If you saw this or commented and your comments are gone, it's because I had to delete and reupload. For some reason this video has had a rough go of it... I apologize for the confusion! Also, there was a comment on the first upload I want to reiterate here - the black ink is actually really great for people with low vision! I hadn't considered that, and a commenter (I didn't remember who it was, so if it was you please let us know) pointed it out. I think that's a great thing to consider, and I'm grateful they brought it up!
This is true! Not that my mum is a planner, but she really struggles with grey writing and needs high contrast due to various genetic eye conditions (so I guess I have that to look forward to too!)
I 10/10 recommend her budget by paycheck system. It’s amazing. I bought the digital version and print it on A5 paper so I can toss it in my rings and carry that month with me...when I’m being super diligent about my budget. 😅 Thank you for this review. I’ve been following TBM for over a year. Love her and her BBP system, but I just can’t get down with this planner. If it were more neutral (more white space), I may be tempted, though. The thing I really like about her is that she LISTENS to her audience. And the next LRP will likely look different based on the feedback she gets on this one.
I was really interested to see what this would look like too, having followed TBM's system for a while. But I was really surprised that the budget portion didn't look more like her monthly budgeting pages. Getting a good look at the pages makes me wonder if I would have enough room to write.
Anna Belle did you send the printable to staples or someplace else to get it printed in A5? I want to purchase the printable to discbound punch and am wondering if it could be printed to fit in my Inkwell disc planner. Thanks!!!!
This is one of my favorite planner reviews of yours! Can’t say why necessarily. I WISH I had a life that needed this planner because it is full of goodness! This planner is 100% functional (with the added bonus of helping with low vision), and if I was in a place where I was truly serious about getting my shit together, this would be the planner. No frills, just function. I am confident there are many people for whom this planner is perfect. Again, I really want it.... BUT I have learned that my brain thinks ACQUIRING the perfect planner will automagically perfect my life. Heh, heh. Screw you, universe; at 48 I’ve finally figured out that ain’t true!! And thankfully, my life doesn’t need this level of planning. My shit is actually together everywhere else except my brain trying to keep up! PS - Cindy, your Skillshare class is excellent! You should be really proud of it because you put together a solid class - professional, articulate, and still the Cindy we know and love. 🥰👏🏻
THANK YOU for this video!!! I love TBM and have wanted to see inside her new planner for a long time now. I really appreciate your thoughts and comments!!
I'm in it! Mine graduates this year. My advice to you: start saving NOW! What they don't tell you (or I missed the memo) is that you pay for almost everything at the start of senior year when school starts (Senior Picnic, Safe & Sober Grad Nite, Cap, Gown, Announcements, etc, Senior PICS- big one for me) Not to mention the regular things like event card, dances, proms, etc... Whew! Super exciting, but soooooo, expensive!
I've tried the paycheck budgeting method before, and it's a good concept. However, I suck at budgeting altogether, no matter which form of it I try! lol Personally, even "on sale," I think the price for this planner is a little steep--ironic, considering this is from The Budget Mom. I like the layouts, but I agree they could use a little more flexibility. To be completely honest, I might end up rewatching this video, pausing on spreads I want to customize, then make my own in Microsoft Word for my personal use. Keywords CUSTOMIZE and PERSONAL USE! lol Seriously, that's a tip for anybody who knows their way around a word processing or desktop publishing program--make your own planner pages! You can steal ideas from planners you like, or you can come up with something entirely on your own. Either way, it's a lot cheaper than spending money on a planner, only to end up not liking it for one reason or another. Just a thought!
I started budgeting in the EC Deluxe Monthly then got the Budget by Paycheck Workbook and it was a game changer. The way she budgets is super motivating (she was still in debt when I discovered her so I feel like it was more relatable) I have since moved back to the EC Deluxe Monthly (frankenplanned) bc I wanted more room but I still follow her system. 😬
I’m a bit like you I did purchase this and will be using it as my ride or die one plan for next year. I’m tired of carrying around two or three things that have pieces of all my planning and budget and schedule. Although not perfect nothing is I’m going to give it a shot and hope that this fulfills that.
Here are my aesthetic issues with this planner: - I love blues and greens, don’t care for succulents but doesn’t really bother me - dislike the wire O binding - (I love black and grey in general) and am totally ok with so much black - agree with the mindset, I can’t think of a mindset every single day 🤷🏻♀️ - love the personal planning, but I don’t clean things daily (#cleaninglady) so I have to repurpose that - it’s huge BUT you probably couldn’t get all that info on something smaller. I’m using it as a home planner - I greatly dislike the big ass logo on the back cover I love that she tried to make it hella functional but again everyone has different uses tastes so this isn’t useful for everyone.
Thank you for reviewing. I think this planner’s main focus is financial with the addition of “regular” planner pages. So I’m guessing the creator didn’t consider decorating a priority. Understandable. I know there are many who do decorate their budget books (I’ve seen the videos), but I’ve always wondered about buying kits, which can get expensive, to decorate budget books for the purpose of getting out of debt. I scratch my head on that...but maybe it’s just me! I enjoy your videos. Thanks!
When you’re pen testing planners would you be able to test a high lighter as well? I don’t use markers but I mildliners and I always worry about that when I’m trying something new.
Thanks for showing us this one. I'm thinking this would work well for my life and I'm less concerned with aesthetics than you are. I'm really considering this one for 2020. The layouts look very useable. I love the colors and succulent illustrations. I also like a larger desk-sized planner. I use my phone for portable planning so I love having something pretty like this on my desk. I would like a little better coil binding like you prefer, but it's not a deal-breaker. I also agree with you about the black being too much, but I could live with it for the functionality of the layouts. I'm almost convinced to give it a try.
Cindy ... please create your own planner. It's fine to have preferences. Have them. Create them. Omg a f.ton of us would relate... its it's a great planner but I like your ideas
If the planner pages were the same color scheme as the cover and dividers then it would be awesome. The spreadsheets look too busy for me but it seems like a good planner... for someone else.
This planner reminds me of the passion planner actually. In the sense of the monthly has monthly goals, people to see, monthly wins, and then the lets get creative. Just a thought.
I just found your channel through your collab videos with PlanwithLaken a while back. I must say I really love all your planner review videos. I really appreciate how many different planners you have reviewed. They are so helpful and I love seeing new planner options. Looking forward to watching more of your videos.
Thank you for the review! I love all the extra s*** and details. This is exactly what I need to keep me organized and on top of everything in all areas of my life. I feel like this was a made for me.
I agree with the colors, I don't like the darkness of it. But there's so many stickers out there to just cover over it. Maybe someone can jump on the wagon and start making them for these planners lol thanks for the thorough review.
Thank you so much for the review!! I am considering purchasing the planner bc I have a separate planner for budget and weekly.. and use a bullet journal for dailies. 😊
It is a nice planner but I don't think that would it be the planner for me. I agree with you about the black was a bit overwhelming. I also would have preferred a blank page with a suggestion on a good way to use it rather two whole pages for tasks and trackers etc. I didn't like the weeklies the hourly set either. I think it should have been blank as well. I guess I am still sticking with my bullet journal. I did like the color scheme though.
I budget off each bi-weekly paycheck. I was having too hard of a time trying to figure out my expenses on a monthly basis with 26 paychecks in a year with a quarterly incentive. I currently budget in an EC deluxe monthly with a ripped off system I modified after watching JenPlans and other budgeting videos. When I get paid I divvy up the net received based on a zero-based budget. It has worked ouch pretty well for me- I have been following this system now for about 4 years.
THIS was my first time watching one of your videos and I have to tell you I had ro rewind so many times because i thought I heard you cussing and when I had proof that you do cuss like WHOA! I just had to subscribe...I LOVE it!! I mean I seriously FUCKING LOVE REAL people, doing talk other than perfected shit talking!! LOL
Hello, have you ever done a review or talk about the budget moms budgetbypackcheck journal review?? Or any recommendations on who to listen to and get an overall idea?? Thank you!!
Loving the weekly views...love all of it but it’s so...GLOOMY. I hateeee the huge black ink spots. Would rather see more use of the bold black fonts and use of fun different fonts but I’d like that all on a prominently white spread with a bit of grey and no black boxes and just be able to add in color if you wanted that.
I don't use her exact system but I still follow her because she's very motivating & there are tips I've picked. As much as I like the idea of having everything in one place I HATE the hourly layout, my handwriting is too big for it. And in general it looked kind of overwhelming. I guess I'm supposed to have more than one planner?! 🤷
I'm always thinking that I'd like one planner for everything but seeing this my immediate thought is "Wow, this planner has a lot going on." It's a bit too much for me and I think I'd get tired/bored of filling in everything without any room for creativity or variation.
This looks interesting but I agree with the aesthetics of it all. Are you going to be reviewing the new Inkwell Press planner. Today is launch day, and I know you mentioned that you were considering reviewing it. Thanks!
Yeah I am a CNA and I usually work on weekends sometimes so I dint like it when they share the weekends. I also hate when it starts on mondays. That's just me though. It bothers me so much that the happy planner starts on Mondays.
I track all of our spending and savings but would never use a planner to do so...it's soooo much easier to use a spreadsheet and/or Quicken or similar program. I know...different strokes, yada, yada,...Although if you are into time blocking this planner might be ideal...
Thank you for sharing this. I hadn’t had a look at it yet or watched her video. I used to watch The Budget Mom, but now that I've found my own groove with the Budget By Paycheque method, I don’t watch her as much. The method has really helped me out, but for the most part my system uses an app for all the recording. I only use paper for the rough calculations on payday. Now, if I could only reign in my husbands impulse spending we might be able to get ahead... 💰 💴 💵 💸🕯🔥 lol 😆 Her expenses section, I think is more based on the Dave Ramsey (sp?) system. In her older videos she lists her Bills, the does an estimated total per “Envelope” for variable expenses. So her expense section here is smaller. Before this book she had printable’s that included a chequebook register type sheet to track the actual spending. I didn’t watch her release video so idk why she changed that.
It’s definitely a good jumping off point. Just the paper cheque register didn’t make sense for me because my husband does the majority of the weekday spending, picking up odds and ends like milk and veg. There’s no way I could get him to write everything down, it’s not his thing. We do 1 big bulk meat shopping every pay period and I tack all the other necessities in with that. The paper cheque register makes sense if you need to identify the areas of over spending. I used to be in bookkeeping, so I’m used to doing the bulk of things on a computer. Her worksheets are a good start, but they were too big for me. I prefer doing my calculations in my A5 notebook or on a page in my Filofax. As you see with some budgeters, in a notebook you just need 4 columns. Description, Budgeted, Actual and Difference. There’s allot of youtubers who use the notes pages in an erin condren, but even that’s more space than I need. With TBM's system, the main thing is to follow the boxes so you’re calculating things in a sort of order of importance. Income minus Fixed Expenses minus Variable Expenses. If there’s leftovers after that minus “Sinking Funds” aka savings, then if there’s anything leftover make extra debt payments or boost a savings account. As with the Dave Ramsey system, you’re Debt minimum payments are listed with your fixed expenses so at least your not missing payments. He calls the Extra Debt payment a “Snowball”. They’re good templates, I just didn’t want to use a big letter size binder. But if you want to or have the time you can draw out the basics in a notebook and use her calculations as a start. Idk, I think I started rambling. I hope you find a system that works for you.
@@CindyGuentertBaldo Knowing that Mari Mundo is an accountant I was eager to see what she was using with one of her kids. It was the BBP method! It is really good for teaching people the proper way to budget as it breaks things down in sections, simplifies the whole cycle.
I’m so glad you made this. I’ve been waiting to hear your thoughts. I use her Budget by Paycheck planner and it’s helped me understand budgeting and saving (which I then spend on planners 🤦🏻♀️🤣). I love your honesty though and I’ve purchased planners you don’t like but I’ve used since my esthetics is opposite from yours. I do agree with some things you said though and while I’m still considering purchasing it, I’m still waiting to see what her next budget binder looks like before I make my final decision. Hope you’re well. Thanks!!
Can you please review the Quo Vadis Life Journal Infinite - A5 Notebook ? It comes in purple or black for $25, but I can’t commit to it without an in-depth review.
I have used the budget by paycheck system. I love the paycheck bill tracker in it but like her planner there is a lot involved in it. It can be very overwhelming. I have the live rich planner and I don’t like it. It is overwhelming. I love the finance page in it but that is about it.
The Budget Mom has given us a sneak peek at her next planner and they are spiral bound and offered in 2 sizes. I am hoping the smaller is 9X7 but she hasn't said but they look good! I tried to use this one this year but too big and did not carry to work so it sat idle often. SO EXCITED for the new release! ua-cam.com/video/aLjd6qNoO0E/v-deo.html
If you saw this or commented and your comments are gone, it's because I had to delete and reupload. For some reason this video has had a rough go of it... I apologize for the confusion!
Also, there was a comment on the first upload I want to reiterate here - the black ink is actually really great for people with low vision! I hadn't considered that, and a commenter (I didn't remember who it was, so if it was you please let us know) pointed it out. I think that's a great thing to consider, and I'm grateful they brought it up!
Cindy Guentert-Baldo So interesting to know about the low visibility issue! I’m also not a fan of lots of black ink, but now it makes sense!
This is true! Not that my mum is a planner, but she really struggles with grey writing and needs high contrast due to various genetic eye conditions (so I guess I have that to look forward to too!)
Wow, I hadn't thought about that. The black was intense to me as well.
If you ever want to sell this planner please let me know.
I 10/10 recommend her budget by paycheck system. It’s amazing. I bought the digital version and print it on A5 paper so I can toss it in my rings and carry that month with me...when I’m being super diligent about my budget. 😅
Thank you for this review. I’ve been following TBM for over a year. Love her and her BBP system, but I just can’t get down with this planner. If it were more neutral (more white space), I may be tempted, though.
The thing I really like about her is that she LISTENS to her audience. And the next LRP will likely look different based on the feedback she gets on this one.
I was really interested to see what this would look like too, having followed TBM's system for a while. But I was really surprised that the budget portion didn't look more like her monthly budgeting pages. Getting a good look at the pages makes me wonder if I would have enough room to write.
Anna Belle did you send the printable to staples or someplace else to get it printed in A5? I want to purchase the printable to discbound punch and am wondering if it could be printed to fit in my Inkwell disc planner. Thanks!!!!
I have achieved planner peace in my life...HOWEVER, I will ALWAYS watch your reviews. They are fucking amazing!!!
This is one of my favorite planner reviews of yours! Can’t say why necessarily. I WISH I had a life that needed this planner because it is full of goodness! This planner is 100% functional (with the added bonus of helping with low vision), and if I was in a place where I was truly serious about getting my shit together, this would be the planner. No frills, just function. I am confident there are many people for whom this planner is perfect. Again, I really want it.... BUT I have learned that my brain thinks ACQUIRING the perfect planner will automagically perfect my life. Heh, heh. Screw you, universe; at 48 I’ve finally figured out that ain’t true!! And thankfully, my life doesn’t need this level of planning. My shit is actually together everywhere else except my brain trying to keep up!
PS - Cindy, your Skillshare class is excellent! You should be really proud of it because you put together a solid class - professional, articulate, and still the Cindy we know and love. 🥰👏🏻
Those kind of wire - I sometimes sew them together with yarn so pages can never fall out. Or use treasure tags to ‘sew’ them together.
THANK YOU for this video!!! I love TBM and have wanted to see inside her new planner for a long time now. I really appreciate your thoughts and comments!!
I loved the midlife crisis cam. SO much.
I'm in it! Mine graduates this year. My advice to you: start saving NOW! What they don't tell you (or I missed the memo) is that you pay for almost everything at the start of senior year when school starts (Senior Picnic, Safe & Sober Grad Nite, Cap, Gown, Announcements, etc, Senior PICS- big one for me) Not to mention the regular things like event card, dances, proms, etc... Whew! Super exciting, but soooooo, expensive!
The “oh, hi, mark,” when you were talking about monthly priorities had me fucking rolling! And the “wheeeat!” Thank you, hahah
I've tried the paycheck budgeting method before, and it's a good concept. However, I suck at budgeting altogether, no matter which form of it I try! lol
Personally, even "on sale," I think the price for this planner is a little steep--ironic, considering this is from The Budget Mom. I like the layouts, but I agree they could use a little more flexibility. To be completely honest, I might end up rewatching this video, pausing on spreads I want to customize, then make my own in Microsoft Word for my personal use. Keywords CUSTOMIZE and PERSONAL USE! lol
Seriously, that's a tip for anybody who knows their way around a word processing or desktop publishing program--make your own planner pages! You can steal ideas from planners you like, or you can come up with something entirely on your own. Either way, it's a lot cheaper than spending money on a planner, only to end up not liking it for one reason or another. Just a thought!
I started budgeting in the EC Deluxe Monthly then got the Budget by Paycheck Workbook and it was a game changer. The way she budgets is super motivating (she was still in debt when I discovered her so I feel like it was more relatable) I have since moved back to the EC Deluxe Monthly (frankenplanned) bc I wanted more room but I still follow her system. 😬
I’m a bit like you I did purchase this and will be using it as my ride or die one plan for next year. I’m tired of carrying around two or three things that have pieces of all my planning and budget and schedule. Although not perfect nothing is I’m going to give it a shot and hope that this fulfills that.
Here are my aesthetic issues with this planner:
- I love blues and greens, don’t care for succulents but doesn’t really bother me
- dislike the wire O binding
- (I love black and grey in general) and am totally ok with so much black
- agree with the mindset, I can’t think of a mindset every single day 🤷🏻♀️
- love the personal planning, but I don’t clean things daily (#cleaninglady) so I have to repurpose that
- it’s huge BUT you probably couldn’t get all that info on something smaller. I’m using it as a home planner
- I greatly dislike the big ass logo on the back cover
I love that she tried to make it hella functional but again everyone has different uses tastes so this isn’t useful for everyone.
Thank you for reviewing. I think this planner’s main focus is financial with the addition of “regular” planner pages. So I’m guessing the creator didn’t consider decorating a priority. Understandable. I know there are many who do decorate their budget books (I’ve seen the videos), but I’ve always wondered about buying kits, which can get expensive, to decorate budget books for the purpose of getting out of debt. I scratch my head on that...but maybe it’s just me! I enjoy your videos. Thanks!
When you’re pen testing planners would you be able to test a high lighter as well? I don’t use markers but I mildliners and I always worry about that when I’m trying something new.
Thanks for showing us this one. I'm thinking this would work well for my life and I'm less concerned with aesthetics than you are. I'm really considering this one for 2020. The layouts look very useable. I love the colors and succulent illustrations. I also like a larger desk-sized planner. I use my phone for portable planning so I love having something pretty like this on my desk. I would like a little better coil binding like you prefer, but it's not a deal-breaker. I also agree with you about the black being too much, but I could live with it for the functionality of the layouts. I'm almost convinced to give it a try.
I have her budget by paycheck workbook. I like it.
Cindy ... please create your own planner. It's fine to have preferences. Have them. Create them. Omg a f.ton of us would relate... its it's a great planner but I like your ideas
If the planner pages were the same color scheme as the cover and dividers then it would be awesome. The spreadsheets look too busy for me but it seems like a good planner... for someone else.
This planner reminds me of the passion planner actually. In the sense of the monthly has monthly goals, people to see, monthly wins, and then the lets get creative. Just a thought.
I just found your channel through your collab videos with PlanwithLaken a while back. I must say I really love all your planner review videos. I really appreciate how many different planners you have reviewed. They are so helpful and I love seeing new planner options. Looking forward to watching more of your videos.
Let's play a drinking game! Every time Cindy says "aesthetic", take a shot :P Haha great review, though! Thanks for the realness!
I noticed the hourly section isn't labeled "am or pm", so it could work for those whose work hours are not the usual, 9am-5pm.
I'm used to seeing "lrp" as an anacronym for Live Roleplay. I know a few live roleplayers who could do with a dedicated planner.
Oh goodness, yes!!
I like the planner because it has a lot. I don't use stickers though so different color shades would of been nice.
Thank you for the review! I love all the extra s*** and details. This is exactly what I need to keep me organized and on top of everything in all areas of my life. I feel like this was a made for me.
Have you considered reviewing the She Plans planners? she currently has a sale going on for Q3/Q4 and doing her 2020 release coming up very soon
I agree with the colors, I don't like the darkness of it. But there's so many stickers out there to just cover over it. Maybe someone can jump on the wagon and start making them for these planners lol thanks for the thorough review.
That mid-life crisis cam was premium Cindy.
I was so excited for this review but I had the same feels. *sigh* one day I will find the one planner to rule them all, sad it was not this one.
Thank you so much for the review!! I am considering purchasing the planner bc I have a separate planner for budget and weekly.. and use a bullet journal for dailies. 😊
I have the planner, follow her method and kinda fan girled about about video. Loved your feedback!!!
Cindy, this is the first time I've laughed all day... Thank you ...
It is a nice planner but I don't think that would it be the planner for me. I agree with you about the black was a bit overwhelming. I also would have preferred a blank page with a suggestion on a good way to use it rather two whole pages for tasks and trackers etc. I didn't like the weeklies the hourly set either. I think it should have been blank as well. I guess I am still sticking with my bullet journal. I did like the color scheme though.
OH! I would love to see an updated review of the new version of this planner. I feel like the budget mom really listened to feedback, possibly.
I budget off each bi-weekly paycheck. I was having too hard of a time trying to figure out my expenses on a monthly basis with 26 paychecks in a year with a quarterly incentive. I currently budget in an EC deluxe monthly with a ripped off system I modified after watching JenPlans and other budgeting videos. When I get paid I divvy up the net received based on a zero-based budget. It has worked ouch pretty well for me- I have been following this system now for about 4 years.
THIS was my first time watching one of your videos and I have to tell you I had ro rewind so many times because i thought I heard you cussing and when I had proof that you do cuss like WHOA! I just had to subscribe...I LOVE it!! I mean I seriously FUCKING LOVE REAL people, doing talk other than perfected shit talking!! LOL
Love this planner
QUESTION: could you please review the arteza gel pens. Thank you!
I'll take a look!
Love The Budget Mom and her Budget by Paycheck method (which I am following) so I purchased the Live Rich Planner and I like it but I don’t love it.
Curious did you end up using the planner? Willing to sale? They are sold out and have not been able to find one. Very interested in getting one
I would love to see the custom stickers that come out for this planner. There are so many options for customization on the pages.
Hello, have you ever done a review or talk about the budget moms budgetbypackcheck journal review?? Or any recommendations on who to listen to and get an overall idea?? Thank you!!
I dislike the weekly hourly. I have an odd schedule and wish I could put in my own hours
Loving the weekly views...love all of it but it’s so...GLOOMY. I hateeee the huge black ink spots.
Would rather see more use of the bold black fonts and use of fun different fonts but I’d like that all on a prominently white spread with a bit of grey and no black boxes and just be able to add in color if you wanted that.
Thank you for your review! I struggled with getting this planner for to the binding and not "feeling it" I love the budget stuff.. thank you
"WHEEAT" - Ha! I watched that video the other week ...
This planner is NOT for you. We get it. Lol I love it
Ohhh and the personal planning pages.
I do really like it, but it’s a little too big for me. I agree with your thoughts on the black ink usage!
I don't use her exact system but I still follow her because she's very motivating & there are tips I've picked. As much as I like the idea of having everything in one place I HATE the hourly layout, my handwriting is too big for it. And in general it looked kind of overwhelming. I guess I'm supposed to have more than one planner?! 🤷
I'm always thinking that I'd like one planner for everything but seeing this my immediate thought is "Wow, this planner has a lot going on."
It's a bit too much for me and I think I'd get tired/bored of filling in everything without any room for creativity or variation.
I loved the budget part. I wish it was in personal sized inserts
Super excited about this review!
I want a digital version of this
This looks interesting but I agree with the aesthetics of it all. Are you going to be reviewing the new Inkwell Press planner. Today is launch day, and I know you mentioned that you were considering reviewing it. Thanks!
Yeah I am a CNA and I usually work on weekends sometimes so I dint like it when they share the weekends. I also hate when it starts on mondays. That's just me though. It bothers me so much that the happy planner starts on Mondays.
I track all of our spending and savings but would never use a planner to do so...it's soooo much easier to use a spreadsheet and/or Quicken or similar program. I know...different strokes, yada, yada,...Although if you are into time blocking this planner might be ideal...
Thank you for sharing this. I hadn’t had a look at it yet or watched her video. I used to watch The Budget Mom, but now that I've found my own groove with the Budget By Paycheque method, I don’t watch her as much. The method has really helped me out, but for the most part my system uses an app for all the recording. I only use paper for the rough calculations on payday. Now, if I could only reign in my husbands impulse spending we might be able to get ahead... 💰 💴 💵 💸🕯🔥 lol 😆
Her expenses section, I think is more based on the Dave Ramsey (sp?) system. In her older videos she lists her Bills, the does an estimated total per “Envelope” for variable expenses. So her expense section here is smaller. Before this book she had printable’s that included a chequebook register type sheet to track the actual spending. I didn’t watch her release video so idk why she changed that.
I've been looking at the budget by paycheck worksheets to talk over with my husband (we need to be better about savings) - hmm
It’s definitely a good jumping off point. Just the paper cheque register didn’t make sense for me because my husband does the majority of the weekday spending, picking up odds and ends like milk and veg. There’s no way I could get him to write everything down, it’s not his thing. We do 1 big bulk meat shopping every pay period and I tack all the other necessities in with that.
The paper cheque register makes sense if you need to identify the areas of over spending. I used to be in bookkeeping, so I’m used to doing the bulk of things on a computer. Her worksheets are a good start, but they were too big for me.
I prefer doing my calculations in my A5 notebook or on a page in my Filofax. As you see with some budgeters, in a notebook you just need 4 columns. Description, Budgeted, Actual and Difference. There’s allot of youtubers who use the notes pages in an erin condren, but even that’s more space than I need.
With TBM's system, the main thing is to follow the boxes so you’re calculating things in a sort of order of importance. Income minus Fixed Expenses minus Variable Expenses. If there’s leftovers after that minus “Sinking Funds” aka savings, then if there’s anything leftover make extra debt payments or boost a savings account. As with the Dave Ramsey system, you’re Debt minimum payments are listed with your fixed expenses so at least your not missing payments. He calls the Extra Debt payment a “Snowball”. They’re good templates, I just didn’t want to use a big letter size binder. But if you want to or have the time you can draw out the basics in a notebook and use her calculations as a start.
Idk, I think I started rambling. I hope you find a system that works for you.
@@CindyGuentertBaldo Knowing that Mari Mundo is an accountant I was eager to see what she was using with one of her kids. It was the BBP method! It is really good for teaching people the proper way to budget as it breaks things down in sections, simplifies the whole cycle.
I’m so glad you made this. I’ve been waiting to hear your thoughts. I use her Budget by Paycheck planner and it’s helped me understand budgeting and saving (which I then spend on planners 🤦🏻♀️🤣). I love your honesty though and I’ve purchased planners you don’t like but I’ve used since my esthetics is opposite from yours. I do agree with some things you said though and while I’m still considering purchasing it, I’m still waiting to see what her next budget binder looks like before I make my final decision. Hope you’re well. Thanks!!
Can you please review the Quo Vadis Life Journal Infinite - A5 Notebook ? It comes in purple or black for $25, but I can’t commit to it without an in-depth review.
Fantastic planner. I could always change the binding...hmmmmm
I have used the budget by paycheck system. I love the paycheck bill tracker in it but like her planner there is a lot involved in it. It can be very overwhelming. I have the live rich planner and I don’t like it. It is overwhelming. I love the finance page in it but that is about it.
Review the planner from Jordan page
Productivity planner
Thank you for sharing this. I agree with you. But for that price I would want some decent coils. Seems cheaply made w good ideas tho.
wow that monthly and weekly spread has a lot going on - the pages/layout are bold for my taste and the succulent stuff isn't my taste...
November’s divider looks like something else 😳😅😂
Ohhhhh, wow, impressive planner!
The Budget Mom has given us a sneak peek at her next planner and they are spiral bound and offered in 2 sizes. I am hoping the smaller is 9X7 but she hasn't said but they look good! I tried to use this one this year but too big and did not carry to work so it sat idle often. SO EXCITED for the new release! ua-cam.com/video/aLjd6qNoO0E/v-deo.html
This came up in my suggested and I was like, oh this must be an old video I missed BUT NO TIS NEW
it's been a loooong road with this video.
I hate the binding on this planner.
Replaying so you get my view again!
As soon as you got to the part where the rings aren't complete rings, like gaps....I'm out on this one!!
Besides the price for me all the black that I kept expecting to come off on your hands! It's a no for me.
Do you still have this or did you do the giveaway? If so I'll buy it from you :)
Midlife crisis cam: 🤣
I will flat out refuse to buy anything with a wire o binding. It's the worst!
It's the most plannerful time of the year! (Sorry not sorry.)
I tagged you on Facebook and sent you a IG message a month or so ago.
Mid-life crisis cam. Mood.
Omg, am i really first???
Thank you for the review, but your language is not the best.