan ?

  • @AamirKhan-qb2zz
    @AamirKhan-qb2zz 2 роки тому +1

    Sar mene idfc fast bank lone hua tha 39000 lone tha bank ne 2 insurance policy apni marzi se jod di or mera 42900 ka kar diya or mujhe 37000 mile sar mujhe me ye insurance policy kese hatau me kya karu

  • @rothindutta6717
    @rothindutta6717 4 роки тому +3

    सर मुझे एक पर्सनल लोन की लेने की कूछ रास्ता बताये पर केसे लेने हे मुझे कोई आईडिया नहीं है। आप को आपट्टी ना हो तो थोरा बिस्तार से बताए

    • @DeepakKumar-kh6xc
      @DeepakKumar-kh6xc 4 роки тому

      भायी देख पर्सनल लोन आपको तव मिलेगा आप किसी सरकारी या प्राइवेट नोकरी मे पक्के कर्मचारी हो ओर वेतन सिलिप ओर फोम 16 होता है जहा आप नोकरी करते हो वहा का आफिस वना कर देगा तव मिल सकता है या फिर आप विजनिस मैन हो आई टी आर फाईल करते हो अपनी हर वर्ष की तो तव मिल सकता है पर्सनल लोन अगर ये सव कुछ नही आपके पास तो आप कोशिश मत करना दलालो के चक्कर मे अपना टाईम ओर पैसा वरवाद मत करना कोई नही करा सकता लोन ये सव है आपके पास तो सव पैपर लेकर डारेक्ट वैक सरकारी मे जाओ भाग कर लोन होगा ओर कम व्याजदर पर मिलेगा पैपर सारे हो तो प्राईवेट वैको या प्राइवेट फाईनेन्स कम्पनियो के चक्कर मे कतयी नही पडना

  • @pramodarya5123
    @pramodarya5123 3 роки тому +1

    सर नमस्कार मेरे पापा ने बैंक से 4 लाख का पर्सनल लोन लिया था इसी बीच उनकी डेथ हो गई सर जो आप ही इंश्योरेंस वाला बोल रहे हैं सर यह काम कितना टाइम लगता है इसकी प्रोसेसिंग होने में जबकि बैंक वाले बोल रहे हैं चार-पांच महीने लगेंगे

  • @Moody_life_hacks
    @Moody_life_hacks 3 роки тому +3

    Is it mandatory to take insurance for mortgage loan??

  • @gsbyprashant7695
    @gsbyprashant7695 3 роки тому +1

    नमस्कार सर, मैंने 10 लाख का लोन ले रखा लेकिन लोन लेते समय बैंक ने होम इंसोरेंस तो करवाया था पर लोन इंसोरेंस नही करवाया अब मेरा लोन 8 लाख बचा है क्या बीच मे ये लोन इंसोरेंस हो सकता है क्योंकि सर गारंटर को डर है कि कही किसी दुर्घटना होने पर लोन उसे न चुकना पड़े। कृपया बहुत परेशान हूँ बताइयेगा जरूर।

    • @connecting_dots_Loan
      @connecting_dots_Loan  3 роки тому

      अपना कोई और इंश्योरेंस करवा लो

  • @KanggeNov23
    @KanggeNov23 4 роки тому +2

    sir kindly make a video on smart swadhan plus in detail

  • @RakeshSharma-il5qu
    @RakeshSharma-il5qu Рік тому +1

    Cc limit pr b kya insourance me b dena jaroori he acount holder ko ya bank b apney se deta he
    5 lakh ki limit he1lakh 25000 usi me fix deposit bank ne rakh diya 20 25,000 paper ka kharcha
    Saal ka insurance 4400 pr year aa rha he

    • @RakeshSharma-il5qu
      @RakeshSharma-il5qu Рік тому +1

      Pvt bank he
      Devika Urban bank he
      Limit 5 lakh acount holder mila 3.50 lakh
      Fix 1,25 lakh pe 6%ya7% intrst deta he
      Bank share ₹5000 ke diye 100share
      Paper kharch 20,000
      Inters 11% 5 lakh pr
      Insourance 4235₹ pr year 5 lakh pe
      Balance sheet, retern ka alg se 4000/
      Btana sir je thik he bank

    • @connecting_dots_Loan
      @connecting_dots_Loan  Рік тому

      ye to bahut mehnga hai

  • @gyaniadmi2347
    @gyaniadmi2347 Рік тому +2

    is it ok to take insurance ok n 3 lkh personal Loan?

  • @lahurekamal6059
    @lahurekamal6059 2 роки тому +1

    Sir mene parsnal loan liya tha usme insurance Kiya tha ab khatam hone wala hey loan kya oha poiss wapis milaga

  • @mahfuz8390
    @mahfuz8390 3 роки тому +1

    Dear sir mai insta insurance liya tha ato ren nahi laga tha expir hugya kaise update kare yono se

  • @indrajeet9056
    @indrajeet9056 Рік тому +1

    Sir मैं union Bank of India se 4.75 lacs ka education loan sanction ho gya hai but ab Bank wale bol rahe hai
    Ki body incurence krana padega
    Sir ab hum kya kre?

  • @sandeeppanwar6613
    @sandeeppanwar6613 2 роки тому +1

    Sir humne loan against home ka loan liya hai jisme ek insurance jiski premium 18000 vo cut kar rahe hai aur disbursement karne se pehle vo ek titanium plus naam ki policy lene ko keh rahe hai...jise vo complesary bta rahe hai jiska premium 1.25 lakh rs hai..
    Ye policy na lene par vo disbursement karne ko mana kar rahe hai
    Hume kya karna chahiye

    • @connecting_dots_Loan
      @connecting_dots_Loan  2 роки тому

      होम लोन के साथ इंश्योरेंस लेना जरूरी नहीं है

    • @sandeeppanwar6613
      @sandeeppanwar6613 2 роки тому

      @@connecting_dots_Loan sir kya hum unke against complain kar sakte hai aur kaha?

  • @AnujYadavking
    @AnujYadavking 2 роки тому +1

    Sir ye sarv suraksha premium policy kya hai

  • @shashisingh3127
    @shashisingh3127 3 роки тому +1

    Sir aapka total vedio dekh liya, lekin ap education loan ke bare me nahi bataya.

  • @abhishekgamit6405
    @abhishekgamit6405 3 роки тому +1

    Sir car insurance mai life insurance include hota hai .?
    Plz bataiye

  • @nwbari9023
    @nwbari9023 4 роки тому +3

    Nice video on a very apt subject. Thanks.
    I've a personal loan in SBI, and want Insurance because I don't want my family to be in trouble if any unfortunate incidence happen. Pls suggest which Insurance to take.

    • @connecting_dots_Loan
      @connecting_dots_Loan  4 роки тому +1

      कोई टर्म इंश्योरेंस ले lo

    • @An-kv1ul
      @An-kv1ul 3 роки тому

      N w Bari sir mujhe bhi loan lena hai .agr salary per loan lu to gurnter gov hi hoti hai ya other ?plz reply sir

    • @musicstudio094
      @musicstudio094 Рік тому

      Today axis Bank employee force me to take insurance.. I did not take. They said that automatically money will deducted. Should I complain ? Where to complain ?

  • @sarojjena8779
    @sarojjena8779 4 роки тому +2

    Sir ji mera insurance close kaise kare please tell me

  • @trozanhorse7532
    @trozanhorse7532 2 роки тому +1

    mera personal loan rok diya hai insurance nhi lene k karan

  • @Shivcharit
    @Shivcharit 3 роки тому +1

    जाब जाने पर कौन सा बीमा किस्त चुकाएगा सर जी

  • @sawanpaul6114
    @sawanpaul6114 Рік тому +1

    Mera stock 10 lac ka bhi nahi hai koi rasta batiye

  • @triballife-7752
    @triballife-7752 3 роки тому +2

    Sir me Home lone insurance liya hai.lekin uski policy number nahi mila kya kare.

  • @anoopbhandari4896
    @anoopbhandari4896 3 роки тому +2

    Sir m SBI se home loan lene ja raha hun but bank property insurance mandatory karwane k liye bol raha hi.. Term insurance mere pass already hi... To kya m property insurance bahar se kam se kam instalment m karwa sakta hun...

    • @connecting_dots_Loan
      @connecting_dots_Loan  3 роки тому

      जरूरी नहीं है इंश्योरेंस लेना

    • @anoopbhandari4896
      @anoopbhandari4896 3 роки тому

      Ok sir.. Thank you.

    • @connecting_dots_Loan
      @connecting_dots_Loan  3 роки тому

      अगर आप मुझे धन्यवाद् देना चाहते है तो मेरा video आप अपने Whatsup के ग्रुप पर शेयर करिए ताकि ज्यादा से ज्यादा लोगों तक सही जानकारी पहुच सके .......

    • @shrutik6374
      @shrutik6374 3 роки тому

      Hey brother.. Its not mandatory to take insurrance.If that guy is forcing to take this insurance then just tell h him the above line. "As per RBI guidance its not compulsory" ...

  • @mukeshsakuja93
    @mukeshsakuja93 2 роки тому +1

    Sir hameed kaise pata language hammer loan ka insurance hua hai our kon sa hua hai Harare ko loan ka koi paper to diya nahi jati our insurance ka praise hamare loan me se karat lite jati hai

    • @connecting_dots_Loan
      @connecting_dots_Loan  2 роки тому

      ब्रांच मैनेजर से बात करो आपको सारी डिटेल बताएंगे

  • @abhisheksaha1857
    @abhisheksaha1857 2 роки тому +1

    Is home loan insurance mandatory in 2022? I visited sbi on 28/7 /2022. They said ( not in writing but orally) ome loan insurance is mandatory. Plz help me.

  • @KishorKumar-nd1sj
    @KishorKumar-nd1sj 3 роки тому +1

    Pension loan lene wale ki death hone par bank recovery kaise karti h

  • @realengineering6889
    @realengineering6889 3 роки тому

    Sir mere bhaiya ne car finance me liye the lekin unki deth ho gayi hai to hame kaise pata chalega ki unke car loan ka Insurance hua tha ki nahi..

  • @rishabhgupta2337
    @rishabhgupta2337 4 роки тому +2

    Aap beech beech mei haste kyu ho...??? 🧐🧐🧐

  • @Rajendra_Singh_Chundawat
    @Rajendra_Singh_Chundawat 4 роки тому +2

    Sir papa ne personal loan liya 5.75 lakh ka too 30000 per year premium ka SBI ki policy karwai.

  • @jigneshdatta6392
    @jigneshdatta6392 3 роки тому +1

    Sir mere papa ne sbi me se 3.37lac ki personal loan li thi or ab unki death ho chuki he sbi valo ne bataya ki koi loan insurance nhi he loan pr fir hmne transactions me dekha to pese kate hue the fir unpe pressure banaya to unhone bola ki sirf 2lac ka insurance he dusra pesa bhrna pdega plz help karie isme ab hm kya kr skte he

    • @connecting_dots_Loan
      @connecting_dots_Loan  3 роки тому +1

      आप एक काम करें कि अगर आपका कोई जानकार स्टेट बैंक में काम करता है तो उसको आप अपना स्टेटमेंट दिखाएं फिर वह क्या सलाह देता है वह देखें

    • @jigneshdatta6392
      @jigneshdatta6392 3 роки тому +1

      @@connecting_dots_Loan sb esa hi bolte he ki 2lac ka insurance he or dusra baki he vo bharna pdega Btw tysm for reply

  • @mahendragarg7617
    @mahendragarg7617 3 роки тому +1

    Sir kya liability beto aur betio me bati jati hai ya nahi, Jaise property me beti ko Hissa milta hai waise

  • @cvcreative3332
    @cvcreative3332 3 роки тому

    Hello sir
    Maine sbi personal loan le rkha h
    Aur 27 Jan 2021 ko 7400 ka term insurance mere se bina pooche kar diya h aur bank employee bol rhe h ki sab per lag rha

  • @ourdigitalshop1479
    @ourdigitalshop1479 3 роки тому +1

    Bhai mujhe please ek suggestion dijiye
    Maine SBI se 5 lakh ka personnel loan liya hai 2 din pahle, tab manager ne mujhse kaha tha ki loan ke liye insurance zaruri hai aur ye kah kar usne mera 21000/- ka insurance kar diya ek jankar ko dikhane par ye malum huwa ki ye health insurance hai jo ki hospitalise hone par 10 lakh tak ka claim kiya ja sakta hai
    Ab aap mujhe aap ye bataen kya mai is insurance policy ko cancel kara sakta hun koi dikkat to nahi please reply me

    • @connecting_dots_Loan
      @connecting_dots_Loan  3 роки тому

      कोई भी पॉलिसी आप 15 दिन के भीतर बंद करा सकते हैं

  • @PrakashKumar-yq8yh
    @PrakashKumar-yq8yh Рік тому +1

    Sir ham ne property lone liya hu or mere pita ji ne morgege Kiya qki pita ji ka property tha or death kar gaye to Clem le sakte hai

  • @p.sashikiran6026
    @p.sashikiran6026 3 роки тому +4

    Excellent and very informative video💐 🙏

  • @K.s.rajput.77
    @K.s.rajput.77 2 роки тому +1

    Kya is policy k paise hme return milenge

  • @santoshpandit902
    @santoshpandit902 3 роки тому

    Sir kya bike finance karwate wakt loan protection cover insurance hota h .ye complesary h ya nahi ......mere papa ne bike finance karwaya tha 2020 November main May 2021 main unki death ho gayi .mujhe is insurance bare main kuch bhi pata btaye .kya is insurance ki koi copy ya document milta h

  • @kd0815
    @kd0815 3 роки тому +2

    मेरे पिताजी ने 16 लाख का इंडिया बुल्स से होम लोन लिया था जिसका signa company से इन्शुरन्स प्रिमियम करवाया था, 90 हज़ार रुपये प्रिमियम एक बार मे गया था, अब पिताजी की कोरोना से मृत्यु हो गयी ओर इन्शुरन्स कंपनी का कहना है कि हमारा इन्शुरन्स सिर्फ 3 साल के लिए वैध था अब वो ये लोन चुकाने में हमारी कोई मदद नही करेंगे, इस स्तिथि में क्या किया जाए कैसे लोन चुकाया जाए, कृपया हमारे लिए कुछ सलाह देने की कृपा करें !

    • @connecting_dots_Loan
      @connecting_dots_Loan  3 роки тому

      इसके लिए आप एक बार पॉलिसी के दस्तावेज पढ़ो कि उनमें क्या लिखा हुआ है

    • @kd0815
      @kd0815 3 роки тому

      Am not satisfied with ur reply, just bcoz of that my father has been dead, and policy paper getting not anywhere, insurance company not cooprate with us and you told me read the documents carfully, we know about insurance company and it's behaviour but unfortunately you don't know becose you also a insurance agent .

    • @connecting_dots_Loan
      @connecting_dots_Loan  3 роки тому

      without policy documents how you can make claims

  • @sanskri1
    @sanskri1 3 роки тому +1

    Sir pls ye bataeye maine axis bank personal loan per insurance liya hai jiska coverage 5 year ka hai maine lone 2yeras me he close kar diya hai phir kya insurance ka last 3years sequrty amount return hoga yadi ha to eske lie kaise apply kare

    • @connecting_dots_Loan
      @connecting_dots_Loan  3 роки тому

      इसके लिए आपको इंश्योरेंस पॉलिसी की टर्म्स एंड कंडीशन पढ़नी पड़ेगी

  • @shaikhjaved3444
    @shaikhjaved3444 4 роки тому

    Over draft loan hai toh interest rate month ka hota hai ya phir year ka hota hai 2 month me return karenge toh kitna hoga 25k ka

  • @darshitcubing4712
    @darshitcubing4712 4 роки тому +1

    Sir, yono app me home loan page me 3 property ke option he isme pehla other ,dusra Under construction, tisra constructed property. Me sir apne plot par new house banane ke liye loan lena chahta hu, app me konsa option lu

    • @connecting_dots_Loan
      @connecting_dots_Loan  4 роки тому

      हाथ से लिख दो for कंस्ट्रक्शन

    • @darshitcubing4712
      @darshitcubing4712 4 роки тому

      @@connecting_dots_Loan sir kya app me likhna he ya fir .......plz explain it

    • @darshitcubing4712
      @darshitcubing4712 4 роки тому

      Plz explain nicely.thanx

    • @connecting_dots_Loan
      @connecting_dots_Loan  4 роки тому

      अगर आप मुझे धन्यवाद् देना चाहते है तो मेरा video आप अपने Whatsup के सारे ग्रुप में शेयर करिए ताकि ज्यादा से ज्यादा लोगों तक सही जानकारी पहुच सके और भो इसका लाभ ले सकें .......

    • @connecting_dots_Loan
      @connecting_dots_Loan  4 роки тому

      अगर आप मुझे धन्यवाद् देना चाहते है तो मेरा video आप अपने Whatsup, Instagram और Facebook के ग्रुप पर शेयर करिए ताकि ज्यादा से ज्यादा लोगों तक सही जानकारी पहुच सके .......

  • @An-kv1ul
    @An-kv1ul 3 роки тому

    Agr gov salary per loan le to ,tab bhi guarnter jarrori hai kya plz

  • @wmcreation7352
    @wmcreation7352 3 роки тому +1

    sir mera father ka naam mortgage loan liya hua tha unki death ho gyi ab loan company bol rhi ha ki aage ka amount co applicant se lege jabki insurance kiya hua tha

    • @connecting_dots_Loan
      @connecting_dots_Loan  3 роки тому +1

      तो बात करो कि इंश्योरेंस लिया हुआ है तो क्या परेशानी है

  • @fullyfaltu6461
    @fullyfaltu6461 3 роки тому +1

    You did not inform about car loan insurance...

  • @Singer_amith143
    @Singer_amith143 Рік тому +1

    Sir mein sbi se personal loan Kiya Hai.unhone 25000 ka insurance kar diya .or mein job boli to unhone bole ki a wapas return ho jayega 2 years ke bad.kya yeh sach hai???

  • @Mehtabkhan-pi6je
    @Mehtabkhan-pi6je 3 роки тому

    Sir mere father ne chola mandal financer se loan liya tha heavy vehicle pr (truck) bt bimari ki vajh se ab wo ni rhe . Kya ye possible h ki unka loan insurance company dega ya mujhe hi dena pdega

  • @shaikhshoheb802
    @shaikhshoheb802 3 роки тому +1

    Sir main parsnol Loan liya hai Kya loan katam hone kye baad insuras Amount refund ho jayenga ??

  • @vishalgupta6689
    @vishalgupta6689 3 роки тому +1

    Sir pension loan k liye insurance lele toh guranter ki zaroat nhi hogi na?

    • @connecting_dots_Loan
      @connecting_dots_Loan  3 роки тому

      पेंशन लोन बिना गारंटर के नहीं मिलता

    • @vishalgupta6689
      @vishalgupta6689 3 роки тому +1

      @@connecting_dots_Loan agar sir insurance kr le toh kise ko be guaranteed bana skthe hai na esa

  • @Wildlifeshortvlogs
    @Wildlifeshortvlogs 3 роки тому

    Sir mujhe bhi personal loan k sath insurance lena pda jiska annual charge 25000 h m use surrender kar du to kya effects padege plllzz tell me ..

  • @Amit.191
    @Amit.191 3 роки тому +1

    Sir maine education loan liya hai..to sir kya ye important hai ki mujhe insurance karwana hi pdega ?sir insurance ka amount kitna ho sakta hai?

    • @connecting_dots_Loan
      @connecting_dots_Loan  3 роки тому

      इंश्योरेंस करवाना जरूरी नहीं है

  • @rapperkbr8308
    @rapperkbr8308 3 роки тому +1

    Main axis bank se personal loan lena chahta hu vo bol rahe h ki apko insurance krana padega aur kh rahe h ki 5100 rupye do tab loan sanction hoga kya ye sahi h ya frode

    • @connecting_dots_Loan
      @connecting_dots_Loan  3 роки тому +1

      Nahi

    • @rapperkbr8308
      @rapperkbr8308 3 роки тому

      @@connecting_dots_Loan to aapke khne ka mtlb vo frode h lekin vo Axis bank mein hi kaam karta h

    • @rapperkbr8308
      @rapperkbr8308 3 роки тому

      Sir main loan lena chahta hu Axis bank se mujhe ye janna hai ki kya phli installment vo nakad lete h ya jo loan amount mein se deduct hogi vo bol rahe h ki june 2021 se new rule aaya hai ki phli installment nakad deni padegi agar aap aisa karte h to aapki do installment maaf ho jayengi please mujhe sahi jaankari de main bahoot pareshani mein hu aur loan agreement ke liye bhi bol rha h vo bank wala

  • @RajivKumar-gq1ku
    @RajivKumar-gq1ku 6 місяців тому +1

    Very good sir

  • @ashokgbaral2966
    @ashokgbaral2966 3 роки тому +1

    Sir hdfc mera personal loan approved hua h ab bank wale insurance ka mandatory bata rhe h eska solutions bataye sir

    • @connecting_dots_Loan
      @connecting_dots_Loan  3 роки тому +1

      आप उनकी कंप्लेंट करें उनके हायर अथॉरिटी से

    • @ashokgbaral2966
      @ashokgbaral2966 3 роки тому

      @@connecting_dots_Loanसवाल का जवाब देने पर आपको बहुत बहुत धन्यवाद सर

  • @pv99079
    @pv99079 3 роки тому

    Hello Sir
    Can u please suggest how to Surender my RIN raksha policy

  • @nareshram3730
    @nareshram3730 3 роки тому

    Sir mera ek personal loan chal raha hai loan ke lete time maine insurance liya tha but company ne insurance cancel kar diya hai, I call many time to continue the same but no giving me positive ans. Please help me on this

  • @bharatbahadur7779
    @bharatbahadur7779 3 роки тому +3

    Sir personal loan main Liya gaya insurance close nehi ho Sakta kya

  • @wasimahmad9970
    @wasimahmad9970 3 роки тому +1

    Sir Jo pese hamne police me pehle bar jo insurance kraya he 20000 hazar ka wo ab hum age nhi bdhna chate to wo amount hme wapis kese milega

    • @connecting_dots_Loan
      @connecting_dots_Loan  3 роки тому

      एक बार ब्रांच मैनेजर से मिले आप

  • @Bhupindersingh-xs3fv
    @Bhupindersingh-xs3fv 4 роки тому +1

    Please make a video how to insure online life, car

  • @chandanpaul5971
    @chandanpaul5971 3 роки тому +1

    Ye kya yearly hota he sir reply please

  • @kundanguptakg6328
    @kundanguptakg6328 4 роки тому

    Sir hamara state bank ke shakha costomer service point me khata hai bihar me ham dusre state me hai yha koi costumer service point nahi hai state bank ka branch hai or hamare pas kotak bank ka check hai agar ham state bank me check lagate hai to lag sakta hai or kitne din ke bad kiliar ho jaye ga please sir bataea ga

  • @shahaalamchaudhary7366
    @shahaalamchaudhary7366 4 роки тому +1

    Bhai jo me apne hdfc bank jo 10000 maintain karke rakhra hun Agar un Sab ko nikaal lun or 3 ya 4 mahine ke baad fir se deposit kardun to koi charge lagega ya nhi please bhai reply me buhot hi zaruri hai please reply

    • @connecting_dots_Loan
      @connecting_dots_Loan  4 роки тому

      मंथली आपका एवरेज बैलेंस 10,000 होना चाहिए