Living on 2 Lakhs Per Month In Mumbai Without Any Savings | Fix Your Finance Ep 40

Поділитися
Вставка
  • Опубліковано 18 лис 2024

КОМЕНТАРІ • 268

  • @pranavnairofficial9180
    @pranavnairofficial9180 Рік тому +255

    As a fitness coach i suggest everyone to have a cook so that they save money and keep their health on point. He can pay 4-5k to a cook and get a lot more with some nutrition as well while saving 6-7k every month

  • @vikshitshetty9149
    @vikshitshetty9149 Рік тому +69

    Hey Mehul,
    If you are reading this comment, I believe since you have to pay your own taxes, you are falling under freelancer/self employed category.
    You should opt for Section 44ADA (presumptive taxation) to save taxes, you are paying way more in taxes as a freelancer.
    Under this section 50% of your income is presumed as your expense as a freelancer, you can get down your taxable income easily.

    • @nicksonpinto2074
      @nicksonpinto2074 10 місяців тому

      I don't think income earned from foreign sources is taxable? Can anybody clarify on this?

    • @availablehanddle
      @availablehanddle 9 місяців тому

      ​@@nicksonpinto2074i think if you're living in a foreign country and become a resident there then it's not taxable otherwise it is

  • @ashishkatiyar6265
    @ashishkatiyar6265 Рік тому +57

    Bro is helping the banking industry

  • @harishb732
    @harishb732 Рік тому +405

    Bro identifies as LO/AN

    • @aadesh_patil
      @aadesh_patil Рік тому +23

      Ud/her (udhaar)

    • @harishb732
      @harishb732 Рік тому +1

      @@aadesh_patil Best one 😂

    • @AntiFurryJihad
      @AntiFurryJihad Рік тому +3

      I identify as an Apache Attack Helicopter, my pronouns are duk/dok.
      Please accept me in society, 😭 don't be Heliphobic 🙏🏻

    • @AntiFurryJihad
      @AntiFurryJihad Рік тому +1

      ♥️🚁♥️

  • @Happysoul_3
    @Happysoul_3 Рік тому +76

    Jo bhi ho he has paid his college fees on his own which very few students need to pay on their own atleast in India. You are handworking bro. Just take less risk with your money, then you are all sorted.

    • @rockmehul
      @rockmehul Рік тому +4

      Thank you brother.

    • @itusharydv
      @itusharydv Рік тому +2

      Meri to fees hi 8000 h saal ki🥺

    • @satyamsharad40
      @satyamsharad40 Рік тому

      I have done my graduation and post graduation both self financed by taking education loan.

  • @AshutoshMishra-qc7nl
    @AshutoshMishra-qc7nl Рік тому +65

    This is the financial literacy in which we are behind and need to improve.
    Besides how free is this guy about loans, I would never think about taking loans unless it's for house.

  • @sakshiyadav7571
    @sakshiyadav7571 Рік тому +26

    Respect for the person to share his journey.
    It was my stupidity to waste my time watching this person's journey. He is so casual about money. Being a girl no one expected me to have savings or property of my own yet i have basic financial literacy to get those things on my own without anyone's help. Also with a lesser paycheck than him. Its hard for me to understand how could he not save after such low fixed expenses!
    Its just amazing!

    • @enthusiasticasian6189
      @enthusiasticasian6189 Рік тому +2

      Agreed that he has zero knowledge or research and is so casual.

    • @pouzonah3247
      @pouzonah3247 Рік тому

      He just started getting this much amount. Since he says he chance 3 jobs in 1.5 years. So I can understand his situation

  • @dididitoto
    @dididitoto Рік тому +9

    Even ONE OF MY FRIEND TOOK LOAN ( INTEREST 18%) AND PUT IT IN FIXED DEPOSIT (6.5%) .... 🤣 & HE felt so proud of himself sharing to other girls.. and those were shocked & other side they started laughing

  • @harshitarora931
    @harshitarora931 Рік тому +10

    Looking at this.. I feel i play it too safe regarding investments😂. Ppf, mutual funds and very occasional direct stocks trading.

  • @mallikmeti
    @mallikmeti Рік тому +4

    First and foremost thing is he has started his career only 3 yrs back and now sitting on salary of 2 lacs/month makes sense that he needs time to sort out

  • @GagandeepSingh-op8mb
    @GagandeepSingh-op8mb Рік тому +12

    And dont take a loan to buy house. Stay on rent because if you are paying 40k in emi, for the first few years you will be paying an interest of 35k per month and the rest will go towards the principal amount. Whereas on rent your interest paid in terms of rent is just 13k, you will be paying 22k more to the bank. Now, either keep that money liquid for a few years and you will have a corpus to pay most of the house payment in cash or invest it to build some sort of side hustle if you are can.

  • @infinite-tech
    @infinite-tech Рік тому +9

    The EMI amount is way off
    It would be coser to 25-30k and there will also be a tax rebate

  • @mk67890
    @mk67890 Рік тому +10

    1. Stop ordering food and hire a cook. You will save at least 10k per month, plus would be good for your health.
    2. Reduce shopping
    3. Avoid splurging on weekends

    • @ashya.pashya
      @ashya.pashya Рік тому +2

      why hire cook make it yourself

    • @divitkarekar5803
      @divitkarekar5803 Рік тому +2

      ​@@ashya.pashyanot everyone knows how to cook
      Also remote wfm mein koi cook kyu kare when they are earning 200k a month

    • @rajeshkumarjha1536
      @rajeshkumarjha1536 Рік тому

      He is just showing off guys chill.

    • @mk67890
      @mk67890 Рік тому +1

      ​@@ashya.pashyay spend 1-2 hrs in the kitchen when you can do something productive in the same time

    • @rockmehul
      @rockmehul Рік тому

      Yes, cooking wastes a lot of time and a good cook is very hard to find

  • @manojthakur-no8jr
    @manojthakur-no8jr Рік тому +6

    जो इंसान 27 साल की उम्र में, भारत में रहकर, 200,000 महीना कमाकर भी Financially Insecure है, उसका भगवान ही मालिक है ! बुरा मत मानियेगा ! 😊

  • @harishkraju1991
    @harishkraju1991 Рік тому +4

    This is too much hyped....for a person earning 2L, he can clear his 2.5L loan in 3 to 4 months easily...

  • @HimanshuSharma-vt8ke
    @HimanshuSharma-vt8ke Рік тому +83

    Whithin a span of less than 1.5 years, his salary grew from 38k to 200k?? This was the most surprising thing for me in the entire video.

    • @lalithrockz
      @lalithrockz Рік тому +46

      Because he cracked a remote job which pays in dollars. The ctc for the us startup is very less for the same skill.

    • @rajattyagi4602
      @rajattyagi4602 Рік тому +26

      @@lalithrockz It doesn’t have to be a remote job too, Indian companies pays that much with additional benefits(PF, HRA etc).
      I started with 28.5k and jumped more than 5 times(after taxes)in 1.8 years.

    • @ishanmahajan6475
      @ishanmahajan6475 Рік тому +15

      Also to add he changed his domain from Tester which is very basic to blockchain developer which is kind of rare skill sets

    • @prasannathapa1024
      @prasannathapa1024 Рік тому +7

      In IT it's not surprising

    • @lalithrockz
      @lalithrockz Рік тому +3

      @@rajattyagi4602 yeah , especially after jumping from testing to developer, it will be a significant jump in pay.

  • @kubre
    @kubre Рік тому +22

    Kabhi kabhi lagata he meh toh bahot hi jyada safe khelta hu

    • @harshitarora931
      @harshitarora931 Рік тому +3

      Sahi me bhai same😂😂 mera ppf, mutual funds aur occasionally kabhi direct stocks, isse zyada himmat nahi hui kabhi

  • @enthusiasticasian6189
    @enthusiasticasian6189 Рік тому +2

    This guy is super casual about his finances. Not sure if he was required in this show.

  • @rockmehul
    @rockmehul Рік тому +10

    Thank you for time and inputs Anshuman.

  • @avinashgautam3070
    @avinashgautam3070 Рік тому +2

    I m getting addicted to this channel.

  • @jaykaneria5895
    @jaykaneria5895 Рік тому +23

    Iska job remote hai toh yeh ghar pe kyu nahi rehta?

    • @robo1989
      @robo1989 Рік тому +13

      Ye har roj paanch plate pani poori, teen plate dahi poori khane jata isliye

    • @ashutosht10
      @ashutosht10 Рік тому +1

      ​@@robo1989yes dikkh rha hai😂

  • @aakasharya6918
    @aakasharya6918 Рік тому +2

    Bhai 15k weekends me kharch karta hai . 18k daily food me Aur shopping me 10k . Bhai kaha se bachenge paise . Metro cities me log jo karte hai weekend parties,branded clothes clubbing unke paas income atleast 4 lakhs per month hai tab karte hai .aajkal max youngsters ka yahi hai dusro ka dekhke heavy spending karte hai money . Log business class people ko follow karte hai uske baad sidha bmw mercedes emi me lelete hai . I would say if you are not a business person or have multiple source of income then never buy a luxury car . Only if you are in a job in top level management like partner , president ,top senior manager then only you should buy a luxury car . But nowadays guys landing in google , Adobe , Microsoft earning 2.5 l per month instantly thinks of buying 50-60 lakhs car ending up paying 1 lakh pm in emi

  • @sameersharma6948
    @sameersharma6948 Рік тому +38

    Anshuman please dont make investing a thing for only high earners, please include sub 50k earners and how they should invest after balancing other expenses acc to their life goals.

    • @sandeep6750
      @sandeep6750 Рік тому +9

      If your salary is sub 50k then please try to upskill and increase salary. 30-40k is just expense to stay in metro.
      Spend money on upskilling than investing.
      Pagar badhao pagar badhao

    • @sameersharma6948
      @sameersharma6948 Рік тому +5

      @@sandeep6750 I’m talking about lower middle class where all members are working odd jobs and making total of 50k

    • @AshutoshMishra-qc7nl
      @AshutoshMishra-qc7nl Рік тому +2

      ​@@sameersharma6948the thing is they won't come here and we may not hear what issues they face.

    • @dm2060
      @dm2060 Рік тому

      ​@@sameersharma6948paise bachenge toh invest karoge naa. Best you can consider is FD naa leke Hybrid mutual funds me daalo

    • @Avi-tq6fd
      @Avi-tq6fd 11 місяців тому

      ​@@sameersharma6948the same rule applies for them

  • @Jyyo
    @Jyyo Рік тому +5

    My advice to this Bro, is “MAT LO NA”😭

  • @rajeshkumarjha1536
    @rajeshkumarjha1536 Рік тому +40

    Close to 1 lakh his expenses as a bachelor. Totally lying just to boast off his salary 😂

    • @ashutosht10
      @ashutosht10 Рік тому

      Everything is fake in most of the videos. Unless it's proven by showing ITR or salary slip it cannot be trustworthy.

    • @abhayrohit
      @abhayrohit Рік тому +5

      nop my expenses are also around 1L and i don't even know where it goes

    • @ashutosht10
      @ashutosht10 Рік тому +6

      @@abhayrohit ain't anyone asked you

    • @Jyyo
      @Jyyo Рік тому +13

      If you judge the world based on your standard, you are living in a shell.
      Different people have different styles based on their environment, upbringing etc.

    • @devopswallah
      @devopswallah Рік тому +2

      @@Jyyo then its time to change your lifestyle
      🤣

  • @shivamx008
    @shivamx008 Рік тому +3

    Iss Bande ki skills iski emergency fund he.

  • @ChittoorRahimRoshan
    @ChittoorRahimRoshan Рік тому +1

    Looking lean Anshuman!! Good job!

  • @shivamx008
    @shivamx008 Рік тому +3

    Best investment is one's own skills and education, unless you have min 10 - 15 lakhs to invest a year, Focus completely on your development and staying debt free

    • @KevinCosler
      @KevinCosler Рік тому

      If a person has lets say 1.5 crore, should he focus more on investing rather than working ?

    • @shivamx008
      @shivamx008 Рік тому

      @@KevinCosler improving one's self for investing or working is two sides of the same coin, if you have 1.5 cr you could try to learn and study about investing because you can't depend on fake signal gurus and fin Influencers, for the bare minimum learn how to judge risk/reward in bonds, fds, mutual funds then stocks, by doing technical and fundamental analysis. If you get atleast that right you will atleast not lose your money and inflation during bear and bull period both. But if you learn that you're not made for this then just shut this money in PPF, or fd and forget, and work on your career

  • @anamoly01
    @anamoly01 Рік тому

    thank you for creating this content. very useful knowledge for everyone 🎉🎉

  • @MrShaikhkabir
    @MrShaikhkabir Рік тому

    This is the one video which has good take away, apart from this video, many of the video looks like casual talks.

  • @epicradio9650
    @epicradio9650 Рік тому +3

    13000 thousand rent in Mumbai!! Unbelievable

    • @ritikasajwan2927
      @ritikasajwan2927 Рік тому +5

      He lives in dombivali which is suburb of mumbai and very cheap as compare to mumbai

    • @BCBABABOI
      @BCBABABOI 11 місяців тому +1

      13k rent in dombivali it too expensive 💀

  • @GagandeepSingh-op8mb
    @GagandeepSingh-op8mb Рік тому +21

    If your CA tells you that you have to pay 50k as tax from your monthly salary, get rid of him asap. There is a lot you can do to save taxes.

    • @Pedals_n_brews
      @Pedals_n_brews Рік тому +5

      After exhausting 80c and 80d limit what else will an individual do

    • @pitchingking8819
      @pitchingking8819 Рік тому +3

      There are hell lot of deductions/ tax positions & planning available. Consultant a CA don't go after free advise, free advise can be taken from internet too, which is available to everybody.

    • @abhayrohit
      @abhayrohit Рік тому +4

      not really though, after around 1.2L per month salary you can't do much to save tax

    • @rhitamdutta1996
      @rhitamdutta1996 Рік тому +2

      Not really. For salaried individuals we are very limited. I don’t have any loans, and my personal investments give me higher returns than any ELSS so makes no sense to do ELSS. I chose the new tax regime and live in peace.

    • @GagandeepSingh-op8mb
      @GagandeepSingh-op8mb Рік тому +3

      @rhitamdutta1996 The new tax regime is not for everyone. My observation is that he is not receiving the money as a salary because his company is located in US and doesn't have any entity in India, so I think he can register a business and just file 50% presumptive tax.
      2nd, even if he is getting it as a salary, I need to know what his salary structure is to calculate the tax. It depends on too many factors. But 25% of salary per month in taxes is not it.

  • @FunFilledDose
    @FunFilledDose Рік тому

    Nice suggestions as always Anshuman

  • @abhi2511768
    @abhi2511768 Рік тому +8

    Do court marriage! Straight savings of 15 Lakhs.

    • @ContentArm
      @ContentArm Місяць тому

      It's fine on spending 15L on a life time moment.

    • @Proud_banda
      @Proud_banda 7 днів тому

      ​@@ContentArmforeign trip with fiance will also create good memory in very low cost.
      Agar dikhawa karna hi hai to chota sa reception rakh do
      4lac foreign trip 2lac reception = 6 -7 lac me dono ho jayega.
      I know advice Dena easy hai but this is the reality

  • @mithunnair8587
    @mithunnair8587 Рік тому +1

    3:50 anshuman was so disappointed with his financial planning 😂😂😂

  • @sahilsandeshmangade2266
    @sahilsandeshmangade2266 Рік тому

    Hi,
    Please make a video on how Indian students living abroad can repay education faster !!

  • @d-k-1
    @d-k-1 Рік тому +5

    Mehul bhai, if you're reading this comment, please guide on how to get a job as a blockchain developer

  • @BAP5779
    @BAP5779 Рік тому +2

    Hi
    First of all I like your videos. Wanted to understand on the protection front, nothing has been spoken on Term insurance and medical insurance. These are basic foundation on which we need to build our wealth, right?

  • @sandeeplgupta
    @sandeeplgupta 11 місяців тому +1

    Taking a loan to invest in cryptos…!!!💀
    Ashneer Grover should have replied to this guy…..! Kya kar raha hai yaar tu…! 😅

  • @cooking_videos123
    @cooking_videos123 Рік тому

    Great work Anushman

  • @rehanguha
    @rehanguha Рік тому +5

    Volume of this video is quite low. 😅

    • @Jyyo
      @Jyyo Рік тому

      You need device upgrade brother

  • @jigargandhi1654
    @jigargandhi1654 Рік тому +7

    He should cut down marriage itself bcos marriage is not one time expense of 12 lacs. Its a regret which most men faces in marriage😢 unless he is happy to be controlled by his wife. She won't contribute to your housing emi and kids education, no house hold work, only shopping🛍️💸 with husband money
    Stress will burst when US mnc will fire him, no wife support as they are quick to take divorce decision these to claim alimony.

    • @rockmehul
      @rockmehul Рік тому +1

      Not every woman is like that. You should be careful with whom you choose as a life partner. There are woman who’ll even sleep on streets with you because she believes in you.
      Not everyone leaves you when times are bad.

    • @jigargandhi1654
      @jigargandhi1654 Рік тому +1

      @@rockmehul Yes...not everyone is same but not everyone is happy in marriage too....Unfortunately most of us have forgotten family value and institutions of marriage is mere only a bandhan.... Girls on earning money have lost respect for men including my mom too.

  • @akshaykumarrokade9929
    @akshaykumarrokade9929 Рік тому +10

    someone with 2L salary struggling with Finance …. Bhau sahab

    • @sumukhadn5060
      @sumukhadn5060 Рік тому +1

      not yet married not any burden still

    • @abhayrohit
      @abhayrohit Рік тому +1

      bhai bahut common hai, na bike hai na car ha na beewi bache hai na shauk hai to bhi 1.5L me akele ka kharcha ni chalraha

  • @nayeersamsi808
    @nayeersamsi808 Рік тому

    @Anshuman
    .. What should be the best place to have emergency fund ?

  • @abhishekbhat41
    @abhishekbhat41 Рік тому +1

    Bro is a blockchain genius but financial knowledge wise😅a school kid

  • @dineshindia108
    @dineshindia108 Рік тому +1

    Earning 2L per month... but sending 20k to Parents...

    • @negative_thots
      @negative_thots 10 місяців тому

      what's wrong with that ? he paid for his own education and he needs to save and invest for retirement too

  • @mmm14916
    @mmm14916 Рік тому +6

    Bro takes a Loan for his Uber ride too.

  • @yashodarmaradani6871
    @yashodarmaradani6871 Рік тому +1

    Most of the guys you interview
    Send some x rupees to their parents and most of them seem to be financially well off , so that brings me to the point that money sent to parents is also a form of implicit savings.
    Since parents from 60’s and 70’s would never want to live on their kids money, instead they invest that x behalf of their kids and return thay with x+y ❤ of parents

  • @noobda.noob2K24
    @noobda.noob2K24 Рік тому +2

    Again scripted, a guy with 2L/month is struggling to pay 2-3L loans🤣🤣🤣

  • @neil9381
    @neil9381 Рік тому +1

    Observation: All those who hit the jackpot early in the career are the ones who splurge on silly things

  • @saniakhan1996
    @saniakhan1996 Рік тому +1

    Cook lgao heath better kro ..go to gym since u do remote work also u can shift to any cheap place if u want to save money. 😅 2 lakh is good salary considering u have zero responsibility .

  • @MM-tx3yn
    @MM-tx3yn Рік тому

    12:15 wrong. While he saves that much money, the price of that flat would have skyrocketed already.

  • @sarcasmanish
    @sarcasmanish Рік тому +1

    Bro is saving the banks from going bankrupt

  • @arpitamandal6469
    @arpitamandal6469 Рік тому

    Taking loan to repay another loan is biggest mistake one could do

  • @mayankyadav2618
    @mayankyadav2618 Рік тому +1

    Anshuman bhai lag raha khud.....youtube se dekh ke finance education dete hai

  • @davidyadav2079
    @davidyadav2079 Рік тому +4

    Log kahte hai bhagwan garibo ki sunte hai galat kahte hai log. Bhagwan garibo ki sunte to swarg lok me kyu rahte hai.inhe to garibo ke bich rahna chahiye. Mughe amir ban ke jeena hai🤑🤑🤑

  • @mr.j9122
    @mr.j9122 Рік тому

    Sabash beta bohath badiya munna

  • @sankhuz
    @sankhuz Рік тому +2

    My dad always says loan means LO NA

  • @YT_M12
    @YT_M12 Рік тому

    Man you have an amazing channel

  • @Karrr1245
    @Karrr1245 Рік тому

    With chatgpt would IT jobs get affected ?

  • @andikabejo3391
    @andikabejo3391 Рік тому +3

    Loan is the solution

    • @rajeshkumarjha1536
      @rajeshkumarjha1536 Рік тому

      Yes so that one day bank sells his father property also. His job can go any day the job he is doing a remote job.

    • @rockmehul
      @rockmehul Рік тому

      There is no property owned by my dad. I’m building from scratch, there’s nothing to lose but so much to gain.
      Debt is tax free money and it also helps you to save taxes (Home loan)

  • @coolsahir
    @coolsahir Рік тому

    Damn ..who pays 2lakh per month with 2-3 yrs of exp...it's been 13+ of exp for me ...I have not yet touched 2lac/month

  • @kamranwasifify
    @kamranwasifify Рік тому

    Curious to know can I swipe one credit card to pay another credit card bill? If yes, does the bank consider that as a loan and charge me personal loan of interest?
    For example using a credit card to withdraw money from atm is considered as a personal loan by the bank

    • @sarathr4495
      @sarathr4495 Рік тому

      You can normally pay using Paytm using another credit Card
      No issues

    • @mehta.shikhar
      @mehta.shikhar Рік тому

      Ok. Wil try this 😂

  • @masti437
    @masti437 Рік тому +2

    38k to 2 lacks ... Dammm

  • @pulkitjain238
    @pulkitjain238 11 місяців тому

    भाई साहब मुझे एक बात नहीं समझ में आती मैं बीकॉम ग्रैजुएट हूं और मास्टर्स भी कर रखा है उसके बावजूद 20000 से ज्यादा की नौकरी मुझे नहीं मिलती यह महानुभाव को कहां से लेट हो जो 2 लख रुपए महीना आराम से कमा लेते हैं खैर छोड़िए मुझे एक सवाल यह पूछना है कि 20000 की नौकरी करूं या अपना खुद का पाव भाजी का ठेला लगाकर 35000 महीना का कमा लु कृपया करके उत्तर दीजिए🙏

  • @AniketPatil-yr1iw
    @AniketPatil-yr1iw Рік тому

    Bhaai ..
    Aap k video k clips
    GIGL you tube channel is using .
    And no soutout as well
    As wel wishers I'm informing you in comment .
    GIGL video :: today's latest video (9th July)

  • @VijayManikpuri
    @VijayManikpuri Рік тому

    Don't spend too much on wedding, real expense begins after that

  • @sraynitjsr
    @sraynitjsr Рік тому

    Loved It

  • @ShubhNe
    @ShubhNe Рік тому +1

    Bhai subha naste mein bhi loan lete hai

  • @aardvarkaardvark
    @aardvarkaardvark Рік тому

    I'm a 28 year old govt employee.

    • @deeshot1000
      @deeshot1000 10 місяців тому +1

      Do sip in large cap and mid cap

    • @aardvarkaardvark
      @aardvarkaardvark 10 місяців тому

      @@deeshot1000 my strategy is to invest in one index fund only. 😅

    • @deeshot1000
      @deeshot1000 10 місяців тому

      @@aardvarkaardvark my investments are 1 flexi cap, 1 large and midcap, 1 index fund and small amount in small cap

    • @Elisa9395-y4z
      @Elisa9395-y4z 3 місяці тому

      Which job ?

  • @Shri_Hegde
    @Shri_Hegde Рік тому +2

    I guess not setting financial goal in the early days of career is the reason for not adopting savings habit

  • @rupeshchoudhary9237
    @rupeshchoudhary9237 Рік тому

    No offence. Who else felt all his analysis and suggestion were just a common sense for one to figure out ? I mean if you literate and can’t even do basic maths of how to spend and save money and be debt free is then you failed in your education.

    • @Elisa9395-y4z
      @Elisa9395-y4z 3 місяці тому

      I was also thinking the same , he does nothing like an actual accountant there's nothing too deep, it's something even I can suggest to others. I think he's just a UA-camr disguised as a financial guy and making money off of it

  • @ashishsagar1085
    @ashishsagar1085 Рік тому +8

    Bhai tu ghar pr reh na agar tera remote job hai to

  • @residentevil1901
    @residentevil1901 Рік тому

    Car itna bada nai expense? And then says Shaadi k liye 12 Lac ka expense...is he planning to buy a 5 lac Alto or Kwid ?

  • @literal_metaphor
    @literal_metaphor Рік тому

    1 sec, 13000 RS in Mumbai where does this guy live?

    • @MH34s
      @MH34s 10 місяців тому

      Dombivali. Not in mumbai

  • @ashushrivastav3032
    @ashushrivastav3032 Рік тому

    Brother i don't have any cibil score and don't have a credit card also but iam going to start my journey as a software engineer next month so I need your advice on how to build my cibil score and get a good credit card

    • @abhayrohit
      @abhayrohit Рік тому

      fd based card

    • @arunkurian9367
      @arunkurian9367 Рік тому +1

      Once you start getting salary beyond 20k, they ll give out credit cards, pay them all on time and ensure utilisation is between 20-30 percent

  • @himanshudzns3490
    @himanshudzns3490 Рік тому

    Hahaha I edited for him and still connected with him I was his editor he has yt channel named mehul tuteja

  • @LostDotInUniverse
    @LostDotInUniverse Рік тому +1

    First of all he should go back to hometown as he can work remote

  • @ishatanand45
    @ishatanand45 Рік тому

    Bro make a fix your finance video on yourself !!

  • @snehasishsaha4359
    @snehasishsaha4359 Рік тому +2

    Hi Anshuman,
    @anshuman_sharma
    I think you missed to cover Insurance part here in this interview. Whether he is having any health, term insurance or not. Just an observation. Otherwise the content was good.

    • @rockmehul
      @rockmehul Рік тому

      I have health insurance for my whole family. I’m about to get a term insurance.

  • @VarunKumar-yg8ij
    @VarunKumar-yg8ij Рік тому +2

    Leave about money, this guy should focus on his lifestyle first. Eating outside foods daily is alarming nowadays...

  • @shakshampal1101
    @shakshampal1101 Рік тому

    bhaiya can u make a vedio on education loan of upto 10 lakh with all neccesary details ......

  • @VickySamuels92
    @VickySamuels92 Рік тому +1

    Are these people PAID ACTORS ?

  • @pouzonah3247
    @pouzonah3247 Рік тому

    This episode is good

  • @IPP175
    @IPP175 Рік тому

    38K to 2L salary. Great

  • @SukoiSU-37
    @SukoiSU-37 10 місяців тому

    bitcoin's back brother

  • @kartikagrawal1896
    @kartikagrawal1896 10 місяців тому

    Prepaying loan is also loss of loan benefits.

  • @RahulYadav-fy1vu
    @RahulYadav-fy1vu Рік тому

    Great

  • @pritamdas9015
    @pritamdas9015 Рік тому +7

    This guys is literally wasting money completely

    • @rockmehul
      @rockmehul Рік тому

      Can you suggest what should I do then?

    • @fcxxxxxxxxxxxxddee
      @fcxxxxxxxxxxxxddee 5 місяців тому

      Leaen financial knowledge 😂.. you have dumb perception seriously.taking loan for saving tqx .. loans are not for that​@@rockmehul

  • @kamleshnagrani3126
    @kamleshnagrani3126 Рік тому +5

    Are bhai court marriage kar lo 😂😂

  • @nagarajbiradar2390
    @nagarajbiradar2390 Рік тому

    anshuman is lookin at tat guy just how a head mistress ll look at a child wen the child goes on making mistakes but can't say anythin as parents r with him ...😢...

  • @dhrumitkumarpatel8855
    @dhrumitkumarpatel8855 Рік тому

    Nice 👍

  • @aayushtripathi3951
    @aayushtripathi3951 Рік тому

    Mehul bhai..palava m kahin dikhe nahin😅

  • @MALF999
    @MALF999 Рік тому +1

    Bhai Galti Nahi Karenge to Seekhenge Kaise?
    Everything and Everyone doesn't need not to be perfect.
    Guilt Feel Mat Karwao Sabko....

  • @amitoshmishra5079
    @amitoshmishra5079 Рік тому +1

    Term insurance bhul gye 😅 yaha bhi

  • @skmillionaire333
    @skmillionaire333 Рік тому +2

    Loan khatam karo bhai sab ek bada loan leke 😅😂😂

  • @ayanbakshi8359
    @ayanbakshi8359 Рік тому +1

    Why I get the feeling that this guy is lying about his incone. From 38K to 2 lakh per month? Like 24 lkh package just in a year or two? And still having 93k after all expenses and cant save or have emergency funds and need to take loans back to back? Cmon, like its hard to belive. 😅😅

  • @swingtradinglearner7121
    @swingtradinglearner7121 Рік тому

    Health needs attention

  • @seekertruth72
    @seekertruth72 Рік тому

    lot of news nowdays in news paper TOI techi duped for online work, crypto investment, stock market account handling, fast returns, face book friend invite, OLX UPI payment made and account got hacked, oversea job, marriage proposals, video call cam recording etc. Some one lost 25 laks, 8 lakhs and 10 laks and so on
    In banglore , Pune , Gurgaon lot of thiese cyber crimes with techies you a=can make a video very good topic

  • @GAUTAMKUMAR-wc4ht
    @GAUTAMKUMAR-wc4ht Рік тому +6

    Loan lekar Crypto mein invest. Isko top ki salami do….