10 Reasons Why Buy-to-Let Property Investment is Dead in London

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  • Опубліковано 7 лют 2025
  • In this video, we dive into the top 10 reasons why buy-to-let property investment in London is no longer a viable option. We cover all the critical factors driving investors away from the London market. Whether you're a seasoned investor or considering your first property purchase, this video provides essential insights you can't afford to miss. Watch now to understand the current landscape and make informed decisions about your property investments. Don't forget to like, comment, and subscribe for more expert real estate advice and market updates!
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КОМЕНТАРІ • 63

  • @allykhan8594
    @allykhan8594 6 місяців тому +21

    I purchased in London 2 decades ago so the outlook seems ok to me. My combined tenants (4)income of £110k+ could not purchase the house even with £200k deposit. My point: as rental stock is reduced, these types of tenants will need to move outside the m25 and commute longer to get to work.

    • @hamidking78
      @hamidking78 5 місяців тому +1

      That’s what I thought, it means higher rent, if you can do it, then the yield will have to just go up!

  • @kianrosenberg9623
    @kianrosenberg9623 6 місяців тому +11

    "to be fearful when others are greedy and to be greedy only when others are fearful"

  • @moltitrader
    @moltitrader 6 місяців тому +15

    Average is wrong. London is too big to average. East is vastly different to West. On this side of road it's 300k average, on the other side 1 million. That's london.

  • @happy2buc
    @happy2buc 6 місяців тому +27

    Here’s the dilemma… If you sell up, that’s 24% capital gains tax. How long before you recoup that elsewhere?

    • @Paulweller-ru2yo
      @Paulweller-ru2yo 6 місяців тому +1

      Exactly !

    • @marcus.H
      @marcus.H 6 місяців тому +4

      What if that tax today is cheaper than what it will be in the future?

  • @tundeuk
    @tundeuk 5 місяців тому +2

    15:40 The return on equity story makes sense

  • @leegough68
    @leegough68 6 місяців тому +9

    Ranjan speaks so much sense 👊

  • @GrazynaDiamond
    @GrazynaDiamond 3 місяці тому

    Very informative,and.enlightening.

  • @frankincense3518
    @frankincense3518 6 місяців тому +4

    London's high value properties (>£1m) are included in your analysis which significantly skews your conclusions.

  • @kennethausten
    @kennethausten 6 місяців тому +2

    All our family have sold up in london for the home counties as now to costly.

  • @safdarkamal
    @safdarkamal 6 місяців тому +5

    In London they have room size accommodation thing which I wasn't aware off. In one std 3bed london property I am only allow to keep 2 adults and one child under 10.

    • @justsrooms4520
      @justsrooms4520 13 днів тому

      Everywhere in England has room size criteria.

  • @kalex381
    @kalex381 6 місяців тому +5

    What’a a typical buy to let property in London? There are plenty 2/3 bed apartments/ houses around 500k in zones 4/5/6.

  • @kofsphere
    @kofsphere 6 місяців тому +18

    But most of reasons also applies to the whole country, not only London, is it?

    • @wilmanleung
      @wilmanleung 4 місяці тому

      Yield is lower in London so more risky I suppose?

  • @Chris-sh7kr
    @Chris-sh7kr 5 місяців тому +1

    Its too late to complete before the October budget anyway?

  • @kashif9145
    @kashif9145 5 місяців тому +1

    Couple of things: Dagenham £285k rental £2.2k SDLT: 12-15k
    What’s the issue
    Leyton: £550k rental: £3.1k
    Can’t remember SDLT
    Walthamabbey: £385k rental £2k SDLT can’t remember
    Stratford: £800k rental £4.7k SDLT can’t remember
    Canary wharf: £800k rental £3k SDLT: £70k roughly
    Can you see the problem which I am facing: don’t go to Canary Wharf!

    • @tundeuk
      @tundeuk 5 місяців тому

      I bought Stratford 3 bed, but if I wanted to sell it would only attract £380 - £400k

    • @Nas989.
      @Nas989. 5 місяців тому

      Where in Dagenham is the house price this and you get rent of 2k? What's post code are you looking at ?

  • @wongdavid4018
    @wongdavid4018 6 місяців тому +3

    Difficult to divest with many constraints e.g. cladding concern

  • @susanprentice9668
    @susanprentice9668 6 місяців тому +5

    Have 3 buy to let stick to one bed flat with £100,000 mortgage.

  • @coolco1619
    @coolco1619 6 місяців тому +12

    That's why my heart sunk on the say Labour government got in 😢

    • @matthewspry4217
      @matthewspry4217 4 місяці тому

      Private landlords disappear, rental demand and price goes sky high

  • @BH-2
    @BH-2 6 місяців тому +7

    Successive governments have targeted buy to let landlords, when many landlords get out of the market, there will be chaos and another government will bring in incentives.
    Things change and people with properties to let out have to review their position constantly and decide what to do.

    • @johnporcella2375
      @johnporcella2375 6 місяців тому

      BH, not sure that there would be chaos, but, regardless, I struggle to think why any government would incentivise landlords. Why? There are no nett votes in it! Tenants will always outweigh landlords.

    • @Solihul886
      @Solihul886 6 місяців тому +2

      Corporations will take their place

    • @jimblamire3312
      @jimblamire3312 5 місяців тому

      The large corporations will snap up property and there will be no going back.

    • @marcusparkus682
      @marcusparkus682 5 місяців тому

      ​@@johnporcella2375they eventually will incentivise landlords because the country needs rental accommodation

  • @radleysmith7528
    @radleysmith7528 6 місяців тому

    Good analogy of historic performanc Prof

  • @jmmm72
    @jmmm72 5 місяців тому +6

    I’m an accidental landlord who used to live in the property. While most of the value increased while I lived there, the market is stagnant. This means that every year, I lose more in capital gains liability. 😢

    • @tundeuk
      @tundeuk 5 місяців тому

      Move back,

  • @NisaShah
    @NisaShah 6 місяців тому +3

    very helpful information as always. thank you

  • @maclal2099
    @maclal2099 6 місяців тому +1

    can you list out the 10 reasons ?

  • @michaeljones1836
    @michaeljones1836 6 місяців тому +1

    Good news

  • @AmeyBrunel
    @AmeyBrunel 6 місяців тому

    Just in London?
    What about other parts of the country? Should I keep out of BTL or try my luck?

  • @alantsang8169
    @alantsang8169 6 місяців тому +1

    Buy in Holyhead, where property price is very low so the yield is rocket high!!! And there is no 3% surcharge and there are plenty choices (because virtually no buyers).
    So buy to let at Holyhead then

    • @pataleno
      @pataleno 5 місяців тому +3

      Yeh Probably one of the remotest places in the UK. Not many people want to live in Holyhead unless your'e Welsh.

  • @AR-fy2qo
    @AR-fy2qo 5 місяців тому +2

    The UK is beyond stagnation

  • @jigerkijeet
    @jigerkijeet 6 місяців тому +7

    This is what i have been telling everyone.

  • @Cleo1John
    @Cleo1John 5 місяців тому +1

    Very depressing… no solutions

  • @coolmonkey619
    @coolmonkey619 6 місяців тому +1

    London capitals appreciation high

    • @abshly
      @abshly 5 місяців тому

      @@sirrodneyffing1évidence ?

  • @jb9201
    @jb9201 6 місяців тому +1

    Stock market better

  • @benjaminperoumalradja5491
    @benjaminperoumalradja5491 6 місяців тому +1

    True

  • @pmtilbury6596
    @pmtilbury6596 5 місяців тому

    I am thinking to sell mine

  • @rupmehta9
    @rupmehta9 5 місяців тому +1

    I want to sell my flat which I bought for buy to let.

    • @ab20246
      @ab20246 3 місяці тому

      I can help

  • @AR-fy2qo
    @AR-fy2qo 5 місяців тому +1

    😂😊

  • @nickandpegtaylor6098
    @nickandpegtaylor6098 4 місяці тому

    Spot on

  • @benjaminperoumalradja5491
    @benjaminperoumalradja5491 6 місяців тому +11

    No worth it if you are higher tax payer. Time and money waste. Buy to let really deal not only London.
    We get decent yields outside London but capital growth are not increase.

    • @johnburnett-hall1817
      @johnburnett-hall1817 6 місяців тому +1

      Non-London capital growth has lagged behind London historically, but my personal view is that it will catch up in the long term, in % terms.

  • @michaelotoo5543
    @michaelotoo5543 5 місяців тому +1

    Ha ha you wasn't saying this last year you was telling everyone prop was the best thing in on the planet 😂😂 next you will be changing your name to ginger

    • @tundeuk
      @tundeuk 5 місяців тому +2

      He can change his opinion, in fact by doing so, he reflects what’s happening in the market.

    • @michaelotoo5543
      @michaelotoo5543 5 місяців тому +1

      @@tundeuk yes I was telling him about that was coming he didn't lis listen and now he's changed his mind 😂

    • @tundeuk
      @tundeuk 5 місяців тому

      @@michaelotoo5543Fair play.