Top 10 Things To Know Before Taking Home Loan
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- Опубліковано 26 сер 2024
- This video gives a detail on various aspects related to home loan that are quite important and should be kept in mind by all borrowers. Right from documents required, prepayment charges, processing fee, interest rate, cibil score, etc. to tips for reducing interest rate, this video will guide you as a journey to know all important stuff.
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Nicely...done... keep doing soon u will gain more subscribers and viewers ..dont lose hope.. u r doing very gud..
Thank you for appreciation. Really motivates to work. Keep up the support.
Very well explained and informative....
Good explanation helped me to understand many points
Very good information 🙏
Very much useful video. Thanks a lot for efforts.
Glad that the video was helpful. Thanks for commenting. Kindly keep up the support on channel.
it's really useful thanks alot
Thanks for commenting. Glad that the video was helpful. Kindly keep up the support on channel.
It was very helpful
Glad that the video was helpful. Thanks for commenting. Kindly keep up the support on channel.
Hi I have one more question - For example in part/Prepayment how much we can pay per year ...? Is there any limit/Year, can you provide Min and Max amount that we can repay ...?
Excellent info.
If some one received a santioned leeter from one bank but wants to cancel and not take it from that bank but want to switch it and take from another bank.
1) is it possible ? If yes then how
2) will it affect civil score?
3) is there any hidden charges
4) please do mention any important point if I have missed in the questions..
Thank you
This is very useful but I am not very sure got the insights of PLR or MCLR
Very good and informative 👍
Nice
Great information
Glad that it was helpful. Kindly keep up the support on channel. Thanks for commenting.
Excellent info madam
Thank You. Please Keep Up The Support.
Nice and informative video
Thanks for commenting. Kindly keep up the support on channel.
What about Insurance for Loan amount. Should we take any insurance
Please make a video on that, changing lender in between the loan repayment.
Thank you for feedback. Kindly keep up the support on channel.
Nice video make a video on statement of financial transactions of new form 26 AS and other video of new rules of positive pay to with draw cash through cheque soon you will achieve 1 million subscribers Nisha my support is always there for you 🙏
I am taking home loan in next week bank from HDFC bank , bank has given interest rates based on PLR not based on MCLR suppose if I want to switch to MCLR what I need to do as you mentioned in video MCLR is more beneficial in interest rates than PLR , please do reply madam
Sorry one cannot switch between mclr or plr rates. It depends on the bank or housing finance co. from where you take loan what internal benchmark they use. Generally housing finance companies follow plr and banks follow mclr.
Plz make a video on how to sell a flat when home loan is still pending. Even the buyer also wants to take a loan. Plz assist🙏
You have not explained foreclosure please explain in brief here
Foreclosure of loan involves prepayment of your full loan amount to become debt free.
Things to consider - 1.write an application to the concerned bank regarding foreclosure.
2. Discuss the date to pay outstanding lumpsum amount of loan.
3. Floating rate loans would not levy any charges but fixed rate loans would levy prepayment penalty.
4. Do not forget to collect no dues certificate once you paid full loan.
good information but very theorotic and boring way to present ..only reading ppt...
She had done something which is very useful for a new user like us. . Appreciate that 😊
Home loan balance transfer to other lenders want video🙏
Will try to cover this topic. Thanks for all the support.
ua-cam.com/video/iKAuPb6jwgo/v-deo.html
Video out now...here is the link
Thanks for being a consistent supporter. Means a lot.
Great explanations of things one should take care while taking home loan especially for first time buyers.
And yes of course, kindly do make useful video for Balance Transfer. Will be looking forward it.
Thanks in advance 🙏