I agree, and thanks for the shout out to Sheboygan! If you ever come visit I'll break out my wallet and buy you (w/ cash) a brat, some cheese curds and a 3 Sheeps brewery beer!
Fight club should have been a hint when Tyler said, "Advertising has us chasing cars and clothes, working jobs we hate so we can buy shit we don't need."
I live in a paid-for, 1,000-square-foot house, built in 1920, that has one small closet - there IS NO ROOM for extra stuff. 100 years ago, people didn't have credit/debit cards or the internet, and the few possessions they had were important to them. The house is remodeled, insulated, and up to code ...with NO DEBT. I also drive a 20-year-old truck, and pay $15.00 per month for phone service and $35.00 per month for internet service - haven't had cable or satellite since 2004. Yes, I'm frugal.
The minimalist ain’t nothing wrong with that and in the end when we leave this earth everything stays behind family members are left sorting who takes what for memories and the rest is junk.
That's great if you can FIT two cars in the garage comfortably. More and more, builders are skimping on garage space like they skimp on everything else.
My new rule for frivolous spending is that it has to sit in my Amazon Wishlist for at least a week before I actually buy it. Turns out I like saving potential items and researching items more than actually buying them.
I’ve done that, even for things I do need. I’ll let it sit for at least 24 hours; I got a $15 off coupon for some fabric from the company because I left it in the cart. Sometimes they give you coupons to get you to follow through with a purchase.
Ok, we did buy an inflatable slide thing. BUT, we have 4 little kids and it was actually in an effort to save money on birthday parties. Booking a room at the skating rink is pretty pricey these days 🤷🏼♀️
That hit a nerve. Over the years I've spent thousands of dollars buying stuff I didn't need. I would've had twice as much money in my retirement account, if I hadn't. That thought is so depressing, I think I'll go buy something. Just kidding. I've learned my lesson and live within my budget nowadays.
I am 18 years old and when I move out of my parents' place, I plan on being a minimalist because I can't generally stand the concept of having stuff you don't need that clutters up your whole house!
Good, I wish I had learned that as young as you. It has been freeing, getting rid of things that I don't use regularly or need. Keep up the good work...
I so wish I had had that mindset at your age! Instead, as broke 18 year old I bought all the stuff Bed Bath and Beyond said we’re dorm room “must-haves” and wasted so much money, time, and effort moving all that crap in and out of dorms and apartments for roughly the next decade. Turns out I never used half of it.
I remember the days when there was space between holidays. Now they overlap. Christmas marketing starts in July. There's always a sale. That's not really a sale. We're flooded with cheap crap for every holiday. It's nauseating.
I have a friend who has a storage unit just to hold her seasonal decor 🤔 personally, I never decorate for the holidays, can’t stand having all that crap in my house.
Yeah, but for years I lived in an apartment that was pretty much four white walls, no decorations, wasn’t buying stuff to take up space etc. Not great for my mental health. Finding things to improve the look or function of your home is good but you have to strike a balance
I have absolutely zero decorations in my house. I find it much better for me psychologically to spend as much time as possible outside. Having nothing on the walls is a great reminder to get out of the house
@@nicholasselke5214different setups work for everyone at different stages of life. I buy more decorations now than I used to because I like feeling comfortable in my own home, but back when I was young and out on the town more I kept things pretty minimal. But I am still very careful not to buy something unless I am 100% sure it’s something I want to keep in my space for years and will fit with my existing decorative style. I noticed this approach is very different from the boomer style of just buying stuff to fill up walls just because the walls are empty lol. I’d rather leave the blank space there until I feel really inspired to fill it with something very specific.
My parents were greatest generation that went through the depression and war years. They were masters in the art of frugality and not buying things. I'm not as good as they were but dang I'm great compared to most folk these days ;) Other than truly needed items like food, cleaning supplies, I don't think I've bought anything this year. No, that's not true, I bought a copper teapot at a rummage sale for a dollar.
@@GoVOLS1998_GBO Some people live in small apartments, but they like to do other things and no place to put the gear. Sometimes it is cheaper to rent storage then to get a bigger apartment or house.
All the crap we buy will eventually end up at the Goodwill in the best case scenario. Most of the stuff will end up in a landfill, only bringing more bad stuff to our environment. Especially crap from SHEIN and Temu can’t even be recycled and will just end up being forever trash.
When I first move to American self storage units genuinely surprise me. I first thought they were for business use as warehouses and people who were moving to a new place and needed to put away things for a week. And then I notice all the garage full of crap and how people on top of that got extra storage to saved more crap they’ll never use
I have a degree in accounting. I also work on financial crimes and follow many articles relating to the subject. I feel every school in America should show this to the childen. Honestly. This is a HEAVILY under-discussed topic.
When I encounter Girl Scout cookie sellers or Cub Scout popcorn sellers, I tell them to keep their cookies or popcorn (but give them a $5 donation instead)
My new years resolution this year is to not buy anything that I don't need. The first 2 months was hard but now I don't even think about buying crap I don't need. I am at an age that I just don't need STUFF.
I spent over $2500 on crap for my face last month. I have celebs telling me I need a 144-step skincare routine so like a dumbass I bought Chanel, Guerlain, Fenty, & LaPrairie face masks, & the $450 LaPrairie mask DESTROYED my skin. I threw them out & now I’m down that much in my bank account I can’t get back. The hyper consumerism pushed in our faces is destroying finances. I won’t make that dumb mistake again that’s for sure
For that price you might as well invest in injectables. A few minutes of pain and then you have results that last 4 months - 2 years, depending on the product.
Though everyone loves the luxury lifestyle but many don't want to take the risk to invest or work for it.. Now's the best time to buy the dip and it's an opportunity that will grant you all the luxury you crave for. Very interesting content, i would also be glad if anyone here can explain a few things for me, this is 2024 and I believe it's my time to invest and shine for a better future.
I think the one thing most investors miss when calculating intrinsic value, is that they look solely at the history to estimate growth in the future. The growth rate is very important, it arguably should take the most time in valuation. The past 10 years could be unusually good/bad due to acquisitions/dispositions affecting financials. Look to the future and make your best judgements.
There is one thing I have learned in recent months it is to remain calm, especially when it comes to investment in Stock. Learn not to sell in a panic when everything goes down and not to buy in euphoria when everything goes up. I advise y'all to forget predictions and start making a good profit now because future valuations are all speculations and guesses.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
I appreciate the implementation of ideas and strategies that result to unmeasurable progress. Being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Finding financial advisors like Marisa Breton Dollard who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
George, you are very entertaining AND I love how interesting you are when making your videos and getting your point across!! All the clips and different tones in your voice just keeps me watching😊
A lot of people have a few alcoholic beverages and then pick up their phones and start shopping on Amazon. I, for one, have done this a few times. It’s not good.
I believe Amazon will soon get to the point where all you need to do to purchase something is to look at it. Maybe even just thinking about it will be enough to trigger a sale.
I started a Roth IRA. I’m trying to put money in there every time I feel the urge to buy something useless or more of something I already have. It’s been creeping up $50 here $100 there and it’s satisfying to see that number climb. I still struggle with the impulse buying once in a while, but this strategy is helping.
My best practice: Never buy anything the same day. Online shopping? Add it to the cart and don't click the check out. In store shopping? Wait until next week's grocery shopping. 99% of the time I will come back finding that it is no longer that attractive to me. Don't care about whatever discount they have. Yes, it's on sale, limited time, flash sale, weekly deal, whatever. 99% of the time I'll find the same/similar deal later somewhere if I do ending up buying it the other day. And 99.99% of the time when I do miss that one in my life great deal that I'll never see anywhere else... Fine, so far my life doesn't change a thing without it so I don't really need it honestly.
At 9:27... such an epic juxtaposition! "Just click the link in the description. So now that you know how companies get you to buy crap that you don't need..."
First half of my life is searching and collecting stuff until I have no more space. The second half of my life is searching for buyers to purge my stuff and get my space back.
@@kellykersten8828 It's amazing how many people will willfully ignore that point and be like "Am I not supposed to buy food?!!! How will I survive???!!!" 🙄
This is true! We buy stuff , it gets hyped up, we buy it, then it sits, we don’t use it, then we decide we don’t want it, then try to get rid of it. It’s definitely an ongoing cycle.
I refuse to have a storage unit. Whether it’s ME…my wife or my children. If we have too much stuff,something has to be identified as not useful anymore and either donated,or sold. End of story. Hoarding is just not an option.
@@markg999Ugh... say the people who obviously were lucky enough to buy a house before 2020, totally different economic reality compared to those forced to rent or buy in 2024. You've got an attic, a garage, and/or a shed and probably decent square footage and nice sized closets, too. You've got more stuff than you realize just because you've got more storage because you got to buy when the buying was good.
George, I am 66 years of age I am Decluttering I been watching Hoarders shows this tells me wake up look at all the stuff I already bought and make decision what to toss in blue bin that recycle green bin regular trash and stuff related to gardening and clear up my world and my land and my house I lived in the same house for 38 years so far so paying attention how much stuff I have helps me think very carefully before buying anything else. George, it really helps me keep my money also. I am only one person it is not like I need a bunch of stuff. I did sale my old vehicle been doing the walk to buy stuff which I cannot carry that much so that helps me with Overy stuffing my place. Ads mean little to me I overcame all that advertising. I know what I use and buy pretty much the same thing I rarely upgrade it is not needed. I had the same cell phone from 2018 to now I get advertising continually to upgrade but I do not. Thanks for your videos.
Temu has been great for me, I hate to admit. They have so many cheap storage/organizing solutions that are good quality. I have been able to tackle many disorganized areas in my home due to those purchases. I also wanted to buy a couple prints to frame in my guest room. I found them on Amazon for $30 each, but the size was uncommon. Found the same art on Temu for $3 each, and they were a common size that could be framed. Quality was fine. There are good things on Temu. Just shop in moderation always.
@Marie_Elaine George is trying very hard to be the young and hip Ramsey personality, lol. He makes fun of the elderly at least once in every video he makes. My father taught me never to respect anyone who punches down. It was good advice. 👊
@charlesandrews2513 He's technically "punching up" ✊ since they're older than him, if you catch my drift. 😂 He's a breath of fresh air on the Ramsey team in my opinion. But yes I could do without the ads for Delete Me, although ironically I do have Laurel Road which actually makes me some money on their savings account.
Funny. In my neighborhood theres alot of 2 car garages and i always find it fascinating to glance in them walking the dogs and i realize most people in my hood are horders.
Between my dog walking job and just driving through neighborhoods, I discovered the 2 car garage storage units as well. Sad to see the place you COULD be putting your car is too full for it to fit, especially when you arrive home while it's raining. If I had a home with a garage, I'd make sure there was room for my car.
I feel like junk food is the sneakiest budget buster because a bag of chips or some soda isn't that expensive, but it sure adds up at the end of the month!
5:49 my wife needed an ipad for her work because it’s the only device that has the software she needs, so I waited for promo code. Got 20% off and bought brand new for cheaper than second hand.
Absolutely shop around for the best prices. I just bought an item that I thought was going to cost me $8 for $1 just by digging around for deals. That's a great savings on something I was already needing to buy
My garage is for cars - and unless it's for a temporary moving reason, or family things, etc, I won't get a storage unit for "stuff" either. It's getting sold or donated. LET IT GO!
It sucks, but after working for 50-60 hour weeks, sometimes just buying crap just feels good or it’s a nice distraction. I’ve been much better with saving into a HYSA, but I wouldn’t say that makes that work week feel any better.
@@almiraw.4905 I don't want to stop you from bringing some fun into your kids lives. Depending on how big this trinket collection is - what my family did was to periodically have us kids gather up the toys that we no longer played with, but that were still good, and then make them a donation somewhere. Best wishes.
Great video! Too funny, When mocking ads, I quote the scene from Napoleon Dynamite at 2:44 all the time! The Costco chickens don't get me (they don't agree with me for some reason), but the $1.50 Hot Dog and Soda does more often than it should! We frequently quote an old Andy Rooney rant (regarding sales): "Save money by spending it!". S.M.A.R.T doesn't apply to Guitars, pedals and amps does it?
It's crazy I work in self storage and the things that you see people do will make you cringe. Sometimes it is useful when you're in a transitional period moving from place to place. However we have tenants who are storing junk and they have a hard time paying because their credit cards are maxed out. It's hard to watch and I tell them low key just abandon it... don't tell my boss. But people like the vicious cycle.
Pools. Last year when it hit 100 degrees in May in Texas, I spent $700 on a small (7'x14'x48") above ground pool just to get through the summer. I was in two or three times a day. Saved my sanity. Gave it away in anticipation of rebuilding our house with a real pool. Hasn't happened yet, and probably won't be finished until12/25. So I spent another $700 on the exact same thing this year. Yes, this is a "thing", but try to live in 110 degrees without a pool.
I can be prone to the “shopping high” thing, but I find that if I simply take the time to ask myself if I really need or even want something, that can help defuse my interest. I can simply say “neat!” and move on without having to purchase the item and have it take up room in my house.
I was listening to Dennis Gartman, nicknamed "The Commodities King" this morning on a radio show. He was talking about so many brick and mortar stores closing because of online shopping. He thought the cardboard box industry must be doing well. Made me consider investing in Georgia-Pacific or International Paper when you think of all the packages Amazon, UPS and FedEx deliver daily.
After accumulating stuff for about ten years I suddenly realized that it ends up being a burden. More vehicles cost more in insurance and maintenance, stuff takes up a bunch of room in your house. If you are not going to use it don’t buy it. If you are rarely going to use it, decide are you better off owning it and storing it, or renting it occasionally.
Our grocery store has the rotisserie chicken in the front with bread and produce. 😂 works out really well. Also don’t have billboards here in Maine. Let me tell you driving anywhere is significantly less over stimulating. Except tourist season trying to get into Acadia. Lol
it mortifies me the number of people that have unopened amazon boxes on their porches. You are right, most young people see their garages as a closet. Where or how this ends I don't know. Stuff isn't important.....experience is everything......so is being able to pay for things like health insurance while still being able to enjoy life in retirement
You just have to have self control. Buy what you need there. I've bought my share of kitchen items at Aldi, but I use them. I've passed up a lot of things lately.
I’ve went into Costco numerous times and just walked straight to the back, got that chicken and left. I didn’t come for anything else and YOU CANT MAKE ME BUY ANYTHING ELSE 😂😂😂😂😂
I'm 74. We played with cardboard boxes, newspapers, and string. I had one doll. My kids had a few action figures or dolls, and Legos. Their friends had tons of toys and houses and vehicles. My grandkids have action figures and Legos. Everyone has books. Tina, Al's wife
Hmm... so "saving" no longer buys a house or a decent car and most people can't afford to "save" for a vacation and most of us don't see the point in "saving" for retirement when we'll never be able to afford to retire no matter how much we "save" you're assuming there is money to "save"... And we see how doom-spending was born. If being responsible doesn't result in anything, might as well buy small mood boosters since we can't afford anything else. There are those of us who scrimped and saved to buy a house and got * this * close, then SHTF 2020 and were no longer in an employment situation to qualify to buy a house, then finally get back on track and BAM! Overnight the goal posts of home ownership doubled in distance!!! Totally impossible now!!! After that you're like, "Screw it. No point. Did the responsible thing and it blew up in my face and everything else will, too. I may 'own nothing' but I will buy this random crap to feel happy for a moment and at least I OWN that!!!"
I'm pretty intentional about what I buy (mostly what I need rather than what I want most of the time, as I don't just have money to blow) and don't tend to buy things on impulse.
Highly recommend the short documentary (on youtube) The Overspent American with Juliet Schor. Filmed before the recession. Crazy to think things only got worse since then
I went into Walmart the other day and saw that they had the rotisserie chicken at the very front right beside the line to check out 🤣. Perfect place so I can walk in pick it up and leave 2 minutes 🤣🤣💀
Didn't tell the canned water story! ...the book is Fantastic George! So is this podcast! It is amazing the # of adds we see. Need better browser blockers, and websites that actually allow you to use them.
But some of the storage units are rent by people that lives in their car or RV or tent or renting just a bedroom…rents are to high, you have to take that into your percentage of units occupancy…you would be surprised by the number.
ngl this video is absolutely fire
i agree sir
no u
This video feels like you are trying to take my money by telling me that other people are trying to take my money... Smh
I agree, and thanks for the shout out to Sheboygan! If you ever come visit I'll break out my wallet and buy you (w/ cash) a brat, some cheese curds and a 3 Sheeps brewery beer!
Bro isn't lying this went hard.
Fight club should have been a hint when Tyler said, "Advertising has us chasing cars and clothes, working jobs we hate so we can buy shit we don't need."
I live in a paid-for, 1,000-square-foot house, built in 1920, that has one small closet - there IS NO ROOM for extra stuff. 100 years ago, people didn't have credit/debit cards or the internet, and the few possessions they had were important to them. The house is remodeled, insulated, and up to code ...with NO DEBT. I also drive a 20-year-old truck, and pay $15.00 per month for phone service and $35.00 per month for internet service - haven't had cable or satellite since 2004. Yes, I'm frugal.
Finally, someone who is even more frugal than me.
Impressive! Sounds like a good life 👍😊
Great job 🎉
The minimalist ain’t nothing wrong with that and in the end when we leave this earth everything stays behind family members are left sorting who takes what for memories and the rest is junk.
And people have no clue how free you are. You need very little money to live a very comfortable lifestyle. Way to go
This is why I love the library! We rent out books, CDs, DVDs, learning tablets, audiobooks. Over 1K items checked out since 2022.
Please donate to your local library. Their budgets have been slashed terribly.
@@blondewriter99Nope, not as long as they are part of the problem.
@@Mojo32 was I speaking to you?
CDs and DVDs are nearly dead
@@blondewriter99Our library only cares about blasting lgbtq messages into people's faces
My neighbor has "garage envy." Hers is filled with stuff, and mine is filled with two cars.
Yes, I refuse to fill our garage with crap. Protecting our cars from the elements is more important than stuff we don't use
That's great if you can FIT two cars in the garage comfortably. More and more, builders are skimping on garage space like they skimp on everything else.
Don't spend to save is a really great quote.
And if anyone has Temu, delete that terrible app now. 😂😂
Amazon should be deleted, too!
Unless it's good you'll eat I guess
My new rule for frivolous spending is that it has to sit in my Amazon Wishlist for at least a week before I actually buy it. Turns out I like saving potential items and researching items more than actually buying them.
Me too. I rarely buy and don't even remember what's on the list.
I’ve done that, even for things I do need. I’ll let it sit for at least 24 hours; I got a $15 off coupon for some fabric from the company because I left it in the cart. Sometimes they give you coupons to get you to follow through with a purchase.
I need someone to just block me from Amazon entirely 😂
I let it sit there for three months minimum lol. It’s amazing how many things I’ve never ended up buying that I was at one point obsessed with lol
My husband thinks I’m crazy for keeping a 200+ buy later list 😂
Ok, we did buy an inflatable slide thing. BUT, we have 4 little kids and it was actually in an effort to save money on birthday parties. Booking a room at the skating rink is pretty pricey these days 🤷🏼♀️
Cheaper than going to a water park.
YES!!!! We have one too and it has paid dividends to no end!! It is an excellent investment if you have kids!
Same I have 3 kids. We live a bit far from parks and things
We saved by doing parties only for years 5, 10, 16 and 18. We celebrated as a family of course - but not a big 30 kid party for each kid every year.
@@spanishxmasmusic you're a genius! I love that idea. We may end up having to go that route 😅
That hit a nerve. Over the years I've spent thousands of dollars buying stuff I didn't need. I would've had twice as much money in my retirement account, if I hadn't. That thought is so depressing, I think I'll go buy something. Just kidding. I've learned my lesson and live within my budget nowadays.
I’m right there with you 🙏
I really wish I would have started investing in my late teens/twenties instead of in my 30s!
I am 18 years old and when I move out of my parents' place, I plan on being a minimalist because I can't generally stand the concept of having stuff you don't need that clutters up your whole house!
Good, I wish I had learned that as young as you. It has been freeing, getting rid of things that I don't use regularly or need. Keep up the good work...
Plus, you can't clean clutter.
I so wish I had had that mindset at your age! Instead, as broke 18 year old I bought all the stuff Bed Bath and Beyond said we’re dorm room “must-haves” and wasted so much money, time, and effort moving all that crap in and out of dorms and apartments for roughly the next decade. Turns out I never used half of it.
go you! I've moved 11 times in my life and it's been miserable because my parents were hoarders and i acquired a lot of their tendencies
Don’t move from your parent’s home. Save your money. Move out when you get married
Emphasizes the amount of unhinged ads thrown in our face…proceeds to have two sponsored ads back to back lol
OMG I was thinking the same thing!! LOL!
The comment I came to see!!😂
😂
I remember the days when there was space between holidays. Now they overlap. Christmas marketing starts in July. There's always a sale. That's not really a sale. We're flooded with cheap crap for every holiday. It's nauseating.
I have a friend who has a storage unit just to hold her seasonal decor 🤔 personally, I never decorate for the holidays, can’t stand having all that crap in my house.
And every season she will definitely buy more...
@@ventiuno2502 She does, has to have the latest trends!
My wife changes the decor for each holiday. We have way too much stuff in our garage now. LOL.
Holy smokes! Maybe she could start a UA-cam channel about her seasonal decoration to recoup some of the money?
@@pnwflipper2089 hahaha, she has the most boring personality ever, she wouldn’t get any subscribers
Yeah, but for years I lived in an apartment that was pretty much four white walls, no decorations, wasn’t buying stuff to take up space etc. Not great for my mental health. Finding things to improve the look or function of your home is good but you have to strike a balance
I have absolutely zero decorations in my house. I find it much better for me psychologically to spend as much time as possible outside. Having nothing on the walls is a great reminder to get out of the house
@@nicholasselke5214different setups work for everyone at different stages of life. I buy more decorations now than I used to because I like feeling comfortable in my own home, but back when I was young and out on the town more I kept things pretty minimal. But I am still very careful not to buy something unless I am 100% sure it’s something I want to keep in my space for years and will fit with my existing decorative style. I noticed this approach is very different from the boomer style of just buying stuff to fill up walls just because the walls are empty lol. I’d rather leave the blank space there until I feel really inspired to fill it with something very specific.
This is where thrifting, buying used, open box etc comes into play to avoid more "stuff" being produced.
Nothing is more satisfying than walking into a store, buying a loss leader, and then leaving
Agreed. My husband can do this like a champ.
❤️
Today I learned Costco is designed like a casino lol
My parents were greatest generation that went through the depression and war years. They were masters in the art of frugality and not buying things. I'm not as good as they were but dang I'm great compared to most folk these days ;) Other than truly needed items like food, cleaning supplies, I don't think I've bought anything this year. No, that's not true, I bought a copper teapot at a rummage sale for a dollar.
Some people like collecting stuff. I like collecting money.
For what? ;)
@@dortemadsen2166 Starter houses are expensive, man.
I felt it to the core - "ESPECIALLY recipe blogs" - preach, George!
Hoarding is big in America. Too much junk!
I don't hoard, but I do have a lot of stuff.😁
Unfortunately it’s also a disorder
It sickens me every tome I drive by a new storage facility being constructed. Just to store our American treasures…
@@GoVOLS1998_GBO Some people live in small apartments, but they like to do other things and no place to put the gear. Sometimes it is cheaper to rent storage then to get a bigger apartment or house.
Hoarding is big in Australia too!
I always ask myself, “Do I need this item and how is buying this going to improve my quality life?”
"Can you live without it?"
All the crap we buy will eventually end up at the Goodwill in the best case scenario. Most of the stuff will end up in a landfill, only bringing more bad stuff to our environment. Especially crap from SHEIN and Temu can’t even be recycled and will just end up being forever trash.
When I first move to American self storage units genuinely surprise me. I first thought they were for business use as warehouses and people who were moving to a new place and needed to put away things for a week. And then I notice all the garage full of crap and how people on top of that got extra storage to saved more crap they’ll never use
I read somewhere that divorces are the main drivers of storage unit business.
George Carlin would agree with you 😅
Someone finally said it. I want the recipe not to read your 4 page autobiography.
"jump to recipe"
I have a degree in accounting. I also work on financial crimes and follow many articles relating to the subject. I feel every school in America should show this to the childen. Honestly. This is a HEAVILY under-discussed topic.
When I encounter Girl Scout cookie sellers or Cub Scout popcorn sellers, I tell them to keep their cookies or popcorn (but give them a $5 donation instead)
Kinda ironic that there were two “product placement ads” within this video talking about the sneaky ways companies get you to buy things 🤔
My new years resolution this year is to not buy anything that I don't need. The first 2 months was hard but now I don't even think about buying crap I don't need. I am at an age that I just don't need STUFF.
I spent over $2500 on crap for my face last month. I have celebs telling me I need a 144-step skincare routine so like a dumbass I bought Chanel, Guerlain, Fenty, & LaPrairie face masks, & the $450 LaPrairie mask DESTROYED my skin.
I threw them out & now I’m down that much in my bank account I can’t get back. The hyper consumerism pushed in our faces is destroying finances. I won’t make that dumb mistake again that’s for sure
For that price you might as well invest in injectables. A few minutes of pain and then you have results that last 4 months - 2 years, depending on the product.
Return it!!
Keep it simple!
Though everyone loves the luxury lifestyle but many don't want to take the risk to invest or work for it.. Now's the best time to buy the dip and it's an opportunity that will grant you all the luxury you crave for. Very interesting content, i would also be glad if anyone here can explain a few things for me, this is 2024 and I believe it's my time to invest and shine for a better future.
I think the one thing most investors miss when calculating intrinsic value, is that they look solely at the history to estimate growth in the future. The growth rate is very important, it arguably should take the most time in valuation. The past 10 years could be unusually good/bad due to acquisitions/dispositions affecting financials. Look to the future and make your best judgements.
There is one thing I have learned in recent months it is to remain calm, especially when it comes to investment in Stock. Learn not to sell in a panic when everything goes down and not to buy in euphoria when everything goes up. I advise y'all to forget predictions and start making a good profit now because future valuations are all speculations and guesses.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
I appreciate the implementation of ideas and strategies that result to unmeasurable progress. Being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Finding financial advisors like Marisa Breton Dollard who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
George, you are very entertaining AND I love how interesting you are when making your videos and getting your point across!! All the clips and different tones in your voice just keeps me watching😊
The idea of randomly buying stuff on the internet and forgetting what you bought freaks me out
A lot of people have a few alcoholic beverages and then pick up their phones and start shopping on Amazon. I, for one, have done this a few times. It’s not good.
Jeff Bezos rolls his eyes
@@joeriveracomedy hahahaha
@@SoUnDMaN831 That's scary for your bank account.
I believe Amazon will soon get to the point where all you need to do to purchase something is to look at it. Maybe even just thinking about it will be enough to trigger a sale.
You’re being bombarded with ads. Here’s a couple ads. And also if you’re stressed about all these ads, contact our sponsor better help.
Kamal is so obnoxious. Between the interruptive editing and ads interrupted by more ads...
I hate "stuff". It weighs you down.
I love getting rid of stuff. It's my favorite thing to do.
I started a Roth IRA. I’m trying to put money in there every time I feel the urge to buy something useless or more of something I already have. It’s been creeping up $50 here $100 there and it’s satisfying to see that number climb. I still struggle with the impulse buying once in a while, but this strategy is helping.
I took a marketing class in college back in the spring of 2004 and learned a lot about brand associations and brand loyalty.
My best practice: Never buy anything the same day.
Online shopping? Add it to the cart and don't click the check out. In store shopping? Wait until next week's grocery shopping. 99% of the time I will come back finding that it is no longer that attractive to me. Don't care about whatever discount they have. Yes, it's on sale, limited time, flash sale, weekly deal, whatever. 99% of the time I'll find the same/similar deal later somewhere if I do ending up buying it the other day. And 99.99% of the time when I do miss that one in my life great deal that I'll never see anywhere else... Fine, so far my life doesn't change a thing without it so I don't really need it honestly.
At 9:27... such an epic juxtaposition! "Just click the link in the description. So now that you know how companies get you to buy crap that you don't need..."
So hilarious!!!
First half of my life is searching and collecting stuff until I have no more space.
The second half of my life is searching for buyers to purge my stuff and get my space back.
Poor thumbnail image. My kids are currently playing on an inflatable waterslide that we got for cheap and we are out of debt. Totally worth it.
😂 right?! Those things are cheap and worth every penny.
I said the same thing! Mine love theirs and keeps them busy in the summer .
It's not about an individual item. It's about the totality of items. We are the world's biggest mega hyper consumers.
He's not saying don't ever buy anything. just quit buying extraneous crap that you don't need.
@@kellykersten8828 It's amazing how many people will willfully ignore that point and be like "Am I not supposed to buy food?!!! How will I survive???!!!" 🙄
This is true! We buy stuff , it gets hyped up, we buy it, then it sits, we don’t use it, then we decide we don’t want it, then try to get rid of it. It’s definitely an ongoing cycle.
I refuse to have a storage unit. Whether it’s ME…my wife or my children. If we have too much stuff,something has to be identified as not useful anymore and either donated,or sold. End of story. Hoarding is just not an option.
If you have a storage unit you lost at life. No reason to have one unless between moves.
@@markg999Ugh... say the people who obviously were lucky enough to buy a house before 2020, totally different economic reality compared to those forced to rent or buy in 2024. You've got an attic, a garage, and/or a shed and probably decent square footage and nice sized closets, too. You've got more stuff than you realize just because you've got more storage because you got to buy when the buying was good.
SO so good! I LOLed the whole time! Being a minimalist really helps not over consume! I can;t stand clutter...of any kind! Saves a lot of $$$!
There are way too many ways to order something. Things have really got out of control
Great video. The only thing we really collect is fridge magnets from all the places we've traveled to. Other than that, we're pretty minimalist.
I too have no regrets for the crocodile water slide!
It’s no way you can’t love this dude frfr. Dave wise decision on going with him 💯
George, I am 66 years of age I am Decluttering I been watching Hoarders shows this tells me wake up look at all the stuff I already bought and make decision what to toss in blue bin that recycle green bin regular trash and stuff related to gardening and clear up my world and my land and my house I lived in the same house for 38 years so far so paying attention how much stuff I have helps me think very carefully before buying anything else. George, it really helps me keep my money also. I am only one person it is not like I need a bunch of stuff. I did sale my old vehicle been doing the walk to buy stuff which I cannot carry that much so that helps me with Overy stuffing my place. Ads mean little to me I overcame all that advertising.
I know what I use and buy pretty much the same thing I rarely upgrade it is not needed. I had the same cell phone from 2018 to now I get advertising continually to upgrade but I do not. Thanks for your videos.
Only one in my block that can fit 2 cars in my garage lol
Me too
Same 😂
Wow, good for you!
My friend leaves three cars sitting outside 24/7 that are worth in total about $75,000, and has her garage full of about $500 worth of crap.
Is there a Temu addictions rehab center? The free shipping and handy gadgets/low cost craft supplies get me.
Lol Me too!
Temu has been great for me, I hate to admit. They have so many cheap storage/organizing solutions that are good quality. I have been able to tackle many disorganized areas in my home due to those purchases.
I also wanted to buy a couple prints to frame in my guest room. I found them on Amazon for $30 each, but the size was uncommon. Found the same art on Temu for $3 each, and they were a common size that could be framed. Quality was fine. There are good things on Temu. Just shop in moderation always.
Oh the irony of ads on a video about not buying crap you don’t need…
That part!!! I mentioned complaining about bloggers and their ads or seniors working at Costco; so much irony to be had.
@Marie_Elaine George is trying very hard to be the young and hip Ramsey personality, lol. He makes fun of the elderly at least once in every video he makes. My father taught me never to respect anyone who punches down. It was good advice. 👊
@charlesandrews2513 He's technically "punching up" ✊ since they're older than him, if you catch my drift. 😂 He's a breath of fresh air on the Ramsey team in my opinion. But yes I could do without the ads for Delete Me, although ironically I do have Laurel Road which actually makes me some money on their savings account.
The Napoleon Dynamite reference! 🤣 I use that line all the time. And definitely with the twang accent.
Cant lie the whole thing about the 5-10000 ads a day bit to then advertise for a bank and a service made me chuckle
Funny. In my neighborhood theres alot of 2 car garages and i always find it fascinating to glance in them walking the dogs and i realize most people in my hood are horders.
Between my dog walking job and just driving through neighborhoods, I discovered the 2 car garage storage units as well. Sad to see the place you COULD be putting your car is too full for it to fit, especially when you arrive home while it's raining. If I had a home with a garage, I'd make sure there was room for my car.
Who else pressed the "skip ad" button? 😅
Almost!! 😂
I feel like junk food is the sneakiest budget buster because a bag of chips or some soda isn't that expensive, but it sure adds up at the end of the month!
5:49 my wife needed an ipad for her work because it’s the only device that has the software she needs, so I waited for promo code. Got 20% off and bought brand new for cheaper than second hand.
Absolutely shop around for the best prices. I just bought an item that I thought was going to cost me $8 for $1 just by digging around for deals. That's a great savings on something I was already needing to buy
My garage is for cars - and unless it's for a temporary moving reason, or family things, etc, I won't get a storage unit for "stuff" either. It's getting sold or donated. LET IT GO!
George, you knocked it out of the park on this one!
It sucks, but after working for 50-60 hour weeks, sometimes just buying crap just feels good or it’s a nice distraction. I’ve been much better with saving into a HYSA, but I wouldn’t say that makes that work week feel any better.
It’s no different than eating or drinking for the wrong reasons. You have a hole in your life that you are trying to fill with meaningless things.
That's me. Buying trinkets for my kids makes my work week a bit more tolerable.
@@almiraw.4905 I don't want to stop you from bringing some fun into your kids lives. Depending on how big this trinket collection is - what my family did was to periodically have us kids gather up the toys that we no longer played with, but that were still good, and then make them a donation somewhere. Best wishes.
Great video!
Too funny, When mocking ads, I quote the scene from Napoleon Dynamite at 2:44 all the time!
The Costco chickens don't get me (they don't agree with me for some reason), but the $1.50 Hot Dog and Soda does more often than it should!
We frequently quote an old Andy Rooney rant (regarding sales): "Save money by spending it!".
S.M.A.R.T doesn't apply to Guitars, pedals and amps does it?
Disney souvenirs is a big culprit...do you really need 20 popcorn buckets or mouse ears?
That’s not “stuff” those items are investments 😅😅
** i only have 1 of each
Yes. I want those popcorn buckets. They’re very useful for 🤔 popcorn! ….that one time when I was at Disneyland.
I sell mine for more than what I got it on eBay because people will buy it.
@derekcox6531 going to Disneyland is a major waste of time and money
It's crazy I work in self storage and the things that you see people do will make you cringe. Sometimes it is useful when you're in a transitional period moving from place to place. However we have tenants who are storing junk and they have a hard time paying because their credit cards are maxed out. It's hard to watch and I tell them low key just abandon it... don't tell my boss. But people like the vicious cycle.
You should really write a book about the junk people store and your experience seeing their addiction to things. I’d buy it.
Pools. Last year when it hit 100 degrees in May in Texas, I spent $700 on a small (7'x14'x48") above ground pool just to get through the summer. I was in two or three times a day. Saved my sanity. Gave it away in anticipation of rebuilding our house with a real pool. Hasn't happened yet, and probably won't be finished until12/25. So I spent another $700 on the exact same thing this year. Yes, this is a "thing", but try to live in 110 degrees without a pool.
Suggestion - learn to sell on EBay, Mercari, Poshmark, etc & make $ from the stuff you bought & now don’t use, want or need.
I love this video. Fun, relevant, clear info, fast paced, lots of personality and good information
I can be prone to the “shopping high” thing, but I find that if I simply take the time to ask myself if I really need or even want something, that can help defuse my interest. I can simply say “neat!” and move on without having to purchase the item and have it take up room in my house.
Adblocker is a Godsend! You will still see some, but it cuts it down drastically!
There are people who put cars in garages??? Some people are just really weird.
I have two cars in my garage 😅
This reminds me of a George Carlin bit about STUFF
So true about the tiny item coming in the giant Amazon box😂😂
I was listening to Dennis Gartman, nicknamed "The Commodities King" this morning on a radio show. He was talking about so many brick and mortar stores closing because of online shopping. He thought the cardboard box industry must be doing well. Made me consider investing in Georgia-Pacific or International Paper when you think of all the packages Amazon, UPS and FedEx deliver daily.
I agree except clearance...clearance food is $$$ . Saving 50-75 percent on food you would buy any way or eat is the smartest way to shop
After accumulating stuff for about ten years I suddenly realized that it ends up being a burden. More vehicles cost more in insurance and maintenance, stuff takes up a bunch of room in your house. If you are not going to use it don’t buy it. If you are rarely going to use it, decide are you better off owning it and storing it, or renting it occasionally.
I figured out that if I want something, I ask for it for Father's Day, my birthday, and Christmas. Makes life so easier.
Love the commitment with the bopit. You tell em.
I like the two adds for things I don't need snuck right in the middle part there for extra irony. :P
Our landfills are full of fast fashion and fast stuff's stuff! ugh!
Been watching your videos for a while but the Superman II reference won my heart….liked/subscribed
I need to stop 🛑 buying stuff on sale from Amazon and Target 🎯 and wasting my money 💰
Our grocery store has the rotisserie chicken in the front with bread and produce. 😂 works out really well. Also don’t have billboards here in Maine. Let me tell you driving anywhere is significantly less over stimulating. Except tourist season trying to get into Acadia. Lol
Listening to this as I walk through Costco. Moral support
So I recently switched to a Marcus high-yield savings. Is it worth switching to Laurel Road just to get the extra 1%?
it mortifies me the number of people that have unopened amazon boxes on their porches. You are right, most young people see their garages as a closet. Where or how this ends I don't know. Stuff isn't important.....experience is everything......so is being able to pay for things like health insurance while still being able to enjoy life in retirement
Aldi & Dollar Tree, lots of money can be spent on non essential items!!! Got rid of FB, visiting local library instead.
You just have to have self control. Buy what you need there. I've bought my share of kitchen items at Aldi, but I use them. I've passed up a lot of things lately.
I’ve went into Costco numerous times and just walked straight to the back, got that chicken and left. I didn’t come for anything else and YOU CANT MAKE ME BUY ANYTHING ELSE 😂😂😂😂😂
*gone. I've gone.
I'm 74. We played with cardboard boxes, newspapers, and string. I had one doll. My kids had a few action figures or dolls, and Legos. Their friends had tons of toys and houses and vehicles. My grandkids have action figures and Legos. Everyone has books. Tina, Al's wife
I have no problem telling anyone trying to sell me stuff “no!” Be brave people. You can do it!
Hmm... so "saving" no longer buys a house or a decent car and most people can't afford to "save" for a vacation and most of us don't see the point in "saving" for retirement when we'll never be able to afford to retire no matter how much we "save" you're assuming there is money to "save"... And we see how doom-spending was born. If being responsible doesn't result in anything, might as well buy small mood boosters since we can't afford anything else.
There are those of us who scrimped and saved to buy a house and got * this * close, then SHTF 2020 and were no longer in an employment situation to qualify to buy a house, then finally get back on track and BAM! Overnight the goal posts of home ownership doubled in distance!!! Totally impossible now!!! After that you're like, "Screw it. No point. Did the responsible thing and it blew up in my face and everything else will, too. I may 'own nothing' but I will buy this random crap to feel happy for a moment and at least I OWN that!!!"
I'm pretty intentional about what I buy (mostly what I need rather than what I want most of the time, as I don't just have money to blow) and don't tend to buy things on impulse.
Buy most things at yard sales and flea markets,save 80to 90 % over retail,boycott retail sales!
I do my damnest to avoid advertising. Ad blockers, no ad streaming, etc. I am doing pretty well so far.
Highly recommend the short documentary (on youtube) The Overspent American with Juliet Schor. Filmed before the recession. Crazy to think things only got worse since then
Right, i was in the gas station and its like overloaded with stupid candy, stuffed animals, etc,. Etc.
I went into Walmart the other day and saw that they had the rotisserie chicken at the very front right beside the line to check out 🤣. Perfect place so I can walk in pick it up and leave 2 minutes 🤣🤣💀
Yes! One way Walmart has it over Sam's.
That one clip of George walking with the inflatable in the cart took this video to another level. 😂😂😂
With the chicken, too 🤣
@@heatherh1109 oh my gosh! I didn’t even notice the chicken. 😂
I haven’t even seen it yet but I liked your comment because I believe you.
@@pnwflipper2089 hahaha you will not be disappointed
We have that exact water slide 🛝 and my lil ones love it
Oh and I don’t pay the water bill
I always look forward to your videos!
Didn't tell the canned water story!
...the book is Fantastic George! So is this podcast!
It is amazing the # of adds we see. Need better browser blockers, and websites that actually allow you to use them.
But some of the storage units are rent by people that lives in their car or RV or tent or renting just a bedroom…rents are to high, you have to take that into your percentage of units occupancy…you would be surprised by the number.
Excuse me, I go in to buy 7 things and end up leaving with a chicken! lol 😂