new build house 樓底太低，舉手即到。壓逼感好強！如果係1000呎嘅細3房 house，間隔更加細。樓底都係低，窗門細，所以冬天一定會暖，但夏天熱同焗到爆，house 嘅2樓房間更加係蒸籠添！Apartment 一定暖過 house，因為除咗樓層之間係石屎之外，同層單位之間都只係用石膏板做間隔，所以暖氣會互傳，但隔音欠奉！亦視乎樓底高低同有冇露台，否則夏天一樣咁熱，所以如果有住過Airbnb，電風扇係必有嘅設備。總括嚟講住乜都係個人選擇！
To find out how to raise a dispute if you believe your service charge is unreasonable. When setting the Service charges can either be charged as a fixed amount which is specified in the lease or a variable amount which can change each year. Variable charges are more common, as they allow building freeholders to raise the money to cover important one-off expenses. In some instances, leaseholders may be asked to pay an estimated annual service charge in advance or contribute to a ‘reserve’ or ‘sinking fund’ to cover future works on the building. Any charges must be specified in the lease to be binding. Service charges can cause disagreements between leaseholders and freeholders. For example, a leaseholder may argue that a charge hasn’t been stated in the lease and therefore can’t be recovered. It’s also common for leaseholders to argue that the service charge is excessive compared to the services provided, or contend that the services provided have been of poor quality. There are some requirements placed on the buildings' freeholders under Section 20 of the Landlord and Tenant Act 1985. If any works to be undertaken will cost an individual leaseholder more than £250 (or £100 if the cost relates to services provided under a long-term agreement), the buildings' freeholders must consult the leaseholders first. The leaseholders will be able to give observations on the proposed works and propose different contractors if they so wish. How to dispute unreasonable service charges If you wish to dispute your service charge on the basis that it either shouldn’t be payable or is unreasonably high, you can make an application to the First-Tier Tribunal (Property Chamber). The FTT will assess and determine the level of service charge that should be paid.
我哋今個冬天長期開暖氣，屋內長期保持19度，一個月約70-80鎊左右（只計媒氣，未計電），無你想像中貴，屋約1100尺，小4房獨立屋。反而舊年以為長開會好貴，唔捨得開，凍到騰騰震。
多謝,胡主任分享,我住 portsmouth 都好溫暖、全年都只開10 至20日暖氣!
香港人喜歡坐北向南，但本地人喜歡south-facing gardens，一般指House 嘅前門口向北，後園向南。
關於花園向東vs向西，向西的另一好處係有太陽照住嘅晾衫時間比較長
有個最簡單首則 - 最緊要唔好買新樓 除非你理想中省番黎既時間 > 你間屋既價值.
普通 KOL 不可盡信 (除非佢地係裝修KOL)
因為佢地唔多唔小都可以係新盤到撈到油水,
但佢地唔會係舊屋到撈到 所以9成9都係叫你有新買新
買舊樓就好多地方要執返正，跟住就要襯專搵香港人笨嘅香港之友！
租樓冇乜所謂，但買樓一定講地段。
新樓有溢價。問發展商攞著數佢一定比你，因為呢啲著數以經包埋喺溢價裏面而發展商確得仲有得賺！
舊樓睇彩數同質素，最好就係睇啱樓盤即租半年，想買嘅就跟住問業主賣唔賣，因為住咗半年乜問題都出嚟。
隔離鄰舍，装修 c fu 都係local, 堅持唔買新樓，原因D新樓質素出名參差，講嘅係結構上，而唔係一般滲漏，所以都寧願買舊樓慢慢執
簡單嘅就係在外牆入面做企身櫃，或者掛張掛氈。冬天放張羊毛地氈，夏天就收起佢。買張四柱大床加蚊帳，冬天保暖，夏天防蚊。
中意某啲戶外活動嘅人，住有後花園嘅 house 非常適合，而家我行完山、踩完單車，對鞋、gaiters、單車黐滿泥，在花園沖走晒啲泥和清潔好才入屋，方便快捷。難以想像如果住 flat ，如何可方便快捷地在活動後善後
用保溫杯和瓷杯來形容真係好明呀👍🏻
有聽過香港有一家三口（三個都係成年）移民去蘇格蘭，但原來佢地唔習慣暖氣，三個一開暖氣都流鼻血。結果冬天都唔開，夜晚瞓覺開暖氈暖水袋，超堅！
夜晚瞓覺開暖氈好舒服㗎，舒服過開暖氣。
最適合就係,到咗英國三年之後先買樓,
到時你就發覺啲youtuber所講嘅嘢全部都係__ __( 自己填)
new build house 樓底太低，舉手即到。壓逼感好強！如果係1000呎嘅細3房 house，間隔更加細。樓底都係低，窗門細，所以冬天一定會暖，但夏天熱同焗到爆，house 嘅2樓房間更加係蒸籠添！Apartment 一定暖過 house，因為除咗樓層之間係石屎之外，同層單位之間都只係用石膏板做間隔，所以暖氣會互傳，但隔音欠奉！亦視乎樓底高低同有冇露台，否則夏天一樣咁熱，所以如果有住過Airbnb，電風扇係必有嘅設備。總括嚟講住乜都係個人選擇！
認同👍🏻
雖然話要做隔熱，但係都要保持空氣流通，室內最少一個鐘頭要換一次氣
請問點知一個鐘頭換唔換到一次氣？
Thank you 胡主任🙏🏻🙏🏻🙏🏻🙏🏻
感謝胡主任，這是個令人感興趣的 topic，日後可以講多啲，包括新建屋苑可以在保養期之後可以有咩改動，包括做個 porch或貼牆紙之類 😊？
我都想知🙏
好的，或者搵專家同大家講吓
港人喺英國其中一個重中之重既貢獻就係要接樓市火棒。 係表忠嘅一個好機會呀。😂加油😂
發哂英國🇬🇧佬
唔明。美國未減息，英國mortgage interest 減先？有冇人有分析
美國經濟頂得順，英國經濟唔知頂唔頂到，歐元區已經放風下次想減，
加息喎？減息？？
不太正確。if include wind chill factor, 英國東南部比西南部更乾燥、更溫暖、陽光更充足、風也更小。
謝謝你的資訊分享和分析
電費太貴成個冬天冇開過暖氣
（曼城，都仲頂得住）
但係如果接近零，水管可能會有問題～
@@Bclee71 因為係apartment 水管就未至於
不過頂樓都真係幾寒
@@Bclee71有d地方行電唔係行gas冇水管問題
百零蚊一個月點算貴？如果在家裡耍長期著羽絨？D咁樣嘅生活就咪搞囉？
🙏
Thanks
solicit sales? Are u an estate agent?
I am
請問apartment 管理處的收費太濫，有冇投訴部門幫手呢？🙏🏼
睇你份lease contract 點寫，有啲會寫如果不同意計算方法，可以委任由測量師公會派的第三方測量師評估。據講亦有司法覆核成功個案。未買就可以等政府leasehold reform ，唔知幾時
@@諸葛向東 謝謝你的回覆☺️🙏🏼
To find out how to raise a dispute if you believe your service charge is unreasonable.
When setting the
Service charges can either be charged as a fixed amount which is specified in the lease or a variable amount which can change each year. Variable charges are more common, as they allow building freeholders to raise the money to cover important one-off expenses.
In some instances, leaseholders may be asked to pay an estimated annual service charge in advance or contribute to a ‘reserve’ or ‘sinking fund’ to cover future works on the building. Any charges must be specified in the lease to be binding.
Service charges can cause disagreements between leaseholders and freeholders.
For example, a leaseholder may argue that a charge hasn’t been stated in the lease and therefore can’t be recovered.
It’s also common for leaseholders to argue that the service charge is excessive compared to the services provided, or contend that the services provided have been of poor quality.
There are some requirements placed on the buildings' freeholders under Section 20 of the Landlord and Tenant Act 1985.
If any works to be undertaken will cost an individual leaseholder more than £250 (or £100 if the cost relates to services provided under a long-term agreement), the buildings' freeholders must consult the leaseholders first.
The leaseholders will be able to give observations on the proposed works and propose different contractors if they so wish.
How to dispute unreasonable service charges
If you wish to dispute your service charge on the basis that it either shouldn’t be payable or is unreasonably high, you can make an application to the First-Tier Tribunal (Property Chamber).
The FTT will assess and determine the level of service charge that should be paid.
@@kassidyk3593 👍thank you for your detailed reply 🙏🏼😄
靠黐人家的暖氣過冬，貪心要不得
英國的洗費很貴，識合退休無收入人士嗎？
我覺得唔貴，屋平、超市嘢平，只係電煤貴，退休好舒服。
Thanks and support
EPC rating
我又唔覺得而家英國經濟好穩定
👍👍👍
❤❤❤
記住，係英國，唔係香港!
我覺得呢個kol 越嚟越唔持平 ，可能畀啲藍媒激親， 成日要講返啲英國好消息 同反駁英國不利消息
前公務員個腦一早實晒，你期望佢好正常？
睇左英國land law未啊？ 唔好再害人啦. 英國人以前強大就係愛國, 冇包Bnoer， 去當下兵啦
💪🏻🙋🏼♀️🇦🇺🦘
Apartment賺咗暖氣費, 但蝕咗管理費。用保暖嚟決定買咩樓係好on9。
係其中一個要考慮的因素
@@woo-see 我買我層樓第一樣係睇地點，好嘅地點根本完全冇新apartment。考慮都唔洗考慮。
要賺就吾好將錢放係樓度，因為英國樓係英鎊資產，就算 樓升5%, 英镑可能已跌10%。apartment 其實最實用，但樓上遇上啲惡人，灟水，甘層樓吾洗要。
大部分apartment 都係leasehold, 賣樓時好麻煩，service charge 又可以好貴
你話英鎊跌，其實差不多所有非美元貨幣都係跌，長住加拿大都唔好買樓，長住歐洲長住日本都唔好買樓，反而買香港樓最好，因為同美元一齊升
@@諸葛向東香港樓唔跌匯價跌樓價
全球尼幾年玩資產價格對美元下跌，三年前我賣了層6百万港樓，去左英國，22年9月英镑低時轉哂英镑，23年7月英镑高又轉番美元，來回换除税及成本，多左18%，英镑美元之阎上落有一個24至36個月週期，一年買一年沽，一個吾識外匯既人買賣吾中最高最低嗰個月，識得甘做一年都有8，9%回報，我黎到尼度一個人根本吾洗做，路係要用自己個腦黎行，外面啲人教你啲野全部都係留野。
你講到咁怕凍，不如唔好來英國啦，我2021年10月來第一年來從來無開暖氣，之後都無開過10次，有乜問題？講到一定要好暖咁，不如你住泰國啦，9唔搭8
你9 唔搭8 多d 喎，普遍本地英國人都會開暖氣，咁唔通要叫佢地去晒泰國？
@@patrng0322不過，博主應該好怕凍！
唔係個個人都頂到冷，尤其家有長者
咁唔怕凍訓街慳唔少$
@@angelko421瞓街同怕凍二碼事呀！