The 2022 Market Crash - Why is Everything Down?

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  • Опубліковано 19 тра 2024
  • I wanted to take some time to address the recent market correction, and how investors should handle the current downturn.
    If you'd like to support the channel, you can do so at / theplainbagel :)
    Buy a Plain Bagel Mug and support a charity! Proceeds for 2021 will be donated to Doctors Without Borders: store.dftba.com/collections/t...
    DISCLAIMER:
    This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer).

КОМЕНТАРІ • 1 тис.

  • @hadenwesley6548
    @hadenwesley6548 2 роки тому +120

    Plain Bagel is so aptly named. "I don't know everything, here's some reality, and this isn't clickbait." WOW. I often forget how satisfying this channel is! Thanks for posting

  • @hamANDmeat
    @hamANDmeat 2 роки тому +874

    It's honestly so nice to see a quality channel like this not be littered with scam comments and bots. I'm sure it takes a lot of work behind the scenes for Plain Bagel and I appreciate that.

    • @jamesmccreary2442
      @jamesmccreary2442 2 роки тому +36

      Yeah absolutely. I see all these “1 Reply” marks on EVERY comment and it gets annoying because I like to read peoples’ perspectives. I agree with you.

    • @cnhtol1586
      @cnhtol1586 2 роки тому +15

      @@jamesmccreary2442 well yes comment section is losing good content due to those scammers. YT is trying hard to deal with it but still no practical solution. Bad thing is those bots are successfully scamming some naive users.

    • @alport1331
      @alport1331 2 роки тому +13

      It'll only happen if you put words "NFT" or "CRYPTO" in your video title. I guarantee you spam bots are flocking in droves.

    • @Dj3nlightened
      @Dj3nlightened 2 роки тому +2

      As theres a spam comment thread 2 comments down from this 😭

    • @xyzmediaandentertainment8313
      @xyzmediaandentertainment8313 2 роки тому

      But haven't you heard of the portfolio genius of Mr landon Crawford? He made me 1899% return in 7 hours!

  • @classicconrad
    @classicconrad Рік тому +79

    This is the type of level headed analysis everyone needs to hear in these uncertain times. Also DCAing into passive index funds helps me sleep at night

    • @Gos1234567
      @Gos1234567 Рік тому

      Probably why he hasn’t millions of subs while morons like MeetKevin have 😮

  • @samsonsoturian6013
    @samsonsoturian6013 2 роки тому +528

    2021: Everyone complains valuations are too high.
    2022: Everyone complains markets are down.

    • @xman7695
      @xman7695 2 роки тому +4

      The only thing I complain about is that it always it up a bit more when my monthly investment plan is investing my money and goes down after that. Just to be up a bit just before my plan invests again -_-

    • @tavirosu25
      @tavirosu25 2 роки тому +7

      And inflation at 10% in most western nation. Gee where are my returns? 😅😂

    • @bradenkendall4106
      @bradenkendall4106 2 роки тому

      @Brantley Armando Quality predictions as always. Really helped trading with Bettina Bergin analysis and info, even with the market in a downward trend. Definetly riding the market wave is a good perspective.

    • @xman7695
      @xman7695 2 роки тому

      @Bruno Felipe the fuck you trying to scam here? Go to your own comment

    • @xman7695
      @xman7695 2 роки тому +18

      @Brantley Armando your on the wrong channel to scam people. Go somewhere else

  • @scottn7cy
    @scottn7cy 2 роки тому +7

    I remember in 1987 how Lewis Rukeyser started his broadcast after the Black Monday crash. He said the things that were mattered yesterday still matter today. It's just your money and not your life and those that loved you yesterday love you today. He said life would go on even when the stock market goes temporarily insane.

    • @ribertfranhanreagen9821
      @ribertfranhanreagen9821 2 роки тому

      those who loved you yesterday, love you today. disagree people change. and lot people out there is just double faced anyway. but i do agree money is not everything, you can be in loss now bankrupt etc. still as long you live you can always recoupe and gain more.

  • @PigeyMang
    @PigeyMang 2 роки тому +555

    Yes! A video on quantitative tightening would be nice :). Though honestly, I don't really care what your next video is on, they've all been great.

    • @masternobody1896
      @masternobody1896 2 роки тому

      this is normal its time to buy stocks and sell in year 2050 - buffet

    • @jalepezo
      @jalepezo 2 роки тому

      how do liberals square this one with " no gvernment intervention" ?

    • @rajeshupadhyay5683
      @rajeshupadhyay5683 2 роки тому +9

      Well said! I am also here to learn how to invest after listening to a lady on tv talk about the importance of investing and how she made 7 figure in 3 month, somehow the video taught me nothing and left me even more confused, I'm a newbie and I'm open to ideas on how to invest for retirement

    • @lezliewhicker8450
      @lezliewhicker8450 2 роки тому +7

      @@rajeshupadhyay5683
      I'll suggest you lookup Priscilla Dearmin-Turner, she's the real investment prodigy since the crash and have help me recovered my loses

    • @ayubamaikyau7298
      @ayubamaikyau7298 2 роки тому +3

      Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future

  • @dadajoel3330
    @dadajoel3330 2 роки тому +1

    I have been on my UA-cam feed waiting for your video. Thanks Richard

  • @yoursemexpert
    @yoursemexpert Рік тому +2

    I found your channel because of Patrick Boyle. He is also an amazing mind like you are. Thank you for taking initiative in teaching people financial education!

  • @habeshafinance
    @habeshafinance 2 роки тому +3

    Great message. One important point I always try to make with my community is to understand one’s risk tolerance. From there you can make decisions like be DIY or not and allocation strategy tailored to one’s comfort level, and to stick with low cost broad based index funds or ETFs.

  • @209UNKNOWN
    @209UNKNOWN Рік тому

    About 10 mins in. All great info! 👍 Taking notes as I watch this. Didn't need to wait til the end to sub, just subscribed. Good job on the video content and information.

  • @naderayoub7396
    @naderayoub7396 2 роки тому

    Can you do the video on quantitative tightening please. Plus love this video, clear and straightforward

  • @milttollin1
    @milttollin1 2 роки тому +3

    A video on Quantitative Tightening would be interesting to see from your point of view.

  • @Kier4n99
    @Kier4n99 2 роки тому +5

    i've barely been a subscriber for a month and I already yearn for more content from you. Brilliant

  • @Goodnewsglobal
    @Goodnewsglobal 2 роки тому

    Good video bud. Well presented and enjoyable.

  • @theacase8738
    @theacase8738 2 роки тому +1

    You have good and clear info. Thx.

  • @jip230
    @jip230 2 роки тому +3

    @ThePlainBagel Thank you for the sane and rational explanation of what is currently happening in the market. I love your channel!

  • @joshlanders
    @joshlanders Рік тому +3

    I think of this as a discount because i know im investing in the long term. I did do a slight rebalance for one portfolio as a single fund had made 100% and i wanted to reinvest those gains. The week after the fund was down 10%, so i did well in that regard of greed/fear. I am currently more concerned with income than assets.

  • @christinachen0624
    @christinachen0624 2 роки тому +1

    Would appreciate a video about quantitative tightening pls. Thanks again Bagel!

  • @janikarhila9128
    @janikarhila9128 2 роки тому +1

    The bit about small business owner is brilliant and so simple.

  • @Bigdog5400
    @Bigdog5400 2 роки тому +30

    Yes, please do a video on quantitative tightening :)

  • @8ball1098
    @8ball1098 2 роки тому +16

    Finding you has been a blessing. I was somewhat financially literate before finding you, but you’ve refined my knowledge even more. Thank you, and please keep posting!

  • @MrFUNHERO
    @MrFUNHERO Рік тому

    I would love a follow-up of this video, just a short discussion about whats new or what has changed

  • @justlim1558
    @justlim1558 Рік тому

    Thks so much for explaining all these financial stuff in simple layman term.

  • @roseroland1998
    @roseroland1998 Рік тому +22

    Young investors don't know any better...and jumped back into stocks without proper guide…they will have to learn their lesson via hard-knocks...like the 1966 to 1981 period. 15 years of lackluster to get back to 1966. Or tech stocks that took 13 years to recover after Y2K. Some will get rich, many will lose their shirts

    • @anthonyrussell5718
      @anthonyrussell5718 Рік тому

      Looking at the chart right now too many macro trends affecting all markets right now how profitable is stock/digital asset market? because it seems making gains henceforth is farfetched because all I've managed to do is catch falling knives already lost 70% of my tech portfolio value / life savings since last march.

    • @lophilip
      @lophilip Рік тому

      @Lloyd Bernard The more boring route to your first million is passive investments in index funds (I prefer USA). If you want to do active trading, you at least need to know about index funds - because that is the benchmark (called alpha?) of how well you are performing.

  • @jsclassical
    @jsclassical 2 роки тому +6

    Remarkably clear and rational - just what I needed. Thank you.

  • @AdADglgmutShevanel
    @AdADglgmutShevanel 2 роки тому

    Thanks for the info!

  • @SamEbby
    @SamEbby 2 роки тому +2

    You know what, this was a great little video. Thanks

  • @jpbredenkamp5091
    @jpbredenkamp5091 2 роки тому +3

    Always love your content Richard :) especially enjoying these more casual update videos!

  • @giarc1988
    @giarc1988 2 роки тому +131

    You are one of if not the best investment commentator on UA-cam. Thank you for continuing to do such great work.

    • @sommi888
      @sommi888 2 роки тому

      🧡💛💚💙 OMG ITS CRAIG MILLER !!!!

    • @deeptoot1453
      @deeptoot1453 2 роки тому +1

      Curious to hear which other investment channels you like. Let me know please!

    • @pascalfrancisco8795
      @pascalfrancisco8795 2 роки тому +2

      Venturing into the trading world without the help of a professional trader and expecting profits is like turning water into wine, you would need a miracle, that's why i trade with Sherry Alfie , her skills set is exceptional.

    • @gwendolyntyler9540
      @gwendolyntyler9540 2 роки тому +1

      @@pascalfrancisco8795 Tnx for this info, I just looked up your lnvestment ProfessionaI and i found her web page very much impressive I wrote her and I'm waiting on her ..

  • @sebastiantan2436
    @sebastiantan2436 2 роки тому

    Would absolutely be interested in seeing the vid on quantitative tightening.

  • @zerufrequency9265
    @zerufrequency9265 2 роки тому

    i would like to see the video about the quantitative tightening and easing! thanks for the video explanation

  • @InfamousKicker
    @InfamousKicker 2 роки тому +27

    Bears who called 27 of the past 4 bear markets are so happy rn

  • @mbeeck
    @mbeeck 2 роки тому +11

    Your videos are gold, man. Thanks a lot for sharing your thoughts with us

    • @pascalfrancisco8795
      @pascalfrancisco8795 2 роки тому +1

      Venturing into the trading world without the help of a professional trader and expecting profits is like turning water into wine, you would need a miracle, that's why i trade with Sherry Alfie , her skills set is exceptional.

    • @gwendolyntyler9540
      @gwendolyntyler9540 2 роки тому

      @@pascalfrancisco8795 Tnx for this info, I just looked up your lnvestment ProfessionaI and i found her web page very much impressive I wrote her and I'm waiting on her .

  • @MonzennCarloMallari
    @MonzennCarloMallari 2 роки тому

    "The impact hasn't been dramatic... so far"
    *nervous chuckle
    Same, honestly

  • @augustd1210
    @augustd1210 2 роки тому

    Didn't expect this video to be so helpful. Richard really bested himself

  • @pragmatiste
    @pragmatiste 2 роки тому +6

    please make a video of quantitative tightening. Also, many people say that QE is just money printing can you make a video about how it is different.

  • @kageisuke
    @kageisuke Рік тому +5

    As a passive ETF investor I watch all this with popcorn in hand. I can only hope that 30 years from now at my retirement age, I'll be able to retire and the market won't crash in its 10-yearish cycle bs.

    • @rinyas
      @rinyas Рік тому

      I've also invested in an ETF and already lost 25$ since I invested like a month ago (S&P500) 😭

    • @kageisuke
      @kageisuke Рік тому +1

      @@rinyas Until you pull your money out of the market you haven't actually lost any money. ETF are long term. I'm not going to worry about actual losses until I retire in 25 years

    • @lophilip
      @lophilip Рік тому +1

      If you're in it for the long term, in 30 years even if there is a crash you'll still be eating popcorn and laughing if there is a crash: in 30 years you'll be up about 8x of your initial investment. Even with a market crash of 50% (great depression era), you'll still be up 4x!

    • @kageisuke
      @kageisuke Рік тому

      @@lophilip Even if I have good gains over 30 years, a crash can delay retirement. You don't want to take money out. That's when you put money *in*.

    • @lophilip
      @lophilip Рік тому

      @@kageisuke it's ideal to delay retirement in a crash, but sometimes that's not possible due to health reasons. A strategy is not to cash out everything during a crash and take out what is needed.

  • @andrewgoloviznin
    @andrewgoloviznin 2 роки тому

    Thank you for this video.

  • @michaelswami
    @michaelswami 2 роки тому

    Thanks for this.

  • @daniele.5163
    @daniele.5163 2 роки тому +23

    Would love to hear about quantitative tightening!

  • @trip7dan
    @trip7dan 2 роки тому +47

    Hello from the UK. I just wanted to say that I appreciate the time and energy to help educate us. This is a topic that has caused me concerns recently but it's heartening to hear your general "advice" and help manage the emotional impacts. Look forward to watching more and more of your content for the years to come. Best, Dan

    • @pascalfrancisco8795
      @pascalfrancisco8795 2 роки тому +2

      *Venturing into the trading world without the help of a professional trader and expecting profits is like turning water into wine, you would need a miracle, that's why i trade with Sherry Alfie , her skills set is exceptional.*

    • @gwendolyntyler9540
      @gwendolyntyler9540 2 роки тому +2

      @@pascalfrancisco8795 Tnx for this info, I just looked up your lnvestment ProfessionaI and i found her web page very much impressive I wrote her and I'm waiting on her ...

    • @trip7dan
      @trip7dan 2 роки тому +1

      Nice bot comment

    • @jacksontechiehelpme3679
      @jacksontechiehelpme3679 2 роки тому

      ATTENTIVE HEART AND A VERY CLEVER SKILLS SET OF YOUR WORKS THAT ALONE CAN SPEAK GOOD YØU JACKSONTECHIE.

  • @d_15745
    @d_15745 Рік тому +1

    Yes! QE and QT explanation please!

  • @joseC2013
    @joseC2013 2 роки тому +1

    Subscribed. Cream cheese(helpful info) to the bagel (current market situation)

  • @ryanhoxie
    @ryanhoxie 2 роки тому +7

    I’m interested in a quantitative tightening video.

  • @shadowpremiere
    @shadowpremiere 2 роки тому +8

    Hi, I just wanted to say that I really like your videos and they're very refreshing considering how others in the same youtube space can be a bit ridiculous at best or predatory at worst. Would be interested in seeing the vid on quantitative tightening. Thanks for doing your thing dude.

  • @stgeorgn
    @stgeorgn 2 роки тому +1

    you are the only one, that I believe good intelligent advice

  • @TastySanchez
    @TastySanchez 2 роки тому

    Great advice. Thanks

  • @CaedenV
    @CaedenV 2 роки тому +13

    last night I had this crazy thought in my head going... I should get a heloc and throw more money in and catch the recovery wave when it hits... and then it was like, dude! You are already stressed out about work, and family health issues. If things went well with that, then it would be neat... but if ANYTHING went wrong, then that would make a tough situation so much worse. Just keep on the same path, ignore the noise, still going to make out like a bandit when this down-turn is all over, there is no need to be greedy and loose it all. Need to keep those sane voices in life to make sure you keep doing what you need to, and don't open yourself up to unneeded risks that may or may not pan out.

    • @roflo5509
      @roflo5509 2 роки тому

      With this market it would be wise to have a HELOC available in case the real estate market crashes and you won't get approved for a good HELOC ammount later on. But I will hold on to mine and invest once rates and inflation stabilize.

  • @chancerobinson5112
    @chancerobinson5112 2 роки тому +6

    The S&P is not even close to 10% down. Right now it’s down 16.6% and closing in on 20% fast. Thanks for trying to put a smiley face on it, though.👍 (nervous laugh from Richard)

    • @MrSupernova111
      @MrSupernova111 2 роки тому

      Gotta love these experts who don't even know where the markets are. Maybe they just don't really care and continue making bs excuse after another while they collect fees. LOL

    • @alexwoodies4043
      @alexwoodies4043 2 роки тому +1

      He probably filmed this a day or two prior. Simple logic, but that’s ok.

  • @lordoflamanchar
    @lordoflamanchar 2 роки тому

    Thanks for this 😊

  • @friedbolognasandwich
    @friedbolognasandwich 2 роки тому +1

    Thanks for another solid video!!

  • @8bitkame
    @8bitkame 2 роки тому +157

    It's ok Guy, I'm here for you. I thought I lost everything after 2018. There's always a tomorrow. Or a raging bull market 2 or 3 years later.

    • @realtissaye
      @realtissaye 2 роки тому +2

      thank you sincerely, comrade.

    • @MrSupernova111
      @MrSupernova111 2 роки тому +10

      There won't be a "raging bull" market this time around 2-3 years later. Keep dreaming! LOL

    • @interestingcommentbut....7378
      @interestingcommentbut....7378 2 роки тому +5

      @@MrSupernova111 4-5 years

    • @MrSupernova111
      @MrSupernova111 2 роки тому +4

      @@interestingcommentbut....7378 . Don't count on it! Take a look at some historical data for context.

    • @interestingcommentbut....7378
      @interestingcommentbut....7378 2 роки тому +2

      @@MrSupernova111 There at least has to be some recovery and some hidden gems that over produce

  • @nedflannels3278
    @nedflannels3278 2 роки тому +6

    I’ve been investing for 2 years in my own now and it all started with a lot of your guidance. After watching all of your videos my portfolio was well prepared for this downturn. Thank you for making confident investors of many of us Richard👍

  • @prajwalmeshram32
    @prajwalmeshram32 2 роки тому

    Thankyou for this video

  • @simianwarthog
    @simianwarthog 2 роки тому +44

    I would really appreciate a video explaining exactly the link between how a share price actually affects what a company does, and vice versa.
    It seems to me that once the IPO is done, it makes absolutely no difference to the company if the shares go up or down.

    • @Shcroft2
      @Shcroft2 2 роки тому +1

      They can still sell shares so long as they have them

    • @victorgbs
      @victorgbs 2 роки тому +7

      Makes cost of capital cheaper. Companies will have an easier time diluting (selling) new shares into existance; that money goes into their balances.
      Of course, this mightily pisses off current investors because not only does it tank share prices, it makes their stake in the companh smaller.

    • @micahdesilva1685
      @micahdesilva1685 Рік тому +5

      Companies are run by boards of directors, who work for the stockholders. If the board doesn't keep the stock price high enough (and doesn't have a good argument for why it will go up in the future), the stockholders can vote to fire them and install new management.

    • @erichkitzmueller
      @erichkitzmueller Рік тому +1

      Additionally to all the answers given so far, a low share price increases the risk of a hostile takeover by a competitor, as it makes such an action cheaper.

    • @fi4re
      @fi4re Рік тому

      I believe none of the answers in this thread so far actually answer the question.
      > They can still sell shares so long as they have them
      How does this affect the price?
      > Makes cost of capital cheaper. Companies will have an easier time diluting (selling) new shares into existance; that money goes into their balances.
      How?
      > If the board doesn't keep the stock price high enough (and doesn't have a good argument for why it will go up in the future), the stockholders can vote to fire them and install new management.
      Why does the board's actions affect the stock price anyway?
      > a low share price increases the risk of a hostile takeover
      How did the board's actions cause the price to go lower?

  • @ianwarney
    @ianwarney 2 роки тому

    Thank you so much!

  • @tanjoy0205
    @tanjoy0205 2 роки тому +4

    His been on a roll with these vids ,unlike the market he’s on the up !

  • @deanmcc1988
    @deanmcc1988 2 роки тому +3

    Please make a video on Quantitative Tightening. These videos are very educational and I love how you present a non sensationalist view on the topic. I feel like many finance channels out there get their kicks by making it look like the economy is going to soar or crash every video they post, but these just give us the reality of the situation, no matter how plain that may seem. It's helped me a lot in my Finance degree.

  • @aldjenbrent8
    @aldjenbrent8 2 роки тому

    Great video! Thanks

  • @zazzletoysbenborkovitz5202
    @zazzletoysbenborkovitz5202 2 роки тому

    Good video, comprehensive and sage. Thanks

  • @moneyhoopla
    @moneyhoopla 2 роки тому +9

    I really loved your example of the small business owner. Really puts things into perspective and reminds me to keep picking businesses that are making money daily. Tune out the noise.

  • @andresuaza
    @andresuaza 2 роки тому +21

    This guy is always calm and collected regarding money and the Stock market. I would hire him as a personal advisor!

    • @MrSupernova111
      @MrSupernova111 2 роки тому

      He's clueless just like the rest of of them. But like the rest he sure loves making up bullshit excuses for everything. LOL

    • @pascalfrancisco8795
      @pascalfrancisco8795 2 роки тому +1

      Venturing into the trading world without the help of a professional trader and expecting profits is like turning water into wine, you would need a miracle, that's why i trade with Sherry Alfie , her skills set is exceptional.
      ..

    • @gwendolyntyler9540
      @gwendolyntyler9540 2 роки тому

      @@pascalfrancisco8795 Tnx for this info, I just looked up your lnvestment ProfessionaI and i found her web page very much impressive I wrote her and I'm waiting on her

  • @bravelyjake
    @bravelyjake 2 роки тому

    Definitely want that video on Quantitative Tightening.

  • @Jersey-T
    @Jersey-T Рік тому

    Cool hand Luke come through again... 😎👍

  • @phiaowo3999
    @phiaowo3999 2 роки тому +68

    We already are in a recession, that is not "officialy declared" is another story.
    We just had the first quarter of economic decline and we are into a second period of even worst decline.

    • @MrSupernova111
      @MrSupernova111 2 роки тому +7

      But the Plain Bagel says don't worry about it while your portfolio gets decimated and you potentially end up unemployed or squeezed by inflation. LOL

    • @ozone8839
      @ozone8839 2 роки тому +14

      @@MrSupernova111 but this should really only be concerning to people who are wanting to pull money out of their portfolios in the near future during the market downturn. If an individual is solely reliant on their stock portfolio as a means of emergencies savings then that individual shouldn’t be putting that money into a portfolio and should be focusing more on padding up their emergency savings funds before sinking money into the markets.

    • @MrSupernova111
      @MrSupernova111 2 роки тому

      @@ozone8839 . Everyone's situation is different. Retirees, poor and middle class are much more sensitive to economic conditions and volatility within their portfolios than the rest of society. Its amazing that privileged people fail to realize that they don't represent the entire population.

    • @ozone8839
      @ozone8839 2 роки тому +1

      @@MrSupernova111 if you’re retired and you’ve been investing your entire life then if you’re not net positive or doing well in your position even in a transient market downturn then something went extremely wrong somewhere else. I find it so crazy when people act like the worlds ending or their life is over when this has happened to the markets so many times before. If you’re not aware that these things happen to stocks then I would highly encourage you not to invest.
      If you’re poor / middle class then my advice still applies. In fact it applies even more so in these situations. Also if you are poor then that’s a social economical problem on a much larger scale and not a how well is my portfolio doing problem.

    • @MrSupernova111
      @MrSupernova111 2 роки тому

      @@ozone8839 . Getting shot in the face happens too. Doesn't make it more bearable when it happens. But keep living in fantasy land. You're the type that likes to oversimplify everything but reality will hit you in the face too sometime. Keep living your life in a bubble. Good luck!

  • @mark3105
    @mark3105 2 роки тому +63

    That part where you talked about treating my investments as a small business spoke to me, My portfolio is designed to generate passive income and even though the last few months have been tough and I have "lost" a lot of money recently, My cash flow is only down roughly down the same percentage as my portfolio, A small cut back in my lifestyle and careful budgeting will counteract that and I can ride this bear market out and maybe even pick up some cheap assets.
    Time is on my side and the older I get the more I learn which makes me a better investor but every time I learn something new it humbles me because it makes me realise how much I don't know...

    • @GLENC0C0
      @GLENC0C0 2 роки тому +4

      Was expecting you post a tg link at the end there hahah, bots have ruined the comments section for me. Great comment tho.

    • @mark3105
      @mark3105 2 роки тому +1

      @@GLENC0C0 Damn it, I forgot to post the scam link!!!!

  • @skyjam99
    @skyjam99 2 роки тому +1

    Would love to see a video on quantitative tightening... Love your channel good luck!

  • @kestasjuozokas
    @kestasjuozokas 2 роки тому +1

    3:35 yes please, please do a video on quantitative tinting

  • @OldAssSax
    @OldAssSax 2 роки тому +3

    I'm loving this...waiting for a panic sell-off. VIX is down today even with the S&P 500 sell off accelerating. We aren't there yet.

    • @julianschmahl8267
      @julianschmahl8267 2 роки тому

      How much longer?

    • @OldAssSax
      @OldAssSax 2 роки тому

      @@julianschmahl8267 Yes.

    • @GeosRealityReport
      @GeosRealityReport 2 роки тому

      We are not too far off from that

    • @OldAssSax
      @OldAssSax 2 роки тому

      @@GeosRealityReport I think we're due for a snap back/bear market rally but I'm not sure we've found the true bottom yet. Who really knows....just seems like there's still plenty of unknown stuff: recession/inflation/war/supply constraints and valuations in US equities.

  • @ishaankhandelwal7798
    @ishaankhandelwal7798 2 роки тому +6

    One small correction: What you actually called as quantitative tightening is actually known as Open Market Operations which forms the part/methods through which the government exercises money supply control.

    • @pascalfrancisco8795
      @pascalfrancisco8795 2 роки тому +1

      Venturing into the trading world without the help of a professional trader and expecting profits is like turning water into wine, you would need a miracle, that's why i trade with Sherry Alfie , her skills set is exceptional.

    • @gwendolyntyler9540
      @gwendolyntyler9540 2 роки тому +1

      @@pascalfrancisco8795 Tnx for this info, I just looked up your lnvestment ProfessionaI and i found her web page very much impressive I wrote her and I'm waiting on her

  • @igorf243
    @igorf243 2 роки тому

    Good points, clear explanation

  • @chinesestunna
    @chinesestunna 2 роки тому

    Always appreciate your voice of reason regardless of markets up or down

  • @applefav101
    @applefav101 2 роки тому +146

    Thanks for the video! As someone who tried to "play" the market using active investing in 2020/21 and who has been burnt I'm a little nervous about my TFSA for the future, but I'm trying to turn it around with passive investing to hopefully get some losses back. This crash has me worried tho

    • @Ducreuxs
      @Ducreuxs 2 роки тому +34

      Stocks down just means they're on sale! 😎 Keep buying!

    • @mudkipmilk
      @mudkipmilk 2 роки тому +25

      If you're trying to turn it around by selling your active investing assets into ETFs (passive), you're locking in your losses. Selling when your stocks are down is another form of active investing. Not financial advice, but consider the alternative.
      1. Doubling down on your stocks that have tanked aka. buy the dip.
      2. Buy only ETFs moving forward.

    • @xman7695
      @xman7695 2 роки тому +8

      @@mudkipmilk the first one only if one believes in the fundamentals of the company and thinks the stock is worth to buy at that price though

    • @SuperGirl-tf2wn
      @SuperGirl-tf2wn 2 роки тому

      Just hold, christ. Unless of course you're in a sleuth of low cap speculative stocks then you fucked yourself long before this. I did absolutely nothing during the crash of 2020 (Covid), and by the end of the summer I had more money in my account than prior to the crash.

    • @jz4461
      @jz4461 2 роки тому +5

      @@mudkipmilk I'm not completely sold if OP is buying the same asset class. Here's why:
      1. Robo advisors and financial planners routinely sell losses to buy similar securities. "Locking in" the losses here saves money on taxes since capital gains are lowered, and the strategy is called tax loss harvesting.
      2. The underlying portfolio may have risks that are incompatible with OP's risk appetite or risk capacity. In this case, OP has assumed more uncompensated risk by picking individual stocks rather than invest in an index fund.
      In my opinion, rebalancing a portfolio or shifting asset allocation to better align risk appetite and capacity shouldn't be conflated with active investing. Both are prudent financial planning moves.

  • @KennyZ1615
    @KennyZ1615 2 роки тому +15

    Great video. Been Dollar cost averaging every week since 2017 into etf's like SCHD, DGRO, and VGT. Stocks like Costco, AMZN, GOOGL, MSFT. The theme for the portfolio is increased operating cash flow and stock buybacks. Loving the dips

    • @jaw9983
      @jaw9983 2 роки тому +2

      @@MrSupernova111 why not? DCA is based on subjective cash flows

    • @shanejones578
      @shanejones578 2 роки тому +1

      @@MrSupernova111 straight up lmao that’s just called buying every week

    • @wingsoverglades
      @wingsoverglades 2 роки тому +2

      @@MrSupernova111 Dollar Cost Averaging has nothing to do with buying the dip and everything to do with buying over fixed intervals, hence the "averaging". trying to buy the dip is just another way of trying to time the market.

    • @rya978
      @rya978 2 роки тому

      @@MrSupernova111 you high?

  • @resistencialiberal9555
    @resistencialiberal9555 2 роки тому

    It would be nice if you put a video on the quantitative tightening

  • @UnfilteredID
    @UnfilteredID Рік тому +1

    Take my sub and comment sir. Thank you for this great content!

  • @kage-fm
    @kage-fm 2 роки тому +84

    when you see an asset class return multiples of its expected rate over some period, then either it’s going to eventually start seriously underperforming, or the expected rate has changed. this is why the “crash” over the last few months is not surprising - there is no reason to think the s&p represents a fundamentally different asset class post-covid (unless it’s worse).

    • @mudkipmilk
      @mudkipmilk 2 роки тому +7

      This is super obvious in hindsight, but name any popular investment "guru" who talked about buying puts on tech stocks when everything was pumping fall/ winter 2021.

    • @shawnjavery
      @shawnjavery 2 роки тому +6

      @@mudkipmilk i mean seeing a crash happening in the future and being able to time it are different things. Buying a put for an irrational evaluation only works if you time the crash. Everything has been irrationally over priced anyways. There's way too much capital in the market.

    • @mudkipmilk
      @mudkipmilk 2 роки тому +2

      @@shawnjavery People could have started buying puts in Jan/ Feb 2022. But very very few did.
      I'm just saying it's easy to explain current / past events, but no one ever has an idea what's going to happen.
      We could be heading into a 6-12 month bear market or stocks can all rebound next month.

    • @MrSupernova111
      @MrSupernova111 2 роки тому

      @@mudkipmilk . I agree 100%!! I have a degree in finance with a focus on security analysis and have worked in the industry for a number of years as an analyst. These gurus are nowhere to be found when you need their advice the most (at the height of the market). However, they got every bullshit excuse when things go south. I would advice anyone interested in learning how to manage their portfolios to stay far away from financial gurus. The dirty secret is that they have no clue whether the market is going up, down, or sideways. But they sure love cite worthless research papers and academic jargon to present themselves as gurus while they raid your portfolio. Anyway, buy the dip if you can and good luck with your portfolio.

    • @MrSupernova111
      @MrSupernova111 2 роки тому

      @@shawnjavery . You usually buy puts as a hedge to your portfolio and to protect your capital. Not as a market predictor.

  • @ryanjackson4597
    @ryanjackson4597 2 роки тому +11

    Stable and rational… the UA-cam finance “big boys” could learn a lot from you!

  • @marcelangir7534
    @marcelangir7534 2 роки тому +1

    As your Indonesian Subscriber, let me say this : YOU'RE ROCKS !!, thanks for the video Plain Bagel ~

  • @JarlTryggve
    @JarlTryggve 2 роки тому

    Great video. Thank you!

  • @Martin-kc1xj
    @Martin-kc1xj 2 роки тому +27

    Yeah... I'm one of those who started investing in early 2021. Until last week I was actually still up 0.35% and feeling pretty ok with the situation, but in the last week, I have now dropped to -3% and it's accelarating :/ I'm still buying a little on big drops, but it barely moves my cost average. My emergency fund on the other hand is looking very good right now!

    • @SuperGirl-tf2wn
      @SuperGirl-tf2wn 2 роки тому +7

      Assuming your investments are 'safe' (most ETFs, index funds, blue chippers), you will be just fine. My portfolio crashed 40% in March and April of 2020 and rebounded as the market did and I had more money at the end of the summer than when the market first started to crash. And the market there dropped 40%, with the DJIA down to 17000. Now? This is nothing compared to the Covid sell-off.

    • @Buckets41369
      @Buckets41369 2 роки тому +1

      Started in Aug ‘21. Down at least 15% last time I checked. I wish the number wasn’t an aggressive red because I’m pretty happy I’m buying tonnes of units at a discounted rate.

    • @kek651
      @kek651 2 роки тому

      @@Buckets41369 i feel u man, i am down 10% too, started investing last year

    • @b1parksoha540
      @b1parksoha540 2 роки тому +1

      Started in May 2021, lol I am down 53% but I will hold and be patient until the next bull market cycle begins.

    • @Lucas-wn5wm
      @Lucas-wn5wm 2 роки тому

      Im down 5% since i started 2021 sept. (Not from the US) but yeah its gonna be worse im just gonna prepare to buy in the next couple of months

  • @CanorousFlatulence
    @CanorousFlatulence 2 роки тому +4

    You are easily one of the best investment voices I've ever found. Keep up the great work. I hope more people find your content.

    • @pascalfrancisco8795
      @pascalfrancisco8795 2 роки тому +1

      Venturing into the trading world without the help of a professional trader and expecting profits is like turning water into wine, you would need a miracle, that's why i trade with Sherry Alfie , her skills set is exceptional.

    • @gwendolyntyler9540
      @gwendolyntyler9540 2 роки тому

      @@pascalfrancisco8795 Tnx for this info, I just looked up your lnvestment ProfessionaI and i found her web page very much impressive I wrote her and I'm waiting on her ..

  • @ikyiAlter
    @ikyiAlter 2 роки тому +1

    Long windy and awesome as always. I should stop watching these before bed lol

  • @micheledaly9166
    @micheledaly9166 2 роки тому

    Yes we want the video about quantitive tightening

  • @RJA10001
    @RJA10001 2 роки тому +48

    My mindset for this decline is a "this too shall pass" my investments are down, but like, I'm just assuming they'll go up again lol

    • @azhp42069
      @azhp42069 2 роки тому +1

      If you are significantly diversified there's a good chance they'll go up, but if you're concentrated in specific stocks or sectors you subject yourself to idiosyncratic risk which can be diversified away from.

    • @geosandor7769
      @geosandor7769 2 роки тому

      That’s a good mindset but keep in mind that diversification is key when it comes to investing and DCA is a really good strategy during market decline. You can check out my channel for more content.

    • @xman7695
      @xman7695 2 роки тому +1

      As long as you trust these companies and the fundamentals it should be fine, yeah

    • @SuperGirl-tf2wn
      @SuperGirl-tf2wn 2 роки тому +1

      You will be ok, probably. The market declined by 50% in March/April of 2020. People have goldfish brains and can't remember what they had for dinner the other night, never mind the market. Unless your investments are speculative, risky, a sleuth of low cap businesses, you're probably going to be just fine when markets rebound.

    • @MrSupernova111
      @MrSupernova111 2 роки тому +1

      Sure. But remember that the markets can remain irrational a lot longer than you can remain solvent. Good luck! LOL

  • @panamahub
    @panamahub 2 роки тому +4

    I experienced 2 crashes but thank GOD I did it in demo. 😉 I'm learning how to avoid crash losses.

    • @pascalfrancisco8795
      @pascalfrancisco8795 2 роки тому +1

      Venturing into the trading world without the help of a professional trader and expecting profits is like turning water into wine, you would need a miracle, that's why i trade with Sherry Alfie , her skills set is exceptional.

    • @gwendolyntyler9540
      @gwendolyntyler9540 2 роки тому

      @@pascalfrancisco8795 Tnx for this info, I just looked up your lnvestment ProfessionaI and i found her web page very much impressive I wrote her and I'm waiting on her

  • @themistoclesnelson2163
    @themistoclesnelson2163 2 роки тому

    Thanks Richard!

  • @RK-wp3bt
    @RK-wp3bt 2 роки тому +2

    We all truly appreciate your time and knowledge, plain and simple ❤️. Thank you

  • @adamjones6006
    @adamjones6006 2 роки тому +4

    can confirm I am interested in quantitative tightening

  • @austinv1182
    @austinv1182 2 роки тому +4

    2:40 actually precious metals are down too, silver is down like 20% from one year ago and gold is basically flat.

  • @jopiebanaal
    @jopiebanaal 2 роки тому

    Thank you!

  • @andrewcorrie8936
    @andrewcorrie8936 2 роки тому +1

    Outstanding presentation.

  • @sileem
    @sileem 2 роки тому +12

    Love your work, Richard! Question. Is the Fed actually selling their holdings or are they just letting their holdings mature and not replacing them. I do appreciate that not having the Fed around as a net buyer has a significant impact.

    • @tetleydidley
      @tetleydidley 2 роки тому +7

      It makes very little difference whether the Fed waits for maturity or proceeds with selling. There is yet a third option, and that is not buying more securities with the cash received from the periodical principal repayments of the underlying securities. These repayments don't just occur on maturity. But to answer your question more directly, it's this third option that the Fed will be more focused on doing.
      In any case, it's just money taken out of circulation. IMO, the speed and amounts at which the Fed commits to do the tightening are more important. They've said from June 1 onwards, they're no longer going to reinvest cash flows (from principal repayments and others) to the tune of $47.5b per month for three months. After that it's going to double to $95b per month. The Fed has about $9000b of these securities on their balance sheet. So it will take about 8 years for the Fed to completely purge their balance sheet if they choose to do so. But the Fed would still keep a lot left I'm sure. $9000b represents about 40% of the total money supply and one doesn't contract money supply to such an extent unless complete meltdown is the objective.

    • @sileem
      @sileem 2 роки тому

      @@tetleydidley Thank you for the succinct explanation. Very helpful!

    • @raaghub1723
      @raaghub1723 2 роки тому

      @@tetleydidley love your summary 👌👌

    • @pascalfrancisco8795
      @pascalfrancisco8795 2 роки тому +1

      Venturing into the trading world without the help of a professional trader and expecting profits is like turning water into wine, you would need a miracle, that's why i trade with Sherry Alfie , her skills set is exceptional.

    • @gwendolyntyler9540
      @gwendolyntyler9540 2 роки тому

      @@pascalfrancisco8795 Tnx for this info, I just looked up your lnvestment ProfessionaI and i found her web page very much impressive I wrote her and I'm waiting on her

  • @kirkclements4893
    @kirkclements4893 2 роки тому +14

    How does the Fed fight inflation? By raising rates and reducing monetary liquidity to reduce economic activity.
    Reduced economic activity cuts into profits.
    Bubble valuations are not supported by lower profits or lower profit growth.
    The last time the Fed tried to Fight inflation and we had bubble valuations was 1969.
    It took 4 recessions.
    By 1982 valuations had dropped to single digit P/Es and a Dow yielding 6%.
    Take care out there. This aint gonna be fun.

    • @MrSupernova111
      @MrSupernova111 2 роки тому +6

      Exactly!! This is the kind of stuff that channels like this one should be making. However, as usual, these financial experts got a bullshit excuse for everything with little to no context. Their answer is always the same, stay put while they continue raking in fees. They just can't help themselves even when making youtube videos. lol

    • @julianschmahl8267
      @julianschmahl8267 2 роки тому

      So still a looooong ways to go?

    • @josephhoward4697
      @josephhoward4697 2 роки тому

      The entire economy is a joke. It has been since the 90’s. The labor force participation rate peaked in 2000, money velocity began to decline in 1997, and the copper/gold ratio as well as the oil/gold ratio both began to decline some time ago. So, the labor side of the economy is declining, the demand side of the economy is declining, and the supply side is declining. The prosperity of the last two and a half decades is a huge bubble. If you’re under the age of 25, your life is a lie. Normal is a bubble.

  • @reddixiecrat
    @reddixiecrat 2 роки тому +1

    Thanks for the video. One thing I wish you addressed for other viewers would be liquidity and solvency, but overall a very heartfelt video

  • @Word187
    @Word187 2 роки тому

    Great video. Thanks for making it!

  • @daviddavidson505
    @daviddavidson505 2 роки тому +6

    I started around the top of the bubble in 2021, but owing to extreme diversification and a focus on positions with histories of reliable dividend payments, I'm only down 5% from my own high. Much better than the markets are doing as a whole.

  • @askabout4213
    @askabout4213 2 роки тому +3

    I have loss over $20k. This is scary. Idk if I should take the few thousand I have left and run without ever looking back or keep going. Based on my experiencing with investing once something this sharp happens it’s unlikely for it to recover. Might even go bankrupt.

    • @woodrowwant6216
      @woodrowwant6216 2 роки тому

      Are you investing short term or long term. If long term this is a good opportunity to buy the dip, other than that you shouldn’t be investing anything you can’t lose

    • @bw1247
      @bw1247 2 роки тому

      might just be the most expensive lesson you will ever learn. you will recover tho, and be stronger with this knowledge for the future. 20k is the price of a car, there is many more 20k's to be had in your lifetime.

    • @askabout4213
      @askabout4213 2 роки тому

      @@woodrowwant6216 long term. I have held some of the positions in my portfolio for almost 1 1/2 years now. I planned for 2-5 year investment but didn’t plan on being in the red within a couple of months of investing. Cloud has been hanging over me ever sense. Now is turning into thunder. But thanks

    • @askabout4213
      @askabout4213 2 роки тому

      @@bw1247 yeah i guess the lesson is not to put a lot of capital into something within a short period. I put too much and didn’t have the patient to average cost. At first it was nice because the stock went up and I was at a nice profit but being that I was in it for long term I didn’t sell. When different stocks started to go over 15% loss I just froze and decided to ride the wave and hope it returned. But never did.

    • @bw1247
      @bw1247 2 роки тому

      @@askabout4213 to be honest, i think it's more to do with your outlook. Investing is for parking excess money. If you have a looot of excess money you can make a wage with some luck or at worst not lose it all to inflation. If you are throwing money into things to try earn a working wage with limited capital with money you cant lose, im afraid you are not investing but gambling. Learn what hedged funds do, there really expensive and yet rarely beat the market. Its because rich people protect money. Not gamble. I recommend howmoneyworks on yt. Wish you luck.

  • @TheNewCarryTrade
    @TheNewCarryTrade 2 роки тому

    Excellent Video!

  • @moayadkhalil7736
    @moayadkhalil7736 2 роки тому

    Excellent video !