Hello Sir, I don't really comment on videos, but yes i really really appreciate that there are still some good people who are providing very important information, because in our country if a middle class or lower class will break that is only because of the debt of medical bills, middle class person do their hard work their whole life save some money but when it comes to hospitals it all just fades away like air. In today time if a person can be saved from this debt is only with health ins. 🙏. Thank you!
I started this video with zero knowledge, ended up with a transparent and clear understanding and sure enough that I can opt an appropriate policy for my family! You really worked hard and delivered a good clarity😊
You missed an important point in Room Rent Cap @8:30 - Insurance companies link all expenses with room rent, so if company is paying 50% of the room rent (because of limits) then company will only pay 50% of the total bill amount (Including procedure costs, doctor costs, meds etc irrespective of any limit). So, if one takes 10k room where 5k is limit, and total bill comes to 5 lakhs, most of us will have no issue paying those extra 5k for 3-4 days (~20k) from own pocket, but insurance company will now approve only 2.5 lakhs as all reimbursements are linked to room rent percentage and we have to shell 2.5 lakhs instead of 20k just because we surpassed the room rent criteria. That's why no room rent capping is necessary.
Hum log lower middle class ke hain, husband 61 aur mai 57 ki hoon, health policy samajh nahi aati thi ki kaun si lein, lekin aapne bohot achhe se comparison karke bataaya, ab hum log decide kar payenge
@@gulshansingh9989feature wise to vhi acha he video open isi liye kiya tha .. ki is youtuber se confirm ho jaye pr usne to mention hi nhi kiya uska nam
Itne complicated term to aasani se samjhane ke liye thank you so much Koi agar ekdum new banda bhi aaye samajhne to I don't think use koi bhi doubt hoga ❤️
I am naive about health insurance..... But after getting you video on UA-cam....i am much more clear in all aspect of health insurance .... Thank you 🙏🏻
Comparison pic is not clear...I am unable to read the Pic...plz post it again. Otherwise the vedio fulfilled it's purpose..really educative, informative and full of knowledge...👍🙏
This is the best video on Health Insurance Policy.🙏🏻 Sir , (*) 55 Years old ke liye kon sa policy best rahega . (*) Tax Benefits ko thora achhe se samjha Dete please 🙏🏻. (*) Top-up ke baare me bhi samjha dijiye please.
1 chij mere samj me nhi ayi Agr mujhe pre existing Disease hai or me company ko nhi batata hu ki mujhse disease hai or mene policy le le or us policy me waiting period 1 year ka hai। 1 year k bad me claim krta hu to kya company reject kr degi । Kyo ki koi bhi disease ka waiting 1 year he hai to me batau ya naa batau company mujhe claim 1year baad he degi? Any answer my question?
Dear sir this was 45 min long video but i wanted it to go on and on, it was really nice Thank you for making such a nice informative video i really appreicate this.
Sir meri family me sister 16 years ki h , m 19 ki , papa 55 and mother 39 aapke vedio se mujhe bhot kuch samjh aa gya ....thank you sir but m confused hu ki ICICI ka family floater lu ya dono bhen ka alag or papa mummy ka alag alag Tata AIG me lu qki papa ko diabetes h and mummy ko bp please bata dijiye sir ....😢
Sir, what is the difference if we take low basic sum assured and a big top up. That way, there is a substantial saving in premium. Also, what about premium locking benefit
Thank you for session, sir. Although I've a doubt regarding pre & post hospitalisation experiences. How can I claim for these benefits? Please consider both the private & government hospitalisation case.
Bahut sare ese points the oro nahi bataye. Thank you so much sir. Sir, aap log to show karte ho ki settlement ratio full h , but comments me to bahut negative bolte h unke experiences ke bare me about settlements.
Very hard efforts to make clear . Best social service i saw full vdo i am a retd doctor. Though health policy is a great bussiness of selling modern nd advanced treatment but now became essential for uncertaain uninvited expence. So very helpful vdo thanks
This video was super insightful! I didn’t know much about health insurance before, and it really helped me understand the basics. Thanks for breaking down the different types of plans and explaining what to look for. Now I feel more prepared to make informed choices about my own health coverage!❤
Can you please guide on following two matters: 1) can a person who has undergone kidney transplant operations couple of years ago & who is leading a good healthy life now get an insurance coverage for his complete health ( present age of person is 35 years) 2) can a person who has donated a kidney to the above person , who is leading good healthy life now get an insurance coverage for his total health( his present age is 65 years) 3) anybody who has undergone knee replacement operation couple of months ago get an insurance policy ( his present age is around 69 years)
I m 27, and for the last 2 years, I was so confused by all the options in the market that I kept avoiding health insurance. after watching this video and your previous podcast with Gurleen kaur, im confident to make a decision. chart/ comparison you showed were especially helpful. can’t thank you enough-really appreciate your efforts!
Good video brother.. Thanks.. But i wanted to ask what about maturity period? Means what if we rarely use any claim in our life time... Then what happens with the paid about will any of companies give it back as pension or anything or all the money gets wasted? So for this what should we check?
Can you pls advise me for term insurance is it advisable to take the plan which return the whole amount at the end or I should take the basic term insurance for 80 yrs...
Bhai mane bhut sare video dekhe policy buy krne se phele but jo aisi aisi bate jo kisi video m nhi dekhi or jisko log bhut easy faltu sa samj kr avoid kr dete h .....bo bhi kitni problem deti h bad m ye bhi pta chal gaya bhut deeply video bnaya h kafi jyada mehnat ki bhai video k liye .... 🎉🎉🎉😊
Superb video excellent explanation this is what actually we need groung level features and benefits and how actually health insurance works other channel are just telling about their promotion but you clear all the doubts
Great Work!!! By the by I'm from Tamilnadu. I can understand Hindi. Post videos in English for better reach or at least post with English subtitles that might reach many.
Really helpful for me. Thanks for your efforts sir, appreciable. But sir please include comparing ICR, CSR and other technical facts in simple words that will help choosing a suitable insurance.
Jo ap kr rhe ho Uske liye dusre youtuber pese mangte hein I think you are one of the best youtuber... Kuch log sochte hein jiske jyada subscribers hote hein wo bda youtuber hota hein but it's wrong You prove that truth btakr bhi policy bechi ja skti hein, Bank mein chlye jao asli bat btate hi nhi h na charges ka na koi aur target pure kro bs
@17:00 - Why higher cover is needed if unlimited restoration is available - Because company will only restore it only after its fully exhausted. Suppose cover is of 5L with unlimited restoration, and first bill you get is of 10L then company will only disburse 5L. You can't ask them to disburse 5L then restore it and again send 5L. Once cover is exhausted and hospitalization is over, only then company will restore it. That's the reason one should have around 10-15L of base cover in metro cities
Great video. I was thinking about getting health insurance but didn't know how to choose. I didn't know the terms related to health plans so I was hesitant.
आपने बहुत मेहनत की हैं sir और बड़ी ही ईमानदारी से सब कुछ बताया है। धन्यवाद।
आपका समझाने का तरीका बहुत ही शानदार है अब मुझे इंश्योरेंस लेने में ये वीडियो बहुत ही मददकार हैं 😊
Hello Sir, I don't really comment on videos, but yes i really really appreciate that there are still some good people who are providing very important information, because in our country if a middle class or lower class will break that is only because of the debt of medical bills, middle class person do their hard work their whole life save some money but when it comes to hospitals it all just fades away like air. In today time if a person can be saved from this debt is only with health ins. 🙏. Thank you!
I started this video with zero knowledge, ended up with a transparent and clear understanding and sure enough that I can opt an appropriate policy for my family! You really worked hard and delivered a good clarity😊
You missed an important point in Room Rent Cap @8:30 - Insurance companies link all expenses with room rent, so if company is paying 50% of the room rent (because of limits) then company will only pay 50% of the total bill amount (Including procedure costs, doctor costs, meds etc irrespective of any limit).
So, if one takes 10k room where 5k is limit, and total bill comes to 5 lakhs, most of us will have no issue paying those extra 5k for 3-4 days (~20k) from own pocket, but insurance company will now approve only 2.5 lakhs as all reimbursements are linked to room rent percentage and we have to shell 2.5 lakhs instead of 20k just because we surpassed the room rent criteria. That's why no room rent capping is necessary.
Thanx for this commnet
Very informative video. Lot of thanks 🎉
U mean any category room wall?
Main life m pahli baar youTube k kisi video par comment drop kar raha hu...
Great explation sir...
Salute.....
🙌🏻🙌🏻👏🏻👏🏻👏🏻
Hum log lower middle class ke hain, husband 61 aur mai 57 ki hoon, health policy samajh nahi aati thi ki kaun si lein, lekin aapne bohot achhe se comparison karke bataaya, ab hum log decide kar payenge
Best health insurance is care health insurance
@@gopalawasthi1111bhai tu adviser h kya care health ka
@@gulshansingh9989feature wise to vhi acha he video open isi liye kiya tha .. ki is youtuber se confirm ho jaye pr usne to mention hi nhi kiya uska nam
CARE HEALTH ki apni enemy hai?
Ma’am You should be try with NIVA BUPA . It is the best health insurance company .
Itne complicated term to aasani se samjhane ke liye thank you so much
Koi agar ekdum new banda bhi aaye samajhne to I don't think use koi bhi doubt hoga ❤️
Phle baar health insurance ke video dekhi bhut he achi jankari dee bhai apne🙏
Sar aapane bahut hi acchi tarike se samjhaya aur aaj hi mein policy le raha hun HDFC ki
Dear Sir, OPD charges kya hota hai...and most of companies not included OPD charges
Mat lena aged individuals max 50. Yrs Tak deta he....khud k Liye Lena he toh le sakte ho.....
Sir bahut sari videos dekhi , but jis simple language meine aapne ne samjhaya hai woh sabse shandaar hai 😊
Can you advise amongst new india health insurance vs hdfc ergo vs Tata AIG health insurance. Which one is best
New india
@@atulkoti7350 thank you sir
Sir apne bahot mehnat ki hai aur bahot ache se samjhaya hai allah apko khush rakhe aur dil se thank u sir ......❤❤❤
Sir Care supreme vs Hdfc Ergo optima secure vs Niva bupa me koun sa middle class ke liye thik hoga please.
Care supreme
Niva bupa bahut accha rahega
Care supreme best policy
Niva bupa you can buy
do not buy Niva Bhupa . Bad customer support furing emergency this is my yesterdays experience
अब तक भी कोई नतीजा पर नहीं पहुंचा हूं सर, लेकिन आपने समझाया तो बहुत अच्छा!
Care health insurance is best health insurance
Port karana se koi problem hai. Maine star se care mai port kia hu. Care kaisa rahega
I am naive about health insurance.....
But after getting you video on UA-cam....i am much more clear in all aspect of health insurance .... Thank you 🙏🏻
Why CARE is not in your bucket??
@@sanjaykumarsethi6455 they didn't paid any Money 🤑 for this chiler UA-camr
Care health insurance is best health insurance
Screen size limitation
We could have ignored others but Care has all the features required. I was about to finalize. Are there any serious issues with that ?
Care Company sub se ghatiya Insurance hai Chutya Banati hai
2 3 din se achi video dhund raha tha sir .. finally aapki video ban gai... bahut ache se samjhaya aapne sir... Radhey Radhey 🙏
Care suprime ke Bane special video banao sir ji iske bare me jankari de
Comparison pic is not clear...I am unable to read the Pic...plz post it again.
Otherwise the vedio fulfilled it's purpose..really educative, informative and full of knowledge...👍🙏
I think Lombard is good policy according to mee
Thank you mr @kartikbisht7042
Thanks ®ards
Neetu
ICICI lombard
Bhaiya aap ne care insurance company insurance information add ku na kya bhaiya app bolo message
No क्लेम from care in मोस्ट केसेस
Care health insurance best health insurance of India .
सभी प्लान के बारे में आपने अच्छा से बताया सर इसके लिए बहुत बहुत धन्यवाद आगे से और अभी अच्छे से डिटेल में बताएंगे तो बहुत अच्छा रहेगा सर धन्यवाद
2020 se aapka Video dekh raha hun isiliye abhi tak Kahin loan apply nahin kiya maine
Intezar kar raha tha bank loan offer Dene Ka tq sar
This guy has fully satisfied me by describing all the topics on health insurance very well. Love the video!😊
हेल्थ insurance के बारे मे बहोत अच्छेसे information आप ने दि है 😊
बहुत बेस्ट जानकारी दी सर आपको बहुत बहुत धन्यवाद ऐसे टॉप जानकारी देने के लिए बहुत बहुत धन्यवाद❤
Aapne health insurance Ko bahaut hi achhe se samjhaya.thanku sir
First time i learned all the aspects of Insurance policy... Best video on UA-cam.
From Basic to Advance of Health Insurance...
Knowledge is Power
Thankyou Sir
This is the best video on Health Insurance Policy.🙏🏻
Sir ,
(*) 55 Years old ke liye kon sa policy best rahega .
(*) Tax Benefits ko thora achhe se samjha Dete please 🙏🏻.
(*) Top-up ke baare me bhi samjha dijiye please.
This is so far the best in depth video on health insurance.
1 chij mere samj me nhi ayi
Agr mujhe pre existing Disease hai or me company ko nhi batata hu ki mujhse disease hai or mene policy le le or us policy me waiting period 1 year ka hai। 1 year k bad me claim krta hu to kya company reject kr degi । Kyo ki koi bhi disease ka waiting 1 year he hai to me batau ya naa batau company mujhe claim 1year baad he degi?
Any answer my question?
Detailed Video For me because I am Insurance Agent and New to this field and it'll help me alot to present my customers the best health policy 🙏🙏
Dear sir this was 45 min long video but i wanted it to go on and on, it was really nice Thank you for making such a nice informative video i really appreicate this.
Sir meri family me sister 16 years ki h , m 19 ki , papa 55 and mother 39 aapke vedio se mujhe bhot kuch samjh aa gya ....thank you sir but m confused hu ki ICICI ka family floater lu ya dono bhen ka alag or papa mummy ka alag alag Tata AIG me lu qki papa ko diabetes h and mummy ko bp please bata dijiye sir ....😢
Best ever health insurance video I have ever seen even health policy contact person unable to clear , thank you so much sir 🙏🙏
bhot achi trah se samjaya apne sir ek ek point clear kr diya very very thanks...❤
Sir, what is the difference if we take low basic sum assured and a big top up. That way, there is a substantial saving in premium. Also, what about premium locking benefit
Thank you for session, sir. Although I've a doubt regarding pre & post hospitalisation experiences. How can I claim for these benefits? Please consider both the private & government hospitalisation case.
Bahut sare ese points the oro nahi bataye. Thank you so much sir. Sir, aap log to show karte ho ki settlement ratio full h , but comments me to bahut negative bolte h unke experiences ke bare me about settlements.
Very hard efforts to make clear . Best social service i saw full vdo i am a retd doctor. Though health policy is a great bussiness of selling modern nd advanced treatment but now became essential for uncertaain uninvited expence. So very helpful vdo thanks
Most policies are being owned by these big corp hosp,where treatment is verycostly butthrow tpa it is managable .
बहुत ही अच्छे तरीके से समझाया 🎉
Well done; one more important thing is to see what is the percentage of claims the insurance companies accepted in the last 3 years.
Which one has highest claim acceptance
Hello sir,
Aap ne Bahut ache se difference btaye apna insurance plan ke bare . Thank you sir
This video was super insightful! I didn’t know much about health insurance before, and it really helped me understand the basics. Thanks for breaking down the different types of plans and explaining what to look for. Now I feel more prepared to make informed choices about my own health coverage!❤
Bahoot accha bataya sir aap ne mujhe sab kuch samjh aa gya ....... thankyou sir😊😊
Best video to know about health insurance, appreciate all your efforts
Can you please guide on following two matters:
1) can a person who has undergone kidney transplant operations couple of years ago & who is leading a good healthy life now get an insurance coverage for his complete health ( present age of person is 35 years)
2) can a person who has donated a kidney to the above person , who is leading good healthy life now get an insurance coverage for his total health( his present age is 65 years)
3) anybody who has undergone knee replacement operation couple of months ago get an insurance policy ( his present age is around 69 years)
Really Best Video on Health Policy Sir, appreciate your hard work. Going with Niva Bupa
Best video of insurance policy ever I watched... Thank you bhai
I am really excited to know these important information and knowledge from your explination sir.....Thank you so much....Jai Hind....
I m 27, and for the last 2 years, I was so confused by all the options in the market that I kept avoiding health insurance. after watching this video and your previous podcast with Gurleen kaur, im confident to make a decision. chart/ comparison you showed were especially helpful. can’t thank you enough-really appreciate your efforts!
Good video brother.. Thanks.. But i wanted to ask what about maturity period? Means what if we rarely use any claim in our life time... Then what happens with the paid about will any of companies give it back as pension or anything or all the money gets wasted? So for this what should we check?
I really don't comment on video but u made me to do it.
Amazing video
Well explained
Cleared most of the doubts.
Thanks.
Can you pls advise me for term insurance is it advisable to take the plan which return the whole amount at the end or I should take the basic term insurance for 80 yrs...
Actually you gave complete and correct information about health insurance, so thank you very much.
🙏🙏
Its a good video for those people who are don't know anything about health insurance
Bhai mane bhut sare video dekhe policy buy krne se phele but jo aisi aisi bate jo kisi video m nhi dekhi or jisko log bhut easy faltu sa samj kr avoid kr dete h .....bo bhi kitni problem deti h bad m ye bhi pta chal gaya bhut deeply video bnaya h kafi jyada mehnat ki bhai video k liye .... 🎉🎉🎉😊
Bht he ache se brief Kiya...kafi kuch pata chala aap ke vedio se.thank you
This man is here to educate everyone for their good will 🙌👀
Sir HDFC ERGO me Bariatric Surgery kitne time k baad cover hoti hai, please confirm 🙏
Very Good explanation sir.
I'm very much confused about life insurance but now I'm clear which one is better for me.
Superb video excellent explanation this is what actually we need groung level features and benefits and how actually health insurance works other channel are just telling about their promotion but you clear all the doubts
Very informative video and easily understand all health insurance terms
Great Work!!! By the by I'm from Tamilnadu. I can understand Hindi. Post videos in English for better reach or at least post with English subtitles that might reach many.
You did a very well comparison....will help people who are going to buy a new health policy,
Yaar maza aa gya... आसानी से समझ में आ गया सब
Basically Tata aia also available health with market can you help me for should I go for
Sir detail bahut deeply informative thi…
Thank you so much
Sir badiya full dout clear bata diye thanks.. continue aisehi healful sadhi saral language me batate jaye thanks
Really helpful for me. Thanks for your efforts sir, appreciable.
But sir please include comparing ICR, CSR and other technical facts in simple words that will help choosing a suitable insurance.
Best of explanation, if add switch over process then it will help for those want to switch policy
Best video on health insurance but kuch important criteria miss huye hai for example: Claim settlement ratio and all
Vry well prepared session. Gives an overview of the important factors to be considred while selection of Company policy..
Sir finally miujhe kaun si company ka Health insurance lena chahiye?
Very good information about medical health insurance comparing the vedio. Many thanks for your support😅😅
Agar insurance lete samay maine jo city dala hai us city ke bahar hospitalized hounga and wo hospital se tie-up hai
to claim hoga ya nahi
Best way to clear all doubts in regard to purchase of new health policy.
Sir you explain very good about all points of health insurance...& You also covered all details
Sir bhut acha vdo tha, health insurance k bare me kafi kuch pta chla. Thankyou.
बहुत अच्छा। आसानी से समझ आया।
Good video, a few things you missed: Incurred Claim Ratio, Claim Settlement Ratio, Amount Settlement Ratio
Jo ap kr rhe ho
Uske liye dusre youtuber pese mangte hein
I think you are one of the best youtuber...
Kuch log sochte hein jiske jyada subscribers hote hein wo bda youtuber hota hein but it's wrong
You prove that truth btakr bhi policy bechi ja skti hein,
Bank mein chlye jao asli bat btate hi nhi h na charges ka na koi aur target pure kro bs
Nice video sir, I have lic health policy but I don't think it's cashless so now switch to hdfc. Please explain hdfc health policy separately
@17:00 - Why higher cover is needed if unlimited restoration is available - Because company will only restore it only after its fully exhausted. Suppose cover is of 5L with unlimited restoration, and first bill you get is of 10L then company will only disburse 5L. You can't ask them to disburse 5L then restore it and again send 5L. Once cover is exhausted and hospitalization is over, only then company will restore it. That's the reason one should have around 10-15L of base cover in metro cities
Sir bahut achcha laga
Bahut kuch seekhne ko mila
Thank you ☺️☺️☺️☺️
Great video. I was thinking about getting health insurance but didn't know how to choose. I didn't know the terms related to health plans so I was hesitant.
One of the best video on health insurance policy. Thank you sir. ❤❤❤❤
Best video on health insurance
Thank you sir
Definitely going to gift 1 policy on my birthday for myself 😊
सर अपने वीडियो बहुत अच्छा बनाया है पर इसमें अपने अल्कोहल पीने से अगर किसी का लिवर खराब होता है तो कोई कंपनी कवर देगी या नही
Thank you for this video, do you have any videos for Senior Citizen ?
Yess Indeed after a very long time got very detailed information about health Insurance in your vlog. Thank you very much 🙏
Maride se pehle le or maride ke baad family wala plan me wife or child be aad honge ya change karna hoga
thank you sir ji , buut din se sochra tha but kuch bhi samaj n aara tha. aaj doubt clear ho gye hai .
🙏
Sir ek bat bahut sahi lagi ki family footer age ke hisab se divide kar lena chahiye
I like the way you described about the topic which is difficult to understand....thank you
Bohut bohut dhanyawad ❤ policy ko itna ache say samjhane ke liye
One of the most informative video on health insurance plans and benefits. Thank you