Sir I have looked into all your videos. Great content sir!! One question - When calculating for retirement, we typically withdraw a fixed amount annually after retiring at 55. But in the case of a black swan event causing a substantial decline in our portfolio’s value, what strategy should be adopted? Is it advisable to persist in withdrawing funds from our equity portfolio during such times?
Ideally your debt% of your portfolio should be higher (80-90% even 100%) close to retirement so that black swans dont affect you. This is the typical recommendation for equity portfolios
This has happened with HDFC and Axis as well and Axis has still not recovered. So this erodes the confidence in the market as a whole. His is this managed in other markets. I ask since if action taken earlier by SEBI has not dissuaded such happenings ( assuming it has happened in this case which is still being investigated) but there is an impact since many a investor will panic and that is the issue.
Sebi's primary goal is Investor protection. These kind of issues happened past in axis and hdfc mutual fund as well. SEBI may take action on person who's is responsible for irregularities.
Can you pl. clarify what's happening in GROWW? There is a serious allegation about changing the portfolio no.etc. Looks very alarming. Is this a indication of a scam?
Groww clearly shared the details that the amount was not deducted from the said client's account. Yeah a new fear got unlocked but Groww already investigated and tried providing all info to control damage of that post...as far as I followed that's the update.
cross check with respected amc and mfcrntral app to avoid any doubt. amc sends mail every month and evry time payment reached them. always make sure its there. i think groww issue is overblown. it was technical glitch probably. still its concerning if they were showing fake folio on dashboard for so many years.
@@Pawantari the doubt arises, because they compensated the client, and wanted the client to remove all posts in Twitter. Contradiction makes one uneasy.
@@jayaramanv1714 yeah anything possible with these guys I suppose...people should start checking their CAS statements etc a bit closely..seems only option to makesure it is accurate.
Hello Sir, I have a question regarding investing in Nifty 50 ETF and Nifty 50 Index Fund. The dividends from holding companies, do both ETF and Index fund reinvests? Or reinvestment happens only in Index fund. We can take Nifty Bees and UTI Nifty 50 Index fund as an example
Hi Sir, I'm a new subscriber and have just started watching your videos. I'm looking for some advice on where to begin and how to navigate through your channel. Could you guide me on this? Thanks a lot.!
Lets say a perticular mutual fund is having 50 stocks in it's portfolio. It generally don't change these 50 stocks every month right. And these 50 stocks information is already public. Now, with above information, I can buy every month before fund actually buys the stocks. It's also front running? Looks like it will only applicable for exiting a stocks.
Going by the similar instances in Axis MF in the past , investors lost substantial amounts by way reduced NAV subsequently.I hv suffered as i did not redeem as soon as the news of front running came to the public knowledge.
Hello Pattu sir I have decided to sell my Active mutual funds and buy an Index fund of N50. But before that I just wanted to know why you have kept the Parag Parikh flexi cap fund for this long. You would have sold it and invested in N50 Index
Hi pattu sir i have a doubt, there is called elss nifty 50 index fund by navi. Is it best option for both tax saving and passive investment ? This is for retirement plan.
Wise to Exit the fund, if nothing bad happens still good, you pay the tax but if it’s gets worse you may get all your money but will be delayed. Axis funds have been underperforming ever since the case.Remember the earlier you exit the chances of getting money are better. Quant may be completely innocent but you can’t play roulette with your money.
SEBI doesn't do thing any blaming without proof. See its past record. There is something really fishy else why would Sebi trouble them? I have bad experience of insider trading with Franklin Templeton AMC which was considered very safe and ethical AMC. Anyone who doesnt take out ALL his money from Quant AMC is a fool. There are so many other AMCs.
If the index fund has to buy or sell according to index, then before the fund buys or sells, why can't people who are privy to the index fund buy and sell date / time do such transactions. Probably it will just get accumulated in "tracking error".
Hi sir..... I went through u first vdeo on how to choose stock..... After seeing I went to NSE website.... But could not find product... Option.... Is the website patterns change...... Now on what option... I should look for to check.... Stock plz guide
Hello Pattu, I just started following you and your gyan is an eye opener for all level of people in the investing world. Thanks for the great job and please continue it for people awareness. I have a request to you, could you create a SIP calendar view to understand wholestic view of weekly, monthly and yearly cash requirement and important dates to keep the cash ready. This would help people who dies lots of SIPs on daily, weekly and monthly basis. Thank you!
Sir, Quick Question. 1. Who holds the MF units if it is not dematerialized. Is it safe to keep with AMC? 2. Do we have any pros or cons if MF units are stored in demat format?. Online answers are very vague, so thought of asking you.
This is not a very big issue for holding your investment the only loss to the investor because of front running is fund will be buying at slightly higher level and while selling they will be selling at slightly lower levels impacting the investor returns. If this is happening for quite sometime now then they managed to deliver such high returns even after this front running. Should not be an issue with overall AMC
Sir, I am your recent follower and gained a lot of insights on the investment, while there is lots of videos around monthly invest and type of investment, request you to make a video of lumsup invest option for eg if we want to invest 10 or 20 lakhs at a time, how to invest and where to invest. You are doing a great work sir, i am fan of your retirement work sheet
Sir, please take my question. Should an investor hold cash at any given time, if yes then where should I keep that cash in India and how much percentage of cash an investor should keep at all times? I am asking because warren buffett parks cash in U.S. Treasury bonds all most all the time.
This is going on with groww and quant because Jio is going to launch their MF and stock broking
Famous words-
Captain America: I can do this all day.
Hulk: Smash!
Pattu sir: Hi, this is Pattu from freefincal.
Sir I have looked into all your videos. Great content sir!! One question - When calculating for retirement, we typically withdraw a fixed amount annually after retiring at 55. But in the case of a black swan event causing a substantial decline in our portfolio’s value, what strategy should be adopted? Is it advisable to persist in withdrawing funds from our equity portfolio during such times?
Ideally your debt% of your portfolio should be higher (80-90% even 100%) close to retirement so that black swans dont affect you. This is the typical recommendation for equity portfolios
@@sarathganeshcorrect, start moving to debt from equity gradually, 3-5 years before your targeted period
This has happened with HDFC and Axis as well and Axis has still not recovered. So this erodes the confidence in the market as a whole. His is this managed in other markets. I ask since if action taken earlier by SEBI has not dissuaded such happenings ( assuming it has happened in this case which is still being investigated) but there is an impact since many a investor will panic and that is the issue.
Do you know what had happened with Axis AMC recently.
if money is locked for 3 years in quant mutual fund then what will be the impact i will see after 3 years?
The impact will be amazing , all your money will have vanished
Sebi's primary goal is Investor protection. These kind of issues happened past in axis and hdfc mutual fund as well. SEBI may take action on person who's is responsible for irregularities.
Can you pl. clarify what's happening in GROWW? There is a serious allegation about changing the portfolio no.etc. Looks very alarming. Is this a indication of a scam?
I have not read up on it.
Groww clearly shared the details that the amount was not deducted from the said client's account. Yeah a new fear got unlocked but Groww already investigated and tried providing all info to control damage of that post...as far as I followed that's the update.
cross check with respected amc and mfcrntral app to avoid any doubt. amc sends mail every month and evry time payment reached them. always make sure its there.
i think groww issue is overblown. it was technical glitch probably. still its concerning if they were showing fake folio on dashboard for so many years.
@@Pawantari the doubt arises, because they compensated the client, and wanted the client to remove all posts in Twitter. Contradiction makes one uneasy.
@@jayaramanv1714 yeah anything possible with these guys I suppose...people should start checking their CAS statements etc a bit closely..seems only option to makesure it is accurate.
Please highlight ^NAME THE FUND FOR SWP-- HDFC BÀLACED FUND direct growh or EDELWEISS HYBRID AGGRESSIVE FUND dierct growth for next 15 years .
Quant Flexi is my 3rd fund apart from N50+NN50..
Same here!
Don’t worry greedy investors will get their lessons for sure
@@Chandala_bhikshuki Its been 3 years investing in Quant Flexi, even before their rally.. whats greedy abt it..
Hello Sir, I have a question regarding investing in Nifty 50 ETF and Nifty 50 Index Fund. The dividends from holding companies, do both ETF and Index fund reinvests? Or reinvestment happens only in Index fund. We can take Nifty Bees and UTI Nifty 50 Index fund as an example
Yes both reinvest
Thanks for the clarification, Professor. Can I meet you sometime at IITM?
Let me answer for him. NO! Unless you have something for him worth his time.
Hi Sir, I'm a new subscriber and have just started watching your videos. I'm looking for some advice on where to begin and how to navigate through your channel. Could you guide me on this? Thanks a lot.!
Best to ask what you wish to learn about and search about that here or on the freefincal website
Lets say a perticular mutual fund is having 50 stocks in it's portfolio. It generally don't change these 50 stocks every month right.
And these 50 stocks information is already public.
Now, with above information, I can buy every month before fund actually buys the stocks.
It's also front running?
Looks like it will only applicable for exiting a stocks.
it will not affect already profit funds, but from here on Quant funds might underperform
Index investment through MF or ETF which is better?
MF is any day best!
I am i quant investor when should i redeem if things go wrong. And is this a warning that the AMC has declining Goodwill
Do nothing. This is all small stuff
@@doncorleone3901 ok
If u redeem now u get something . Else like other greedy money licking investors , u may wait
Don't redeem. Quant is the best AMC. Its methodology is pure genius.
Same things happened for axis mutual-funds last year..no need to panic. I believe, if fund manager leaves, it may impact on returns...
Quant AMC is one fund manager only - Sandeep Tandon. If he leaves, there is no Quant AMC.
What about SIP ? Shall we continue with SIP as July is approaching
Same confusion
He has mentioned in the video that we can pause new investment for the time being and then take a call as more information is available
Please clarify. Will front running impact only a particular fund or the AMC? If its AMC, it could impact index fund investors also right?
It could impact both. Certain fund NAVs may take a hit, and the AMC will see reduced inflows. This does not mean it will affect index funds
My age is 19
1.Confused at index fund suggest name of it!?
2.How much to invest monthly?
Going by the similar instances in Axis MF in the past , investors lost substantial amounts by way reduced NAV subsequently.I hv suffered as i did not redeem as soon as the news of front running came to the public knowledge.
I also got affected. Not going to waste my time and money waiting in suspense
Hello Pattu sir I have decided to sell my Active mutual funds and buy an Index fund of N50. But before that I just wanted to know why you have kept the Parag Parikh flexi cap fund for this long. You would have sold it and invested in N50 Index
Hi pattu sir i have a doubt, there is called elss nifty 50 index fund by navi. Is it best option for both tax saving and passive investment ? This is for retirement plan.
Choose new tax regime
@@pattufreefincal thank you 😁
Wise to Exit the fund, if nothing bad happens still good, you pay the tax but if it’s gets worse you may get all your money but will be delayed. Axis funds have been underperforming ever since the case.Remember the earlier you exit the chances of getting money are better. Quant may be completely innocent but you can’t play roulette with your money.
Any link between front running and future performance of AMCs from past cases?
Yes axis and hdfc did so
SEBI doesn't do thing any blaming without proof. See its past record. There is something really fishy else why would Sebi trouble them? I have bad experience of insider trading with Franklin Templeton AMC which was considered very safe and ethical AMC. Anyone who doesnt take out ALL his money from Quant AMC is a fool. There are so many other AMCs.
Stock PGInvit long term investment & divident purpose OK !
❤❤❤
I dont believe in MF...only stocks
Sir please name video on how to achieve 6 month emergencies fund
If the index fund has to buy or sell according to index, then before the fund buys or sells, why can't people who are privy to the index fund buy and sell date / time do such transactions. Probably it will just get accumulated in "tracking error".
Hi sir..... I went through u first vdeo on how to choose stock..... After seeing I went to NSE website.... But could not find product... Option.... Is the website patterns change...... Now on what option... I should look for to check.... Stock plz guide
Yes, it has changed. You can see
freefincal.com/category/stock-listing/
Thnks.. Sir
Hello Pattu,
I just started following you and your gyan is an eye opener for all level of people in the investing world. Thanks for the great job and please continue it for people awareness.
I have a request to you, could you create a SIP calendar view to understand wholestic view of weekly, monthly and yearly cash requirement and important dates to keep the cash ready. This would help people who dies lots of SIPs on daily, weekly and monthly basis.
Thank you!
Thank you. I dont understand the need you are talking about. Just invest whenever you can. That is all
Sir, Quick Question. 1. Who holds the MF units if it is not dematerialized. Is it safe to keep with AMC? 2. Do we have any pros or cons if MF units are stored in demat format?. Online answers are very vague, so thought of asking you.
There is no use of demat MF units. Changing from one demat provider to another is very difficult. Changing from demant to non-demat is near impossible
@@pattufreefincal Thank You, Sir
Sir, what should I do in Quant ELSS fund?
130% turn over ratio? dam, for ELSS this is astonishing. quant is just trading daily basis, not investing in stocks just to inflate return. @pattu
Informative, thanks, i was about to invest in quant, i will wait now
This is not a very big issue for holding your investment the only loss to the investor because of front running is fund will be buying at slightly higher level and while selling they will be selling at slightly lower levels impacting the investor returns. If this is happening for quite sometime now then they managed to deliver such high returns even after this front running. Should not be an issue with overall AMC
Thanks 👍 informative video.
Sir, I am your recent follower and gained a lot of insights on the investment, while there is lots of videos around monthly invest and type of investment, request you to make a video of lumsup invest option for eg if we want to invest 10 or 20 lakhs at a time, how to invest and where to invest.
You are doing a great work sir, i am fan of your retirement work sheet
Thank you. Pl search the site for articles
@@pattufreefincal Yes sir, but video Wil give better perspective and reach large audience.
Just go with lumpsum..invest as per market patterns ...this guy talks talks...@@HarishManiHirePro
Please talk about groww issue sir.
Sir, please take my question. Should an investor hold cash at any given time, if yes then where should I keep that cash in India and how much percentage of cash an investor should keep at all times? I am asking because warren buffett parks cash in U.S. Treasury bonds all most all the time.
What is the use of doing what WB does? Have an emergency fund that is enough
@@pattufreefincal Thank You Sir.
Excellent sir.
Thank you sir ❤
Thanks ❤
What the sip investor should do ? Should they stop and discontinue the sip?
I want it not to be Sandeep Tandon..
No need to panic
Exactly
Yes , that’s what you can say when greedy investors money is trapped in such funds
Which are the best index funds to invest for a long term? How to analyse an index fund and its returns?
search the site
Sir please speak in Tamil?