My Top 5 Cashback Credit Cards for 2024
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- Опубліковано 3 жов 2024
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💳 Card mentioned in video
SCB Smart hmsg.link/scbs...
SCB Smart (Singsaver) hmsg.link/sing...
AMEX True Cashback hmsg.link/amextcb
Citi Rewards hmsg.link/citi...
Citi SMRT hmsg.link/citi...
Maybank Family & Friends hmsg.link/mayb...
Instarem Amaze Code: HONEYMONEY hmsg.link/amaze
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Our Dear friends, UOB EVOL and HSBC revolution are gone so I will update the list today. Don’t ask me why your card not inside, I choose top 5 only.
1. Standard Chartered Smart
6% cashback, no minimum spend
Must-have card for Simplygo transport
Fast Food, Coffee and Toast, Digital subscriptions
Total of 19.2 points per S$1 spend on bonus merchants
3200 points can be exchanged for S$10 on SC Rewards portal
2. Citi Cashback
8% cashback on private commute & petrol spend
6% cashback on dining and grocery spend
Up to 20.88% fuel savings at Esso and Shell
$800 minimum spend in statement month
Capped at $80 cashback
3. Citi SMRT
5% Cashback on eligible categories with no monthly cap
Annual cap: Maximum of SMRT$600 during any 12-month period (S$12,000 spend)
0.3% Base cashback on qualifying retail spend
4.7% Bonus Cashback on the following categories:
Groceries MCC 5411
Online (excludes mobile wallet and travel-related transactions)
SimplyGo Bus/MRT transactions MCC 4111
Taxis (including private-hire rides) MCC 4121
Minimum spend of S$500 per statement month
⭐️ Get S$300 Cashback with Citi SMRT ⭐️
🔸 Spend S$800 in the first 2 months of account opening
4. AMEX True Cashback
3% Cashback on S$5,000 spend in first 6 months for new card members
1.5% unlimited cashback on all subsequent eligible purchases with no minimum spending and no earn cap
Use AMEX Pay QR for hawker store payments for cashback
New offer on AMEX app e.g. Local activities 50% offer short video
5. Maybank Family & Friends
8% Cashback on 5 preferred cashback categories
Cashback capped at $25 per category, total of S$125
Additional bonus of 8% for spend in MYR for Eligible retail transactions in Malaysian Ringgit which are not transactions counted towards the five (5) Default Categories or Selected Categories (whichever applicable)
Bonus: Citi Rewards + Amaze
10x points per S$1 on eligible spend, capped at S$1000 spend
Amaze converts physical transactions to online
Usually converts to miles, but can still convert points to cashback at 2.27% or even higher rate for vouchers
What about HSBC Live+? I cover it in this video • The Next Best Cashback...
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Sponsor: 🐮 Moomoo SG hmsg.link/sgmoomoo
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💳 Card mentioned in video
- SCB Smart hmsg.link/scbsmart
- SCB Smart (Singsaver) hmsg.link/singsaversmart
- AMEX True Cashback hmsg.link/amextcb
- Citi Rewards hmsg.link/citirewards
- Citi SMRT hmsg.link/citismrt
- Maybank Family & Friends hmsg.link/maybankfnf
- Instarem Amaze Code: HONEYMONEY hmsg.link/amaze
_________________________________
📈 Click hmsg.link/ibkr to see my preferred broker: 💹 Interactive Brokers
🌟 My referral codes: t.me/sgpromocode
📙 Advanced Credit Card Mastery Course: hmsg.link/accm
☕ Support me at Ko-Fi: hmsg.link/shop
🔭 Telegram Group: t.me/HoneyMoneySG
📷 Instagram @HoneyMoneySG instagram.com/honeymoneysg
🎵 TikTok www.tiktok.com/@honeymoneysg
📧 Email (Business only): sghoneymoney@gmail.com
🕸 My Website: hmsg.link/website
Can Amex TCB get cash back for utilities or conservancy charges?
whats the best card to use for grab paylater installments?
I love your contents, you're really trying, but do you know you can get better results with some strategies...?
@HoneyMoneySG Thank you for liking my comment! I'd be happy to share some strategies with you that could enhance your YT results. Check my channel description to get in touch with me. Looking forward to discussing this further with you!
Any thoughts on Citi CB + since its Cashback is similar to AMEX TCB?
Most of these unlimited cashback cards are the same
Would you be able to do a comparison on groceries purchase using trust card w/union member vs other cashback credit cards to know which is better?
Are you currently using Trust or considering to use Trust?
6% on BUS and MRT good lah for SC smart card.
No frills, simple cashback!
Any thoughts on the DCS master world platinum. 2% cashback! :))
Read about it but not suitable for my lifestyle
cimb visa signature, spend on heymax vouchers considered as online spending? thanks
Yes, 5311 is listed as eligible in T&Cs
www.cimb.com.sg/content/dam/cimbsg/personal/document/tnc/cards/credit-card/conventional/visa-signature.pdf
Maybank cash back cap $125 is better.
Hi currently I spend roughly 3k a month on Facebook and UA-cam ads. Which card is best for me to maximise returns on this? These ads are classified under contact less spend? Or online shopping
Can ask in my telegram group t.me/honeymoneysg
Just to clarify for SMRT Citi card, will you only get the additional 4.7% from spend of over $500, or including the 1st 500?
Including the first $500
Hi Chris, can i check if Amex True Cashback card, are the annual fees easily waivable?
Quite easy if you spend on it often
is there a reason why you always use the amaze card as a mic holder?😆
Because amaze is still loved (for now)
Thoughts on Simply Cash Credit Card by SC?
One of the good unlimited cashback cards, reviewed here ua-cam.com/video/oGOzl0RnR9w/v-deo.html
@@HoneyMoneySG Simply Cash vs Amex True Cashback? Can't decide between these two; they seem very similiar
Not the Amaze mic holder 😂💀
Give me a better alternative
@@HoneyMoneySG alternatives (from most to least useful):
1. Ez-link card
2. Timezone card
3. (Physical) Citi Rewards Card
4. (Physical) DBS Woman's World Card
5. Grabpay card (lol)