How To avoid UK CRYPTO TAXES... You Need To Know This

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  • Опубліковано 18 лис 2024

КОМЕНТАРІ • 163

  • @Infinitelight8888
    @Infinitelight8888 6 місяців тому +42

    Either way I am not paying any capital gains on my Crypto gains. I have bought crypto with my already taxed money, the can F off and everybody should do the same, we should stand up for ourselves instead of just complying. I will not declare my gains, And when I get the letter it’ll be very simple: What are crypto taxes? When I bought them I didn’t see that anywhere, why didn’t you send me a letter to let me know before? Oh you still want payment? Sorry all spent but I can’t give you £10 a month for the rest of my life.

    • @sonminorimitsuu2838
      @sonminorimitsuu2838 4 місяці тому +3

      I am with you on that

    • @jamesnelson2279
      @jamesnelson2279 2 місяці тому +1

      Doesn't quite work like that when you owe the tax man.

    • @davidhadley307
      @davidhadley307 2 місяці тому +1

      I agree, I don't want to pay any crypto taxes but probably a spell at HMP would follow non payment. Fines will be added for non declaration and late payments. Can't see how to avoid it myself.

    • @AAAAAAAADDDDDDDDD
      @AAAAAAAADDDDDDDDD Місяць тому

      @@davidhadley307 Research legal ways to avoid taxation. I can see some advice in UA-cam, maybe you can find something working in your case. For now, I avoid taxes, so it works.

    • @Mybwain
      @Mybwain День тому +1

      You can get free accommodation if you don't pay tax

  • @gareth6115
    @gareth6115 5 місяців тому +32

    Its such a con. Us crypto investers are the ones who take the risks, do the research and even get the sleepless nights when things arent going that well. Yet theyve got the cheek to take 20%. I effing hate the uk

    • @lkearney7299
      @lkearney7299 5 місяців тому

      Agreed.

    • @percy9228
      @percy9228 4 місяці тому +2

      I agree but what's the difference when someone takes say £30k to start a business, they have to put in lot of time and stress to make it work. should they not have to pay tax on their gains?
      Also you can offset 4 years worth of losses as part of your gains.
      I still hate them. It's money I already paid taxes on. I shouldn't have to pay more tax on it

    • @AAAAAAAADDDDDDDDD
      @AAAAAAAADDDDDDDDD 4 місяці тому

      @@percy9228 Mark Passio, government taxation is criminal, research who is Mark Passio and why he preaches against taxation.
      I agree with him, 100% .

    • @syproductions456
      @syproductions456 3 місяці тому +3

      When I make losses the government isn't willing to help me out, but when I make gains they want to take a large chunk of it.
      I wouldn't mind so much if I felt taxes were being spent well. However the NHS is getting worse/more privatised, housing and food prices are rising. Wages aren't keeping up. I feel like it's every man for himself and the government just swoops in and takes their cut without doing enough for the average citizen.

    • @davidholgate123
      @davidholgate123 3 місяці тому

      ​@@percy9228The difference with that is that the money they used is protected in the bank... The Government want to take the gains from Crypto after you've taken all the risk but won't give you protection like they do cash so it's not comparable and a 2 tier hypocritical system!

  • @johnnycrook3776
    @johnnycrook3776 7 місяців тому +42

    This was all about leaving Uk for a non tax resident nothing about how much you have to pay if you make gains in crypto in Uk? Pointless when title is about crypto tax in Uk?

    • @SetupHero
      @SetupHero  7 місяців тому +12

      True bro. We are accountants figuring out media. Haha. takes time. I will fix this headline and make a new one specifically focused on Cashing out crypto inside of UK and the pure tax implications
      from HMRC.

    • @montanaheaventush
      @montanaheaventush 5 місяців тому +6

      after deducting the Capital Gains allowance of (currently) £3K, everything up to your annual personal allowance (currently £12750) so effectively £15750.. everything over that is 10%, and if your total income then takes you into the higher tax bracket, anything above that is 20%.. minus anything you can offset.. in the case of Cryto I guess exchange fees maybe? if you have gains on some, and losses on others maybe that's offset able too? Get a good accountant
      2 things are sure.. death and taxes.

    • @percy9228
      @percy9228 4 місяці тому +1

      @@montanaheaventush when you say "your total income", are you saying income from paid employment or capital gains? I don't have a Job. I had savings and invested in Crypto. I'm just holding one coin. If for example I make a $1m, do I only pay 10% since I have no job? or is it 10% from £15750-£50k and then 20% for anything above that?

    • @panayiotistsokallis5199
      @panayiotistsokallis5199 4 місяці тому

      Someone answer this please

    • @epicgtr3614
      @epicgtr3614 9 годин тому

      @@percy9228exactly that. Let’s say you have no other job. You just answered it. If you pay yourself within the 20% bracket you pay the lower cgt if you are in the higher income bracket you pay the higher cgt. But if you make a lot of money on crypto you are better off moving somewhere more tax efficient to be honest.

  • @macdory666
    @macdory666 2 місяці тому +5

    Got to love how they want the tax, but make it so difficult to actually use crypto ...

    • @lawrencewale4318
      @lawrencewale4318 17 днів тому

      Bro please which app are you using for crypto in UK?

  • @AEgonCholakian
    @AEgonCholakian 7 місяців тому +24

    I don't plan to sell, so dont matter, and if I sell HMRC wont see a penny of it because I wont be in UK.

    • @SetupHero
      @SetupHero  7 місяців тому +7

      Thats the plan!

    • @davidholgate123
      @davidholgate123 3 місяці тому +2

      You still have to pay the UK HRMC capital gains tax after moving abroad for a certain time period... I think it's up to about 5 years after moving abroad but do your own research!

    • @AIJimmybad
      @AIJimmybad 3 місяці тому

      ​@@davidholgate123it's if you return within 5 years but to be honest if I sell crypto while living abroad how would they ever know.

    • @AAAAAAAADDDDDDDDD
      @AAAAAAAADDDDDDDDD Місяць тому

      @@davidholgate123 If I remember well, it is 6 months, not 4 years. 180 days abroad and something like that. With certain countries, can be even less than that. I think I checked for the EU.

  • @musicologydisco5745
    @musicologydisco5745 7 місяців тому +11

    So if I buy Gold in Switzerland with my Crypto using my Uphold Mastercard, then spend the Gold as currency using My Glintpay Mastercard, is this taxable? I haven't sold my Crypto for cash and am using Gold as currency.

    • @conqueredhealth2963
      @conqueredhealth2963 7 місяців тому +4

      That's a good point...

    • @sidonio123
      @sidonio123 3 місяці тому

      ripp off hrmc will want tax from it , they will argue you made some profit . even if you swap crypto to stable coins they will tax you .they shoulnt but they will tax you . uk will do anything to stop crypto in uk . just remember london is the capital of fisical money { banks } thats why itsknow as the capital of money loundry. without that london and uk will be bankrupt

    • @Happytruth
      @Happytruth 24 дні тому

      Gold is also subject to capital gains, you simply can’t beat these robbing bastards!

    • @beng2708
      @beng2708 14 днів тому

      Yes, you have to pay CGT even if you don't cash it out as cash. CGT applies also to selling one asset to another. Even if for instance it is CGT exempt bullion such as Britannias.

  • @paulmcdonald7041
    @paulmcdonald7041 День тому

    What should I cash my crypto out into?

  • @SamDeacon-mu9ks
    @SamDeacon-mu9ks Місяць тому +2

    Pretty sure if you spend 6 months in the Isle of Man you are eligible for 0% capital gains tax. That’s my plan in the new year.

  • @Gismotronics
    @Gismotronics 4 місяці тому +3

    I don't really want to leave my home in the UK but I may be forced to. I don't mind paying some fair amount of tax when cashing out but it's much more onerous than that. There are going to be many people who won't be quite in the 'Dubai' bracket who, nonetheless, have crypto assets that need protecting.

  • @ESALARASOVO
    @ESALARASOVO 7 місяців тому +4

    Will I be taxed on my cryptocurrency in the UK if I send it to my offshore bank account?

  • @Crypto-Jas
    @Crypto-Jas 7 місяців тому +1

    Very informative to en extent. I left the U.K. in July 2022 and moved to Asia where I still am. I have spent hundreds of pounds phoning HMRC with tax related questions and always being told a tax technician will call me back and guess what they never do. It really is stressing me out. I don’t work but have crypto in play to try and get some sort of security for my coming years. How do I get the answers I need from HMRC if they can’t be bothered to talk to me ??? I know I have to pay tax to the Asian country I am residing in but where do the rules lie for the U.K. many thanks P.s. I’m asking for a friend ❤ ….. I have paid my taxes and national insurance for over 41 years yet they also do not add government increases on your state pension from when you left.

    • @minttrax
      @minttrax 4 місяці тому

      pay for a finacial advisor or a crypto specific accountant. they arent expansive. If your mate is getting stressed trying to save a few quid your mate is doing it wrong. stop being cheap its not hard.

  • @knowledgeseeker5499
    @knowledgeseeker5499 7 місяців тому +2

    How about if you pay all your crypto gains towards pensions?? Hmrc can’t tax loans or pension because they aren’t never been used as earned income

    • @dwaynesview
      @dwaynesview 3 місяці тому

      You cause a taxable event as soon as you sell your Crypto. So you need to pay Capital Gains Tax

  • @ThomasHillier-p9e
    @ThomasHillier-p9e 7 місяців тому

    Thankyou Laura. Sorlwy needed info! Mine was earned pre any tax regime.so am i luable for tax, i also incrsted my Gold Soverigns.So do i transfer the lack of Capital gain immunity?

  • @grahamshields1987
    @grahamshields1987 День тому

    Best advice anyone could give you is to cash out as little as possible that you NEED into Fiat and then convert the rest into Bitcoin and hold on a cold wallet storage for 10 years

  • @gkbhai8962
    @gkbhai8962 6 місяців тому +2

    What if one is a perpetual traveller without any residence other than the uk. That is a uk national who has not lived in the uk for the past decade but has perpetually travelled not staying more than 3 months in any country. Would they not need to pay capital gains tax on bitcoin?

  • @redskin6146
    @redskin6146 7 місяців тому

    Very good session. Thank you both

  • @fdfddff6617
    @fdfddff6617 День тому

    You don't pay tax if you didn't buy crypto with cash and then didn't cash out.

  • @shapeshifter6800
    @shapeshifter6800 7 місяців тому +4

    Great information, im looking to move to Portugal, but now i need to consider not seeing my family alot for 5 years unless they come to see me 🤔

    • @SetupHero
      @SetupHero  7 місяців тому +2

      You can definitely have holidays in UK. the rules means not to permanently move back to UK within 5 years

  • @knowledgeseeker5499
    @knowledgeseeker5499 7 місяців тому +9

    UK taxes are doing brain drain and people are leaving country to less tax or tax free countries

    • @duzabiit
      @duzabiit 5 місяців тому +1

      where is tax free because I'm moving cba with this shit dk if I need to pay tax or not plus its not regulated by the government or any bank so how is tx even possible when you pay tax to buybthe crypto in the first place I don't get it n I cba trying to understand it either

    • @politieist
      @politieist 3 місяці тому +1

      my plan was to buy a house here, now my plan is to get out from here, maybe Germany...

    • @knowledgeseeker5499
      @knowledgeseeker5499 3 місяці тому +1

      @@politieist I am also thinking to leave because uk is a mess and becoming racist country with narrow minded hooliganism mindset

    • @davidholgate123
      @davidholgate123 3 місяці тому

      ​@@knowledgeseeker5499You've been reading the Guardian too long and watching Sky News and the BBC News haven't you lol.

    • @AAAAAAAADDDDDDDDD
      @AAAAAAAADDDDDDDDD Місяць тому

      @@politieist Germany is definitely not safe, in the meaning of, migrants and state chaos. If you have a family and children, you must think in long term.

  • @abeonthehill166
    @abeonthehill166 4 місяці тому

    No mention about getting temporary/permanent residency in a Nation that does not Tax Crypto profits ( Belarus. Germany does not Tax crypto profits if held for one year and some Caribbean States do not Tax money earned abroad at all and, some are zero Tax !)
    I do think the Title of the video was misleading as it was just about Tax rules in general.
    If you are earning a living by buying stocks and shares you should look at doing this in a low/zero Tax jurisdiction and there are many States that are happy to welcome high earners.
    I read on the Net that over 10,000 UK millionaires are leaving the UK this year ( a record ) and moving to jurisdictions that are lower Taxing as these folks know the Taxation is going up and are right to go where they are better treated . Thanks for sharing ……..

  • @ProfRogers
    @ProfRogers 3 місяці тому

    If you have ALWAYS been in the UK up to this point and want to move abroad for CGT purposes, because you want to realise a gain .... My understanding is the Residency Tests about spending x number of days of the last 3 or last 4/7 Tax years in UK become irrelevant and you can jump to the Sufficient ties test and see how many you are under? Or am I reading that incorrectly?

  • @shabuddin284
    @shabuddin284 6 місяців тому +2

    So if I sell my crypto on exchange but keep the money in my wallet and don’t withdraw into bank account am I still subject to capital gains tax?

    • @MrPaul79z
      @MrPaul79z 6 місяців тому

      Yes. When you convert your crypto to GBP you are liable to pay tax but only if your exchange like coinbase for example reports your profits to HMRC. If you withdraw your funds to your bank then you are also liable to pay tax.

    • @GD-sm5nz
      @GD-sm5nz 5 місяців тому +1

      But what if you stay full stable coins?

    • @knownentity2169
      @knownentity2169 5 місяців тому +3

      @@GD-sm5nz You need to pay tax at the moment of sale of your asset, regardless if it's on chain, in a stable, or from token to token.

    • @GD-sm5nz
      @GD-sm5nz 5 місяців тому

      @@knownentity2169 that's incorrect that's when you off ramp crypto > FIAT

    • @hsingh1770
      @hsingh1770 5 місяців тому

      What if you transfer your crypto to a cold wallet?

  • @andrewisaac8361
    @andrewisaac8361 4 місяці тому +1

    I am from Egypt and not UK citizen or even resident and upon trial to withdraw my crypto from the trading platform to binance...I was told that I need to pay 25% capital gains tax as UK taxes and wondering why shall I and what's my relation to UK?!! Is there a way or advise for this?

    • @DevineOne
      @DevineOne 2 місяці тому +1

      You're being scammed. Capital gains is not 25 percent

    • @andrewisaac8361
      @andrewisaac8361 2 місяці тому

      @@DevineOne I knew by now but unfortunately it's too late, wish you replied earlier...any advise on how to report, get money back?...This was very very hard earned money and was all my safety money set aside

    • @DevineOne
      @DevineOne 2 місяці тому

      @@andrewisaac8361 did you try and call the police. and you bank? Sorry I have no idea otherwise but would start there. You bank would have a fraud department.

  • @sonminorimitsuu2838
    @sonminorimitsuu2838 4 місяці тому

    Thanks for sharing

  • @foreverkripto
    @foreverkripto 5 місяців тому

    I have dual citizenchip, Turkish and UK. I first invested in crypto when I was in Turkey. I live in the UK right now. How about if I cash out in Turkey, to my Turkish bank account? Do I still need to pay tax in the UK?

    • @BurnIt595
      @BurnIt595 3 місяці тому +1

      If you're a UK tax resident you are legally obliged to pay capital gains on your crypto in the UK. Having said that I doubt your Turkish bank account will know anything about your UK status..

    • @AIJimmybad
      @AIJimmybad 3 місяці тому +2

      You might find it tricky to send funds from say Coinbase to a Turkish bank account. Coinbase is obliged to notify HMRC for money over I think £5k.
      Perhaps you can use an exchange without KYC.

    • @AAAAAAAADDDDDDDDD
      @AAAAAAAADDDDDDDDD Місяць тому

      ​@@AIJimmybad I have the same problem, and I know for sure as I checked it, the central banking system has exchange of data and they do know when you cash out.
      He must find a bank or online platform which is not with the central banking system. It is a huge research to find one, I do it in this very moment, and banks and platforms are under huge attack from the central banking, some of them are still holding some sovereignty, but this is rapidly worsening.
      He has a good card in his hands, as I know Islamic banking doesn't allow interest rates, and he might find islamic bank which is not so much sold to the central Jewish owned banking system.
      I will also look in this direction, as I have the exactly same problem.

  • @LSDHECKLER
    @LSDHECKLER День тому

    Just transfer some to your long term partner or put into isa or pension 😊

  • @BenCJF
    @BenCJF 7 місяців тому

    off topics. all about non-dom status. so many actual questions for uK tax payers not covered: when is a disposal subject to income tax v CGT? is wrapping a coin like Eth or BTC constituting a disposal? what basis to use tocalculate CGT when gifting to spouse. price at time of gifting? or price at time of original purchase?

    • @SetupHero
      @SetupHero  7 місяців тому

      Thanks Ben for your valuable input. This video was based on the idea of becoming non-resident to avoid the tax all toghether. But your points are well noted to cover scenarios of a uk based investor who has no intentions of leaving. We will create a separate video and cover all these elements

  • @GD-sm5nz
    @GD-sm5nz 5 місяців тому

    The most important question: do we have to pay tax if we remain in stable coins ?

    • @enjoi44
      @enjoi44 5 місяців тому

      As soon a you sell a token you made profit on, for any other token you owe capital gains tax.

    • @GD-sm5nz
      @GD-sm5nz 5 місяців тому +2

      How do you know if you have made a profit if you bought BTC for ex at 10+ different prices and you swap to an other volatile token that will go up and down overtime too?

    • @knownentity2169
      @knownentity2169 5 місяців тому +2

      @@GD-sm5nz At the time of your swap from BTC to another asset, you are liable for taxes on your BTC holdings price increase.

    • @GD-sm5nz
      @GD-sm5nz 5 місяців тому

      @@knownentity2169 and how can HMRC find out if I go full dentralised i e I use a web 3 wallet which is pseudonymous?

    • @AAAAAAAADDDDDDDDD
      @AAAAAAAADDDDDDDDD Місяць тому

      ​@@knownentity2169 They made it unbearable , didn't they.
      That's how they get richer, living over your labour and your investments, without moving a middle finger, they live on your profits and labour, and they do not have to work or do anything, they just rip you off.
      Guess who is that? the central banking system belongs to the juice... the Jedy with the dark force behind...

  • @nataliawalker4184
    @nataliawalker4184 7 місяців тому

    So to be sure, you gotta leave uk then sell crypto and not return for a min if 5 yrs and not even return for holidays or have any other ties to uk. I wonder if you have a rental property in uk if that is considered as a tie to uk? It would have been better for her to use proper examples rather than more or less quoting rules anyone can read them the crucial point is understanding them correctly. What she mean from @04:43 so if I had something before leaving then sell some (not all) once left and if I return after 5 yrs, the sold stuff is no tax but if I sell remainder whilst being a uk taxpayer you pay again on that?

    • @reykeef
      @reykeef 7 місяців тому +1

      Yeah that’s what she said, you will still pay tax on whatever gains you made before you left. Probs best to find someone who takes btc for cash, that’s what my mate does lol

    • @shapeshifter6800
      @shapeshifter6800 7 місяців тому

      You can return for 15 days for the first three years and the 45 days for year 4 and 5, im sure that's what she said 🤔

  • @aaaaaaaaaaaaaa4151
    @aaaaaaaaaaaaaa4151 5 місяців тому +3

    If you had a foreign bank account how the hell would the UK tax goons know if you sold your crypto ? What about if you buy some thing in crypto? how are they going to know?

    • @AIJimmybad
      @AIJimmybad 3 місяці тому

      They get notified by the exchange, assuming it is a KYC exchange and amount is above £5k from memory.

  • @BIGG_1
    @BIGG_1 7 місяців тому

    Do regular forex trader pay tax?

  • @SetupHero
    @SetupHero  8 місяців тому

    ✅ Book 1-on-1 Call setuphero.com/call​
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  • @llaregubjinks5080
    @llaregubjinks5080 6 місяців тому +3

    Not a very informative piece , how many of us have the financial means of avoiding tax, you would need to hire a lawyer to work it all out.
    Nothing about tax rates or allowances

    • @SetupHero
      @SetupHero  6 місяців тому +1

      Feedback well recieved. This was more towards our audience who can work with international structures.
      We will release one video dedicated to dealing with HMRC while staying in UK.

  • @jayliptrot1625
    @jayliptrot1625 5 місяців тому +1

    Or become deputy leader of the Labour party, 100% tax free then 👍👍

  • @baronsilverbaron757
    @baronsilverbaron757 5 місяців тому +1

    This is all nonsense. The Isle of Man has no CGT.

    • @jayonenote7527
      @jayonenote7527 3 місяці тому

      Isle of Man is not part of the UK

    • @baronsilverbaron757
      @baronsilverbaron757 3 місяці тому

      @@jayonenote7527 What it means is a UK citizen can just move to the I.O M. or the Channel Islands without any problems and pay no CGT.

  • @dominiclogue5924
    @dominiclogue5924 День тому

    Very misleading title. A waste of time for 99 percent of people..

  • @HEXMAN_ady
    @HEXMAN_ady 2 місяці тому

    So basically no advice

  • @benako6779
    @benako6779 7 місяців тому +4

    Rubbish advice. I will sell my property, quit jobs with my wife, change schools for kids and we will all move to Dubai to avoid 20k-50k tax. Right 🤦😅

    • @SetupHero
      @SetupHero  7 місяців тому +3

      Bro. If your tax is 20-50k. Its not recommended at all.
      This is basically if you reach a £50k monthly income in your business/Investments. By the year end you pay almost half of it - around £300k to the government. Our clients at this stage consider is it really worth living in UK or move to a tax free country with wife and children and save £300k annual.
      So if you are let's say an NHS doctor with £100k salary and annual tax of 30-40k - this will make no sense.

    • @benako6779
      @benako6779 7 місяців тому

      @@SetupHero Oh yes,if you earn hundreds of thousands it will make sense

  • @kaugurid1608
    @kaugurid1608 6 місяців тому

    simple go live to another country and 12k per year tax free :)

  • @annaslawinska1445
    @annaslawinska1445 3 дні тому

    Like a poor advice rich... Dubai would not go if u pay me..
    Uk/ barbados have better tax agreements....in 30 days u can pay 0% CT and CGT...
    And don't need to live in dubai hell hole...
    But visit real paradise

  • @andrewosman982
    @andrewosman982 4 місяці тому

    What a crap video. Hardly help with our tax unless you are going to leave for 5 years

  • @carnmarth1100
    @carnmarth1100 7 місяців тому +3

    No mention of what a UK tax payer would pay or capital gains tax rates. Just tax avoidance by moving, useless advice to most!

    • @northbouy2625
      @northbouy2625 7 місяців тому +3

      It's pretty simple, if you sell as a UK tax resident. You pay 10% or 20% capital gains depending on your income tax rate.

    • @AirFryerRecipes-sg3fr
      @AirFryerRecipes-sg3fr Місяць тому

      @@northbouy2625 After your £3K allowance!

  • @shakmo6046
    @shakmo6046 6 місяців тому

    Just withdraw to WISE or REVOLUT. job done?

    • @davidholgate123
      @davidholgate123 3 місяці тому

      Wrong... Revolut is soon to be KYC and regulated as a UK bank... They've have been converting to that for a while and have recently announced that's happening soon...
      Also Wise are similar and is regulated by the Financial Conduct Authority (FCA) in the UK as an Electronic Money Institution (EMI)...
      If you think you can hide crypto and capital gains on these platforms and similar providers, then you're in for a big surprise!... You need to be far smarter than that.

    • @AirFryerRecipes-sg3fr
      @AirFryerRecipes-sg3fr Місяць тому

      As long as it is less than £5k or it will be flagged!

    • @toothlesspiranha9439
      @toothlesspiranha9439 Місяць тому

      Revolut report every single crypto move you make to hmrc, most exchanges do also.

    • @davidholgate123
      @davidholgate123 Місяць тому

      @@shakmo6046 Revolut just recieved their UK banking licence that requires a lot of upkeep with regulations... This basically means they are a bank now in the UK and there is no hiding any amount on there anymore... You're being monitored on there now for everything!

    • @phil2443
      @phil2443 Місяць тому

      @@toothlesspiranha9439 Are you sure. Revolut is not an exchange, they are a bank?