Maximize your income with the best high dividend ETFs
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- Опубліковано 23 вер 2024
- Maximize your income with the best high dividend ETFs
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08:17 - HDV
11:57 - VYM
13:46 - DHS
16:23 - SCHD
19:05 - Side by side comparison
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Best High Dividend Vanguard ETF to Retire Early: • Best High Dividend Van...
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What about SPYD?
@@daviddulude8714 I like SPYD. It didn’t quite meet the criteria with growth for this list. Also there are more REITs in it so best in a tax advantaged account like a Roth IRA
SCHD is my core with around 34% weight in my portfolio, I'm working on adding satellite positions that I like around it, going one position at a time, building up the position to were I'm happy, if there isnt anything out there for me, throw it into SCHD, Im very concentrated currently in just 8 total positions including SCHD, its a little easier to keep up with, and I'm focusing toward position size rather than total positions currently. Love this style of investing, beat the market last year this way, and currently beating it by a little over 4% this year. Always look forward to your videos!
So glad you like them!! I wish I would have started building my portfolio around SCHD years ago...
@DividendGrowthInvesting you have am absolute beast of a portfolio! Don't dwell on what you should or could of done, enjoy what you have and your present opportunities and make the most of them! I wish you the best and hope all is well!
Thanks for the explanation❤
I'm a growth-dividend investor as well, my Portfolio is VYM, DGRW, HDV, SPYD and also Japanese dividend ETFs😊
'cause I'm Japanese.
Great ETFs!!
Thanks for this. I try to use a core and satellite approach with S&P 500, SCHD, and DGRO as the core and indiv stocks and etf's as satellites. Your discussion got me to look at my core holdings again. I'm going to be re-balancing based on this to shore up my core holdings. I appreciate you insight. Cheers
Good stuff! Thanks for watching!!
I do the same in my 401k brokerage link account where I can buy and hold anything. VOO at 30% SCHD 22.5% and DGRO at 22.5% and rest satellites.
Great video as always. Jake is the real deal who does the deep dives for us. Very grateful for you! Do you think HDV may be a better defensive ETF than SCHD during a sideways market as is project through 3rd quarter next year? Also, is the Total Return in seeking Alpha you referenced the same as Total Weighted Return?
HDV tends to do better in markets that go sideways due to the higher exposure in energy, but the challenge is you never know when the market will flip and turn into a bull market. That is why I like having a well balanced portfolio so you don't have to time the market or run to risk of "missing" out regardless of what the market does.
Sure seems to be a blind spot for Fidelity dividend funds like FDVV. Almost nobody covers them.
PEY etf target high yield and dividend achievers (at least 10y growth) and have 9 years of dividend growth of the etf and follow an index
Yeah PEY is not a bad option.
Consider VYMI. 4.6 yield and int exposure
Yeah if you want international exposure, VYMI could be a great option.
How about FDVV ? It has done as well as VYM.
Yeah it was a hard choice between FDVV and DHS.
Fdvv has exposure to tech, microsoft and apple and reit (which is rare for dividend etf). I like that fidelity one more than vym, if you read factsheet, fdvv focus on companien that can sustain dividend growth
Thanks Jake.
Hope to see updated thoughts on VNQ since price dropped and dividend up.
I wish I had more money to invest, I would be very interested in buying more VNQ!! Espcially if you have a tax advantaged account like a Roth IRA, VNQ could be a great option to consider. I have 10% in VNQ in my Roth IRA.
What are your thoughts on TLT, for fixed income? Bond yields are starting to get tempting
Really depends on your goals with it. If you need the money in the short-term to pay for something, may be better to focus on CDs or savings accounts yielding 5%. If you are a little more risk tolerant and plan to hold it longer, then it may be a good way to increase your overall portfolio yield.
How's this look for a forever core my guy? Thank you for your vids. They will make me wealthy.
20% - SCHD
Schwab US Dividend Equity ETF
20% - VYM
Vanguard High Dividend Yield ETF
20% - DGRO
iShares Core Dividend Growth ETF
20% - VIG
Vanguard Dividend Appreciation Index Fund ETF
I like it. Its close to 40/40 SCHD/DGRO. with 40% in a higher dividend and 40% in more dividend growth. The remaining 20% can be in whatever fits your goals and time horizon.
I'd love this video even more if it had spyd. Exposure to real estate, .07 expense ratio, 5.14 yield. All s&p500 companies. Seems like quite an etf.
SPYD is a great high dividend ETF. It didn't make the cut for this list because of the lower growth. It also has more REIT exposure so less tax efficient. If you did end up holding it, it would likely be best in a tax advantaged account like a Roth IRA.
@DividendGrowthInvesting I was going to mention that. Not qualified divs etc so best in a roth. Thanks for the reply!
You mentioned that you have a significant amount of VYM that you have acquired over the years. Do you prefer to have VYM for diversity, or are taxes keeping you from swapping that out for DGRO?
I own DGRO as well. Because I want to live off the dividend now and not years/decades in the future. It’s purely due to my time horizon.
@@DividendGrowthInvestingThanks, Jake!
How is this portfolio different than a yield shield portfolio espoused by the FIRE community? Thank you
Hi, can you make a video on great ETFs for us Europeans?
Your tips on high dividend ETFs are great. Any chance you could dive into Fuse Minerals in one of your upcoming videos? Would be cool to see how they fit into the investment landscape.
I've not yet looked into minerals. Something I need to research to be able to make a video about it.
I was just wondering why SCHD and not DGRW?
If you want apples to apples, check out this video where I compare DGRO vs DGRW: ua-cam.com/video/rc3EpMTmRzs/v-deo.html
Great video, I am new to all of this. Are HDV, VYM, SCHD, SOYG, and DGRO qualified ? Or are you taxed ordinary rates on them? Can you make another video showing 1040 tax calculator and how to calculate taxes owed with W2/SSA-1099/ and dividend income?
Yes they care. Check out this video: ua-cam.com/video/9_LX-ayAzo0/v-deo.html
I've added HDV 400 shares today😊
nice! Market is really shaky... Never a bad idea to hold high quality ETFs that continue to grow regardless of what the marketing is doing!
Hey jake, love your videos. I am 53 years of age and plan on using my dividends around 64 or 65 my ROTH consist of VOO, SCHD, VYM, JEPQ and ADC. Your thoughts??
All great options. VOO is not really an investment that you pick for dividends unless you have a lot of money invested. VOO is great to sell off as needed to fund your life style or rebalance into higher yielding assets later on - that is if you plan to live off the dividend from your portfolio. Try and set a target % for each and dollar cost average and enjoy your glory years!
Ty so very much!
This is the exact video i needed right now, thanks! I was looking at DHS and NOBL as satellite positions, but didn't know about HDV, as I am a 1 month old investor. I'm curious your thoughts on SPHQ as a satellite, 196% total 10yr, and 9% 10yr CAGR (as of right now i think my cores are going to be SCHD and VIG, satellites DGRW and either DHS or HDV or NOBL)
So glad it was helpful! All of those are great!!!
Thanks! I just got Seeking Alpha Premium with an older link of yours (hopefully you get a kickback from it), please keep up the videos, they're great!@@DividendGrowthInvesting
How would you structure a Roth Ira for a beginner. My core would be Schd and dgro, but what should I get after that?
I would suggest watching these two videos: ua-cam.com/video/1fOUSqqurHU/v-deo.html and ua-cam.com/video/52d_gan91UE/v-deo.html
It really comes down to understanding how to invest based on your time horizon. The answer depends on your time horizon. Long time horizon = focus on growth, short time horizon = focus more on value/yield.
Very good content! Thanks so much !
Thank you so much!
Shame we can’t buy most of them in the uk (not UCITS) 😢
yeah :(
which movie was that chip from.. anyone knows
Tommy boy
I'm new and just open a Roth Ira. I have a noob question . If I'm maxing out my yearly contribution on my Roth Ira. Are the dividends that I'm receiving on my Roth Ira, count as contribution limits?
Nope they don’t count. Only what you transfer into the account.
@DividendGrowthInvesting I can rebuy by the etf with the dividend payout right?
@@Gio-zi5lw yup
Thank you for all the help
Vym👍
yes!!!
Random potentially stupid question, but with JEPI do i have to know how to use covered calls to utilize it best or is that the whole point is to give you exposure to covered calls for those who don't have any know how?
For reference i dont make a lot of money right now and was considering adding JEPI as an additional way to reinvest into other stocks over time
You don't have to have advanted knowledge of how to do it. It is important to understand the basics around covered calls. Your upside is limited in exchagne for a higher yield up front. You could use the yield from JEPI or JEPQ to buy other dividend stocks/ETFs. I don't personally do that, but I don't see much wrong with it if that is what you really want to do.
@DividendGrowthInvesting as usual thanks for the fast response, I think I should do more reading on JEPI anyways before making a decision, as it is I have some fairly high yielding stocks already. One of the highest being Altria. I mean at the price it was last I checked only around 4k is needed to get 100 dollars every quarter. Pretty freaking good honestly!
Great video
Thank you!!!
i dont have 35+ years of investing into SCHD to eventually retire off my dividends. Nor do i want to wait that long.
I was in the same boat. You could consider looking at adding other high yielding investments like JEPQ/JEPI for example to boost your yield. If it wasn't for these covered call ETFs, we would not have been able to reach barista FIRE this year.
@@DividendGrowthInvesting But covered calls etf's are short sighted especially for somebody in your age. Your capital may be deepleting. I would prefer high yield dividend slow growers like MO, VZ etc
So what are you doing to speed it up?
@@gregwessels7205 i do watch his videos and i am already invested in some of the stuff he has recommended. My core holdings are CLM and CRF. They are amazing cash flowing vehicles when understood properly.
Why would you wait 35 years? Make more money and contribute more
I like many ETFs but S&P 500 etfs are the ones that always come off on top. Doesn't it make more sense to buy some Jepi/jepq and split it with VOO? Wouldn't they still perform better than SCHD giving higher growth and div yeld?
No because Schd is Qualified dividend income and Jepi/jepq is ordinary income. Jepi will underperform schd long term. Voo vs schd will perform closely long term.
Yo dude. Are you ever worried about concentration risk with such large positions in jepi and jepq? Like a disaster situation like what happened to nusi. The active management making a terrible decision.
I would limit the amount you put in JEPI/JEPQ. JEPI and JEPQ focus on two different indeces. That is why I say your core should ideally be largely SCHD/DGRO. I'd recommend watching this video where I talk about the core and satellite portfolio: ua-cam.com/video/iEwAipBKPUo/v-deo.html
Hello. Thanks for your videos, it was a big part of knowledge that I use to build my ETF portfolio. Currently at 25 years old, I have 50% of my ETF portfolio as a "core" - 2/3 of it is in DGRO, 1/3 in SCHD. The rest of the 50% are mostly focused on growth with usage of some triple leveraged ETFs on Russell 2000, Nasdaq 100 and semicond. industry (around 15 - 20% of my portfolio) + SCHA. Also trying some emerging markets and developed markets ETF as the rest of my portfolio (no tax problems here because I am not from the US). My plan is to DCA every single month part of my monthly investment into DGRO and SCHD and than the rest invests for growth. Than I am going to "harvest gains" and put them into DGRO and SCHD, where I plan to end with those two as like 80 - 90% of my portfolio when retiring. Thank you once again for your videos, it keeps me going.
Sounds like a solid plan! Great ETFs. The best part is you can feel confident regardless if they go up or down. You just keep buying!
Hi Jake! I have a couple questions. If your core should be anywhere between 70-80% and if you have 2 holdings like SCHD and DGRO as core, then would you split it evenly between the 70-80%? Or is it a higher % for the one you think is best for you?
Second question. Does age matter on the 70-80% in the core? Such as if you’re retiring in 10 years you want it to be on the 70% or towards 80%?
Hey there! Both great questions! I would look at this as merely a guideline or target not as a set in stone rule. With that in mind, you could change the % in SCHD or DGRO lower or higher depending on your time horizon (DGRO lower if you plan to retire sooner than later and vice versa if you plan to retire later).
Regarding your second question, I would still try and keep your core around 70-80% but adjust the % in SCHD/DGRO up or down like mentioned above. If you plan to retire sooner and need a higher yield, you could always lean on higher yielding assets to raise your overall yield. I did this with JEPQ/JEPI for example. The same applies if you plan to retire much later in life, you would lean more on higher growth.
The main thing here is you use the core and satellite to construct your personalized portfolio so that it meets your goals. It provides flexibility based on your goals.
Thank you so much for taking the time to reply! I really appreciate it. Keep up the great work. I look forward to watching your videos because we know what we can expect without being sold more things to purchase. Thank you!!
None of these are "high yield" . All are below 5%. You need to explain these low yield ETFs are long term investments only. One million dollars invested will yield $50,000 at 5%. For me THAT is MINIMUM YIELD I ACCEPT for stocks or ETF. Many ETFs give 11% or 12% yield, some much higher than that.
Fair enough. I'd suggest checking out this video where I talk about high dividend covered call ETFs: ua-cam.com/video/FGa-1eTb_2c/v-deo.html
@@DividendGrowthInvesting Have you checked out QQQY or JSLY ? Those ETFS have yields over 50% supposedly. I intend to have decent yields on investments. BCDs and REITs (many not all) have yields better than 5%. $30,000 per year on an investment is too low for many "income investors" for a million dollars invested. Please reconsider "your advice" on such low yield investments. Surely you can see the wisdom of getting "at least" $50,000 a year on a million dollar investment.
Hi 👋
Hi :D
All good and nice but definitely 30 years is a long time. The best way to turbo charge this strategy is to use options, cover calls and puts, otherwise life have so many ups and downs and the chances of success are not great .
Like with everything, that strategy could out or underperform the market. That approach requires a bit more hands that a lot of people probably wouldn't be able to stick with long-term. BUT if you can stick with it, I think it could work out just fine.
What's wrong with your costco? 24 eggs for $3.00 how is that expensive.
over $5 where I'm at.
hi
Hey there!!
First
Hey Ethan!
Dividends are not the answer. Wall Street drops the stock price by the same amount of the dividend. When a stock pays a dividend, you actually made nothing. A $10.00 stock drops to $9.00 if it paid a $1.00 dividend. Your at $10.00 if it paid the dividend or not.
Obviously. The point is we are getting passive income without selling shares
Lmao Dividends have contributed roughly 40% of the total return of the S&P 500 since 1930.