2022 SAVINGS CHALLENGE/MONEY SAVING HABITS
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- Опубліковано 1 січ 2023
- Hey Friends! Today on the channel we're sharing money saving habits. This is something new for the channel and we hope that you will gain a little motivation and inspiration. If you enjoy these types of videos please let us know in the comments. HAPPY NEW YEAR!! xoxo R&S
Email : twinsationalrhondaandshonda@gmail.com
Instagram: _twinsational
#twinsationalrhondaandshonda #moneysavingtips #moneyhabits - Навчання та стиль
Friends today's video is different than the norm. We hope that you find something here that's useful to you in some way. Take the info, tweak it and make it your own as it is meant to be inspirational and motivational in 2023. xoxo R&S
I definitely think your saving methods are great. I've saved using some of your techniques through the years and have saved a bundle. Retired over 15 years and my hubby and I are living our best years financially ❤️ To your younger subscribers it really pays to save.
Amen to THAT Gwen!! I keep stressing to my kids to save while they’re young. Thank you so much for watching and always supporting us here💕💕
Love the money saving tips , lots of great saving tips. Please keep sharing these types of videos very inspiring.
Hey Suzette!! If you can’t save quarters,save dimes, if u can’t save dimes save nickels!!! Doesn’t matter the denomination cause it all adds up💕💕You encourage me this year and I will do the same for you💕
Definitely my favorite UA-cam channel. Love it. I would love to see quarterly/yearly videos on money saving/challenges, it’s definitely needed and aspiring. One of the best money advice, in my opinion is not loan money or barrow after a mature age/ YES HALLELUJAH! Teaching your children/ grandchildren, etc. is key. Financial literacy is so important. Thank you for your video and HAPPY NEW YEAR’S 💞
Luvlapetite we’re definitely to OLD TO BE LOANING FOLKS MONEY!!! I can laugh about it now but believe it or not it was hard to say no initially.We really appreciate you watching this video and will share more soon🥰🥰
@@TwinsationalRS I know it is hard to say no initially but, it pays off in the end. It’s so nice to learn. 😊
@@luvlapetite1421 I’m over her being nosy 😂 I need to give y’all a lesson in saying no. It’s easy, “nah, I ain’t got nothing for you man” See how easy that was. 😂
This came in as a positive reminder. I had been saving for traveling purposes, got enough for a few trips, but I believe I stopped during the pandemic. This is motivation to resume the habit. Thank you Rhonda.
So happy to motivate you to get going again Xiomara!! Really appreciate your comment.Now,so early in the year, is the perfect time to start.GET TO IT YOUNG LADY💕I really wanted our Friends to know this side of us.
Yes please help us all do a quarterly video 👏🏾👏🏾👏🏾I’m excited I love how u keep it real if u don’t have $10 then do $5 if u don’t have that then do $1 if u don’t have that then do coins ❤
Hey Lisa!!! Thanks for letting us know!! Happy New Year and we really appreciate you always supporting.💕
Hello Rhonda! We certainly have been thinking alike. In fact, I shared my New Year’s mantra with my friends & family on yesterday. “ Making money is an action. Saving money is a behavior. Growing money is knowledge.” I read, study & view financial advise on a weekly basis. Please share more videos like this with your devoted subscribers. Happy 2023 R&S! 💙🎉💖🎉
Happy 2023 Deloris!!! Thank you for watching and letting us know that you don’t mind these types of videos💕💕
Rhonda, I am so Happy that You shared how You accumulated Wealth while at the same time, it’s possible to have a beautiful Home and all of the other beautiful items for which You have and is currently enjoying. I am proud to share. Though I earned a decent income. If I hadn’t enlisted the Assistance of a Financial Advisor, I would not have been able to accumulate My Wealth and retire at the Age of 60. While I had to perform My due diligence for 15 Years. I never had to do without a beautiful Home, Car, Clothes, and Vacations. Though I have been retired since 2012 and still possess the material items of My choice and support multiple Charities, I still had a substantial amount of My 2022 Allowance remaining. Hopefully! After viewing this Video, Your UA-cam Family will realize. It’s not ‘how much You make’, but what one does with what They make’ is the Key to both Freedom and Wealth.
You'll are juat wonderful. Thank you for this great challenge on saving money! Can't to start!
I love it!!! Let’s do thud again definitely!!! Great money saving tips and discipline is a must, we’ve got to start somewhere and stop giving it all back!!!! Let’s do it
Of course we enjoyed it Rhonda 😊 People need to be encouraged to save. And to have examples of how to do it. Happy New Year Twins! 💞
Absolutely genuine vlog.
You did it first and hopefully you keep it going.
Thanks for sharing.
Happy New Year 🎉
Love it! I go as far as wrapping mine. We need more videos like this. Thank you so much.
THANK YOU for watching and supporting our video.We’re working on another money habits video now to share showing some other things that we do to save money.Happy Monday!!!
Love the channel, info on money inspired me. God Bless
God Bless YOU Shanearly3586! Thx for watching our video!
❤️ Happy New Year twins and family
Happy New Year !!! Great savings tips especially the Roth I R A for your children.
Great video. Sometimes we buy things we don’t need and spend the money. Great advise.
Thank you for sharing! Discipline is the key and it pays off📌
I definitely enjoyed your video, it served as a reminder to save. Always enjoyed the videos! 🥰
Great video . We save our coins as well and Cash then every December and use it for some Christmas shopping thanks for sharing. Happy New Year
Happy new year my beautiful aunties and family ur skin is so beautiful my baby said he loves ur hair yes I would love to see more video’s like this Very inspirational and knowledge thank you thank you so much❤
Thank you for the saving advice I needed to hear that
I always do the $5.00 challenge from the beginning of the year to the end and that's my Christmas shopping money. This tutorial will be a great help for me Thank you.
thank you for making this video. God bless you guys.
Thanks for sharing! I’m going to try this savings challenge this year! Blessings 🙌🏽🙌🏽🙌🏽
Blessings and HAPPY NEW YEAR Lisa!! You got this!!!💕
Happy New Year Rhonda!! I love this money challenge you do. I do it as well. It was hard when my kids was living with me they would constantly ask for it. 😩Now they're all out and I'm by myself I love it more no distractions!! Please keep this type of videos coming more often I love it,🌠🎉🎉💖🤗
Smart ideas & so timely. We all need reminders honey! TFS Have a great week and hi to Shonda.
Yesss Dolly!! Perfect time for a savings reset🥰 I sure will tell Shonda hello💕
Hey my favorite UA-cam Twins! Let's save lots of money! Happy New Year! Great advice! Thank you for sharing!
Yessss!!! Happy New Year💕💕
@@TwinsationalRS thank you!! 💛💛
I'm The 3rd Twin🤣LOL...NO I Don't Have NO MONEY TO LEND 🤣 & You Be Blessed🥰🤣..Absolutely Enjoyed🥳🎉🎊TFS 🥰
🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂 Regina I’m about to fall out of this chair laughing at you!!! We’re definitely triplets then!! 😂🤣💕💕💕💕💕💕💕💕
@@TwinsationalRS Yes laughter is good🤣🥰..Happy New Year🎉🎉🎉
Happy New Year!
I need this!!! I think it would be very beneficial for me and my hubby too 💕 Quarterly would be great.
Thank you for sharing. Keep it up
Happy New Years. I like this kind of videos. This gave a great idea to save my change buy the grandchildren Christmas gift each year. Thanks for sharing this with us.
Thank you so much for sharing Rhonda. I loved this video and will definitely be implementing and putting an emphasis on saving this year.🥰
It sure does add up Sheryl! My family gives me fits about my coin collecting:)
Thank you so much for sharing your savings strategy! I certainly enjoyed it and encouraged by your advice.
My parents taught my Sister and I how to save as well. My Dad is 94yrs old and he still saves his coins. Also, he saves his money in general. Love you and Shonda!
Blessings and Happy New Year! ❤️
Yes love the money saving tips Happy New Year ❤️
Happy New Year Carolina!!!🥰🥰
Very detailed explanation and I appreciate your willingness to help me out with saving money 💴 on this channel 👍
Hey Twin, I really enjoyed this video. We will be putting some of your ideas in to practice, especially loaning money. It can wreck a friendship. God blesses the child who has his own. That is not being mean. It is being practical. Hope to see more videos like this included. 💕 Happy New Year to both families 🙏💕
Happy New Year Barbara!! We definitely had to get to a point where we were even able to say no and it was hard.Not so much now lol but it was.We really appreciate you watching our video and will definitely share more videos like this💕💕
Happy new year Rhonda and Shonda wishing you and your family all God's blessings, girl I have been saving change all my life at the end you are always surprised at how much you saved ,all my children are grown and gone and I still save,much love to you and the family
Great video! Responsibility with money is very impt. Celia is too cute😉 thanks for sharing. Happy New Year!❤
This video is very positive for the new year. All you shared is helpful. Please just speak about money, NEVER show money, keep honest people honest. I love you twins.
Happy New Year Twins...I'm so inspired to save my coins. Tfs.
This was a great video. Definitely keep sharing these types quarterly or annually.
Thank you so much for letting us know! We just wanted to share a different side of us hoping that it can be useful in some way
Wow amazing life tips thank u thank u thank u 🙏🏾 these are notes 📝 I take to heart this class was necessary and needed to kick the new year off on the right foot 👏🏾👏🏾👏🏾👏🏾👏🏾and your were right on time ❤❤❤❤❤❤❤❤❤Happy New Year 🎉🎉🎉🎉🎉
Happy New Year sweet lady!!! Doesn’t matter how big or small❤️
Happy New Year Twins!!!🎉🥂🎉🎯🙏
Happy new year Deborah💕💕
Happy blessed new yr Rhonda and Shonda yes!!! I am down wit the money challenges..... done the 5 dollar challenge for 10++ yrs the dollar challenges etc really loved the money conversation!! No loans but I do pay it forward daily...I'm wit u! I do it all Rhonda automatic savings and self inflicted money challenges. 😂😂😂😂😂😂 🐖 🐷 let's do it again for 2023 💰....luv u ladies and happy new year again🥂
Heeeeyyyy Susie!!! We have a sister girl date this time next year for sure.We’re def gonna work on the bag and meet back up to encourage and keep each other getting to the bag 💕 HAPPY NEW YEAR!!!
Happy New Year too my beautiful friends,and too all the subscriber's. I love your tips. I'm going too do this,this year too. I pick up coins too,when I see them. Love too see more videos on money saving. Be bless.
Hey Wanda!!! You pick up money too?😂🤣😂 I definitely do!! I probably always will! HAPPY NEW YEAR! you got this!!!
Get it get it proud of you
Happy New year ladies have blessed year all year!!!🎆🍷🎊
You to Monique!!!!💕💕
Thanks For the update on money advice is a great thing for you to do to help everyone else.
Hey Loretta!!!! Happy New Year !! Just wanted to share a different side to us hoping to share something useful. We appreciate you watching!
Yes,I'm very interested in this great idea 💡.
Love how you save money I been using this method for to years saving for a down payment for my house and new furniture thanks for your tips on saving money it definitely works
Happy New Year Twins!! The yearly money challenge is an awesome idea, an excellent way of teaching your children to focus, be responsible and to be devoted to something of value. Patience is a virtue!!
It sure is Sherry!! They now do lots of the same things!!! Thank you Sherry🥰🥰
I enjoyed this video! We do saving challenges too! Happy New Year twins!❤❤
I love this type of video and the tips you’re giving are ones I implemented years ago, as I am retired.
I'm so glad to be just like you :) I really appreciate you watching the video and letting me know that I'm on the right track to retirement!
Awesome , You are a woman of my own heart. I love to save
Hey Libby!! So glad to hear that! If you have any tips to share I would love to hear them! A viewer shared with me the AARP challenge.Have you heard of that? I’m going to research it tonight.Thx for watching our video!!!
LOVE IT!
Yes, keep me going. Beautiful ❤️
Hey Connie!!! Thank you ❤️
Hello and happy New Year Queens, this was different, unique and interesting. It was very beneficial.
Hey Geraldine!! lol definitely different for sure! Shonda and I went back and forth about sharing this type of video. We really appreciate you watching and plan to share more things that we do like this.
Hello thank you for sharing this inspiration video I really appreciates it
I like you! I just stumbled upon your channel. I’m subscribing!!!!
Hello, I love Cilya (spelling) Very nice and useable video. Yes……I always count my money too👍🏼. GOD BLESS🙏🏼
Makes perfectly good sense to me, Sandy, to count it🤣😂
Love this, very informative 👏 👌
Hey Kathleen!!!! Happy New Year!!!
Hey Ms Rhonda and Ms Shonda Happy New Year's I am so glad to see a video like this because I have been trying to find different ways to save this is very interesting a lot of the times when you save something happens and you have to go in it but what are some of the ways to save without touching it do you guys invest in stocks you guys are safe for a whole year or you say for 6 months and how much do you save do I have bought books on saving and finance and they were saying in the book that you should always pay yourself for all your hard work and your labor you should do something for yourself so do you guys in that saving do you guys put away money for yourself like pay yourself I would like to know more and hear more about it maybe maybe the both of you can sit down and talk about how you begin to save when you started saving and how long you been saving and what are the outcomes of saving I might purpose of saving is because I would like to buy a home I'm tired of renting but every year something comes up and I'm never able to buy a home so I am studying renting so what can I do to save I was just like some tips thank you for bringing this type of video on it is very interesting and most definitely need it
Hay twin loved what you are doing I save change too but this year I will start saving 10 dollars thank you and happy new year.
Hey Joan!!! Yesss!! So happy to her that.your savings bag is gonna be EPIC!! Meet me here same time next year and let’s talk about it!! 💕💕
I love everything you and twin do when it comes to these videos .Love it ,Love it, Love it.Rink & shink.😁
Hey Audrey!!!! Hope 2023 is FABULOUS so far.Thank you so much!!!
DEFINITELY a value added video. Thank you💕😉💰
Thank YOU so much!!! We appreciate you watching the video and we hope that something will be useful to you💕💕
Hey divas this is a must see video thanks
Awesome job with saving very important
Hey Horissa!!! I want you to get started with me this week!! ❤️
I made a decision to start a savings challenge so I really appreciated your video. Thanks for the inspiration.
You got this Stacy!! Remember what I said..I saved coins when I couldn’t save folding money.Doesn’t matter the denomination…jiggling money adds up to! Let’s meet up this time next year and talk about the bag that we achieved💕💕
Hi Twins Happy New Year to u n family .Yes yes yes I am behind u 100 saving is the key to anyone success it doesn't matter how much u earn its how mich u save thanks thanks thanks blessings.
Great video! I don’t carry cash either so I don’t spend it unnecessarily so I do save more in my savings for myself and we have our joint savings and other things. But when I do get change I do what you do. I have not counted in several years because it is heavy to lift. But I am going to cash in to start over. Thanks for all the great ideas. I am going to contact my bank to see if I can have them do what you do. 🥰
Love it I save all my 5 as well and change and I pay off bills but Christmas and treat myself to a little something
Yesss Shelby!!! Same here!!! Thank you so much for sharing your habits with me.💕💕
Hey Twins, Rhonda I absolutely love this video, I am on the road to retirement as well along with my husband, I love your philosophy on not letting people borrow money, I shared that with my husband and he totally agreed, you motivated me a lot when it comes to saving money, I am 54 and my husband will be 57 next week so we want to be set financially when we retire, thanks so much for the video and motivation…love you ladies a bunch ❤
Gm Rondalyn! So glad to have shared something that might be useful to you in some way!!! Happy New Year!!
Hi Rhonda & Shonda, Rhonda, Thanks for this video. I started the $5 challenge with you last year and I had forgotten about it for this year. You also reminded me about my Ginny piggy bank. I've been starving her and fed her while I was watching this video 😁. Thanks for sharing these tips. I enjoyed this video and needed the reminder🥰
Poor Ginny!!! She’s starving huh!! Now Gee you’re gonna have to feed her!!! 🥰 I guarantee you she isn’t picky about what you feed her.If you can’t give her quarters give her dimes, no dimes? Give her nickels..💕💕
HI RHONDA AND SHONDA OF THE TWINS HOW ARE YALL DOING AND RHONDA YOU ARE ABSOLUTELY RIGHT AND IT REALLY HELPS OUT THE FAMILY WHEN ITS A NEED AND NOT WHAT YOU WANT AND THATS WHAT IM TEACHING MY GRANDKIDS AND THATS A AWESOME INSPIRATION FOR THE NEW YEAR 2023 LOVE ALWAYS ❤️❤️🎉🎉🙏🙏
Hey Lori!!! Yep, so glad I taught my kids to save!! Hope you have a great weekend sweet lady!
I am so inspired my your saving money habits. This is a challenge I will sure be doing in 2023. Keep shooting those videos. Thank you both. I also like you comment about you and you hubby don’t borrow nor lend. That’s a good thing for old people like us to do.❤
amen and amen Johnoy34. When you loan you often don't get it back the same way that you gave it.... a piece here, a piece there lol.WE'RE TOO OLD!! :)
I hope you make more money videos, I'm definitely interested, I agree with you, people too old to be borrowing a 100 til they get paid. It's ridiculous.
Great ideas. I have always been a saver. I also have automatic savings to myself and for my granddaughter, like you, I don’t loan money. If someone needs help, it is my choice to give it and not expect payback. My husband and I also save coins and we have enough to pay for a larger portion of our vacation. We Have been truly blessed and retired. Happy New Year
S
Yessss Jocelyn!!! Thank you so much for sharing what you and your husband do.We welcome any tips.We just automated a savings for our new grand baby! $5/week that we won’t even miss.She’s 1 year old so by driving age we should have something something to help with car, tuition..Thank you so much for watching our video💕💕
Hey Rhonda.. Thanks for this life lesson because a lot of us simply got distraught once the corona virus hit the scene. You guys do such a good job whatever you do.. I do agree with you on the loaning money.... My husband and I keep change in the 5-gallon blue water container and cash it in for Christmas gifts for the kids and grandkids This year we had 446.10. My husband and I are most definitely going to try the 5-dollar challenge this year. I really appreciate this tip Rhonda...Keep the videos coming please...
Awesome inspiration from a lady of color. Great motivation for financial change.
Thank you so much Felecia!!! I appreciate that🥰
Hey Rhonda! Good video, I have taught my daughter to save as well as tithing. My husband saves all his change, I told him let's try the $5.00 challenge. Thank you for sharing 😊
Great video.
Hi friends of the twins I love it I'm saving like that too so I love it that's a good thing to show people how to save money 🤑
Heeeyyyy Revonda!!! Meet me here same time next year....we gotta count the bag! :)
Love it
Amen to that girl
Thanks for sharing
Hey Tantamountmontgomery 3662! You're so welcome and I appreciate you watching the video!
Awesome inspiration 👏
Hey Myra!! We really appreciate you watching our video! Let's meet up at the same time and count our bags :)
Great video
Happy New Years Twins! Very helpful tips. I had mentioned to my sister in December. Ask our family members, would they like to start a savings club, like our mother, and auntie did back in the day. Then at the end of the year, everyone gets back what they put in. Thanks for sharing.
Gm Reba!! That’s right! They did have lots of savings clubs! Had forgotten because I don’t hear much of them anymore. I remember one where every quarter it would be someone’s turn to get the pot. Happy Tuesday!!!
Hi antie Ronda I love this video is good for my daughter to see that she can save money like her sweet Ronda and shonda . She say love you both 💋 hi
Hey Jacqueline and auntie’s baby!! Yes she can save and it doesn’t have to be big amounts at one time cause it all adds up!!!
Hello Rhonda,
I save coins, but this year I'm going to save my one and five. Thank you for sharing this video
Hey Twins Rhonda👋🏽 Happy New Year My Beautiful Sisters. My husband and I make all the decisions the same way. Oh no ma'am hunty, we DO NOT LOAN MONEY either, that's a big NO NO. Enjoyed this video. 💸 🤑 💲 💵 💰 Peace and Blessings. 🥳❤🙏🏽🙌🏽🥰
Hey Chantel!!! I see you and you see me!❤️❤️
I always enjoy y’all what are you gonna spend the money on 😊
Hey Kembley!!! I took it to the bank 🥰
Love the video and it's not easy saying no at first. Sometimes you loose so called friends 🤑🤣 but your money stays in your pocket 😌👸👸💐
Ms Otis it was Soooo hard at first. You are so right!💕
Happy new year twins ,where did you get that big gold piggy bank from?
Happy New Year Jewel!!! I got her from HomeGoods in the kiddie section lol.She was originally pink and I sprayed her gold🥰
Hey Rhonda, I do savings challenges as well. I also do cash stuffings. I know you said we didn’t have to comment on the loan statement, but I totally agree. I’m not Charo Savings and Loan Credit Union. Don’t ask me for my coins. I’m the same way you are, I’m in my 50’s as well and I feel I’ve learned how to manage my money you should know how as well. I’m single and no one is helping me but me. I do have 1 friend I would loan money if she needed it, because she’s the type of person who would give her shirt off her back if she thought you needed it. She and I have always been that with each other for years. But other than her and family. Don’t ask me for my coins. Lol😂 I love money videos
“Charo Savings and Loan”🤣😂 ChaCha you have me cracking up!!! Thank you so much for watching the video!! 50s make you wise I lots of ways for sure🤣🤣
I enjoyed the video and tips. 💰I am a tither first, and then DILIGENTLY manage the 90% using the “envelope system.” The different money challenges are fun and they work, when you get used to the habit! ✅
My mom says I choke pour George Washington and Andrew Jackson LOL
I pick up change as well and I am not shame at all.
I have my change in a big jar. I took it to be counted by CoinStar and all three in my town were broken. I will try again next week.
I get so excited seeing how much I save.
😂🤣😂🤣
Great tips I count changes also will pick it up put in my Jesus jar or a zip locked bag I would always tell my kids that changes always adds up and my kids be like why you pick up change, they like i ain't picking that up now as they have gotten older I seen them doing it