5 Best Fidelity Funds to Buy & Hold Forever

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  • Опубліковано 27 січ 2025

КОМЕНТАРІ • 186

  • @philly1776
    @philly1776 Рік тому +103

    Can't go wrong tracking the S+P 500. FXAIX all day baby!!!!!!

    • @majorgear1021
      @majorgear1021 Рік тому

      I wish my 401k plan carried it. The closest I can to get , using brokeragelink, is FSKAX. It’s most of my portfolio, with some in FTIHX.

    • @Mjej2216
      @Mjej2216 8 місяців тому +1

      I agree with you for now. However I read lately that the Zero Total Market Fund was becoming almost comparable with FXAIX people are choosing 0 fees. Guess we will have to wait and see. Good luck on your investing.

    • @UserrHD
      @UserrHD 5 місяців тому

      International!

  • @christainjames
    @christainjames 5 місяців тому +262

    I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?

    • @Davidvictor6
      @Davidvictor6 5 місяців тому

      Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.

    • @Mariakevin-d9v
      @Mariakevin-d9v 5 місяців тому

      The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.

    • @Daneilchirs2
      @Daneilchirs2 5 місяців тому

      Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?

    • @Mariakevin-d9v
      @Mariakevin-d9v 5 місяців тому

      My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

    • @Daneilchirs2
      @Daneilchirs2 5 місяців тому

      I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

  • @nman2008
    @nman2008 Рік тому +11

    Just wanted to say how much I appreciate your well thought out videos with helpful, non-sensationalized content. Thank you for sharing your experience and knowledge!

  • @KT-cq7gb
    @KT-cq7gb 10 місяців тому +2

    Thank you Tae! My company just switched providers and this video helped me choose the best find for me.

  • @Donnafrank-k6e
    @Donnafrank-k6e 3 місяці тому +215

    Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

    • @BrandonIvan-c6e
      @BrandonIvan-c6e 3 місяці тому

      Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks

    • @Donnafrank-k6e
      @Donnafrank-k6e 3 місяці тому

      @@BrandonIvan-c6e However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.

    • @BrandonIvan-c6e
      @BrandonIvan-c6e 3 місяці тому

      @@Donnafrank-k6e Oh please I’d love that. Thanks!.

    • @Donnafrank-k6e
      @Donnafrank-k6e 3 місяці тому

      @@BrandonIvan-c6e Clementina Abate Russo is her name

    • @Donnafrank-k6e
      @Donnafrank-k6e 3 місяці тому

      Lookup with her name on the webpage.

  • @ivanwang6048
    @ivanwang6048 Місяць тому

    Great video! Clear explanation of the difference between Zero Total Market and Total Market. Thank you!

  • @kameha5145
    @kameha5145 2 роки тому +15

    Thank you..I just opened a fidelity Roth Ira for my son who is 15 wasn't sure what to start with but you helped alot..after watching 10 other channels..

    • @TJW68
      @TJW68 2 роки тому +8

      Your son shouldn't be putting anything into a bond fun this early in his investing "career". 100% stocks until he's 5 - 10 years from retirement. He can ride the ups and downs until then. Just don't panic during the down times. Always look at the downs as an opportunity, and try to find extra money to invest while stocks are "on sale".

    • @dangstown4061
      @dangstown4061 2 роки тому +1

      @@TJW68 Can I open an account for my son (18 months) ?

    • @WLDefisher
      @WLDefisher 2 роки тому

      @@dangstown4061 you can make it in your own name and set your son as a beneficiary in case anything happens to you. You can also just call a fidelity agent and they could help you out

    • @MrTmenzo
      @MrTmenzo 2 роки тому +5

      You need earned income to open a Roth so your child isn't eligible for one, are you sure it's a Roth IRA?

    • @kameha5145
      @kameha5145 2 роки тому +2

      @@MrTmenzo yes I'm sure

  • @korndawggy1801
    @korndawggy1801 Рік тому +9

    If you have the total market and the 500 fund, wouldnt that be over lapping because they would have the same funds in them?

  • @gautamvishwanatham7512
    @gautamvishwanatham7512 2 роки тому +13

    FXAIX ❤

  • @RobinHood1st
    @RobinHood1st 10 місяців тому

    You really did a great, informative and professional video. Thanks

  • @RayMelville
    @RayMelville 11 місяців тому +10

    Over time FXAIX beats them all.

    • @BillyCarsley
      @BillyCarsley 7 місяців тому +1

      Over time, yes. But people close to retirement or in retirement should be moving to reduce volatility.

  • @JoseGonzalez-wq2mm
    @JoseGonzalez-wq2mm 11 місяців тому

    Good information i love your videos my Guy !!!!!!👌🏽

  • @veritas3179
    @veritas3179 Рік тому

    Thank you, Tae.

  • @micalus8955
    @micalus8955 Рік тому +4

    Question I know the title says 5 funds to buy and hold forever. Do you mean we should have each of these 5 in our portfolio or Just 1 or 2 of the 5. The reason why I need some clarification is because you said at least 3 of them are similar. With the exception of the international 1 they are all pretty similar. Appreciate any feedback.

    • @69ztang
      @69ztang 11 місяців тому +1

      On a 3 fund portfolio you pick the Bonds, one international and one US stock out of the 5 he mentions.

  • @stephaniefythm
    @stephaniefythm Рік тому +30

    • @skoopqueen
      @skoopqueen Рік тому

      Nice one Stephanie .Any investment tip? I would love to know how you made it this far..

    • @stephaniefythm
      @stephaniefythm Рік тому

      Alright so generally, investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with REGINA LOUISE COLLARO an investment advisor who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance. She is quite popular for her services so you might have heard of her.
      She made me financially stable investing through her help, now I earn on a monthly basis through her passive income strategy...So I’ll advise you do get a good Investment advisor for yourself.

    • @skoopqueen
      @skoopqueen Рік тому

      Impressive Stephanie.Your investment advisor seems quite skilled. I've come across success stories of individuals enhancing their financial stability through advisors. Could you provide further details about this individual?

    • @stephaniefythm
      @stephaniefythm Рік тому

      ​@skoopqueen she is easy to find , make a quick research of her on the internet with her name Regina Louise Collaro and leave her a message .She works with anyone independent of their location.

    • @ugojazzy7812
      @ugojazzy7812 Рік тому

  • @2ryan_X0
    @2ryan_X0 Рік тому +1

    Can you buy fractional Shares on fidelity on these specific index funds ?

    • @maidi0526
      @maidi0526 Рік тому +7

      yes...i do DCA (dollar cost average) to all my accts. For Fidelity I splits $200 among 6 funds in my porfolio there. Happy Funding!

    • @briangarza7532
      @briangarza7532 19 днів тому

      Yes you can!!

  • @allenzhou12
    @allenzhou12 2 роки тому +2

    Tae, love the info. Just wondering what do you think about 'options trading'?

    • @p1lowboy
      @p1lowboy Рік тому

      Check out investwithhenry for good info on options

  • @jaybrown6174
    @jaybrown6174 10 місяців тому +4

    I find FXAIX, and FNCMX makes a great combination! I’ve tried international and emerging markets a few time but have found they go nowhere so I quit trying. I also like the ETF’s QQQ, IVV, DIA and VTI

    • @locgem
      @locgem 4 місяці тому

      FTEC for tech

  • @drewbaisden3475
    @drewbaisden3475 2 роки тому +20

    Well done. No nonsense, quickly summarized, straight to the pertinent points. The average investor with busy lives could benefit greatly from this and the Vanguard Best Funds Video. Subscribed and hit the alarm. Keep the videos coming.

  • @LOVE-JC777
    @LOVE-JC777 8 місяців тому

    Fzrox & Fxaix overlaps? In a Roth account?

  • @jonathangrissinger2944
    @jonathangrissinger2944 7 місяців тому

    I appreciate your content. Have you considered the Fidelity NASDAQ Composite Index Fund (FNCMX)? It may have a slightly higher expense ratio but performs higher than the S&P 500 and Total Market funds.

  • @tosilog
    @tosilog 2 роки тому +10

    Which funds should i put in my roth ira and brokerage account? Should i buy FXIAX for both accounts or just one?

    • @akin242002
      @akin242002 2 роки тому +3

      Just the IRA. For the regular brokerage account go with VOO or IVV using fractional shares. ETFs are more tax efficient, and both of those ETFs perform the same.

    • @DanielThomasArgueta
      @DanielThomasArgueta Рік тому +1

      I do FZROX for Roth IRA and ITOT for taxable brokerage.

    • @majorgear1021
      @majorgear1021 Рік тому +1

      Why invest outside of a tax advantages account?

  • @michaelsmagicalmoments
    @michaelsmagicalmoments 2 роки тому +17

    As if often said, "time in the market beats timing the market."

  • @jamesoller4900
    @jamesoller4900 Рік тому +1

    Thank you, it’s informative

  • @kaosperez213
    @kaosperez213 2 роки тому +4

    Is FSMDX any good? Sorry im just getting started. I bought FXAIX, FTIHX,FXNAX and now looking to add FSMDX please help

  • @Chesswiz5290
    @Chesswiz5290 8 місяців тому

    How come suggestions of mutual funds never mention minimum investment amounts? Are there any on these funds?

  • @zachmartin6058
    @zachmartin6058 11 місяців тому +6

    my Roth IRA portfolio is 40% FXNAX (bonds), 40% FXAIX (Domestic), 20% FTIHX (International)

    • @jamesmir89
      @jamesmir89 9 місяців тому

      That’s a little high on bonds unless you’re a very conservative investor.

  • @blackknight9558
    @blackknight9558 Рік тому

    Thank you, Tae, for making this video.
    I'm not partial towards Fidelity, but our unwillingness to switch to Vanguard is my family started with Fidelity so we don't want to close my parents' and startle them at their elderly age.

  • @Dregohard609
    @Dregohard609 Рік тому +1

    If I have VTI for Roth IRA do I need FIXAX as well?? Looking to add to my Ira not sure what to invest in honestly

    • @majorgear1021
      @majorgear1021 Рік тому +2

      I think VOO is the equiv of FXAIX.
      FSKAX is similar to VTI.

  • @angelgabriel2909
    @angelgabriel2909 Рік тому

    I need ur opinion pls.. would you rather invest in ETF with tight bid-ask spread (extremely liquid funds) but high expense ratio or in not so liquid , wide bid ask spread but low expense ratio..

  • @jayseanchen1
    @jayseanchen1 2 роки тому +1

    Excellent post.

  • @esbiermann62
    @esbiermann62 7 місяців тому

    When you say equity funds - that does mean stocks/index funds? Also is cost per month or year?

    • @ScottDukowitzDC
      @ScottDukowitzDC 5 місяців тому

      In common financial parlance, the term equity generally refers to stocks while the term debt usually refers to bonds, the debt is relative to the issuer of the debt (government or corporation) You mention index funds which can be composed of either stocks or bonds.
      Cost are per year. and, as an aside, you can tell if you're looking at a mutual fund because their symbols end in the letter 'X"
      Mutual funds can be actively or passively managed, mutual funds that are based on an index tend to be passively managed and usually have lower expense ratios then actively managed funds.

  • @garyschmelzer
    @garyschmelzer 9 місяців тому

    Fzrok baby

  • @chrissansonetti3515
    @chrissansonetti3515 2 роки тому

    Excellent video.

  • @akin242002
    @akin242002 2 роки тому +8

    Good video! I like FSKAX more due to better dividends than FZROX. Dividends help during bad years like 2022.

  • @КрабовыйПаладин
    @КрабовыйПаладин 2 роки тому +1

    Perfect video, Thank you!

  • @groseromedia
    @groseromedia Рік тому +1

    You mentioned owning FZROX, but also mentioned preferring the standard indexes? Is the FZROX holding more experiment than long term hold?
    Thanks for covering these!

  • @Bill123321
    @Bill123321 10 місяців тому +3

    If zero total market fund I has zero expense ratio why would one invest in S&P 500 FXAIX? Just curious. Thanks.

    • @dant6067
      @dant6067 9 місяців тому

      If you want to invest in the top 500 companies in the USA, you'd go with FXAIX over the zero total market fund. It's all a matter of preference.

  • @davidd1704
    @davidd1704 2 роки тому +4

    Does “Don’t try to catch a falling knife” apply to index funds? Is there ever a bad time to increase investment in total market index funds?

    • @kameha5145
      @kameha5145 2 роки тому

      Yeah when the markets tank

    • @TJW68
      @TJW68 2 роки тому +21

      @@kameha5145 Are you cracked? That's the best time to scrounge some extra money for investments. The stocks are "on sale" when the market is tanking.

    • @soaringaegis
      @soaringaegis 2 роки тому +1

      As I understand it, the trick really is less in the timing and more spreading out investments regularly so you catch more "snapshots" of where the market is at. You get the benefits of investing while prices are low, but also spreading out the risk if prices are peaking. That way, when prices are low, you're more likely to catch them because of the frequency, and when prices are high, you're risking less money than if you're buying up a bunch all at once.

    • @qleap99
      @qleap99 Рік тому

      ​​@@soaringaegisYes, called "dollar-cost averaging", the idea is to invest at regular intervals, best done by automatic transfers, regardless of what the market is doing. This set-it-and-forget-it approached averages out the risks of ups and downs, keeps you from having to time the market, and keeps you on track for the big picture. When stock prices really fall, you can always buy extra.
      Jaspreet Singh of Minority Mindset talks about this often. His videos are worth taking a look at.

  • @paulsypersma7165
    @paulsypersma7165 Рік тому +1

    general zod selects international as his buffet up and comming.why? so i was the day before

  • @bigtime911
    @bigtime911 2 роки тому +2

    Vanguard or fidelity which is more solid

    • @Tyler-ii4yb
      @Tyler-ii4yb 2 роки тому

      depends

    • @lindam.3174
      @lindam.3174 2 роки тому +3

      I honestly prefer Fidelity

    • @legendzero999
      @legendzero999 2 роки тому +8

      Fidelity because I love their zero minimums. Some funds at Vanguard require a 3k minimum. Also, higher expense ratios.

    • @majorgear1021
      @majorgear1021 Рік тому

      Yes.

  • @stevencloninger1020
    @stevencloninger1020 9 місяців тому +2

    FXNAX?? The returns are horrible, and I can get better returns in a high yield savings account. What am I missing?

  • @foreveranuj
    @foreveranuj 8 місяців тому +1

    You missed FNILX :)

  • @DeanBKK
    @DeanBKK Рік тому +4

    In terms of Fidelity Bonds, how do you feel about FXNAX vs FAGIX? The latter has way better returns.

    • @bamacaveman
      @bamacaveman Рік тому +1

      Expense ratio is quite high for FAGIX.

    • @DeanBKK
      @DeanBKK Рік тому

      @@bamacaveman 0.025% for FXNAX, and 0.75% for FAGIX. It's higher but the better returns seem to outweigh that.

  • @peterl2767
    @peterl2767 2 роки тому +1

    Great content 😁

  • @carl9729
    @carl9729 11 місяців тому

    what is your relationship with Fidelity?

  • @mozilla2576
    @mozilla2576 Рік тому +1

    Thanks! Just got signed up at Fidelity. Needed this info....glad u made the video.

  • @peaceful4you408
    @peaceful4you408 Рік тому +12

    I hold FSPTX only in my IRA. The returns I’ve been getting from this fund has been insane.

    • @Lastof718
      @Lastof718 Рік тому +2

      Expense ratio thou

    • @williehutch03
      @williehutch03 Рік тому

      Is that the semiconductor one?

    • @SleepingMe
      @SleepingMe Рік тому

      The turnover is really high does effect after tax

    • @williehutch03
      @williehutch03 Рік тому +2

      @@SleepingMe How does it affect your tax if you hold it in a Roth IRA

    • @logicalmisery3737
      @logicalmisery3737 5 місяців тому +1

      FTEC is a much much better option.

  • @artiemixx9319
    @artiemixx9319 2 роки тому +14

    Nicely presented, Tae. However, you presented rates of return for each fund for their respective lifetimes, and the lifetime of each fund is different. Therefore, it’s unclear how well each fund performed relative to the other for the past three years. Consider a direct comparison for the period when all funds were available.

    • @majorgear1021
      @majorgear1021 Рік тому +1

      This! I look at YTD and 1 3 5 year returns.

    • @artiemixx9319
      @artiemixx9319 Рік тому

      I’m not comprehending your response. Where do you provide the 1, 3 and 5 year data?

    • @majorgear1021
      @majorgear1021 Рік тому

      @@artiemixx9319 Fidelity’s Fund research tool on their website will show
      it to you.

  • @ZacKar-e1v
    @ZacKar-e1v 10 місяців тому

    Couldn't you just hold FZROX in your roth? That way when you sell or transfer, there is no downside.

  • @artist1303
    @artist1303 Рік тому

    does anyone know how to get the money out of the spaxx acount into the cash settled account so i can use that money to make trades?

    • @majorgear1021
      @majorgear1021 Рік тому

      There is no such thing as a SPAXX account. That’s a fund.

    • @AdairAve
      @AdairAve 11 місяців тому +1

      @@majorgear1021not exactly correct. It is a money market type account that is used as the core account. When money is transferred to an account say faxnax it goes into the core account then you use it to fund the fxnax or any other account to want in your portfolio.

  • @justinmorales4635
    @justinmorales4635 2 роки тому +2

    Hi so which 3 should I put in my Roth IRA? I was thinking the first 3 is that fine what should I look out for?

    • @TJW68
      @TJW68 2 роки тому

      It always depends on how many years you are from retirement. While these are all great funds he's discussing, you have no need to limit your gains in a bond fund if your retirement horizon is decades out. I personally don't like international funds because Europe and Asia have much more volatile economies than ours. Stick with one of the last 3 funds until you're 10 years out from retirement. Then start moving into bond funds. At that time, a discussion with an investment fiduciary would be worth the expense.

    • @akin242002
      @akin242002 2 роки тому +3

      If you don't know, go with a Total USA fund. FSKAX in this case. 50% lower expense ratio than VTI and similar performance.

    • @ChrisCardenDrums
      @ChrisCardenDrums Рік тому

      All depends on how close you are to retirement, when you're young, it's silly to invest in bonds and international, there's just no long term example of the US stock market losing. As you get closer, you need to take the crappy returns of bonds and international so that the peaks and valleys of the US stock market don't affect you as much.

  • @albertedwards3803
    @albertedwards3803 Рік тому

    Thanks for the great information I will definitely take your advice on these recommendations 🤔👍✌😊

  • @0326hkim
    @0326hkim 2 роки тому +2

    thanks 김서방!
    :)

  • @titoquinones7725
    @titoquinones7725 9 місяців тому +1

    .025% of 10000 is 250$ for the managing of the fidelity fund

    • @trudgewinston
      @trudgewinston 8 місяців тому +1

      It’s $2.50. .00025 x 10,000= $2.50

  • @MichaelJSNeves
    @MichaelJSNeves 2 роки тому +1

    With the FZROX cant you sell it from a Roth IRA account with out paying capital gain? or am i missing something?

    • @akin242002
      @akin242002 2 роки тому +4

      No taxes at all in a Roth IRA.

    • @MichaelJSNeves
      @MichaelJSNeves 2 роки тому

      @@akin242002 yeah I forgot. 😂😂 I was thinking of a taxable account for some reason. Thank you.

  • @josedesantos2885
    @josedesantos2885 2 роки тому +2

    Does it matter how many bonds I can buy?

  • @ytfinance
    @ytfinance 2 роки тому +3

    VOO and VTI are all you need

    • @akin242002
      @akin242002 2 роки тому +5

      Even though those ETFs are great, especially in a regular taxable brokerage account, they are not the only ones.
      FXAIX is slightly better for a Roth IRA when compared to VOO. 50% lower expense ratio and slightly better performance since January 2012. Also automatic biweekly or monthly investing.
      Similar situation with FSKAX compared to VTI, but VTI slightly outperforms by 4 basis points since Jan 2012. Example: 11.39% for FSKAX with 0.015% expense ratio, vs 11.43% for VTI with 0.03% expense ratio.

    • @ytfinance
      @ytfinance 2 роки тому

      @@akin242002 True, there are many great options that are similar to these investments.

    • @gatoborracho4572
      @gatoborracho4572 2 роки тому +1

      @@ytfinance Mr. Berry. Shout your mouth..

    • @ytfinance
      @ytfinance 2 роки тому

      @@gatoborracho4572 Why would you say that? We are educating people on available investing options? Are you opposed to smart investing?

    • @gatoborracho4572
      @gatoborracho4572 2 роки тому +1

      @@ytfinance I did say it..just because you wrote that vti and voo is only what you need.. which is not true.. there is a widely options out there.. all depends on everyone needs...

  • @john00123
    @john00123 2 роки тому +5

    it’s unclear how well each fund performed relative to the other for the past three years.

  • @JPZ92
    @JPZ92 Рік тому +3

    So you should just have those three funds in your Roth IRA and just keep contributing?

    • @troymack8205
      @troymack8205 Рік тому

      I'm in the same boat to understanding as you, but from common sense point of view, A Roth IRA is a tax free account so to grow it there with out taxes dipping into your growth would be the logical route.

  • @Molecular_McWain
    @Molecular_McWain 2 роки тому

    Thank you for the video! What do you and others think about FFIJX 2065 for a "invest it and forget it" approach to a Roth IRA?

  • @Fredjoe5
    @Fredjoe5 2 роки тому +2

    Are the costs for a year, a month, a day? You don't clarify which...

    • @derrickdry9770
      @derrickdry9770 2 роки тому +6

      These are yearly expenses.

    • @Fredjoe5
      @Fredjoe5 2 роки тому +2

      @@derrickdry9770 Thanks, much appreciated!
      It's important that videos like this state this kind of thing very clearly. For beginners, it can't be presumed that they understand that it's a yearly fee, and not more frequent. It's the curse of competence - it can be difficult to create content a beginner can follow once you know so much about a subject yourself, as it's easy to describe something in a way that presumes a standard of knowledge that might seem obvious to you but is not to a listener.
      As the old saying goes, "Your communication means the response you get".

    • @kylereinhart2663
      @kylereinhart2663 10 місяців тому

      He literally says the expense ratios are YEARLY fees in the video.

    • @Fredjoe5
      @Fredjoe5 10 місяців тому

      @@kylereinhart2663 Didn't hear that in the video. That's why it should be very clear. If it's there, it wasn't obvious.

  • @AnOutgoingIntrovert
    @AnOutgoingIntrovert 2 роки тому +9

    Excellent content, thanks.
    I have held FSKAX for the last year or so, and I intend to diversify more.
    I had not considered bonds until now, due to the low return. We're getting HAMMERED in the market. Hopefully this won't last too long. I'm guessing a couple of years. Thanks Biden! 💩

    • @josedesantos2885
      @josedesantos2885 2 роки тому

      Does it matter how many of these bonds I can get?

    • @lindam.3174
      @lindam.3174 2 роки тому

      Do you have these in a brokerage account?

    • @mariah12809
      @mariah12809 Рік тому

      Hopefully you're in it for the long haul? As such, you'll be fine holding FSKAX. Years like last happen. In the long run, everything will be fine. Adding and increasing bond allotment as you get closer to retirement is a good idea, however.

    • @majorgear1021
      @majorgear1021 Рік тому

      avoid bonds unless you are close to retirement.
      I’ve seen people on reddit finance forums suggest T Bill ladders as a replacement, but that is as far as I’ve researched it.

  • @MichaelBoelton
    @MichaelBoelton 11 місяців тому

    these funds are over-diversified. this is something i would consider once i'm in retirement

  • @Jlui83
    @Jlui83 Рік тому

    FZROx still good to go?

  • @davidparker7156
    @davidparker7156 11 місяців тому +5

    Fidelity U.S. Bond Index Fund is down 10 percent over last 5 years

    • @decidocisum
      @decidocisum 10 місяців тому +1

      Doesn’t matter long term.

  • @aevoss
    @aevoss 10 місяців тому

    I think FTBFX is better than FXNAX.

  • @JM-tm4dj
    @JM-tm4dj Рік тому

    Their best funds are their Sector Funds. Take a look.

  • @MerylRSuggs
    @MerylRSuggs Рік тому +1

    just have those three funds in your Roth IRA and just keep contributing?

  • @Jack51971
    @Jack51971 11 місяців тому

    VGT😊

  • @kenichi407
    @kenichi407 11 місяців тому

    fxnax? wuh? look at the 1 year, 5 year, max historical performance... all down. pretty bad recommendation there.

  • @lanehollis1848
    @lanehollis1848 2 роки тому +2

    FXNAX has never made any money.

  • @someparts
    @someparts Рік тому

    Can you do a video on Consumer Staples Funds like FDFAX?

  • @erikl2144
    @erikl2144 9 місяців тому

    Bonds suck. (Especially in the past 3 years).
    And if you say: think about bonds just like your brakes (1:40), then why do you show a lady pressing on the gas pedal..? hahaha... (I see only two pedals, so I assume it's automatic gear; then the right (and lower) pedal is the gas....

  • @jamesfox406
    @jamesfox406 Рік тому +1

    So the idea is to just pick one of these to invest in not all of them?

  • @Nikoya73
    @Nikoya73 10 днів тому

    Make laugh you saying you have confidence in the American market.! First rule for an investor is never place your inversión on confidence. Unless you have Inner information you can have confidence.😢😢😮

  • @tyjameson7404
    @tyjameson7404 26 днів тому

    FZROX 🙏👍👊🏽🇺🇸🏆❤️👏🏿🙌🏾

  • @MrJeffgonz
    @MrJeffgonz 2 роки тому +10

    FZROX 💪

    • @majorgear1021
      @majorgear1021 Рік тому

      Boooo. Look at the morningstar rating :)

    • @MrJeffgonz
      @MrJeffgonz Рік тому

      @@majorgear1021 I keep my 👀 on my portfolio 💯

  • @jamesfox406
    @jamesfox406 Рік тому +1

    Brilliant video! Thank you 🐢