Hey! Here is a link to my community where you can ask questions and get advice from me and other people in similar situations. consumer-warrior-project.thinkific.com/communities/Q29tbXVuaXR5LTI4MDMy I also offer courses. consumer-warrior-project.thinkific.com
Great video. Very informative. I have a situation where I'm being sued by the original creditor. However, I only receive once a month VA disability and retired pay can they garnish either of them?
I'm being sued by a junk debt buyer NCB Management Services. I've answered the suit and would like to offer a settlement. It's been impossible to get in touch with the attorney who filed the suit on the phone. I've only gotten the people in their call center. Should I send the attorney a written settlement offer?
Great video , however unfortunately I have a judgment against me from 2020 😔 but I’m in Texas now so they can’t garnish a thing lol (from Kentucky ) I’m going to try and settle anyways 😭 either they take it or they gonna get nothing 😒😒
I am being sued for 2600 on past due credit card, and want to settle. Do I contact the lawyer who is representing Midland or do I call the company directly that owns the junk debt?
@Dxriz I never found out how to settle but they dropped the suit against me before the court date. I assume this was due to me asking for proof of the debt owed and they didn't have it.
I got a call from a debt collector right before the six year mark while it still was active arkansas statue of limitations is 6 years. I agreed to pay 600 of 2000 as a settlement so they wouldn't Sue me I was stupid I gave them my card number they said they would wait until a certain time to pull out 300 then 300 the next time I get paid this was extremely dumb because I realized they could probably pull out whatever they want so I immediately called My bank and told them to cancel my card. Even though I agreed I don't know if they pulled anything my guess I said I was so broke till the day I get paid they were gonna pull as much as they can that day but I will never know because I canceled it they said it would be automanic I'm wanting to settle it for 600 if possible compared to getting sued but the thing is if I just ignored it it probably wouldn't have Then been collectible But I read online because I agreed to make a payment they were probably recording and that resets the statute of limitations So I pretty much completely screwed myself over Because if I would have waited I'm guessing I would have not been responsible
I have a $50,000 unsecured line of credit coming due in February. I have been current the whole time. However, I am now unemployed and do not want to pay back the full amount. I also have about $20,000 of credit card debt as well. The $50k lender is not budging on giving me any kind of a break. He wants to keep the interest rate at 11% and start amortizing. I do have about $400,000 in a stock portfolio, however. I just don't want to sell any of it. I'd prefer to pay off the $50,000 loan with low interest. That does not seem possible. I thought about a debt settlement company and they promised me a 4.5 year amortization with a total payment of about $52k on $70k of debt. This seems too good to be true and I've ready about the nightmares online that can happen. What are your thoughts?
Hi, I’m in the process of request for admission, can I still do debt settlement letter? I have 30 days to reply my admitting. I want to offer a settlement because it’s give me many stress and anxiety. I want to start fresh and turn my life around. PLEASE HELP!!
Can someone help me…I am being sued by Citizens Bank..my husband was in the hospital for two months and had to go on disability in 2019 I stop paying the bill as I can no longer afford the payments they turned me over to Stillman Law Office I talk to them thought we’d settled it for me paying $1000 upfront and then $79 payments till the other was paid off a total of $1900 I thought they settled for that then they decided they hadn’t so now Citizens has sent me to Winesburg lawyers I got served papers at 60 never been served in my life me and my husband are both on Social Security disability insurance have no money especially with Covid that went on and being unable to work we do on our free has my husband‘s father bought it for us there was never a loan on it he paid cash but it is in our name I’m thinking they’ll try to do a lien on our home since we can’t afford to pay any other way I did call and offer Winesburg $1000 to settle this bill which is $3500 they refused and said the least they would take is $3000 so now I’m waiting on a call or Pyper telling me to go to court I don’t know where to go from here I’m already suffering depression and lots of issues myself anybody offer any ideas thank you
You are awesome. Timely advice. Thanks
I have a $13,000 charge off. Not in collections. On report last four years. I’ll hold out three more years until it goes away 😄
How about unemployment benefits? Are those garnishable?
Is it better to go to court again and ask for a trial by jury or arbitration or try to settle
What’s the best way to actually pay them? I wouldn’t feel comfortable writing a check out of my account or them having my card information.
Hey! Here is a link to my community where you can ask questions and get advice from me and other people in similar situations. consumer-warrior-project.thinkific.com/communities/Q29tbXVuaXR5LTI4MDMy
I also offer courses. consumer-warrior-project.thinkific.com
Do a cashiers check that way they can’t trace your bank account
Great video. Very informative. I have a situation where I'm being sued by the original creditor. However, I only receive once a month VA disability and retired pay can they garnish either of them?
In most states VA disability and Social Security disability are exempt can't be garnished.
Check with the laws in your state.
What if lvnv sued me and the case got dismissed and now they are suing me again in a higher court
Wish you were in Michigan
I'm being sued by a junk debt buyer NCB Management Services. I've answered the suit and would like to offer a settlement. It's been impossible to get in touch with the attorney who filed the suit on the phone. I've only gotten the people in their call center. Should I send the attorney a written settlement offer?
How did that turn out?
I went to book a consultation, but I see it come up as bankruptcy. Do I still use that even if that’s not what I’m going to be speaking about?
Off topic first thing i noticed is your weight loss. Looking good 💪
Thank you!
What if they got judgement
Great video , however unfortunately I have a judgment against me from 2020 😔 but I’m in Texas now so they can’t garnish a thing lol (from Kentucky ) I’m going to try and settle anyways 😭 either they take it or they gonna get nothing 😒😒
Are you sure? Because I’m in same situation
But they can garnish your bank accounts
Can you share how your case went?
@@LBC2HTX1 delete ur bank and work for cash
I am being sued for 2600 on past due credit card, and want to settle. Do I contact the lawyer who is representing Midland or do I call the company directly that owns the junk debt?
I’m in the exact same situation, lawsuit was filed against me for a $2,250 debt, did you find out how to settle it?
@Dxriz I never found out how to settle but they dropped the suit against me before the court date. I assume this was due to me asking for proof of the debt owed and they didn't have it.
I got a call from a debt collector right before the six year mark while it still was active arkansas statue of limitations is 6 years. I agreed to pay 600 of 2000 as a settlement so they wouldn't Sue me I was stupid I gave them my card number they said they would wait until a certain time to pull out 300 then 300 the next time I get paid this was extremely dumb because I realized they could probably pull out whatever they want so I immediately called My bank and told them to cancel my card. Even though I agreed I don't know if they pulled anything my guess I said I was so broke till the day I get paid they were gonna pull as much as they can that day but I will never know because I canceled it they said it would be automanic I'm wanting to settle it for 600 if possible compared to getting sued but the thing is if I just ignored it it probably wouldn't have Then been collectible But I read online because I agreed to make a payment they were probably recording and that resets the statute of limitations So I pretty much completely screwed myself over Because if I would have waited I'm guessing I would have not been responsible
Contact your bank to see how much the CC took out. Good luck.
I have a $50,000 unsecured line of credit coming due in February. I have been current the whole time. However, I am now unemployed and do not want to pay back the full amount. I also have about $20,000 of credit card debt as well. The $50k lender is not budging on giving me any kind of a break. He wants to keep the interest rate at 11% and start amortizing. I do have about $400,000 in a stock portfolio, however. I just don't want to sell any of it. I'd prefer to pay off the $50,000 loan with low interest. That does not seem possible. I thought about a debt settlement company and they promised me a 4.5 year amortization with a total payment of about $52k on $70k of debt. This seems too good to be true and I've ready about the nightmares online that can happen. What are your thoughts?
PAY YOUR BILLS!
BUT THEY ALREADY ran over your credit score= then backed over it and spun the tires so your score is in oblivion no?
Man, you've lost a ton of weight. I saw a video from earlier today where you must have been 100 pounds more.
Close...I've lost 90 lbs (so far). Thanks for noticing :)
@@Consumer_Warrior damn how did you do it? Congrats!!
Hi, I’m in the process of request for admission, can I still do debt settlement letter? I have 30 days to reply my admitting. I want to offer a settlement because it’s give me many stress and anxiety. I want to start fresh and turn my life around. PLEASE HELP!!
Can someone help me…I am being sued by Citizens Bank..my husband was in the hospital for two months and had to go on disability in 2019 I stop paying the bill as I can no longer afford the payments they turned me over to Stillman Law Office I talk to them thought we’d settled it for me paying $1000 upfront and then $79 payments till the other was paid off a total of $1900 I thought they settled for that then they decided they hadn’t so now Citizens has sent me to Winesburg lawyers I got served papers at 60 never been served in my life me and my husband are both on Social Security disability insurance have no money especially with Covid that went on and being unable to work we do on our free has my husband‘s father bought it for us there was never a loan on it he paid cash but it is in our name I’m thinking they’ll try to do a lien on our home since we can’t afford to pay any other way I did call and offer Winesburg $1000 to settle this bill which is $3500 they refused and said the least they would take is $3000 so now I’m waiting on a call or Pyper telling me to go to court I don’t know where to go from here I’m already suffering depression and lots of issues myself anybody offer any ideas thank you