How to Pay-Off Your Mortgage in Three Years! Monica's Australian Property Journey

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  • Опубліковано 13 чер 2024
  • 🤯 Monica went from $200K Bad Debt & Family Breakdown to owning her Home Debt-Free plus another FIVE Investment Properties - in just over THREE years!
    ❤️ She's one of the most inspirational and hard working women I know.
    🎓 When things were most bleak, with no one to help her, Monica Salazar, an accountant, decided to get deeply educated.
    🏘️ She scraped together some capital, and bought her first investment property. Then another. Then another. Then another. Till she got six properties.
    💪 Constantly overcoming, side stepping and jumping over borrowing capacity hurdles.
    💰 She added value to her properties, bought below market value, through methods no one else does.
    💸 Now she's onto her next phase of financial freedom.
    💡 In this episode she shares her entire story with the hope it will provide a beacon of hope to others in her situation.
    🙏 Anyone who is financially down, out of luck, new to real estate or new to the country will find immense value from her words.
    0:00 - Introduction
    2:05 - Monica’s story before property investing.
    11:31 - Monica’s journey into real estate.
    18:05 - Monica’s first property investment.
    19:50 - Property renovation with only 3,000 dollars
    23:21 - Monica’s renovation process (Sweat equity).
    27:00 - What gave Monica the confidence in Property Investment?
    30:30 - How did Monica educate herself on property investment?
    34:47 - Monica’s negotiation with the bank.
    36:33 - Monica used her pain of debt to push herself
    38:38 - How to buy a property with a Deposit Bond?
    41:45 - Fake it till you make it!
    44:40 - Monica’s relationship with her bank.
    47:32 - How did Monica pay off her debt using a property investment?
    51:10 - Monica’s source of inspiration.
    54:53 - Monica’s future purpose.
    57:16 - Conclusion
    LEARN MORE 👇
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    DISCLAIMER: No Legal, Financial & Taxation Advice
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    #PropertyInvestment #PassiveIncome #Australia #RealEstate

КОМЕНТАРІ • 71

  • @AusPropertyMasteryWithPK
    @AusPropertyMasteryWithPK  8 місяців тому +4

    ❤ JOIN THE COMMUNITY & GET FREE SUBURB TIPS + STRATEGIES
    💡 Private Facebook Group With Over 40,000 Clients & Investors 👉 facebook.com/groups/passiveincomethroughproperty
    💡 Top Ranked No "BS" Podcast On Spotify/ iTunes/ Google 👉 consultingbypk.com.au/podcast/

  • @theresagrantham4584
    @theresagrantham4584 8 місяців тому +11

    Yep fake it til you make it, one step at a time !!!! I restarted my life at 56 yrs old after a relationship break and bought 4 properties in in 5 yrs and achieved financial independence!!!!!

    • @theresagrantham4584
      @theresagrantham4584 8 місяців тому

      Thank you for you inspiration and for sharing !!!!! Well Done

  • @jackiethomas-gj2vn
    @jackiethomas-gj2vn 8 місяців тому +24

    Yay! Another Filipina investor who is willing to give back! Awesome mentality. Hat off to you, Monica 😊

  • @lukeburrows7144
    @lukeburrows7144 4 місяці тому +2

    I was in the Renovation and mortgages in distress course you did Monica. During the course your offer got accepted for one of your properties. Incredible to see how far you have come, well done 👏

  • @pawars1234
    @pawars1234 8 місяців тому +6

    Worth making a short movie... Such a positive story...

  • @huntster4000
    @huntster4000 8 місяців тому +7

    Her risk tolerance is insane😂
    Amazing job 🎉

  • @irenedeguzman8238
    @irenedeguzman8238 8 місяців тому +6

    Wow… amazing tenacity and determination… education + execution = success 😊

  • @AamerShedam
    @AamerShedam 2 місяці тому +2

    This is gold. Great story of hard work and perseverance. Kudos#

  • @ve5394
    @ve5394 8 місяців тому +3

    What a wonderful & inspiring story! Thank you so much PK & Monica for taking time & sharing this. This story will certainly inspire & help many others to live their best life💞

  • @ab_crypto
    @ab_crypto 8 місяців тому +6

    Great interview, full respect to Monica and her level of dedication and achievement

  • @paulhenry3512
    @paulhenry3512 7 місяців тому +2

    What an incredible story. Well done Monica!

  • @MyTk89
    @MyTk89 8 місяців тому +3

    Well done, Monica.
    Thanks PK for the interviews.😊

  • @TheBlueskyson
    @TheBlueskyson 7 місяців тому +2

    Monica, you are amazing! And such a delightful persona. ty 4 another gr8 motivating vid.

  • @joshuarafiepour4817
    @joshuarafiepour4817 2 місяці тому +1

    Great interview, great conversation. I learned so much. Good on ya Monica , well done 👍🏻
    Thank you PK .

  • @dewiandrina8700
    @dewiandrina8700 8 місяців тому +5

    Woww.. amazingly strong woman! Truly inspirational.. I am so glad that you overcame the hardship, I wish you all the best💝

  • @sunitaagrawal7675
    @sunitaagrawal7675 Місяць тому +1

    Monica your smile is lovely, keep smiling.😊

  • @maricelbergonia602
    @maricelbergonia602 8 місяців тому +2

    I'm one of your avid fan Monica. I admire you in every aspect. You are a strong woman and an inspiration to many. Keep it up. Mabuhay ka🙂

  • @seelamsumanth2995
    @seelamsumanth2995 8 місяців тому +3

    Kudos to you . Great job Monica ..Thanks for the interview PK

  • @teejaycarter2842
    @teejaycarter2842 2 місяці тому +1

    Awesome interview, very impressive Monica🎉

  • @sunitaagrawal7675
    @sunitaagrawal7675 Місяць тому +1

    Very interesting story.

  • @marcoschena99
    @marcoschena99 2 місяці тому +1

    Top job Monica! People take note. 5 stars

  • @MrDemodamian
    @MrDemodamian 8 місяців тому +4

    Thank you so much ...for this guidance, I'd say!.blessings from me...

  • @desmorrow2545
    @desmorrow2545 8 місяців тому +2

    A great recovery story Monica!

  • @arpitatomaskar2335
    @arpitatomaskar2335 8 місяців тому +3

    Very motivating 👏

  • @rpir216
    @rpir216 3 місяці тому

    Hi PK, fantastic video. Would Monica be okay to share a road map in term of risk management and strategy to invest in real estate ?? What was the best courses and educational support she would recommend ? Thanks 🙏

  • @martyncoates6035
    @martyncoates6035 8 місяців тому +5

    Monica is awsome

  • @fp8645
    @fp8645 8 місяців тому +3

    Inspirational 👏

  • @jenniferjennifer3604
    @jenniferjennifer3604 8 місяців тому +2

    A beautiful woman with a good heart. Thanks for sharing your story and wish you all the best in your journey of helping others.
    Well done Monica 🌷

  • @marktaylor4278
    @marktaylor4278 8 місяців тому +2

    Very inspiring

  • @cpchris2
    @cpchris2 5 місяців тому +1

    She’s a legend

  • @mariebelsapin
    @mariebelsapin 7 місяців тому +1

    Thanks Pk and Monica, how can I reach out with Monica? Like everyone else, I don't know where to start, just sitting on the fence 😢

  • @milindsharma4637
    @milindsharma4637 8 місяців тому

    What’s AAFI data ? That PK mentioned around 28-29:00 minutes in the video

    • @defgloui
      @defgloui 8 місяців тому

      RP data. It’s Rich Property data.

  • @justintense13
    @justintense13 8 місяців тому +1

    What a winner! Didn’t catch where to follow her?

  • @massimilianomarrazzo2392
    @massimilianomarrazzo2392 8 місяців тому +2

    Maraming salamat!

  • @13579john
    @13579john 8 місяців тому +1

    When u get a cba banker, do they still look at servicing

    • @AusPropertyMasteryWithPK
      @AusPropertyMasteryWithPK  8 місяців тому

      Yes but it’s more relationship based

    • @13579john
      @13579john 8 місяців тому

      @@AusPropertyMasteryWithPK do u mean they will lend you more money ?

    • @sueannemann5425
      @sueannemann5425 8 місяців тому

      Use a broker. The broker has relationships with the banks. Banks want to help out brokers. ERBA Finance is great for this.

  • @kavitataneja910
    @kavitataneja910 8 місяців тому +2

    Is it only me can't clearly hear Monica side but Pk side voice is clear

    • @entbook6171
      @entbook6171 8 місяців тому

      Yes I feel the same I slowed the video speed and can understand better

  • @samd8652
    @samd8652 7 місяців тому +2

    Wander Women , lots of guts and deservers success.

  • @TenacityDigitals
    @TenacityDigitals 11 днів тому

    Hi
    How much is the cost of course?

  • @redoctober00
    @redoctober00 8 місяців тому

    Wtb some chapters

  • @gauravmakhijani6541
    @gauravmakhijani6541 8 місяців тому

    Is this for real, she bought dud properties with faults for 200k or less. Did renovation for less than 3k