Yup. Too many folks are obsessed with "beating the market", most likely because they hear Money Managers tout it over and over. But they're playing a different game and competing with each other for clients/fees. As a retail investor, just gimmie the compounded market return via DCA'ing I'm good 😎
There is also that a S&P 500 index fund is normally very low in fees where active funds could have a couple percent in fees that really hurt the returns once the fees are removed.
I believe a better strategy is to invest in VOO to guarantee market return at least. Then you make opportunistic bets ONLY when it makes sense: like buying QQQM in october 2022, or buying NFLX, META etc that falls 70+ % but fundamentally intact.
now is prob the worst time to add small caps because of the % of zombies in there that won't be able to weather higher for longer interest environment... maybe value is ok and would filter out zombies
Excellent point! Jack Bogle always said invest in broad market index like SP500 or Total Market then don’t peek. Over a lifetime of investing you will do very well. Your video drives that point home. You have to concentrate on factors you can control like savings rate. However, it’s good to consider the under performance of the SP500 in certain 20 year cycles as it makes the total market index more appealing. In the end, you can’t go wrong either way. Excellent content!
I cant disagree with this more. Ive done quite well the last 30 years in the S&P500 earning 10% a year. Theres a reason why over the past 10 years, less than 7% of U.S. active equity funds have beaten the market, according to the Spiva U.S. scorecard. If YOU think your going to be part of that 7% then good luck to you. Im with the 93%.
@JarradMorrow so I guess the title of the video was misleading. Even after watching it I was trying to figure out the part where you disagreed with me lol
My takeaway from this was to emphasize diversifying a portfolio and to take into consideration mid and small caps. The hard and fast rule of SPY or VOO isn’t a guarantee and their relative success is an example of recency bias. The S&P 500 is still a great index, just that it is worth considering looking at some other indexes as well.
As Tom Petty sang....Baby, even the losers get lucky sometimes. Make your own luck with DCA scheduled investments into your total stock market or S&P 500 index fund/etf of choice. I like those with the lowest fees the best. Add some growth and tech spice if that's your bag and time is on your side. These are the pearls of wisdom I bestowed on our 18 year old. Let's hope he tucks in for the next 40 years.
Mid cap 😴 small cap 😴 snooze fest. This market is not into small caps. The psychology of investing today is different. With rates like this small caps won’t be growing like 15-20 years ago. Retail investors don’t have the stones or the interest in small caps. Trading volumes don’t support this as a viable strategy
@@JarradMorrow I finished the video not really sure how you feel about what you said at the beginning of the video. It seems to suggest small caps are a good player because there's a long period where it has outperformed and the S&P only did better in the last few years. But then the take home message is just to exist in the S&P? Would appreciate clarification.
Depends on the 500 companies made up of the ETF. Will it cause people to stop buying iphones? Will it cause people to stop using Amazon? Will people stop using Google to search for things? The nice thing about an S&P 500 ETF is that if any of the current companies start to decline they'll be replaced by another up and coming company. The dollar is just a median of exchange. If the dollar "goes away" then it'll be replaced by something else. Those 500 companies will start transacting in that new currency (they already transact in many currencies other than the dollar) and consumers will use that currency.
@@JarradMorrowthank you for taking the time to reply, your answer was helpful, I'm new to stocks and I've listened to a few conspiracy types saying the dollar is on its way out etc
The longer you invest the more you're going to notice that there are always going to be people who make bold predictions about how negative the future is going to be. Humans are naturally drawn to negativity. Some of them might be correct, but most of them aren't going to pan out...and everyone forgets about the ones that don't. If you allow these predictions to dictate how you invest every year then you're going to end up broke. My best advice: Diversify across the globe, buy and hold low cost index funds (or their ETF equivalent), ignore the noise, continue investing even when it seems like the world is burning down, and focus on things you can 100% control like increasing your income so you can invest more.
Hey Jarrad and Molly; My friends and I think a recession is due in 2024 what with Bidenomics being so daffy. We are looking for a safe port in the storm. Historically, what sectors do well in bad times? We think Tech is daffy-proof but we could be wrong. In that light we are looking into the tech sector in the Tel Aviv stock market as Israel is less prone to bad monetary and fiscal policies. Your thoughts would be greatly appreciated and thanks for all your Saturday night geekiness! Cheers!
This is why I only buy penny stocks instead of well-established well-=capitalized companies. S&P 500 companies always lose money year after year. Today's penny stocks are tomorrow's S&P 500 stocks.
diversify, diversify, diversify, then use dollar cost averaging. You can't go wrong. At least that is what has worked for me.
Yup. Too many folks are obsessed with "beating the market", most likely because they hear Money Managers tout it over and over. But they're playing a different game and competing with each other for clients/fees. As a retail investor, just gimmie the compounded market return via DCA'ing I'm good 😎
Wise words: "A good enough strategy that you stick to is better than the perfect strategy that you don't."
There is also that a S&P 500 index fund is normally very low in fees where active funds could have a couple percent in fees that really hurt the returns once the fees are removed.
Just match the market. There is no way to predict segments such as Small Cap. Think long term. Those that chase returns will loose.
*lose
I believe a better strategy is to invest in VOO to guarantee market return at least. Then you make opportunistic bets ONLY when it makes sense: like buying QQQM in october 2022, or buying NFLX, META etc that falls 70+ % but fundamentally intact.
You never know what the future holds. That's why diversification is so important. Keep up the solid content Jarrad!
now is prob the worst time to add small caps because of the % of zombies in there that won't be able to weather higher for longer interest environment... maybe value is ok and would filter out zombies
A profitability filter for small cap value that AVUV uses would help with the zombie company concern
My 401K and HSA is with Fidelity. Yeah, probably not the best return with the SP500 fund, but the fee is only .02%.
just hold, sp500 on average is 10% since the 50's. We will have a boom next year and you will miss out on the compounds. Buy more while on sale!
I have invested with FXAIX as well. All the S&P 500 offerings have similar returns, so I wouldn't stress about it.
What are you talking about ? S&P500 has beat like every other portfolio??
Does the fee matter if the other fund is beating it by 10%?
If mid cap continue to perform eventually they go inside the s&p 500?! And the s&p 500 modulate during the year…
Excellent point! Jack Bogle always said invest in broad market index like SP500 or Total Market then don’t peek. Over a lifetime of investing you will do very well. Your video drives that point home. You have to concentrate on factors you can control like savings rate. However, it’s good to consider the under performance of the SP500 in certain 20 year cycles as it makes the total market index more appealing. In the end, you can’t go wrong either way. Excellent content!
Just hit £50,000 into snp500 my aims 100k into it end of 2024 ill be 35 then hope to retire at 55 with it
Why would I keep any VBTLX which has been 0 the past years while HYSA is 5.4%?
Lately S&P 500 outperformed S&P 500.
I cant disagree with this more. Ive done quite well the last 30 years in the S&P500 earning 10% a year. Theres a reason why over the past 10 years, less than 7% of U.S. active equity funds have beaten the market, according to the Spiva U.S. scorecard. If YOU think your going to be part of that 7% then good luck to you. Im with the 93%.
I agree with you. S&P 500 or total U.S. stock fund is all you need for domestic holdings 👍🏻
@JarradMorrow so I guess the title of the video was misleading. Even after watching it I was trying to figure out the part where you disagreed with me lol
The real question is, should we speculate tech will continue to grow in the long term? If it doesn’t, we may have bigger problems in the economy…
The best thing you said in this video was "controlling your savings rate".
The difference between VTI and VOO is de minimis
lol small cap, mid cap, large cap…dude was talking about magic mushrooms the whole time 😂
😂 ya caught me
I don't understand this video. Is the SP500 now bad or not?
Yeah I’m confused too…
Same, confused as well
No it's not bad. It still is and will continue to be a good place to invest your money.
My takeaway from this was to emphasize diversifying a portfolio and to take into consideration mid and small caps. The hard and fast rule of SPY or VOO isn’t a guarantee and their relative success is an example of recency bias. The S&P 500 is still a great index, just that it is worth considering looking at some other indexes as well.
FXAIX and chill!
Dividend reinvestment is a big deal in the S&P 500 also!
Watching to see “free money” addressed ❤
Just added AVUV a few months ago with my VOO
Big companies taking more and more share of economy....
Imagine not seeing the big picture when you invest in the gov. And big corps lol
As Tom Petty sang....Baby, even the losers get lucky sometimes. Make your own luck with DCA scheduled investments into your total stock market or S&P 500 index fund/etf of choice. I like those with the lowest fees the best. Add some growth and tech spice if that's your bag and time is on your side. These are the pearls of wisdom I bestowed on our 18 year old. Let's hope he tucks in for the next 40 years.
Well said! Big fan of Tom Petty and the Heartbreakers
To help me follow along and reduce speculation, what does your portfolio breakdown look like?
ua-cam.com/video/HF3OIEYHKro/v-deo.html
What stocks should I invest in my Roth IRA
Coca cola n draftkings
Mid cap 😴 small cap 😴 snooze fest. This market is not into small caps. The psychology of investing today is different. With rates like this small caps won’t be growing like 15-20 years ago. Retail investors don’t have the stones or the interest in small caps. Trading volumes don’t support this as a viable strategy
Great vid as always, thanks Jarrad!
mushrooms, I'm down...🤣
They're the best
@@JarradMorrowAre they legal in your state? If not, I need some contacts 😅
VTI 100 Percent 4 Life.
Click bait . Got me. 🎣
Well technically I showed how S&P 500 investors are losers sooo I wouldn't consider it to be clickbait 😂. I like to call it "Goodbait".
@@JarradMorrow I finished the video not really sure how you feel about what you said at the beginning of the video. It seems to suggest small caps are a good player because there's a long period where it has outperformed and the S&P only did better in the last few years.
But then the take home message is just to exist in the S&P? Would appreciate clarification.
I was pretty clear about my final thoughts starting at this point of the video ua-cam.com/video/bi2VZEuCg_E/v-deo.htmlsi=51vkbV3wsBuxGBSy&t=460
I like VOO and SCHD.
VIG from Vanguard is better than SCHD
XSD smashed s&p in the past 15 years. Hopefully it continues lol
If the dollar goes away, what happens to my s and p 500 etf?
Depends on the 500 companies made up of the ETF. Will it cause people to stop buying iphones? Will it cause people to stop using Amazon? Will people stop using Google to search for things? The nice thing about an S&P 500 ETF is that if any of the current companies start to decline they'll be replaced by another up and coming company.
The dollar is just a median of exchange. If the dollar "goes away" then it'll be replaced by something else. Those 500 companies will start transacting in that new currency (they already transact in many currencies other than the dollar) and consumers will use that currency.
@@JarradMorrowthank you for taking the time to reply, your answer was helpful, I'm new to stocks and I've listened to a few conspiracy types saying the dollar is on its way out etc
The longer you invest the more you're going to notice that there are always going to be people who make bold predictions about how negative the future is going to be. Humans are naturally drawn to negativity. Some of them might be correct, but most of them aren't going to pan out...and everyone forgets about the ones that don't. If you allow these predictions to dictate how you invest every year then you're going to end up broke.
My best advice: Diversify across the globe, buy and hold low cost index funds (or their ETF equivalent), ignore the noise, continue investing even when it seems like the world is burning down, and focus on things you can 100% control like increasing your income so you can invest more.
I think I will listen to warren buffet I think he knows better than you
The good news is that him and I agree that people should invest in the S&P 500 👍🏻
Hi from Scotland 👋 First time commenting on your content. Thanks for great video and appreciate your efforts mate 👍
Hey Jarrad and Molly;
My friends and I think a recession is due in 2024 what with Bidenomics being so daffy.
We are looking for a safe port in the storm.
Historically, what sectors do well in bad times? We think Tech is daffy-proof but we could be wrong.
In that light we are looking into the tech sector in the Tel Aviv stock market as Israel is less prone to bad monetary and fiscal policies.
Your thoughts would be greatly appreciated and thanks for all your Saturday night geekiness!
Cheers!
It’s just another part of a larger portfolio 💪
Become someone worth investing in and then invest in yourself
This is why I only buy penny stocks instead of well-established well-=capitalized companies. S&P 500 companies always lose money year after year. Today's penny stocks are tomorrow's S&P 500 stocks.
Or just buy TOTAL MARKET fund
WTF are we talking about here?? Where are you suggesting people invest????
In the video I address where I think people should invest.
🍄🍄🍄
😂😂😂😂😂 this is funny