1. Live below your means 2. Put your money to work 3. Stay away from debt 4. Dare within your budget 5. Don't eat out 6. Don't purchase depreciating item until you are out of debt 7. Invest into your family and not theirs Thanks for this AO.
I’m only 19 years old and what’s crazy to my family is that I say I’m gonna be the first millionaire in the family by budgeting. It’s all about the mindset people. Have learned so much with your videos!!
I just turned 24 and im the only one in my family with a budget and the only one that saves most of the money I make. Ik I will be the first millionaire in my family and its sad cause I wish they were millionaires as well but I won't be able to take care of all of them especially if I get a family of my own in the future
Omgg, yassss girl! I know I don’t know you but I’m so proud. 19 is an amazing age to start. I started on my financial freedom journey last year at 23 and now I’m 24, still so excited and pumped about the day I become a millionaire but I definitely wish I started earlier. Good luck girlie 😜💕
Do it !!! Claim that and make it happen! I’m so proud of you and I don’t even know you. I wish at 19 I would’ve thought that way, continue to save sis 💕💕
The feeling is soooo amazing when that weight is finally lifted. I paid $399.75 a month for 3 years to Ford for a lease for a new car. One of the worse financial decisions of my life.
They got you to. I’m paying the same for my 2018 maxima I never had a brand new car I always drove lemons. After I pay this blood sucker off I’ll go back to buying lemons if I need a car
That 25% (or less) of take home pay figure for housing is the magic number. I've lived on both sides of that number and the difference is astounding. It's a fantastic recommendation.
A.O. I.m a seasoned adult😊 that enjoys listening to your show & I share your info with our children . Thanks for your passion, honesty & caring for our future well.being/wealth. You are making a difference & its so worthwhile!!
I love how I can't watch your videos in one sitting because I'm ALWAYS convicted (by GOD) to follow instructions and take action with the knowledge you're giving us. I signed up for prize pool today and I'm VERY EXCITED to begin saving. I also started budgeting with Every Dollar and it's been a blessing to the fullest. Thank you & Thank GOD for you.
Yo I’m gone do it. First week of November, (i got a vacation right before 😅). 6 month plan i will have all my student loans (my only debt now) paid off by the last Friday in April 2022. ✊🏾. Let’s get it.
WISDOM!!!!!! I absolutely love your channel & I share this wisdom with my students. We are going to be a household out of debt soooo soon… and saving & living within our means meant we had the money for the necessary surgeries for our son plus give me a 12 week maternity leave. Living below our means = FREEDOM!!!!! It is freedom minus all of the fancy extras- but our home is beautiful, well kept and we have automobiles that work. Thank You Jesussss
Wow! So much information that I NEVER considered. I'm definitely going to start emplementing this advice. I'm almost finished paying of private student loans. I'm even more motivated after watching this. Thank you!
Man, I need your help because I have to get better at spending my money! I've wasted so much money on people and things over the years! I need to make a clear vision for my money! And your right...dating is expensive!
It’s no mistake this video popped up when it did. I just had a conversation with a guy and realized we are not financially on the same page. He has a lot of depreciating assets and he “looks” rich but honestly I’d rather build a strong financial future for my kids than to look rich for people who don’t even care at the end of the day.
Just listened to you for the first time yesterday, and immediately I adjusted my budget. I canceled every purchase I should have made, that is above. Thank God I saw your video, you inspire me. keep up.
Am a silent watcher but when you said about spouse buying a car on a budget I remember telling my hubby not to buy another car because we’re playing to buy another house and he was happy when I said no. Thanks for your tips!
I think 🤔 this video is for ALL people that's trying to build wealth! Ask me how I know...I'm a young great grand mom, retired blessed with 2 pensions (As you know all jobs are not offering pensions any more) with a full social security check. I'm saving 💰money for my family future. And still living below my means cooking at home most of the time. My plan is to be the 1st millionaire in my family. Yes, I have a clear vision of my future!
Because of you and the Dave Ramsey show I have so much awareness with my spendings.. thank you so much for all the free info you give us on a weekly basis.. I am beyond proud of my discipline and learning how to budget! Let’s get if fam🙌🏽🙌🏽🙌🏽🙌🏽🙌🏽☺️
Key points I took away from this video. 1.Debt robs you from your future 2. Your credit score does not equal your true wealth 3. When it rain it pours so have money saved for a rainy day 4. Date within YOUR budget 5. Purchase groceries when your not hungry 6. Have a fully funded savings account (3-6months) before investing into assets 7. Stick to your vision (budget) 8. Stop putting money into others pocket before putting money into yours
I am 26 years old and I have been using these tools for a few years. I only have $5,000 of students loans left to pay, my car has been paid off and I have my own apartment. I'm on the track that I have envisioned for my life, this video just solidified that I am making the best decisions. I am now thinking of ways to invest and put some money into stocks. I love your videos, keep it up!! 💯
Great advice! I'm holding onto my paid off car, instead of purchasing a luxury car. I want the Porsche 911 so bad. I've been taking you and Dave's advice 😩. It seems like it's going to take forever to have a million dollars in my savings, lol.
Love the passion you have for your community. You are appreciated, you are changing my life one video and one word at a time. You are amazing 👑. I’m going to win with my money!
I cannot buy groceries when hungry or thirsty. If I am dehydrated I will buy every juice, enhanced water, frozen fruit infused popsicle, & water-based fruit in the store.
Eat frist at home before you enter the grocery store and always make a list buy what you write on the paper. It work for me, I learned my mistakes in the pass. 👍🏼
All these tips are common sense, but I personally struggle with most of them. I’ve paid of $15,000 of debt in one year, but the remaining $16,500 I have left I am struggling with because I am reverting back to old habits 😮💨 gotta get it together
I’ve tried Walmart aldies fresco and I really don’t like those stores theirs nothing like Publix . 🤦♀️. But I know I have to sacrifice so I can enjoy later
That eating out thing is real!!! My husband and I didn't realize how much we spent on takeout until a couple of years ago. That has changed as we eat out maybe a couple of times a month. I love your content!!
Eating out is probably the Most expensive thing we do as consumers. I spent $30 on Domino's when I could've went and picked it up myself for $15. I say eat out 2 to 3 times a months that's it
I’m pretty sure you can apply all of these tips/advice to people of all ages, including your 50s. The Dave Ramsey 7 Baby Steps works for people in their 50s too. Though at that age, I would defo prioritise getting out of debt, paying off the home and aggressively investing in retirement accounts. Good luck! 💕
I love what your doing, Ant! I truly do, but Ally currently offers 0.5% on savings accounts with no minimum deposit amount. . . I'm just saying, Maximize! 0.3% is still great compared to the national average. :D
I’ve been a naughty girl this month lol. My spending was abysmal, I’m literally the biggest frugal cheapskate ever but eating out/takeout has me in a chokehold. I need someone to permanently delete UberEats/Just Eat off of my phone 😂💀 I’m working on getting it together, cause I gotta get to the bag, period 💰💅🏾. October is gonna be a great month!
Also don't try to douce all these expensive accessories on her all at once; get to know her before just impulsively buying her fancy shoes, trendy purses and whatnot to try put a smile on her face. Sitting down here wondering why y'all have not had a single surreal conversation? It's time to open your eyes and see the truth for what it is- The Truth! Be vocal about your emotional needs too, brothers. You are just as human as her.
big facts! in my early 20's, im 31 now, I didn't take investing or savings serious, given I was working and going to school to get my AA but now after I finished school, I started hustling like crazy, paid off $27k car loan, now investing for my retirement and business ventures
Good head on your shoulder. I agree with you! And to that date that ghosted you. Her loss; your gain. From a females perspective she acted like a brat and is not compatible for your life vision.
1. Live below your means
2. Put your money to work
3. Stay away from debt
4. Dare within your budget
5. Don't eat out
6. Don't purchase depreciating item until you are out of debt
7. Invest into your family and not theirs
Thanks for this AO.
Love it!
The most important thing I learned about budgeting is to actually look at it *before* I spend.
I’m only 19 years old and what’s crazy to my family is that I say I’m gonna be the first millionaire in the family
by budgeting. It’s all about the mindset people. Have learned so much with your videos!!
Yo got this!!!
I just turned 24 and im the only one in my family with a budget and the only one that saves most of the money I make. Ik I will be the first millionaire in my family and its sad cause I wish they were millionaires as well but I won't be able to take care of all of them especially if I get a family of my own in the future
Omgg, yassss girl! I know I don’t know you but I’m so proud. 19 is an amazing age to start. I started on my financial freedom journey last year at 23 and now I’m 24, still so excited and pumped about the day I become a millionaire but I definitely wish I started earlier. Good luck girlie 😜💕
You can do it!!!!
Do it !!! Claim that and make it happen! I’m so proud of you and I don’t even know you. I wish at 19 I would’ve thought that way, continue to save sis 💕💕
I'm paying nissan $595 a month.
Never again once this car is paid off.
I practically work for nissan
The feeling is soooo amazing when that weight is finally lifted. I paid $399.75 a month for 3 years to Ford for a lease for a new car. One of the worse financial decisions of my life.
Me too never again👎🏿
They got you to. I’m paying the same for my 2018 maxima I never had a brand new car I always drove lemons. After I pay this blood sucker off I’ll go back to buying lemons if I need a car
@@jkkennedy8919 mine is actually a rollover with negative equity its 2 cars. I learned from my mistake.
F nissan
Save and buy a cash car
I made my first million investing in stock as a beginner, excited , now I can focus on my kids and other things in my life.
@Kenzi Thanks
I'm new to stocks ,,, and I have lost part of my current portfolio trying to trade my self,,,maybe you're a professional ,do you trade yourself ?
@@delindahove7700 No I don't, I hired a Pro who does this for me Mack Daron Wilson look him up for his info
@@dovieursery7130 Alright I see his Profile on web , impressive , Thanks
last year I was at Macks conference with my wife, it was very informative , I recommend him , he is doing a great job
Stop showing off is something to stop doing after listening to u..
Freedom is wat am learning
That 25% (or less) of take home pay figure for housing is the magic number. I've lived on both sides of that number and the difference is astounding. It's a fantastic recommendation.
It sure is!!!!!
Rock on AO!
A.O. I.m a seasoned adult😊 that enjoys listening to your show & I share your info with our children . Thanks for your passion, honesty & caring for our future well.being/wealth. You are making a difference & its so worthwhile!!
My pleasure
" Vision gives us direction " !!!! So true
I love how I can't watch your videos in one sitting because I'm ALWAYS convicted (by GOD) to follow instructions and take action with the knowledge you're giving us. I signed up for prize pool today and I'm VERY EXCITED to begin saving. I also started budgeting with Every Dollar and it's been a blessing to the fullest. Thank you & Thank GOD for you.
I️ signed up for prize pool too, super excited for your growth
Yo I’m gone do it. First week of November, (i got a vacation right before 😅). 6 month plan i will have all my student loans (my only debt now) paid off by the last Friday in April 2022. ✊🏾. Let’s get it.
🎉 hope you accomplished your goal… if not I hope this reminds you to stay the course you can still accomplish this goal 🎉
WISDOM!!!!!! I absolutely love your channel & I share this wisdom with my students. We are going to be a household out of debt soooo soon… and saving & living within our means meant we had the money for the necessary surgeries for our son plus give me a 12 week maternity leave. Living below our means = FREEDOM!!!!! It is freedom minus all of the fancy extras- but our home is beautiful, well kept and we have automobiles that work. Thank You Jesussss
Thanks for continuing to pour greatness into the minds of millennials!
I love that! “Your budget as a Vision” ❤️
Wow! So much information that I NEVER considered. I'm definitely going to start emplementing this advice. I'm almost finished paying of private student loans. I'm even more motivated after watching this. Thank you!
Man, I need your help because I have to get better at spending my money! I've wasted so much money on people and things over the years! I need to make a clear vision for my money! And your right...dating is expensive!
It’s no mistake this video popped up when it did. I just had a conversation with a guy and realized we are not financially on the same page. He has a lot of depreciating assets and he “looks” rich but honestly I’d rather build a strong financial future for my kids than to look rich for people who don’t even care at the end of the day.
WOW!!!
You better run. If he is not on the same page as you are don’t go broke trying to impress people
Just listened to you for the first time yesterday, and immediately I adjusted my budget. I canceled every purchase I should have made, that is above. Thank God I saw your video, you inspire me. keep up.
Am a silent watcher but when you said about spouse buying a car on a budget I remember telling my hubby not to buy another car because we’re playing to buy another house and he was happy when I said no. Thanks for your tips!
I think 🤔 this video is for ALL people that's trying to build wealth! Ask me how I know...I'm a young great grand mom, retired blessed with 2 pensions (As you know all jobs are not offering pensions any more) with a full social security check. I'm saving 💰money for my family future. And still living below my means cooking at home most of the time.
My plan is to be the 1st
millionaire in my family. Yes, I have a clear vision of my future!
My biggest expense after mortgage is food. I really need to budget better on food
In there with you
I had to stop eating out ,I was spending at least 500.00 a Mon on eating out, now almost debt free
The ‘I own it!’ rant is taking me out. Lol 😂
Because of you and the Dave Ramsey show I have so much awareness with my spendings.. thank you so much for all the free info you give us on a weekly basis.. I am beyond proud of my discipline and learning how to budget! Let’s get if fam🙌🏽🙌🏽🙌🏽🙌🏽🙌🏽☺️
Wonderful!
My student loans have robbed me out of a lot and I don’t even work in the major I went to school for.
Key points I took away from this video.
1.Debt robs you from your future
2. Your credit score does not equal your true wealth
3. When it rain it pours so have money saved for a rainy day
4. Date within YOUR budget
5. Purchase groceries when your not hungry
6. Have a fully funded savings account (3-6months) before investing into assets
7. Stick to your vision (budget)
8. Stop putting money into others pocket before putting money into yours
Tip #1 - The power of saying no!
FACTS
“We need a car but we don’t need a Mercedes “ I needed that!!
Ao's collab with Roommates and this episode was dope.
Can't wait to watch and, learn the money advice from AO.
I am 26 years old and I have been using these tools for a few years. I only have $5,000 of students loans left to pay, my car has been paid off and I have my own apartment. I'm on the track that I have envisioned for my life, this video just solidified that I am making the best decisions.
I am now thinking of ways to invest and put some money into stocks. I love your videos, keep it up!! 💯
Good for you! Keep beating that debt up 👍
Great advice! I'm holding onto my paid off car, instead of purchasing a luxury car. I want the Porsche 911 so bad. I've been taking you and Dave's advice 😩. It seems like it's going to take forever to have a million dollars in my savings, lol.
Love the passion you have for your community. You are appreciated, you are changing my life one video and one word at a time. You are amazing 👑. I’m going to win with my money!
Thanks fam! I love my community and GODS community.
These tips are solid and on point. I'm 26, from a third world country and agree that we can take control of our finances.
Love this content. When did u leave ramsey? I actually didnt know u left and was wondering when u did
About two months ago. I love Ramsey though. They are family.
The last 4 minutes hit so hard! That is such a great point!!!!
"Put your money to work with a vision".
That's it!
I cannot buy groceries when hungry or thirsty. If I am dehydrated I will buy every juice, enhanced water, frozen fruit infused popsicle, & water-based fruit in the store.
It's actually worse than when I am hungry. Fortunately, I learned this years ago & know to address this before I enter a grocery store.
Eat frist at home before you enter the grocery store and always make a list buy what you write on the paper. It work for me, I learned my mistakes in the pass. 👍🏼
I used to binge watch Dave Ramsey’s show…No i found a new channel to binge watch! Great show!!❤️
Good morning ☀️ from Memphis! I’m 48 and I’m playing catch up!
Invest into your family and not theirs flips the script. Can't un-ring that bell.
“Debt robs us of our future”. 💯💯
If it's not an essential expense, no to any person and opportunity that drains the finances from my future
All these tips are common sense, but I personally struggle with most of them. I’ve paid of $15,000 of debt in one year, but the remaining $16,500 I have left I am struggling with because I am reverting back to old habits 😮💨 gotta get it together
You got this,we all fall off that horse, now get back on and stay strong
AO, preach it! 🔥it’s time for the underdogs of this game of money to win!!!!!
I’ve tried Walmart aldies fresco and I really don’t like those stores theirs nothing like Publix . 🤦♀️. But I know I have to sacrifice so I can enjoy later
Where do you get you meal plan food?
AO, love ya. i have better conversations with my 22 year old daughter now--i occasionally send her your youtube videos and she will listen to you.
Anthony u are really laying gems down thank you for the knowledge keep up the good work
gold actually appreciates
Aww my southern grandma ate rice and tomatos too
and I thought it was just me.
You went hard at the end man 🔥! Preach!!!
💯 on the groceries
Good morning family!
Loving this channel, you just got yourself a new subscriber. The hard truth alot of people cannot handle.
Wow that credit score story is an eye opener
Isn't it!
I needed this confirmation. I'm doing this.
You’ve helped me so much😫 your such an inspiration
That eating out thing is real!!! My husband and I didn't realize how much we spent on takeout until a couple of years ago. That has changed as we eat out maybe a couple of times a month. I love your content!!
Eating out is probably the Most expensive thing we do as consumers. I spent $30 on Domino's when I could've went and picked it up myself for $15. I say eat out 2 to 3 times a months that's it
@@thechemi5083 agreed!!!
So true!
A.O, Thank you, this is good informations to keep in mind, body, and soul to stay focused on this journey to get it done. 🙏🏼👍🏼💯
Powerful Bro! 🙌🏾
Putting my friends onto Anthony O’Neal, is like me putting them on J.Cole 🔥
Great Questions. For me I ask question 10 First as this question will reveal a person's priorities. Thank you. 👍👍
Love every show
This brother is the goat!
I just love your blog..u are a child of lord
13:30 Not only that AO, you would be paying someone to use their money (interest).
Can you explain your last Money Move: 7. Invest into your family and not theirs more? Is the "their" you are referring to banks or other distractions?
I love this channel and the knowledge that is brings. Thank you so much AO.
Ayeee that intro though !
You like?
Ms jane is legit and her method works like magic i keep on earning every single week with her new strategies
Wow I' m just shock someone mentioned expert Mrs Jane I thought I' m the only one trading with her
She helped me recover what I lost trying to trade my self
I think I'm blessed because if not I wouldn't have met someone who is as spectacular as expert Mrs Jane.
I think she is the best broker I ever seen
Seeking for her contact details👇
+1
Thanks for all this Anthony, your videos are always awesome to listen to. Do you have a podcast available on Spotify ? :)
"And come back on Monday, broke to our family's" I heard organs playing and a praise break after that 😭
I barely came across you right now not bad good advice and funny 🤣🤣 new subscriber😎
You already deliver your key points effectively, but when you include God into the sentence, it makes it so much more powerful to me.
True for me to
So good bro!
Thank you , this video was well needed!
Your new haircut is nice
LOL! Thank you
Dude is funny. Keep it up bro.
Could you tell me who did the artwork behind you? I would definitely like to see the whole category and perhaps buy something.
love from england! Such good reminders that I need constantly!
Good advise, good show keep doing ya thing
Unfortunately, I am a late bloomer. Do you have sound advice for folks in their 50's?
I’m pretty sure you can apply all of these tips/advice to people of all ages, including your 50s. The Dave Ramsey 7 Baby Steps works for people in their 50s too. Though at that age, I would defo prioritise getting out of debt, paying off the home and aggressively investing in retirement accounts. Good luck! 💕
I love what your doing, Ant! I truly do, but Ally currently offers 0.5% on savings accounts with no minimum deposit amount. . . I'm just saying, Maximize! 0.3% is still great compared to the national average. :D
Agreed, but Ally is not giving you any bonuses. PrizePool is giving out an extra $25,000 a month to people. I will take my chances over there. lol
@@anthonyoneal This is true. lol I'm praying you win, good sir!
I’ve been a naughty girl this month lol. My spending was abysmal, I’m literally the biggest frugal cheapskate ever but eating out/takeout has me in a chokehold. I need someone to permanently delete UberEats/Just Eat off of my phone 😂💀
I’m working on getting it together, cause I gotta get to the bag, period 💰💅🏾. October is gonna be a great month!
All this! 🙌🏾 thanks 🤙🏾
Powerful! Loved this video.
Was that Givens on the intro track?👀
Nah! I am working on something with him though.
That's crazy!!!
I'm taking a screenshot of this so that I will hunt you down if you try to pull a Kendrick on us😅😆😭
Also don't try to douce all these expensive accessories on her all at once; get to know her before just impulsively buying her fancy shoes, trendy purses and whatnot to try put a smile on her face. Sitting down here wondering why y'all have not had a single surreal conversation? It's time to open your eyes and see the truth for what it is- The Truth!
Be vocal about your emotional needs too, brothers. You are just as human as her.
big facts! in my early 20's, im 31 now, I didn't take investing or savings serious, given I was working and going to school to get my AA but now after I finished school, I started hustling like crazy, paid off $27k car loan, now investing for my retirement and business ventures
Please tell me where you get your shirt from, looks like great quality. Thanks for the video
great content, thank you ^^
My man Anthony be loud for no reason💀💀
👏🏼 preach it man !! 🔥
Good head on your shoulder. I agree with you! And to that date that ghosted you. Her loss; your gain. From a females perspective she acted like a brat and is not compatible for your life vision.
This great advice is for all ages. 🙌🏿🙏🏿👊🏿👏🏿👍🏿💵💵💵
I was doing everything right until he said stop going out to eat! lol
I desperately need information on mutual funds. I have money in the back collecting dust.
😕
I hollered at the intro 🤣🤣
LOL
AO….please answer this question..1 account or several? I have too many accounts and thinly spread money 😂. How many accounts should one person have?
At least: 3. Checking, Savings, Emergency Fund.
@@anthonyoneal Ayyy! I’m on it! Thank you for all the knowledge.
Hello Mr O’Neal is prize pool FDIC approved