Hail Damage VS Heat Blisters on Shingles - What's the Difference?
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- Опубліковано 9 лют 2025
- Many times roofing specialists and even adjusters can get hail damage and heat blisters mixed up when trying to identify the cause of damage on your roof.
Hail damage has a very distinct look, where you can see that something from the sky has struck the asphalt shingle and formed an indention.
Heat Blisters are typically smaller and look like little volcanoes that have exploded on the roof. Blistering is mostly due to your roof overheating due to improper ventilation. The sun beats down on the roof and the attic gets so hot that it bakes the roof and causes gas to buildup and explode under the shingles, causing the blisters.
It is important to identify if you have hail damage because insurance will cover the damage, while blisters are considered home owner neglect and will typically not be covered by your insurance.
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i love this
Thank you for watching!!!
It's a little more complicated than that. Especially given that there is the existence of hail on the roof also. A blister is not a covered cause of loss on an insurance claim, but if the blister was ruptured by hail, it is a covered loss. It doesn't take a very large hail stone to knock the top off of these blisters.
If you can get that to fly, more power to you. I prefer to see actual impact marks from hail when I'm meeting an adjuster to look at damage. I will say, there is one neighborhood here in my town that got a hail dusting in 2013 - it did not leave impact marks, but I did delaminate the shingles. For the most part, those homeowners did not get any insurance coverage, but the hail definitely ruined their roofs and they had to be replaced. Fortunately in 2021 they got hit by a storm that left at least some impact marks (not much) and several of the homeowners did get coverage. So I hear what you are saying, but I don't get myself blue in the face arguing about it.
@@amifeller I get paid to argue about it, I am a licensed public insurance adjuster.
I didn't mean to nitpick your video, I just hate it when insurance companies get away with not paying for a roof when the policy language says they should have.
Adjusters love to deny based on "poor workmanship" or "defective materials." Doesn't matter if those 2 things exist, if hail caused damage to the "defective" areas, it's likely covered.
@@redbaroncarwash So, you play games for a living instead of doing the right thing? Do you circle jerk lawyers too? Ever been in a fight, you know not online?
@@redbaroncarwashsame with dry rot you could have dry rotted decking and hail impacted or something impacted the decking and went through insurance would still owe for that decking
Can’t hail hits also open up a blister?
Sure they could prematurely pop it if it hasn't popped yet.
This seems not to be correct this is a excuse insurance companies are looking for. Who is to say that the blister spot could have been caused by hail striking the upper layers of the shingle and the blister formed in that unprotected spot.
I think that's a really big stretch. If the roof was hit by hail, you'd have more evidence than a popped blister. Generally you need 1" hail to damage a roof enough for insurance to replace it, so the impact hit should be at least that big, where blisters are generally about 1/4" But more power to you if you can get if bought! Because either way, the roof or at least the blistered area, needs to be replaced.