I product changed the card to a Double Cash when my old Premier card was auto upgraded. Will look to see what the Strata Elite looks like. Current Strata kind of mid at best, haven't had too many issues getting Citi cards
The card looks horrible I couldn’t justify keeping it after seeing it. I product changed it to a Custom Cash, Citi dropped the ball on the Strata Premier release rehashed old Premier perks and 3x EV and the design team is a joke ha.
@@yohannmessamStill solid but I have other travel cards with similar or better rewards. I justified the Citi Premier because it’s an excellent earner and liked the card design and would find use for it in my wallet. I can’t justify a card that looks like crap plus the travel pricing in the Citi travel portal is overpriced so do you really win?
I applied for this card after getting a chase card and was denied. 8 weeks later I applied again and was approved with having 15 hard inquiries on the Experian bureau.
I own the Chase trifecta, Amex gold (which I’m considering canceling), and the Venture X. I’m debating if I should get the citi strata or boost my venture x with the savor one card. I appreciate any feedback. Thanks…
Depends on what you're looking to do. Savor is probably the easier and better system at the moment. If you want a setup I say Savor. If you want a good bonus then Strata, knowing you may have to add more Citi cards later. Or both... because why not www.profitablecontent.com/credit-card-offers/
@@RunonTheBank I dunno why they approved me. I was (9,1,9) in hard inquires and 4/24. 8.7% credit card utilization. I did have a checkign account with them along with custom cash.
They are very bullyish especially with the premier. When citi wants me to have a card they usually send me a snail mail with the card offer they want me sign up for.
Yeah I agree with you on that But I just kept trying for that first one And just got the second one the strata just got approve for it So keeping Don’t give Up. Good luck
When the citi elite comes out, do you think citi will let you get both the premier and elite cards? Also, do you think you will be able to get both intro bonuses?
I do think you'll be able to hold both. More so like gold and platinum than the sapphire cards. It doesn't make sense how chase has the cards setup, I'd think a bank would want you to have it all when there are annual fees invlolved I'd also guess they let you get the bonus as well
I want one but then again i own three custom cash cards. So there's a conflict. 😂 Ill take that sign up bonus and run though if you can get approved and change it to another custom cash 😂
Pass lol, the credit looks like shit haha. Great bonus but pulling this card out looks anything but premium hard to justify $95 for a low quality plastic card that makes other plastic cards look premium. Also don’t forget about the over inflated prices in the Citi travel portal lol.
Yeah a hard inquiry to Equifax.. but who cares ? I was like 1 hard inquiry there and 9 on both transunion and experian :) Now I am 9,2,9 . I got approved though.
Shooters shoot my friend. I'm 9-7-1 on the year for new cards... I'll probably dial it back but that's because it's getting hard to get approved and i'm running out of offers
@RunonTheBank woah 😳😳😳 well I shot my shot at wells fargo autograph and got rejected even though I bank with them 🙄🙄 Any advice on how to ask then nicely thru the reconsideration line?😁😁
Offer: www.citi.com/credit-cards/citi-strata-premier-credit-card?category=view-all-credit-cards&intc=7~7~67~1~MCT~1~&afc=1C2
As always RJ good points keep them coming.
I product changed the card to a Double Cash when my old Premier card was auto upgraded. Will look to see what the Strata Elite looks like. Current Strata kind of mid at best, haven't had too many issues getting Citi cards
The card looks horrible I couldn’t justify keeping it after seeing it. I product changed it to a Custom Cash, Citi dropped the ball on the Strata Premier release rehashed old Premier perks and 3x EV and the design team is a joke ha.
@@shawn.credit Did anything get worse with the card besides the design?
I need more custom cash cards...
@@yohannmessamStill solid but I have other travel cards with similar or better rewards. I justified the Citi Premier because it’s an excellent earner and liked the card design and would find use for it in my wallet. I can’t justify a card that looks like crap plus the travel pricing in the Citi travel portal is overpriced so do you really win?
@@shawn.credit Yeah the old Citi Premier looked more aesthetically pleasing for sure. Doign it for the sub and product change 1 year later :)
I applied for this card after getting a chase card and was denied. 8 weeks later I applied again and was approved with having 15 hard inquiries on the Experian bureau.
That's crazy but great work all the same lol
Got approved! Thanks!
Approved!!
My guy!
I was approved 2 days ago. Only relationship i have with Citi is 2 CCC cards. I was at 4/24 prior.
Avenged!
I own the Chase trifecta, Amex gold (which I’m considering canceling), and the Venture X. I’m debating if I should get the citi strata or boost my venture x with the savor one card. I appreciate any feedback. Thanks…
Depends on what you're looking to do. Savor is probably the easier and better system at the moment. If you want a setup I say Savor. If you want a good bonus then Strata, knowing you may have to add more Citi cards later. Or both... because why not
www.profitablecontent.com/credit-card-offers/
It's hard to be approved for Citi cards.
They do get up tight about certain ones. CC and DC, no issue. Premier, no chance
@@RunonTheBank I dunno why they approved me. I was (9,1,9) in hard inquires and 4/24. 8.7% credit card utilization. I did have a checkign account with them along with custom cash.
They are very bullyish especially with the premier. When citi wants me to have a card they usually send me a snail mail with the card offer they want me sign up for.
Yeah I agree with you on that But I just kept trying for that first one
And just got the second one the strata just got approve for it
So keeping Don’t give Up. Good luck
@@Anthonyjones-pq4ff What was your FICO, and how many inquiries did you have?
When the citi elite comes out, do you think citi will let you get both the premier and elite cards? Also, do you think you will be able to get both intro bonuses?
I do think you'll be able to hold both. More so like gold and platinum than the sapphire cards. It doesn't make sense how chase has the cards setup, I'd think a bank would want you to have it all when there are annual fees invlolved
I'd also guess they let you get the bonus as well
Pass. But I’m game whenever it’s the prestige….but they’re gonna nerf it anyways. So maybe not.
I got approve for Citi Strata Premier today, thanks RJ!
Avenged!
Is the strata premier subject to 48 month rule? I’m 24 months in….
Yea it showed that in the video.. 2:39
Yes, Citi is including it in the 48 months that counts the outgoing premier
I want one but then again i own three custom cash cards. So there's a conflict. 😂 Ill take that sign up bonus and run though if you can get approved and change it to another custom cash 😂
That's the dream. It's a low risk play, I say go for it
Amazingly I’m STILL locked out from Chase after just leaving 5/24. So can’t do a damn thing until I get that resolved.
Business cards are the way, hit that BOA $500 offer we covered this week, it's a good one.
Based RJ
Pass lol, the credit looks like shit haha. Great bonus but pulling this card out looks anything but premium hard to justify $95 for a low quality plastic card that makes other plastic cards look premium. Also don’t forget about the over inflated prices in the Citi travel portal lol.
Fair enough. I see it as an easy $750 + another custom cash in year 2
@@RunonTheBankHave you tried for more than one Custom Cash? I hear they cracked down on holding more than one recently which is a bummer if true.
If denied, is there a credit pull ?
ya bro, ur COOKED!!!
Yes it’s a ok card nothing to write home about. Also looks cheap nothing premium looking about the card.
Credit pull either way to determine approval. Amex oddly enough is the only one I've seen who will sometime skip the pull for existing customers
Yeah a hard inquiry to Equifax.. but who cares ? I was like 1 hard inquiry there and 9 on both transunion and experian :) Now I am 9,2,9 . I got approved though.
breaking news
21.24%- 29.24% Variable APR -
You must be new here... welcome, we're all about making the bank's money become our money. You don't do that by paying interest.
got damn man you aint scared to get rejected and get even more hard inquiries
Shooters shoot my friend. I'm 9-7-1 on the year for new cards... I'll probably dial it back but that's because it's getting hard to get approved and i'm running out of offers
@@RunonTheBank how many inquires u have in total?
@@RunonTheBank I have 11 7 & 8
@@ovx23 Chase says 21 but it's gotta be more than that if I were to look at all reports.
@RunonTheBank woah 😳😳😳 well I shot my shot at wells fargo autograph and got rejected even though I bank with them 🙄🙄
Any advice on how to ask then nicely thru the reconsideration line?😁😁
#TeamChase