Switching to the “Cashless” Cash Envelope Stuffing Method | Prop Money | Zero Based Budget
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- Опубліковано 16 вер 2024
- Hi friends! I am trying out the cashless envelope method using pro money now that I have been practicing the cash envelope system and zero based budgeting for a year now. This video documents the process of me exchanging real cash for pro money in all of my binders to deposit into the bank. We’ll see how this new method pans out 😊 I get paid twice a month and budget and cash stuff on a weekly basis using the zero based budget method. Please feel free to leave any questions/suggestions/feedback (be respectful) in the comments 💖
Expense Tracker Freebie:
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Tabbed dividers/inserts - a.co/d/g1hWt4l
Black and gold binder - SKYDUE Budget Binder:
a.co/d/8NRwtYA
Grey marble binder - Onlyesh Budget Binder:
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Vacation binder - Baddie and the bag:
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Brown animal print binder - A6 Binder:
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Placeholders:
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Cash tray:
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Calculator:
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Background Audio:
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Disclaimer: I am an not a professional financial advisor. I am simply sharing my own process with budgeting and saving.
This was very instructive and informative. Thanks for sharing‼. To help keep track of the lump sum of money💸 in the High-Yield Savings Account, you could use an Excel spread sheet showing specific envelope amounts. The total at the bottom would equal the amount in the HYSA. Just an idea.
This is actually a great idea, thank you so much!! I need something other than the trackers to make sure everything is adding up correctly. I’m not that savvy with excel, but I have to use it at work so I’m sure I can figure it out. This is very helpful 😊🤗
Hi 👋 great idea, I have also been toying with the cashless system. 😊 26:49
I love how you are starting something new! ❤ can’t wait to see how it works for you!
Hi Joia! I love your nails and ring🤩 Happy Birthday! YAH to using prop!
This is great that you're making the switch Joia! 💜I partially switched to prop money last year. I love watching this types of videos! I'm loving your nails! Great video! 😊🌺🐝
Hey Jeannine! It made more sense to try this method since I only spend the cash that’s in my wallet now. And thank you, I surprisingly like the length but I’ll have to cut them down shorter. Thanks for your support! 🤗💕💖
Hey Joia, I absolutely love the nails. Hope you had an amazing birthday weekend. Happy Belated Birthday ❤🎂🎉🎈
Definitely may try this option for long term sinking funds once I get a year into cash stuffing! Great video ❤
Yes, see how it works for you when you feel comfortable enough. I know good habits are formed sooner than a year, but giiiirrll 😅 this was new new 😂 Thanks for watching 💕💖
Hi Joia! Prop money is useful... I had to adjust to it, and I love it.. I love your nails so much! I wish I could wear them long. This video was great!!💕💕🌺🌺
Hey Shon!! I’m looking forward to seeing what the transition to using prop money will be like. I know that I’ll have to do a better job of tracking. I like the length of these nails, but they’re way too long 😅 Thank you! 💕💖
👋🏽 I hope all is well!! I miss your videos 😊. Stay blessed 🙌🏾
Hi Joia!! Welcome to the prop money crew lol. You did great on the process. Happy Birthday and I hope you enjoy. Yay to opening up more accounts.
I'm getting into cashless savings too. Opened up HYSA and transferred cash. Now earning 5%.
@@MM-xt4zx congrats on the new money moves!!
Hey girly hey!!
Hey 👋🏻 there! New subscriber here from Armonni. So glad I found you! 🥰🤗
New subscriber!--Happy Wednesday! That's what I do with my 360. I have multiple accounts. Makes it easy to keep track of. Loved your video! Thanks for sharing! 💛
Thank you so much for being here 🤗 I held off on opening multiple accounts because I figured I’d gain more interest with all the funds together 😅 I think I’ll do better with separating them. I appreciate the feedback! 💕💖
You are so an amazing 🤩 job on your savings. I remember when you first started some of these envelopes ✉️ whooohoooo I’m ringing the bell 🔔 for you 🥰🩵
Thank you so much! Wow, we’ve been rocking together for a while now, huh? I appreciate all of your support!! 🤗🤗
Happy birthday 🎂
Hope all is well Joia🧡! Miss seeing you.
Hi my friend!! Just checking on you.. Miss you❤❤❤❤
Hello Joia! Yay, prop money! I think it makes life so much easier and the interest adds up…win win! Happy early birthday! 🎉🎉🎉 Have a great weekend! 💜🌷🌻
Prop money is so useful 🥰 makes you feel double rich because you know looking at it that’s the amount already saved and now sitting pretty at the bank collecting interest 🥰
Exactly! I’m finally getting interest in the double digits, so I’m looking forward to seeing how much more it grows now 🤩
Happy Birthday 🎁 🎊 🎉🎉🎉
Thank you!!! 🤗🤗❤️
Hey girl! I hope all is well.🙏🏾 Just wanted to let you know that I’ve been think of you!💞
Love your nails! Yes spoil yourself for your birthday 🥰. This was so satisfying to watch Joia! Cant wait to see your future cashless stuffings my friend. I’m so excited for you 😆. Great idea with having different accounts. Loved this. Have a beautiful day Joia!! ❤ 26:49
Happy Thursday! & happy birthday! Good video! Hope u have a great one 💗😘
❤
Hi Joia! Love your nails 💅. You birthday you deserve whatever your heart desires ❤❤HAPPY Early Birthday 🎉 Nice progress on your savings❤Great video
Great video! Can you share a link where you got your prop money?!
Just opened an hysa which allows me to have buckets for different sinking funds still figuring out its all in 1 lump sum right now until I can figure out how to move it to buckets . Okay that's good to know I have Capital 1
Is your with capital one?
❤❤❤❤Missing you my friend...
New sub here from Armonni! I am fully digital so if you need any Excel help you know who to ask :)
yes girl! you deserve those long nails for your birthday hehe 🩵 that 100 envelope challenge really needed that switch to prop money 😅