TRID (TILA-RESPA Integrated Disclosures) (MLO Study Video)

Поділитися
Вставка
  • Опубліковано 13 січ 2025

КОМЕНТАРІ • 47

  • @TonyNguyen-vf4oe
    @TonyNguyen-vf4oe Рік тому +11

    This guy is a gift from god, helping people out for nothing. Thumbs up and subscribe this man

    • @Claysmile
      @Claysmile  Рік тому +1

      Thanks Tony! I appreciate those kind words and I'm grateful that God has enabled me to be useful in your success journey! And here is a detailed game plan for passing the MLO test:
      #1: Complete all the modules of the Affinity Mastery Course but don’t do any of the practice exams (save those for later). Print out and read through the 800+ Facts (from the Affinity Mastery Course). The course also has an audio version of the 800+ Facts that you can listen to as well. In fact, some people like to listen to the 800+ Facts and read along with it instead of just reading the printed version.
      #2: Make sure you watch the 4-hour video (in the Affinity Mastery program)
      #3: Make sure you go through the Audio Flashcards (in the Affinity Mastery program).
      #4: Stay plugged into The Study Buddy Facebook group: facebook.com/groups/257646308865682/
      #5: Consistently attend Rocky's group study sessions (found in the Study Buddy group. In the group, Rocky posts the ZOOM link to his classes). In Rocky’s classes, you will master the 800+ Facts. After you master the 800+ Facts, then go back and do all of the practice exams of the Affinity Mastery Course.
      #6: Print out Jen's Cheat Sheet (found in the “files” tab in the Study Buddy group).
      #7: Check out the several documents posted in the “files” tab in the Study Buddy group. You will see great resources.
      #8: Check out the “events” tab in the Study Buddy group for upcoming special events.
      #9: If you want a study partner, post a request in the group.
      #10: Check out my UA-cam playlist of MLO study videos: ua-cam.com/play/PLSeUah3czymM0VEk2dqbeiaEeQnzctfcp.html

    • @TonyNguyen-vf4oe
      @TonyNguyen-vf4oe Рік тому +2

      @@Claysmile The loan officer podcast needs you on, shoutout to TLOP

    • @Claysmile
      @Claysmile  Рік тому +2

      @@TonyNguyen-vf4oe Thanks Tony! I appreciate that. If possible, please let TLOP know about me and my UA-cam channel.

  • @KasK6517
    @KasK6517 3 роки тому +28

    Thank you so much for this. I have trouble staying focused but when I watch your videos and the way you explain, I can understand everything so much better. Honestly, thank you so much.

    • @Claysmile
      @Claysmile  3 роки тому +2

      My pleasure! You're very welcome Waqas and really, thank you for sharing those encouraging words. You have really touched my heart and I feel even more energized to keep on producing those study videos! God bless you!

  • @marilynberry3673
    @marilynberry3673 2 роки тому +6

    I listen to your classes and on the day of the exam I listen to Tila/ RESPA/and things to know for the exam. I passed with 81… Thanks

    • @Claysmile
      @Claysmile  2 роки тому

      Congratulations Marilyn! And thank you for that awesome feedback. I'm grateful to be part of your journey!

  • @rishardhudson2874
    @rishardhudson2874 Рік тому +2

    This video is helping me out a lot. I take my test in 25 days

    • @Claysmile
      @Claysmile  Рік тому

      Excellent, I'm grateful to be part of your journey! For free extra tutoring, check out this website: mlostudybuddy.com/

  • @teddymeyer6525
    @teddymeyer6525 3 роки тому +5

    Your content rocks. I appreciate all the free information you share. Its helping tremendously on studying for the exam. Above all, the organization of the material is the most helpful.

  • @amitisiran3942
    @amitisiran3942 3 роки тому +3

    Excellent! Best summery for undrestandin what TIRD is.

  • @amadezxxye
    @amadezxxye Рік тому +2

    If I pass this test , will be because of you 😆 🙏

    • @Claysmile
      @Claysmile  Рік тому

      I'm grateful to be part of your success journey! When is your test? And have you connected with the free study groups at www.mlostudybuddy.com

    • @amadezxxye
      @amadezxxye Рік тому +2

      July 6, yes currently attending rocky classes

  • @Cuevz
    @Cuevz 3 роки тому +8

    Excellent video! I have my exam in a few days and you’re helping me understand the information rather than just remember it. Thanks :)

  • @Alma-bi5ld
    @Alma-bi5ld 3 роки тому +2

    Thank you for the video!

  • @DavidMendoza-iz5cf
    @DavidMendoza-iz5cf 3 роки тому

    I’m so glad I found your videos ! They tremendously help me out. I got a great workout at the gym and while cooking my dinner I played your video and Wow did I engage and get more info than my program.

    • @Claysmile
      @Claysmile  3 роки тому

      Thank you David and I'm part of a Facebook study group called "MLO Study Buddy Group - Let's pass the S.A.F.E exam!"... And here is a detailed game plan for passing the MLO test:
      #1: Complete all the modules of the Affinity Mastery Course but don’t do any of the practice exams (save those for later). Print out and read through the 800+ Facts (from the Affinity Mastery Course). The course also has an audio version of the 800+ Facts that you can listen to as well. In fact, some people like to listen to the 800+ Facts and read along with it instead of just reading the printed version.
      #2: Make sure you watch the 4-hour video (in the Affinity Mastery program)
      #3: Make sure you go through the Audio Flashcards (in the Affinity Mastery program).
      #4: Stay plugged into The Study Buddy Facebook group: facebook.com/groups/257646308865682/
      #5: Consistently attend Rocky's group study sessions (found in the Study Buddy group. In the group, Rocky posts the ZOOM link to his classes). In Rocky’s classes, you will master the 800+ Facts. After you master the 800+ Facts, then go back and do all of the practice exams of the Affinity Mastery Course.
      #6: Print out Jen's Cheat Sheet (found in the “files” tab in the Study Buddy group).
      #7: Check out the several documents posted in the “files” tab in the Study Buddy group. You will see great resources from Jack Carpenter, Summera Shaikh, Charlee Jacobs, Adam Crandall, and Vicky Rowe
      #8: Check out the “events” tab in the Study Buddy group for upcoming special events.
      #9: If you want a study partner, post a request in the group.
      #10: Check out my UA-cam playlist of MLO study videos: ua-cam.com/play/PLSeUah3czymM0VEk2dqbeiaEeQnzctfcp.html
      #11: Also, in case the Thinkific platform is easier for you, I organized many of my those videos into this free course: claysmile.thinkific.com
      #12: If you have any questions, feel free to post them to the group. Also, if for some reason you cannot find Rocky’s class, post a message in the group and someone will help you to get connected.
      And after you pass the test and when you start to look for sponsorship, I highly recommend that you try to secure a LOA (Loan Officer Assistant) position with a high-producing MLO in your local area because that type of position will help you master the art and science of originating and closing loans and will put you on the fast track to becoming a high-producing MLO.

  • @hotshottruckingtrainingcou9645
    @hotshottruckingtrainingcou9645 3 роки тому +1

    Love your vids. The flow is great and the whiteboard layout behind you is extremely helpful. Signing up for Affinity course this week and will def be using your affiliate link to show my appreciation for what you do!

  • @envoy016
    @envoy016 3 роки тому

    You’ve helped me understand everything better and add to my notes some good points as well, thank you so much 🙏🏽

  • @harleenkaur2227
    @harleenkaur2227 3 роки тому +3

    Thank you for great videos, explained so well. Can you please do more mortgage videos? ARms / QRM’s or any mortgage content will be greatly appreciated.

  • @cameospeaks
    @cameospeaks 3 роки тому

    Going to take the next in a few weeks! Thanks for making these videos! Keep it coming!

    • @Claysmile
      @Claysmile  3 роки тому

      You're welcome Cameo and by the way, I'm part of this great study group on Facebook: facebook.com/groups/1307411746301458/

  • @alicemonroney
    @alicemonroney 3 роки тому

    You rock. A great teacher!! Thank you.

  • @winniestarke885
    @winniestarke885 Рік тому +1

    Awesome

    • @Claysmile
      @Claysmile  Рік тому

      Thanks! I'm grateful to be part of your journey. And here is a link to a free study group: www.MLOStudyBuddy.com

  • @gabbymtz5939
    @gabbymtz5939 2 роки тому +1

    Finally understand 😇👍🥳💯💯

  • @morganparker9914
    @morganparker9914 5 місяців тому

    Question on the 6 pieces of information to trigger the LE: the property value. Who's estimation of property value are we going of off? Until the property is under contract, it's not common for a buyer to get an appraiser to determine the value. If the property value MUST come from a 3rd party appraiser, then the LE can't be done before the buyer has put the offer on the property, and the seller accepted.

    • @Claysmile
      @Claysmile  5 місяців тому

      @@morganparker9914 For the most updated info, check out www.mlostudybuddy.com

  • @liturealtor
    @liturealtor Рік тому +3

    Please send link Exam questions

    • @Claysmile
      @Claysmile  Рік тому

      www.mlostudybuddy.com

    • @liturealtor
      @liturealtor Рік тому +1

      @Claysmile Thanks Honorable coach

  • @trungchinhho5756
    @trungchinhho5756 2 місяці тому +1

    Do you have any file note for your class? Thank you

    • @Claysmile
      @Claysmile  2 місяці тому

      Check out my friend Rocky's study group: www.mlostudybuddy.com

  • @xCole2x
    @xCole2x 2 роки тому

    If there is "no tolerance" for fees for services that the owners choose for themselves. What is the benefit to the borrower to use services from the recommended provider list since there is a 10% aggregate?

    • @Claysmile
      @Claysmile  2 роки тому +1

      some of the rules might have changed. For the most updated info, feel free to post that question in this FB group: facebook.com/groups/257646308865682

  • @tommygjokaj762
    @tommygjokaj762 3 роки тому

    Disclosures and documents should be your next video !

  • @Theiversons
    @Theiversons 2 роки тому +1

    Did you pass yet?

    • @Claysmile
      @Claysmile  2 роки тому

      Yes, I passed the test last year.

    • @Theiversons
      @Theiversons 2 роки тому

      I failed so many times 🤦🏽‍♀️

    • @Claysmile
      @Claysmile  2 роки тому

      @@Theiversons Here is a step-by-step game plan for passing the MLO test: #1: Complete all the modules of the Affinity Mastery Course but don’t do any of the practice exams (save those for later). Print out and read through the 800+ Facts (from the Affinity Mastery Course). The course also has an audio version of the 800+ Facts that you can listen to as well. In fact, some people like to listen to the 800+ Facts and read along with it instead of just reading the printed version.
      #2: Make sure you watch the 4-hour video (in the Affinity Mastery program)
      #3: Make sure you go through the Audio Flashcards (in the Affinity Mastery program).
      #4: Stay plugged into The Study Buddy Facebook group: facebook.com/groups/257646308865682
      #5: Consistently attend Rocky's group study sessions (found in the Study Buddy group. In the group, Rocky posts the ZOOM link to his classes). In Rocky’s classes, you will master the 800+ Facts. After you master the 800+ Facts, then go back and do all of the practice exams of the Affinity Mastery Course.
      #6: Check out the MLO Study Buddy website: mlostudybuddy.com/
      #7: Check out the several documents posted in the “files” tab in the Study Buddy group. You will see great resources from Jack Carpenter, Celeste Finkler, Charlee Jacobs, Adam Crandall, and Vicky Rowe
      #8: Check out the “events” tab in the Study Buddy group for upcoming special events.
      #9: If you want a study partner, post a request in the group.
      #10: Check out my UA-cam playlist of MLO study videos:
      ua-cam.com/users/playlist...
      #11: In addition to the free UA-cam videos, if you would like to purchase the download of the PDF file "The 200+ Practice Problems Regarding The MLO Test", here is the link: sowl.co/s/rgTZt
      #12: Also, in case the Thinkific platform is easier for you, I organized many of my those videos into this free course: claysmile.thinkific.com
      #13: If you have any questions, feel free to post them to the group. Also, if for some reason you cannot find Rocky’s class, post a message in the group and someone will help you to get connected.

  • @Nicksalman27
    @Nicksalman27 3 роки тому

    Bro you from Ohio with that heidleberg shirt!?

    • @Claysmile
      @Claysmile  3 роки тому +2

      It was gift from a friend. I'm actually from Maryland.

  • @gabbiivlogs
    @gabbiivlogs Рік тому

    I have my exam today😢 I’m neevous

    • @Claysmile
      @Claysmile  Рік тому

      How did it go? I pray that you passed. But, if you didn't, no worries. This free facebook group will help www.MLOStudyBuddy.com