My husband died in 2007 of cancer. I got a call from the surgeon - insurance had denied the claim - out of network. This doctor had filed many other claims - no problem. So I called the insurer and asked what was up - this doctor was still listed on their site as in network. At first they wouldn't talk to me - need to talk to your husband. He's dead lady and you have stuck me with a 50K bill from this doctor. She did finally agree to tell me that the doctor office had filed under the group practice name instead of the doctor name. It was a mistake at the doctor office. I called and had them refile. Crazy how you have to watch your back every second - medical mistakes, pharmacy mistakes, insurer mistakes - need a lawyer to advocate unless you are into chaos.
You might have to ask for the discount/price cut. A lot of dealers still put a 'market adjustment' fee on the price to see if customers are willing to pay it, but if you baulk they'll drop it.
Have a 2004 Toyota 4- runner I've owned for well over a decade. I just got done last night changing the oil an njk plugs, runs strong with over 350k miles.
My 2005 Highlander has 214,000 miles on it. I take great care of it because the cars now all have problems. Best vehicle I’ve ever owned and plan on keeping it as long as it runs. I looked at some newer cars and was NOT impressed with any of them. Too much technology and harder to diagnose and fix.
I have a 2000 Chevy Astro van with 298k miles and runs perfectly. It looks like a new car with minor dings here and there. I cannot find a replacement car just like my Astro.
@@CTX700girlI have a 2008 Dodge Charger with 402,950 mikes on it. It has a v6 3.5l engine and still runs strong! Every mechanic I take it into for regular oil changes or other maintenance are shocked when they see the mileage on it. So you see, even a Dodge Charger made in 2008 can outlast today’s cars with regular oil changes like clockwork! Wish me luck to 500,000 miles! 🇺🇸
Dan, i moved to small town South Dakota. There is no starbucks, cosco etc within 200 miles. I do have cheap natural gas from Wyoming, cheap electricity from the power plant 10 miles away, no state income tax, and constitutional carry. I also have a close knit community that helps each other whenever we can. Dont miss starbucks or trader joes... SD doesnt have a trader joes....lol
i have a medical bill i ve been fighting for 7years.... guess what they keep putting it back on my report??? it was paid 100 % by the insurance... they double billed... the insurance has even penalized them for re billing... and yet every-time they wait a year or two then re-bill.... and thats the hedge fund owned hospital its their policy too double bill.. and collect from both insurance and the client
I bought a 2012 Ford Fusion new.About 140,000 miles now runs great;I would buy a new car,only because I would like a backup camera but I don’t want the junk that comes on all the new cars. I’m 75 will keep what I have
Yep as a perfect example, the Mustang GT Premium now comes with dual zone automatic climate controls, heated and cooled seats, heated steering wheel, rain sensing wipers, etc. On a Mustang which is supposed to be an economical performance car!
We have two Lexus. One 1999 and one 2000. 350,000 miles on one and 200,000 on the other. Husband changes oil. The last cars we hope to ever buy. Of course, he's 82 and I'm 75. Grocery store, doctor and back home. People stop him all the time wanting to buy. ❤
I was working as a fleet mechanic for the So Cal Gas Company when Lee Iacocca made that awful deal with the US government for a 1.5 billion loan. The price on all products and parts for: Dodge, Plymouth and Chrysler parts nearly doubled overnight. The "J" and "K" cars were a nightmare to buy parts for, repair and keep on the road operating after repairs. Their entire product line was FIAT quality == Fix It Again Tony. There are no classic "J" or "K" cars around to collect or drive out of love for the Chrysler name brand. Remember that Dan.
Chevy Spark was the best economy car you could by. In 2019 you could buy one brand new for $11,000. They discontinued it because the dealer only make $800 per car. Dealer greed killed the average family
What buffles me is, no matter how expensive cars are, there are still people buying them. If they weren't, most dealerships would be out of business by now. But somehow, they're all doing well.
There’s video channels talking about Stellantis making or bringing big discounts to trucks and autos. Unfortunately when I went down there yesterday, not only are there no discounts, there’s insane add-ons of 10 to 15 K, on a 50 K plus Jeep! I walked off the lot and went back home. This is in Washington state.
Del Taco, the Mexican fast food restaurant, they raised their prices a few weeks ago by A LOT! I went into one and got something I always order, and the cost was 20% higher. Good service at the place, but with an increase that puts my bill over the $10 threshold I'm going to stop patronizing their stores.
Del taco is my go to fast food. They have been incrementally increasing prices although they still beat other fast food when it comes to inexpensive/ affordable food. The true deals are found within the del taco phone app. You’ll find a lot of BOGO offers
This is what we have to do. (Edit) My father and I have been seeking out small family owned restaurants that are still a value for the money. I don’t do corporate restaurants anymore. We love supporting families. We are in an area of NC where the corp fast food is everywhere. No wonder so many people are fat and unhealthy
Re: medical debt… As a former banker and auto lending Executive I would never consider medical bills or collections in my decisions. They are not “applied for” credit and are often inaccurate.
I have had a '98 Grand Marquis for four years. Total of upkeep, oil change, two windshield wipers and one rear light bulb! Drives and floats like a limousine . Has doubled in value in that four years It is my 'forever' car.
Yep. My 40 year old car that cost $2000 hasn't needed any maintenance other than oil changes, brake pads, and tires, all of which I can do myself. Modern cars are garbage.
I have 2(two) 2019's vehicles. Keeping them till either they die or I die. Just keep up with prevention maintenance & only YOU should be the driver. "AMERICA WILL SELL THE ROPE THAT HANGS ITSELF"- V. Lennon. Be safe, Be Kind & Be Vigilant. ✌️
I would never buy one of these new cars today,I,m just going to restore my 2008 Toyota Tacoma pickup.Simple vehicle bench seat 5 speed manual transmission an hand crank roll up windows,great truck.😊😊😊
There are probably two million vehicles for sale by OWNERS, today. Potential buyer's can do very well IF they get out there and put forth the strong effort. Cash and title change hands AT the county clerk's office !
I still have a mid nissan 80's truck. Runs great, and very easy to get in and out of parallel parking spaces. Bigger isn't always better. The 4 cylinder motor is quite easy to work on. Everything is assessable. Cars today are overpriced and will not last as long without having to go to the shop for needed repairs.
All these issues stem from an economy grappling with uncertainties, including housing problems, foreclosures, global fluctuations, and the aftermath of the pandemic, leading to instability. Rising inflation, sluggish growth, and trade disruptions demand urgent attention from all sectors to restore stability and stimulate growth.
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Knowledgeable Investors know where and how to put money during a crisis in order to reduce risk and maximize returns. See a market strategist with experience if you are unable to manage these market conditions
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with Jennafer Beaver Turner for about five years now, and her performance has been consistently impressive. She's quite known in her field, look-her up.
I just copied and pasted Jennafer’s whole name into my browser, and her website appeared right away. You've saved me several hours of arduous research, therefore I appreciate it.
I change my own oil and filters on my Tahoe and Frontier Pro4X. Both fairly easy. Worst vehicle to change my oil/filter: XJ6 Sovereign. Beautiful vehicle. Took 8.5 quarts. Real hard to get to the humongous oil filter, and hard to extract it through the suspension.
The government should not keep bailing out poorly run car companies. I know the unions exert tremendous pressure on politicians to bail the car companies out but it just keeps making the American car industry worse.
I refuse to play the hot wheels game... I buy my cars used and from word of mouth and nothing over 2015..... CASH. I refuse to have a car payment or buy the newer model engines built with plastic. Im not impressed with any of the news cars and electric cars... Im holdjng out for the 2nd generation of the Hydrogen models or the flying jetson car.
I have been servicing my vehicles for years. Not only it help all my vehicles, make sure nothing else is messed up on purpose. I have been used average motor oils and parts. Used to change oil every 3K miles, now change at 5K or 7.5K. Unless major issues, even then I do only 1 thing at a time to ensure that 1 thing get done and nothing else is messed up before dealing with the next issue. Be careful with all the recommended things todo... most of them are not needed. Best wishes!
In UK, the defaults on loans are starting and interest rates are climbing. So our mortgage rates and UK mortgages are normally 3-5 years long and renewed after the term. My neighbours mortgage rate went from 1.4% to 5%. Nasty. There will be big issues in uk in about 2 years time, maybe sooner.
Even with such a discount I think I will stick to my 2002 Mazda Protege that I drove off the lot over two decades ago. The insurance is dirt cheap, I have a full record of all of my maintenance, they don't make them like they once did, I still have under 200,000 miles and repairs for the car are very cheap. Not interested.
I sold Mazdas for many years and the Protege 5 that came out in 2002 was a hit. Eventually it was replaced by the Mazda3 hatchback. The Protege sedan was well-built and easy to sell.
I don’t know where that is , but it ain’t here in TN where I’m at , here is few thousand bucks off , as always , but nothing even remotely close to 60% Off …btw I have Mercedes and Porsche, and I change my oil myself … free
Bro. I came here for the automotive news and was very happy to hear you talk about the pressure on society. My kind of topic. The squeeze right now feels unreal. where do you turn?
Glad to see you safe Dan. So if I understand it the lady in charge of the water system that was empty in LA makes $750k a year and was fired from her last job for a massive wildfire from her neglect
I have a question for all my son has a 2002 toyota camery and he has had it for 3 years had over 100,00 miles and we take good care of it but now his sway bar and oil valve leaking he has 200,00 miles on it now is it worth fixing? He got it at over 100,00 miles. It would definitely be a big help if i could get some options? Thank you 😊
i'm from upper peninsula of michigan. i'm 60 yr. old. i remember lee iacoca. in michigan, he pretty much became a folk hero for turning gmc around. it was a brief time period where there quality of the cars dramatically improved.
60% off the regular ripoff prices is no bargain. Can't even get spare parts like engine gaskets for Challengers and Chargers that are just a few years old. Face it, they "overproduced" and consumers are not the total fools Stellantis executives think they are.
There was never trust LOL🤣 , always hypocrisy was & is ever present definitely not trust , there's no such thing as true trust as long as humans are involved 💯💯💯%
Every business always says they can't afford to pay people to work!!! We never hear any company break that down, show real numbers , etc. Rhetoric, freely. If a company makes money, they get it out of the company ASAP so they can always appear to be losing money. Businesses that are making huge profit constantly say they are dirt poor. There is no trust in corporations, wonder why???
A half-off sale on a Jeep/Chrysler/Ram is still a dubious proposition. Because these cars have a bad reputation with auto enthusiasts. Like engines that blow apart in a short time and a long list of other serious and expensive problems. And good luck with a warranty and dealer support from a defunct company.
There's a book called The Gilded Nexus of Prosperity, and it talks about how using some secret techniques you can attract a lot of money, it's not some bullshit law of attraction, it's the real deal
People are forgetting even if they gave u 30k off a 80,000 truck which would be a great deal…these vehicles are so loaded with sensors and cameras that a simple rear bumper replacement is gonna cost 6000.. they are crazy expensive to insure now,even if your older like me with no points,accidents… a 24’ Sierra Denali is 2650 a year last time I checked,no way.
Dan Mentioned the Del Taco in Barstow. It's a unique Del Taco. Run by a lady in her 90's who treats long time staff well, food looks like the picture and is excellent.
Held onto my 2008 Hyundai i30. New cars have features I don't need to impress people I don't like and keep technicians busy with me unimpressed to have to pay. My local Toyota dealership is packed to the brim with new and used vehicles priced 4x what my car was when new.
i've never paid more than $2000 for a car and considering my age and level of activity, probably never will, either.I 've owned nothing but Chrysler-Dodge minivan 6 cylinders for almost 20 years now. The great majority of them I paid less than $1000 for. I typically drive them for 5-6 years, never spend more than $300 per year on repairs, and when something serious goes wrong with them, I sell the minivan to a junkyard for $300 and get another one. I"ve had 1 of them, cause i was stuipd enough to buy one of them sitting in the grass, where the transmission leak was not detetable and cause I wrecked one of them. That's excellent service/return on my money. I'd have to have 10 million in the bank before I'd even consider buying a $5000 used van and I'd NEVER buy a new one. I dont see why anyone would. just throw away 50k like that? by the time you pay the interest, the full coverage insurance, that's what a 30k car costs you! Not to mention the opportunity cost of other things you could have bought with that money
I do not want to look rich when people could care less and with a liability that depreciates the moment you drive it off the lot. My 2016 Ram is paid for and it MAKES me money for my landscaping business. I write off every single mile. Now money will be working for me. I refuse to be a debt slave!
You are so wrong on everything. Past the middle of the year a minimum discount on cars will be 60% and by the time the next year starts you will recognize nothing that you know of today. and once the insurance calculates the losses on these fires you tell me how much insurance premiums will have to be?
Having lived and worked in both places I can tell you why. Canadians are stupider than American. There was a famous story of some car made in Canada years ago that sold for more in Canada than Hawaii. That says it all. Another example SIM cards. I remember years ago having to pay $25 for these Canadian "high tech" items, that are free with sign up in most countries. If you ever travel around Asia, you'll see items like windshield wipers, tools, spray paints selling at 10 to 20% of the Canadian retail. Makes you wonder why - 100% mark up seems reasonable, but 1000%?
Believe it or not in New York State they are not allowed to turn you into the credit bureau if you never made a payment agreement and they don’t have a judgment against you.
I think the problem with the stillantis is “quality control”. Who wants to buy an over priced vehicle that has all sorts of mechanical, electrical issues, when there is stiff competition from other manufacturers.
UC Davis in Sacramento I asked the office if this procedure had a copay, and several of the office staff said it was covered. Two months after this preventative procedure, I got a $500 bill. I had to get the insurance company to talk to them because they repeatedly try this with this procedure. Is it the doctor and his billing, or is it the business office, I dont know. Just crazy.
Dan I wonder if they made a pressure tank with water in it and put store sprinkler heads with the heat bead activator all along the us fire zone if that would help
I never see the point in selling goods for less than they costed u to buy or build? Makes no sense. When people are unable to make their mortgage payments they try and sell, but as soon as their sale price goes below their equity they walk away. There is zero incentive in selling and walking away with $0000. That’s why we see very little price reductions in real estate or on car lots, they’d rather see the homes and cars rot( or burn) than give them away. Ain’t happening.
If a company is in desperate need of cash and a contemplating bankruptcy, then price reductions seem like a logical step. Now, you have massive amounts of inventory that are not moving and you have new inventory that’s going to be delivered to the dealerships in the coming weeks. What you do next just drop the price.
@ it’s just kicking the can down the road to sell for a loss, eventually bankruptcy is the final outcome. I watched my parents lose our home. As soon as they couldn’t sell for more than they owed on it, they went bankrupt. Why would anyone sell for a loss and then still make payments to a bank for a house u no longer live in? There was no great deal on my parents home after they went bankrupt. The bank simply takes it back and sits on it until they can list it for a profit. If they can’t make money, they let it rot, they will not give deals and lose money.
@@silver-en7kl You just basically explained why they never want to see what happened in 2008 ever happen again. This is why; they will do whatever they have to do to keep the prices of homes from ever decreasing. No Matter What.
@@brian8830 houses sitting for longer…never selling, car lots piling up with unsold inventory….what could possibly go wrong? We are witnessing the worst economic depression in the history of mankind, it’s started and it’s erupting right now as the propaganda media and all the desperate realtors lie about our robust housing market.
They do that to corner the market and drive everyone else out of business. Japan did that with memory chips 25 years ago. It’s called dumping. Then laws were passed to stop it.
I was at Toyota. Dealer Thursday for my service, they talked this older guy into a $850. A month payment OMG I listened to car price $40,000. But interest was so high.
Dan's surgical problem explained - and darn it, read your coverage. The following is the rest of the story. 1. Dan used the term "emergency room". He went to an emergency room in CA. An "emergency room" is a special hospital. A hospital with an "emergency room:" must treat anyone who walks in, regardless of insurance. If the person cannot pay, the state will pay for the emergency room treatment. If you are enrolled in an HMO that has a hospital with an "emergency room:", you may have to pay a co-payment or a deductible in connection with the treatment. 2. Dan used the expression "network". This is another reason why you read your medical coverage, darn it. He did not have medical insurance coverage from an insurance company. He was a member of an HMO. An HMO is regulated, but not an insurance company. In CA, it is regulated by the Department of Corporations. The federal regulations are that if you are a member of an HMO, you must be assigned to a medical group within say 25 miles of your home. YOUR HMO agreement provides that if you need treatment, you must contact that group. If you have an emergency and go to an emergency room, you must contract the HMO and they can move you for further treatment to another facility. You are not allowed to just see any doctor or go to any hospital that you want. Hey Dan, I have a HMO for medical benefits. My girlfriend has a different HMO. Read the back of your medical card. There is express writing about communication with the HMO if you go to an emergency room in a non-covered facility. The covered facility will immediately tell the HMO you are there. The non-covered facility may not call. The doctor or group to which youare assigned will review and determine whether you can/should be moved and direct your care. So, this is how an HMO works. Actual situation. A woman belongs to an HMO. She gets pregnant. The HMO has a group to which she is assigned. She wants a doctor not in the plan and understands that she will not be covered. She has complications and doesn't go to the nearest emergency room, she goes to a hospital where her non plan doctor has privileges. Her card says that she has to notify the HMO and the doctor to who she is assigned determines whether she can be moved to a covered facility and he is not asked. No coverage. Read your medical benefits contract. Understand whether you are enrolled in an HMO, a PPO or other program. It affects your benefits, deductible, co-payment, pharmacy benefits, non pharmacy benefits. I think under federal law, you are supposed to be enrolled in some form of health care coverage and for those who aren't and watch television, there are phone numbers given of who to call to get enrolled in health care with a zero premium.
Zero premium? 😂 Yea, no. We have a for profit, deny claims, take all your money for life health insurance in this country, and it’s all part of a grand plan to crush you financially. It’s the Hunger Games on steroids! :(
Hospitals will try to charge y ou for contractor services. The hospital is in network the contractor is not. Tell them to go pound sand if they didn't tell you before they provide the services. You expect that all the the services are covered by the insurance. Your in network all the way and don't have to pay.
The median FAMILY income in Canada, after taxes, is about $68,000 which is like $48K USD. A Rebel in Canada is over $90,000! LOL How can the average Canuck afford that???
I have a 2021 Jeep Compass that I bought out after my lease. It has 79,000 miles on it and I started having transmission problems shortly after buying it. I'm still owe A LOT on it, and afraid it won't last 100,000 miles. I have no idea what I'm going to do.
Never buy jeeps unless unless you take them straight to the 4 X 4 repair shop and fix everything that is going to break in the next 3 years, the mechanics will know. Jeeps have poorer reliability than chevys.
Last time I let my dog drive he seen a squirrel and careened off the highway and totaled my new pickup and now the insurance company says they are not covering it even though he was on the policy, their saying his tags were expired!!!
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Analog. Old school.
My husband died in 2007 of cancer. I got a call from the surgeon - insurance had denied the claim - out of network. This doctor had filed many other claims - no problem. So I called the insurer and asked what was up - this doctor was still listed on their site as in network. At first they wouldn't talk to me - need to talk to your husband. He's dead lady and you have stuck me with a 50K bill from this doctor. She did finally agree to tell me that the doctor office had filed under the group practice name instead of the doctor name. It was a mistake at the doctor office. I called and had them refile. Crazy how you have to watch your back every second - medical mistakes, pharmacy mistakes, insurer mistakes - need a lawyer to advocate unless you are into chaos.
@@checle4499 don't pay end of story
🙏
There's no car lot where I live at that is giving 60% discounts I can tell you that.
Ditto here in Canada....( NOT sure what he is drinking)
The actual ad, ended up being a miss print
Ditto in Illinois.
If their listed price is high enough, you could get a 60% discount when the seller
gets hungry enough.
You might have to ask for the discount/price cut. A lot of dealers still put a 'market adjustment' fee on the price to see if customers are willing to pay it, but if you baulk they'll drop it.
Have a 2004 Toyota 4- runner I've owned for well over a decade. I just got done last night changing the oil an njk plugs, runs strong with over 350k miles.
My 2005 Highlander has 214,000 miles on it. I take great care of it because the cars now all have problems. Best vehicle I’ve ever owned and plan on keeping it as long as it runs. I looked at some newer cars and was NOT impressed with any of them. Too much technology and harder to diagnose and fix.
I've got 2006 Toyota Tacoma with 375k miles, runs great!
I have a 2000 Chevy Astro van with 298k miles and runs perfectly. It looks like a new car with minor dings here and there. I cannot find a replacement car just like my Astro.
@@CTX700girlI have a 2008 Dodge Charger with 402,950 mikes on it. It has a v6 3.5l engine and still runs strong! Every mechanic I take it into for regular oil changes or other maintenance are shocked when they see the mileage on it. So you see, even a Dodge Charger made in 2008 can outlast today’s cars with regular oil changes like clockwork! Wish me luck to 500,000 miles! 🇺🇸
@@1daydecoratingmy vehicle has 402,950 miles on it! Regular synthetic oil changes go a long way!
Dan, i moved to small town South Dakota. There is no starbucks, cosco etc within 200 miles. I do have cheap natural gas from Wyoming, cheap electricity from the power plant 10 miles away, no state income tax, and constitutional carry. I also have a close knit community that helps each other whenever we can. Dont miss starbucks or trader joes... SD doesnt have a trader joes....lol
Thank you.
Let the cars and trucks rust on the lots-- don't be suckers or idiots and buy high prices -- smarten up
The longer we wait, the cheaper the price will be.
@bwrscott1 Not forever. If it is at a 60% discount, buy it while you can.
i have a medical bill i ve been fighting for 7years.... guess what they keep putting it back on my report??? it was paid 100 % by the insurance... they double billed... the insurance has even penalized them for re billing... and yet every-time they wait a year or two then re-bill.... and thats the hedge fund owned hospital its their policy too double bill.. and collect from both insurance and the client
Report them to the insurance commission. And get a "cease and desist" letter from your lawyer.
I bought a 2012 Ford Fusion new.About 140,000 miles now runs great;I would buy a new car,only because I would like a backup camera but I don’t want the junk that comes on all the new cars. I’m 75 will keep what I have
Get rid off the electronic crap and make everything simple clean and attractive.
Called BYD Seal or Seagul... Taking over the planet except in USA where they tariff them out to keep people buying 70k cars lol
Yep as a perfect example, the Mustang GT Premium now comes with dual zone automatic climate controls, heated and cooled seats, heated steering wheel, rain sensing wipers, etc. On a Mustang which is supposed to be an economical performance car!
There’s no money in THAT. Sheesh!
And reliable. Pay more money for trash that doesn't hold up
Exactly
We have two Lexus. One 1999 and one 2000. 350,000 miles on one and 200,000 on the other. Husband changes oil. The last cars we hope to ever buy. Of course, he's 82 and I'm 75. Grocery store, doctor and back home. People stop him all the time wanting to buy. ❤
Put me on the list of potential buyers!
How come it's not Lexii?
Bought a 2016 Avalon new 26.000 this was my first Toyota its the most comfortable ride love it.
Had a 2002 Camry I sold at 440000 miles. My 2012 Camry has 335000 miles. The new stuff is junk. 😳 I'll be buying used this time.
I was working as a fleet mechanic for the So Cal Gas Company when Lee Iacocca made that awful deal with the US government for a 1.5 billion loan. The price on all products and parts for: Dodge, Plymouth and Chrysler parts nearly doubled overnight. The "J" and "K" cars were a nightmare to buy parts for, repair and keep on the road operating after repairs. Their entire product line was FIAT quality == Fix It Again Tony. There are no classic "J" or "K" cars around to collect or drive out of love for the Chrysler name brand. Remember that Dan.
Bullsht. Btw what IS a Chrysler J car? What model was that?
The George Foreman grill I bought in the late 90's still works like a champ.
Chevy Spark was the best economy car you could by. In 2019 you could buy one brand new for $11,000. They discontinued it because the dealer only make $800 per car. Dealer greed killed the average family
100%
What buffles me is, no matter how expensive cars are, there are still people buying them. If they weren't, most dealerships would be out of business by now. But somehow, they're all doing well.
The repossessions are piling up.
People will pay any amount presented to them today for just about everything...
Lots of leases and then another idiot buys it....
How many years can you finance a car for now 7 or more
There’s video channels talking about Stellantis making or bringing big discounts to trucks and autos. Unfortunately when I went down there yesterday, not only are there no discounts, there’s insane add-ons of 10 to 15 K, on a 50 K plus Jeep!
I walked off the lot and went back home. This is in Washington state.
For the algorithm. That happens when you overprice and build products no one wants.
Yes 👍
Del Taco, the Mexican fast food restaurant, they raised their prices a few weeks ago by A LOT! I went into one and got something I always order, and the cost was 20% higher. Good service at the place, but with an increase that puts my bill over the $10 threshold I'm going to stop patronizing their stores.
Del taco is my go to fast food. They have been incrementally increasing prices although they still beat other fast food when it comes to inexpensive/ affordable food. The true deals are found within the del taco phone app. You’ll find a lot of BOGO offers
🤮
TACO JOHNS IN CASPER WYOMING. SIXPACK AND A POUND OR OLAYS WENT FROM $11.00 TO $$22!!! LOST MY BISSINESS FOREVER!!!
This is what we have to do. (Edit) My father and I have been seeking out small family owned restaurants that are still a value for the money. I don’t do corporate restaurants anymore. We love supporting families. We are in an area of NC where the corp fast food is everywhere. No wonder so many people are fat and unhealthy
My daughter paid $15 for 3 items at Taco Bell. Used to be
Affordable.
Even with 60% off still too expensive because after market parts and then mechanic cost for repairs
There’s a dealer nearby that has hundreds of trucks hidden behind trees! Sheesh!
Re: medical debt… As a former banker and auto lending Executive I would never consider medical bills or collections in my decisions.
They are not “applied for” credit and are often inaccurate.
Generally INACCURATE...
I don't want a new car. They're built like CRAP! I wouldn't want a car past 2005.
Certainly anything built in the post pandemic era (built 2020 or later) is very suspect.
Go for anything before about 2010-2012. That's when the manufacturers started throwing on electronic and software gizmos in cars and trucks.
I have had a '98 Grand Marquis for four
years. Total of upkeep, oil change, two
windshield wipers and one rear light bulb!
Drives and floats like a limousine .
Has doubled in value in that four years
It is my 'forever' car.
Yep. My 40 year old car that cost $2000 hasn't needed any maintenance other than oil changes, brake pads, and tires, all of which I can do myself. Modern cars are garbage.
HAHA they deleted my comment about buying anything built since 2020. I wonder why??
I have 2(two) 2019's vehicles. Keeping them till either they die or I die. Just keep up with prevention maintenance & only YOU should be the driver.
"AMERICA WILL SELL THE ROPE THAT HANGS ITSELF"- V. Lennon. Be safe, Be Kind & Be Vigilant. ✌️
I would never buy one of these new cars today,I,m just going to restore my 2008 Toyota Tacoma pickup.Simple vehicle bench seat 5 speed manual transmission an hand crank roll up windows,great truck.😊😊😊
Stay on top of those head gaskets... notoriously fail around now. I have 06 w/275K. I barely pass smog here in CA P0420+P0430
I'm very surprised that any vehicle manufactured post 2000 has hand-cranked windows. I those had been completely phased out in the 90s.
@ l think you can still get hand crank windows on some cars & trucks.
'Fed her a plain hamburger, she helped drive',.. hilarious ! Thanks for sharing your latest, Dan.
Not interested in anything else but my 2005 Highlander. Cars today are maxed out on technology, which I don’t care for at ALL.
that technology costs almost nothing, while they charge a fortune for it!
Where? Because over here in NC they rather trash the car before giving hou a deal
And trash their business in the process...
There are probably two million vehicles for sale by OWNERS, today.
Potential buyer's can do very well IF
they get out there and put forth the strong
effort.
Cash and title change hands AT the county clerk's office !
Cars are definitely not selling at 60% off!
You have to remember this guy is in California...he forgets that his viewers are NOT all in California...
Bad management on every level.......government and private industry............
Blowing the fake bubble up instead of sound fiscal market economics
I still have a mid nissan 80's truck. Runs great, and very easy to get in and out of parallel parking spaces. Bigger isn't always better. The 4 cylinder motor is quite easy to work on. Everything is assessable. Cars today are overpriced and will not last as long without having to go to the shop for needed repairs.
60% over priced cars and homes!
Uh-Huh.
The dollar is worthless! Don’t confuse the two!
At least! No one can afford all these OVER PRICED JUNK!
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This sounds promising! Do you have any professionals or advisors you could recommend? I really need help with proper portfolio allocation.
Certainly, there are a handful of experts in the field.
I've experimented with a few over the past years, but I've stuck with Jennafer Beaver Turner for about five years now, and her performance has been consistently impressive. She's quite known in her field, look-her up.
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I change my own oil and filters on my Tahoe and Frontier Pro4X. Both fairly easy. Worst vehicle to change my oil/filter: XJ6 Sovereign. Beautiful vehicle. Took 8.5 quarts. Real hard to get to the humongous oil filter, and hard to extract it through the suspension.
The government should not keep bailing out poorly run car companies. I know the unions exert tremendous pressure on politicians to bail the car companies out but it just keeps making the American car industry worse.
How old is your knowledge of the economy? What is this keep bailing out poorly run car companies? Who? What? When? Where?
I refuse to play the hot wheels game... I buy my cars used and from word of mouth and nothing over 2015..... CASH.
I refuse to have a car payment or buy the newer model engines built with plastic.
Im not impressed with any of the news cars and electric cars... Im holdjng out for the 2nd generation of the Hydrogen models or the flying jetson car.
Love some square body trucks !!
I would love a flying jetson car!
I have been servicing my vehicles for years. Not only it help all my vehicles, make sure nothing else is messed up on purpose. I have been used average motor oils and parts. Used to change oil every 3K miles, now change at 5K or 7.5K. Unless major issues, even then I do only 1 thing at a time to ensure that 1 thing get done and nothing else is messed up before dealing with the next issue. Be careful with all the recommended things todo... most of them are not needed. Best wishes!
Dan, you said it right the 1st time , it's an auto mortgage.
They have 7 to 10 year mortgages on cars now , unreal
The minimum wage in Flagstaff Az is indexed to inflation, so goes up every year. Restaurants closing
In UK, the defaults on loans are starting and interest rates are climbing. So our mortgage rates and UK mortgages are normally 3-5 years long and renewed after the term. My neighbours mortgage rate went from 1.4% to 5%. Nasty. There will be big issues in uk in about 2 years time, maybe sooner.
Google : Katie Hopkins . She is a wild
(and funny) advocate about practically
everything !
Same here in Canada. Thank goodness we paid our house off 2 years ago. Otherwise, we would be sunk. Cheers, stay strong, cousin ❤
Even with such a discount I think I will stick to my 2002 Mazda Protege that I drove off the lot over two decades ago. The insurance is dirt cheap, I have a full record of all of my maintenance, they don't make them like they once did, I still have under 200,000 miles and repairs for the car are very cheap. Not interested.
I sold Mazdas for many years and the Protege 5 that came out in 2002 was a hit. Eventually it was replaced by the Mazda3 hatchback. The Protege sedan was well-built and easy to sell.
I don’t know where that is , but it ain’t here in TN where I’m at , here is few thousand bucks off , as always , but nothing even remotely close to 60% Off …btw I have Mercedes and Porsche, and I change my oil myself … free
Bro. I came here for the automotive news and was very happy to hear you talk about the pressure on society. My kind of topic. The squeeze right now feels unreal. where do you turn?
Glad to see you safe Dan. So if I understand it the lady in charge of the water system that was empty in LA makes $750k a year and was fired from her last job for a massive wildfire from her neglect
Yes, but, what is important? A bunch of homes and lives or one's political agenda?
Seems to me Californians chose the latter.
You reap what you sow.
I have a question for all my son has a 2002 toyota camery and he has had it for 3 years had over 100,00 miles and we take good care of it but now his sway bar and oil valve leaking he has 200,00 miles on it now is it worth fixing? He got it at over 100,00 miles. It would definitely be a big help if i could get some options? Thank you 😊
I just fixed the swaybar on a Toyota and an axle. Very inexpensive. Do that. Save some money.
TK's Garage UA-cam channel is where this 60% off thing is coming from. If it happens, it's for specific, 2022 and 2023 models.
i'm from upper peninsula of michigan. i'm 60 yr. old. i remember lee iacoca. in michigan, he pretty much became a folk hero for turning gmc around. it was a brief time period where there quality of the cars dramatically improved.
Who wants to look rich? You might as well put a sign on your back and say follow me home and rob me.
60% off the regular ripoff prices is no bargain. Can't even get spare parts like engine gaskets for Challengers and Chargers that are just a few years old. Face it, they "overproduced" and consumers are not the total fools Stellantis executives think they are.
I never let my dogs drive their truck, unless they are on a lease. Safety first.
Do they have a driver’s license? I bet their pictures look better than ours. 😂
I have a 2014 honda Accord, 260,000 mile runs like Brand New, and it still looks brand new, it still looks new !!
400 dollars for headlight replacement..........ouch ..... use to be 10 bucks
Bigger problem: Banks wont lend to banks globally - Trust is dying
There was never trust LOL🤣 , always hypocrisy was & is ever present definitely not trust , there's no such thing as true trust as long as humans are involved 💯💯💯%
Even at 60% off I still couldn't afford it...plus the huge licensing fee and full coverage insurance required on a new truck.
I have a friend who lives in Southern Arizona and he tells me that there are a lot of people who have fled LA and are now looking for housing there.
Every business always says they can't afford to pay people to work!!! We never hear any company break that down, show real numbers , etc. Rhetoric, freely. If a company makes money, they get it out of the company ASAP so they can always appear to be losing money. Businesses that are making huge profit constantly say they are dirt poor. There is no trust in corporations, wonder why???
A half-off sale on a Jeep/Chrysler/Ram is still a dubious proposition. Because these cars have a bad reputation with auto enthusiasts. Like engines that blow apart in a short time and a long list of other serious and expensive problems. And good luck with a warranty and dealer support from a defunct company.
There's a book called The Gilded Nexus of Prosperity, and it talks about how using some secret techniques you can attract a lot of money, it's not some bullshit law of attraction, it's the real deal
I used some techniques from that book to make money, and I can truly say I'm earning more now
I'll buy you dinner for this recommendation
Not true at all. Prices at my local dealers are long similar to 2022 prices.
Thanks for the update
Nice! I was thinking about buying a new car this year even though i despise the button push-to-start thing.
Hey is Rosie on the insurance policy and dose she have a driver's license?
People are forgetting even if they gave u 30k off a 80,000 truck which would be a great deal…these vehicles are so loaded with sensors and cameras that a simple rear bumper replacement is gonna cost 6000.. they are crazy expensive to insure now,even if your older like me with no points,accidents… a 24’ Sierra Denali is 2650 a year last time I checked,no way.
Hello everyone,be safe out there
I was a loan officer in 2002-2006, and even then, medical bills were not considered in the evaluation for a home loan.
Dan Mentioned the Del Taco in Barstow.
It's a unique Del Taco. Run by a lady in her 90's who treats long time staff well, food looks like the picture and is excellent.
The big problem is that government creates the inflation but they consider themselves immune to that inflation.
60% discount isn't near enough after they jacked the prices up 150%.
How will the owners get parts when time and miles add up?
Car prices have been 50% more than they should be for quite some time. I’m hoping now the game is up.
Held onto my 2008 Hyundai i30. New cars have features I don't need to impress people I don't like and keep technicians busy with me unimpressed to have to pay. My local Toyota dealership is packed to the brim with new and used vehicles priced 4x what my car was when new.
Houses in the Los Angeles area 75% off
i've never paid more than $2000 for a car and considering my age and level of activity, probably never will, either.I 've owned nothing but Chrysler-Dodge minivan 6 cylinders for almost 20 years now. The great majority of them I paid less than $1000 for. I typically drive them for 5-6 years, never spend more than $300 per year on repairs, and when something serious goes wrong with them, I sell the minivan to a junkyard for $300 and get another one. I"ve had 1 of them, cause i was stuipd enough to buy one of them sitting in the grass, where the transmission leak was not detetable and cause I wrecked one of them. That's excellent service/return on my money. I'd have to have 10 million in the bank before I'd even consider buying a $5000 used van and I'd NEVER buy a new one. I dont see why anyone would. just throw away 50k like that? by the time you pay the interest, the full coverage insurance, that's what a 30k car costs you! Not to mention the opportunity cost of other things you could have bought with that money
I do not want to look rich when people could care less and with a liability that depreciates the moment you drive it off the lot. My 2016 Ram is paid for and it MAKES me money for my landscaping business. I write off every single mile. Now money will be working for me. I refuse to be a debt slave!
You are so wrong on everything. Past the middle of the year a minimum discount on cars will be 60% and by the time the next year starts you will recognize nothing that you know of today. and once the insurance calculates the losses on these fires you tell me how much insurance premiums will have to be?
Dan you may have broken a 20 for Del Taco but unless you got to combos won large drink is now like 8.49
Car prices here in Canada ....are insane just like the over priced Real estate market....( NOT sure why the USA is different than our Cdn markets!!
Having lived and worked in both places I can tell you why. Canadians are stupider than American. There was a famous story of some car made in Canada years ago that sold for more in Canada than Hawaii. That says it all. Another example SIM cards. I remember years ago having to pay $25 for these Canadian "high tech" items, that are free with sign up in most countries. If you ever travel around Asia, you'll see items like windshield wipers, tools, spray paints selling at 10 to 20% of the Canadian retail. Makes you wonder why - 100% mark up seems reasonable, but 1000%?
Believe it or not in New York State they are not allowed to turn you into the credit bureau if you never made a payment agreement and they don’t have a judgment against you.
NO 60% off in my neighbourhood! 😢
I think the problem with the stillantis is “quality control”. Who wants to buy an over priced vehicle that has all sorts of mechanical, electrical issues, when there is stiff competition from other manufacturers.
UC Davis in Sacramento I asked the office if this procedure had a copay, and several of the office staff said it was covered. Two months after this preventative procedure, I got a $500 bill. I had to get the insurance company to talk to them because they repeatedly try this with this procedure. Is it the doctor and his billing, or is it the business office, I dont know. Just crazy.
I own a 2023 tacoma but I want an older 2013 tundra. The new stuff is crap.
Dan I wonder if they made a pressure tank with water in it and put store sprinkler heads with the heat bead activator all along the us fire zone if that would help
Drive a 2003 Chevy truck 5 speed manual, I like to look invisible , Shiney, expensive vehicles don't impress me !
Huh?? Where ????
That happened to me twice. Had to pay 2 grand my insurance wouldn't cover
About time, i have waited for 5 years to buy a car, lets go!!!
So the cars are nearer the correct prices then.
I never see the point in selling goods for less than they costed u to buy or build? Makes no sense. When people are unable to make their mortgage payments they try and sell, but as soon as their sale price goes below their equity they walk away. There is zero incentive in selling and walking away with $0000. That’s why we see very little price reductions in real estate or on car lots, they’d rather see the homes and cars rot( or burn) than give them away. Ain’t happening.
If a company is in desperate need of cash and a contemplating bankruptcy, then price reductions seem like a logical step. Now, you have massive amounts of inventory that are not moving and you have new inventory that’s going to be delivered to the dealerships in the coming weeks. What you do next just drop the price.
@ it’s just kicking the can down the road to sell for a loss, eventually bankruptcy is the final outcome. I watched my parents lose our home. As soon as they couldn’t sell for more than they owed on it, they went bankrupt. Why would anyone sell for a loss and then still make payments to a bank for a house u no longer live in? There was no great deal on my parents home after they went bankrupt. The bank simply takes it back and sits on it until they can list it for a profit. If they can’t make money, they let it rot, they will not give deals and lose money.
@@silver-en7kl You just basically explained why they never want to see what happened in 2008 ever happen again. This is why; they will do whatever they have to do to keep the prices of homes from ever decreasing. No Matter What.
@@brian8830 houses sitting for longer…never selling, car lots piling up with unsold inventory….what could possibly go wrong? We are witnessing the worst economic depression in the history of mankind, it’s started and it’s erupting right now as the propaganda media and all the desperate realtors lie about our robust housing market.
They do that to corner the market and drive everyone else out of business. Japan did that with memory chips 25 years ago. It’s called dumping. Then laws were passed to stop it.
I was at Toyota. Dealer Thursday for my service, they talked this older guy into a $850. A month payment OMG I listened to car price $40,000. But interest was so high.
Scrap Metal value is all I'd give 'em. I mean, were ya gonna get parts?
Dan's surgical problem explained - and darn it, read your coverage.
The following is the rest of the story.
1. Dan used the term "emergency room". He went to an emergency room in CA. An "emergency room" is a special hospital. A hospital with an "emergency room:" must treat anyone who walks in, regardless of insurance. If the person cannot pay, the state will pay for the emergency room treatment.
If you are enrolled in an HMO that has a hospital with an "emergency room:", you may have to pay a co-payment or a deductible in connection with the treatment.
2. Dan used the expression "network". This is another reason why you read your medical coverage, darn it. He did not have medical insurance coverage from an insurance company. He was a member of an HMO. An HMO is regulated, but not an insurance company. In CA, it is regulated by the Department of Corporations. The federal regulations are that if you are a member of an HMO, you must be assigned to a medical group within say 25 miles of your home. YOUR HMO agreement provides that if you need treatment, you must contact that group. If you have an emergency and go to an emergency room, you must contract the HMO and they can move you for further treatment to another facility. You are not allowed to just see any doctor or go to any hospital that you want.
Hey Dan, I have a HMO for medical benefits. My girlfriend has a different HMO. Read the back of your medical card. There is express writing about communication with the HMO if you go to an emergency room in a non-covered facility. The covered facility will immediately tell the HMO you are there. The non-covered facility may not call. The doctor or group to which youare assigned will review and determine whether you can/should be moved and direct your care.
So, this is how an HMO works. Actual situation. A woman belongs to an HMO. She gets pregnant. The HMO has a group to which she is assigned. She wants a doctor not in the plan and understands that she will not be covered. She has complications and doesn't go to the nearest emergency room, she goes to a hospital where her non plan doctor has privileges. Her card says that she has to notify the HMO and the doctor to who she is assigned determines whether she can be moved to a covered facility and he is not asked. No coverage.
Read your medical benefits contract. Understand whether you are enrolled in an HMO, a PPO or other program. It affects your benefits, deductible, co-payment, pharmacy benefits, non pharmacy benefits. I think under federal law, you are supposed to be enrolled in some form of health care coverage and for those who aren't and watch television, there are phone numbers given of who to call to get enrolled in health care with a zero premium.
This is why I now have a PPO
Zero premium? 😂 Yea, no. We have a for profit, deny claims, take all your money for life health insurance in this country, and it’s all part of a grand plan to crush you financially. It’s the Hunger Games on steroids! :(
@@theraptureisnearbelieveinj448 Gosh, you knew this and didn't participate in being greedy?
Gee....I did an oil, filter, cabin filter and the manual transmission gear oil change on my Porsche for just over $200!
Hospitals will try to charge y ou for contractor services. The hospital is in network the contractor is not. Tell them to go pound sand if they didn't tell you before they provide the services. You expect that all the the services are covered by the insurance. Your in network all the way and don't have to pay.
California on fire always🔥🔥🥵🔥
Where are the 60% off not in PA
AVOID DEALERS!
Purchase from individuals
The median FAMILY income in Canada, after taxes, is about $68,000 which is like $48K USD. A Rebel in Canada is over $90,000! LOL How can the average Canuck afford that???
Get into debt😮
I have a 2021 Jeep Compass that I bought out after my lease. It has 79,000 miles on it and I started having transmission problems shortly after buying it. I'm still owe A LOT on it, and afraid it won't last 100,000 miles. I have no idea what I'm going to do.
Sell it to CarMax. (Tell them about the trans.) Compass is the worst SUV to buy per Scotty Kilmer.
Never buy jeeps unless unless you take them straight to the 4 X 4 repair shop and fix everything that is going to break in the next 3 years, the mechanics will know. Jeeps have poorer reliability than chevys.
Last time I let my dog drive he seen a squirrel and careened off the highway and totaled my new pickup and now the insurance company says they are not covering it even though he was on the policy, their saying his tags were expired!!!
just was sent a new Lennar home in florida price drop from $900k to $800k. $100k decrease???. How do they make any money?
A renter's policy will not pay for the loss of property not belonging to the insured.