I changed my Credit Card Strategy | UOB Lady's Card Review

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UOB Lady’s Card is now available for men to apply
- Removed eligibility of “Female only” on UOB Lady’s Card website
Quick walkthrough on benefits
- Selective categories and MCC earn 15x Points (6 mpd), not a general spend card
- 7 categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, Travel
- UOB Lady’s Pink: $30K annual income, 1 category, first $1000 eligible spend
- UOB Lady’s Solitaire (Maroon): $120K Annual income, 2 categories, first $3000 eligible spend
Impact to Card spend
Impact to UOB One account
Impact to Miles chasers
FAQ:
- Got annual fee? Yes, but 1st year free, subsequent fee waiver subjected to approval
- Why I don’t see Bonus points? Credited by end of next calendar month
- Use Lady card not paiseh? Link to amaze, how about WWMC
- Can get both pink+Solitaire? No use, only capped at the higher one i.e. Solitaire $3000
- How to choose category? uob.com.sg/lad...
- How is the cap split? No split, combined $3000
- How to get the Blue metal card? By invite only
#Sponsoredby #Webull

[@HoneyMoneySG]

Sponsor: 🐂 Webull Singapore hmsg.link/sgwebull
💳 UOB Lady hmsg.link/uoblady
💳 UOB PRVI MasterCard hmsg.link/prvimc
💴 Instarem Amaze Code: NhkWBH hmsg.link/amaze
✈️ Kris+ App Code: C647172 hmsg.link/krisplus
📙 Advanced Credit Card Mastery Course: hmsg.link/accm
☕️ Buy from my Ko-fi shop: hmsg.link/shop
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📷 Instagram @HoneyMoneySG instagram.com/honeymoneysg
🎵 TikTok www.tiktok.com/@honeymoneysg
📧 Email (Business only): [e-mail]

[@XkeysmasherX]

Mannnnn. I just changed my gender just to be a female. And now this happen :(

[@GIadius]

using UOB One as my main spending card, been thinking about getting another UOB card for dining/grocery spending. is UOB ladies card a good pick or is there a better one?

[@simonng570]

Unfortunately, lady card is unable to use as express travel in apple pay

[@Qq_5156]

Can I charge my insurance bills to the lady’s card and earn the miles?

[@HoneyMoneySG]

No, excluded

[@user-xr9ip3eg6t]

For the meal expense i pay for hotels, does it count as dinning or travel?

[@cool3649]

UOB Lady card until 24 Feb 2024 meaning cannot use after?

[@sulphursg]

Uob lady buying fair price voucher earns the 6mpd?

[@HoneyMoneySG]

only if you have selected "Familiy" category

[@jolene181]

Hi Chris, may I ask if I assume a 600$ spend , how do I compute whether UOB EVOLV actually has better cash back than the value of the miles awarded by UOB ladies. To be conservative I assume not every spent has 6mpd so let’s say we use an estimate of 2.4mpd, 600= 1440 miles. Whereas if I assume the EVOLV I strategise correctly and I get $43.3 cash back. So how do I know whether 1440 miles is theoretically worth 43.30 or not? Thanks!

[@HoneyMoneySG]

You have to determine your own value of a mile, mine is 1.25 CPM
ua-cam.com/video/faKTziNGHGI/v-deo.html

[@soonzai_88]

im new to UOB, as suggested plan to get the PRVI MasterCard first, but should i combo the KrisFlyer Account or One Account ?

[@laiyinquan8355]

From what I heard, the PRVI MC is not one of the eligible cards to earn the bonus interest with. So, unless you are willing to forfeit the sign-up bonus for the PRVI and open the Lady's first, I personally would go for the Krisflyer A/C.

[@HoneyMoneySG]

You can get the credit card without opening a bank account

[@candyyam55]

Hihi i watched the video you mentioned you can charge 500sgd roughly from the wedding to the lady's card, thats a cool idea but how can i get the charge is 500sgd consistently from a wedding? ask the hotel do free installment for me? It will be useful if i can break out the big spend to the UOB card "spend" so i can keep qualify the requirement, thanks!

[@HoneyMoneySG]

You may ask the hotel/wedding if they have any online payment method or head down physically to pay every month. It's not an instalment since service has not been delivered yet.

[@KeithOYS]

Hi Chris, which bonus transaction category did you pick for paying off wedding banquet and still get that 6mpd?

[@HoneyMoneySG]

Travel (Hotel) + Dining (restaurants) for lady solitaire

[@lx4994]

Can I do the same (top up $500 on fairprice giftcard) for UOB ONE card to meet the min. Spend??😳

[@HoneyMoneySG]

For now ok

[@kelvintan7603]

Hi Chris, are you earning more than 120k? Got rejected as my income is only 90+k. Is UOB so strict on the income requirement?

[@HoneyMoneySG]

Previously not so strict when I applied, now results may vary.

[@YokNg]

hi chris, can you do a card comparison for someone who is spending roughly 20k a month online spend on social media ads cost and other websites like propertyguru?

[@jeromy3272]

Did you put fd of 30k? To qualify for solitaire

[@HoneyMoneySG]

No

[@fiercekid84]

heng i no need to be woke and identify myself as a woman

[@LeakyBucketsg]

Yay... No need go sex change operation le!