Top Debit Card Myths Busted

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  • Опубліковано 18 чер 2024
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КОМЕНТАРІ • 26

  • @fraddstar
    @fraddstar 2 роки тому +12

    The best debit card reward: never going into debt, and never paying a cent in interest.

  • @stevenbush1137
    @stevenbush1137 2 місяці тому

    Rachael is so right, believe it!!!

  • @jennifertucker6528
    @jennifertucker6528 2 роки тому +12

    Everything she said is true, but the point that is always left out of these discussions is that if someone commits fraud with your debit card, that money is gone from your account. Even though you’ll get it back in most cases, it’s still gone in the moment. I had that happen once-the person spent so much on my card that overdraft protection kicked in and they drained my entire savings as well. Not a fun couple of weeks waiting to get my money back with bills to pay and food and gas to buy in the meantime…THIS is why I always use a credit card and will never go back to using a debit card.

    • @cheese0794
      @cheese0794 2 роки тому +2

      I had the same thing happen to me. Credit card for me going forward.

    • @MR3DDev
      @MR3DDev 2 роки тому

      Exactly that is the safety of a credit card, is not your money so in case of fraud the bank is gonna move the sky to solve it. Whereas debit they can take their sweet time.

    • @jordonbay7778
      @jordonbay7778 Рік тому

      This right here is the biggest benefit of a credit card. When someone makes fraudulent charges on a credit card, the creditor merely flags the charges and removes them from your account. When someone makes fraudulent charges using your debit card, they are literally stealing actual dollars from your account. Banks are much more stingy about giving your money back than creditors are about removing fraudulent charges. The time it takes can be ridiculous too...I would rather argue about a statement charge than fight with the bank to give me actual money that was stolen from me..

  • @davidmilhouscarter8198
    @davidmilhouscarter8198 2 роки тому +1

    4:15 I don't even want to leave my house.

  • @ThatGuy-fx8yc
    @ThatGuy-fx8yc Рік тому +1

    Great job!!

  • @michiganabigail
    @michiganabigail 2 роки тому +1

    The jerks at dollar car rental didn’t give us back our deposit because someone ran a red light and crashed into us. And apparently that was our fault. So be careful with the weasels.

  • @chessmaster1115
    @chessmaster1115 2 роки тому +1

    I have used debit card most of my life it makes everything so much easier. I thought this was going to get disapproval because Dave likes cash better than debit card!

  • @user-hw1kw5rg9j
    @user-hw1kw5rg9j 2 роки тому

    my bank gives me money back that atm fees i pay at the end of the month. put i like doing cash back at stores. sometimes its free.

  • @davidmilhouscarter8198
    @davidmilhouscarter8198 2 роки тому

    9:26 My credit score dropped from the 800's to the mid 700's. It's bitter-sweet.

  • @cheese0794
    @cheese0794 2 роки тому +2

    Just wondering why the re upload the same video from last week? To wipe comments from the other video???

  • @davidmilhouscarter8198
    @davidmilhouscarter8198 2 роки тому

    PIN number? ATM machine?

  • @maliraman6879
    @maliraman6879 2 роки тому

    Can you use debit cards internationally? How?

  • @assalouie5401
    @assalouie5401 2 роки тому +5

    Jesus is your free gift to heaven when you believe in his death, burial and resurrection you are immediately saved.

  • @vijaybansod1190
    @vijaybansod1190 5 місяців тому

    This is for myths for renting a car and are not safe.

  • @davidmilhouscarter8198
    @davidmilhouscarter8198 2 роки тому

    If I had a credit card, then I would pay it off in full every month; however, I don't want to be in a situation where I might go into debt.

  • @CaseyBurnsInvesting
    @CaseyBurnsInvesting 2 роки тому

    3:10 😈

    • @assalouie5401
      @assalouie5401 2 роки тому +1

      Jesus is your free gift to heaven when you believe in his death, burial and resurrection you are immediately saved.

  • @darlahkelley9800
    @darlahkelley9800 Рік тому +1

    Double Amen Girlfriend

  • @cirer8790
    @cirer8790 2 роки тому

    So if your traveling overseas and your debit card gets compromised then what? You have big problems if you have no cash or other forms of payment. Happened to me and I was lucky to have a friend that could cover my expenses. But is was very stressful and never would I use a debit card outside the USA. She seem like a smart young lady but taking advice from someone who only worked for her wealthy father is questionable.

    • @infinitereviews2079
      @infinitereviews2079 Рік тому

      I carry atleast three debit Cards. I keep two of them in the drawer, and I carry one. When I travel I carry all of them.

  • @Joshualibbyy
    @Joshualibbyy 2 роки тому

    I disagree with about 80 Percent of this video. Stop blaming credit card companies, start blaming your poor choices