What Should You Do After Buying a House?
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- Опубліковано 14 тра 2024
- You bought a house... now what? Here are 10 things you need to do after you purchase a home!
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Buying a home is daunting enough, so what do you do after you purchase a home? There are three main things that you need to do after you purchase a home colon we need to make sure we transfer utilities for the property, we need to secure the property, and we need to make sure documents are neat and organized in case we need minutes. After you go through the home search and home closing process, one of the last things on your mind is most likely everything that needs to be done. They are most likely might feel strange to close on a home because so much was going on before hand and now the dust has settled. So, here are some side ways that you can make sure you have everything in mind that needs to be done after you close on a home. First, we need to make sure that everything gets transferred correctly. Everything relating to the house was in the seller's name and now he has to be in your name! First, we need to make sure all utilities are transferred over. Utilities including water, gas, electric, cable, and internet.
Next we need to make sure that we change over and update your address with your employer and creditors. Changing your address with your creditors is not as big a deal as changing your address with your employer. The biggest reason you need to update your address with your employer is so that taxes can be withheld correctly depending on the city and county that you are now in. Something else you can do is go to the post office and have them set up forwarding for your mailing address. Forwarding for your mailing address will allow the post office to take mail that was incorrectly sent to old address and forward it to your new address without any hiccups. Next we need to work on security for the property. The biggest thing you need to do is change locks, passcodes, and garage door codes because we don't know if anything has been given to anybody else. After you do that, you next want to check smoke detectors and carbon monoxide detectors to make sure that they are working and have full battery. Also we want to check the breaker panel and know where that is in case we need it in the future and we want to check where the water main and the gas main are in advance. Finally, we need to make sure all of our documents are in order. The biggest thing to make sure is in order is the mortgage billing so that we can make our first payment on time. After you get all your documents in order you should have a really solid position to enjoy your home after you close on it that way you experience after buying a home is peaceful and stress-free.
Hey, my name is Kyle and I'm a Loan Advisor serving Tennessee, Florida, and Ohio. I help you get a crystal-clear home loan so you can win the house you love.
www.winthehouseyoulove.com/
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Great video! Congratulations everyone on buying your new home. Just closed on my first home today! Took almost a year, lost like 30 contracts because how aggressive the market is but now its done!
Congratulations!!!
Congratulations!!
Aw congratulations
Aw congratulations
Aw congratulations
Why is your voice so soothing...
Haha thanks!
@@WinTheHouseYouLove that doesn’t answer the question, Kyle! Haha, j/k, we’re all jealous.
The voice reduces stress big time
Jesus gave it to him
😂😂
I needed to hear this. We’re signing our mail in closing papers tomorrow (Friday for our closing date on Monday ( we’re out of state). This has been quite the learning experience but I’m so glad we were able to buy our first home ( I still am shocked it’s cheaper to have a monthly mortgage than rent nowadays!) I’m so glad the worst of the stress is behind us and now we can enjoy the rest of this process.
Thank you so much for this solid video. You are really competent, that is really helpful and refreshing.
Thanks so much for this great video. It is so important to me because I am about to close a home. Appreciate!!
Helpful insights and info, as usual.
Great info Kyle. Thanks for sharing your knowledge!
Thank you so much for watching!! :)
Great content, just closed escrow last week. You listed some items I knew and a few I didn’t, so thanks and looking forward to more videos. Cheers 👍🏽👍🏽
Glad it was helpful!
Such a refreshing video that helped clam the anxiety and nervousness of buying a home. Thank you! 🎉
Drafting my list this weekend. Appreciate you and the knowledge you share!
Awesome! Thank you!
Just closed on our house today. I learned so much through your home buying process videos. God bless you
Great info Kyle! I’m still months away from starting the process but having this list gives a bit of calm!
Thank you so much for watching!! :)
Thanks for the very helpful information! Awesome video!!
Glad you enjoyed it!
This was great information! Thankyou!🤗
Your voice is so soothing and you're lovely to look at!♥️
I just recorded a personal video reply for you: vid.us/38kziz
Great value add!!! Genuinely appreciate it
Glad you liked it!
Great tips! Every new home owner can either learn something or use this as a reminder.
Thanks Craig! Any video suggestions?
Thanks for the informative videos. You helped me buy a home very quickly and everything went very smoothly. Sharing your vids with others.
Great to hear! Thank you so much for watching!
Great videos!! I just started the underwriting process Monday on a new construction home in magnolia tx.. im so nervous and praying everything gets approved.. congratulations 🎊 👏 to all who closed on their homes.. im praying to get to that closing table and get those 🔑 ...
That's awesome! Best of luck!
Great voice. Gorgeous looks. thanks for the checklist!
You're so welcome! Thanks for watching!
Everyone underestimates the importance of security. Great advice!
Absolutely, thanks!
Great Tips I didn't even think about. This channel is underrated!
Glad you think so!
Thank you ! This video was very informative
Glad it was helpful!
Thank you! This is gonna help
Glad to hear it!
Seriously thank you so much for this video!! I am starting the process of buying my first home and it will just be little old me, and my 4 yr old son. So these tips are seriously the Bible to me when I finally get into my new home!
You are so welcome! Best of luck!
Great video. I’m in the process of purchasing so it’s really helpful. I really like your voice and your delivery is excellent
Thanks you so much for your kind words Stella!
@@jagannathpursylhet2usa826 An investment loan on a 2 unit requires 25% down. So, on $100,000 you'd need $25,000 for the down payment and probably ~ $4,000 for closing costs.
Your videos are awesome my friend. Thank you!
I agree, great voice and delivery. So consistent even when hitting the mic while gesturing.
It’s been an intense 48 hours! Love your videos. Thank you!!!
Thanks for watching. :)
Legit listening to your voice in my car as I drive. Your voice is so satisfying!
Wow, thanks!
Thanks you for helping us i appreciate your knowledge in the housing THANK YOU SO MUCH BRO!!!
You bet! Thanks for watching. :)
Great Information! Thanks for sharing.
Glad it was helpful!
Thank you so much for this info just closed a month ago and now after slowly checking off this list we are ready to start remodeling already!
Congratulations!
I am in the middle of a home close now and looking to close in May. Thanks so much for your videos bro!
Thank you so much for watching!! :)
This was superb content. I think many of us don’t think about, and therefore neglect to plan for the things that come immediately after buying a home. So, thank you!
Thanks so much!!
Nice overview and it hits the important things. Well mostly. I would add just a few for your consideration. Transfers - for address also consider your old fashioned stuff - the distant once a year friends and Christmas contacts. Security - throw in a security look at egress, evacuation, sliding doors, windows, yard, along with the good old emergency and disaster prep (eg fire extinguisher). Documents - find/organize the manuals for your appliances.
Great additions!!
This is a great list. Thanks
I'm glad it was helpful!
Great tips! I never would have thought about the locks and garage door code.
Thank you so much for watching!! :)
This is the FIRST thing I thought about!!
Thanks! Closing on a home soon and this is going to help me hit the ground running.
Excellent!
So informative! Thank you!
Glad it was helpful! Thanks for watching. :)
Offer just got accepted on our first home! Excited!
Wonderful! Best of luck!
I'll be a homeowner soon (my very first), these are great reminders, thanks Kyle!
Wow! Congratulations! Enjoy your new home. :)
Thank you! Closing on my first home on 12/29/23. This video definitely helped with the anxiety of all the things!
That's awesome news! Really happy to hear that the video helped. Best of luck with your closing, you're going to do great! If you have any more questions, feel free to ask. Happy homeownership! 🏠🔑
- Kyle
Great information. Thanks!
Thanks! I hope you can also watch my recent videos. :)
😬 geez thanks so much makes me feel so relaxed 😌
My pleasure. Thanks for watching. 🙂
amazing video thank you !!!
Thank you so much for your kind words, I'm glad you found the video helpful! If you're interested in taking things a step further, make sure to check out www.winthehouseyoulove.com/ - our team would be more than happy to assist you in getting pre-qualified for a mortgage!
I close on Tuesday. Thank you for this useful information.
All the best. :)
That sweater is futuristic! I wish I watched this video before I moved in a week ago, but it’s still good review.
Haha thanks!
Changing the locks is a good reminder. I still have old keys for places I or my family haven't lived at for years
Thank you so much for watching!! :)
Thank you for this! My husband and I close on the 8th of September and it's exciting but terrifying. Almost a year of searching and one back out because of a terrible inspection. So glad we finally found a good home. 🥰 Congrats to anyone else ❤️
Wow! Best of luck and thanks for watching my videos. :)
This kind of thing should be taught more in school! You would make a good teacher, very helpful video thank you
Thanks!
Great information
My wife and I just closed on our home yesterday. Your videos helped us out tremendously! Thank you for these videos man, they really helped us navigate through the whole process.
Congratulations! Thanks for watching. :)
Great video. I learned a few new things. Where did you get the cool sweater?
Thanks! H&M
Great helpful video!
Glad you think so! Thanks for watching. :)
Great video. Just bought and I was kind of asking myself what next.
Congratulations! Thanks for watching. :)
Locks and toilet seats...number one!!!!!!
Hahaha... Best of luck!
Thank you again sir your the best!!
No worries! Thanks for watching my videos. :)
Excellent video! Well organized dud
Oh yeah ut voice is soothing haha
Thanks so much!! Haha glad you're enjoying it!
- Kyle Seagraves winthehouseyoulove.com
Great video coverage 💯 great information. Iam about to close on my first home
Best of luck and thanks for watching. :)
Thank you ❤
You're welcome!
Great Video!!! Me and the Wife looking to close next month! Oh and yea paying on points how great is that!! 🤦🏽♂️🥴😩😩 the interest rate is wild! Right now good luck to everybody
Wow! Thanks for watching and best of luck. :)
Excellent video👍. I just bought my dream home and after the first week, found all types of repairs needed including a leaking gas pipe in the kitchen and laundry room that contractors say the seller must have known about but didn’t disclose at closing. When I went back to the seller to request compensation, they hired a lawyer who’s threatening to counter-sue if I so much as think about filing a case through the courts. So far I’ve spent around 3k in repairs and wonder if it’s worth the hassle.
Kyle, can you do a video on this😳?
Thanks! I'm sorry to hear there were issues!!
Hmm, it would mainly depend on how much of repair cost is remaining if you're exploring litigation. I also suggest talking with your real estate agent about it and seeing if they can offer some more guidance through that process.
I'm not a lawyer, but my first thought would be that something like a leaking gas pipe wouldn't necessarily be something that they knew about and should have been caught in the initial home inspection. If you got a home inspection, talk to the inspector about their findings. Home inspections are valuable because they document the condition in events like these.
Great information I'm closing on a house soon, just be careful of those "Home Warranties" read their BBB files!!! Especially if you know how to make the repairs yourself they can be a waste of money. And full of headaches. Some people love them I am retired from the construction field I've seen how they operate.
i called the inspector to make a second inspection but he didn't call me back to do the after sales inspection. is it necessary to have a second inspection?thanks for all the info!i've been following you since day one of purchasing our home and you helped us a lot!
You almost made me cry at the end.
Voice is peaceful
Thank you! I hope it did not bring you to sleep. :)
Thank you, I just closed three weeks ago and just took time off to hangout in the new house. Great video as well because I needed to know all of the points you hit on. I have one question, why did my credit score drop?
Congrats! It dropped because you average age of credit accounts decreased and your credit utilization increased.
I just noticed that too. Of course I had also just gotten a new card a couple weeks after closing and was late on a couple payments
I appreciate all your videos! You always present information that is easily absorbed. I have seen a couple of other you tubers and they talk so fast I just don't want to listen to them. Very jarring. Now we are in recession / soon to be Depression... it would be nice to include up to date changes. as we move through these dark times.
♥ I will try to upload more videos so update you guys more. Thanks for watching. :)
I just bought a home never even thought to look on UA-cam for helpful hints but after watching your video I realized I’m the man because besides relaxing to enjoy my home as still have the actual move to do but I passed with flying colours 👍👍 do you have any advice for hiring a moving company?
Awesome! At the moment I don't, but possibly in the future
@@WinTheHouseYouLove thanks for getting back to me so quickly...I will be subscribing after this reply thanks for what you do you’re easy to comprehend and very informative 👌
Just got my keys yesterday for my first home thanks for the help!
Awesome! Enjoy your new home. :)
Wishing everyone good luck on their home shopping! In this market, hoping not to pay double the assessment price 😬 😆 .
🤞 Thanks for watching!
Awesome!
Thank you! Cheers!
I just purchased my 1st property needs a lot of work. I feel like I screwed up by starting to do some major repairs without getting it appraised 1st. Any suggestions?
Nice!
Thanks!
Before I moved, I went and rented a p.o. box as soon as I knew we had the house. Also I have a binder that has ALL the paperwork and service records.
Wow! That is a good strategy. :)
This is what I’m doing.
Just went pending today .. fingers crossed I get to do these things !! 😂
You can do this! Best of luck!
I’ve haven’t updated my address at my job for the past couple of years. I still live in the Same city so how would that affect taxes? I never knew that mattered. My old Address is my moms house so I always get my mail. If you could link an article
Question: with regards to a home warranty, I have been shopping around, prices are competitive, but man they are a pain!! Soon as I put my info on their page, calls were coming in!! Sorry, rant. Should I wait until closing to see if the buyer (or would the selling realtor tell me that prior to closing) has one or should I pursue it & have the company all ready set prior to closing? Also, should I roll that into the closing or pay that separate? If you need context, townhouse, 4 pod (only buying 1), short sale, closing in October or November 2020. Sorry for the long message. Thanks in advance!!
Oooh yes! It sucks when you put your info in on real estate websites because most of the time your info gets sold... and it gets sold FAST!
I'd ask your realtor about recommendations on the company, they'll be able to help you find a reputable one that has a history of paying out.
5:56 I actually closed on the January 14th and my first payment is due March 1st, what a coincidence!
Wow! Congratulations!
I had a company reach out to sell myy home. I haven't even closed on buying it yet! :p
Im watching this because I’m a 13 year old trying to start a business with my father and my ex brother in law, and I wanna get everything right when we buy our first house
(We rent)
That's awesome! Your hard work and research is going to pay off a lot in the long-run!
Keep it up!
I really want you at my house warming party🎉
Can an Auto Accident Law suit affect the Mortgage Application at closing ?
Very small accident but the law suit is for personal injury after 1.11 years after accident . And the Insurance coverage is just state minimum ,
Currently my company Insurance lawyer is handling the case
Only if someone is pursuing damages against you. The underwriter would need to know a bit of what's going on.
So ridiculous, people suing for whiplash probably!!
Me take out a personal loan to have extra cash before the mortgage shows up in my credit report. lol 😂
😂 Thanks for watching!
Off topic here. I had a question and needing some advice. I closed on my home 3 years ago. The home we bought doesn’t have a privacy fence and I want one so bad! My husband says we should wait since technically the house isn’t ours yet. Soo do i have to wait years until I get my privacy fence? We have never made a late payment and have emergency savings in case one of us loses our jobs. What do you think?
If you closed on the home, you should own it.
What does he mean by saying you don't technically own it?
Win The House You Love he says if we’re still paying on it then we don’t technically own it. Basically if we don’t have the title to it, it’s not ours
If you have a traditional mortgage, you’re on the title and you own the property.
Great advice! However, does anyone else get ASMR effects from listening to his voice....? Lol
Thanks! Hahah if I search "ASMR" in my comments there are tons
YUP. I got a weird tickle down my back. LOL. Like, I came for the info - was not expecting that. Hahaha.
Good afternoon
Hello!
What mic do you use?
Neumann TLM 102
How does this guy have no more views?
Haha thanks! I'm more than grateful, I never expected this many views to begin with!
@@WinTheHouseYouLove totally deserved 😎😎
What does the purchase of a home have to do with taxes on payroll?
You'd have to clarify, I'm not sure what you're mentioning
There are some cities such as Detroit that charge a tax for living in the city that is deducted from your paycheck. If you don't update your home address with your employer, you could owe city taxes.
Philadelphia the same
Can you just like be on my speed dial? You know for my anxiety 😥
Haha thanks for watching!
LOL A MONTH OR LONGER. I wish it had been only a month 😂
We’re at over three months at this point.