Her race didn’t devalue the home, the racism of the appraiser did that. That shame in no way belongs to her, slide that over to the racists where it belongs!
I was thinking the same thing. This just proved how much of an awful person that appraiser was. I'm sorry she had to do this, I'm sorry she questioned herself, and I'm sorry that there are people in this world who are so awful. Hopefully either that appraiser realizes their hate or spends their eternity in hell.
Are you an appraiser? Perhaps the low appraisal was correct. Perhaps the real number was in between the two appraisals. Perhaps the high appraiser was correct. You don't know. And nobody knows until both appraisals are reviewed by other appraisers.
@@rubygreta1 It was a 100,000 dollar difference. You are playing make believe childish rationalization. 100 k difference is not a rational difference to begin with. You delude yourself with your own incorrectly functioning reasoning skills because bias pollutes data.
That's all true @ SNOW , @Brie, that's why I pointed it out. Some say if the financial playing field was leveled for blacks, then we'd get more respect, and this is an example where this theory proves false.
It was the first realtor. They have comps and they decide which price is the best. Appraisers in a physical way, are usually not involved. Realtors decide how much you can get for your house and it is why they try very hard to have houses looking like show rooms. Nothing personal !!!!! Staging is everything.
@@linanicolia1363 smells like a racist apologist to me. It does not matter if that is how things are it matters how you deal with it now. The realtor or appraiser should be reported. Then hire a BIPOC who will appraise appropriately. Even if they are not BIPOC hire a fair appraiser, period. Anyone that unfairly appraises needs to be reported. No apologies no excuses.
@Minimalist Mom In Progress even if they did not mean ill, they wrote it. Since they have not corrected the assumptions of their racism then we have only to believe they intended it exactly how they wrote it. So until that point in which they clarify so you can be sure of their sincerity, we will all and rightfully so assume you and them are a racist apologist.
@M J "A qualified appraiser creates a report based on a visual inspection, using recent sales of similar properties, current market trends, and aspects of the home (e.g., amenities, floor plan, square footage) to determine the property’s appraisal value."- investopedia.com [you sir, are fake news.]
Yes exactly what I commented, it’s nothing new, then you have those who say blacks like to play the race card when we experience it in all aspects of our daily lives
This is illegal. The fair housing commission should be notified and whoever the appraisal and mortgage bank is should be either heavily fined, and made to publicly apologize for this discrimination.
The mortgage bank does not control the appraiser . The mortgage bank must have known something was not right with the appraisal in order to approve another one. That is very uncommon to allow another appraisal after one has already been completed. Also , research is done on the market BEFORE an appraisal is ordered to make sure the value needed to close the loan is likely to be confirmed by an appraisal. The appraiser has no motivation whatsoever to come in with a low value as they do not work for the bank. Loan officers get paid commission only on closed loans so they have zero motivation to scuttle their own loan. Mortgage banks make NO money if a loan does not close. Also , mortgage banks do not keep the loans , they sell them.
She not done, black woman with a law degree, go get them, and put that company on “blast” and I truly hope black homeowners stay the f$$k away from then ,, “Den of thieves “
I don’t even understand how it is possible when appraisals are all about comps. How was the appraiser not called out as incompetent and fired for undervaluing a house by over $100k!?
@@rubygreta1 if the appraiser is that incompetent he/ she should loose their license. But Iam sure all the appraisals that they have made are going to be checked out. If this is a pattern with a particular group it will show up. Either way I hope that the couple files a lawsuit.
20 pearls- I think she was embarrassed because instead of fighting and demanded respect, she gave in and gave the illusion of a White family living there while completely erasing her and her son’s Blackness. She’s also an attorney, so fighting for justice is second nature to her but she went against her nature.
I’m a Black female and I guess I sound “white” over the phone. I am always amazed at how differently contractors/repairmen treat me when they meet me in person and see that I’m Black.
I’m Hispanic this happens to me my maiden name sounds white and I still have not changed it to my married name. When some one shows up at my house they always ask if I’m me, And if I own the house. It’s crazy how surprised they are and even look annoyed. Also happens to my husband.
@@mikemitch1486 Black folk can speak proper English and not sound white. Some Black folk just love mimicking the way white folk speak. "Broken English?? is saying somehow Black folk can't speak proper English. Imagine celebrating your oppressor/massa language and speech patterns thinking somehow your special. I personally don't ever want to perfect any ways of the people of no color. "Proverbs 3:31 " ENVY THOU NOT YOUR OPPRESSOR AND ACCEPT NONE OF HIS WAYS"
When she said that she devalued her home just by being there, paying the mortgage, and raising her son like the millions of other people, that was really hurtful.
You fire them when they pull that crap on you. If a buyer wants to buy my home, we wil negotiate my selling price. Anyone realtor or appraiser who has low standards because of a person's skin complexion, get rid of that person, the right buyer will come!!!
I remove anything personal like photos or even religious stuff. In actuality, the only slightly religious thing I own is a Thai Budda head, bc its sculptural and looks nice on a shelf with books. I try not to even have any specific cultural elements like tribal print rugs or blankets. Gotta keep everything non offensive.
I had my white friend go with me for tours, appraisals, and even to the bank. I was the "caretaker". They did everything except ask for her ID. They pulled the credit. The interest rate was wonderful. Both of our names are Jennifer so when he said, Ms. Jennifer, she responded. When the paperwork printed for signatures and they asked for ID, I handed over mine. He was pissed. He was at fault for addressing the person he was most comfortable talking to. When he tried to change the interest and price, he couldn't. The application was done over the phone and he never asked about race. But race was an issue because he chose to skip the basic step of identifying his client. I got my mortgage and immediately removed my savings and checking account from there. I had been a customer there since I was 18. I could never get approved even with near perfect credit and having been a nurse for 12 years. It sucks to have to go through thing like that because of the color of your skin.
welcome to America. it is astonishing to see the same people who stole the land discriminating and still behaving with so much HATE. Never Trust a Thief!
Oh my god i need to apologize .i thought i was going to give my input on the trumps and when i read your comment t i thought you were referring to the storie i originaly read
I am an appraiser. I can tell you 1st hand there is absolutely no motivation to lie because we all know that if we do the following things can happen: 1) the appraisal will get challenged. That means I am creating more work for myself having to defend the challenges. Everyone can do a ROV (reconsideration of value) that the appraiser must answer to. 2) If an appraiser did lie and it gets challenged and they can't defend it then the appraisal gets thrown out. Even if they didn't lie and the people just complain they will order a 2nd appraisal. So, being racist on an appraisal and going low doesn't ensure they will actually even end up with that appraisal. 3) if an appraiser has a lot of their reports challenged and then they have to constantly reorder 2nd appraisals (or more) then that hurts the appraiser's rating with that client. That means that you aren't getting much if any work. Why risk losing money over something that, again, isn't even a sure fire way to sabotage someone? 4) If an appraiser is suspected of truly showing discrimination and a complaint is filed, that is taken very seriously. You would definitely lose your certification over that. You could be sued and we have to hold minimum 1 million dollar policies. Why risk all that time in training and education (it takes about 5 years to really get going and it isn't easy to find mentors) and a pretty good income considering all the other things I said? Now factor that into what I said about appreciation rate. Here is an easy way to view it: Historical rate over 3 years= 9% Current rate over 3 years= 18% 1st Appraiser's rate over 3 years= 18% 2nd Appraiser's rate over 3 years= 58% Does that make any sense??? Lastly, her house has an unpermitted addition. This adds in GLA, an additional bedroom and an additional bathroom. Right there could be a large value variance if the 1st appraiser (rightfully) did not include it and the 2nd appraiser (incorrectly) did include it. Add in that there is an accepted 10% variance between appraisals because they are opinions of value and not fact and you have a pretty large amount. Then add in time of sale factors and you don't know how long they waited between doing the 2 appraisal. Just a couple of new sales can change a lot in a short period of time. After all of that, if you still feel this was racism even though the news story only gave you 1 side of the story then I have to say I do not think you are being honest. Either with me or yourself but there is no way you can deny what I said.
@Chuck B Because it's happened before jackass this is not the first nor the last but of course if you do not know this when people have protesting racism in this country for decades then you are the problem
The LionofJudah77U that doesn’t make any sense either. Your just making the same discrimination that banker did on her race. Don’t judge people you don’t know. That’s the problem with people in general.
@@susanallen430 So on average do think an artist makes as much as an attorney does yearly? Have you ever heard the phrase "starving artist"? Because I've never heard the phrase "starving attorney"
She took away from the home - only if she,Realtor, etc ACCEPTS that she is a detriment to the Assessment. Find another Buyer, that will pay the equity that it’s truly worth! She didn’t have to take down anything. We heading towards 2021. Push on to the next.
@@rehkopfsvidz1808 Only because you are not black and have never sat in front of a loan officer who looks at your excellent credit rating and dismisses it. I have been there!
@Picolas Cage good job with writing all of that...don’t get me wrong, it was informative but it misses the point: you are denying the existence of systemic racism by picking apart on one story. You shouldn’t need a news story to show you something that millions of people (POC and white) know about our country. you look at the trees while empirical evidence shows trends and the bigger picture. Housing in Black communities are consistently devalued. Ask yourself why you didn’t know this. Also, your anecdotes and your info from your one appraiser friend does not undo the decades and current racist actions of thousands of appraisers and banks. Stop trying to find a way to undermine the testimonies and fact-based, well-supported truths of Black Americans. PS centuries old behavior didn’t end at all: Emmitt Till was lynched within your parent and grandparents life time. Desegregation was ending the apartheid state our country created however integration has not been achieved. How can you say old behaviors are not current /don’t have continued impact?? Read a book
@M J What do they have to gain? Wow! If they have hate in their heart...just seeing the photos of a White man with a Black Woman would cause that Appraiser to automatically decide to lower the cost of the home!? Like you said...THEY HAVE NOTHING TO LOSE! BUT...HATE...will make you choose to do hateful things to others!
Actually, they're not minorities. They're a numerical majority all over the world but using the term minority connotes ideas of inferiority in POC and alleged superiority in PONC.
Minority is crap it doesn't matter your race your citizenship it's the same with everyone ask the Hispanic how shitty they feel cause the don't have papers ask the iranians how it is to try to come her ask the french you guys hate them to so who is on top my so who s born an American wait trump gets special treatment
It's so heart breaking how we black people are treated in America. This is the only home we know. We need to call out more of these racial inequalities. Hopefully the first appraiser will loose their license. That company should be held to account.
I agree. It takes generations to change. I hope for the best for this country having lived through the sixties, but I don't know. Pride and envy are real and destructive.
That's not the only home u know, u can try to come to Africa and learn more about Africa if you want but u choose to say America is the only home u know sorry that you guys are suffering in America though.
Jacksonville here. I'm not surprised. The Appraiser should be confronted for answers. Start exposing these people who feel the need to try lift their self esteem by tearing down ours.
I am an appraiser. I can tell you 1st hand there is absolutely no motivation to lie because we all know that if we do the following things can happen: 1) the appraisal will get challenged. That means I am creating more work for myself having to defend the challenges. Everyone can do a ROV (reconsideration of value) that the appraiser must answer to. 2) If an appraiser did lie and it gets challenged and they can't defend it then the appraisal gets thrown out. Even if they didn't lie and the people just complain they will order a 2nd appraisal. So, being racist on an appraisal and going low doesn't ensure they will actually even end up with that appraisal. 3) if an appraiser has a lot of their reports challenged and then they have to constantly reorder 2nd appraisals (or more) then that hurts the appraiser's rating with that client. That means that you aren't getting much if any work. Why risk losing money over something that, again, isn't even a sure fire way to sabotage someone? 4) If an appraiser is suspected of truly showing discrimination and a complaint is filed, that is taken very seriously. You would definitely lose your certification over that. You could be sued and we have to hold minimum 1 million dollar policies. Why risk all that time in training and education (it takes about 5 years to really get going and it isn't easy to find mentors) and a pretty good income considering all the other things I said? Now factor that into what I said about appreciation rate. Here is an easy way to view it: Historical rate over 3 years= 9% Current rate over 3 years= 18% 1st Appraiser's rate over 3 years= 18% 2nd Appraiser's rate over 3 years= 58% Does that make any sense??? Lastly, her house has an unpermitted addition. This adds in GLA, an additional bedroom and an additional bathroom. Right there could be a large value variance if the 1st appraiser (rightfully) did not include it and the 2nd appraiser (incorrectly) did include it. Add in that there is an accepted 10% variance between appraisals because they are opinions of value and not fact and you have a pretty large amount. Then add in time of sale factors and you don't know how long they waited between doing the 2 appraisal. Just a couple of new sales can change a lot in a short period of time. After all of that, if you still feel this was racism even though the news story only gave you 1 side of the story then I have to say I do not think you are being honest. Either with me or yourself but there is no way you can deny what I said.
@@usthem7172 Thank you for the education. However, you're speaking as a professional. The disparate impact, especially in today's climate is a festering wound that does not seem to heal. We are tired, but still I stand.
@ us them Thanks for taking the time to comment. You info made me realize how poorly this report was done. What didn't the reporter identify what is such a glaring difference in facts between the appraisals
@@usthem7172 your clientele is obviously white only! This does exist! Why are you defending it so strongly. Why white ppl keep moving when black or Mexican can afford to live in affluent neighborhoods. Just stop!
When I got diagnosed with HSV 2 it was hell for me, had the worst days, Mental breakdown, crying not eating or sleeping either, I was restless looking for alternatives to get rid of this virus in my system, not until I stumbled upon a video on UA-cam about Dr. Aloha’s Herbal Medication and how effective they are, I reached out to him through his email: Alohaherbalhome@gmail.com and followed the instructions given on how to use the Herbal Medication. To my greatest surprise. it worked perfectly and today makes it a month and two weeks of testing Negative for HSV 2 after making use of his Organic Herbal Medication. It’s so amazing regaining my health back to normal and ridding my body of Herpes. Thank you so much 🙏 You can as well Contact Dr. Aloha through his email: Alohaherbalhome@gmail.com or WhatsApp +1(202)871-3222.
No. She needed to decide whether to sell her home or not. When you keep yourself apart from the group, dont expect the group to choose you over others. Plenty of black people get this. What's wrong w you?
@@2011zeldafan Very "easy to cry racism" when its true. You seem a little slow in comprehension if you didn't understand that the second appraiser appraised the home's value similar to other homes in the neighborhood, instead of 40% less as the first appraiser did.
She works as a VP for a company that makes a product that they want to replace appraisals with. Not only will she not say the name of the appraiser, she refuses to release the reports and she hasn't filed a complaint (that would require her releasing the reports). Now, you know she has financial motivation to lie and she isn't being transparent... Does that mean anything to you, at all???
E. P. No, I’m not new to America. I live in an all white neighborhood with my parents and siblings. We own a house and have never experienced racism. We have been in the same neighborhood for 20 years. Also, my dad is a Lawyer and my mom is an RN in an all white neighborhood. Not everywhere is racist. In this neighborhood there’s Irish people that adopted 2 black babies because the mother was on drugs and didn’t want them.
I wonder if the author of this much better article has seen my posts... appraisersblogs.com/why-is-only-one-side-of-the-racism-claim-appraisal-story-being-reported
@@typicalamerican8810 - Naw, he has his friends and acquaintances. Read the Bible, maybe some form of religious fiction like that of John Miltons ‘Paradise Lost’
You're right, and we all get that, her included I'm sure, but still, I understand what she means by that. The knowledge that your life is tangibly valued so much less than that of white people by society that your very presence brings down the worth of a place - there's something about that that just kneecaps your pride. Mainly because of how it affects your control over your life and place in the world, and the sense of powerlessness to change something so systemic (she had to extricate herself from the equation and let her white husband handle it for her).
This is disgusting and it shouldn’t matter if you’re black or white, a house is a house. I’m so upset for this family and others who have also been through this. I obviously can’t understand what you’re going through but please know that my heart aches for you. I live in Australia and I have always treated everyone with respect regardless of skin colour. I see people for who they are and how they treat people, I’ve lost many friends over the years because I won’t go along with disgusting racist jokes and mindsets, I’d prefer to have no friends than lose my morals (which is almost where I’m at now).
Serious undervaluations happen to white people all the time and they have to get a new appraiser. I think this poor couple jumped the gun and proved their own faulty conclusion. I wish they had gotten a second estimate before changing their house around. Now they are worried the world hates them. I don't think it is racially motivated which makes this even more sad that the news networks picked it up and are spreading fear. There are many really terrible appraiser out there and you kind of have to work around the stupid. Edit: In the US anyway. Not sure how it is in the AU. The housing market in the US has a lot of issues in general that cause things like this all the time.
I am so with you there. We just have to keep going and push these values onto our children in hope that one day it wont happen and people wont be judged for the color of their skin. I know it's a long shot but I can hope. Its incredibly gross that this happens right down to the police shooting unarmed black men or black children. I tell my kids it's the heart that matters not what someone looks like on the outside.
I have found that White people from other Countries do not mis treat any one based on Race. That is until they come to the United States and becoming rated indoctrinated.
I don't know that you could even consider this "hateful." The appraiser may have not even known they were doing it. It is so ingrained in white society that it is subconscious in most people. I know very liberal people who would never use the N-word, who never utter racial slurs, but still hold biases that they don't realize until pointed out.
@Jeffrey Payne what is Trump have to do with this Trump is not a racist. Not only did he sponsor myself but he sponsored hundreds of black girls in New York City to get scholarships to go to college and gave them internships for the summer at financial institutions. If he's a racist he's really bad at it
@@realblacksknowthetruth1519 because someone does something for you does not mean they love you or even have your best interests at hand. Trump was sued for discrimination against renting to blacks and lost 🤔 what does that say to you.
@Laijon White your last name is WHITE. we musta watched a different video then she clearly says she knew from jump what was up, always had like anything its the scale of the discrimination that varies, and it shocks but doesn't surprises any damned body. how do you explain that Skip gates, who is married to a caucasianna was prevented from entering HIS OWN home in a white neighborhood and he is supposedly a champion of Blackness. Y'all Ninjas are hypocrites of the highest order. Talking out of both sides of yer mouth.
@Laijon White Don't think she believed she's more brilliant than the next person. The moral of the story is, racism is still a huge problem, you can't let your guard down.
This is why black Americans have been saying for centuries that racism is institutional. It infests every facet of American life. Also, for Trump to have destroyed the very fabric of America's democracy the way he has and to still have over 40 percent support from the electorate is just more evidence how rotten American society is.
@@deanjones2525 Take a look at the cities that democrats run and run into the ground. Those cities are falling apart because all democrats do is give promises and after they get the black vote they forget about the people. All of the run down dumpy cities are run by democrats. Also there are just as many black racist as white. Both are wrong, a good person is a good person no matter what color they are.
I’ll never forget I was 17 yrs old, I was returning from my first job at a furniture store in Jamaica, queens. A mainly African American area in n.y., it was wintertime, dark and cold outside I was quickly surrounded by a group of 6or 7 black males. Yo white boy what you doing around here ? Well I ran as fast as I could for the bus and just barely escaped with bottles and rocks being thrown at me All the while, what can be done about that ? Hmmm., I guess there’s a lot of evil everywhere!🤪
And I know people who say it is 2020 there is no problem. I personally know there is a huge problem and try my best to educate my children about racism.
Just like a bad diagnosis from the doctor, you get a second opinion. Everyone jumps to the conclusion that it's racist when it could just be the man is lazy and does not do his job well.
@@elibaker8849 the failure of local white churches through history who failed to fight against slavery, segregated schools, segregated water, devalued land, and school to prison pipelines. The Church does not fail to uplift "angry people". There are plenty of "black" churches that uplift hurt, broken, and oppressed people (other words Christ's Body). But the only failure of some of the white local Churches was not separating themselves from those who discriminate unduly. The Coffers are filled so that the lowelist and the neediest are fed. Many of the first hospitals, orphanages, and shelters were created by Christians. Palatability is not on the menu. Truth is.
And it's sad that alot of people spend a good chunk of their lives trying to keep other races of people at the bottom as if they're going to be on this earth forever.
It's what the U.S. was founded on and a way for many to feel "above" other people. It's ingrained in the culture. It'll take time to dwindle but I'm hopeful.
Trust me it hurts,even at work they won’t pay you the same amount as the white people/Spanish ones,even when you have more experience and do must of the job😫
@freedom300 I'm sorry, that's racist and you dismiss her choice. You can't know who she would feel more comfortable with. She should be with who she wants to be with.
A a masha Allah sis thank you for 🌞 brightening my morning may Allah make its easy. FORGIVE US MAKE ARE GRAVES SPACIOUS And reward us on day of judgement. AMIN.🤲
Imagine if this were a black couple how low the appraisal what have been. Why is the burden on the Black wife? I’m sure the husband had something to say in the interview but we didn’t hear his opinion. Is she the head of house hold? Why did ABC treat her like a single mom with her husband right there?
What should he say? I’m sorry white people are racist? It’s her story, her experience. His support was in being there you could see the sadness in his eyes, and on his countenance.
How can he speak on this? He was not the one who he to remove his family pictures and items from the home. He does not know what it’s like to be in her shoes at all. Can’t speak on something you know nothing about.
@@GH-bf4gh Not necessarily. He could have been born into a well-to-do family, which allowed him the option to become an artist. Don’t assume he is a starving artist.
This is what contradicts this white supremacy and racism issue if your parents are a biracial couple then what kept them together for so long? Apparently it wasn't the danger of being together so either something isn't real or your parents were utilizing each other for its racial purpose
The race of a couple has nothing to do with selling a house. I guaran tee that their were a lot of issues completely unrelated to race that would prevent someone from getting a house to sell in 7 years on the market.
I am an appraiser. I can tell you 1st hand there is absolutely no motivation to lie because we all know that if we do the following things can happen: 1) the appraisal will get challenged. That means I am creating more work for myself having to defend the challenges. Everyone can do a ROV (reconsideration of value) that the appraiser must answer to. 2) If an appraiser did lie and it gets challenged and they can't defend it then the appraisal gets thrown out. Even if they didn't lie and the people just complain they will order a 2nd appraisal. So, being racist on an appraisal and going low doesn't ensure they will actually even end up with that appraisal. 3) if an appraiser has a lot of their reports challenged and then they have to constantly reorder 2nd appraisals (or more) then that hurts the appraiser's rating with that client. That means that you aren't getting much if any work. Why risk losing money over something that, again, isn't even a sure fire way to sabotage someone? 4) If an appraiser is suspected of truly showing discrimination and a complaint is filed, that is taken very seriously. You would definitely lose your certification over that. You could be sued and we have to hold minimum 1 million dollar policies. Why risk all that time in training and education (it takes about 5 years to really get going and it isn't easy to find mentors) and a pretty good income considering all the other things I said? Now factor that into what I said about appreciation rate. Here is an easy way to view it: Historical rate over 3 years= 9% Current rate over 3 years= 18% 1st Appraiser's rate over 3 years= 18% 2nd Appraiser's rate over 3 years= 58% Does that make any sense??? Lastly, her house has an unpermitted addition. This adds in GLA, an additional bedroom and an additional bathroom. Right there could be a large value variance if the 1st appraiser (rightfully) did not include it and the 2nd appraiser (incorrectly) did include it. Add in that there is an accepted 10% variance between appraisals because they are opinions of value and not fact and you have a pretty large amount. Then add in time of sale factors and you don't know how long they waited between doing the 2 appraisal. Just a couple of new sales can change a lot in a short period of time. After all of that, if you still feel this was racism even though the news story only gave you 1 side of the story then I have to say I do not think you are being honest. Either with me or yourself but there is no way you can deny what I said.
@@BeyondDezaos so people have to teach and correct you? You can't just be a good human being ? You can't just accept and get to know someone bf you judge? Your point is invalid black people shouldn't have to educate racists. I've know alot of good whites. Who don't hold those views and don't teach them to their children .
@Listen to Sleep is America not great for Obama, a blacks person who became the president of the US, aka, a world supper power. Is America not great for the thousands of black millionaires, is it not great for the millions of rich Hispanics, Asians etc.
Don't let it effect your mentality, it's just the media getting your attention, dont give them a time of your life, just look at the weather, look at emergency broadcast, then turn your tv off. Live your life, dont let them make money off of you
There is. Racial discrimination in housing has been illegal for over 50 years. They have a cause of action and can sue. I don’t know why they wouldn’t. Racial testers have been used for years to provide evidence of racial discrimination in lending. That’s essentially what she’s already done with the two different appraisals. Also, state and federal fair housing agencies can investigate and take other action against individuals or companies who engage in racial discrimination.
The statement “I devalued my home just by living in it...” Wow! I’m done with trying to convince those that claim systemic racism doesn’t exist. There’s no point in using common sense knowledge with a nonsensical person.
Her statement sounds like self hate, honestly. She's taking the blame upon herself because someone else was racist. Not a good message but that's how they do in the media.
Never be ashamed of what you have no control over. Chin up and be proud ! Embrace your heritage and get these pretty pics of your family, back on your walls. You did good, exposing the freaks !!!! let them see how they work it out.
She meant b/c she removed the evidence of blackness inside the home to get a better appraisal value vs accepting the whack low-ball one. You do what you gotta do sometimes even though you shouldn't have to.
@@jonnyglove4687 we are all one. The faster everyone gets that the better we will all be. Her husband clearly loves her, or is your stupid racist ass too blind to see that!?
@@thebee9853 They are wealthy not for lack of discrimination, they have some they are subject to as well. But they have cultural practices that naturally lead to wealth building. They are good to learn from in that regard.
She's a realist. The factor that devalued the home was the color of her skin. It's the reality she lives in, why try to deny it? The appraiser was certified, the system is working as designed.
@@josedanielherrera7115 that’s probably not true. I think you know that it’s not but don’t wanna miss out on a fine chance to cry racism. You don’t have any information from the other side and you know nothing about the factors that increase market value. You didn’t see either appraisal. It’s just not realistic the value on the first job was lower cause the owner is black. If THIS is how you define racism in 2020 then you’re just taking the piss off real injustice.
@@chilidoghamsalad9952 Sounds like the excuses of an semi-conscious or covert racist who doesn’t want to acknowledge or accept that their discriminatory behaviour towards minorities is deeply rooted in racism. The “I’m not racist some of my best friend are black” type!
@@blkbbw8295 You’re just making assumptions, just like the woman who thinks she got a low appraisal cause her skin color. I deeply believe black and white people are equal in the eyes of god. I love black people and I forgive anyone who calls me names.
@Shyla Bronx babe might happen to you, but on behalf on my personal experience I have received the same opportunities as a black/white/hispanic/asian/etc individual gets. I don't believe in a victim mentality/self petty/etc & I for sure don't allow my kids to have that mental barrier, but best of luck.
Nando stop. I can’t tell you’re just insensitive and ignorant to racism but just because it doesn’t affect you doesn’t mean it’s not real. Being victimized IS NOT “self victimization” that’s just bs rhetoric that people use to deny actual racism. You can’t watch this video or the countless of other educational pieces and think like that if you’re actually a sane, non biased person. It’s right in your face yet you’re denying it
@@dasiareed8922 I'm black and I thought BP was shite. The fact that you cry racism just because a non black person doesn't like a film, rap music or anything created by a black person* that just happens to be all black is asinine and part of the problem. Increasingly in relation to black people, many non white people especially Asian Americans, Jews and Hispanics (some white people do feel white guilt so pretend to like black things) doesn't suck up or pander to black people. Many Asian Americans don't give to a crap if they hurt your feelings. They will tell you BP is garbage, what are you going to do, scream at them? All you're doing is reinforcing the stereotype of the Angry Black Person who is constantly looking for something or somebody to claim is racist, and to feel aggrieved. There so many negative depictions of black people always quick to anger, humourless, aggressive and unable to keep emotions in check. Is this you? If you are offended that someone doesn't like Black Panther that's YOUR problem. * Black Panther was actually originally created by a white person
She had the double whammy of being a woman too. A lot of women of every color were denied mortgages up until at least the late 70s. And being a woman AND black? The deck was, unfortunately, really stacked against her. Truly unfair.
I am so sorry. I'm black, I had a white wife of 38 years before she passed away. It's never easy to navigate through racism. I never stopped loving my wife.
Voltaire ? French ? I think this racist thing is really going away. It depends where you live. People as a whole , enjoy sticking to others who are just like them.....It is not racism but about comfort.
I am an appraiser. I can tell you 1st hand there is absolutely no motivation to lie because we all know that if we do the following things can happen: 1) the appraisal will get challenged. That means I am creating more work for myself having to defend the challenges. Everyone can do a ROV (reconsideration of value) that the appraiser must answer to. 2) If an appraiser did lie and it gets challenged and they can't defend it then the appraisal gets thrown out. Even if they didn't lie and the people just complain they will order a 2nd appraisal. So, being racist on an appraisal and going low doesn't ensure they will actually even end up with that appraisal. 3) if an appraiser has a lot of their reports challenged and then they have to constantly reorder 2nd appraisals (or more) then that hurts the appraiser's rating with that client. That means that you aren't getting much if any work. Why risk losing money over something that, again, isn't even a sure fire way to sabotage someone? 4) If an appraiser is suspected of truly showing discrimination and a complaint is filed, that is taken very seriously. You would definitely lose your certification over that. You could be sued and we have to hold minimum 1 million dollar policies. Why risk all that time in training and education (it takes about 5 years to really get going and it isn't easy to find mentors) and a pretty good income considering all the other things I said? Now factor that into what I said about appreciation rate. Here is an easy way to view it: Historical rate over 3 years= 9% Current rate over 3 years= 18% 1st Appraiser's rate over 3 years= 18% 2nd Appraiser's rate over 3 years= 58% Does that make any sense??? Lastly, her house has an unpermitted addition. This adds in GLA, an additional bedroom and an additional bathroom. Right there could be a large value variance if the 1st appraiser (rightfully) did not include it and the 2nd appraiser (incorrectly) did include it. Add in that there is an accepted 10% variance between appraisals because they are opinions of value and not fact and you have a pretty large amount. Then add in time of sale factors and you don't know how long they waited between doing the 2 appraisal. Just a couple of new sales can change a lot in a short period of time. After all of that, if you still feel this was racism even though the news story only gave you 1 side of the story then I have to say I do not think you are being honest. Either with me or yourself but there is no way you can deny what I said.
@@gee9291 I wrote this in reply to someone else before but you should read it too... In Florida, for assessed value they use a rate of about 85% of the state's appraisal's value (state has staff appraisers). The assessed value was about $315,000 according to their county records (public record everyone can look it up). $315,000 is about 85% of a value of $370,000. The 1st appraisal was about 10% from $370,000 and the 2nd appraisal was about 25% from $370,000. Then you have the fact that they are trying to say their house is 2,600sf with 4 bed and 4 bath when county shows it as 2,300sf with a 180sf addition (possibly unpermitted) and 3 bed and 3 bath. Essentially every single piece of data supports the 1st appraiser's results over the 2nd appraiser's results. Just the appreciation is enough. How did her house appreciate 58% in 3 years when the median appreciation in that time was 18%? And that 40% variance in appreciation is also the variance between the 2 appraisals! What a coincidence! Math... it is a hell of a tool.
I am a black woman . A very black woman . I was lucky to raise my boys in a million dollar home, in a million dollar predominantly white neighborhood. We lived in the home for almost 17 years and loved it . When we first got it I couldn’t wait to make it ours . I picked every wall color , fussed over every door nob , planted every plant and spent sleepless nights over every pool tile and light fixture that I put into it . It was almost 6000 sq ft and I wanted to make sure every corner felt just as warm and cozy as the last . It was a beautiful but practical home . It was not a museum but a home that hosted fancy cocktail parties , with as much frequency as birthday and Tupperware parties . We made many wonderful memories there . Last year after a long struggle with cancer I decided it was time to down size . I was tired of maiming a 6 bedroom 8 bath home . From my experience as a real estate agent of almost 20 years , I knew that to get the most out of my home and to sell it quick I had to remove all evidence that a black family lived in the home . Luckily we could afford to move out and leave the home “neutrally” staged for sale. Like this woman I was ashamed I had to do what I did . I had loved , designed and cared for that home . We got many offers and the buyers’ agents called with compliments from the potential buyers about how well kept and beautifully designed and decorated the house was . Never once seeing the faces of the woman and family that had made it so 😢😢😢
Thanks for sharing. There's a story of a black man who owned a big Bank but had to use his friends as a disguise. He was a cab driver. May God bless you all. Have a good day/night
Sad. Honestly I understand why but damn now our children will be changing photos for their homes. Cycle continues. We have to speak out more but money rules and white supremacy does too
Well, it is sad, you feel you had to hide your heritage, to sell your house, for a good price. To a degree we all compromise and keep certain things hidden, just to appear neutral, while blending with expectations. We have a world that is complex while tolerating hypocrisy on many levels. We navigate through it, but should never take personally , the obtuse minds of some people, we may have to deal with as they are insignificant.
I did this with my boyfriend when I needed fair treatment. I would have him handle things. It always went easier for him . He was always shocked at the results.
You are more than Correct! No the skin you are in friend. Too many interracial couples do not know themselves. To know yourself is to know others. You cannot control hate but hate will control you if you're not aware. Thank You Young Lady
@Dubious57 Only “Elites” feel that someone who doesn’t use proper grammar message is unimportant. Very small minded and besides the woman in the video is highly educated but that didn’t matter to those elites either. Thank God my heart speaks louder than my poor gramerrrr💃🏿💃🏿💃🏿
@Dubious57 Only “Elites” feel that someone who doesn’t use proper grammar message is unimportant. Very small minded and besides the woman in the video is highly educated but that didn’t matter to those elites either. Thank God my heart speaks louder than my poor gramerrrr💃🏿💃🏿💃🏿
Wait. Who the hell said that? I’m a republican married to a Honduras woman with a business that hires primarily Hispanics, in Texas, and I pay over 20$ a hour to skilled labor and 65 to 85k for field supervisors, who are from all over the world. My mason is African American as well. Please tell me how I fit in your ridiculously narrow minded narrative. Btw, she and her entire family is republican as well and know the atrocities of socialism.
@@markb6158 Not sure why you took that personally, as if I were speaking directly to you. Reread my post. The message is saying that racism happens in America yet Republican politicians have the nerve to disrespect the reality of my life experiences and millions of other Americans by saying it doesn't exist. You being defensive about that and explaining your life as if that applies to the 328 million other people in the country to make them not racist is ridiculous.
People asking for the appraiser to be outed don't understand that this is a systemic issue not an individual issue. The second appraiser could have just as easily devalued her home had she not taken down all evidence that a black person lived there.
Sad to say, but My white husband and I have faced the same scenario many times over, as I am sure many other couples like us have had to endure. Sad reality that no one speaks about.
Look people like to live where they feel safe and comfortable! Maybe I should go to the south Bronx and make sure I have on my finest clothes and my gold chain. Why would I do that ? It’s funny though, people look at things from one side. Many areas in the Bronx used to be nice areas, now they’re some of the worst ghettos in New York. Hmmm., let’s look at things from all sides. Oh , I don’t agree I’m a racist. right ?
It’s true . My parents purchased a home built from the ground in a majority white neighborhood. When my Dad received a promotion it was time to move. The real estate agent told us politely to remove all of our pictures and basically leave no evidence that we was a black family. Sad but true !!!
Realtors always tell the sellers about making their place neutral , ready to sell to anyone, so they want you to remove all family pics and personal stuff. You can sell much faster if your place looks like " Home and Gardens." I expect you hired a black realtor. No white realtor would have told you that !!!!!
@@linanicolia1363 No ,she was white . I mean of course that is not her exact words but that was the just of the conversation. I guess you was there , too ! I have no need to lie !
This is systemic racism. I hate how privileged people say “Black people just need to work harder. Why are they always in poverty.” These type of things happen more often than you think. Black schools are devalued by the state. Black neighborhoods, etc. It’s a system in place to constantly keep black people lower.
She probably didn't say the names as part of the media covering for companies in fear of suit. The rabbit hole runs so deep. I can only wonder if those companies are ran by bigger corporations. If it were private owned mom/pop we would know the name, location,and have a pic. Side note husband looks unbothered and soulless. He had more life behind his eyes in the pic with his mom. Smh would've been nice 2 hear what he felt
If there was "actual" racism that happened here don't you think that's what these "journalists" would've done? Maybe would've heard something along the lines of "we reached out to the original appraiser and received no comment." As an appraiser myself, I have no problem defending any of my appraisals and the reasons I came up with the value I did. From this video, there is absolutely no evidence that racism occurred. Just speculation. What did the owners originally pay for the home and when was home purchased? If it wasn't too long ago there could be a pretty accurate ballpark figure from appreciation (time adjustments) alone. Was the original appraisal actually low? Was the 2nd appraisal extremely overvalued?(that happens all the time by the way). Were quality comps used in each appraisal? What was experience level of each appraiser involved? I mean, God forbid we get any actual details here.....
This is why we say black lives matter. Because literally we know that all lives have same value. But in America and at the same time, they literally cost less.
As a Black American who owns property, it’s is a given to remove all signs that black people live in the home when you appraise or sell your home. It’s is infuriating but necessary to get a fair price. Even then, if they are determined, they will find out and you’ll need to start over again like she did.
I am an appraiser. I can tell you 1st hand there is absolutely no motivation to lie because we all know that if we do the following things can happen: 1) the appraisal will get challenged. That means I am creating more work for myself having to defend the challenges. Everyone can do a ROV (reconsideration of value) that the appraiser must answer to. 2) If an appraiser did lie and it gets challenged and they can't defend it then the appraisal gets thrown out. Even if they didn't lie and the people just complain they will order a 2nd appraisal. So, being racist on an appraisal and going low doesn't ensure they will actually even end up with that appraisal. 3) if an appraiser has a lot of their reports challenged and then they have to constantly reorder 2nd appraisals (or more) then that hurts the appraiser's rating with that client. That means that you aren't getting much if any work. Why risk losing money over something that, again, isn't even a sure fire way to sabotage someone? 4) If an appraiser is suspected of truly showing discrimination and a complaint is filed, that is taken very seriously. You would definitely lose your certification over that. You could be sued and we have to hold minimum 1 million dollar policies. Why risk all that time in training and education (it takes about 5 years to really get going and it isn't easy to find mentors) and a pretty good income considering all the other things I said? Now factor that into what I said about appreciation rate. Here is an easy way to view it: Historical rate over 3 years= 9% Current rate over 3 years= 18% 1st Appraiser's rate over 3 years= 18% 2nd Appraiser's rate over 3 years= 58% Does that make any sense??? Lastly, her house has an unpermitted addition. This adds in GLA, an additional bedroom and an additional bathroom. Right there could be a large value variance if the 1st appraiser (rightfully) did not include it and the 2nd appraiser (incorrectly) did include it. Add in that there is an accepted 10% variance between appraisals because they are opinions of value and not fact and you have a pretty large amount. Then add in time of sale factors and you don't know how long they waited between doing the 2 appraisal. Just a couple of new sales can change a lot in a short period of time. After all of that, if you still feel this was racism even though the news story only gave you 1 side of the story then I have to say I do not think you are being honest. Either with me or yourself but there is no way you can deny what I said.
This is the stuff black people know but don't talk about it. My husband is white and we have been married for 4 years and I figured out a long time ago that people would prefer to have him around versus him and myself.
Lashanda Young I know, and I'm so sorry. I speak out against it at every opportunity, and always vote for those who claim to want to do something about systemic racism. I actually believe in what this country is SUPPOSED to stand for. I'm praying that this disgusting monster in our Whitehouse will have accomplished one positive thing by the time we put him in prison. I hope that his unforgivable rhetoric and his actions in regard to racism will have shown such a bright light on the reality of the subject that we finally do what's necessary to begin to correct the problems. I say begin to correct, because even as long over do as ending racism is, even though it never should have existed in the first place, it is going to take time, extreme diligence, and commitment to affect any real and lasting change. There is a certain segment of our population and a large percentage of current Republican congressmen and senators who will fight any progress at every turn.
It is so ridiculous that the color of one's skin would affect the appraisal value of a property. It feels as if we were in the Middle Ages! We are the only species on this planet who discriminate against our own for something as superficial as that. Not even animals treat each other differently for having different color fur. This is so illogical and absurd. Our diversity in the way we look is what makes us so beautiful, like having colorful flowers in a garden. "The earth is but one country, and humankind its citizens."
This is nothing new everyone if you haven't already read the book called," The Color of law!" by Richard Rothstein you should put it on your list to read.
@@michaelduartez3910 whahaa peepo pick up on chemistry like the rest of us, they mutated from a piece of an original black person so they;d have our characteristics.they know maid doesn't fly in 2021.
There’s no way to know if the 1st appraiser was prejudiced because you can’t compare on a second appraisal from the same person without the photos maybe he just gave a bad appraisal. It’s not a controlled experiment. Why automatically assume it had to do with race?
![Lp. Сердце Вселенной #60 РОЖДЕНИЕ ЛОЛОЛОШКИ [Финал] • Майнкрафт](http://i.ytimg.com/vi/YoR0pAV9FVQ/mqdefault.jpg)
Her race didn’t devalue the home, the racism of the appraiser did that. That shame in no way belongs to her, slide that over to the racists where it belongs!
I was thinking the same thing. This just proved how much of an awful person that appraiser was. I'm sorry she had to do this, I'm sorry she questioned herself, and I'm sorry that there are people in this world who are so awful. Hopefully either that appraiser realizes their hate or spends their eternity in hell.
Are you an appraiser? Perhaps the low appraisal was correct. Perhaps the real number was in between the two appraisals. Perhaps the high appraiser was correct. You don't know. And nobody knows until both appraisals are reviewed by other appraisers.
Did two separate different people appraise that home ? This story is so one sided.
Preach!! I don’t know why she would even utter the word shame!! Anger is more like it
@@rubygreta1 It was a 100,000 dollar difference. You are playing make believe childish rationalization. 100 k difference is not a rational difference to begin with. You delude yourself with your own incorrectly functioning reasoning skills because bias pollutes data.
She's a lawyer, earns higher income and still judged by her color
this is exactly why i get upset when people say class is the most important because it’s really not
"Exactly"
@@sharontaylor7844 yeah the “exact” premise that even when successful black people still aren’t seen as good enough
even if she wasn’t a lawyer and didn’t have higher income she should be respected. it’s just plain racism not classism
That's all true @ SNOW , @Brie, that's why I pointed it out. Some say if the financial playing field was leveled for blacks, then we'd get more respect, and this is an example where this theory proves false.
Who's stunned? Not black people.
I’m white and I’m not surprised
RIGHT!
I’m not stunned, but I’m tired of it being true.
- Black girl speak
@@dandan7973 that username is not a white name
Thank you!
The Banks are complicit in this type of discrimination.
Right, exactly how this foolishness is perpetuated....
That’s against the fair housing laws. That appraiser should loose his license.
It was the first realtor. They have comps and they decide which price is the best. Appraisers in a physical way, are usually not involved. Realtors decide how much you can get for your house and it is why they try very hard to have houses looking like show rooms. Nothing personal !!!!! Staging is everything.
Loose license, he is just a drop in the ocean
@@linanicolia1363 smells like a racist apologist to me. It does not matter if that is how things are it matters how you deal with it now. The realtor or appraiser should be reported. Then hire a BIPOC who will appraise appropriately. Even if they are not BIPOC hire a fair appraiser, period. Anyone that unfairly appraises needs to be reported. No apologies no excuses.
@Minimalist Mom In Progress even if they did not mean ill, they wrote it. Since they have not corrected the assumptions of their racism then we have only to believe they intended it exactly how they wrote it. So until that point in which they clarify so you can be sure of their sincerity, we will all and rightfully so assume you and them are a racist apologist.
@M J "A qualified appraiser creates a report based on a visual inspection, using recent sales of similar properties, current market trends, and aspects of the home (e.g., amenities, floor plan, square footage) to determine the property’s appraisal value."- investopedia.com [you sir, are fake news.]
This is nothing new, it's been happening to black people for decades, tell black people something that they don't already know.
Yes exactly what I commented, it’s nothing new, then you have those who say blacks like to play the race card when we experience it in all aspects of our daily lives
Nothing to see here.
😭😭😭😭😭
@@LillysConner 100%
@@charlesgriggs5924 Because that's EXACTLY what you are: nothing. with a little, little n.
This is illegal. The fair housing commission should be notified and whoever the appraisal and mortgage bank is should be either heavily fined, and made to publicly apologize for this discrimination.
But guess what, nobody is gonna be held accountable, because.....America.
The mortgage bank does not control the appraiser . The mortgage bank must have known something was not right with the appraisal in order to approve another one. That is very uncommon to allow another appraisal after one has already been completed. Also , research is done on the market BEFORE an appraisal is ordered to make sure the value needed to close the loan is likely to be confirmed by an appraisal. The appraiser has no motivation whatsoever to come in with a low value as they do not work for the bank. Loan officers get paid commission only on closed loans so they have zero motivation to scuttle their own loan. Mortgage banks make NO money if a loan does not close. Also , mortgage banks do not keep the loans , they sell them.
She not done, black woman with a law degree, go get them, and put that company on “blast” and I truly hope black homeowners stay the f$$k away from then ,, “Den of thieves “
sadly I don’t think Fair housing is anymore different.
Illegal but happens everyday
I don’t even understand how it is possible when appraisals are all about comps. How was the appraiser not called out as incompetent and fired for undervaluing a house by over $100k!?
The racism goes deep and people of high status in society
Right it definitely wasn't a mistake. It was intentional.
I hope they sue.
The appraiser may be incompetent. But he did not deliberately do it. Why risk your license?
@@rubygreta1 if the appraiser is that incompetent he/ she should loose their license. But Iam sure all the appraisals that they have made are going to be checked out. If this is a pattern with a particular group it will show up. Either way I hope that the couple files a lawsuit.
@Sue your right!
And then you have people with the nerve of saying racism doesn't exist!
and that is the problem with America today. Yet you have people supporting Trump
@@SM-rf4vr What? PLEASE!!?? THE AGENDA STOPS HERE. Trump has nothing to do with this.
@@leobwell8415 oh lord here we go again
@@leobwell8415 but he can change it or improve it rather than make it worse
@@mariahezeako8603 so what did he do about it, or we just accept and say that's ok.
Why would SHE be embarrassed for the lack of humanity of others??? Keep your chest high, BEAUTIFUL QUEEN!!!
🐍
Well said.
Proclaiming yourself a queen has to be the most prejudice thing a human could do.
@@dickhouseballsack693 And your name alone says you have no idea what we mean by Black Queen.
Which she definitely is.
20 pearls- I think she was embarrassed because instead of fighting and demanded respect, she gave in and gave the illusion of a White family living there while completely erasing her and her son’s Blackness. She’s also an attorney, so fighting for justice is second nature to her but she went against her nature.
I’m a Black female and I guess I sound “white” over the phone. I am always amazed at how differently contractors/repairmen treat me when they meet me in person and see that I’m Black.
I’m Hispanic this happens to me my maiden name sounds white and I still have not changed it to my married name. When some one shows up at my house they always ask if I’m me, And if I own the house. It’s crazy how surprised they are and even look annoyed. Also happens to my husband.
#md. No disrespect it's not a such thing as sounding White you just do not have broken English, you are just very well spoken.
@@mikemitch1486 Black folk can speak proper English and not sound white. Some Black folk just love mimicking the way white folk speak. "Broken English?? is saying somehow Black folk can't speak proper English. Imagine celebrating your oppressor/massa language and speech patterns thinking somehow your special. I personally don't ever want to perfect any ways of the people of no color. "Proverbs 3:31 " ENVY THOU NOT YOUR OPPRESSOR AND ACCEPT NONE OF HIS WAYS"
@@mikemitch1486 very well said Mike for I've had that said to me
@@dreameryoung38
Stay strong my sister
We as a hole still have a
Long road ahead of us much love.
When she said that she devalued her home just by being there, paying the mortgage, and raising her son like the millions of other people, that was really hurtful.
Most black Homeowners know that if they want to sell their homes/refi, they have to remove the pictures. This is old news. Sad though.
Glad she brought it up ! it needs to change.
You fire them when they pull that crap on you. If a buyer wants to buy my home, we wil negotiate my selling price. Anyone realtor or appraiser who has low standards because of a person's skin complexion, get rid of that person, the right buyer will come!!!
I didn’t know that. That sucks
@@dhunt1212 Good Luck with that!
I remove anything personal like photos or even religious stuff. In actuality, the only slightly religious thing I own is a Thai Budda head, bc its sculptural and looks nice on a shelf with books. I try not to even have any specific cultural elements like tribal print rugs or blankets. Gotta keep everything non offensive.
I had my white friend go with me for tours, appraisals, and even to the bank. I was the "caretaker". They did everything except ask for her ID. They pulled the credit. The interest rate was wonderful. Both of our names are Jennifer so when he said, Ms. Jennifer, she responded. When the paperwork printed for signatures and they asked for ID, I handed over mine. He was pissed. He was at fault for addressing the person he was most comfortable talking to. When he tried to change the interest and price, he couldn't. The application was done over the phone and he never asked about race. But race was an issue because he chose to skip the basic step of identifying his client. I got my mortgage and immediately removed my savings and checking account from there. I had been a customer there since I was 18. I could never get approved even with near perfect credit and having been a nurse for 12 years. It sucks to have to go through thing like that because of the color of your skin.
God bless you 🙏♥️💯✝️
So sad.
Then why didn't you file a lawsuit? The bank laws are very clear
Amazing
@@paulallen9941 The court system is biased too .
She should’ve called the appraiser out by name.
she is a lawyer ; that would not be proper at this time.
That will only get him more business. Sad
This is so wrong. It will only get worse if Trump wins reelection.
Yessss!!!
@@nancydenick1875 Remember his real estate dealings in NY!
welcome to America. it is astonishing to see the same people who stole the land discriminating and still behaving with so much HATE. Never Trust a Thief!
And a liar. What a combination a lying thief.
We was already here. Grand Theft Auto
Not only on home loans, but car insurance, credit cards, life insurance, consolidated bills, etc.
Life period
This made me cry. So wrong so wrong so wrong. Bless this couple.
Do something about it
What is so wrong about being evil ?
Oh my god i need to apologize .i thought i was going to give my input on the trumps and when i read your comment t i thought you were referring to the storie i originaly read
My bad i do apologize.
@Mansa Mussa What you just said is true, I agree 100%
Shameful the way she was treated. What's even more shameful is all the Americans walking around talking about racism doesn't exist.
Exactly. Racism doesn't exist because they don't have to live with it
@Josh D this scenario is literally a prime example of systemic racism.
I am an appraiser. I can tell you 1st hand there is absolutely no motivation to lie because we all know that if we do the following things can happen:
1) the appraisal will get challenged. That means I am creating more work for myself having to defend the challenges. Everyone can do a ROV (reconsideration of value) that the appraiser must answer to.
2) If an appraiser did lie and it gets challenged and they can't defend it then the appraisal gets thrown out. Even if they didn't lie and the people just complain they will order a 2nd appraisal. So, being racist on an appraisal and going low doesn't ensure they will actually even end up with that appraisal.
3) if an appraiser has a lot of their reports challenged and then they have to constantly reorder 2nd appraisals (or more) then that hurts the appraiser's rating with that client. That means that you aren't getting much if any work. Why risk losing money over something that, again, isn't even a sure fire way to sabotage someone?
4) If an appraiser is suspected of truly showing discrimination and a complaint is filed, that is taken very seriously. You would definitely lose your certification over that. You could be sued and we have to hold minimum 1 million dollar policies. Why risk all that time in training and education (it takes about 5 years to really get going and it isn't easy to find mentors) and a pretty good income considering all the other things I said?
Now factor that into what I said about appreciation rate. Here is an easy way to view it:
Historical rate over 3 years= 9%
Current rate over 3 years= 18%
1st Appraiser's rate over 3 years= 18%
2nd Appraiser's rate over 3 years= 58%
Does that make any sense???
Lastly, her house has an unpermitted addition. This adds in GLA, an additional bedroom and an additional bathroom. Right there could be a large value variance if the 1st appraiser (rightfully) did not include it and the 2nd appraiser (incorrectly) did include it. Add in that there is an accepted 10% variance between appraisals because they are opinions of value and not fact and you have a pretty large amount. Then add in time of sale factors and you don't know how long they waited between doing the 2 appraisal. Just a couple of new sales can change a lot in a short period of time.
After all of that, if you still feel this was racism even though the news story only gave you 1 side of the story then I have to say I do not think you are being honest. Either with me or yourself but there is no way you can deny what I said.
@@usthem7172 thank you for sharing, but I said what I said.
@@ajenda_480 so facts don't matter to you? You just WANT this story to be true?
This makes me sick to my core and certainly NOT proud to be an American.
@Chuck B Because it's happened before jackass this is not the first nor the last but of course if you do not know this when people have protesting racism in this country for decades then you are the problem
You should leave America and go live in a country you feel proud to be in.
@@heidi7576 As long as you go first European or whatever the f you are like you can tell somebody to back somewhere this country isn't yours
Right, disgusting. This country is not great whatsoever.
New Zealand is where it’s at.
@Joe Bidet No because this is not the first nor last time and unless your racist and choose to ignore it you would know this
And the crazy thing is it sounds like she's bringing the majority of money into the household with her being an attorney and him an artist.
The LionofJudah77U that doesn’t make any sense either. Your just making the same discrimination that banker did on her race. Don’t judge people you don’t know. That’s the problem with people in general.
@@susanallen430 the likelihood that her being an attorney and him an "artist" , is that she is the primary income-earner
@@susanallen430 So on average do think an artist makes as much as an attorney does yearly? Have you ever heard the phrase "starving artist"? Because I've never heard the phrase "starving attorney"
That has nothing to do with anything. The appraiser who comes out to the house knows absolutely nothing about the occupants.
@@mizzury54 except from the photos.
"De valuing the home just by sitting in it,and paying the mortgage "......damn
Yeah the biggest bunch of fake news I’ve ever heard
@@rehkopfsvidz1808 Hi Why is it fake news?
She took away from the home - only if she,Realtor, etc ACCEPTS that she is a detriment to the Assessment. Find another Buyer, that will pay the equity that it’s truly worth! She didn’t have to take down anything. We heading towards 2021. Push on to the next.
@@rehkopfsvidz1808 Only because you are not black and have never sat in front of a loan officer who looks at your excellent credit rating and dismisses it. I have been there!
@dh H Exactly!
She's a beautiful Black woman, and I'm pissed off for her, I'm praying for her and her family!
if she wasn't "beautiful" as you say, would you still be pissed off? What has her looks got to do with anything?
What the hell beautiful had to do with it.. it’s a shame.. this is a damn shame
Exactly. Two different appraisers...but let's call it racist.
@Picolas Cage good job with writing all of that...don’t get me wrong, it was informative but it misses the point: you are denying the existence of systemic racism by picking apart on one story. You shouldn’t need a news story to show you something that millions of people (POC and white) know about our country. you look at the trees while empirical evidence shows trends and the bigger picture. Housing in Black communities are consistently devalued. Ask yourself why you didn’t know this. Also, your anecdotes and your info from your one appraiser friend does not undo the decades and current racist actions of thousands of appraisers and banks. Stop trying to find a way to undermine the testimonies and fact-based, well-supported truths of Black Americans. PS centuries old behavior didn’t end at all: Emmitt Till was lynched within your parent and grandparents life time. Desegregation was ending the apartheid state our country created however integration has not been achieved. How can you say old behaviors are not current /don’t have continued impact?? Read a book
This couple can easily make extra money as models. They are stunning together.
I'm definitely not surprised as a black women.
I am white...and black people judge me all the time
@@Nikki30288 boohoo, cry me a river, you are not the one being kept poor, incarcerated and relegated to second class citizen status
Not surprised at all. This is Amerikkka...
💯 exactly sis
@@Nikki30288 No one cares. Bye
I'm pissed, heartbroken & ashamed at how this country treats minorities.
I could hear the pain in her voice
@M J What do they have to gain? Wow! If they have hate in their heart...just seeing the photos of a White man with a Black Woman would cause that Appraiser to automatically decide to lower the cost of the home!? Like you said...THEY HAVE NOTHING TO LOSE! BUT...HATE...will make you choose to do hateful things to others!
Actually, they're not minorities. They're a numerical majority all over the world but using the term minority connotes ideas of inferiority in POC and alleged superiority in PONC.
I'm not a minority hun
Minority is crap it doesn't matter your race your citizenship it's the same with everyone ask the Hispanic how shitty they feel cause the don't have papers ask the iranians how it is to try to come her ask the french you guys hate them to so who is on top my so who s born an American wait trump gets special treatment
It's so heart breaking how we black people are treated in America.
This is the only home we know. We need to call out more of these racial inequalities. Hopefully the first appraiser will loose their license.
That company should be held to account.
I agree. It takes generations to change. I hope for the best for this country having lived through the sixties, but I don't know. Pride and envy are real and destructive.
I totally agree. I will never stop saying how sick this is. How sick racism is in general
That's not the only home u know, u can try to come to Africa and learn more about Africa if you want but u choose to say America is the only home u know sorry that you guys are suffering in America though.
not every black person is being treated badly
if u dont like america there are plenty of other countries. but theres a reason why u still never leave after all ur bitching and complaining.
Jacksonville here. I'm not surprised. The Appraiser should be confronted for answers. Start exposing these people who feel the need to try lift their self esteem by tearing down ours.
I am an appraiser. I can tell you 1st hand there is absolutely no motivation to lie because we all know that if we do the following things can happen:
1) the appraisal will get challenged. That means I am creating more work for myself having to defend the challenges. Everyone can do a ROV (reconsideration of value) that the appraiser must answer to.
2) If an appraiser did lie and it gets challenged and they can't defend it then the appraisal gets thrown out. Even if they didn't lie and the people just complain they will order a 2nd appraisal. So, being racist on an appraisal and going low doesn't ensure they will actually even end up with that appraisal.
3) if an appraiser has a lot of their reports challenged and then they have to constantly reorder 2nd appraisals (or more) then that hurts the appraiser's rating with that client. That means that you aren't getting much if any work. Why risk losing money over something that, again, isn't even a sure fire way to sabotage someone?
4) If an appraiser is suspected of truly showing discrimination and a complaint is filed, that is taken very seriously. You would definitely lose your certification over that. You could be sued and we have to hold minimum 1 million dollar policies. Why risk all that time in training and education (it takes about 5 years to really get going and it isn't easy to find mentors) and a pretty good income considering all the other things I said?
Now factor that into what I said about appreciation rate. Here is an easy way to view it:
Historical rate over 3 years= 9%
Current rate over 3 years= 18%
1st Appraiser's rate over 3 years= 18%
2nd Appraiser's rate over 3 years= 58%
Does that make any sense???
Lastly, her house has an unpermitted addition. This adds in GLA, an additional bedroom and an additional bathroom. Right there could be a large value variance if the 1st appraiser (rightfully) did not include it and the 2nd appraiser (incorrectly) did include it. Add in that there is an accepted 10% variance between appraisals because they are opinions of value and not fact and you have a pretty large amount. Then add in time of sale factors and you don't know how long they waited between doing the 2 appraisal. Just a couple of new sales can change a lot in a short period of time.
After all of that, if you still feel this was racism even though the news story only gave you 1 side of the story then I have to say I do not think you are being honest. Either with me or yourself but there is no way you can deny what I said.
@@usthem7172 Thank you for the education. However, you're speaking as a professional. The disparate impact, especially in today's climate is a festering wound that does not seem to heal. We are tired, but still I stand.
@ us them Thanks for taking the time to comment. You info made me realize how poorly this report was done. What didn't the reporter identify what is such a glaring difference in facts between the appraisals
@@usthem7172 your clientele is obviously white only! This does exist! Why are you defending it so strongly. Why white ppl keep moving when black or Mexican can afford to live in affluent neighborhoods. Just stop!
When I got diagnosed with HSV 2 it was hell for me, had the worst days, Mental breakdown, crying not eating or sleeping either, I was restless looking for alternatives to get rid of this virus in my system, not until I stumbled upon a video on UA-cam about Dr. Aloha’s Herbal Medication and how effective they are, I reached out to him through his email: Alohaherbalhome@gmail.com and followed the instructions given on how to use the Herbal Medication. To my greatest surprise. it worked perfectly and today makes it a month and two weeks of testing Negative for HSV 2 after making use of his Organic Herbal Medication. It’s so amazing regaining my health back to normal and ridding my body of Herpes. Thank you so much 🙏 You can as well Contact Dr. Aloha through his email: Alohaherbalhome@gmail.com or WhatsApp +1(202)871-3222.
So she had to "WHITEWASH" her home just be treated as a regular homeowner. 🤦🏾♀️
No. She needed to decide whether to sell her home or not. When you keep yourself apart from the group, dont expect the group to choose you over others. Plenty of black people get this. What's wrong w you?
Her race didn't affect the appraisal. The appraisers' racism affected the home's appraisal.
Exactly. How does she know the second one isn’t racist and was doing their job right? It’s impossible to know. But so easy to cry racism.
@@2011zeldafan Very "easy to cry racism" when its true. You seem a little slow in comprehension if you didn't understand that the second appraiser appraised the home's value similar to other homes in the neighborhood, instead of 40% less as the first appraiser did.
@@2011zeldafan You and the other two who liked your comment only use 2% of your brains huh?
It was plain racism. A 40% difference in job performance.
Thank you.
Exactly
Typical America, how shameful is this.
Kool Bee english
@Kool Bee because they changes colors? Like a mood ring? Lol I want to understand your sentence like the others did.
Wait till you watch the news. Watch a couple of those shooting and robbery ones and see the race of the suspect.
@@jhowardsupporter Yeah like the men that try to kidnap the governers.
not suprised but that nature of humans we put priority over are group compared to others
"why did I let myself forget I live in america as a black person". YES YES YES
😭😭💔
Because we’re human. Living our lives, raising our families and believing in the inherent good of people. I’m guilty as well but often reminded.
@@PAPSN ?huh?
Sadly, some date or marry outside of their race thinking they'll have an easier ticket in life.
@@PAPSN ............ I dont even know how to respond to that
I love how he just sat there as a support system and allowed for her to express how she felt.
She works as a VP for a company that makes a product that they want to replace appraisals with. Not only will she not say the name of the appraiser, she refuses to release the reports and she hasn't filed a complaint (that would require her releasing the reports). Now, you know she has financial motivation to lie and she isn't being transparent... Does that mean anything to you, at all???
She makes the money, he's an artist so what's he gon do?
I'm sure he just sits there too while she goes to work. Ya'll give these white scrubs such a pass.🙄
@@janedoes5903 Lmbo! Right!
Why didn't they say that she's the maid?
I'm glad she did this and is speaking out.
Are you joking ? I can think of 20 reasons why the first appraisal was so low.
Facts I’m so glad she did this
@@somastic69 Of course you can.
Me too!
@@somastic69 name them. We can type about it if u have the time
Wow this is completely depressing but unfortunately not surprising.
TRUMPTARDS WILL WATCH THIS AND SAY ITS BULLSHIT
Wow, I agree. When she said she felt devalued, sad. I hope her video helps people to come together.
@TequilaOrWhiskey racist troll
@TequilaOrWhiskey You're an idiot
@TequilaOrWhiskey Donnie's gotta go. BYEDON 2020😂😂 Atp anybody but Don the con.
I HATE THIS !!!!! Humanity is so cruel. No one should ever have to do this just to appraise your home accurately.
Just think - women are still treated unequally due to their sex.
Thats not humanity. Thats world's richest country called 'murica!!!
Real estate is one of the most racist fields ever
Wonder why
@@ICr4cKH3aDI
Why do _you_ think?
My sister was advised to do the same thing in the 90s. She went on to conduct the same experiment and came to the same conclusions.
This has been going on for a long time!! It’s terrible
Nate John I never knew that.
@@fitnessbabe7958 yup.....it happens!
@Okuneva Kuhn can you put this in english
E. P. No, I’m not new to America. I live in an all white neighborhood with my parents and siblings. We own a house and have never experienced racism. We have been in the same neighborhood for 20 years. Also, my dad is a Lawyer and my mom is an RN in an all white neighborhood.
Not everywhere is racist. In this neighborhood there’s Irish people that adopted 2 black babies because the mother was on drugs and didn’t want them.
ME Rivera thank you. I live In an all white neighborhood and thank God my parents and siblings have not experienced any racism for 20 years.
Do racist have nothing better to do? Like really how does a black women living in the house affect a houses value?? Makes no sense
@June Terry what makes sense is that you’re an idiot
@June Terry You fool.
@June Terry explain your point please
@June Terry Enjoy your time, when you die you can answer to her creator. good luck with that.
How does it make no sense? We live in a racist society that devalues black people so they think anything that belongs to black people has less value
Discrimination sucks!! Its the Devils way of thinking, Seriously.
Cringe
The devil hates everybody
Except for other demons 👁
I wonder if the author of this much better article has seen my posts...
appraisersblogs.com/why-is-only-one-side-of-the-racism-claim-appraisal-story-being-reported
@@typicalamerican8810 - Naw, he has his friends and acquaintances. Read the Bible, maybe some form of religious fiction like that of John Miltons
‘Paradise Lost’
As a black woman this made me cry 😭 because I experience this on a regular basis. What a life.
Sorry, I know how this feels. It feels worse with bigots denying it every chance they get. This is the true shithole country.
Why is she ashamed???? She never created this racist system - it should be those that created this system and benefiting from it should be ashamed!!!!
I was thinking the same thing!
I think she was saying she is ashamed of America but didn’t want to say it on TV so she just went with ashamed.
@@ThEDIPPA1 Understood.
You're right, and we all get that, her included I'm sure, but still, I understand what she means by that. The knowledge that your life is tangibly valued so much less than that of white people by society that your very presence brings down the worth of a place - there's something about that that just kneecaps your pride. Mainly because of how it affects your control over your life and place in the world, and the sense of powerlessness to change something so systemic (she had to extricate herself from the equation and let her white husband handle it for her).
@@Ebon_Sean Yes she realised she had to play them at their own game by allowing her white husband to deal with it!
This is disgusting and it shouldn’t matter if you’re black or white, a house is a house. I’m so upset for this family and others who have also been through this. I obviously can’t understand what you’re going through but please know that my heart aches for you.
I live in Australia and I have always treated everyone with respect regardless of skin colour. I see people for who they are and how they treat people, I’ve lost many friends over the years because I won’t go along with disgusting racist jokes and mindsets, I’d prefer to have no friends than lose my morals (which is almost where I’m at now).
Serious undervaluations happen to white people all the time and they have to get a new appraiser. I think this poor couple jumped the gun and proved their own faulty conclusion. I wish they had gotten a second estimate before changing their house around. Now they are worried the world hates them. I don't think it is racially motivated which makes this even more sad that the news networks picked it up and are spreading fear. There are many really terrible appraiser out there and you kind of have to work around the stupid.
Edit: In the US anyway. Not sure how it is in the AU. The housing market in the US has a lot of issues in general that cause things like this all the time.
I am so with you there. We just have to keep going and push these values onto our children in hope that one day it wont happen and people wont be judged for the color of their skin. I know it's a long shot but I can hope. Its incredibly gross that this happens right down to the police shooting unarmed black men or black children. I tell my kids it's the heart that matters not what someone looks like on the outside.
I have found that White people from other Countries do not mis treat any one based on Race. That is until they come to the United States and becoming rated indoctrinated.
So mean, that brought me to tears. Why people are so hateful I will never understand. May God bless you all💕
I don't know that you could even consider this "hateful." The appraiser may have not even known they were doing it. It is so ingrained in white society that it is subconscious in most people. I know very liberal people who would never use the N-word, who never utter racial slurs, but still hold biases that they don't realize until pointed out.
@Jeffrey Payne what is Trump have to do with this Trump is not a racist. Not only did he sponsor myself but he sponsored hundreds of black girls in New York City to get scholarships to go to college and gave them internships for the summer at financial institutions. If he's a racist he's really bad at it
@@angeladansie4378 my opinion, thank u
@@realblacksknowthetruth1519 I just think this is hateful how people are treated. Hell yay go TRUMP
@@realblacksknowthetruth1519 because someone does something for you does not mean they love you or even have your best interests at hand. Trump was sued for discrimination against renting to blacks and lost 🤔 what does that say to you.
No black person is stunned (except for Robin Roberts). Just don't get why she's ashamed and why her husband didn't get to speak..
She's ashamed of the system.
@A. H. she hinted that she wasn't surprised but left her guard for a minute like we all do sometimes.
Husband was supportive, he did good
@Laijon White your last name is WHITE. we musta watched a different video then she clearly says she knew from jump what was up, always had like anything its the scale of the discrimination that varies, and it shocks but doesn't surprises any damned body.
how do you explain that Skip gates, who is married to a caucasianna was prevented from entering HIS OWN home in a white neighborhood and he is supposedly a champion of Blackness. Y'all Ninjas are hypocrites of the highest order. Talking out of both sides of yer mouth.
@Laijon White Don't think she believed she's more brilliant than the next person. The moral of the story is, racism is still a huge problem, you can't let your guard down.
This is why American is going through what we are. Im not her and it hurt my feelings. Were all humans at the end of the day.
This is why black Americans have been saying for centuries that racism is institutional. It infests every facet of American life. Also, for Trump to have destroyed the very fabric of America's democracy the way he has and to still have over 40 percent support from the electorate is just more evidence how rotten American society is.
@@deanjones2525 Take a look at the cities that democrats run and run into the ground. Those cities are falling apart because all democrats do is give promises and after they get the black vote they forget about the people. All of the run down dumpy cities are run by democrats. Also there are just as many black racist as white. Both are wrong, a good person is a good person no matter what color they are.
I’ll never forget I was 17 yrs old, I was returning from my first job at a furniture store in Jamaica, queens. A mainly African American area in n.y., it was wintertime, dark and cold outside I was quickly surrounded by a group of 6or 7 black males. Yo white boy what you doing around here ? Well I ran as fast as I could for the bus and just barely escaped with bottles and rocks being thrown at me All the while, what can be done about that ? Hmmm., I guess there’s a lot of evil everywhere!🤪
@@ml12street70 Amen
@@kevinwarren1576 sorry you had to experience that. Just goes to show you ugliness comes in every race, color, and age.
And I know people who say it is 2020 there is no problem. I personally know there is a huge problem and try my best to educate my children about racism.
♡♡ thank you, it's appreciated
Unless you actively are dismantling white supremacy, you aren't doing anything. You're lying to yourself like most ppl have done in this country.
Anger is a weakness
This. Is. Why. We. Protest!
The white man will never understand.
@@elibaker8849 that's just what Jesus would have said.
@TequilaOrWhiskey if they admit it, they'll be sued so probably not.
Just like a bad diagnosis from the doctor, you get a second opinion. Everyone jumps to the conclusion that it's racist when it could just be the man is lazy and does not do his job well.
@@elibaker8849 the failure of local white churches through history who failed to fight against slavery, segregated schools, segregated water, devalued land, and school to prison pipelines. The Church does not fail to uplift "angry people". There are plenty of "black" churches that uplift hurt, broken, and oppressed people (other words Christ's Body). But the only failure of some of the white local Churches was not separating themselves from those who discriminate unduly.
The Coffers are filled so that the lowelist and the neediest are fed. Many of the first hospitals, orphanages, and shelters were created by Christians. Palatability is not on the menu. Truth is.
Awe snap, you said Jacksonville. That is all you needed to say. That is the home of the racist. RIP Trayvon Martin.
Let's call it what it is, the home of the demonic forces.
This screams wrong! I don’t understand how people can think that human life is devalued by the tone of ones flesh.
It is very difficult to live life in present Times .God bless you mam. ..
It's Just pure Hatred.
And it's sad that alot of people spend a good chunk of their lives trying to keep other races of people at the bottom as if they're going to be on this earth forever.
It's what the U.S. was founded on and a way for many to feel "above" other people. It's ingrained in the culture. It'll take time to dwindle but I'm hopeful.
Trust me it hurts,even at work they won’t pay you the same amount as the white people/Spanish ones,even when you have more experience and do must of the job😫
Don’t be shocked lady, this is the America we live in
@228candy I don’t think white people have to be reminded or not forget their race so they won’t get discriminated against.
Yes, but it doesn't have to be. Someday it won't be.
@freedom300 She shouldn't have had to do anything. She married the man she loved.
@freedom300 I'm sorry, that's racist and you dismiss her choice. You can't know who she would feel more comfortable with. She should be with who she wants to be with.
This is so sad and bad... Why are human beings like this to each other!
@His Will, I Rise what?! Lol That is NOT what this is about.
@His Will, I Rise You do realize I'm black and most likely will get married to a black man!
A a masha Allah sis thank you for 🌞 brightening my morning may Allah make its easy. FORGIVE US MAKE ARE GRAVES SPACIOUS And reward us on day of judgement. AMIN.🤲
If you pose the question...then seek the answer!
@@leleetifra8818 aww thank u. Amiin sis
Imagine if this were a black couple how low the appraisal what have been. Why is the burden on the Black wife? I’m sure the husband had something to say in the interview but we didn’t hear his opinion. Is she the head of house hold? Why did ABC treat her like a single mom with her husband right there?
What should he say? I’m sorry white people are racist? It’s her story, her experience. His support was in being there you could see the sadness in his eyes, and on his countenance.
How can he speak on this? He was not the one who he to remove his family pictures and items from the home. He does not know what it’s like to be in her shoes at all. Can’t speak on something you know nothing about.
Your an attorney and the husband does what for a living????? So your taking care of this dude?????
@@GH-bf4gh
Not necessarily. He could have been born into a well-to-do family, which allowed him the option to become an artist. Don’t assume he is a starving artist.
@@icecreamcake1457 nope he is a loser
It took my Mom & Step Dad 7 years to sell their home because they were a biracial couple. The things people would say!
This is what contradicts this white supremacy and racism issue if your parents are a biracial couple then what kept them together for so long? Apparently it wasn't the danger of being together so either something isn't real or your parents were utilizing each other for its racial purpose
Ignore the troll. My parents were a beautiful biracial couple as well. I learned very young that people are stupid.
What!
@@realblacksknowthetruth1519 What does that even mean ?
The race of a couple has nothing to do with selling a house. I guaran tee that their were a lot of issues completely unrelated to race that would prevent someone from getting a house to sell in 7 years on the market.
I don’t get into conversations with white people about race. Why try to make someone understand the wrong when they already know??
Lol..so true
I am an appraiser. I can tell you 1st hand there is absolutely no motivation to lie because we all know that if we do the following things can happen:
1) the appraisal will get challenged. That means I am creating more work for myself having to defend the challenges. Everyone can do a ROV (reconsideration of value) that the appraiser must answer to.
2) If an appraiser did lie and it gets challenged and they can't defend it then the appraisal gets thrown out. Even if they didn't lie and the people just complain they will order a 2nd appraisal. So, being racist on an appraisal and going low doesn't ensure they will actually even end up with that appraisal.
3) if an appraiser has a lot of their reports challenged and then they have to constantly reorder 2nd appraisals (or more) then that hurts the appraiser's rating with that client. That means that you aren't getting much if any work. Why risk losing money over something that, again, isn't even a sure fire way to sabotage someone?
4) If an appraiser is suspected of truly showing discrimination and a complaint is filed, that is taken very seriously. You would definitely lose your certification over that. You could be sued and we have to hold minimum 1 million dollar policies. Why risk all that time in training and education (it takes about 5 years to really get going and it isn't easy to find mentors) and a pretty good income considering all the other things I said?
Now factor that into what I said about appreciation rate. Here is an easy way to view it:
Historical rate over 3 years= 9%
Current rate over 3 years= 18%
1st Appraiser's rate over 3 years= 18%
2nd Appraiser's rate over 3 years= 58%
Does that make any sense???
Lastly, her house has an unpermitted addition. This adds in GLA, an additional bedroom and an additional bathroom. Right there could be a large value variance if the 1st appraiser (rightfully) did not include it and the 2nd appraiser (incorrectly) did include it. Add in that there is an accepted 10% variance between appraisals because they are opinions of value and not fact and you have a pretty large amount. Then add in time of sale factors and you don't know how long they waited between doing the 2 appraisal. Just a couple of new sales can change a lot in a short period of time.
After all of that, if you still feel this was racism even though the news story only gave you 1 side of the story then I have to say I do not think you are being honest. Either with me or yourself but there is no way you can deny what I said.
@@BeyondDezaos so people have to teach and correct you? You can't just be a good human being ? You can't just accept and get to know someone bf you judge? Your point is invalid black people shouldn't have to educate racists. I've know alot of good whites. Who don't hold those views and don't teach them to their children .
@@BeyondDezaos so your parent failed you ? And didn't teach you that racism was wrong ?
@@BeyondDezaos - If you know racism is wrong, why defend it?
This makes me sick that we live in a world so disgusting
It’s funny though
World? Only in America, the rest of the world is fine.
We need aliens 👽 come to 🌎 & straight up rape us all into extinction
@Listen to Sleep is America not great for Obama, a blacks person who became the president of the US, aka, a world supper power. Is America not great for the thousands of black millionaires, is it not great for the millions of rich Hispanics, Asians etc.
Don't let it effect your mentality, it's just the media getting your attention, dont give them a time of your life, just look at the weather, look at emergency broadcast, then turn your tv off. Live your life, dont let them make money off of you
I just wish there was a way to punish companies that continue these practices. They should not be allowed to thrive.
There is. Racial discrimination in housing has been illegal for over 50 years. They have a cause of action and can sue. I don’t know why they wouldn’t. Racial testers have been used for years to provide evidence of racial discrimination in lending. That’s essentially what she’s already done with the two different appraisals. Also, state and federal fair housing agencies can investigate and take other action against individuals or companies who engage in racial discrimination.
The statement “I devalued my home just by living in it...” Wow!
I’m done with trying to convince those that claim systemic racism doesn’t exist. There’s no point in using common sense knowledge with a nonsensical person.
Her statement sounds like self hate, honestly. She's taking the blame upon herself because someone else was racist. Not a good message but that's how they do in the media.
I’m hate she said “she’s a shame” no honey you should be rightfully angry. Ugh!
Never be ashamed of what you have no control over. Chin up and be proud ! Embrace your heritage and get these pretty pics of your family, back on your walls. You did good, exposing the freaks !!!! let them see how they work it out.
Soo sad your educated became an atty soo sad that games have to be played
She meant b/c she removed the evidence of blackness inside the home to get a better appraisal value vs accepting the whack low-ball one. You do what you gotta do sometimes even though you shouldn't have to.
She’s literally gorgeous 😍
Yea. With a devil
@@jonnyglove4687 continue the hatred and see how far we get
@@wordswitha7 No hatred. You niggas continue to want to be excepted by these people and they continue to show you they dont give a Fuc about you. Smh
@@jonnyglove4687 we are all one. The faster everyone gets that the better we will all be. Her husband clearly loves her, or is your stupid racist ass too blind to see that!?
@Mansa Mussa exactly and she taking something else too.
This just doesn’t happen to Black people, but to Latino and South Asians too.
Look up housing and wealth per ethnicity.
What south asians in particular? Indians and Pakistanis are two of the wealthiest groups in the country and have high home ownership rates.
@@thebee9853 right
But yes Latinos are also discrimanted against
@@thebee9853 They are wealthy not for lack of discrimination, they have some they are subject to as well. But they have cultural practices that naturally lead to wealth building. They are good to learn from in that regard.
SHE shouldn’t say she devalued HER home. The bastard who did the initial appraisal devalued her home because of racism.
She's a realist. The factor that devalued the home was the color of her skin. It's the reality she lives in, why try to deny it? The appraiser was certified, the system is working as designed.
@@josedanielherrera7115 that’s probably not true. I think you know that it’s not but don’t wanna miss out on a fine chance to cry racism. You don’t have any information from the other side and you know nothing about the factors that increase market value. You didn’t see either appraisal. It’s just not realistic the value on the first job was lower cause the owner is black. If THIS is how you define racism in 2020 then you’re just taking the piss off real injustice.
@Picolas Cage no it’s not. You are taking the piss
@@chilidoghamsalad9952 Sounds like the excuses of an semi-conscious or covert racist who doesn’t want to acknowledge or accept that their discriminatory behaviour towards minorities is deeply rooted in racism.
The “I’m not racist some of my best friend are black” type!
@@blkbbw8295 You’re just making assumptions, just like the woman who thinks she got a low appraisal cause her skin color. I deeply believe black and white people are equal in the eyes of god. I love black people and I forgive anyone who calls me names.
You dont have to 'see' to believe it, you just have to be black.
Facts
@I Saw Beauty Preach✊🏿
@Shyla Bronx babe might happen to you, but on behalf on my personal experience I have received the same opportunities as a black/white/hispanic/asian/etc individual gets. I don't believe in a victim mentality/self petty/etc & I for sure don't allow my kids to have that mental barrier, but best of luck.
Nando stop. I can’t tell you’re just insensitive and ignorant to racism but just because it doesn’t affect you doesn’t mean it’s not real. Being victimized IS NOT “self victimization” that’s just bs rhetoric that people use to deny actual racism. You can’t watch this video or the countless of other educational pieces and think like that if you’re actually a sane, non biased person. It’s right in your face yet you’re denying it
@@MJ-zc1ln "personal experience" learn how to read & comprehend thank you.
Damn when she even took down black panther I felt that pain.
@Picolas Cage if you think that movie sucked it shows how racist you are
@Picolas Cage like everyone said you are a racist point blank
@Picolas Cage it wasn't a bad movie you were to stupid to understand what was happening you are racist point blank
@@dasiareed8922 I'm black and I thought BP was shite.
The fact that you cry racism just because a non black person doesn't like a film, rap music or anything created by a black person* that just happens to be all black is asinine and part of the problem.
Increasingly in relation to black people, many non white people especially Asian Americans, Jews and Hispanics (some white people do feel white guilt so pretend to like black things) doesn't suck up or pander to black people. Many Asian Americans don't give to a crap if they hurt your feelings. They will tell you BP is garbage, what are you going to do, scream at them?
All you're doing is reinforcing the stereotype of the Angry Black Person who is constantly looking for something or somebody to claim is racist, and to feel aggrieved.
There so many negative depictions of black people always quick to anger, humourless, aggressive and unable to keep emotions in check. Is this you? If you are offended that someone doesn't like Black Panther that's YOUR problem.
* Black Panther was actually originally created by a white person
ua-cam.com/video/56r7DfqznF8/v-deo.html
badboyb2g
My mom went through almost the same thing in the 70s. They wouldn't sell to her but sold to her Jewish boyfriend.
She had the double whammy of being a woman too. A lot of women of every color were denied mortgages up until at least the late 70s. And being a woman AND black? The deck was, unfortunately, really stacked against her. Truly unfair.
I am so sorry.
I'm black, I had a white wife of 38 years before she passed away.
It's never easy to navigate through racism.
I never stopped loving my wife.
Voltaire ? French ? I think this racist thing is really going away. It depends where you live. People as a whole , enjoy sticking to others who are just like them.....It is not racism but about comfort.
aww
May she Rest In Peace
Sorry for your loss
Sorry for your loss
I live close to Jacksonville FL what is the name of the appraisal company she used prior?? I want to know who NOT to use.
I am an appraiser. I can tell you 1st hand there is absolutely no motivation to lie because we all know that if we do the following things can happen:
1) the appraisal will get challenged. That means I am creating more work for myself having to defend the challenges. Everyone can do a ROV (reconsideration of value) that the appraiser must answer to.
2) If an appraiser did lie and it gets challenged and they can't defend it then the appraisal gets thrown out. Even if they didn't lie and the people just complain they will order a 2nd appraisal. So, being racist on an appraisal and going low doesn't ensure they will actually even end up with that appraisal.
3) if an appraiser has a lot of their reports challenged and then they have to constantly reorder 2nd appraisals (or more) then that hurts the appraiser's rating with that client. That means that you aren't getting much if any work. Why risk losing money over something that, again, isn't even a sure fire way to sabotage someone?
4) If an appraiser is suspected of truly showing discrimination and a complaint is filed, that is taken very seriously. You would definitely lose your certification over that. You could be sued and we have to hold minimum 1 million dollar policies. Why risk all that time in training and education (it takes about 5 years to really get going and it isn't easy to find mentors) and a pretty good income considering all the other things I said?
Now factor that into what I said about appreciation rate. Here is an easy way to view it:
Historical rate over 3 years= 9%
Current rate over 3 years= 18%
1st Appraiser's rate over 3 years= 18%
2nd Appraiser's rate over 3 years= 58%
Does that make any sense???
Lastly, her house has an unpermitted addition. This adds in GLA, an additional bedroom and an additional bathroom. Right there could be a large value variance if the 1st appraiser (rightfully) did not include it and the 2nd appraiser (incorrectly) did include it. Add in that there is an accepted 10% variance between appraisals because they are opinions of value and not fact and you have a pretty large amount. Then add in time of sale factors and you don't know how long they waited between doing the 2 appraisal. Just a couple of new sales can change a lot in a short period of time.
After all of that, if you still feel this was racism even though the news story only gave you 1 side of the story then I have to say I do not think you are being honest. Either with me or yourself but there is no way you can deny what I said.
@@gee9291 I wrote this in reply to someone else before but you should read it too... In Florida, for assessed value they use a rate of about 85% of the state's appraisal's value (state has staff appraisers). The assessed value was about $315,000 according to their county records (public record everyone can look it up). $315,000 is about 85% of a value of $370,000. The 1st appraisal was about 10% from $370,000 and the 2nd appraisal was about 25% from $370,000.
Then you have the fact that they are trying to say their house is 2,600sf with 4 bed and 4 bath when county shows it as 2,300sf with a 180sf addition (possibly unpermitted) and 3 bed and 3 bath. Essentially every single piece of data supports the 1st appraiser's results over the 2nd appraiser's results.
Just the appreciation is enough. How did her house appreciate 58% in 3 years when the median appreciation in that time was 18%? And that 40% variance in appreciation is also the variance between the 2 appraisals! What a coincidence! Math... it is a hell of a tool.
I am a black woman . A very black woman . I was lucky to raise my boys in a million dollar home, in a million dollar predominantly white neighborhood. We lived in the home for almost 17 years and loved it . When we first got it I couldn’t wait to make it ours . I picked every wall color , fussed over every door nob , planted every plant and spent sleepless nights over every pool tile and light fixture that I put into it . It was almost 6000 sq ft and I wanted to make sure every corner felt just as warm and cozy as the last . It was a beautiful but practical home . It was not a museum but a home that hosted fancy cocktail parties , with as much frequency as birthday and Tupperware parties . We made many wonderful memories there . Last year after a long struggle with cancer I decided it was time to down size . I was tired of maiming a 6 bedroom 8 bath home . From my experience as a real estate agent of almost 20 years , I knew that to get the most out of my home and to sell it quick I had to remove all evidence that a black family lived in the home . Luckily we could afford to move out and leave the home “neutrally” staged for sale. Like this woman I was ashamed I had to do what I did . I had loved , designed and cared for that home . We got many offers and the buyers’ agents called with compliments from the potential buyers about how well kept and beautifully designed and decorated the house was . Never once seeing the faces of the woman and family that had made it so 😢😢😢
Beautifully written💜
Thanks for sharing. There's a story of a black man who owned a big Bank but had to use his friends as a disguise. He was a cab driver. May God bless you all. Have a good day/night
We know of ppl who don't let patrons know they own their business because they'd stop patronizing it if they knew black people owned it.
Sad. Honestly I understand why but damn now our children will be changing photos for their homes. Cycle continues. We have to speak out more but money rules and white supremacy does too
Well, it is sad, you feel you had to hide your heritage, to sell your house, for a good price. To a degree we all compromise and keep certain things hidden, just to appear neutral, while blending with expectations. We have a world that is complex while tolerating hypocrisy on many levels. We navigate through it, but should never take personally , the obtuse minds of some people, we may have to deal with as they are insignificant.
I did this with my boyfriend when I needed fair treatment. I would have him handle things. It always went easier for him . He was always shocked at the results.
Same I do the same 😒
You are more than Correct! No the skin you are in friend. Too many interracial couples do not know themselves. To know yourself is to know others. You cannot control hate but hate will control you if you're not aware. Thank You Young Lady
Somebody should lose 💋their job🤷🏾♀️This Is America 🧐
@hellasow stay on subject
I would pin 📌 this comment.
@Dubious57 yes I did 🤷🏾♀️is that the reason for the $100,000+ drop in the appraisal of their home 🤔stay on subject
@Dubious57 Only “Elites” feel that someone who doesn’t use proper grammar message is unimportant. Very small minded and besides the woman in the video is highly educated but that didn’t matter to those elites either. Thank God my heart speaks louder than my poor gramerrrr💃🏿💃🏿💃🏿
@Dubious57 Only “Elites” feel that someone who doesn’t use proper grammar message is unimportant. Very small minded and besides the woman in the video is highly educated but that didn’t matter to those elites either. Thank God my heart speaks louder than my poor gramerrrr💃🏿💃🏿💃🏿
DL Hughley spoke about this same thing happening to him. This is so sad.
It happened to Oprah
Wow really? That’s so crazy smh
@@dreameryoung38 could be because the appraiser didn't like Oprah. She's not likeable anymore.
Everyday news: Proof of racism
Republican politicians: Racism doesn't exist in America
Wait. Who the hell said that? I’m a republican married to a Honduras woman with a business that hires primarily Hispanics, in Texas, and I pay over 20$ a hour to skilled labor and 65 to 85k for field supervisors, who are from all over the world. My mason is African American as well. Please tell me how I fit in your ridiculously narrow minded narrative. Btw, she and her entire family is republican as well and know the atrocities of socialism.
You lie
Wht do you tell your son Hunm this people acting like this is shocking. Is nothing new
"racism" is a learned ignorance! .. not everyone is ignorant like you!
💩👎🏽👎🏽
@@markb6158 Not sure why you took that personally, as if I were speaking directly to you. Reread my post. The message is saying that racism happens in America yet Republican politicians have the nerve to disrespect the reality of my life experiences and millions of other Americans by saying it doesn't exist. You being defensive about that and explaining your life as if that applies to the 328 million other people in the country to make them not racist is ridiculous.
Shouldn't be surprised. That's what the codes were created for. Smdh
Florida. Here we go SHE is the attorney and still not 'good enough'. These people can totally cram their racism!
"I don't have white privilege, my parents worked hard and I worked hard for what I have" They say. 😴😴
People asking for the appraiser to be outed don't understand that this is a systemic issue not an individual issue. The second appraiser could have just as easily devalued her home had she not taken down all evidence that a black person lived there.
Agreed, but better to out, than not report anything. But I’d wait until I had my refinancing secured...
Appraisers need to be held accountable who do this, period.
Hello people this has been going on for years.
💯
Why do they say people of color just say it- black!!
Because it happens to other people who aren't black too.
Because people of color includes our allies and other historically discriminated people.
I hate this term!! I'm Hispanic btw
@@f.k6920 yeah but it mostly happens to blacks 💯
@Chocolate Smitten I love your words thank you
Sad to say, but My white husband and I have faced the same scenario many times over, as I am sure many other couples like us have had to endure. Sad reality that no one speaks about.
Look people like to live where they feel safe and comfortable! Maybe I should go to the south Bronx and make sure I have on my finest clothes and my gold chain. Why would I do that ? It’s funny though, people look at things from one side. Many areas in the Bronx used to be nice areas, now they’re some of the worst ghettos in New York. Hmmm., let’s look at things from all sides. Oh , I don’t agree I’m a racist. right ?
@@kevinwarren1576 What? You're rambling!
@@kevinwarren1576 Take your meds!!!!
Francois S what comment are you referring too ?
@@theknow7557 yeah, his (or her) comment threw me for a loop 😆
My BLACKNESS VALUES ME AND MY HOME. PERIOD.
good for you, how is that working for you
Can we leave PERIOD in 2020 please, it's so ratchet
@@marimarielove NO. PERIOD. I am free to say what I want, if you don’t like what I say swipe left or keep it moving.
@@deezimmo4814 it’s working fantastic. God got me. How is it working for u?
@@tamikawright8696 you sound like my 12 year-old daughter, but ok
Wtf does someone’s race have anything to do with an appraisal on a house!? I hope that appraiser loses their damn job .
I asked the same question. That goes to show you how idiotic a certain race of people are. It doesn't make sense.
You can go to school get an education land a high paying job and buy your own home and still be looked upon. Utterly disgraceful.
It’s true . My parents purchased a home built from the ground in a majority white neighborhood. When my Dad received a promotion it was time to move. The real estate agent told us politely to remove all of our pictures and basically leave no evidence that we was a black family. Sad but true !!!
Realtors always tell the sellers about making their place neutral , ready to sell to anyone, so they want you to remove all family pics and personal stuff. You can sell much faster if your place looks like " Home and Gardens." I expect you hired a black realtor. No white realtor would have told you that !!!!!
@@linanicolia1363 No ,she was white . I mean of course that is not her exact words but that was the just of the conversation. I guess you was there , too ! I have no need to lie !
This is systemic racism. I hate how privileged people say “Black people just need to work harder. Why are they always in poverty.” These type of things happen more often than you think. Black schools are devalued by the state. Black neighborhoods, etc. It’s a system in place to constantly keep black people lower.
Exactly, its extra hard for us. I have the same. Bachelor degree and my manager. She's makes six figures and I make 49k a year. It's hurtful and sad.
How is this systemic?
This EXACT SAME THING HAPPENED TO US.. AND YES WE LIVE IN JACKSONVILLE, FL....
Not 1 word about the appraisal company...pathetic
Right?! They should be called out.
Right?
Just who TF are they and what do they have to say for themselves concerning this fucked up racist bullshit?
Oh yes why hide there name... She did business with them she should be able to say the company .. actually name both companies..
She probably didn't say the names as part of the media covering for companies in fear of suit. The rabbit hole runs so deep. I can only wonder if those companies are ran by bigger corporations. If it were private owned mom/pop we would know the name, location,and have a pic. Side note husband looks unbothered and soulless. He had more life behind his eyes in the pic with his mom. Smh would've been nice 2 hear what he felt
Expose the appraiser! This is not new, but for this much of a discrepancy, the first appraisal company needs to be outted.
If there was "actual" racism that happened here don't you think that's what these "journalists" would've done? Maybe would've heard something along the lines of "we reached out to the original appraiser and received no comment." As an appraiser myself, I have no problem defending any of my appraisals and the reasons I came up with the value I did. From this video, there is absolutely no evidence that racism occurred. Just speculation. What did the owners originally pay for the home and when was home purchased? If it wasn't too long ago there could be a pretty accurate ballpark figure from appreciation (time adjustments) alone. Was the original appraisal actually low? Was the 2nd appraisal extremely overvalued?(that happens all the time by the way). Were quality comps used in each appraisal? What was experience level of each appraiser involved? I mean, God forbid we get any actual details here.....
This is why we say black lives matter. Because literally we know that all lives have same value. But in America and at the same time, they literally cost less.
Correction, all lives are not valued the same, come again.
As a Black American who owns property, it’s is a given to remove all signs that black people live in the home when you appraise or sell your home. It’s is infuriating but necessary to get a fair price. Even then, if they are determined, they will find out and you’ll need to start over again like she did.
It's actually racism that causes so many white bigots to claim angrily that "white privilege" and racism don't exist in America.
This isn’t a surprise at all. I’ve seen this personally.
Were you getting an appraisal also?
I am an appraiser. I can tell you 1st hand there is absolutely no motivation to lie because we all know that if we do the following things can happen:
1) the appraisal will get challenged. That means I am creating more work for myself having to defend the challenges. Everyone can do a ROV (reconsideration of value) that the appraiser must answer to.
2) If an appraiser did lie and it gets challenged and they can't defend it then the appraisal gets thrown out. Even if they didn't lie and the people just complain they will order a 2nd appraisal. So, being racist on an appraisal and going low doesn't ensure they will actually even end up with that appraisal.
3) if an appraiser has a lot of their reports challenged and then they have to constantly reorder 2nd appraisals (or more) then that hurts the appraiser's rating with that client. That means that you aren't getting much if any work. Why risk losing money over something that, again, isn't even a sure fire way to sabotage someone?
4) If an appraiser is suspected of truly showing discrimination and a complaint is filed, that is taken very seriously. You would definitely lose your certification over that. You could be sued and we have to hold minimum 1 million dollar policies. Why risk all that time in training and education (it takes about 5 years to really get going and it isn't easy to find mentors) and a pretty good income considering all the other things I said?
Now factor that into what I said about appreciation rate. Here is an easy way to view it:
Historical rate over 3 years= 9%
Current rate over 3 years= 18%
1st Appraiser's rate over 3 years= 18%
2nd Appraiser's rate over 3 years= 58%
Does that make any sense???
Lastly, her house has an unpermitted addition. This adds in GLA, an additional bedroom and an additional bathroom. Right there could be a large value variance if the 1st appraiser (rightfully) did not include it and the 2nd appraiser (incorrectly) did include it. Add in that there is an accepted 10% variance between appraisals because they are opinions of value and not fact and you have a pretty large amount. Then add in time of sale factors and you don't know how long they waited between doing the 2 appraisal. Just a couple of new sales can change a lot in a short period of time.
After all of that, if you still feel this was racism even though the news story only gave you 1 side of the story then I have to say I do not think you are being honest. Either with me or yourself but there is no way you can deny what I said.
This is the stuff black people know but don't talk about it. My husband is white and we have been married for 4 years and I figured out a long time ago that people would prefer to have him around versus him and myself.
yep even with getting the mortgage they need your race, i declined
@MrOGG you sound like a lil bitch...
Anybody that reaches for anyone's kids can go to hell...hopefully you'll be comfortable there💁You clearly lack a clear conscience...
@MrOGG you honestly sound like a Trump supporter
@@lillypatrick8481 Thank you.
If they had a trump sign would of went up even more sadly
An extra 25 percent
Would have went down...and probably burned...but keep having black privilege. Try being white
@@Nikki30288 who said I was black?
Yes it hurts but play chess not checkers
@@Nikki30288 you clearly didn't watch the video 😜
Where is Candace Owens to speak against this type of injustice. Yeah....she's over there supporting Trump!!
I know. Her sole purpose is to prove this doesn't exist. I don't understand.
Exactly!🤷🏾♀️
She's probably too busy buying a house, getting a mortgage, and living the American dream.
The first appraiser should lose their license, and have to pay damages for attempting to steal $100,000.00 from this couple.
They will never go to jail because they're doing what is in the law for centuries in fine print. They've been doing this to us.
Lashanda Young I know, and I'm so sorry. I speak out against it at every opportunity, and always vote for those who claim to want to do something about systemic racism. I actually believe in what this country is SUPPOSED to stand for. I'm praying that this disgusting monster in our Whitehouse will have accomplished one positive thing by the time we put him in prison. I hope that his unforgivable rhetoric and his actions in regard to racism will have shown such a bright light on the reality of the subject that we finally do what's necessary to begin to correct the problems. I say begin to correct, because even as long over do as ending racism is, even though it never should have existed in the first place, it is going to take time, extreme diligence, and commitment to affect any real and lasting change. There is a certain segment of our population and a large percentage of current Republican congressmen and senators who will fight any progress at every turn.
This is America, wake up people.
This been Amerikkka my man
My cousins had to do that just to sell their house.
Can't believe this BS still goes on nowadays. I wish this couple the very best.
It is so ridiculous that the color of one's skin would affect the appraisal value of a property. It feels as if we were in the Middle Ages! We are the only species on this planet who discriminate against our own for something as superficial as that. Not even animals treat each other differently for having different color fur. This is so illogical and absurd. Our diversity in the way we look is what makes us so beautiful, like having colorful flowers in a garden. "The earth is but one country, and humankind its citizens."
This is nothing new everyone if you haven't already read the book called," The Color of law!" by Richard Rothstein you should put it on your list to read.
I keep hearing about this and it is definitely on my reading list.
the same way that the house is undervalued is the same way that plumbers want to overcharge us and employers want to cut a huge slice of our salary.
@@PHlophe ,. They should have just said she's the maid
@@michaelduartez3910 whahaa peepo pick up on chemistry like the rest of us, they mutated from a piece of an original black person so they;d have our characteristics.they know maid doesn't fly in 2021.
There’s no way to know if the 1st appraiser was prejudiced because you can’t compare on a second appraisal from the same person without the photos maybe he just gave a bad appraisal. It’s not a controlled experiment. Why automatically assume it had to do with race?