Why Off-Plan Properties Are a Risky Investment

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  • Опубліковано 1 гру 2024

КОМЕНТАРІ • 94

  • @colbr6733
    @colbr6733 2 місяці тому +1

    This is true, I was in Singapore and Malaysia regularly between 2005 and 2015 and was invited to a couple of these presentations. The presentations were brilliant. Focusing on long-term stability in the UK regardless of which government was in power, distances to universities and the City of London. All very well put together, not forgetting the level of uncertainty that was around regarding how the Chinese government were behaving at the time in Hong-Kong.

    • @Montylondonproperty
      @Montylondonproperty  2 місяці тому

      It’s still going on now we even have oversees projects being offered in the UK

  • @georgeyung3546
    @georgeyung3546 2 місяці тому +5

    Many years ago I was planning to buy a flat in London.
    Strangely the manager at the sale was a old friend that I knew 40 years ago.
    He offered my 6 to 10% discount for a flat.
    Depending on the rooms.
    But it fell through, because I just wanted a 1 bedroom for my daughter to live in for her university studies.
    And all 1 bedroom flats was sold out.
    6 to 10% off straight away.
    But those flats that I was interested in are selling below the retail price now on the second market.

  • @rashidsenhaji6924
    @rashidsenhaji6924 2 місяці тому +12

    This is shocking! I personally know 2 people who have both lost a lot of money on new builds they bought off plan. I wish they had seen you content before they purchased.

    • @Montylondonproperty
      @Montylondonproperty  2 місяці тому +1

      I've researched one of the projects I highlighted one buyer purchased a unit for 16M and are stuck..!!

    • @blueocean2510
      @blueocean2510 2 місяці тому

      A good lawyer may be able to bring legal action to get a redress, and refund of losses. Good luck.

    • @evgeniynagornyak1150
      @evgeniynagornyak1150 2 місяці тому

      ​@@Montylondonpropertythe properties are fully furnished. Marble throughout. Food. Fittings from Dubai, Germany, Italy. All expensive, the best quality.
      What do you expect ? To sell it for nothing.

    • @evgeniynagornyak1150
      @evgeniynagornyak1150 2 місяці тому

      Wood. . Garage, swimming pool, jacuzzi, gym. All without gets out of the building

  • @davygeorge3471
    @davygeorge3471 2 місяці тому +15

    London is just going down hill rapidly. No one that comes respects the place and litter etc. Even the nice areas are looking terrible.

    • @Montylondonproperty
      @Montylondonproperty  2 місяці тому +2

      An example is seeing local UK people throwing litter out of their cars is a mentality that needs to be nurtured..

    • @davygeorge3471
      @davygeorge3471 2 місяці тому +5

      @@Montylondonproperty every person littering in London that I see, I confront. It’s rare that they have a British accent.

    • @davygeorge3471
      @davygeorge3471 2 місяці тому +1

      @@Montylondonproperty anyway, as I said it’s not just about litter. Even the so called nice areas are in a terrible state compared to 10-20 years ago. And no one speaks or says thanks or anything. When I go to other similar sized cities like New York people start conversations etc.

    • @antnam4406
      @antnam4406 2 місяці тому

      @@davygeorge3471no one cares about accents! That’s not paying the bills.

    • @davygeorge3471
      @davygeorge3471 2 місяці тому

      @@antnam4406 you’ve missed what I was saying

  • @zrymill
    @zrymill 2 місяці тому +4

    Very interesting video, I didn't know London built so many high rise apartments. They actually need alot more of these. Should get the Singapore government in to build them, they know how to house their own people.

  • @zrymill
    @zrymill 2 місяці тому +12

    The UK sold out her own people to rich foreigners. What is the point in doing that? House your own people first, Singapore does that by building homes and selling them or renting the to their own people. Foreigners have to pay more.

    • @Montylondonproperty
      @Montylondonproperty  2 місяці тому

      Top comment seems like you have experience and may have lived in Singapore..?

  • @AjazNawaz
    @AjazNawaz 2 місяці тому +3

    Shocking. I would never have expected losses as illustrated in you fact based content ☑️ thanks Monty !

  • @simonrodgers9105
    @simonrodgers9105 2 місяці тому +20

    Always knew this was an over rated scam and as more people are now leaving BROKEN LONDON many more will hit a loss......

    • @Montylondonproperty
      @Montylondonproperty  2 місяці тому +2

      London has sub markets off-plan is just one, family homes in re-gentrification locations is resilient..

    • @TalkiesTesla
      @TalkiesTesla 2 місяці тому +2

      ​@@Montylondonproperty Can you point some of these location ?

    • @asventa9731
      @asventa9731 2 місяці тому

      Complete nonsense the rental market is going gangbusters

  • @hamzaalavidxb
    @hamzaalavidxb 28 днів тому +1

    Very well put together & informative video!
    How do you find the Dubai's off plan market? Compared to top metropolitan cities, currently Dubai's off plan market is low-risk, and fair valued according to latest UBS reports and investors are seeing great capital appreciation prospects especially in new developments in emerging areas such as near Expo City, Dubai South, Palm Jebel Ali and other areas which are near the upcoming airport with over $35 billion investment in its expansion plan

  • @saimamuzaffar8702
    @saimamuzaffar8702 2 місяці тому +4

    Very informative. Great video 👍 I can’t believe I have just seen. Shocking!!

  • @fanfayer
    @fanfayer 2 місяці тому +12

    😢😢 boo hoo you poor greedy people

    • @Montylondonproperty
      @Montylondonproperty  2 місяці тому +1

      Many regular people just wanted a place for their children university years whilst others were defo greedy..!

  • @florinserbabh4560
    @florinserbabh4560 2 місяці тому +3

    Dear Sir, I built my town house in East London, Forest Gate. The house has been rented out for 5600 a month as a HMO. I wanted to sell it 2 years ago for 900k and no buyers. When would it be a good time to try and sell again and what would be a decent price to ask for such a property? Kind regards

    • @Montylondonproperty
      @Montylondonproperty  2 місяці тому +8

      There are many landlords trying to exit at the moment. Your hmo at 900k offers 7.4% ideally needs to offer min 10% for professional investors to consider. They will also look at low capital appreciation in Forest Gate as it’s not hugely gentrified and no real regeneration plans. Great green open space, some nice gentrified houses but it’s long and slow as a location in my humble opinion.

    • @johnmurphy4814
      @johnmurphy4814 2 місяці тому +1

      I used to buy HMO'S based on ROI of 9% & 11 month occupancy, this because HMO can have empty periods. If there is good history of occupancy rates, I would likely go with 11.5 months. Either way, you're topping out at the £685k to £699k if you really want to sell it - I'm not in the market currently but that was a reasonably risk/reward, especially as agency fees have increased substantially since they can no longer charge tenants for the compulsory checks, inventory etc... Agency fees alone can eat up 12 to 15% of the rent received...

    • @florinserbabh4560
      @florinserbabh4560 2 місяці тому

      @@johnmurphy4814 thanks for your message. This house hasnt had a day empty in ages.

  • @iandemontfort4276
    @iandemontfort4276 2 місяці тому +5

    All of the property sales floors are lying. I've turned down three jobs as a property broker due to inflated prices and a general lack of morality by developers.

    • @Montylondonproperty
      @Montylondonproperty  2 місяці тому +2

      Good on you something better will materialise if not already done so yet..!

    • @iandemontfort4276
      @iandemontfort4276 2 місяці тому +1

      @@Montylondonproperty Cheers Monty. Respect to you 👍🙏

  • @curtiswong2519
    @curtiswong2519 2 місяці тому +1

    Monty thanks for this informative clip. What is the best way to gain better Sales Result, by way of Conventional Method OR Under the hammer (Auction)?

    • @Montylondonproperty
      @Montylondonproperty  2 місяці тому

      Curtis, my next video will be about how badly these properties are marketed. Stay tuned..!

  • @flyinghedgehog3833
    @flyinghedgehog3833 2 місяці тому +1

    The SE Asian investors are used to off plan buying at home..often buying whole floors etc..if they can't find tenant they just leave empty...hi from KL.

    • @Montylondonproperty
      @Montylondonproperty  2 місяці тому

      Same applies in KL so many people have lost money in KLCC developments which have not gone up in over 10 years would you agree..?

    • @flyinghedgehog3833
      @flyinghedgehog3833 2 місяці тому

      @@Montylondonproperty for sure,huge overhanging market here.Being from London I've steered well clear of those properties. Incoming RRB will cause more problems for everyone.

  • @antnam4406
    @antnam4406 2 місяці тому

    Good! They should pull out and those living in London can afford to rent or buy.

  • @justjacqueline2004
    @justjacqueline2004 2 місяці тому +6

    Cities outside London,like Liverpool,did the same and then poof!

  • @freeatlast.
    @freeatlast. 2 місяці тому +2

    Surly this is going to have a knock on effect for locally owned property prices.

    • @Montylondonproperty
      @Montylondonproperty  2 місяці тому

      For learning and to help others learn confirm your thoughts on how..?

    • @freeatlast.
      @freeatlast. 2 місяці тому +1

      @@Montylondonproperty Groups have over paid for years creating the perception for greater local high prices, increasing low and no income and over population of London will mean more folks gradually moving out.

    • @mrjohncharlesbrown
      @mrjohncharlesbrown 2 місяці тому +1

      Thanks for this, I knew that many Chinese and Asians were buying off plan, in inconceivable properties in areas of London I moved away from

  • @RobertoArienzo-b6e
    @RobertoArienzo-b6e 2 місяці тому +31

    GDP's already negative, the housing market's already crashing (see all-time high number of price reductions without any sales still), all-time consumer credit card debt, unemployment is skyrocketing and will surpass 2009's 10% peak. Homes and stocks will crash 60%. It's literally 3rd grade math. It was always inevitable. Already seeing it in every single asset class other than the Crypto market ....I've been engaged in active trading and managed to grow a nest egg of around 2.3Bitcoin to a decent 24Bitcoin....I'm especially grateful to Adriana Jensen whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.

    • @PeterSayer238
      @PeterSayer238 2 місяці тому +1

      Access to good information is what we investors needs to progress financially and generally in life. this is a good one and I appreciate

    • @ChrisBickley528
      @ChrisBickley528 2 місяці тому +1

      This is why it is advisable to connect with a true market strategist in order to avoid missing such opportunity and maintain steady gains.

    • @Montylondonproperty
      @Montylondonproperty  2 місяці тому +1

      @@PeterSayer238 Thanks Peter

    • @Montylondonproperty
      @Montylondonproperty  2 місяці тому

      @@ChrisBickley528 Steady gains is the key..

    • @cherie9105
      @cherie9105 2 місяці тому +1

      Thanks for keeping it light and real at the same time. Much needed for us traders in times like these!

  • @georgiosparaskeva8038
    @georgiosparaskeva8038 2 місяці тому +2

    London properties are overated/overpriced, even hotels are overpriced, recently i stayed in a 3 star hotel near central line, 100 pounds per night, with this price you can stay anywhere in Medoterranean in a 4-5 star hotel, most of the 3-4 star hotels in London don't even deserve to have a star if you compare them with Mediterranean 3-4 star ones. Even if you buy an apartment in any building with concierge/security, the additional expences are close to 3500 per year, and God knows about the council tax that nobody talks.

    • @Montylondonproperty
      @Montylondonproperty  2 місяці тому

      Hotels are booming globally with more people able to travel..

    • @georgiosparaskeva8038
      @georgiosparaskeva8038 2 місяці тому

      @@Montylondonproperty most of the London 3-4 stars hotels are overpriced, some they don't even have elevators, the subject is not traveling but London's properties, apartments, houses, hotels.
      They don't worth the money, plus the taxes, expenses, all too much, is the perfect place if you have money for laundry, as a lot of business in London exist to laundry money.

  • @tufsoft1
    @tufsoft1 2 місяці тому +1

    When I lived in China the law was that a foreigner could only buy ONE apartment and then only if they had a work permit and could prove they had been living an working in China for over a year. One can only imagine what would have happened to the Chinese property market if foreigners had been allowed to buy property as an investment. Prices would have hit the moon, and western economists would have lauded China as the most successful economy in the world, albeit with an inexplicably large number of people sleeping on the streets.

    • @Montylondonproperty
      @Montylondonproperty  2 місяці тому

      Top insight didn’t know that..

    • @micol2434
      @micol2434 Місяць тому

      They didn't need foreign investors to build empty cities and inflate a nice bubbles, Chinese real estate market doesn't seem to be doing too well at the moment..

  • @SA-cloud
    @SA-cloud 2 місяці тому +1

    Monty, you're replying to every comment??? Wait until you hit 100k subscribers 😆
    I remember back in 2000, a Malaysian friend of mine said "London, great past, but no future" - I thought it was a bit harsh at the time, but slowly I'm seeing what she meant. The situation you described seems pretty slick, almost like a sting.

    • @Montylondonproperty
      @Montylondonproperty  2 місяці тому

      It's all part of the journey..

    • @SA-cloud
      @SA-cloud 2 місяці тому +1

      @@Montylondonproperty I guess so...but looking at some of the questions/your answers, it's probably better to collect a number of questions and address them in a video, that way more people see it, and you get more subs.

  • @florencetou7217
    @florencetou7217 2 місяці тому +1

    Buying a property in London is not only buying in the currency GBP but also gambling the future economy of the country.

    • @Montylondonproperty
      @Montylondonproperty  2 місяці тому +1

      Nice feedback Florence, stay tuned for next video why these properties cannot resale..

  • @NicholasRoss-l7u
    @NicholasRoss-l7u 2 місяці тому +1

    PEOPLE REQUIRE HOMES NOT INVESTMENTS -
    The UK sold out her own people to rich foreigners. What is the point in doing that? House your own people first, Singapore does that by building homes and selling them or renting the to their own people. Foreigners have to pay more.
    6
    Reply

    • @Montylondonproperty
      @Montylondonproperty  2 місяці тому

      We need more affordable homes, youth centres, sports facilities, community centres, parks and so much more can be achieved by the UK government.. 80% of Singapore live in HDB/Government housing with community facilities including, schools, shops, play and much more..

  • @oneeleven9832
    @oneeleven9832 2 місяці тому +4

    You gotta be off your rocker to buy in a UK city…any city..

  • @andie9150
    @andie9150 2 місяці тому +1

    i don’t know how these developers got away with it for so long

  • @sonarbuge7958
    @sonarbuge7958 2 місяці тому

    Noooo not the billionaires losing some money 😢😢 what will they do poor things

  • @chaz4609
    @chaz4609 2 місяці тому +1

    Jai Hind. We Indians with rising property equities should be able to bail out those stressed out overseas investors in UK to show Xi the way out of his property doldrum.

    • @Montylondonproperty
      @Montylondonproperty  2 місяці тому

      I have a few desperate ones you can DM my insta @montynawaz

  • @NicholasRoss-l7u
    @NicholasRoss-l7u 2 місяці тому

    BAN ALL FOREIGN OWNERSHIP - BAN ALL BUY TO LET

    • @Montylondonproperty
      @Montylondonproperty  2 місяці тому

      It's only since 2015 that foreign investors pay CGT on property profits..

  • @habibunisabano3473
    @habibunisabano3473 2 місяці тому +2

    God help you God bels you god infrmeth