Honestly this just makes me feel seen. I know UA-camrs make more money than the “normal” public so I appreciate your transparency and makes us feel more connected to you. Budgeting is hard! You’re doing great❤
I am not blaming anyone but our society in general….. I just find it very disheartening as a Registered Nurse for many years….. that I make a lot less money saving lives and caring for sick people when influencers make so, so much more than I make 🤦🏼♀️ 4:22
I don’t do the cash, but I make sure to write down every single time I spend. It doesn’t matter if it’s cash, credit, or debit card. Every 30 days, I do a review of my spending and see if I’m paying for something that’s not getting used or if I have been impulse buying. As a SAHM, it’s been so helpful.
Some banks have settings where you can set a budget by category and add tags so you can see where you’re spending the most and if you set a monthly budget it’ll alert you if you’re about to go over your set budget.
thank you for talking about overspending on food! i've been feeling so alone not knowing how to reduce or restrain myself from the unnecessary spending, it was so nice hearing someone talk about it and give tips for once !
This was the motivating, empowering, and upbeat vlog that I needed for a mid week pick me up! Thanks for much Ashley for keeping me sain. The editing of the recap of downtown LA week for you was amazing. Fitting the gym in and work besides is incredible ❤🎉
Girl. I’ve got you! ❤ The budgeting thing is so relatable! I’ve been budgeting since new year as a New Year’s resolution. So far so good. I was spending so much money because I couldn’t keep track of my daily groceries spendings via my phone or creditcard. It helps me a lot to pay with cash because you can see the money you are spending. A little tip, I always do my groceries on a full stomach (sounds silly but when you are shopping with an empty stomach you have the tendency to buy more food) and once a week. I plan every meal in advance and create a shopping list based on the recipes of the week. Food prepping helps a lot too! Good luck with the budgeting adventure! ❤
I love the finance talk! I have entered a new season where I am making less than I have for years prior while also having moved to NYC to finish school, so I am def looking for ways to budget! Does $100 include your groceries as well?? I have tried to cut back and it feels impossible to not leave the grocery store spending less than $100/week, and then any extra coffees/ordered meals add up😅
I budget on an excel spreadsheet. It helps to see where you're spending and the highest cost of categories. Those categories will be different from anyone else's. Try it out and see if it works! Good luck, it can be hard but in a month this will be a habit that you do not have to think about.
I use cash only. It all depends on your budget but for me I only use $200 for two weeks. That includes gas, food, coffee, groceries, etc. Once that money is gone I have put in my mind that I am broke. Whatever else was in my check goes to bills and savings. It's helped me curb a lot of outrageous spending, it has also allowed me to dedicate time to other areas. Where I would typically go out shopping I go for a walk, phone a friend/family. Again it's all up to the individual but for ME it works. Hopes this helps!!
Hey Ashley! Hope you’re feeling better with your shoulders! Personally, I have kinda a similar issues with you for my shoulders. I’ve been going to TCM for acupuncture and it really helps the pain in my shoulders. I can move n sleep much better than before.
okay the budgeting convo-- soooooo needed! I have thought about the cash only situation because I am the worst at this !! Another thing you could do is buy gift cards with your credit cards and pay them off with the cash you would have used bc you will get a ton of points this way !!
I love the budgeting talk! My husband and I have a budget for certain categories, but honestly, I think it's so important to label every single dollar. So that no dollar is just being placed in a random category and then you use that to buy clothes or fast food or whatever. So I do that with my paycheck each month, I assign it to a different category and then anything left over goes into my savings!
My sister has done the Dave Ramsey method for years, following his book. It tackles debt and helps budget. She budgets monthly, looking at income made and what she knows she’ll have to spend on so she can budget it in. She makes cash envelopes for different categories and sticks to the allotted money. It’s been a game changer for her and her family!
I've found that budgeting my groceries and eating out income is super helpful. On average a full load from trader Joe's between my partner and I in Chicago is around $160. I typically budget $300 for groceries and another $250 for eating out. I told myself I can only eat out on weekends, and all other meals need to be at home. I also found I am way less tempted to eat out if I have a fully stocked fridge, and something sweet to snack on at night. Using rocket money, going through my finances weekly is really helpful. I love watching Caleb hammer, graham Stephan, aja dang, + Carter Sullivan to keep me on track. It's really hard to live within our means, and cut down on lifestyle inflation. ❤ Also building an emergency fund, and sinking funds for "fun" (for vacations, presents, pet care, cat maintenance, clothes etc) helps take off some of the pressure/worry when it comes your everyday budget.
I appreciate you talking openly about your finances. Money is often the #1 stressor for people and it’s not something many people are open about. I’m right there with you on the cutting down and budgeting, California is expensive. 😅
I always have $200 cash to use out for the week and everything in my card I try not to touch and if I didn’t use all that $200 a week then it’s like a reward because I can use that leftover money for the next week. But please give us updates and tell us more on money saving I need to know
Thank you for sharing something so vulnerable in your vlog, Ash! It honestly is so refreshing to hear that influencers are real people and have money struggles too. Loved hearing about that side of your life, and love that you came up with a budgeting tool that works for you! ❤
thank you for talking about $$ issues! i feel as if influencers/famous people do not shed light on day to day issues us ‘normal’ people have! i don’t know how to word it without coming across wrong but i don’t mean it any type of way other than i am very appreciative of you talking about the recession❤️ cause man i am struggling myself!! i have a budget planner i try to use! basically like an agenda but for $$! i got mine from tj maxx or something like that
It's so refreshing to see an influencer be real about money. From the outside it always seems like social media influencers have endless amounts of cash and can buy and do anything they want. Which I know isn't true but it definitely comes off that way for a lot of people. I grew up in a low income household and we managed just fine. I carry those habits with me in adulthood even though I make pretty good money now. A trick that helps me when I am deciding whether I should buy something or not is telling myself "I will never regret when I DON'T spend money, I will only regret making impulse purchases for things I don't need". Welcome to the budget girly club, Ashley 😊 you're doing great!
I budget $40 for a week of groceries. I am a cash only person. I pay everything with cash. I don't own a car, or a television. I walk to most places like grocery store. My expenses are way less than some. If I go to the store and have more in my basket, then my cash. I have to put things back. I don't bring credit card to the store. I leave at home that way I stick to my dollar amount. I hardly ever use a credit card unless it's an emergency and have no choice. For a while, I did the cash envelope system allocating money in each envelope for groceries, gifts, hygiene items etc. It worked great for me and it was fun. Hope your shoulder feels better soon Ash. I know the rain has been alot lately. I feel the same way about being unmotivated and not wanting to do things.
I use purely cash and it has been abundantly helpful for me and my ADHD. Having cash physically in front of me that I can see running out makes me stick to a budget must better than i've ever managed with a card. It has saved me financially for the last year that I've been doing it
I also have a huge fear of pain pills. When I had my wisdom teeth out I was terrified to take them because I was so irrationally scared I would get addicted (which obviously doesn’t happen if you only take them a few times but I couldn’t get past that). I don’t even take advil or Tylenol even though I know they are completely safe. I’m wishing you the best and hope your pain goes away :(
What’s been working for me lately is using google sheets! It’s free and auto saves your work. Not sure how organized you’re wanting to be, but I’ll add upcoming due dates for bills and mark it yellow until it’s paid for the month. Once it’s paid, I mark it green. Seems like something small but has drastically helped with tracking my expenses. Hope this helps and thanks for opening up about this in your video! ❤
I use every dollar for my budget, it helps you plan how to spend every dollar you make, & you can sync it to your bank account so that it will load your transactions
Hi! I’m a holistic yoga teacher that’s been following a minute, I also hate taking pain killers. Topical magnesium or magnesium flakes in the bath will help so much with muscle aches. Also! Tumeric capsules ( that also have added black pepper) are another natural anti inflammatory. I have cysts that had been causing me pain, and I also injured my shoulder. Along with gentle movement therapy, those were a god send. I hope you heal up well! 🖤
Ashley!!! Love that you made this video. EVERYONE is feeling it, even if you don’t say it. Thank you for being so transparent and showing us it CAN be done ❤
Dude this is so incredibly tone deaf. Shes a millionaire complaining about limiting herself to $100 a week of smoothies and drinks when the majority of people can barely afford to spend that on groceries. Unsubscribe.
Thank you for talking about money and budgeting 🎉 I find what helps is meal prepping. I can eat the same thing every day, so every Sunday I prep my lunches for Monday-Thursday. That way I have food already made and ready to eat and can’t waste it. Friday- Sunday is a bit trickier but we may eat out for lunch one of those days, but the rest of the food we make at home, whether it’s bacon and eggs for dinner or a can of soup 😂
So which one is better... this Ritual that all the influencers were promoting for its minty taste and plastic aesthetic bottle or this Seed sleek look that Mikey chen and other influencers are starting to partner up with,...
You are correct ALL influencers have promoted Seed. Seed is a monthly prescription at $50 you are probably better off going to Target or Walmart and purchasing your vitamins and such. Seed is a good product but too expensive for a monthly prescription.
Loving the budget talk. I’m still struggling to balance it myself. haha I’m trying to do $100 a week on groceries alone because I’m feeding 3 people including myself but the lattes and stuff I try to order 1-2 times a week. Especially on my early mornings at work when I start at 7-8am I don’t have time to make my lattes from home or even to go. I use Google sheets as well more so to track groceries bills and rent between my housemates. As far as my personal spendings I use a journal Hope this helps ☺️
Ive never related so much! I have a stable job my husband works in production and we have felt the recession so we too are trying to budget with spending less especially with food! That is where all our money goes and try to limit our outside food & Alfred’s to once a week! Thank you for being so transparent and allowing us viewers to connect 💕 Hope to see some comments on budgeting too cause i need it 😂😮💨
Girl, I can not stress how much physical therapy is going to pay off. I had a similar shoulder injury (basically it got pulled out of socket, tore my labrum, and it never restablized). It took about 8 months of weekly physical therapy, but it really does make a huge difference. Learning how to restablize and work slowly on strengthening those muscles in injury-friendly ways will change everything. I can even sleep on that shoulder again! I never thought I could again because of how hard it was to sleep. It'll get better :)
in no way diagnosing just offering my experience.. i had horrible shoulder pain.. ended up having a pinched nerve in my neck. went to physical therapy and it helped IMMENSELY! I now have some go to exercises when I have a flare up. Also, during the day I could make it thru pain wise.. but at night when u sleep oddly is the height of the pain 😢😢
I’m in my early 30s too and realized how much my body changed compared to when I was in my 20s.. listening to how Seed helped you throughout your gut health, perhaps I can try it out. And after seeing how you’ve been managing your finance- just, wow. I am inspired 😊 I’m gonna try some of your tips.
She's getting paid by Seed to promote their product. I have seen so many other UA-camrs promoting the same product acting like they have been using it for a long time. Seed is a monthly subscription at $50 a month, wow
Loved this video! Was this recorded on an iPhone? Not sure if it's on my end or not, but it seemed a bit laggy/lower quality. Either way still love the content
Hi! I’ve found the things that help me the most with budgeting are: (1) physically writing down in a budget planner every single transaction to see exactly what I’m spending my money on and (2) checking in weekly and monthly to make sure I’m on track with my monthly budget and overall financial goals! I’ve learned a lot from watching various budget UA-cam videos over the years (especially Sara Marie’s videos)!
The budgeting how much money she can spend on food sounds really relatable until you remember how many meal service delivery sponsorships she gets and them sending her free food/meals.
i try to make at least 1 day a week when i am not buying or ordering anything (coffee, quick snack, even if I wanted something and it was out of stock etc)
Thanks Ashley for sharing about the budget! I lived 4 years and half by myself in Toronto (very expensive city too), so I had to learn to budget. We moved in together few months ago and still being mindful about how I spend my money. I would say I try to consider how happy its going to make me, if its a quick purchase, quick happy moment and its gone or its something that would make my life easier, I could reuse a lot. For food, we both cook a lot and we see a difference, not only in our wallet but on our health. To be honest we also appreciate it more when we eat out because its like a treat and we make it a cute moment. Another thing is to be open about it with your closet friends so you also make smart decisions together when you want to eat out. Because eating out if often a way to socialize and see your friends. With my girlfriends we will find alternative, cook at home or go to a place that works with all of our goals. And its helpful too to learn how they are saving, we talk about banks and stuff (maybe its a newcomers things, most of us moved to Canada from France almost 10 years ago so we have no family here to help us with finances in Canada). Anyways, hope that helps and love the talk!
Girl do physical therapy every day. even small movements. I badly burned my middle finger on my hand many years ago and it was very, very painful to unbend it, plus I was busy cleaning my finger and everything. because of the scar, my finger was bent and it would take like several hours a day for months to slowly but surely straighten it. now my finger can be unbent by only 3/4 maybe and even so there is a strong tension and sometimes it hurts terribly. it was too painful and uncomfortable for me to do this every day and now I can’t even put this hand into a bag of chips lol. Take care
Ash I love it when you do the cleaning montage with that song it’s just relaxing thank PS I hope your shoulder gets better send my love that’s a good tip about budgeting Xx
I really don’t think that this recession is really what it’s living up to what people say it to be. We are at record levels of people booking travel plans since Covid for example. Also unemployment is at a record high yet people are still spending. I think it’s not a recession reason but rather “evaluate what I spend my money on” question like she said. That should go for all times not just when the economy is “bad”. :) opinion only
wait the cash idea is genius!!! having credit cards can definitely be a slippery slope because I only look at my statements once a week when I update my budget tracker. thanks for sharing wishing you more security in the coming months!❤
I haven’t really budgeted per say, but I recently started planning out my meals and snacks (meal prepping) and just sticking to that of groceries that I’m buying and I’ve saved a ton. Also started doing the smiths pickup because it’s free with a certain minimum plus you don’t add on extras or spend more. I’ve been able to limit my groceries to close to $50-70. So I feel like if you budgeted that way you can either save a small allowance with the left over for coffee or other things if you have some left over. Hopefully that makes sense!
You do realize she’s talking about limiting herself to $100 a week on smoothies right. She’s a millionaire complaining about being limited to $100 a week on smoothies, not groceries.
@@Naufal-sq3oo I am sure it is feasible for her to spend $100 on Trader Joe groceries since she does get free products/foods from sponsors such as Hello Fresh and Factor
loved this vlog so much ❤ (maybe it's the enneagram 9 in me that just really appreciated the mellow energy and heart to hearts) i've been trying to use cash whenever i'm in stores lately too! i feel much more cognizant of how much i'm spending (or would be spending), and that's been really helpful in keeping myself in check 😅 online purchases are where it gets dangerous for me 😬 i have a spreadsheet with 12 tabs in it (1 for each month of the year), and i jot down income, expenses, online purchases, groceries, and travel... and seeing my online purchases total go up each month and comparing that total to previous months serves as my biggest wakeup call to also not spend frivolously 😵💫
I'm a relatively new gateway watcher to your content (came from rem+alisha), and though im a few years younger than you, I really connect to your way of chatting through life. I'm trying to be super strict as I rent alone in Sydney (australia) which is getting really crazy over here, and i have a big trip planned end of the year - doing both is hard! I had to basically pre-allocate my budget at the start of the fortnight based on what i had in the calendar, if there was buffer money I knew I had a bit of wiggle for spontanoues plans, and if theres no buffer I knew already I couldn't do it as I didn't have the funds! Loved this vid ash
I really connected with you on this Vlog Ash. I always love watching you but I love honesty and being vulnerable with where you are at in the present moment. Thank you for sharing and I love seeing your days at home
Hey ash this same thing happened to my shoulder. Have the recommended muscle relaxants for you? I took them for about a week straight and the pain went away!
I take out cash once a month and budget out how much I need for groceries each week and it’s honestly so helpful knowing that money is there and usually I end up having extra money which I put towards savings. Thanks for being so vulnerable!
Thank you so much for sharing! I agree with the comments about feeling seen financially! I live in the Bay Area and make 30k a year. I told myself this was going to be the year I really start to save! Cash EVERYTHING!! I have a budget notebook. I write out bills and expenses for the month, plus savings. I pay as much as I can afford on paydays, set aside savings, $100 a week for groceries, and $100 fun money for two weeks! I don’t make much, but you’ve gotta work with what you have! I think writing it down and paying for things in cash really helps (:
Biggest budget advice: buy food in bulk. I dont mean costco. I mean 10lbs of rice, oats and beans. Buy your staples in bulk and then every week go to the store for fresh fruit and veg. Also, meal prep with these bulk items!! When i fist moved out, I was spending $250 a month on food. I must admit i wasnt in LA and this was 4 years ago, so numbers will be different.
money talk is so important!! I got a calender, and everyday I write down what I spent that day (excluding using giftcards/cash I already had). If I spent no money, I write down "zero" with a smiley face lol. I know I can see what I spent on my bank payments, but there is something about me writing down what I spent and where I spent it that helps put things into perspective. I LOVE the days where I can put down zero- I've even avoided buying a coffee just so I could. At the end of the month I write down how much I spent, how much $ I made for work, and how much $ I put into my school loan. Having a visual and writing it down myself has helped a lot- even if it's just to be more aware. love seeing this conversation because it's a struggle that everyone is going through!
I’ve been cash stuffing/budgeting/sinking funds for the past year with a budget binder from Amazon and it’s amazing. I now have money for when things come up such as car maintenance, birthdays, etc that I can use whenever I need it. It’s soooo helpful
Something I’ve learned from my mom. If the pain was new and fresh, she would give Advil throughout the day and then at night if I couldn’t sleep, she would give me just half. And she would only do it for two maybe three days giving me half at night and then she would take it away and just do Advil!! we feel the same way about pain pills!
Hi Ashley! What person or company did you say you used to help sell your stuff for you? I’m doing a major purge and want to make some money off of it but also don’t have time to take pictures and list things.
It's extremely refreshing to see a content creator talk realistically about money 😊
Absolutely agree with you there ❤️ 💫
Honestly this just makes me feel seen. I know UA-camrs make more money than the “normal” public so I appreciate your transparency and makes us feel more connected to you. Budgeting is hard! You’re doing great❤
I am not blaming anyone but our society in general….. I just find it very disheartening as a Registered Nurse for many years….. that I make a lot less money saving lives and caring for sick people when influencers make so, so much more than I make 🤦🏼♀️
4:22
I don’t do the cash, but I make sure to write down every single time I spend. It doesn’t matter if it’s cash, credit, or debit card. Every 30 days, I do a review of my spending and see if I’m paying for something that’s not getting used or if I have been impulse buying. As a SAHM, it’s been so helpful.
Some banks have settings where you can set a budget by category and add tags so you can see where you’re spending the most and if you set a monthly budget it’ll alert you if you’re about to go over your set budget.
thank you for talking about overspending on food! i've been feeling so alone not knowing how to reduce or restrain myself from the unnecessary spending, it was so nice hearing someone talk about it and give tips for once !
I love the rain! Think of it as washing away any negativity and use it to do some self care!
This was the motivating, empowering, and upbeat vlog that I needed for a mid week pick me up! Thanks for much Ashley for keeping me sain. The editing of the recap of downtown LA week for you was amazing. Fitting the gym in and work besides is incredible ❤🎉
Girl. I’ve got you! ❤ The budgeting thing is so relatable! I’ve been budgeting since new year as a New Year’s resolution. So far so good. I was spending so much money because I couldn’t keep track of my daily groceries spendings via my phone or creditcard. It helps me a lot to pay with cash because you can see the money you are spending. A little tip, I always do my groceries on a full stomach (sounds silly but when you are shopping with an empty stomach you have the tendency to buy more food) and once a week. I plan every meal in advance and create a shopping list based on the recipes of the week. Food prepping helps a lot too! Good luck with the budgeting adventure! ❤
Omg as a blind girl and a braille user, love that they put braille on their box!!
Mint is great for budgeting
I love the finance talk! I have entered a new season where I am making less than I have for years prior while also having moved to NYC to finish school, so I am def looking for ways to budget! Does $100 include your groceries as well?? I have tried to cut back and it feels impossible to not leave the grocery store spending less than $100/week, and then any extra coffees/ordered meals add up😅
she said the $100 includes her groceries, takeout, restaurants, and coffee
Don’t forget to take into account the meal services that sponsor her and send her free food!
I budget on an excel spreadsheet. It helps to see where you're spending and the highest cost of categories. Those categories will be different from anyone else's. Try it out and see if it works! Good luck, it can be hard but in a month this will be a habit that you do not have to think about.
I use cash only. It all depends on your budget but for me I only use $200 for two weeks. That includes gas, food, coffee, groceries, etc. Once that money is gone I have put in my mind that I am broke. Whatever else was in my check goes to bills and savings. It's helped me curb a lot of outrageous spending, it has also allowed me to dedicate time to other areas. Where I would typically go out shopping I go for a walk, phone a friend/family. Again it's all up to the individual but for ME it works.
Hopes this helps!!
Ashley you always motivate me to better myself. You very important to me pls start uploading weekly 😭🤍
Enjoying this 1-week of L.A. lifestyle vlog! ❤
Hey Ashley! Hope you’re feeling better with your shoulders! Personally, I have kinda a similar issues with you for my shoulders. I’ve been going to TCM for acupuncture and it really helps the pain in my shoulders. I can move n sleep much better than before.
okay the budgeting convo-- soooooo needed! I have thought about the cash only situation because I am the worst at this !!
Another thing you could do is buy gift cards with your credit cards and pay them off with the cash you would have used bc you will get a ton of points this way !!
I love the budgeting talk! My husband and I have a budget for certain categories, but honestly, I think it's so important to label every single dollar. So that no dollar is just being placed in a random category and then you use that to buy clothes or fast food or whatever. So I do that with my paycheck each month, I assign it to a different category and then anything left over goes into my savings!
My sister has done the Dave Ramsey method for years, following his book. It tackles debt and helps budget. She budgets monthly, looking at income made and what she knows she’ll have to spend on so she can budget it in. She makes cash envelopes for different categories and sticks to the allotted money. It’s been a game changer for her and her family!
love these types of videos. slow and on the more chill side, yet motivating!
I've found that budgeting my groceries and eating out income is super helpful. On average a full load from trader Joe's between my partner and I in Chicago is around $160. I typically budget $300 for groceries and another $250 for eating out. I told myself I can only eat out on weekends, and all other meals need to be at home. I also found I am way less tempted to eat out if I have a fully stocked fridge, and something sweet to snack on at night.
Using rocket money, going through my finances weekly is really helpful. I love watching Caleb hammer, graham Stephan, aja dang, + Carter Sullivan to keep me on track. It's really hard to live within our means, and cut down on lifestyle inflation. ❤
Also building an emergency fund, and sinking funds for "fun" (for vacations, presents, pet care, cat maintenance, clothes etc) helps take off some of the pressure/worry when it comes your everyday budget.
I use my hands with skin tints. Because it uses the heat from your hand and looks stun
I adore YNAB. It has a learning curve but nothing worked for me until YNAB finally clicked! Now I look forward to budgeting!
I love Seed. I started it about a month ago as well.
I appreciate you talking openly about your finances. Money is often the #1 stressor for people and it’s not something many people are open about. I’m right there with you on the cutting down and budgeting, California is expensive. 😅
Budgeting is great! I’m going to say $100 is a little too far too soon, $200 seems more realistic for LA 😅
I'm only 17 but my mom uses things like cuponing and the Walmart app cause you can get some nice deals with those things.
If you use a magic eraser on your shoes it works amazing!
You look kinda down in this video Ash. Hope your shoulder feels better soon. You know what they say, when the going gets tough, the tough gets going!
Cash budgeting videos are so addicting to watch
If you use Mr Clean magic eraser for your shoes, it will remove those scuff marks 😊 also love the realism and truth talk about money!
Te amo princesa Ashley Nichole ❤
I always have $200 cash to use out for the week and everything in my card I try not to touch and if I didn’t use all that $200 a week then it’s like a reward because I can use that leftover money for the next week. But please give us updates and tell us more on money saving I need to know
❤
I highly recommend listening to the Financial Feminist Podcast for more budgeting tips and dealing with the psychological aspects of money!
APL sneakers are pretty cool but extremely expensive
Rocket Money!!!
❤❤❤
Your private ur life with ur boyfriend
Thank you for sharing something so vulnerable in your vlog, Ash! It honestly is so refreshing to hear that influencers are real people and have money struggles too. Loved hearing about that side of your life, and love that you came up with a budgeting tool that works for you! ❤
thank you for talking about $$ issues! i feel as if influencers/famous people do not shed light on day to day issues us ‘normal’ people have! i don’t know how to word it without coming across wrong but i don’t mean it any type of way other than i am very appreciative of you talking about the recession❤️ cause man i am struggling myself!! i have a budget planner i try to use! basically like an agenda but for $$! i got mine from tj maxx or something like that
It's so refreshing to see an influencer be real about money. From the outside it always seems like social media influencers have endless amounts of cash and can buy and do anything they want. Which I know isn't true but it definitely comes off that way for a lot of people.
I grew up in a low income household and we managed just fine. I carry those habits with me in adulthood even though I make pretty good money now.
A trick that helps me when I am deciding whether I should buy something or not is telling myself "I will never regret when I DON'T spend money, I will only regret making impulse purchases for things I don't need".
Welcome to the budget girly club, Ashley 😊 you're doing great!
I budget $40 for a week of groceries. I am a cash only person. I pay everything with cash. I don't own a car, or a television. I walk to most places like grocery store. My expenses are way less than some. If I go to the store and have more in my basket, then my cash. I have to put things back. I don't bring credit card to the store. I leave at home that way I stick to my dollar amount. I hardly ever use a credit card unless it's an emergency and have no choice. For a while, I did the cash envelope system allocating money in each envelope for groceries, gifts, hygiene items etc. It worked great for me and it was fun. Hope your shoulder feels better soon Ash. I know the rain has been alot lately. I feel the same way about being unmotivated and not wanting to do things.
I use purely cash and it has been abundantly helpful for me and my ADHD. Having cash physically in front of me that I can see running out makes me stick to a budget must better than i've ever managed with a card. It has saved me financially for the last year that I've been doing it
I also have a huge fear of pain pills. When I had my wisdom teeth out I was terrified to take them because I was so irrationally scared I would get addicted (which obviously doesn’t happen if you only take them a few times but I couldn’t get past that). I don’t even take advil or Tylenol even though I know they are completely safe. I’m wishing you the best and hope your pain goes away :(
What’s been working for me lately is using google sheets! It’s free and auto saves your work. Not sure how organized you’re wanting to be, but I’ll add upcoming due dates for bills and mark it yellow until it’s paid for the month. Once it’s paid, I mark it green. Seems like something small but has drastically helped with tracking my expenses. Hope this helps and thanks for opening up about this in your video! ❤
I use every dollar for my budget, it helps you plan how to spend every dollar you make, & you can sync it to your bank account so that it will load your transactions
Hi! I’m a holistic yoga teacher that’s been following a minute, I also hate taking pain killers. Topical magnesium or magnesium flakes in the bath will help so much with muscle aches. Also! Tumeric capsules ( that also have added black pepper) are another natural anti inflammatory. I have cysts that had been causing me pain, and I also injured my shoulder. Along with gentle movement therapy, those were a god send. I hope you heal up well! 🖤
Ashley!!! Love that you made this video. EVERYONE is feeling it, even if you don’t say it. Thank you for being so transparent and showing us it CAN be done ❤
Dude this is so incredibly tone deaf. Shes a millionaire complaining about limiting herself to $100 a week of smoothies and drinks when the majority of people can barely afford to spend that on groceries. Unsubscribe.
Thank you for talking about money and budgeting 🎉 I find what helps is meal prepping. I can eat the same thing every day, so every Sunday I prep my lunches for Monday-Thursday. That way I have food already made and ready to eat and can’t waste it. Friday- Sunday is a bit trickier but we may eat out for lunch one of those days, but the rest of the food we make at home, whether it’s bacon and eggs for dinner or a can of soup 😂
Could we buy the clothes? What’s the link that she posts the second hand clothes on?
So which one is better... this Ritual that all the influencers were promoting for its minty taste and plastic aesthetic bottle or this Seed sleek look that Mikey chen and other influencers are starting to partner up with,...
NONE 😂
If you feel like you are missing vitamins talk to your doctor and then go from there. You’ll always do better just by eating your fruits and veggies
You are correct ALL influencers have promoted Seed. Seed is a monthly prescription at $50 you are probably better off going to Target or Walmart and purchasing your vitamins and such. Seed is a good product but too expensive for a monthly prescription.
always learning so much from u, i look at you like my big sis, always so excited to see how your budgeting goes, hope your shoulder recovers soon 🫶🏻
Completely agree with you there ❤
Sorry but what exactly happened with you hand?🥺 And thank you for talk about money, we all People and have same shit💔. Love you, have a great Day💕
Loving the budget talk. I’m still struggling to balance it myself. haha
I’m trying to do $100 a week on groceries alone because I’m feeding 3 people including myself but the lattes and stuff I try to order 1-2 times a week.
Especially on my early mornings at work when I start at 7-8am I don’t have time to make my lattes from home or even to go.
I use Google sheets as well more so to track groceries bills and rent between my housemates.
As far as my personal spendings I use a journal
Hope this helps ☺️
Amazing wishing you luck 💜 💫
Ive never related so much! I have a stable job my husband works in production and we have felt the recession so we too are trying to budget with spending less especially with food! That is where all our money goes and try to limit our outside food & Alfred’s to once a week! Thank you for being so transparent and allowing us viewers to connect 💕
Hope to see some comments on budgeting too cause i need it 😂😮💨
Girl, I can not stress how much physical therapy is going to pay off. I had a similar shoulder injury (basically it got pulled out of socket, tore my labrum, and it never restablized). It took about 8 months of weekly physical therapy, but it really does make a huge difference. Learning how to restablize and work slowly on strengthening those muscles in injury-friendly ways will change everything. I can even sleep on that shoulder again! I never thought I could again because of how hard it was to sleep. It'll get better :)
When are you going to update pics for the podcast!! We need some new ones!! Love you guyssss
in no way diagnosing just offering my experience.. i had horrible shoulder pain.. ended up having a pinched nerve in my neck. went to physical therapy and it helped IMMENSELY! I now have some go to exercises when I have a flare up. Also, during the day I could make it thru pain wise.. but at night when u sleep oddly is the height of the pain 😢😢
watching the rest of the video now and see you talk about your physical therapy 👍🏽 wishing you a full recovery
25 minute vlog, and on my birthday, SCORE!! your vlogs are the best and always so calming 😍
I’m in my early 30s too and realized how much my body changed compared to when I was in my 20s.. listening to how Seed helped you throughout your gut health, perhaps I can try it out.
And after seeing how you’ve been managing your finance- just, wow. I am inspired 😊 I’m gonna try some of your tips.
Probiotics aren’t a necessary part of your diet. I’m tired of UA-camrs acting like they have a science degree bc a company paid them
She's getting paid by Seed to promote their product. I have seen so many other UA-camrs promoting the same product acting like they have been using it for a long time. Seed is a monthly subscription at $50 a month, wow
Wow, you're doing so well! I live in TN and my husband and I spend $200 a week just on groceries! You live in LA and spend $100 total! Way to go!
Absolutely brilliant budgeting ❤
She gets free meals from various sponsors such as HelloFresh and Factor!
Take your pain pills Ashley!!!
Loved this video! Was this recorded on an iPhone? Not sure if it's on my end or not, but it seemed a bit laggy/lower quality. Either way still love the content
Hi! I’ve found the things that help me the most with budgeting are: (1) physically writing down in a budget planner every single transaction to see exactly what I’m spending my money on and (2) checking in weekly and monthly to make sure I’m on track with my monthly budget and overall financial goals! I’ve learned a lot from watching various budget UA-cam videos over the years (especially Sara Marie’s videos)!
The budgeting how much money she can spend on food sounds really relatable until you remember how many meal service delivery sponsorships she gets and them sending her free food/meals.
Cleo❤🎉🎉😢
i try to make at least 1 day a week when i am not buying or ordering anything (coffee, quick snack, even if I wanted something and it was out of stock etc)
Hi Ashley Can you tell me the brand name and color of your sofa? Please and thanks.
i think its really brave of you to talk about budgeting because financial struggles are kind of a tabu subject to talk about and it shouldn't be.
Thanks Ashley for sharing about the budget! I lived 4 years and half by myself in Toronto (very expensive city too), so I had to learn to budget. We moved in together few months ago and still being mindful about how I spend my money. I would say I try to consider how happy its going to make me, if its a quick purchase, quick happy moment and its gone or its something that would make my life easier, I could reuse a lot.
For food, we both cook a lot and we see a difference, not only in our wallet but on our health. To be honest we also appreciate it more when we eat out because its like a treat and we make it a cute moment.
Another thing is to be open about it with your closet friends so you also make smart decisions together when you want to eat out. Because eating out if often a way to socialize and see your friends. With my girlfriends we will find alternative, cook at home or go to a place that works with all of our goals. And its helpful too to learn how they are saving, we talk about banks and stuff (maybe its a newcomers things, most of us moved to Canada from France almost 10 years ago so we have no family here to help us with finances in Canada).
Anyways, hope that helps and love the talk!
yesss I'm pretty early again! ✨
Have a great day Ash!!❤️ This really makes me more productive 😌
Same though more productive ❤
Girl do physical therapy every day. even small movements. I badly burned my middle finger on my hand many years ago and it was very, very painful to unbend it, plus I was busy cleaning my finger and everything. because of the scar, my finger was bent and it would take like several hours a day for months to slowly but surely straighten it. now my finger can be unbent by only 3/4 maybe and even so there is a strong tension and sometimes it hurts terribly. it was too painful and uncomfortable for me to do this every day and now I can’t even put this hand into a bag of chips lol. Take care
Yes❤
Ash I love it when you do the cleaning montage with that song it’s just relaxing thank PS I hope your shoulder gets better send my love that’s a good tip about budgeting Xx
I really don’t think that this recession is really what it’s living up to what people say it to be.
We are at record levels of people booking travel plans since Covid for example. Also unemployment is at a record high yet people are still spending. I think it’s not a recession reason but rather “evaluate what I spend my money on” question like she said. That should go for all times not just when the economy is “bad”. :) opinion only
Thank you for being so open and honest ❤️
wait the cash idea is genius!!! having credit cards can definitely be a slippery slope because I only look at my statements once a week when I update my budget tracker. thanks for sharing wishing you more security in the coming months!❤
"budgeting"- aka blogger tries so hard to be relatable :)
I haven’t really budgeted per say, but I recently started planning out my meals and snacks (meal prepping) and just sticking to that of groceries that I’m buying and I’ve saved a ton. Also started doing the smiths pickup because it’s free with a certain minimum plus you don’t add on extras or spend more. I’ve been able to limit my groceries to close to $50-70. So I feel like if you budgeted that way you can either save a small allowance with the left over for coffee or other things if you have some left over. Hopefully that makes sense!
You do realize she’s talking about limiting herself to $100 a week on smoothies right. She’s a millionaire complaining about being limited to $100 a week on smoothies, not groceries.
@@WeTheDylan she isn’t mentioned any of what you said, $100 a week is the cost of all the food she needs (groceries, take away/dine in, & coffee).
@@Naufal-sq3oo I am sure it is feasible for her to spend $100 on Trader Joe groceries since she does get free products/foods from sponsors such as Hello Fresh and Factor
always love your vlogs, ashley! hope you're having a happy and peaceful week. 🖤
Perfect way to start my morning🤍
Video idea: Super Nintendo World vlog
My parent's and I have bee doing a money binder - - to put like nails, food, and essential's. It's a smart idea. It's been crazy.
Did you try Acupuncture for your shoulder?
loved this vlog so much ❤ (maybe it's the enneagram 9 in me that just really appreciated the mellow energy and heart to hearts)
i've been trying to use cash whenever i'm in stores lately too! i feel much more cognizant of how much i'm spending (or would be spending), and that's been really helpful in keeping myself in check 😅
online purchases are where it gets dangerous for me 😬 i have a spreadsheet with 12 tabs in it (1 for each month of the year), and i jot down income, expenses, online purchases, groceries, and travel... and seeing my online purchases total go up each month and comparing that total to previous months serves as my biggest wakeup call to also not spend frivolously 😵💫
I'm a relatively new gateway watcher to your content (came from rem+alisha), and though im a few years younger than you, I really connect to your way of chatting through life. I'm trying to be super strict as I rent alone in Sydney (australia) which is getting really crazy over here, and i have a big trip planned end of the year - doing both is hard! I had to basically pre-allocate my budget at the start of the fortnight based on what i had in the calendar, if there was buffer money I knew I had a bit of wiggle for spontanoues plans, and if theres no buffer I knew already I couldn't do it as I didn't have the funds! Loved this vid ash
The Every Dollar budgeting app is a lifesaver!
I really connected with you on this Vlog Ash. I always love watching you but I love honesty and being vulnerable with where you are at in the present moment. Thank you for sharing and I love seeing your days at home
I use YNAB for budgeting and like it a lot :)
Hey ash this same thing happened to my shoulder. Have the recommended muscle relaxants for you? I took them for about a week straight and the pain went away!
❤❤❤
I take out cash once a month and budget out how much I need for groceries each week and it’s honestly so helpful knowing that money is there and usually I end up having extra money which I put towards savings. Thanks for being so vulnerable!
Thank you so much for sharing! I agree with the comments about feeling seen financially!
I live in the Bay Area and make 30k a year. I told myself this was going to be the year I really start to save!
Cash EVERYTHING!! I have a budget notebook. I write out bills and expenses for the month, plus savings. I pay as much as I can afford on paydays, set aside savings, $100 a week for groceries, and $100 fun money for two weeks!
I don’t make much, but you’ve gotta work with what you have! I think writing it down and paying for things in cash really helps (:
Biggest budget advice: buy food in bulk. I dont mean costco. I mean 10lbs of rice, oats and beans. Buy your staples in bulk and then every week go to the store for fresh fruit and veg. Also, meal prep with these bulk items!! When i fist moved out, I was spending $250 a month on food. I must admit i wasnt in LA and this was 4 years ago, so numbers will be different.
money talk is so important!! I got a calender, and everyday I write down what I spent that day (excluding using giftcards/cash I already had). If I spent no money, I write down "zero" with a smiley face lol. I know I can see what I spent on my bank payments, but there is something about me writing down what I spent and where I spent it that helps put things into perspective. I LOVE the days where I can put down zero- I've even avoided buying a coffee just so I could. At the end of the month I write down how much I spent, how much $ I made for work, and how much $ I put into my school loan. Having a visual and writing it down myself has helped a lot- even if it's just to be more aware. love seeing this conversation because it's a struggle that everyone is going through!
I’ve been cash stuffing/budgeting/sinking funds for the past year with a budget binder from Amazon and it’s amazing. I now have money for when things come up such as car maintenance, birthdays, etc that I can use whenever I need it. It’s soooo helpful
Something I’ve learned from my mom. If the pain was new and fresh, she would give Advil throughout the day and then at night if I couldn’t sleep, she would give me just half. And she would only do it for two maybe three days giving me half at night and then she would take it away and just do Advil!! we feel the same way about pain pills!
Hi Ashley! What person or company did you say you used to help sell your stuff for you? I’m doing a major purge and want to make some money off of it but also don’t have time to take pictures and list things.