American Express Business Platinum: Best Business Lounge Card?
Вставка
- Опубліковано 30 чер 2024
- 💳 Sebby's Business Card Picks: www.asksebby.com/business Click "Show More" to see ad disclosure
The Business Platinum Card from American Express review: who should get the card?
Timeline
0:00 Start Here
0:23 Amex Business Platinum Overview
4:31 Deep Dive
11:52 Value of Amex Points and Super Powers
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🥝 1 vote for the Business Centurion Card review
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I second that 🙋🏼♀️
I am a fan of the Business Platinum. I tend to put my >$5k purchases on the Business card. My favorite benefit is the 35% back on points since I use my Amexes for airline purchases. 🥝
🥝 1) I think the AMEX Business Platinum is a good travel card for businesses (owners). 2) I think the Flight credit, Lounge access, FHR, Wireless credit, and earning multipliers are all good. The thing is if I went to get the AMEX Business Platinum, I would cancel my personal one. Too much overlap. Plus I disagree with the Dell and Wireless credits. I can't see spending $200 every 6 months on something from Dell just because. I would see getting a business cell phone service and have the Business Platinum pay for that. I am iffy on getting Adobe Pro service (my business startup idea does really need to creative studio), because I may use different service providers tailored to my targeted industry. That is where the 1.5x category would come into play. Personally Centurion lounges alone can pay for other half of the card when I travel. Each visit in my book racks up $30-40 of spend that i wouldn't have to make at an airport. Airports are expensive (before inflation).
I downgraded to the Business Gold for 4X on shipping, one week before it's changes were announced. I'm at a place where I either want the Schwab or Business Platinum, and 1 BBP. Simplify the charge card credits, onto Hilton credits that easy to use (Surpass replacing the Personal Gold).
Best benefit is the national rental Executive Elite status. Paying for a compact or economy vehicle, then leaving with a high end SUV or Sedan of your choice without the hassle of even having to ask or request an upgrade is great.
🥝 I love the BP. The twofer of getting SC and Centurion access is my main driver.
I’m hoping for better credits to replace the ones that will expire at the end of this year. Thank you for the information. Keep up the good work. 👍🏿✌️
I hope so too!
🥝 best business card. Definitely looking forward to that centurion business card review seb. Thank you for your hard work.
last week i was traveling from dfw to vegas, roundtrip. the C1 lounge and Centurion lounge in dfw had 20 minute wait times. coming back from vegas, the centurion lounge had a 10 minute wait. the CSR lounge in boston is pretty nice.
🥝 Love your content. In your opinion would this be a good card for rental properties? thanks
FINALLY, a review for AE BUSINESS PLATINUM FOR 2024.🥝
I recently found out your not supposed to eat a 🥝 like an apple.
I love the Dell and cell phone credits (w/ decent cell phone protection), the Business Platinum is my favorite card from any issuer.
Haha, yes. Peel the skin.
🥝 this is helpful, I just got this card and a generous, welcome awards bonus. But I did not know as much about the card.
For me, dell, wireless service, airline credits pretty much justifies the card. Plus I see the clear credit as an add on, and with some adobe promotions I get some value with that too. So it's a pretty straightforward card, a bit better than personal platinum, given you can get the 35% rebate which is great
I have the BP and I've taken advantage of the Airlines, Dell and Cellphone credit the second half of last year when I got it.
🥝 thanks!!
W daddie Sebby
🥝Centurion Business card would a very interesting video!
I have just got this card for my business in the US but I will be in Mexico 80% of the time and traveling around the world the rest of the time. I will almost never be in the USA. Most of my expenses will not be in the USA. Do you think it is still worth it? 🥝
i really want this card. i just received a targeted offer of 190k for $15k spend in 3mths, but im still trying to finish marriott biz sub. guess i'll hold off a little longer.
DAMN 190K POINTS?
So if you used a personal platinum exclusively for business use (like you have a real llc and accountant) can’t you still write off the annual fee? I have a real business (I’m a dentist) and want to switch from the business to vanilla platinum cause I like the coupon book better.
If you’re the sole-owner of the business, and you exclusively use the personal card for business purchases, and you have some documentation to show the business reimbursing you for the annual fee, you should be able to deduct the fee… with that said, it’s less straightforward, and there are some accountants who are going to be leery of doing that. It would probably also help if you could show that you opened the card after the business started (you opened it for business purposes) rather than trying to write-off the fee of something you already were paying for.
But I am not your accountant.
Just got an email from Alex offering me this card for a 200k welcome bonus offer.
I’m attempting to get it. 😅
Can you buy dell gift cards in order to save up to buy a larger item?
I wondereda bout that
If I had the personal platinum and business plat in my name can I get my wife in the centurion lounges with me? Or would you still have to pay the fee? 🥝
can the 35% points back stack with any delta card takeoff15 benefit, to get 50% points back?? I can't find info on that anywhere.
Nope. 35% points back is redeeming MR via the Amex Portal. TakeOff15 is within the Delta flow.
Wish you could stack though! :)
The Dell credit will work best if Amex switched to either Apple or Best Buy . The credit will be more attractive to prospective card users if you can get Apple credit or Best Buy credit
hey sorry if I posted this in another video but i was wondering for the business gold and the business platinum, do I need to apply for the biz gold first and then the biz platinum to get both SUB? I know for personal that's the way but I was just curious for the business side.
Which one is better business gold or personal gold
They have very different point multipliers. Pick the one that matches your needs.
Biggest benefit are the 5x on travel and 1.5 x multiplier. Also Dell and Clear (even though other cards might have it). Lounge access is great but usually traveling business class (like you Sebby), so lounge access is great, but only use it 2-3 x per year. 🥝
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How many hard pulls before they hold it against you.
I have 7 but only 4 in the last year.
Input welcome
Also is Barclay's sensitivie to this.
AmEx is more comfortable with hps. I had at least 12 on my credit report when i applied for my 1st card with them.
Whats a good welcome bonus to wait for?
i've seen 200k MR for 20k spend, but for now the highest, there's 150k floating around
I was targeted for 240k with 15k spend in 3 months, I jumped on it
@user-pn2ek3ey3b heck yeah man! I hope to see that soon!
When were you targeted? Recently?
before christmas i had a 170k offer for $15k in 3 mths.
Update: just got a 190k offer on same spend!
The Dell and Indeed credits makes it terrible for me. There is no circumstance in which I would buy either, especially since the Dell credit is split.
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If you get the business platinum first, will you be locked out of the SUB for the business gold?
I've seen some videos from sebby and I believe so. if I'm not mistaken the path use to be apply for the platinum and then the gold but I think now its the gold first and then platinum. hopefully he replies to this to confirm :D
@@bryandegante7654 yeah, hopefully he replies.
Like you said, this is definitely true for the personal. But I wonder if they made this change to the business side yet (though with how things are trending, it probably will)
Surprised the Venture X business isn't mentioned, perhaps I missed it. Why settle for 1.5x when you can get a flat 2x on everything, with super easy to break even annual fee? For high spender, at least for us, the multiplier is key, plus you skip all the Amex credit BS, get free authorized user cards, etc.
pretty sure they removed the 35% rebate
Doesn't all this f****** around with points seem extremely childish to anyone?
Are you okay?
Just redeemed 240k MR points on ANA to book round trip United business class San Francisco to Sydney for my wife and I. Cash price would have been $26k Thanks for all the information you provide!
Congrats!
Let's face it the business platinum card is dogs*** when it comes to redemptions because you have to jump through a whole bunch of stupid ass little childish hoops. You get it because it's heavy and shiny. That's it.
1st
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I don't understand why they charge 75k for guests. For that price you could have your family get their own cards for 695 or even the AU for 195. For that price you could have 100- 300 guests. I guess its a perk if you were going to spend that much for a big business.
Lol Dell is the most overpriced, shittiest crap you could ever buy when it comes to electronic goods.
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