What Dividend Stocks or ETFs Do You Own?❄ 🚨Join my EXCLUSIVE YT Membership Group (Access to my Investing Portfolios & Buy Alerts): ua-cam.com/channels/YLtcHw-DY9IIEnFSrU6U-w.htmljoin 🟠Seeking Alpha Sign Up Link (Used in Video + 20% OFF DISCOUNT) www.sahg6dtr.com/22H8MR3/R74QP/ 🤑See My Portfolio FOR FREE with Blossom: blossomsocialapp.page.link/marcosmilla
Unfortunately, not all of us were financially literate early. I was 35 when I finally educated myself and started taking steps. I went from $176,000 in debt with zero savings or retirement to now, 2 years later, fully debt-free and over $1000,000 net worth. I know that doesn't SOUND like a lot, but I'm incredibly proud of it. Now I'm fast-tracking my wealth building (investing $400,000 annually) and don't owe a dime to anyone. It's a good feeling!
Don’t be confuse buying the dip in a bear market, with guaranteed future returns. Just because that company is down 60%+ from ATH does NOT make it a sound long-term investment. Make sure you’re investing in great companies. kudos to kiana rache
As always, a great analysis. Newcomers often wonder if it's too late to navigate the financial market, but the market is always unpredictable. Trading has more advantages than simply holding, so it's important to learn before diving in. Active trades are necessary to ride the market's waves. Thanks to Loraine Souvenir’s insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!
It's unexpected to come across her name here. She understands every beginner’s intention and fix you to a trading course that matches your capacity, she knows her stuff! Her advice has been invaluable to my trading journey. Definitely worth giving a shot!
It's truly refreshing to see a comment about Loraine Souvenir. I've also had the pleasure of working with her for several months after discovering more about her online. She has a knack for simplifying complex issues, whether it's a market surge or decline. Her approach consistently keeps you ahead of the curve. I'd call her a guru, for sure
The beauty of her approach is her dual focus: while she aggressively pursues profit opportunities, she's equally tenacious about shielding investors from potential pitfalls. It's a balance few can achieve.
Nice to see this here. A lot of folks downplay the role of advisors until they’re burned by their own emotions-no offense. I remember last year, I needed a good boost to help my business stay afloat, so I researched licensed advisors and thankfully came across Loraine. She’s helped grow my reserve, despite inflation, from $152k to nearly a 7-figure sum as of today..Her insights and daily siignals are worth following.
I’ve tried investing in various things that didn't work out as I hoped. I'm now considering ETFs as a more reliable option. What are the best 5 ETFs for a rookie investor looking to invest a lump sum? let's say $500,000
JEPQ is my favorite so far. It pays monthly with over a 9% yield and also has stayed fairly level. The down side is that it was incepted in 2022 which means there is not a lot of history. I also like FEPI and SPYT.
An ETF with more risk and payout is QDTE. It pays weekly but is higher risk because it just came out this year. The fund is based on covered calls which make money in any market, up or down.
The issue is people have the "I will do it myself mentality" but not equipped for a crash, hence get burnt. Ideally, advisors are reps for investing, and at first-hand encounter, my portfolio has yielded over 300% since covid-outbreak to date, summing up nearly $1m.
truly appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
She goes by ''Ellen Geskin Kettle'' a seasoned advisor with over two decades of experience. You can research her further on the internet, her qualifications speak for itself.
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Miller.
Woah for real? I'm so excited. Charlotte Miller strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
Great info ! We are about 4-5 years from retirement and have been aggressive savers in our retirement plans, we’d like to live primarily off our dividends for the passive income, with about 2.5-3 million invested in SCHD, DGRO, some in VOO and smaller concentration in JEPQ. Hoping to not use the principle and use the dividends. !
woe good for you and your husband ..... you achieved 2 to 3 m from investing in SCHD & DGRO and a little in VOO ? that's very impressive , you must have started the process 20 plus years ago .... 401k's , Roth and what other investments ?
Thank You! Plenty of food for thought & selections. You have a very good presentation style - - good pacing, elocution, and enough info without becoming overloaded. Keep up the good work.
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
Thats when you hire someone to manage your money. You need a (CFP) straight up! personally, I would invest in ETF's and also love investing in individual stocks.
I took charge of my portfolio but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advisor. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 28%.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Do you really think it's a good fund? From 2022 to the end of 2023 it did nothing, went down and recovered and ended where it was 2 years later. 2024 has been a good year, but it's been good for everything else, so what sets this one apart from the others? Especially comparing it to its history, I can't see investing in DGRO for so many years waiting for it to perform.
No comment on those since the fund inception is incredibly short. I wouldn’t touch a fund that was in inception during a massive bull market with those strategies.
For the Newbie if you are actually trading in the crypto space and you don't have a sound mentor. Then you are certainly going to get liquidated in 90% of your trades. Yeah that's sad truth. I remember when i just got into crypto back in 2019 but later in 2020 i ended up selling it because i have lost alot trading all by myself without a guide. Got back into crypto early in 2024 with $20k and I'm up with $232k in a short period of time ......
I'm new to cryptocurrency and i don't understand how it really works. How can someone know the right approach to investing and making good profit from cryptocurrency investments?
I started working with wilburn back in February, and my financial goals have been clearer. It's like having a strategic partner for my money with a solid track record.
Most people think, investing in crypto is all about buying coins and leaving it to rise, come on it takes much analysis to be a successful crypto trader.
I was talking to this with a friend and he me turned that everyone’s been saying for the past 12ish years or so people predicting tech is gonna go down but has it? No, will it who knows but idk yeah systematically it makes sense tech will go down eventually but who knows when that eventually is. Idk just a thought. Also ur comment on expensive ratio in the long run this doesn’t matter to much let’s say you make 100k from all these 3 ETFs, considering the expense ratios this is how much you’ll be left with after it, QQQ: $98,000 SCHG: $99,960, VGT: $99,900. At the end it isn't that much of a difference imo. The main problem I have with SCHG is I feel like it’s a bit to diversified maybe for my age it is, I remember in one of ur vids that takes abt best portfolio for age group you mentioned the younger u are the more riskier u can get because the farther ubare from retirement. So going more heavy in tech right now could be the move, with that in mind I think QQQ has to be the right option, VGT is still a bit risky for me .
@Marcos_Milla already have qqq in my brokerage though and VOO. I don’t want the same in my Roth. Also qqq is up almost 100% more than qqqm in the last 5 years.
Email me marcosmillabusiness@gmail.com. I have some videos prerecorded so I don’t want you to wait but I’ll give you sneak peeks. Dividend investing in ETFs in this video is going to be significantly less risky than something like growth ETFs that I touched on in previous videos. Depending on your circumstances if you have no money invested in your entire life in your 50s. A good stock (broad market S&P 500, total world, or total stock market index funds, bonds or large value (dividend ETFs) could be options to explore. Target date funds are also good ones especially in your 50s since they are made for specific years or when you plan for retirement and contain a mixture of us stocks, bonds, and international stocks for true diversification
If u were 18 which growth etf would be focus on, VGT, QQQ, FTEC, SCHG. These are the options: 1. 50% VOO 50% QQQ 2. 50% VOO 25% VGT 25% SCHG 3. 50% VOO and 25% of QQQ/SCHG 25% FTEC
This is a combo I run in my small portion of dividend investments in my portfolio. Probably the best combo out there in my opinion. Dividend growth investing (another YT channel) does a great long long explanation about this.
Hi macros, so in your last vid you told me I should focus first on my Roth then on my brokerage. However, let’s say I need to take some money out at like age 35 for a house or sum I won’t be able to. I know there’s an exception for your first house for Roth but still in general at 18 there’s prolly a lot of things imma need in the near future. I also wanted to let yk that I’ll only be investing $100 monthly for the time being. So what would u recommend with that. Lmk what you think I should do, appreciate all the help ❤️
You can withdraw freely without penalty in a taxable brokerage account. I would highly suggest as you age to bump the monthly investments up as your income grows. I still stand by the max out Roth IRA first then go taxable.
I like schg’s fund methodology a lot. Schg also has a lower expense ratio than qqqm or VGT and the fact that it holds stocks not only in technology and in the NYSE and NASDAQ index made it a no brainer for me in the Roth as my highest holding. I didn’t want to have a fund strictly in technology since if technology doesn’t pan out in the long run, I wanted to have other growth stocks from other sectors in the stock market with schg
@@Marcos_Milla I was talking to this with a friend and he me turned that everyone’s been saying for the past 12ish years or so people predicting tech is gonna go down but has it? No, will it who knows but idk yeah systematically it makes sense tech will go down eventually but who knows when that eventually is. Idk just a thought. Also ur comment on expensive ratio in the long run this doesn’t matter to much let’s say you make 100k from all these 3 ETFs, considering the expense ratios this is how much you’ll be left with after it, QQQ: $98,000 SCHG: $99,960, VGT: $99,900. At the end it isn't that much of a difference imo. The main problem I have with SCHG is I feel like it’s a bit to diversified maybe for my age it is, I remember in one of ur vids that takes abt best portfolio for age group you mentioned the younger u are the more riskier u can get because the farther ubare from retirement. So going more heavy in tech right now could be the move, with that in mind I think QQQ has to be the right option, VGT is still a bit risky for me 😆.
As someone who's 18 would you focus more on growth etfs for the time being compared to dividend etfs, and once i get a bit older and closer to retirement focus on dividend etfs
If I was 18, I would do exactly that. sometimes you don’t even have to focus on dividend ETFs as you age because the dividends or capital appreciation will be so much that you don’t really need to switch to dividend stocks necessarily as a requirement
With JepI you forgo any potential upside further than the S&P 500 because of you writing call options. You also have to consider the higher tax implications from covered call ETFs compared to traditional quarterly payers like schd. You also must note jepi’s inception in a bull market and has a low history compared to the long track records from all the funds on the list
Both great monthly dividend covered call ETFs. They have the high dividend yield. But didn’t quite fit the dividend growth critieria as they have more erratic monthly dividends that isn’t as consistent as the ones on this list. Plus when you do write the call options strategy and execute them, you forgo further upside so you’re limited on capital appreciation
I would say most ETFs if not all (except inverse ETFs) will fall during a recession. But these will hold up better (less of a drop) than going into something like the Nasdaq-100, growth ETFs, or the S&P 500.
I bought 800 bucks of nvidia today it was 127 per share then said my average cost is 149 wtf anybody help with this why would my average cost be so high comments welcomed
So I purchased $800 worth of Nvidia 2 days ago it said value $804.66 she owned 6.262 average cost $149.63 but at the time two days ago it was $127 a share so shouldn’t cost what it was per share
Hey Marcos , Your content is really impressive! I’m Divy, the founder of Rise Up Media, where we specialize in helping creators like you grow their UA-cam channels. We’ve worked with several creators to significantly boost their views and subscribers using tailored strategies that really work. I noticed a few opportunities on your channel that could help you reach even more people. Let me know If you’re interested in hearing more ?
What Dividend Stocks or ETFs Do You Own?❄
🚨Join my EXCLUSIVE YT Membership Group (Access to my Investing Portfolios & Buy Alerts): ua-cam.com/channels/YLtcHw-DY9IIEnFSrU6U-w.htmljoin
🟠Seeking Alpha Sign Up Link (Used in Video + 20% OFF DISCOUNT) www.sahg6dtr.com/22H8MR3/R74QP/
🤑See My Portfolio FOR FREE with Blossom: blossomsocialapp.page.link/marcosmilla
Unfortunately, not all of us were financially literate early. I was 35 when I finally educated myself and started taking steps. I went from $176,000 in debt with zero savings or retirement to now, 2 years later, fully debt-free and over $1000,000 net worth. I know that doesn't SOUND like a lot, but I'm incredibly proud of it. Now I'm fast-tracking my wealth building (investing $400,000 annually) and don't owe a dime to anyone. It's a good feeling!
Wow you give me hope
Am 49..am From norway…
Don’t be confuse buying the dip in a bear market, with guaranteed future returns. Just because that company is down 60%+ from ATH does NOT make it a sound long-term investment. Make sure you’re investing in great companies. kudos to kiana rache
she's mostly on Telegrams, using the user name.??
....
@kiana745
As always, a great analysis. Newcomers often wonder if it's too late to navigate the financial market, but the market is always unpredictable. Trading has more advantages than simply holding, so it's important to learn before diving in. Active trades are necessary to ride the market's waves. Thanks to Loraine Souvenir’s insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!
I've just looked up her full name on my browser and found her webpage without sweat, very much appreciate this
It's unexpected to come across her name here. She understands every beginner’s intention and fix you to a trading course that matches your capacity, she knows her stuff! Her advice has been invaluable to my trading journey. Definitely worth giving a shot!
It's truly refreshing to see a comment about Loraine Souvenir. I've also had the pleasure of working with her for several months after discovering more about her online. She has a knack for simplifying complex issues, whether it's a market surge or decline. Her approach consistently keeps you ahead of the curve. I'd call her a guru, for sure
The beauty of her approach is her dual focus: while she aggressively pursues profit opportunities, she's equally tenacious about shielding investors from potential pitfalls. It's a balance few can achieve.
Nice to see this here. A lot of folks downplay the role of advisors until they’re burned by their own emotions-no offense. I remember last year, I needed a good boost to help my business stay afloat, so I researched licensed advisors and thankfully came across Loraine. She’s helped grow my reserve, despite inflation, from $152k to nearly a 7-figure sum as of today..Her insights and daily siignals are worth following.
50/50 SCHD / DGRO to cover my expenses and all of the extra in VOO to grow
💪🏼
I’ve tried investing in various things that didn't work out as I hoped. I'm now considering ETFs as a more reliable option. What are the best 5 ETFs for a rookie investor looking to invest a lump sum? let's say $500,000
JEPQ is my favorite so far. It pays monthly with over a 9% yield and also has stayed fairly level. The down side is that it was incepted in 2022 which means there is not a lot of history. I also like FEPI and SPYT.
An ETF with more risk and payout is QDTE. It pays weekly but is higher risk because it just came out this year. The fund is based on covered calls which make money in any market, up or down.
The issue is people have the "I will do it myself mentality" but not equipped for a crash, hence get burnt. Ideally, advisors are reps for investing, and at first-hand encounter, my portfolio has yielded over 300% since covid-outbreak to date, summing up nearly $1m.
truly appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
She goes by ''Ellen Geskin Kettle'' a seasoned advisor with over two decades of experience. You can research her further on the internet, her qualifications speak for itself.
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Miller.
Woah for real? I'm so excited. Charlotte Miller strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.
I'm new at this, please how can I reach her?
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
Great info ! We are about 4-5 years from retirement and have been aggressive savers in our retirement plans, we’d like to live primarily off our dividends for the passive income, with about 2.5-3 million invested in SCHD, DGRO, some in VOO and smaller concentration in JEPQ. Hoping to not use the principle and use the dividends. !
woe good for you and your husband ..... you achieved 2 to 3 m from investing in SCHD & DGRO and a little in VOO ? that's very impressive , you must have started the process 20 plus years ago .... 401k's , Roth and what other investments ?
💪🏼
Thank You! Plenty of food for thought & selections. You have a very good presentation style - - good pacing, elocution, and enough info without becoming overloaded. Keep up the good work.
Thank you my friend ! 💪🏼
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
Thats when you hire someone to manage your money. You need a (CFP) straight up! personally, I would invest in ETF's and also love investing in individual stocks.
I took charge of my portfolio but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advisor. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 28%.
Your advisor must be really good, how I can get in touch with them as my porfolio isn't doing well.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
DGRO is a beast! I might even add it to my portfolio. Great video Marcos!
Thank you brother!
Do you really think it's a good fund? From 2022 to the end of 2023 it did nothing, went down and recovered and ended where it was 2 years later. 2024 has been a good year, but it's been good for everything else, so what sets this one apart from the others? Especially comparing it to its history, I can't see investing in DGRO for so many years waiting for it to perform.
DGRO
SCHD
VIG
DGRW
VYM
NOBL
👀
thank you for all you work on this and clear explanations peace
Thank you my friend !
Thanks for sharing, what do you think about QQQI and SPYI?
No comment on those since the fund inception is incredibly short. I wouldn’t touch a fund that was in inception during a massive bull market with those strategies.
For the Newbie if you are actually trading in the crypto space and you don't have a sound mentor. Then you are certainly going to get liquidated in 90% of your trades. Yeah that's sad truth. I remember when i just got into crypto back in 2019 but later in 2020 i ended up selling it because i have lost alot trading all by myself without a guide. Got back into crypto early in 2024 with $20k and I'm up with $232k in a short period of time
......
I'm new to cryptocurrency and i don't understand how it really works. How can someone know the right approach to investing and making good profit from cryptocurrency investments?
what do i need to do? How can i invest, on which platform? If you know any please share.
I started working with wilburn back in February, and my financial goals have been clearer. It's like having a strategic partner for my money with a solid track record.
Most people think, investing in crypto is all about buying coins and leaving it to rise, come on it takes much analysis to be a successful crypto trader.
I've seen different people talking about this Christen wilburn she must be very amazing for people to talk this good about her.
I was talking to this with a friend and he me turned that everyone’s been saying for the past 12ish years or so people predicting tech is gonna go down but has it? No, will it who knows but idk yeah systematically it makes sense tech will go down eventually but who knows when that eventually is. Idk just a thought. Also ur comment on expensive ratio in the long run this doesn’t matter to much let’s say you make 100k from all these 3 ETFs, considering the expense ratios this is how much you’ll be left with after it, QQQ: $98,000 SCHG: $99,960, VGT: $99,900. At the end it isn't that much of a difference imo. The main problem I have with SCHG is I feel like it’s a bit to diversified maybe for my age it is, I remember in one of ur vids that takes abt best portfolio for age group you mentioned the younger u are the more riskier u can get because the farther ubare from retirement. So going more heavy in tech right now could be the move, with that in mind I think QQQ has to be the right option, VGT is still a bit risky for me .
@@tuna1142 QQQM > QQQ
@Marcos_Milla already have qqq in my brokerage though and VOO. I don’t want the same in my Roth. Also qqq is up almost 100% more than qqqm in the last 5 years.
Is this the video that I was requesting for people 50 and older?
Email me marcosmillabusiness@gmail.com. I have some videos prerecorded so I don’t want you to wait but I’ll give you sneak peeks. Dividend investing in ETFs in this video is going to be significantly less risky than something like growth ETFs that I touched on in previous videos. Depending on your circumstances if you have no money invested in your entire life in your 50s. A good stock (broad market S&P 500, total world, or total stock market index funds, bonds or large value (dividend ETFs) could be options to explore. Target date funds are also good ones especially in your 50s since they are made for specific years or when you plan for retirement and contain a mixture of us stocks, bonds, and international stocks for true diversification
If u were 18 which growth etf would be focus on, VGT, QQQ, FTEC, SCHG. These are the options:
1. 50% VOO 50% QQQ
2. 50% VOO 25% VGT 25% SCHG
3. 50% VOO and 25% of QQQ/SCHG 25% FTEC
Jeez this is a tough question. All are so similar and good. I would do 2 or 3. Leaning more to number 2.
Would it be okay to have dgro and schd?
This is a combo I run in my small portion of dividend investments in my portfolio. Probably the best combo out there in my opinion. Dividend growth investing (another YT channel) does a great long long explanation about this.
Im for some etfs i can invest in for the long haul for my kids i want to give them some etfs sooner than later any suggestions?
Broad market ETFs like the S&P 500 or total market ETFs are typically what most will suggest (not financial advice)
Hi macros, so in your last vid you told me I should focus first on my Roth then on my brokerage. However, let’s say I need to take some money out at like age 35 for a house or sum I won’t be able to. I know there’s an exception for your first house for Roth but still in general at 18 there’s prolly a lot of things imma need in the near future. I also wanted to let yk that I’ll only be investing $100 monthly for the time being. So what would u recommend with that. Lmk what you think I should do, appreciate all the help ❤️
You can withdraw freely without penalty in a taxable brokerage account. I would highly suggest as you age to bump the monthly investments up as your income grows. I still stand by the max out Roth IRA first then go taxable.
@@Marcos_Millaeven with me being 18 what if I need to buy a car or sum or a house. I won’t be able to take any money out of my Roth for that
⛄️ ❄️ 💎 💪🏻 🥶
Keep up the great work Marcos!
Thank you my friend ! 💪🏼
Would it be overkill to hold all of these in a portfolio at once? Too much overlap?
I would say to hold no more than 2 in my opinion. Correct on the too much overlap by holding all 6!
Which 2 would you go for?
Why do you prefer SCHG over QQQ or even VGT in your roth?
I like schg’s fund methodology a lot. Schg also has a lower expense ratio than qqqm or VGT and the fact that it holds stocks not only in technology and in the NYSE and NASDAQ index made it a no brainer for me in the Roth as my highest holding. I didn’t want to have a fund strictly in technology since if technology doesn’t pan out in the long run, I wanted to have other growth stocks from other sectors in the stock market with schg
@@Marcos_Milla I was talking to this with a friend and he me turned that everyone’s been saying for the past 12ish years or so people predicting tech is gonna go down but has it? No, will it who knows but idk yeah systematically it makes sense tech will go down eventually but who knows when that eventually is. Idk just a thought. Also ur comment on expensive ratio in the long run this doesn’t matter to much let’s say you make 100k from all these 3 ETFs, considering the expense ratios this is how much you’ll be left with after it, QQQ: $98,000 SCHG: $99,960, VGT: $99,900. At the end it isn't that much of a difference imo. The main problem I have with SCHG is I feel like it’s a bit to diversified maybe for my age it is, I remember in one of ur vids that takes abt best portfolio for age group you mentioned the younger u are the more riskier u can get because the farther ubare from retirement. So going more heavy in tech right now could be the move, with that in mind I think QQQ has to be the right option, VGT is still a bit risky for me 😆.
As someone who's 18 would you focus more on growth etfs for the time being compared to dividend etfs, and once i get a bit older and closer to retirement focus on dividend etfs
Definitely. You understand how it works.
If I was 18, I would do exactly that. sometimes you don’t even have to focus on dividend ETFs as you age because the dividends or capital appreciation will be so much that you don’t really need to switch to dividend stocks necessarily as a requirement
@@Marcos_Millafs bro love this piece of advice. One question why do you prefer SCHG over QQQ and VGT in ur roth
SCHD continues to underperform though. Jepi on the other hand pays 8% consistently
With JepI you forgo any potential upside further than the S&P 500 because of you writing call options. You also have to consider the higher tax implications from covered call ETFs compared to traditional quarterly payers like schd. You also must note jepi’s inception in a bull market and has a low history compared to the long track records from all the funds on the list
You’ll pay the difference with Jepi expense ratio…adds up
@@Positively46 As someone who just turned 18 I'm gonna be focusing more on growth etfs than dividend etfs for the time being
@@tuna1142 Thats awesome. I give my son the same advice. You will be happy you started so early.
@@Marcos_Milla I own SPYI and QDTE in my Roth, do I need to know more about taxes or no?
why no love for JEPI and JEPQ?
Both great monthly dividend covered call ETFs. They have the high dividend yield. But didn’t quite fit the dividend growth critieria as they have more erratic monthly dividends that isn’t as consistent as the ones on this list. Plus when you do write the call options strategy and execute them, you forgo further upside so you’re limited on capital appreciation
@@Marcos_MillaI guess it would be the same for QQQI and SPYI!
@@Marcos_Millabut if im all old and crusty then i dont care about future gainz i need the money now for my sugar babies 😉
thoughts on smh
Great growth etf if you want high exposure to semiconductors
Are there ETFs okay to hold through the recession?
I would say most ETFs if not all (except inverse ETFs) will fall during a recession. But these will hold up better (less of a drop) than going into something like the Nasdaq-100, growth ETFs, or the S&P 500.
@@Marcos_Millathanks!
I bought 800 bucks of nvidia today it was 127 per share then said my average cost is 149 wtf anybody help with this why would my average cost be so high comments welcomed
What app?
@@Marcos_Milla Fidelity
So I purchased $800 worth of Nvidia 2 days ago it said value $804.66 she owned 6.262 average cost $149.63 but at the time two days ago it was $127 a share so shouldn’t cost what it was per share
@@Marcos_Milla Fidelity
@@Marcos_Milla I use Fidelity
Downpipe tune on the dividend snowball with Marcos Milla
Not me just on BM3’s website looking at tunes haha
@@Marcos_Milla better do it after smog haha don’t be me
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