How to Become a Millionaire in 5 Years (Realistic Formula)

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  • Опубліковано 27 гру 2024

КОМЕНТАРІ • 55

  • @MesutMilleliri
    @MesutMilleliri 2 місяці тому +138

    Money actually grow on trees but only on trees that was planted by you!! These tress are referred to as investments How you diversify your investment portfolio matters.,

  • @simongaviri9004
    @simongaviri9004 11 місяців тому +4

    Thanks Eddie for your present station, it answered all my questions, I got 3 Properties at WA, and I think I’ll buy more, thanks for your vedeo.

  • @Luke-sp8ke
    @Luke-sp8ke 9 місяців тому +1

    Amazing strategy and very useful. Very informative. I guess ,I will start following for direction .

  • @jcyrus5350
    @jcyrus5350 Рік тому +4

    Great video Eddie , I love these types of vids

  • @fredsalfa
    @fredsalfa Рік тому +2

    I agree with that strategy but when you add buyers agents fee it slows the timeline down a bit. But similar goals are definitely still achievable

  • @francistan7079
    @francistan7079 2 місяці тому

    Interesting video. Does this apply only to Australian and not foreigners?

  • @3minutesofglory700
    @3minutesofglory700 8 місяців тому +1

    easy, buy before crisis, sell after crisis and keep the cash positive ones permanently, made a networth of 2million after covid and only got 530k debt now

  • @Natalya-l4s
    @Natalya-l4s 2 місяці тому

    If from 100K in saving to 1 million under 5 years, than from 1 million in saving to 10 million. Can it be? How can I get information where to buy?

  • @dfsilveira
    @dfsilveira Рік тому +2

    I understand the growth in the last 3 years has also been because of COVID-19 and many incentives banks and governments created, which I guess explains also why so much growth in the previous 3 years, but the next 5 may be different if you look at the global economy. Even that, better be in than out. 😅 Great video Eddie.

  • @vinnishbaby7222
    @vinnishbaby7222 Рік тому +3

    Thanks Eddie

  • @JayShaw-i5d
    @JayShaw-i5d 6 місяців тому

    Love your work Eddie. Will chat in fue months 😊

  • @aaronh3809
    @aaronh3809 Рік тому +2

    Looks like everyone is trying to get into Perth currently. A look on real estate is 9/10 properties are under offer.

    • @TeemoForLife
      @TeemoForLife 3 місяці тому

      U were early if U bought last year

  • @basileldho-rg3tn
    @basileldho-rg3tn 7 місяців тому

    Great video, but I’m confused on the last bit, how do you take your 1mil of equity and use it to buy like a nice car or something, do you have to sell all the houses?

  • @siphelelekibi3524
    @siphelelekibi3524 4 місяці тому

    I have a question. I have been seeing this alot and I'm struggling to understand.
    So you borrow 240K from the bank and you put a deposit then pay the seller. The money is gone. My question is how do you buy another while you still have a loan? Even if you refinance you will be short to pay the seller. Will the bank give you another loan?
    It's like this thing of getting maybe 2million then you split it into 5 properties. How will the sellers get the full amount on those properties?
    I'm sorry I'm slow but i want to understand this so i can start

    • @Sirperfluous
      @Sirperfluous 3 дні тому

      I think that when you refinance you can use the difference to put as a deposit on a new property. Not sure exactly if you can cash it out or transfer it directly to the new loan.

  • @davnoloca7138
    @davnoloca7138 3 місяці тому

    Thanks for sharing

  • @rwaterssydney
    @rwaterssydney Рік тому

    what about the interest rates right now, and the capital growth on an inflated market? i want to buy now but they say next year or 2025 could be better as it's the worst bubble in history.

  • @joshwrobel7238
    @joshwrobel7238 11 місяців тому

    Can you do all of this on 75k a year

  • @nsalt7
    @nsalt7 Рік тому +1

    Do you buy them in trusts?

    • @gothops2632
      @gothops2632 Рік тому

      Why would you want to do that?

    • @eddiedilleen_
      @eddiedilleen_  Рік тому +2

      Eddie portfolio consists of buying in personal name, joint names, companies, trusts, SMSF, etc. However he stuck to personal/joint names for a while before diving into the other structures

    • @gothops2632
      @gothops2632 Рік тому +1

      @@eddiedilleen_ Why not keep them all in his own name?

    • @Kektamusprime
      @Kektamusprime Рік тому

      because if you ever get sued the courts will make you sell them all to pay of the court case, its why many people do things in trusts or business names@@gothops2632

    • @TeemoForLife
      @TeemoForLife 3 місяці тому

      ​@@gothops2632borrowing limit. trusts have more benefits

  • @HaruaBeautifullifeinAustralia
    @HaruaBeautifullifeinAustralia 2 місяці тому

    The numbers have to be changed. That’s 10 years ago that you have experienced.
    There is no property under 300k in a good location.
    The minimum property nowadays around 300k at least.
    so it is not possible refer to your calculations.
    I have tried to follow your calculation. after that, I realized that The numbers should be changed for 2024 version.
    To get a 300k property, your wage per year should be more than 80k including your wife or partner and at least you have 40000 dollars on your saving as a starter base in 2024.
    so it takes more time and deposit to get become a million properties these days than your 10 years old calculation.

  • @VJFencing
    @VJFencing Рік тому

    Great video, thanks for sharing.

  • @jesseturner1533
    @jesseturner1533 Рік тому +6

    When and how do you go about paying off the loans ?

    • @___Harry
      @___Harry Рік тому +1

      The tenants and ATO pay off your loans for you….

    • @josesworld419
      @josesworld419 Рік тому +2

      Dont pay them off

    • @Paul_Middleton
      @Paul_Middleton Рік тому +1

      The key is you don’t pay them off, save deposit for the next property

    • @jesseturner1533
      @jesseturner1533 Рік тому +1

      @@Paul_Middleton yeah but eventually you want to pay them off, you can’t just have a lot of debt forever

    • @josesworld419
      @josesworld419 Рік тому

      @@jesseturner1533 at some point you can consolidate your portfolio getting out of debt and keeping the best cashflowing properties to fund your lifestyle

  • @paulinezheng2224
    @paulinezheng2224 Рік тому

    Unit and apartment are not making money, the price will drop in the future, as same as Sydney, people lost money un Sydney, as well as me

  • @natashawetzel8750
    @natashawetzel8750 Рік тому

    At the start where he said if you earn $90,000 you could have a $700,000 borrowing capacity?
    My understanding, when building a portfolio is that you should start with a tier one lender before you use tier two or tier three lenders ?
    Tier one Lenders have a debt to income ratio of 1:4.
    How could you execute the above strategy if you were on a $90,000 income but can only borrow $360,000 ?
    Thanks 🙏

    • @michaeladamou3671
      @michaeladamou3671 Рік тому +1

      You forgot to factor in the investment property’s income on top

  • @paulwaylo
    @paulwaylo 10 місяців тому

    I need you

  • @andrewmartin1119
    @andrewmartin1119 Рік тому +1

    What if your on 1.3M aged 58.Too old too late

    • @ProdigalInk
      @ProdigalInk Рік тому

      Yep, you should've known better growing up in the prime time and you missed your opportunity. The next generation is completely screwed and have virtually no hope unless their inheritance comes in.

  • @rajendrakumar8419
    @rajendrakumar8419 4 місяці тому

    You cannot even tell us how long you been doing this , you said 10 , 13 and 15 years . What is the truth ? No commerical big bank will not give a loan of 90 percent .

  • @BarbaraHarper-c1p
    @BarbaraHarper-c1p 4 місяці тому

    Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

    • @BarbaraHarper-c1p
      @BarbaraHarper-c1p 4 місяці тому

      @KelvinFabio-u2t However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments

    • @BarbaraHarper-c1p
      @BarbaraHarper-c1p 4 місяці тому

      @KelvinFabio-u2t Clementina Abate Russo is her name

    • @BarbaraHarper-c1p
      @BarbaraHarper-c1p 4 місяці тому

      Lookup with her name on the webpage.

    • @BarbaraHarper-c1p
      @BarbaraHarper-c1p 4 місяці тому

      @KelvinFabio-u2t You are welcome

  • @paulwaylo
    @paulwaylo 10 місяців тому

    Epic buddy , I'll email you you've been emailing me , maybe it's time?

    • @eddiedilleen_
      @eddiedilleen_  10 місяців тому

      100% send us an email, would love to help!