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Thank you for watching my video on Florida's financial problems, my next video which will look at your hot takes will be coming out earlier than usual. I would like to do a video on Florida hot takes eventually, so if you have hot takes on the Sunshine state please share them here.
@somethingdifferentfilms Curious about the stat that Miami is the second largest urbanized area in the US? How is that calculated or defined? Population and land wise it’s much smaller than LA and Chicago.
Here is the qoute "The Miami metropolitan statistical area is the second-largest urbanized area in the United States behind the New York metropolitan area.[4] It was the eighth-most densely populated urbanized area in the United States as of the 2000 census." It looks like they are basing this on the Miami MSA which includes most of Southern Florida (so it much be considering land size)@@scullyjohn
More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
‘’Aileen Gertrude Tippy’’ is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
As someone living in South Florida this was a good video but I was unable to finish it as I had to go to my 4th shift of the day to be able to afford the skyrocketing insurance premium.
FL is a low wage state, with a high cost of living driven by retirees, remote workers importing their capital and wages from high wage locations like NY, Philly, DC Chicago, CA
Exactly, low wage and high cost of living is the best summation of Florida. It's even gotten worse in the last 5 years or so. Especially the rent/housing prices have gone through the roof. Most of the jobs here pay crap. I retired from the military in Florida, but I'm lucky to have landed a remote job. I worked at Northrop Grumman in Melbourne for a while and they pay decent, but the majority of jobs in Florida pay less than other states.
@@ruck-a-tron Pay is crap everywhere, I live in Colorado and there is so much money here, but pay is crap. Oklahoma, where I also do business pays better on average and the min wage is lower in Oklahoma. The high minimum wage in Colorado actually takes money out of the hands of workers that deserve it.
That is true, but I'm talking about I looked at the exact same jobs with the same company and they pay a lot less here. I'm not comparing a tiny town out in the boonies, but like Orlando and Tampa and such. Compare them to a similar sized large city somewhere else, and the same job will pay less here. The cost of living here sure isn't lower though.@@PolPotsPieHole
Florida is a low wage state for those who have no marketable skills to offer in exchange for a decent wage. Working at Disney or flipping burgers is not a skill worth paying a living wage.
I know what you mean. Yea, no state income tax but everything else more then makes up for that. And the increases in every other fee as well as insurance rates hit the lower income people the hardest. Another thing is that all these so called low tax states like Florida have horrible infrastructure which, in my case also costs me more due to a huge increase in car repairs due to the car being beat to death by the horrible roads.
YOU ARE NOT KIDDING. I GREW UP IN HOLLYHOOD/FT. LAUDERDALE AREA FOR 55YRS. GREW UP HERE. THERE WAS NO WESTON. THERE WAS NOTHING WEST OF FLAMINGO RD. ONLY HLWD SPORTATORIUM. GREAT ROCK CONCERT AND DRAG RACING. NOW ITS OVER RUN WITH TRAFFIC AND MORE TRAFFIC. HOUSING AND RENT IS NUTS SINCE COVID. A HOUSE THAT ONCE WAS 200K. IS NOW 500+K. SOON MANDATORY FLOOD INSURANCE. EVEN IF NOT IN FLOOD ZONE. PEOPLE ARE MORE RUDE THAN EVER. PEOPLE FROM BLUE STATES COMING HERE. THEY CAN'T DRIVE WORTH A SHYT. LEFT LANE MEANS:: ( ( I KNOW WHERE IM GOING.. GET OUT OF MY WAY. )). I WAS THINKING OCALA AREA. BUT THATS WHERE PEOPLE FROM CALIFORNIA WANNA LIVE.. SO IM THINKING NORTH GA. OR TENNESSEE.. HAVE A GREAT EFFN NIGHT. 😅😅😅😂😂
I live in Orlando and I was damn lucky to have bought my house a few years ago, just before the interest rates went up. The rent and housing prices here have since skyrocketed. The jobs in large cities in Florida pay a lot less than they do in similar sized cities in other states. I am also lucky to be a remote worker for a company in DC. It is stupidly expensive here now and I don't see how most people can live comfortably anymore.
There are tons of toll roads too. They get us all with those. It takes forever to get around during rush hours without taking tolls. When I used to work on site, it would take about 20 min extra each way without using toll roads. They tax the crap out of everyone, residents and tourists alike. The roads are crap so I'm not sure what they do with the toll money.@@Patrick-yh5yd
Be careful. Lots of people are being called back to the office and most companies are doing away with remote jobs. So people in florida are starting to panic because they can't sell their homes and need to move back to their home state where their office is.
That would suck. I'm lucky because my work has a branch office about a hour drive away if it came down to it. Or I could go back to work at Northrop Grumman over in Melbourne. That hour drive each way sucked, but it's better than being out of work.@@endofsociety
I just moved out of coastal Florida (downtown St. Petersburg) to upstate NY. Two major issues drove that decision. Runaway housing costs and the lack of diversified middle income (> $75k/year) jobs. Everyone cannot sell luxury real estate or operate a tourist focused destination hotel. The booming influx of wealthy transplants drove up costs and traffic. I DO miss living 5 blocks from the water/marina, but I DON'T miss the soaring costs and pervasive homelessness that is now normal there. 30 years later, no longer the affordable, sunny paradise.
I mean to be fair wealthy residents buying second and third homes is even happening in places like Montana and North Dakota. It's just so much worse for Florida because the good jobs are so limited, and many of those wealthy residents are moving to the Sunshine state as their primary home (driving up costs across the board)
@SomethingDifferentFilms EXACTLY. The difference since the pandemic is the influx of wealthy transplants buying a primary residence there. In St. Petersburg, you also had a very impactful influx of digital nomads. At some point, a reckoning i IS coming for the disappearing middle income opportunity in America.
I grew up just across the bay in Tampa, and I love my home town, but man it is HARD to live there as a working professional. My SO and I (she is a teacher, I work in tech) are in Chicago now and making nearly double what commensurate roles in Florida pay. Don’t get me wrong - I love my hometown and my home state, I certainly appreciate the politics more there - but even with much higher taxes I am coming our way ahead. Couple that with cheaper housing, higher wages, and the fact I hardly need to use my car here - the QOL is much better here.
@@cullenpeterson starting salary for a teacher here upstate is between 44k and 55. Depending on the district. NYC and LI is a whole different beast but in Florida I met teachers in Jacksonville that make only 28k starting out. Is that true?
My family has lived on the gulf cost for over a hundred years. I've always thought that we were screwed if we didn't bring industry of some kind. What I've seen happening here is that the people who's family's are from here became wage slaves working in service and the people moving here who have the money and education are grabbing most of the best jobs. The people who were raised here are now at a point where they can't afford to live and the people who work multiple jobs are working themselves into the ground just to pay rent.
That was my life, I left Florida right at the beginning of this mess in 2016. I am in Kansas City, Missouri and although its freezing cold, I'm in such a better socioeconomic situation.
I think you have the view of a long term Floridian who can't or won't adapt to the skilled labor market. Earning a living wage in Florida is easy if you just invest in yourself and get a skill that provides value to the economy. Flipping burgers or checking Walmart receipts isn't a skill worth paying a living wage.
@bubbajones4522 sir my house hold income is 35k about average for my area. It's all well good to say adapt and you will be fine and on a individual level sure. Out compete everyone and you are good, unless you're one of the people who live in a sea side town with no industry except tourist. Or you live in a agricultural area and your wages have stagnated because it's cheaper to get someone with a green card to do it. The problem is most people don't make shit and the average is being pulled up by people who make a lot, the middle is shrinking and its floridans who tend to end up working in service jobs and struggle to make it in the middle class.
I recently moved back to New England from Florida. I am endlessly happy with that decision. Florida is essentially a corporation that needs to grow. Florida's economy is immensely bifurcated. You are either a multimillionaire with a G-wagon, yacht, and mansion... or your the guy on minimum wage serving that millionaire food or doing his landscaping. The heat is unbearable, absolutely unbearable. The car-dependenr infrastructure cannot handle the influx of people and for half the day the place is essentially. paralyzed. People love the "low taxes" but there is a huge cost in that. I taught college there and these freshmen wouldnt pass 9th grade in Massachusetts. The school system is awful. The teacher pay is abysmal. And with climate change intensifying... man Im glad i got out
:@@Soundsofthewood: have to disagree re: auto insurance. Years ago it was cheaper to insure in FL as opposed to MA.Not anymore. MA has auto inspections,not FL. MA REQUIRES BI and UM in addition to PIP,not FL. The only edge FL has is no excise tax on your vehicle. Watch for a auto insurance crisis next for FL....
We want less people to move here so maybe that's the good part. And I don't know about y'all but full coverage car insurance is way more now than it was pre-covid, mine doubled for no reason.
I moved to Florida in 1980. Rent was $350.00 for 2 bed apt. Built a house for $54,000 in St Lucie. I noticed the never ending expansion and figured everyone in America wants to move to Florida. In 2000, I got out. It’s so bad now, I wouldn’t consider moving back unless I hit the lottery, and even then I would be a snowbird
@@dennistyler9852 I'm a Floridian. We hate snowbirds. STAY where you are, we don't want you, nor like you. And... Don't get arrogant, you are using more infrastructure and create many other problems and hardship than you're bringing in. Snowbirds are a lousy BURDEN.
Born and raised 57 years on Palm Beach County and the North Eastern people that have moved into the area have essentially ruined the area. The area is not built for the population. The roads are now over crowded and the housing prices are outrageous. The same reason these people left there home state and moved here they have brought here. Loud, angry, obnoxious, not friendly, always in a hurry to go nowhere. They will honk the horn if you wait 1 second after the light turns green, the people from the south only blow the horn to say hello to someone. This is the South and we are Southern. So, when in Rome...
As a Florida resident I don't know if the state is going broke, but if that is the case it is certainly not because they are not collecting enough taxes from me. From property taxes to relentless addition of Toll road, etc. etc.
Were not broke the media has a lot of misinformation. We actually have a 9 billion dollar budget. and building is out of control = more income for the state. I'm in Citrus, and we have things staying the same, for five years now. If you live on the water you shouldn't complain about the taxes, or insurance. You have other choices, and will get premium for your property, if you decide to sell....
And don't use the tolls, unless you have to. I travel Florida, and won't pay to drive on crappy roads. I WAZE my way through the country, and enjoy the ride, and have less chance of an accident.
I live in Palm Harbor, Fl and am looking to leave as soon as possible. It is impossible to live well due to the prices and the traffic has gotten awful. There are people begging at the strip centers. Used to be good here, but no more.
Across the nation, 2% of homebuyers searched to move into Palm Harbor from outside metros. New York homebuyers searched to move into Palm Harbor more than any other metro followed by Washington and Chicago. 70% of Palm Harbor homebuyers searched to stay within the Palm Harbor metropolitan area, according to redfin.
I feel like everyone is missing the fact that less and less people have pensions and or are well prepared for retirement. If you consider that and the age distribution/demographics of the population in states that traditionally send folks to FL to retire, the FL property market is in for a very rude awakening. When people are not moving there, the housing market and economy will collapse. So much of the economy is based on construction and real estate. Then you throw climate change in the mix.... I'm 43 and looking down the road 20 years and planning on retiring to the areas people are leaving now, MI, WI, Upsate NY. Those will be the boom areas of the 2050's.
Interesting - wonder if Gen X / Millennials could be the inverse of Boomers during/past middle age in interesting and hopefully positive ways - retiring away from Southern/Southwestern extremist GOP strongholds, settling into urban renewal/renaissance zones, being pro-worker instead of benefiting from exploited labor, etc.
Go for select areas of the Midwest because the Northeast taxes will only increase and are a big part of why I left long ago. The middle states (Carolinas, GA) are steadily expanding and the inland areas are VERY affordable. Even SC has a skilled worker shortage.
Rural Michigan, Wisconsin, Upstate NY are beautiful but you have to consider healthcare. You can live up there but its going to take you an hour to get to the hospital, if you need an ambulance it could take even longer
In highschool they handed out a phamplet saying half of Florida would be under water by 2025. Looking forward to mother nature giving me ocean front property in Orlando next year.
I'm 52 and was born in Miami and spent most of my life here except my 20's when I lived in Asheville, NC. I came back to take care of my mom, ended up having 2 wonderful girls. Now since thier adults, I can't wait to get out of Miami and Florida. It's a hell hole.
I see how you feel. I am 79 years old, and I’ve lived in Florida all my life and absolutely horrified at the growth and specifically the crime increase
I live in Chicago, I would NEVER move to Miami. It doesn't feel like an American city and has no soul. There is nothing really interesting to do and there are way too many New Yorkers. And the traffic is horrible.
@@thedude2867 Chicago doesn't sound like Paradise either. You have a stupid mayor there who doesn't do anything to tackle the issue of high crime there.
The fact that there is already an excessive amount of demand awaiting its absorption, despite how everyone is frightened and calling the crash, is another reason why it is less likely to occur that way. 2008 saw no one, at least not the broad public, making this forecast, as I'll explain below. The ownership rate was noted to have peaked in 2004 in the other comment. Having previously peaked in the second quarter of 2020, we are currently at the median level. Between 2008 and 2012, it dropped by 3%, and by the second quarter of 2020, it had dropped from 68 to 65.
Investing in both real estate and stocks can be prudent choices, particularly when backed by a robust trading strategy that can navigate you through prosperous periods.You're not doing anything wrong; the problem is that you don't have the knowledge needed to succeed in a challenging market. Only highly qualified professionals who had to experience the 2008 financial crisis could hope to earn a high salary in these challenging conditions.
I wholeheartedly concur, which is why I appreciate giving an investment coach the power of decision-making. Given their specialized expertise and education, as well as the fact that each and every one of their skills is centered on harnessing risk for its asymmetrical potential and controlling it as a buffer against certain unfavorable developments, it is practically impossible for them to underperform. I have made over $745k working with an investment coach for more than two years.
Definitely! All of this happened in less than a year after *gertrude margaret quinto* told me what to do. I started with less than $100,000, and now I'm about 17,000 short of having a quarter million dollars.
Thanks for the advice. The search for your coach was simple. I investigated her well before using her services. Considering her résumé, she appears competent.
I left southwest Florida. Been here off and on since 74. I had enough of the growth and went back home to Alabama. Florida is overrated. You don't get paid shit. It's too expensive.
I never realized how unaffordable Florida was until I visited my parents who moved there in 2022. The job market is overly competitive for low wage jobs that couldn’t support you. Your lucky to get $18 an hour at max. That’s obviously not enough to live anywhere near Miami-Dayde county or surrounding areas. That’s a huge concern considering most of the quote on quote well paying positions are in Miami area in general.
Anywhere is a struggle for unskilled laborers. People are paid based on the value they provide. Flipping burgers is not a skill thus $18/hr is a good rate for that job. There are plenty of good paying jobs for those willing to learn a skill. The trades for example such as an electrician, become an apprentice for a few years then get your license. A handyman can make a $1,000/day with the right marketing and client base. Work from home tech jobs are all over the place. So the bottom line is if you're stuck making $18, the issue isn't the economy buy rather your lack of marketable skills.
If that flow of people into Florida seriously slows down, the state will be in serious trouble. Florida has the 5th oldest median age, and 7th highest dependency ratio out of all US states. Florida has 9% inflation. New York, California, and Texas have lower median ages and somewhat lower dependency ratios, and lower inflation. Florida's problem in a nutshell, wages are always chasing the cost of living. The minimum wage in Florida is $12.00 per hour, it will go up to $15.00 per hour in 2026. A clue, if you aren't making about $20.00 per hour, or more, now, in Florida you can't live in most area of Florida. The minimum wage needed to live on your own in Florida in 2026 will be $25.00 or more per hour, i.e. minimum wage legislation in Florida has been outstriped by reality, already. If you get an offer to move to Florida for a job, make _certain_ that job pays at least $30.00 an hour to start, even that much isnt enough to live in some areas of Florida.
We left Florida in 2019. I grew up there and am so glad I left to Tennessee. Florida is nothing like it used to be back in the 1970’s. The water at the beach is so dirty compared to what it used to be. The insurance prices and taxes have gone crazy. I bought a brand new home with over two acres of land here and it’s beautiful during the summer, not crazy hot like Florida is now.
@@annjames1837 The trick is TIMING. It's not just the state, it's the area in the state. Cities are bad so I don't live in one. Do choose an area with SLOW growth as close to zero as practical. Do buy a cheap home on an ag zoned plot over five acres (ag zoning means more freedom). We don't need any situation to last longer than we live.
It's been a rough year with losses from failed banks and government, real estate crashes, a struggling economy, and downturns in stocks and dividends. It feels like everything has been going wrong. What a terrible year it is…
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Thank you so much for the advice. Your coach was simple to discover online. I did my research on him before I scheduled our phone call. he appears knowledgeable based on his online resume.
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As a life long Florida resident I am for any thing that runs off people in general . Seriously go home . The reason for being in this state is disappearing. There are a few places left that are old school Florida but they are disappearing fast. I live in a mobile home out in the woods and its value has almost tripled in about 20 years , mobile homes should depreciate not appreciate. I'm not talking just land value , the house as well, this is absolute insanity . Don't come to Florida, we are full.
Texas too, my wife was born and raised in key west and stock island. I'm 7th generation fort Worth native, every day my cali neighbors are complaining about something that is normal. Cows, snakes, guns, etc. And how this or that should be banned. Go the fuc% home!
If the rich would have the sense to know when enough is enough and take money out of their pockets and stop trying to get richer and richer for the sake of being richer. Then the state could survive with paying people great wages, and have affordable housing but because everyone’s so damn greedy, enough is never enough.
Greed is a huge problem across the United States, just look at how corporate firms have influenced the massive leap in home ownership costs over the past five years alone. It's especially problematic in Florida, due to the corporation friendly environment that tends to leave small business behind while offering very little in the way of middle class employment.
The question is why is Florida allowing its public in state parks to be built with golf courses and hotels to bring in more tourism rather than protect the natural habitat.
1. No state tax. How is infrastructure paid 2. Hurricanes, Water Damage. Can you get insured? Can you pay premiums? Can you pay for new roof and get mandatory flood insurance? 3. Property tax increases Meanwhile, ban books, change laws to help the rich. Dont carry about runaway prices of the top 3 mentioned. Unsustainable
@@mef6660 citizens requires flood insurance and what do you mean by kid libraries? School and public libraries have book bans in Florida. You activily have people and legislature trying to ban books. Google is your friend
@@Rainy_Day12234 Please name them, this is why real estate taxes have to up. Sales tax, vehicle registration tax, there are a limited number of sources, therefore each of the sources will have to increase.
Lived in FL for 9 years. The state SUCKS to live in. High crime, high traffic congestion, locals treated like crap by self-entitled tourists, rampant crime, especially during spring break, trashed and crowded beaches, insane housing costs and out of control insurance rates. Spouse won't leave so I'm stuck in this hell hole.
There are places with decent weather that aren't rat races. Get your spouse to go on some getaways with you. I agree about Florida. We are moving there next year, to a continuing care retirement community. Hot flat and crowded are not what I envisioned for my retirement, but we already have numerous friends there, so I'm looking forward to that aspect. And the community is quite nice, self contained, a 15 minute drive to the beach. No place is perfect. She followed me on my last move, and I agreed to let her pick the retirement location. I'll make the best of it. But that traffic already has me stressed.
My dad is in Homossassa. He likes it there because it wasn’t really built up. Now that they extended the veterans highway, it is like people are only now realizing that his slice of Florida exists.
Problem with “life long Floridian “ is you think grass is always greener on the other side. News flash it isn’t. Only much higher income taxes that eat into your take home pay and shoveling snow as a pastime will take up your past time. I should know I have lived in many different countries and states in the us. And florida all round is the best one so far. I’d like to live in Hawaii or Tahiti but it’s a little too expensive for the size house I’d get there for us personally. That’s the only place that’s better to live. But then you may get island fever.
I was reading a community post in Pinellas County. People from out of state complained that there's a 3 month waiting list for an oil change. I asked them "How much do they pay people who change oil?" And what is the cost of living in this area?" Entire thread removed by page. 😂
They already charge an arm and a leg for that.... I mean how much do you really want to pay someone for 15m of work?? 40...50 bucks?? Car services on basic maintenance is already an unaffordable ripoff. IF you spend the cost of 1 service on tools and the time of 1 service on youtube educating yourself you can not get F'ed in the pocket book and ensure your vehicle gets maintained on time and to standards going forward.
@darkgardener9577 they don't want to learn.They want to complain. That's the problem. No one is going to drive hours into an overcrowded overpriced area they can't afford to live in for 15$ an hour.
@@obrianmorgan Then they don't get a job and the lines for oil changes stack up. Sounds like a them problem to me. * chuckles in bootstrappy self reliance *
@darkgardener9577 they moved here with pay scales higher than what Florida has. Stay at home housewives need their oil changed asap ! Now it is our problem, lol
@@darkgardener9577you know that a majority of Florida is retired seniors and also disabled people with limited mobility? Your comment isn’t going to help them.
@@marknewton6984 And no income tax, and no tax on baby items, and half back if you use the tolls everyday. and 1000,00 bonus for first responders every year. Sandy white beaches, great fishing, easy camping just call in where you want to camp, and Florida sends you a gate code. no pistol permit, and you can defend yourself and your family here. And we have three seasons here.
Of course they conveniently leave out the part where Google, Tesla and Facebook take massive tax breaks, the real estate market skyrockets and it doesn't take much to wind up on the streets once you lose your job. But nope, it's liberal policies to those geniuses
I just got out of there and I will take Florida, in California things are worse. I am paying now in JAX, $3.27 for a galloon of gasoline. In California is about $ 6.05 at a cheap station.
Hardly a problem in Florida These are economic cycles .California has major PROBLEMS affecting everyone: vagrancy, increased crime and lawliness,homelessness, chronic out of control shoplifting , drug abuse crisis , insanely high taxes and communist politicians .These are just some of California's man made problems
I moved down to Miami 6 years ago and just recently moved out about 5 months ago. I’m so happy to be out of there. Home insurance and real estate taxes are out of control. Also living with the stress of knowing a hurricane could take out your home is not fun. And don’t get me started on the Cubans.
As a South Florida resident for over 35 + years. In the Fort Lauderdale/Miami regions New homes start at 700k, 1 bedroom luxury apartments start at $2200 and 2 bedrooms are $2800 a month. With rising costs like property taxes and insurance across the board. Traffic congestion is pretty bad down here on i95, palmetto expway, i75. Good luck moving down here especially being lucky enough to find a good paying “stable” job. I would advise if moving to Florida stay away from southern regions and focus on central parts of Florida where housing is cheaper and you have a better chance of buying a home at a better price. If you’re not making at least 65k a year you will definitely need a room mate or you will struggle.
@user-yl7mr3ck5lPrices are rising in whole Florida. Miami is ranked 4th most expensive city. Places like Boca Raton, Fort Lauderdale are super expensive. Yes, we know NY and Cali are the most expensive, but FL is not that far to become on the list as the most expensive state
I agree with everything you said! I was born and raised there. 29 years. Its too expensive. not enough good paying jobs. Florida is unreachable. Unless your upper middle class or Rich. Its not worth it.
Cycle repeats: A state has higher-quality of life --> lots of people move in --> state gets crowded, quality of life deteriorates, and cost of living skyrockets --> people move to a new cheaper state
I’ve lived in SW FL for 11 yrs. now after retiring and getting out of NY. The service industry for car service, air conditioning, garage door repairs, etc. is being run for the most part by greedy jackals. It’s gotten much worse after CoVid and Hurricane Ian. Places like eastern TN and eastern DE, where the winters are not brutal, are beginning to look more affordable, and nice places to retire.
The two main problems for us here in Florida are high insurance premiums and skyrocketing costs for houses. These problems are more evident because they happened within the past 4 or so years, with very little time for citizens to absorb these higher costs.
Absolutely. I live here and have been saying the same things for years. At some point, the growth becomes a deterrent, as the traffic and crowded restaurants, etc become a nightmare. It's one giant subdivision. Real estate prices are ridiculous for a "middle class".
The problem with Florida is that people with money are taking over the state moving the poor and retired people out of it because they can't afford anymore food, rents and the general cost of living!🤬🙏🇺🇸🌏
I left Florida 20 years ago and never looked back. Low wages and poverty. I can earn a higher wage in Michigan and own a home for 1/3 the cost of Florida
@@marknewton6984 Yes I am in Michigan. But we have zero water restrictions statewide. I can run water all day long. And no sinkholes. No hurricanes. No tropical storms. Affordable house insurance. No heat waves at 110 degrees all summer long. No fire ants . We have snow. Colder winters. Cars that rust out.
Born and raised in Central Florida for 28 years. At making nearly 60K a year I still can’t afford a one bedroom in a decent area. I can’t wait to escape this hell hole. Studio apartments that aren’t in the hood are starting at 1500. Car insurance $300 + due to all the transplants. I hate to leave the beaches but Texas/North Carolina/Georgia and even Alabama are more appealing at this point.
Life long Floridian (23 years old). I live in Hialeah Gardens, about 20 min from Miami. The sprawl of people and cost of living has gotten worse over the years BUT I love the feel of the city. The sad fact is that I don’t think I’ll be able to buy a home down here anytime soon as nothing is affordable unless you go more South/North, but the high paying jobs are near Miami (can’t escape the traffic haha). I do hope the pricing bubble pops and stabilizes things, even then insurance is so dam expensive. The escrows on my family’s home just went up $700 mostly due to insurance SOB. Lets see 🤙🏽
It's very difficult in Florida, because as you noted the cost of living is way up; while the good jobs really only exist in specific areas (that are even more expensive to access).
And rents are out of control down there too. I honestly feel bad for young people starting out. But then I remember, the only way I got my first house, in California, was to move to a town where a naval ship yard closed, and all the decent jobs were gone. Every block had boarded up houses, but I found a decent place, fixed it up, endured the long commute for four years, then sold at a huge profit. So, my advice is, save money, by in a distressed area with potential. Your first home won't be your dream home, but it will be a step on the path. If I was young and starting out, I'd move to Pittsburgh, a great city, with awesome culture, and affordable property. Florida is for retirees and rich idiots.
@@markrichards6863I like the Pittsburgh idea. In fact the whole rust belt could possibly work. Who knows, maybe they actually recover some and become desirable places to live before moving out.
@@jamesgardner6499 Pittsburgh has a strong tech sector, some great cultural amenities, is a top notch sports market, and it's a really beautiful city. House prices are reasonable. Columbus and Cincinnati are good choices too. Buffalo and Cleveland have horrible winter weather but are otherwise okay.
Wages suck. Most of the economy is low-pay, dead-end service jobs. There is no middle class to speak of. Only people barely getting by, doing menial work for the folks who have their second or third home in FL. Oops, I meant "primary" home in FL, so they don't have to pay state income tax where they actually live. Property taxes and home owners insurance are outrageously expensive, and go up every year. Housing - home prices and rent rates - are not the bargain they used to be, especially considering the low wages most workers here make. Drivers are awful. I know people say that about drivers everywhere, but drivers here are next-level stupid (and tons of them are uninsured). Groceries are costly because of Publix strangle hold on FL market. Traffic used to be bad during "season". Now it's awful year-round.
Wages suck for unskilled workers. There will always be a place for skilled electricians and plumbers who can easily make a living wage. For those who have no skills to offer other than flipping burgers or checking receipts at Walmart then that's on you for not investing in yourself.
Its sad to see young people (or children) leaving the state and their parents behind for better jobs and lower housing costs. The investment banks and AirBnB/Vrbo are driving the working class out.
I've been in South Florida my whole life and loved it here. Now it's awful and nearly impossible to live decent. Homeless crisis is out of control and there aren't many resources to help across the board. The unemployment rate might be low, but the wages are even lower and most people life with roommates just to get by it seems. So many people are living in cars and storage units. The state is definitely a corporation to be enjoyed by the rich now. Traffic sucks, public transportation sucks and it is getting hotter here.
With the current financial and economic situation around the world, I strongly believe that as smart citizens we should not rely solely on our wages, but rather look for more innovative ways to earn money.
About to hit year 2 in FL from NYC and have spent about 1.5 yrs trying to dig myself out of this move. Crumbling infrastructure all over the state that was never in place to begin with and the millions of low paying jobs with horrible employees make the heat the least of your daily worries.
I’m in same boat. Spring Hill area western part of florida. Grew up in nYC area and lived in Boston up until last may. I want out already and go back to the north east. More jobs just a better life. Ppl are smarter up there too
*The most important thing that should be on everyone mind currently should be to invest in different sources of income that doesn't depend on the government. Especially with the current economic crisis around the word. This is still a good time to invest in various stocks, Gold, silver and digital currencies.*
Thinking of how difficult it is to get a job, I think it’s time people start investing and earning their own money, the heartache from job hunt is quite unbearable, I for one would prefer investment than getting myself worked up on seeking a job
Investing in Stocks, Forex and cryptocurrency is the wisest, it's a place where millionaires and future billionaires come to get inspired. If you've not been involved in any you're missing out. Most importantly If you know how to trade you can make a ton of money no matter where you find yourself
Trading with crypto is more beneficial than most people sees it to be, just like stock, and forex trade, crypto is also the world fastest leading currency now and in the near future
I totally agree with you, the stock market is the most profitable venture I ever invested in, I reached my goal of $700k monthly trade earnings. Setting realistic goals is an essential part of trading
We brought our house in 2020 before the insane costs and interests rates. Today the house is nearly double the price than what was paid for, crazy! Even more insane was that when I came here in 2016 it was even cheaper by a long shot. Houses that used to be 200-300k in those years are now almost a million now. Why are people even moving to this hot ass state rife with hurricanes and storms is something I cant understand. I'd prefer a milder climate like Virgina or Carolina for goodness sake. Beaches are great but I am not living in the beach.
Nobody moves to fl for greener pastures. Most ppl move here from northern states because of its tropical weather and cost of living in previous years, not amynome; however, a great percentage of those moving south end up moving back north when they realize the pasture is not greener down here, but the opposite.
We left Florida last year, went from $1500 for a 1/1 apartment, to $1800 for a 3 story 4 bed 2.5 bath townhouse. Our jobs pay double, we have the same restaurants, beautiful parks, the ocean close by, low insurance, and friendly people. I miss palm trees and thunderstorms, but not much else.
I grew up in Florida, could never get ahead there. My family goes back 100 years there. The wages are bad. Got money but will never live there. Sick I have to visit it, my kids and grand daughter lives there. Its unreal how it chained.
They are definitely building up Florida but everything is overpriced, the only people benefiting from the new homes etc are the people from out of town or overseas
you don't know what your are talking about, Florida is not over priced, it's what happens when you have too many people competing for limited resources, Florida is done
More than 1/2 the Country thinks about moving to Florida to escape the cold. Way to many do move there and jobs are real competitive, don’t pay enough and then there’s the traffic.
@@markrichards6863 And that is why SOCIETY is failing as we go full circle back to "Lords' & 'Peasants'. We already have the overpaid 'Sporting Gladiators' to distract us from real life situations.
So when all the apartments are sold off as owner occupied only condos, I imagine all the renters will have to leave the state. Except the welfare recipients as you noted. The wealth disparity will really take off then.
My rent has climbed so high, I'm planning to leave Florida after 30ys, along with insurance hikes it's just too expensive for the regular person to live here anymore
A very important issue not covered in this video the drastic increase in home insurance costs! Many home ownres cannot afford home insurance! Another hurricane and all their saving in the home euity is totally wipped out!
Excellent analysis. Agriculture is a non-organic base for economic growth, since it competes with real estate. Both can't survive in the long run, and most likely agriculture will be the one suffering the most. Tourism is also subject to some degree of uncertainty. Some even speculate that demand for attraction parks will start eroding sometime in the future. Yes, Florida needs to diversify urgently!
Well the hope is when things start crashing things get cheaper. South Florida is a lost cause for growth because hurricanes can wipe out all your assets. Maybe mid Florida and North Florida can diversify, but people have to want to live there.
IT CANT, MANY PEOPLE FROM ALL OVER THE WORLD TO THE ATTRACTIONS, FLORIDA PEOPLE MAY GO ONCE IN A WHILE IF THEY HAVE KIDS, ONCE THEY LEAVE THE NEST, THEY DONT GO ANYMORE,
No honey!!!! Many millionaires live in the Sunshine State, it's never going to be broke!!!! Data shows many snow birds have a vacation home at this wonderful and successful state.
What happened was wealthier people from other states and countries came in and paid ridiculous prices for homes and property, driving up the cost for everyone else. Why? Because cost is not one of their worries. Stop overpaying for everything and the prices will come down. Supply and demand still rules the day.
Global warming and sea level rise will take big tolls on Florida before most other areas. It's rapid growth combined with aversion to zoning, planning, and other reasonable controls will create a glitzy mess.
Going broke? I'm from Florida and it has always been a poor state. I left in 2016 and moved to Kansas City, Missouri where real wealth is... there's never been anything productive in Florida. I'm not sure why everyone is so desperate to live there? I'm born & raised in Florida and I left that cesspool of poverty behind me! Lowest wages in the USA are in FLORIDA....
😂 You’re jokin’ Kansas City ? Missouri is where the real wealth is? 😂 gtfoh Maybe the low skill therefore low paid jobs in florida don’t pay a lot. But the 1,150 that move to the state every day would disagree with you. Whom bring there wealth to florida and most already work from home and get very well paid then don’t have to pay income taxes. 😂 There is real wealth In florida it’s a sunshine state where everyone brings their nest eggs to live. And enjoy the sunshine. What you got up north? High taxes and miserable weather that it’s snowing 🌨️ for half the year. 😂
I live in fort Meyers. Only people that make lots of money can live a good life. I cant wait to leave. I used to love florida when it was fairly inexpensive. With all the money that moved here, you would think that would be good for the local economy. Its quite the opposite. Due to overbidding by cash mongers, the cost of housing skyrocketed. They will also outbid to to rent. They say the median income for a household in lee county is over 100k. Not that true. Some cases yes, most no. They're basing it on professional jobs like lawyers and doctors and what not. Tons of lawyer offices here. (Not a surprise). Or it can be there are 4 or more working adults sharing a house and its expenses. But if you look at the average individuals income it will tell you its around the mid 30,000 range. Going by that, and in order to qualify to rent. 2.5-3x the rent. The rents should reflect average local saleries at around $925 a month tops. The average rent for a 1 br is hovering around $1500 a month. Most local places only pay $12-15 an hr. So everywhere you shop, those people are struggling. Thank them for staying in that shitty paying job while they serve you. This has been a public service announcement.
I think that's the trend. People who can't compete in the labor market are being pushed out. This will eventually result in more wealth flowing into the state.
@@bahiaproductions125 Your comment showing your inability to understand the concept clearly shows to which category you belong. It's amazing how many people expect the rest of us in the economy provide them with a minimum standard of living in exchange for less than equal effort or skills in return. We don't owe you a home, food or even the basics if you are unwilling to invest in yourself to get skills worth the exchange. It's really not that hard to get a trade/skill that will provide you a good standard of living.
@@bahiaproductions125 No, you're just not raising the bar very high. At least make an effort rather than complaining or begging for government handouts. Here's an idea, search and call around local electrical companies asking for an apprentice job. The starting pay and work are crap but get better with experience. Apply yourself and work hard and once licensed you can make over 100K/year. Entry level SQL admin or ServiceNow admin start around 60K with about 6 weeks training. Stop making excuses why life is so hard and you deserve more from the rest of us. We don't owe you anything.
The reson florida growth so much is not the weather is the hispanic people in miami metro they don't wants to live in the north because of English language barrier.
Wealthy people from New York,,New Jersey and MA moved to Florida during the pandemic , infusing billions of dollars into the local economy, thus creating this economic boon
The mosquitos will suck you dry in Florida. I lived there in 1963. Everything bites: sting rays, sharks, mollusks, spiders, snakes, alligators, man of war, jellyfish, puffer fish, red fire ants.
I'm a native. What made Florida a wonderful place to live is now covered condos, subdivisions, and retail stores. The infrastructure has not kept pace and is now overwhelmed. Cost of living has skyrocketed and quality of life has plummeted. It breaks my heart to think of moving, but I am. 😮💨
I'll take Florida over california anyday. I admit though the natural scenery may not be as varied, Florida has no mountains, but still I would stay there than go back to california.
My parents retired here, I was forced to move here to care for my mother but she may lose her home and we will have no other choice but to flee Florida. It's far too expensive for my mother to continue living here. We may be going back to New England. NH is the only state affordable for my mother and I. America is definitely not affordable, especially in Florida. I no longer consider it a retirement state.
There's a huge demand for skilled trade workers in this state and believe me when i say they are making WAY MORE than minimum wage. IF you have the skills and can take the heat of summer (for outside jobs) you can make some serious money from all those with even more bank!
People don't want lawns anymore too. Thirty dollars an hour to pull weeds where I live in a more depressed part of the state. Go learn to ID some plants and call a local nursery for leads. Awesome little documentary this vid! My ideal Florida has no AC, just pristine rivers and beaches and people who laugh at mosquitoes and ticks. Sun and seafood is the original sustainer down here.
Remember the new immigrant laws, maybe not laws. Longer wait times for work to get done. Higher wage = higher price. Roof costing 80k or more after waiting a few months to pay a new premium 2x to 3x more. Brilliant
@@ROTALOT I lived in California and people there were getting rid of their lawns. Water is expensive there. Also in Burbank where I lived we could only water the lawn twice a week. Also they passed a law that forbade washing your car in the driveway. Because of water shortage.
I don't know what people are talking about with the wage. It's a right to work state you can say no you don't have to work for what they're offering. You can go somewhere else. I'm a roofer I work for a company and I make 85 a year plus bonuses. The best part of Florida is that I didn't miss 1 day of work during COVID. I didn't have to take a shot. If you're a law biting citizen you can carry your weapon around to protect yourself. The weather's great year round I lived in Iowa for a year was the most boring place ever, and 5 months out of the year You. Can't go outside because it's 40 below 0 and the only places that houses are cheap is where there's no work.
You can only strip and serve cocktails for so long!!!! Save your money gals you’re gonna need it!!! Fla is a giant sunny strip mall for really shady people.
The unemployment rate is notoriously not accurate, it’s one of the worst states for anyone actually being eligible for social assistance and the few that are eligible the weekly benefit maxes out at $275 lol 😂 literally not even worth the hassle Rick Scott has crafted
@@meerkatmanorjr.2085 Yeah, you're not supposed to live off of it. I love how you conveniently ignored the fact that I got off my a$$ and got two part time jobs; there are lot of people out there that think it's BENEATH them to take whatever you can get and do the best that you can so don't try and be smart with me, understand ?
@@meerkatmanorjr.2085 Go get some therapy; it's common knowledge that it's capped. How about some new news; again it's not for you to live off of indefinitely, comprende ?
Moved out of FL north of Tampa recently. I believe the situation is not sustainable. Grew up there, housing is not affordable, property taxes have gotten very high and insurance rates add $200-500 a month to a mortgage payment. We moved out of state and brought our income with us.
It’s weird here along the coastal panhandle how so many older working locals, (mostly x-Gen btw) look so much poorer in their cars and clothes than the younger people moving here or the boomer retirees they are probably working for.
with insurance companies falling like flies and home insurance costing $5000+ per year for what i pay 375/yr for in south carolina, florida is in for some rough weather. oh the storms are gonna get worse and more often as well.
@@mef6660 I know that isn't true. my family was from Florida. They all moved out due to the increasing insurance costs, and they didn't live on the waterfront. They used to have big storms once every 5-10 years, now it is 3-5 years. Property taxes have also went up over the years. Florida is getting way more expensive to live in and it won't get better. Your insurance companies come in is also false. More leave and many won't cover people in certian areas making the 1 must cover company the last resort for insurance.
Reading through a lot of comments. I love it here. Appreciate and understand everyone’s perspective. Been 40 years. You have to have a plan. I would never leave.
I live South Orlando/Kissimmee area. The greed for more and more and more has pushed the locals here out of their own markets. Everyone’s a real estate agent and investor. A lot of out of state money coming here and driving the market sky high. California, New York, Jersey, etc. Money is different out there. They come here and over pay for properties. The “luxury” tag is on everything here, old ass apartments with cheap renovations and paint jobs, they slap the “luxury” tag on it and have rents thru the roof. Food, going out to eat, cloths, fuel everything is a lot higher than most of the U.S. There is no quality of life here anymore unless you’ve been here forever and made some things happen for yourself when it was cheap. I feel bad for the kids that are born and raised here the struggle will be real. The infrastructure isn’t there for the amount of traffic here as well. Big difference from when I’m moved here 24 years ago. Traffic feels like big city traffic. Thankful for being able to still survive here but i see how many cannot. Many have tried and left because they see how expensive it is now.
We sold our house in Orlando last year, and go the hell out of Florida. We got 3 times what we paid for the house, and we got a house in KY outside Lexington twice the size, with a huge yard for less than what we sold for. My taxes are much lower and most importantly my home insurance is a 1/4 of the cost that I was paying in Orlando. I was beyond fed up with all the tourists coming there with their bad attitudes and behavior along with their brats who were allowed to run wild like animals. I'm actually able to afford to go to the grocery store again, so no more paying tourist pricing at Publix which is a horrid store for many reasons. The homeless problem has already started in Florida, in a year or two it will look just like CA , WA or NY. Florida is a hell hole.
So you are in the extreme minority. You are criticizing a state Florida that blessed you with a lot of money by you having a home on it and making big money and moved to a dump that is Kentucky. 😂 who on earth would want to visit Kentucky. But I guess you like that feature. Same with Wyoming and Alaska I guess. Nobody would willingly choose to live in Kentucky. Does it really matter if your home owners insurance is 1/4 of the price in Kentucky versus Florida ? When you don’t have to pay state income taxes in florida ? That matters to big earners a lot! And the middle class. It would only matter that home insurance is less in Kentucky if you hardly earn anything in the first place and can’t afford to shop in a Publix grocery store. I guess…
@@jasonknight5863 Life must be hard for you, either you're trying extremely hard to be a f'ing moron, or it's natural. No, I'm not the minority at all, when we put the house up our realtor told me his last almost two dozen homes listed were all people who were moving out of Florida as they had had enough as well. People actually do come here to visit, but you clearly didn't read what I wrote with any sort of comprehension. I'm sick of tourists, so why would I possibly want to move to a place that had them? Take as long as you need to understand that... I'm sure it will be weeks.. If you don't understand it, go find an adult perhaps they have crayons and paper to draw you pictures. My taxes are less, my insurance both home and car is less, no need for $1250 flood insurance.. and I have a house twice the size sitting on twice the land... But do go on telling me how it's not better,......LOL, No State income in Florida, what a crock... You pay more for everything and need a permit for everything. Spare me the BS... Income tax in KY is 4.5%, and is being phased out.. But guess what Pumpkin, my registration is less, I didn't need a permit to fix my fence, or my house in any way unlike when I lived in Florida and them knocking on my door. So over all I still pay less here even with their little 4.5 % income tax. You clearly have no clue.. none. What a shame your mother didn't swallow and spare society you...
Wait, so these tech bros left Seattle, SF and Portland in ruins because they just take and take and never put any money into the community, but Arizona and Utah think it will work for them?
I live in Florida. It’s getting like California with very high cost of living increases, rampant crime, increased homeless, and a massive influx of low or no skilled immigrants. If you’re not the top 5%, you’ll struggle to make it in Florida.
Thank you for watching my video on Florida's financial problems, my next video which will look at your hot takes will be coming out earlier than usual. I would like to do a video on Florida hot takes eventually, so if you have hot takes on the Sunshine state please share them here.
Make a video that explains how Florida’s state government is going broke.
@somethingdifferentfilms Curious about the stat that Miami is the second largest urbanized area in the US? How is that calculated or defined? Population and land wise it’s much smaller than LA and Chicago.
Here is the qoute "The Miami metropolitan statistical area is the second-largest urbanized area in the United States behind the New York metropolitan area.[4] It was the eighth-most densely populated urbanized area in the United States as of the 2000 census."
It looks like they are basing this on the Miami MSA which includes most of Southern Florida (so it much be considering land size)@@scullyjohn
We all are goingbrokeunderJBN
Thanks for the reply! I found the quote in Wikipedia and its second longest not largest. 😊 easy to transpose those two. @somethingdifferentfilms
More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
How can I reach this person?
‘’Aileen Gertrude Tippy’’ is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
I checked Aileen up out of curiosity and i must say i am impressed by her Credentials. i emailed her already, waiting on her response.
As someone living in South Florida this was a good video but I was unable to finish it as I had to go to my 4th shift of the day to be able to afford the skyrocketing insurance premium.
You can drive by the beach on the way to your second job
BS
You don't even own a home, nor do you even work a second job, let alone four.
Move!
Stop the cap
FL is a low wage state, with a high cost of living driven by retirees, remote workers importing their capital and wages from high wage locations like NY, Philly, DC Chicago, CA
Exactly, low wage and high cost of living is the best summation of Florida. It's even gotten worse in the last 5 years or so. Especially the rent/housing prices have gone through the roof. Most of the jobs here pay crap. I retired from the military in Florida, but I'm lucky to have landed a remote job. I worked at Northrop Grumman in Melbourne for a while and they pay decent, but the majority of jobs in Florida pay less than other states.
@@ruck-a-tron Pay is crap everywhere, I live in Colorado and there is so much money here, but pay is crap. Oklahoma, where I also do business pays better on average and the min wage is lower in Oklahoma. The high minimum wage in Colorado actually takes money out of the hands of workers that deserve it.
That is true, but I'm talking about I looked at the exact same jobs with the same company and they pay a lot less here. I'm not comparing a tiny town out in the boonies, but like Orlando and Tampa and such. Compare them to a similar sized large city somewhere else, and the same job will pay less here. The cost of living here sure isn't lower though.@@PolPotsPieHole
Florida is a low wage state for those who have no marketable skills to offer in exchange for a decent wage. Working at Disney or flipping burgers is not a skill worth paying a living wage.
Yes nothing but snow birds here.. with multiple houses...
FLORIDA is not going broke, I AM GOING BROKE LIVING HERE...
I know what you mean. Yea, no state income tax but everything else more then makes up for that.
And the increases in every other fee as well as insurance rates hit the lower income
people the hardest. Another thing is that all these so called low tax states like Florida have
horrible infrastructure which, in my case also costs me more due to a huge increase
in car repairs due to the car being beat to death by the horrible roads.
😅😅😅😅
YOU ARE NOT KIDDING. I GREW UP IN HOLLYHOOD/FT. LAUDERDALE AREA FOR 55YRS. GREW UP HERE. THERE WAS NO WESTON. THERE WAS NOTHING WEST OF FLAMINGO RD. ONLY HLWD SPORTATORIUM. GREAT ROCK CONCERT AND DRAG RACING. NOW ITS OVER RUN WITH TRAFFIC AND MORE TRAFFIC. HOUSING AND RENT IS NUTS SINCE COVID. A HOUSE THAT ONCE WAS 200K. IS NOW 500+K. SOON MANDATORY FLOOD INSURANCE. EVEN IF NOT IN FLOOD ZONE. PEOPLE ARE MORE RUDE THAN EVER. PEOPLE FROM BLUE STATES COMING HERE. THEY CAN'T DRIVE WORTH A SHYT. LEFT LANE MEANS:: ( ( I KNOW WHERE IM GOING.. GET OUT OF MY WAY. )). I WAS THINKING OCALA AREA. BUT THATS WHERE PEOPLE FROM CALIFORNIA WANNA LIVE.. SO IM THINKING NORTH GA. OR TENNESSEE.. HAVE A GREAT EFFN NIGHT. 😅😅😅😂😂
you aint never lie! been here since 2022 and my money just leaps out my pockets
@@Randy-st9lb aint kiddin
I live in Orlando and I was damn lucky to have bought my house a few years ago, just before the interest rates went up. The rent and housing prices here have since skyrocketed. The jobs in large cities in Florida pay a lot less than they do in similar sized cities in other states. I am also lucky to be a remote worker for a company in DC. It is stupidly expensive here now and I don't see how most people can live comfortably anymore.
Orlando is busting with money it taxes the tourist for. nd Miami building a 100 story hotel?
There are tons of toll roads too. They get us all with those. It takes forever to get around during rush hours without taking tolls. When I used to work on site, it would take about 20 min extra each way without using toll roads. They tax the crap out of everyone, residents and tourists alike. The roads are crap so I'm not sure what they do with the toll money.@@Patrick-yh5yd
Be careful. Lots of people are being called back to the office and most companies are doing away with remote jobs. So people in florida are starting to panic because they can't sell their homes and need to move back to their home state where their office is.
That would suck. I'm lucky because my work has a branch office about a hour drive away if it came down to it. Or I could go back to work at Northrop Grumman over in Melbourne. That hour drive each way sucked, but it's better than being out of work.@@endofsociety
Tampa homes tripled in price. Wages did not.
I just moved out of coastal Florida (downtown St. Petersburg) to upstate NY. Two major issues drove that decision. Runaway housing costs and the lack of diversified middle income (> $75k/year) jobs. Everyone cannot sell luxury real estate or operate a tourist focused destination hotel. The booming influx of wealthy transplants drove up costs and traffic. I DO miss living 5 blocks from the water/marina, but I DON'T miss the soaring costs and pervasive homelessness that is now normal there. 30 years later, no longer the affordable, sunny paradise.
I live just outside of Albany. Beautiful place and so many more opportunities to get a job. I agree
I mean to be fair wealthy residents buying second and third homes is even happening in places like Montana and North Dakota. It's just so much worse for Florida because the good jobs are so limited, and many of those wealthy residents are moving to the Sunshine state as their primary home (driving up costs across the board)
@SomethingDifferentFilms EXACTLY. The difference since the pandemic is the influx of wealthy transplants buying a primary residence there. In St. Petersburg, you also had a very impactful influx of digital nomads. At some point, a reckoning i
IS coming for the disappearing middle income opportunity in America.
I grew up just across the bay in Tampa, and I love my home town, but man it is HARD to live there as a working professional. My SO and I (she is a teacher, I work in tech) are in Chicago now and making nearly double what commensurate roles in Florida pay.
Don’t get me wrong - I love my hometown and my home state, I certainly appreciate the politics more there - but even with much higher taxes I am coming our way ahead. Couple that with cheaper housing, higher wages, and the fact I hardly need to use my car here - the QOL is much better here.
@@cullenpeterson starting salary for a teacher here upstate is between 44k and 55. Depending on the district. NYC and LI is a whole different beast but in Florida I met teachers in Jacksonville that make only 28k starting out. Is that true?
My family has lived on the gulf cost for over a hundred years. I've always thought that we were screwed if we didn't bring industry of some kind. What I've seen happening here is that the people who's family's are from here became wage slaves working in service and the people moving here who have the money and education are grabbing most of the best jobs. The people who were raised here are now at a point where they can't afford to live and the people who work multiple jobs are working themselves into the ground just to pay rent.
That was my life, I left Florida right at the beginning of this mess in 2016. I am in Kansas City, Missouri and although its freezing cold, I'm in such a better socioeconomic situation.
its insane how hard it is to find afffordable apartments and jobs anywhere. Looking to move to Columbus, OH @@richardwildlife88-wj6kl
I think you have the view of a long term Floridian who can't or won't adapt to the skilled labor market. Earning a living wage in Florida is easy if you just invest in yourself and get a skill that provides value to the economy. Flipping burgers or checking Walmart receipts isn't a skill worth paying a living wage.
@@bubbajones4522 all skills pay low in Florida bud. You don't live in Florida. Troll elsewhere.
@bubbajones4522 sir my house hold income is 35k about average for my area. It's all well good to say adapt and you will be fine and on a individual level sure. Out compete everyone and you are good, unless you're one of the people who live in a sea side town with no industry except tourist. Or you live in a agricultural area and your wages have stagnated because it's cheaper to get someone with a green card to do it. The problem is most people don't make shit and the average is being pulled up by people who make a lot, the middle is shrinking and its floridans who tend to end up working in service jobs and struggle to make it in the middle class.
I recently moved back to New England from Florida. I am endlessly happy with that decision. Florida is essentially a corporation that needs to grow. Florida's economy is immensely bifurcated. You are either a multimillionaire with a G-wagon, yacht, and mansion... or your the guy on minimum wage serving that millionaire food or doing his landscaping. The heat is unbearable, absolutely unbearable. The car-dependenr infrastructure cannot handle the influx of people and for half the day the place is essentially. paralyzed. People love the "low taxes" but there is a huge cost in that. I taught college there and these freshmen wouldnt pass 9th grade in Massachusetts. The school system is awful. The teacher pay is abysmal. And with climate change intensifying... man Im glad i got out
Climate change...
We are glad when you out of state types leave. Thank you
@@johnl5316I’d be very happy to see more people leave Florida so the states electoral importance can shrink again
@metalhead6526 I’m fine with them losing influence as well
@metalhead6526Whataboutism...the last refuge of those who can't refute an argument.
I sell insurance all over the country. The rates there are enough to make me never want to move there.
High rates = high commissions
The car insurance is not that bad. Business insurance is horrible.
:@@Soundsofthewood: have to disagree re: auto insurance. Years ago it was cheaper to insure in FL as opposed to MA.Not anymore. MA has auto inspections,not FL. MA REQUIRES BI and UM in addition to PIP,not FL. The only edge FL has is no excise tax on your vehicle. Watch for a auto insurance crisis next for FL....
The rates should be at least 3 times higher.
We want less people to move here so maybe that's the good part.
And I don't know about y'all but full coverage car insurance is way more now than it was pre-covid, mine doubled for no reason.
I moved to Florida in 1980. Rent was $350.00 for 2 bed apt. Built a house for $54,000 in St Lucie. I noticed the never ending expansion and figured everyone in America wants to move to Florida. In 2000, I got out. It’s so bad now, I wouldn’t consider moving back unless I hit the lottery, and even then I would be a snowbird
And when 22 Million people want to leave at the same time it becomes a nightmare state.
Snowbird is only way I’d live there.
@@dennistyler9852 I'm a Floridian. We hate snowbirds.
STAY where you are, we don't want you, nor like you.
And... Don't get arrogant, you are using more infrastructure and create many other problems and hardship than you're bringing in. Snowbirds are a lousy BURDEN.
@@waleyefish9026most people move to different parts of the state
We are the private equity trust bubble. What is worse, Florida State government has mismanaged money for 12 solid years.
Born and raised 57 years on Palm Beach County and the North Eastern people that have moved into the area have essentially ruined the area. The area is not built for the population. The roads are now over crowded and the housing prices are outrageous. The same reason these people left there home state and moved here they have brought here. Loud, angry, obnoxious, not friendly, always in a hurry to go nowhere. They will honk the horn if you wait 1 second after the light turns green, the people from the south only blow the horn to say hello to someone. This is the South and we are Southern. So, when in Rome...
If you are retired you do not honk the horn, if you have 3 jobs and hungry kids…you do!
Florida Orlando south is not the south, never was
As a Florida resident I don't know if the state is going broke, but if that is the case it is certainly not because they are not collecting enough taxes from me. From property taxes to relentless addition of Toll road, etc. etc.
Were not broke the media has a lot of misinformation. We actually have a 9 billion dollar budget. and building is out of control = more income for the state. I'm in Citrus, and we have things staying the same, for five years now. If you live on the water you shouldn't complain about the taxes, or insurance. You have other choices, and will get premium for your property, if you decide to sell....
Now that we have Disney under reigns, well have much more monies for the state....
And don't use the tolls, unless you have to. I travel Florida, and won't pay to drive on crappy roads. I WAZE my way through the country, and enjoy the ride, and have less chance of an accident.
I live in Palm Harbor, Fl and am looking to leave as soon as possible. It is impossible to live well due to the prices and the traffic has gotten awful. There are people begging at the strip centers. Used to be good here, but no more.
Boo Hoo Hoo
Across the nation, 2% of homebuyers searched to move into Palm Harbor from outside metros.
New York homebuyers searched to move into Palm Harbor more than any other metro followed by Washington and Chicago.
70% of Palm Harbor homebuyers searched to stay within the Palm Harbor metropolitan area, according to redfin.
me too
I feel like everyone is missing the fact that less and less people have pensions and or are well prepared for retirement. If you consider that and the age distribution/demographics of the population in states that traditionally send folks to FL to retire, the FL property market is in for a very rude awakening. When people are not moving there, the housing market and economy will collapse. So much of the economy is based on construction and real estate. Then you throw climate change in the mix.... I'm 43 and looking down the road 20 years and planning on retiring to the areas people are leaving now, MI, WI, Upsate NY. Those will be the boom areas of the 2050's.
Interesting - wonder if Gen X / Millennials could be the inverse of Boomers during/past middle age in interesting and hopefully positive ways - retiring away from Southern/Southwestern extremist GOP strongholds, settling into urban renewal/renaissance zones, being pro-worker instead of benefiting from exploited labor, etc.
Go for select areas of the Midwest because the Northeast taxes will only increase and are a big part of why I left long ago. The middle states (Carolinas, GA) are steadily expanding and the inland areas are VERY affordable. Even SC has a skilled worker shortage.
Rural Michigan, Wisconsin, Upstate NY are beautiful but you have to consider healthcare. You can live up there but its going to take you an hour to get to the hospital, if you need an ambulance it could take even longer
Snow.
In highschool they handed out a phamplet saying half of Florida would be under water by 2025.
Looking forward to mother nature giving me ocean front property in Orlando next year.
I'm 52 and was born in Miami and spent most of my life here except my 20's when I lived in Asheville, NC. I came back to take care of my mom, ended up having 2 wonderful girls. Now since thier adults, I can't wait to get out of Miami and Florida. It's a hell hole.
Miami is a shit hole, Naples is better.
Miami is the worst!
I see how you feel. I am 79 years old, and I’ve lived in Florida all my life and absolutely horrified at the growth and specifically the crime increase
I live in Chicago, I would NEVER move to Miami. It doesn't feel like an American city and has no soul. There is nothing really interesting to do and there are way too many New Yorkers. And the traffic is horrible.
@@thedude2867 Chicago doesn't sound like Paradise either. You have a stupid mayor there who doesn't do anything to tackle the issue of high crime there.
The fact that there is already an excessive amount of demand awaiting its absorption, despite how everyone is frightened and calling the crash, is another reason why it is less likely to occur that way. 2008 saw no one, at least not the broad public, making this forecast, as I'll explain below. The ownership rate was noted to have peaked in 2004 in the other comment. Having previously peaked in the second quarter of 2020, we are currently at the median level. Between 2008 and 2012, it dropped by 3%, and by the second quarter of 2020, it had dropped from 68 to 65.
Investing in both real estate and stocks can be prudent choices, particularly when backed by a robust trading strategy that can navigate you through prosperous periods.You're not doing anything wrong; the problem is that you don't have the knowledge needed to succeed in a challenging market. Only highly qualified professionals who had to experience the 2008 financial crisis could hope to earn a high salary in these challenging conditions.
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@@maryHenokNft Do you mind sharing info on the adviser who assisted you?
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I left southwest Florida. Been here off and on since 74. I had enough of the growth and went back home to Alabama. Florida is overrated. You don't get paid shit. It's too expensive.
I never realized how unaffordable Florida was until I visited my parents who moved there in 2022. The job market is overly competitive for low wage jobs that couldn’t support you. Your lucky to get $18 an hour at max. That’s obviously not enough to live anywhere near Miami-Dayde county or surrounding areas. That’s a huge concern considering most of the quote on quote well paying positions are in Miami area in general.
fla is for ppl who already have money not young ppl trying to make money
Why not use quotation marks instead of typing "quote on quote”, which isn't even the right phrase?
@@Wesley-rn7oc I don't think anybody really cares.
Anywhere is a struggle for unskilled laborers. People are paid based on the value they provide. Flipping burgers is not a skill thus $18/hr is a good rate for that job. There are plenty of good paying jobs for those willing to learn a skill. The trades for example such as an electrician, become an apprentice for a few years then get your license. A handyman can make a $1,000/day with the right marketing and client base. Work from home tech jobs are all over the place. So the bottom line is if you're stuck making $18, the issue isn't the economy buy rather your lack of marketable skills.
@@trapmuzik6708this is the best comment I've read so far.
If that flow of people into Florida seriously slows down, the state will be in serious trouble. Florida has the 5th oldest median age, and 7th highest dependency ratio out of all US states. Florida has 9% inflation. New York, California, and Texas have lower median ages and somewhat lower dependency ratios, and lower inflation.
Florida's problem in a nutshell, wages are always chasing the cost of living. The minimum wage in Florida is $12.00 per hour, it will go up to $15.00 per hour in 2026. A clue, if you aren't making about $20.00 per hour, or more, now, in Florida you can't live in most area of Florida. The minimum wage needed to live on your own in Florida in 2026 will be $25.00 or more per hour, i.e. minimum wage legislation in Florida has been outstriped by reality, already. If you get an offer to move to Florida for a job, make _certain_ that job pays at least $30.00 an hour to start, even that much isnt enough to live in some areas of Florida.
We left Florida in 2019. I grew up there and am so glad I left to Tennessee. Florida is nothing like it used to be back in the 1970’s. The water at the beach is so dirty compared to what it used to be. The insurance prices and taxes have gone crazy. I bought a brand new home with over two acres of land here and it’s beautiful during the summer, not crazy hot like Florida is now.
I moved to Fl in1984 ,left in 2009. Fl is nothing like it used to be in the 80's.
With the massive influx of people moving to Tennessee, it will eventually be just like the state your fleeing from
@@annjames1837 The trick is TIMING. It's not just the state, it's the area in the state. Cities are bad so I don't live in one. Do choose an area with SLOW growth as close to zero as practical. Do buy a cheap home on an ag zoned plot over five acres (ag zoning means more freedom). We don't need any situation to last longer than we live.
Enjoy Tenn. Haha!
People in Tennessee are mad cause you people Florida are ruining it, just like you ruined Florida
It's been a rough year with losses from failed banks and government, real estate crashes, a struggling economy, and downturns in stocks and dividends. It feels like everything has been going wrong.
What a terrible year it is…
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As a life long Florida resident I am for any thing that runs off people in general . Seriously go home . The reason for being in this state is disappearing. There are a few places left that are old school Florida but they are disappearing fast. I live in a mobile home out in the woods and its value has almost tripled in about 20 years , mobile homes should depreciate not appreciate. I'm not talking just land value , the house as well, this is absolute insanity . Don't come to Florida, we are full.
As a native, I agree.
You’re over full.
Full? Well I have money I can afford Florida.
Texas too, my wife was born and raised in key west and stock island.
I'm 7th generation fort Worth native, every day my cali neighbors are complaining about something that is normal. Cows, snakes, guns, etc. And how this or that should be banned.
Go the fuc% home!
@@nhernandez925 just because you can afford something doesn't make it not full
If the rich would have the sense to know when enough is enough and take money out of their pockets and stop trying to get richer and richer for the sake of being richer. Then the state could survive with paying people great wages, and have affordable housing but because everyone’s so damn greedy, enough is never enough.
Greed is a huge problem across the United States, just look at how corporate firms have influenced the massive leap in home ownership costs over the past five years alone. It's especially problematic in Florida, due to the corporation friendly environment that tends to leave small business behind while offering very little in the way of middle class employment.
Wàaàaaaa!!!!! WaaaaAa!!!!! THE RICH SHOULD STOP BEING SO SUCCESSFUL!!!!!!
@@JohnVKaravitis Absolutely not what was stated.. but do go on with your bootlicking..
Blaming the rich for your failings is so cliche. Get some skills and a good paying job and your life will improve 100%
@@JohnVKaravitis😂😂exactly
The question is why is Florida allowing its public in state parks to be built with golf courses and hotels to bring in more tourism rather than protect the natural habitat.
Republicans dont care about enviornmentalism, only making money
1. No state tax. How is infrastructure paid
2. Hurricanes, Water Damage. Can you get insured? Can you pay premiums? Can you pay for new roof and get mandatory flood insurance?
3. Property tax increases
Meanwhile, ban books, change laws to help the rich. Dont carry about runaway prices of the top 3 mentioned. Unsustainable
Sounds like you need to pack, chicken little.
Unless you get books from child libraries, none are banned. Where is flood insurance mandatory?
@@mef6660 citizens requires flood insurance and what do you mean by kid libraries? School and public libraries have book bans in Florida. You activily have people and legislature trying to ban books. Google is your friend
There are more means for tax revenues besides income.
@@Rainy_Day12234 Please name them, this is why real estate taxes have to up. Sales tax, vehicle registration tax, there are a limited number of sources, therefore each of the sources will have to increase.
Lived in FL for 9 years. The state SUCKS to live in. High crime, high traffic congestion, locals treated like crap by self-entitled tourists, rampant crime, especially during spring break, trashed and crowded beaches, insane housing costs and out of control insurance rates. Spouse won't leave so I'm stuck in this hell hole.
And Desantis says crime is down since 50 years ago 😂😂😂
Don't forget the invasive pythons and those damn iguanas!!!😒
There are places with decent weather that aren't rat races. Get your spouse to go on some getaways with you. I agree about Florida. We are moving there next year, to a continuing care retirement community. Hot flat and crowded are not what I envisioned for my retirement, but we already have numerous friends there, so I'm looking forward to that aspect. And the community is quite nice, self contained, a 15 minute drive to the beach. No place is perfect. She followed me on my last move, and I agreed to let her pick the retirement location. I'll make the best of it. But that traffic already has me stressed.
@@nicelol5241 Desantis will say anything that gets him re-elected. The guy is a clown and the state legislature is just a bunch of Yes Men.
You didn't live where I do, then.
It's GREAT here!
Life long Floridian. I'm ready to get out of this hell hole. I can't stand all the sprawl and traffic
My dad is in Homossassa. He likes it there because it wasn’t really built up. Now that they extended the veterans highway, it is like people are only now realizing that his slice of Florida exists.
As the more traditionally popular portions of Florida fill-up your going to see more and more excess growth in small (traditionally quiet) communities
Where are you going to move.
@@markrichards6863 probably somewhere cheaper and not as hot. West Virginia is nice. Or maybe northern Alabama
Problem with “life long Floridian “ is you think grass is always greener on the other side. News flash it isn’t. Only much higher income taxes that eat into your take home pay and shoveling snow as a pastime will take up your past time. I should know I have lived in many different countries and states in the us. And florida all round is the best one so far. I’d like to live in Hawaii or Tahiti but it’s a little too expensive for the size house I’d get there for us personally. That’s the only place that’s better to live. But then you may get island fever.
I was reading a community post in Pinellas County. People from out of state complained that there's a 3 month waiting list for an oil change. I asked them "How much do they pay people who change oil?" And what is the cost of living in this area?" Entire thread removed by page. 😂
They already charge an arm and a leg for that.... I mean how much do you really want to pay someone for 15m of work?? 40...50 bucks?? Car services on basic maintenance is already an unaffordable ripoff. IF you spend the cost of 1 service on tools and the time of 1 service on youtube educating yourself you can not get F'ed in the pocket book and ensure your vehicle gets maintained on time and to standards going forward.
@darkgardener9577 they don't want to learn.They want to complain. That's the problem.
No one is going to drive hours into an overcrowded overpriced area they can't afford to live in for 15$ an hour.
@@obrianmorgan Then they don't get a job and the lines for oil changes stack up. Sounds like a them problem to me. * chuckles in bootstrappy self reliance *
@darkgardener9577 they moved here with pay scales higher than what Florida has. Stay at home housewives need their oil changed asap ! Now it is our problem, lol
@@darkgardener9577you know that a majority of Florida is retired seniors and also disabled people with limited mobility? Your comment isn’t going to help them.
Florida: buggy; muggy; druggy; thuggy.
Plus, no snow!😮
@@marknewton6984 And no income tax, and no tax on baby items, and half back if you use the tolls everyday. and 1000,00 bonus for first responders every year. Sandy white beaches, great fishing, easy camping just call in where you want to camp, and Florida sends you a gate code. no pistol permit, and you can defend yourself and your family here. And we have three seasons here.
@@marknewton6984 move to Colorado. Same as FL but with snow.
But if any of these problems where in California you know they’d be blaming “liberal policies”
Exactly. LOL.
Not even a close comparison.
Of course they conveniently leave out the part where Google, Tesla and Facebook take massive tax breaks, the real estate market skyrockets and it doesn't take much to wind up on the streets once you lose your job. But nope, it's liberal policies to those geniuses
I just got out of there and I will take Florida, in California things are worse. I am paying now in JAX, $3.27 for a galloon of gasoline. In California is about $ 6.05 at a cheap station.
Hardly a problem in Florida
These are economic cycles .California has major PROBLEMS affecting everyone: vagrancy, increased crime and lawliness,homelessness, chronic out of control shoplifting , drug abuse crisis , insanely high taxes and communist politicians .These are just some of California's man made problems
I moved down to Miami 6 years ago and just recently moved out about 5 months ago. I’m so happy to be out of there. Home insurance and real estate taxes are out of control. Also living with the stress of knowing a hurricane could take out your home is not fun. And don’t get me started on the Cubans.
As a South Florida resident for over 35 + years.
In the Fort Lauderdale/Miami regions New homes start at 700k, 1 bedroom luxury apartments start at $2200 and 2 bedrooms are $2800 a month. With rising costs like property taxes and insurance across the board. Traffic congestion is pretty bad down here on i95, palmetto expway, i75.
Good luck moving down here especially being lucky enough to find a good paying “stable” job. I would advise if moving to Florida stay away from southern regions and focus on central parts of Florida where housing is cheaper and you have a better chance of buying a home at a better price. If you’re not making at least 65k a year you will definitely need a room mate or you will struggle.
Florida is getting very expensive and South Florida is like California very expensive. Soon whole Florida will be for chosen ones, only for very rich
@user-yl7mr3ck5lPrices are rising in whole Florida. Miami is ranked 4th most expensive city. Places like Boca Raton, Fort Lauderdale are super expensive. Yes, we know NY and Cali are the most expensive, but FL is not that far to become on the list as the most expensive state
I agree with everything you said!
I was born and raised there. 29 years.
Its too expensive. not enough good paying jobs.
Florida is unreachable. Unless your upper middle class or Rich.
Its not worth it.
@user-yl7mr3ck5l you really have no idea, how can one that is born or young make any money to live on? Or even as a young adult.
YES, OCALA IS STILL AFFORDABLE, BUT NO HIGH PAYING JOBS
Florida budget is slightly lower this year with a 16B surplus. It's not going broke but it does have a population problem.
Cycle repeats: A state has higher-quality of life --> lots of people move in --> state gets crowded, quality of life deteriorates, and cost of living skyrockets --> people move to a new cheaper state
When was the quality of life high in Floriduh?
Will it be able to repeat if the sea levels keep rising and the severe weather gets worse? Or if the insurance companies pull out?
Boom or bust economy
Florida will recover. It always has.
@@diffened It was a state known for more affordable prices. For this reason it was a place that attracted retirees from the Northern states.
I’ve lived in SW FL for 11 yrs. now after retiring and getting out of NY. The service industry for car service, air conditioning, garage door repairs, etc. is being run for the most part by greedy jackals. It’s gotten much worse after CoVid and Hurricane Ian. Places like eastern TN and eastern DE, where the winters are not brutal, are beginning to look more affordable, and nice places to retire.
those places don't want you trust me
The two main problems for us here in Florida are high insurance premiums and skyrocketing costs for houses. These problems are more evident because they happened within the past 4 or so years, with very little time for citizens to absorb these higher costs.
Absolutely. I live here and have been saying the same things for years. At some point, the growth becomes a deterrent, as the traffic and crowded restaurants, etc become a nightmare. It's one giant subdivision. Real estate prices are ridiculous for a "middle class".
The problem with Florida is that people with money are taking over the state moving the poor and retired people out of it because they can't afford
anymore food, rents and the general cost of living!🤬🙏🇺🇸🌏
You can blame Biden for that.!
@@susansmith323how he doesn’t control congress? Or the state assembly of Florida. Presidents really don’t control the economy that mucu
@@susansmith323 This was happening long before Biden got into office.
Florida is a nightmare for some, a paradise for (a very) few.
Paradise, and I am not rich!
I left Florida 20 years ago and never looked back. Low wages and poverty. I can earn a higher wage in Michigan and own a home for 1/3 the cost of Florida
But you are in Michigan and snow.😮
@@marknewton6984 Yes I am in Michigan. But we have zero water restrictions statewide. I can run water all day long. And no sinkholes. No hurricanes. No tropical storms. Affordable house insurance. No heat waves at 110 degrees all summer long. No fire ants . We have snow. Colder winters. Cars that rust out.
No perfect state. I just don't like snow. Peace.
Born and raised in Central Florida for 28 years. At making nearly 60K a year I still can’t afford a one bedroom in a decent area. I can’t wait to escape this hell hole. Studio apartments that aren’t in the hood are starting at 1500. Car insurance $300 + due to all the transplants. I hate to leave the beaches but Texas/North Carolina/Georgia and even Alabama are more appealing at this point.
Try Palm Harbor: 1 mile to water, 2 BR house, $1,800.
Life long Floridian (23 years old). I live in Hialeah Gardens, about 20 min from Miami. The sprawl of people and cost of living has gotten worse over the years BUT I love the feel of the city. The sad fact is that I don’t think I’ll be able to buy a home down here anytime soon as nothing is affordable unless you go more South/North, but the high paying jobs are near Miami (can’t escape the traffic haha). I do hope the pricing bubble pops and stabilizes things, even then insurance is so dam expensive. The escrows on my family’s home just went up $700 mostly due to insurance SOB. Lets see 🤙🏽
It's very difficult in Florida, because as you noted the cost of living is way up; while the good jobs really only exist in specific areas (that are even more expensive to access).
And rents are out of control down there too. I honestly feel bad for young people starting out. But then I remember, the only way I got my first house, in California, was to move to a town where a naval ship yard closed, and all the decent jobs were gone. Every block had boarded up houses, but I found a decent place, fixed it up, endured the long commute for four years, then sold at a huge profit. So, my advice is, save money, by in a distressed area with potential. Your first home won't be your dream home, but it will be a step on the path. If I was young and starting out, I'd move to Pittsburgh, a great city, with awesome culture, and affordable property. Florida is for retirees and rich idiots.
It’s crazy bro, even homestead is getting pricey now! That used to be the countryside, now it’s gonna be a future Kendall or Pembroke Pines 😅
@@markrichards6863I like the Pittsburgh idea. In fact the whole rust belt could possibly work.
Who knows, maybe they actually recover some and become desirable places to live before moving out.
@@jamesgardner6499 Pittsburgh has a strong tech sector, some great cultural amenities, is a top notch sports market, and it's a really beautiful city. House prices are reasonable. Columbus and Cincinnati are good choices too. Buffalo and Cleveland have horrible winter weather but are otherwise okay.
Great video, I hope no one else comes to Florida because of this.
By far the best and most objective video I have seen about Florida's reality. Thank you so much.
Wages suck. Most of the economy is low-pay, dead-end service jobs.
There is no middle class to speak of. Only people barely getting by, doing menial work for the folks who have their second or third home in FL. Oops, I meant "primary" home in FL, so they don't have to pay state income tax where they actually live.
Property taxes and home owners insurance are outrageously expensive, and go up every year.
Housing - home prices and rent rates - are not the bargain they used to be, especially considering the low wages most workers here make.
Drivers are awful. I know people say that about drivers everywhere, but drivers here are next-level stupid (and tons of them are uninsured).
Groceries are costly because of Publix strangle hold on FL market.
Traffic used to be bad during "season". Now it's awful year-round.
Wages suck for unskilled workers. There will always be a place for skilled electricians and plumbers who can easily make a living wage. For those who have no skills to offer other than flipping burgers or checking receipts at Walmart then that's on you for not investing in yourself.
Its sad to see young people (or children) leaving the state and their parents behind for better jobs and lower housing costs. The investment banks and AirBnB/Vrbo are driving the working class out.
I moved out of Pinellas County in 2002 and back then you could buy a starter house for $100k.
I've been in South Florida my whole life and loved it here. Now it's awful and nearly impossible to live decent. Homeless crisis is out of control and there aren't many resources to help across the board. The unemployment rate might be low, but the wages are even lower and most people life with roommates just to get by it seems. So many people are living in cars and storage units. The state is definitely a corporation to be enjoyed by the rich now. Traffic sucks, public transportation sucks and it is getting hotter here.
Sounds just like Southern California. Especially the LA area.
Cities are heat traps. Go rural.
In central Florida, we see people relocating from Miami.
With the current financial and economic situation around the world, I strongly believe that as smart citizens we should not rely solely on our wages, but rather look for more innovative ways to earn money.
Investment is one of the ways to succeed in life, you can invest without waiting for government. Invest in yourself and become successful.
Anyone got business ideas for 2024, would appreciate it
@@idowunoahI would say crypto trading or drop shipping, but crypto trading is more advisable, with the aid of a professional or copy trading.
If i may ask How do you earn from crypto, Seems to be profitable
Credits to ' MRS AVA KIMBERLY' she has a web presence, so you can simply just search her.
About to hit year 2 in FL from NYC and have spent about 1.5 yrs trying to dig myself out of this move. Crumbling infrastructure all over the state that was never in place to begin with and the millions of low paying jobs with horrible employees make the heat the least of your daily worries.
I’m in same boat. Spring Hill area western part of florida. Grew up in nYC area and lived in Boston up until last may. I want out already and go back to the north east. More jobs just a better life. Ppl are smarter up there too
Why would anyone move to Florida?? I left there 20 years ago and never looked back. Florida is a state for multimillionaire retired people.
Nothing like living in a place where you can shake hands out the window with you neighbor while you both sit on the toilet.
*The most important thing that should be on everyone mind currently should be to invest in different sources of income that doesn't depend on the government. Especially with the current economic crisis around the word. This is still a good time to invest in various stocks, Gold, silver and digital currencies.*
If the unemployment rate is able to remain steady while the Fed hikes and inflation falls back to target, a soft landing might be on the table
Thinking of how difficult it is to get a job, I think it’s time people start investing and earning their own money, the heartache from job hunt is quite unbearable, I for one would prefer investment than getting myself worked up on seeking a job
Investing in Stocks, Forex and cryptocurrency is the wisest, it's a place where millionaires and future billionaires come to get inspired. If you've not been involved in any you're missing out. Most importantly If you know how to trade you can make a ton of money no matter where you find yourself
Trading with crypto is more beneficial than most people sees it to be, just like stock, and forex trade, crypto is also the world fastest leading currency now and in the near future
I totally agree with you, the stock market is the most profitable venture I ever invested in, I reached my goal of $700k monthly trade earnings. Setting realistic goals is an essential part of trading
We brought our house in 2020 before the insane costs and interests rates. Today the house is nearly double the price than what was paid for, crazy! Even more insane was that when I came here in 2016 it was even cheaper by a long shot. Houses that used to be 200-300k in those years are now almost a million now. Why are people even moving to this hot ass state rife with hurricanes and storms is something I cant understand. I'd prefer a milder climate like Virgina or Carolina for goodness sake. Beaches are great but I am not living in the beach.
Well ?? Why did you move to Florida??? Your answer is probably the same reason others move there
Thousands of homes are 10 or 15 miles from a beach.
Nobody moves to fl for greener pastures. Most ppl move here from northern states because of its tropical weather and cost of living in previous years, not amynome; however, a great percentage of those moving south end up moving back north when they realize the pasture is not greener down here, but the opposite.
Yup totally agree.
We left Florida last year, went from $1500 for a 1/1 apartment, to $1800 for a 3 story 4 bed 2.5 bath townhouse. Our jobs pay double, we have the same restaurants, beautiful parks, the ocean close by, low insurance, and friendly people. I miss palm trees and thunderstorms, but not much else.
I grew up in Florida, could never get ahead there. My family goes back 100 years there. The wages are bad. Got money but will never live there. Sick I have to visit it, my kids and grand daughter lives there. Its unreal how it chained.
They are definitely building up Florida but everything is overpriced, the only people benefiting from the new homes etc are the people from out of town or overseas
you don't know what your are talking about, Florida is not over priced, it's what happens when you have too many people competing for limited resources, Florida is done
The Best Is To Be Rich or To Live On WELFARE (!!)👹👹
Am I missing something? Miami, "the second largest urbanized metro area in the US?" That cannot be right. (8.00 min)
I did a double take as well. Top 3 still look the same in 2024: 1) NYC 2) Los Angeles 3) Chicago
We are leaving asap, high utilities, high insurance, high taxes, constant construction, overcrowding.
More than 1/2 the Country thinks about moving to Florida to escape the cold. Way to many do move there and jobs are real competitive, don’t pay enough and then there’s the traffic.
And I find it amazing that people complain about the heat in Florida as one of the negatives of living there.
I love living in South Florida but these prices have gotten out of hand for the average worker.
ALL residential housing MUST become CITIZEN OWNER/OCCUPIER (+Govt assist) ONLY! NO more greedy 'Investors' and their bloated 'portfolios'!
That'll never happen.
@@markrichards6863 And that is why SOCIETY is failing as we go full circle back to "Lords' & 'Peasants'. We already have the overpaid 'Sporting Gladiators' to distract us from real life situations.
LOL
preach
Careful saying things like that , anything thats good for the people is considered "communism" for some reason
So when all the apartments are sold off as owner occupied only condos, I imagine all the renters will have to leave the state. Except the welfare recipients as you noted. The wealth disparity will really take off then.
My rent has climbed so high, I'm planning to leave Florida after 30ys, along with insurance hikes it's just too expensive for the regular person to live here anymore
A very important issue not covered in this video the drastic increase in home insurance costs!
Many home ownres cannot afford home insurance!
Another hurricane and all their saving in the home euity is totally wipped out!
I have lived in Fla since 1953. We were not allowed to keep people out. Much of S Fla is simply a foreign country
Ban air conditioning. It would empty fast.
true. There was no air conditioning when my family arrives in S Fla@@jeg5438
@@jeg5438LOL!!!!
South Florida seems like a recreation of Latin America. A small percentage of high income people served by masses of poverty wage workers.
Not for long😢
Excellent analysis. Agriculture is a non-organic base for economic growth, since it competes with real estate. Both can't survive in the long run, and most likely agriculture will be the one suffering the most. Tourism is also subject to some degree of uncertainty. Some even speculate that demand for attraction parks will start eroding sometime in the future. Yes, Florida needs to diversify urgently!
Well the hope is when things start crashing things get cheaper. South Florida is a lost cause for growth because hurricanes can wipe out all your assets. Maybe mid Florida and North Florida can diversify, but people have to want to live there.
@@6gredlite907 why don't proplr want to live in mid and north Florida.
IT CANT, MANY PEOPLE FROM ALL OVER THE WORLD TO THE ATTRACTIONS, FLORIDA PEOPLE MAY GO ONCE IN A WHILE IF THEY HAVE KIDS, ONCE THEY LEAVE THE NEST, THEY DONT GO ANYMORE,
No honey!!!! Many millionaires live in the Sunshine State, it's never going to be broke!!!! Data shows many snow birds have a vacation home at this wonderful and successful state.
lol the millionaires made their money in other states. Florida is low pay.
What happened was wealthier people from other states and countries came in and paid ridiculous prices for homes and property, driving up the cost for everyone else. Why? Because cost is not one of their worries. Stop overpaying for everything and the prices will come down. Supply and demand still rules the day.
Global warming and sea level rise will take big tolls on Florida before most other areas. It's rapid growth combined with aversion to zoning, planning, and other reasonable controls will create a glitzy mess.
Rapid global warming is a hoax. A foot of sea level rise by 2100 won't be a mess.
Going broke? I'm from Florida and it has always been a poor state. I left in 2016 and moved to Kansas City, Missouri where real wealth is... there's never been anything productive in Florida. I'm not sure why everyone is so desperate to live there? I'm born & raised in Florida and I left that cesspool of poverty behind me! Lowest wages in the USA are in FLORIDA....
😂 You’re jokin’
Kansas City ? Missouri is where the real wealth is? 😂 gtfoh
Maybe the low skill therefore low paid jobs in florida don’t pay a lot. But the 1,150 that move to the state every day would disagree with you. Whom bring there wealth to florida and most already work from home and get very well paid then don’t have to pay income taxes. 😂
There is real wealth In florida it’s a sunshine state where everyone brings their nest eggs to live. And enjoy the sunshine. What you got up north? High taxes and miserable weather that it’s snowing 🌨️ for half the year. 😂
FLA SUCKS FOR SURE
I live in fort Meyers. Only people that make lots of money can live a good life. I cant wait to leave. I used to love florida when it was fairly inexpensive. With all the money that moved here, you would think that would be good for the local economy. Its quite the opposite. Due to overbidding by cash mongers, the cost of housing skyrocketed. They will also outbid to to rent. They say the median income for a household in lee county is over 100k. Not that true. Some cases yes, most no. They're basing it on professional jobs like lawyers and doctors and what not. Tons of lawyer offices here. (Not a surprise). Or it can be there are 4 or more working adults sharing a house and its expenses. But if you look at the average individuals income it will tell you its around the mid 30,000 range. Going by that, and in order to qualify to rent. 2.5-3x the rent. The rents should reflect average local saleries at around $925 a month tops. The average rent for a 1 br is hovering around $1500 a month. Most local places only pay $12-15 an hr. So everywhere you shop, those people are struggling. Thank them for staying in that shitty paying job while they serve you. This has been a public service announcement.
I'm moving out of Tampa by the end of the year, this state is falling apart
I think that's the trend. People who can't compete in the labor market are being pushed out. This will eventually result in more wealth flowing into the state.
@@bubbajones4522 people who can't compete... wtf??
@@bahiaproductions125 Your comment showing your inability to understand the concept clearly shows to which category you belong. It's amazing how many people expect the rest of us in the economy provide them with a minimum standard of living in exchange for less than equal effort or skills in return. We don't owe you a home, food or even the basics if you are unwilling to invest in yourself to get skills worth the exchange. It's really not that hard to get a trade/skill that will provide you a good standard of living.
@bubbajones4522 yes you are better than everyone congratulations
@@bahiaproductions125 No, you're just not raising the bar very high. At least make an effort rather than complaining or begging for government handouts.
Here's an idea, search and call around local electrical companies asking for an apprentice job. The starting pay and work are crap but get better with experience. Apply yourself and work hard and once licensed you can make over 100K/year. Entry level SQL admin or ServiceNow admin start around 60K with about 6 weeks training. Stop making excuses why life is so hard and you deserve more from the rest of us. We don't owe you anything.
The reson florida growth so much is not the weather is the hispanic people in miami metro they don't wants to live in the north because of English language barrier.
Wealthy people from New York,,New Jersey and MA moved to Florida during the pandemic , infusing billions of dollars into the local economy, thus creating this economic boon
And the weather...
The mosquitos will suck you dry in Florida. I lived there in 1963. Everything bites: sting rays, sharks, mollusks, spiders, snakes, alligators, man of war, jellyfish, puffer fish, red fire ants.
BLOOD sucker's abound. The people are the worst of them.😂.
Florida is healthy and well. We love living here. people moving to central Florida because it's cheaper than the coasts.
Florida will make a Comeback. It always has since the 1920's😮
I'm a native. What made Florida a wonderful place to live is now covered condos, subdivisions, and retail stores. The infrastructure has not kept pace and is now overwhelmed. Cost of living has skyrocketed and quality of life has plummeted. It breaks my heart to think of moving, but I am. 😮💨
Florida going down hill fast. The crime too is ridiculous. I moved to Utah and couldn't be happier! Utah is also the 4th safest state😊
Utard. ??
Florida is a very beautiful state, probably as pretty as California.
The eight months of summer is a party pooper, but the “winter” is glorious.
California much more beautiful.
No snow in Florida.
I'll take Florida over california anyday. I admit though the natural scenery may not be as varied, Florida has no mountains, but still I would stay there than go back to california.
Good points😮!
My parents retired here, I was forced to move here to care for my mother but she may lose her home and we will have no other choice but to flee Florida. It's far too expensive for my mother to continue living here. We may be going back to New England. NH is the only state affordable for my mother and I. America is definitely not affordable, especially in Florida. I no longer consider it a retirement state.
There's a huge demand for skilled trade workers in this state and believe me when i say they are making WAY MORE than minimum wage. IF you have the skills and can take the heat of summer (for outside jobs) you can make some serious money from all those with even more bank!
People don't want lawns anymore too. Thirty dollars an hour to pull weeds where I live in a more depressed part of the state. Go learn to ID some plants and call a local nursery for leads.
Awesome little documentary this vid!
My ideal Florida has no AC, just pristine rivers and beaches and people who laugh at mosquitoes and ticks. Sun and seafood is the original sustainer down here.
Remember the new immigrant laws, maybe not laws. Longer wait times for work to get done. Higher wage = higher price. Roof costing 80k or more after waiting a few months to pay a new premium 2x to 3x more. Brilliant
@@ROTALOT I lived in California and people there were getting rid of their lawns. Water is expensive there. Also in Burbank where I lived we could only water the lawn twice a week. Also they passed a law that forbade washing your car in the driveway. Because of water shortage.
I left Florida in 2017.
Florida was my home for 47 years.
Living the life now in the Dominican Republic Republic Republic Republic
DR? Gimme a break!
I don't know what people are talking about with the wage. It's a right to work state you can say no you don't have to work for what they're offering. You can go somewhere else.
I'm a roofer I work for a company and I make 85 a
year plus bonuses. The best part of Florida is that I didn't miss 1 day of work during COVID. I didn't have to take a shot. If you're a law biting citizen you can carry your weapon around to protect yourself.
The weather's great year round I lived in Iowa for a year was the most boring place ever, and 5 months out of the year You. Can't go outside because it's 40 below 0 and the only places that houses are cheap is where there's no work.
It's a right to work state, all the wages are shit
You can only strip and serve cocktails for so long!!!! Save your money gals you’re gonna need it!!! Fla is a giant sunny strip mall for really shady people.
"One of America's most business friendly states"
"Awful inequity and poverty"
Those two are linked dude
The unemployment rate is notoriously not accurate, it’s one of the worst states for anyone actually being eligible for social assistance and the few that are eligible the weekly benefit maxes out at $275 lol 😂 literally not even worth the hassle Rick Scott has crafted
By design; it forces people to get a job. When I couldn't find full time I took two part time jobs......
@@RARochester “by design” do you know what unemployment is for?
@@meerkatmanorjr.2085 Yeah, you're not supposed to live off of it.
I love how you conveniently ignored the fact that I got off my a$$ and got two part time jobs; there are lot of people out there that think it's BENEATH them to take whatever you can get and do the best that you can so don't try and be smart with me, understand ?
@@RARochester correct that’s why it’s capped after a set number of weeks, again do you understand what it’s for?
@@meerkatmanorjr.2085 Go get some therapy; it's common knowledge that it's capped. How about some new news; again it's not for you to live off of indefinitely, comprende ?
Florida has a AAA credit rating. Higher than New York and California, it also has less per capital debt than those states. Florida will be just fine.
One word, "Insurance"
We will survive this one too.
Moved out of FL north of Tampa recently. I believe the situation is not sustainable. Grew up there, housing is not affordable, property taxes have gotten very high and insurance rates add $200-500 a month to a mortgage payment. We moved out of state and brought our income with us.
So did we!
Most people in Florida are visitors. One of the most beautiful place on earth.
Paradise
It’s weird here along the coastal panhandle how so many older working locals, (mostly x-Gen btw) look so much poorer in their cars and clothes than the younger people moving here or the boomer retirees they are probably working for.
We live in Stuart FL. It was a charming place.
Massive growth has made it much less pleasant. Traffic is terrible now.
with insurance companies falling like flies and home insurance costing $5000+ per year for what i pay 375/yr for in south carolina, florida is in for some rough weather. oh the storms are gonna get worse and more often as well.
Some storms are worse, others milder. Frequency is about the same. Some insurance is $484. New insurance companies arrive.
@@mef6660 I know that isn't true. my family was from Florida. They all moved out due to the increasing insurance costs, and they didn't live on the waterfront. They used to have big storms once every 5-10 years, now it is 3-5 years. Property taxes have also went up over the years. Florida is getting way more expensive to live in and it won't get better. Your insurance companies come in is also false. More leave and many won't cover people in certian areas making the 1 must cover company the last resort for insurance.
Reading through a lot of comments. I love it here. Appreciate and understand everyone’s perspective. Been 40 years. You have to have a plan. I would never leave.
I live South Orlando/Kissimmee area. The greed for more and more and more has pushed the locals here out of their own markets. Everyone’s a real estate agent and investor. A lot of out of state money coming here and driving the market sky high. California, New York, Jersey, etc. Money is different out there. They come here and over pay for properties.
The “luxury” tag is on everything here, old ass apartments with cheap renovations and paint jobs, they slap the “luxury” tag on it and have rents thru the roof. Food, going out to eat, cloths, fuel everything is a lot higher than most of the U.S. There is no quality of life here anymore unless you’ve been here forever and made some things happen for yourself when it was cheap. I feel bad for the kids that are born and raised here the struggle will be real. The infrastructure isn’t there for the amount of traffic here as well. Big difference from when I’m moved here 24 years ago. Traffic feels like big city traffic. Thankful for being able to still survive here but i see how many cannot. Many have tried and left because they see how expensive it is now.
We sold our house in Orlando last year, and go the hell out of Florida. We got 3 times what we paid for the house, and we got a house in KY outside Lexington twice the size, with a huge yard for less than what we sold for. My taxes are much lower and most importantly my home insurance is a 1/4 of the cost that I was paying in Orlando. I was beyond fed up with all the tourists coming there with their bad attitudes and behavior along with their brats who were allowed to run wild like animals. I'm actually able to afford to go to the grocery store again, so no more paying tourist pricing at Publix which is a horrid store for many reasons. The homeless problem has already started in Florida, in a year or two it will look just like CA , WA or NY. Florida is a hell hole.
So you are in the extreme minority. You are criticizing a state Florida that blessed you with a lot of money by you having a home on it and making big money and moved to a dump that is Kentucky. 😂 who on earth would want to visit Kentucky. But I guess you like that feature. Same with Wyoming and Alaska I guess. Nobody would willingly choose to live in Kentucky.
Does it really matter if your home owners insurance is 1/4 of the price in Kentucky versus Florida ? When you don’t have to pay state income taxes in florida ? That matters to big earners a lot! And the middle class. It would only matter that home insurance is less in Kentucky if you hardly earn anything in the first place and can’t afford to shop in a Publix grocery store. I guess…
@@jasonknight5863 Life must be hard for you, either you're trying extremely hard to be a f'ing moron, or it's natural. No, I'm not the minority at all, when we put the house up our realtor told me his last almost two dozen homes listed were all people who were moving out of Florida as they had had enough as well. People actually do come here to visit, but you clearly didn't read what I wrote with any sort of comprehension. I'm sick of tourists, so why would I possibly want to move to a place that had them? Take as long as you need to understand that... I'm sure it will be weeks.. If you don't understand it, go find an adult perhaps they have crayons and paper to draw you pictures. My taxes are less, my insurance both home and car is less, no need for $1250 flood insurance.. and I have a house twice the size sitting on twice the land... But do go on telling me how it's not better,......LOL, No State income in Florida, what a crock... You pay more for everything and need a permit for everything. Spare me the BS... Income tax in KY is 4.5%, and is being phased out.. But guess what Pumpkin, my registration is less, I didn't need a permit to fix my fence, or my house in any way unlike when I lived in Florida and them knocking on my door. So over all I still pay less here even with their little 4.5 % income tax. You clearly have no clue.. none. What a shame your mother didn't swallow and spare society you...
Within 1 mile of Publix I shop at shop at 5 other large and small grocers.
"Is Florida going broke?" No, the State runs an excess every year leading to sales tax holidays every year for back to school and hurricane supplies.
Wait, so these tech bros left Seattle, SF and Portland in ruins because they just take and take and never put any money into the community, but Arizona and Utah think it will work for them?
I live in Florida. It’s getting like California with very high cost of living increases, rampant crime, increased homeless, and a massive influx of low or no skilled immigrants. If you’re not the top 5%, you’ll struggle to make it in Florida.