From Kshs. 30,000 Salary To A Millionaire, A Proven Formula | Reuben Kimani | Episode 3

Поділитися
Вставка
  • Опубліковано 9 січ 2025

КОМЕНТАРІ •

  • @bettyobiero8408
    @bettyobiero8408 Рік тому +43

    Am 50yrs and i believe its never too late if you start immediately

  • @AmBlessed9319
    @AmBlessed9319 Рік тому +14

    My ratio is 10:20:70. 10.Tithe, 20.Savings, 70.Needs and Wants

  • @claudiusnjeru9988
    @claudiusnjeru9988 2 місяці тому +4

    I save hundred percent of my salary because the organization I work for provide accomodations and food

    • @trendIQ
      @trendIQ 2 місяці тому

      Which is that?

  • @betterlifesolutions
    @betterlifesolutions Рік тому +8

    I like what you said about basically starting something even if you think you're imperfect since it's better than DOING NOTHING

  • @teejayangel6638
    @teejayangel6638 2 роки тому +17

    Wow! These pple are blessed with knowledge of prosperity! You hate them, until you want to learn how to grow rich. Never hate! Bless you Sir for sharing your knowledge!

  • @TopG_Tyrus
    @TopG_Tyrus Рік тому +3

    This is educative
    umenijenga mahali mzae🤜🤛💯

  • @magdalinenjoroge1509
    @magdalinenjoroge1509 Рік тому +19

    I dont have a monthly income but whatever i get i save 30% of it in mmfs, i hope it will pay off in the long run

    • @sahraahmedkoshin
      @sahraahmedkoshin 8 місяців тому

      Hi @magdalinenjoroge1509, please what is mmfs? Thanks

    • @denis5855
      @denis5855 7 місяців тому

      @@sahraahmedkoshin MMFs is money market funds, like Cytonn and Sanlam.

    • @scholasticakathure2821
      @scholasticakathure2821 6 місяців тому

      ​@@sahraahmedkoshinMoney Market Fund

    • @msylvini
      @msylvini 3 місяці тому

      ​@@sahraahmedkoshinmoney market fund

  • @rachealwambui3413
    @rachealwambui3413 Рік тому +3

    Educate us more on money market

  • @palabrahamsen524
    @palabrahamsen524 Рік тому +6

    Being an economist, this is not new. What you are saying is true but it has a side to it that you are not touching upon and that is risk. All investments are associated with a level of risk. And by raising debt to fund an investment, so called gearing, adds to that risk. Not advisable. You should never invest more than you can afford to loose. Furthermore, if you have decided to invest, you should not do it just because you want to be a millionaire. You do it because you are genuine interested in the investment itself. Money comes if the underlying activities turns a profit. And last but not least: Do your due diligence properly and particularly how to exit. I have seen so many cases whereas exiting is super hard and even impossible. Then your invested money is trapped and basically worthless for you. And then the Golden Rule: If it looks to good to be true, that is probably what it is. If the ones asking for your money promising unrealistic profits, then it just to walk-away.

    • @palabrahamsen524
      @palabrahamsen524 Рік тому

      Goes without saying: If the investments involves any kind of recruitment and commission fees, it is for certain a walk-away.

  • @kingpharaoh6981
    @kingpharaoh6981 2 роки тому +5

    Since I started following your videos i have learned a lot.

  • @Kihungu_JM
    @Kihungu_JM Рік тому +1

    This video has been pretty inspirational and I have a lot to take away

  • @sandebrian2537
    @sandebrian2537 Рік тому +1

    Thanks brother Reuben I have learned something

  • @sikazwejerry4620
    @sikazwejerry4620 Рік тому +3

    Let's use proven formula in leading our private, public and spiritual lives. Designing formulas take time. For this reason using already designed formulas is better than wasting time designing new systems and experimenting them.

  • @musakibwana4596
    @musakibwana4596 Рік тому

    Thank you. Very educative and inspirational. A wake-up call indeed!

  • @victornyakundi294
    @victornyakundi294 3 місяці тому +3

    A million can't be 100M in ten years through compounding even if the rate of return is 20%annually, a return that is unrealistic.

  • @czarlifestyle5335
    @czarlifestyle5335 2 роки тому +5

    This is pure 100% legit Information

  • @emmanuelwafula1364
    @emmanuelwafula1364 Рік тому

    Thanks alot sir. Keep educating us more and be blessed.

  • @mulamaibrahim674
    @mulamaibrahim674 5 місяців тому

    Soft spoken and on point

  • @stellawambua8403
    @stellawambua8403 Рік тому

    Please do research on what investment could bail out a plus 55 years who needs to prepare for retirement. Advice

  • @ev.jasonkinyua
    @ev.jasonkinyua 2 роки тому +4

    Thank you sir, I now understand where my problem began

    • @angiemusyoka
      @angiemusyoka Рік тому

      Ev. Jason I hope you also found a solution.

  • @briankipkemboi9516
    @briankipkemboi9516 Рік тому +2

    Dear sir, Thanks you for this wisdom

  • @brendamagu-kariuki674
    @brendamagu-kariuki674 Рік тому

    Love this! Helpful and enjoyable. Thanks.

  • @helloMoto-k2
    @helloMoto-k2 Рік тому +2

    Thank you for this

  • @fredricknyakuna2842
    @fredricknyakuna2842 Рік тому +1

    Watching you live from Oman its my first time

  • @aluochaphey8696
    @aluochaphey8696 2 роки тому +3

    Thank you much this really opened my mind

  • @puritynjagi8767
    @puritynjagi8767 Рік тому

    Thanks for your advice

  • @fidelliswambui6217
    @fidelliswambui6217 Рік тому +3

    What about Money Market Funds??

  • @tamaduni
    @tamaduni Рік тому

    Now anyone can invest in any company globally ..Apple..google ..etc ..

  • @lynnetaleima6198
    @lynnetaleima6198 Рік тому

    Here to learn

  • @Danielleitich
    @Danielleitich Рік тому +1

    great advice indeed

  • @ngila_benja
    @ngila_benja Рік тому +1

    Gaining tips

  • @simonkanyugi7552
    @simonkanyugi7552 Рік тому +1

    please tell us which sacco do you prefer.

  • @shikalbk2491
    @shikalbk2491 Рік тому +2

    I will definitely need good advice because either the location or just mare bad luck is on our side because we have not been able to make a fraction in terms of profit compared to the amount of money spent investing in real estate as you have mentioned in your video. I would definitely want to hear your honest opinion.

  • @marywambui14
    @marywambui14 Місяць тому

    ❤❤ I' m your new subscriber sir.

  • @Tamiaris4291
    @Tamiaris4291 Рік тому

    Thanks it's very useful.

  • @wadzanaichow7865
    @wadzanaichow7865 2 роки тому +1

    Thanks for the information.

  • @alimasiga8422
    @alimasiga8422 2 роки тому +1

    Thanks for the knowledge

  • @pm2331
    @pm2331 8 місяців тому

    Quite informative 👍

  • @RogersNgobi-gc3cx
    @RogersNgobi-gc3cx 9 місяців тому

    good ideas

  • @josephngetich7554
    @josephngetich7554 Рік тому

    thanks much

  • @ElizabethNjogu-o5d
    @ElizabethNjogu-o5d 6 місяців тому

    Nice

  • @simontherevivalist6087
    @simontherevivalist6087 Рік тому

    Woow! I love this great content

  • @faithkoech7219
    @faithkoech7219 Рік тому

    Thank you , point on dot

  • @michaelmbage9165
    @michaelmbage9165 Рік тому

    What about money market funds

  • @gilbertotieno3984
    @gilbertotieno3984 Рік тому

    God bless you Sir

  • @rodgeranzaya2597
    @rodgeranzaya2597 Рік тому

    real talk

  • @newtonmwiti9797
    @newtonmwiti9797 Рік тому

    Valuable information.

  • @clementmacharia3578
    @clementmacharia3578 Рік тому

    I like

  • @Mbishaltd
    @Mbishaltd 2 роки тому +1

    so informative

  • @favouredone5489
    @favouredone5489 3 роки тому +6

    Whooooh that's profound. Is it possible to join a sacco when you are abroad?

    • @ReubenKimani001
      @ReubenKimani001  3 роки тому +3

      Hello Eliud,
      Thank you for your feedback.
      Most SACCOs in Kenya have embraced digitization enabling Kenyans from anywhere in the world to join SACCOs back at home.
      There are quite a number of SACCOs in Kenya. I am not able to recommend a specific one, but you might find this information helpful:
      1. venasnews.co.ke/2021/03/22/list-of-the-best-dividend-paying-saccos-in-kenya/
      To invest with Username, you can call us on 0725 000222 / email property@username.co.ke

    • @teejayangel6638
      @teejayangel6638 2 роки тому +1

      Try Kimisitu SACCO.

    • @allbyhisgrace8925
      @allbyhisgrace8925 2 роки тому

      My friends recommended Bandari sacco to me,one is in Germany and another In Norway both with Bandari.I am going to contact contact and take it from there.

  • @wanguinosa9085
    @wanguinosa9085 Рік тому

    Wisdom

  • @HARON2020
    @HARON2020 Рік тому

    Is it good to save money on till numbers

  • @dansaali5536
    @dansaali5536 Рік тому

    Great video and informative

  • @nigelcharles7386
    @nigelcharles7386 2 роки тому

    Very educative

  • @lucymuthoni4543
    @lucymuthoni4543 2 роки тому +4

    And if someone is being paid in hrs,,, where my salary varies according to my working hrs a month,, I may get 50k, 35k, 40k, 20k, 60k. if I may have to save constantly??

  • @peninahcorvino449
    @peninahcorvino449 Рік тому

    Please explain how the username works

  • @emilykawira8627
    @emilykawira8627 Рік тому

    great piece of information. How do i became a stock broker

  • @ptagates
    @ptagates 2 роки тому

    On point 💯

  • @stefanoh
    @stefanoh 2 роки тому +2

    hello, is money market funds good for investments

  • @wanguinosa9085
    @wanguinosa9085 Рік тому

    Where can one learn how to trade stock

  • @peternganga9100
    @peternganga9100 2 роки тому +13

    How can I connect with you.i earn 40k per month and I don't have any where to invest.

    • @teejayangel6638
      @teejayangel6638 2 роки тому +3

      Start with Money market funds (MMFs).

    • @mohamedabdimohamed1996
      @mohamedabdimohamed1996 2 роки тому

      @@teejayangel6638 how does MMFs works

    • @marywanjiku8162
      @marywanjiku8162 2 роки тому +5

      @@mohamedabdimohamed1996 Open an account with them deposit and then the money earns interest , If you require your money back should be available within 72 hours

    • @andytownsend19
      @andytownsend19 2 роки тому

      @@enockabuga892 Tell us

  • @childofgod8365
    @childofgod8365 Рік тому

    Which plots are those to pay in installments?

  • @willybillylaw
    @willybillylaw Рік тому

    Does 20% percent also include savings

  • @fredricknyakuna2842
    @fredricknyakuna2842 Рік тому +7

    I have a 100 k in my bank account how can i master the art of investiment? Where can i invest it

    • @childofgod8365
      @childofgod8365 Рік тому

      Fonds, money markets...try CIC... government fonds

  • @beatricemusyoka2168
    @beatricemusyoka2168 2 роки тому +1

    Very valuable information

  • @samuelndegwamburu3273
    @samuelndegwamburu3273 Рік тому

    Where can I find you for more advice

  • @stephenmuoki1271
    @stephenmuoki1271 Місяць тому

    using this formula 50;30;20; what is the 30 percent used for

    • @benardodhiambo5307
      @benardodhiambo5307 4 дні тому

      Kindly eat that money, The Bible is so BOLD about anxiety!

  • @peternganga9100
    @peternganga9100 2 роки тому +2

    How to invest if you are out of country.

  • @pcodesdev
    @pcodesdev Рік тому

    Between buying a plot and constructing a house for my mom which one would you advise

    • @angiemusyoka
      @angiemusyoka Рік тому +6

      Buy a plot sweetheart. It is an asset...you can resell it later at a higher cost or even build your rentals. A house for mom is a great blessing but a liability dear. It will only take from you. Am not an expert though...just sharing what I have learnt so far. All the best! ❤

    • @denniswriter9532
      @denniswriter9532 6 місяців тому

      Does your mum have a house not necessary u build her a new house u can do face lifting of the existing one. Second is the money you have the only one or u ave a job or income generating project? Those are among other things u shud consider

  • @alextai4990
    @alextai4990 2 роки тому +2

    I want to be successful but need guidance

    • @nellymakky9335
      @nellymakky9335 2 роки тому

      Which investment fr about 5 yrs to retire

    • @allbyhisgrace8925
      @allbyhisgrace8925 2 роки тому

      @@nellymakky9335 land at a cheaper rate and resale I'm 2 to 3 years for a double or triple the amount.

  • @ruthotanga2960
    @ruthotanga2960 Рік тому +1

    Sir help me I have 20 k in my bank would help me kind of business I can start with

  • @evelynenduta205
    @evelynenduta205 10 місяців тому

    very informative

  • @hoseamganda8880
    @hoseamganda8880 8 місяців тому

    very informative

  • @doreenwafula1871
    @doreenwafula1871 2 роки тому

    Thank you for the information