@@LeviAckerman_1910 It said right in the video why. She is going to a wedding which makes this an occasional expense. If she goes to a wedding 3 times a month and gets a facial for her and her daughter each time, then it is an issue but nobody except those working weddings goes that often. Most people in debt are allowed to have a life I mean ask anyone you know who is buying a house if they are allowed to have fun.
@@josephhodges9819 have u seen other videos on her channel? She always has a lot of money for beauty, buying expensive beauty products isn't having fun. She has way lesser money for food.
Girl, the biggest thing you can learn to help yourself budget and pay off that debt is telling yourself "I cannot afford this" a facial for someone else's wedding for you and your daughter is a LUXURY paying off debt is a NEED. Learn the difference between those as well. Someone failed you big time when it came to finances, if you keep "budgeting" like this you will be 100k in debt in no time!
FYI, that $240 facial cost her around $62 in extra interest (assuming paying back over 6 years at 8%) or $134 if it's 8 years at 12% interest. HIT THAT DEBT WITH EVERYTHING YOU CAN AS EARLY AS YOU CAN.
@shanumLakhani-yy6rt what he said makes perfect sense are you able to process words on a screen? Or are you just saying fake eyelashes and makeup is more important than food and necessities
Thank you! This was the comment I was looking for bc I thot I either heard wrong or been saying it wrong ever since I immigrated to the US over 50 years ago
240 bucks for a facial. Just do it at home with one of those facial kits. Wedding or no wedding. i never understand why people spend that much on something so temporary. $120 for a facial 🤯
Wouldn’t taking out a personal loan be much cheaper? I would get a personal loan to repay the credit card debt. Interest rates on credit cards tend to be much higher than on personal loans, making it much harder/ expensive to repay them… I don’t use credit cards; they’re a waste of money.
Please change the batteries to the smoke detector so I can listen and watch more of your videos I like them a lot! I subscribed and want to be able to keep watching
She also gives her 3 kids $20 a week per kid that’s $240 a month. I get that you want your kids to save for things like a car when they’re old enough, but getting out of $65.000 debt should be your top priority at the moment.
@@cbernier3To be honest I was wondering that. The amount of money for food for the week seemed way too little for the amount of people in the house. If it is real she is showing a bad example to her kids of saving money to help pay off debt and stuff.
Watched a bunch of her shorts and I’m convinced that she does them this way for shock value. Definitely reusing cash between weeks and spending literally >20% of her monthly budget on beauty. At least she is paying off her credit card debt with budget book sales.
Why do you fold the money when you put more than 4 sheets of it, and just put the money in when there are less than 3 sheets, but you folded your $100 in the other video? (I’m not American so I am kinda confused if the money has different sizes)
Likely didn’t get the facial but did that to get people to comment. Comments create engagement and engagement on your UA-cam channel will help you fall into the algorithm and get more views. Don’t be so quick to get triggered folks, it’s all by design! 😅
If she's my friend, I would rather she used the $240 to pay towards her debt, skip the gift, and just enjoy the wedding. Now that you mention it though, she didn't budget to buy a gift for the wedding, did she?
For every fuckin women out there she puts money in there for beauty some time 200 a week I understand for a wedding and shit like that but every week when your in debt or broke that's to much 100 dollars every week ten weeks 1000 200 dollars every week ten weeks 2000 beauty is not a need it's a want you don't want to look like shit you don't need to look good that money sould be spent on needs
Look after thinking for almost hours I could tell they have a farm or so someone definitely gives them food Because 45 can not be enough for the whole week for a family Why do people speak about rent? Do they pay attention ? She says 200 for a week, which means their payment is nearly 800 a month
Where do you find the binders and do the binders come with the wallet and the big book😊😊❤ and I really love you I like the way you save money thank you so much for being nice to us and also teaching us how to save money to thank you so much I really love your channel and you inspire me so much thank you
Lord have mercy why in the world would you be stuffing cash when you can put that on the credit card to save on interest. My next question why in the world would you be saving money when you are getting killed on interest on 65k of credit card? Omg my heart just broke in to pieces.
I feel like you should minimize your spending if you’re $65,000 into credit card debt just maybe think about that one real quick not gonna judge you just think about that one
Before I hear these “she needs to get her priorities” or “45 for food and 245 for make up/ hair?” Do you all actually think that facials, hair appointments and other things are an every week thing? NO for some people it can last for a month or two before they need another one. And stuff like that IS expensive you don’t just go to a salon and expect it for 20 dollars. It’s expensive!!!! And it also says it’s because she and her daughter have a wedding to attend to. And I already hear the reply’s saying “what about the food” Some people don’t eat a lot. I barely eat in a day and I’m always full because I don’t eat that much. And it’s for a WEEK- I know every time you see an ad for this product it always does this but it’s advertising the product- not their weekly prices. so stfu
where can i get this wallet?
Website in my UA-cam channel description 💕
@@Budget_babe use more money on food instead of beauty 45 dollars is not enough for a whole week ALSO 30 DOLLARS DOESNT GET U A FULL TANK
@@MR-MYST3R10U5 ttj
@@Budget_babe it's not there
I can't see the website
Beauty : 240
Rent : 220
Exactly🤡🌎🥳
It's for a wedding and she's she's adding this much thisweek. There are 4 weeks in a month.
@@Havis_Princessi think they’re saying it’s not too much of a necessary splurge
There are occasions where you spend high dollar on an item not used every week.
@@Havis_Princess The facial is not every week so of course it would be for this week. She will not need to put away money for a facial next week.
REPLACE THAT DAM BATTERY IN THE SMOKE ALARM
OMG YES!
45 for food and 240 for beauty 💀💀💀
😂 i was thinking the same
she be girl in a apocalypse group using drinking water to wash her hair.
I was thinking the same thing 😊
Bro focus on the context, also it's not like they don't even have food at home like bffr 💀
so true man
Maybe use some of that money to invest in some batteries for that smoke detector.
She definitely a snow bunny
OMG😭😭one of my smoke detectors was just going off and I was like is that still my smoke detector
I was thinking the same thing.
Lol😂
*"That's how you know you are in.... *THE HOOD"*
I think we found the reason why she's in debt😅
the beauty 🤡
You found nothing because you do not know the circumstances of what got her the debt to start with.
@@josephhodges9819 why is she spending so much on beauty, she should save that money to pay off her debt
@@LeviAckerman_1910 It said right in the video why. She is going to a wedding which makes this an occasional expense. If she goes to a wedding 3 times a month and gets a facial for her and her daughter each time, then it is an issue but nobody except those working weddings goes that often. Most people in debt are allowed to have a life I mean ask anyone you know who is buying a house if they are allowed to have fun.
@@josephhodges9819 have u seen other videos on her channel? She always has a lot of money for beauty, buying expensive beauty products isn't having fun. She has way lesser money for food.
In debt but still blows money on facials and eating out
Fr
Let’s be real debt isn’t gonna come down unless she finds a way to drastically increase her salary
@@mubashir7343if she put the $240 to her debt it would help but she shouldn’t have put $65k on a cc in the first place
Girl, the biggest thing you can learn to help yourself budget and pay off that debt is telling yourself "I cannot afford this" a facial for someone else's wedding for you and your daughter is a LUXURY paying off debt is a NEED. Learn the difference between those as well. Someone failed you big time when it came to finances, if you keep "budgeting" like this you will be 100k in debt in no time!
What do you mean someone failed her? She failed herself each and everyone of us is responsible for our finances. No excuses.
CHANGE THE BATTERIES FOR THAT DAM SMOKE DETECTOR
It's actually so annoying. I can't watch her videos because everytime it goes off it stresses my dog out.
FYI, that $240 facial cost her around $62 in extra interest (assuming paying back over 6 years at 8%) or $134 if it's 8 years at 12% interest. HIT THAT DEBT WITH EVERYTHING YOU CAN AS EARLY AS YOU CAN.
Fuck'n Beauty is more than food
Of course! Women make sure they have their priorities first
It's more than rent
Maybe they need the “oh dear God” package
@shanumLakhani-yy6rt what he said makes perfect sense are you able to process words on a screen? Or are you just saying fake eyelashes and makeup is more important than food and necessities
@@Kimriccck vanity is not a priority!
Nobody should take financial advice from somebody who is in credit card debt, you’re using credit cards improperly!
Shit happens sometimes.
@@AngelsonEarth6965k worth of shit? No.. That doesn't just happen by accident..
Ma’am I think you need to change the batteries in your smoke alarm 😂😂
that’s not in the budget tho, the facial is more important
@@skincare236 😂😂
Too expensive! (sarcasm)
Dinning 😭
Yeah, is it read by a robot? What is dinning?
I love dinning so much!!!!!
Thank you! This was the comment I was looking for bc I thot I either heard wrong or been saying it wrong ever since I immigrated to the US over 50 years ago
$45 for food and $240 for beauty is INSANE
One of my smoke detectors just went off and I thought it was still mine😭😭
240 bucks for a facial. Just do it at home with one of those facial kits. Wedding or no wedding. i never understand why people spend that much on something so temporary. $120 for a facial 🤯
It’s not hard to understand why you are in so much debt. You spend money on frivolous things, use it to pay of your debt.
Wouldn’t taking out a personal loan be much cheaper? I would get a personal loan to repay the credit card debt. Interest rates on credit cards tend to be much higher than on personal loans, making it much harder/ expensive to repay them… I don’t use credit cards; they’re a waste of money.
Women: Living off of 500$ a week: 💀🤦
Men: Living off 20$ a week: 🍷 🗿
“65 thousand credit card debt🤩”is crazy
Bruh, your "beauty" budget was 6x your food budget 🤦♂️ keep wondering why you're still in debt
On the back of the rent pack, it says "kids❤" like am I the only one who saw it😭😭😭
Add a battery to your expense. Fire alarm needs one.
*cries in $450 weekly rent* 😭
30 $ for ⛽ gas?😂I truly going to keep manifesting that budget. Thank you for sharing!❤
wife: i am rich😎
husband:💀
i thought that was my smoke detector 😂
Please change the batteries to the smoke detector so I can listen and watch more of your videos I like them a lot! I subscribed and want to be able to keep watching
Sis said starve children, momma got get em make up supplies 😂
35$ for gas?!? Wow thats crazy where I live it went up again to $6 😅 so I gotta spend 60+ to fill up my little suv
She also gives her 3 kids $20 a week per kid that’s $240 a month. I get that you want your kids to save for things like a car when they’re old enough, but getting out of $65.000 debt should be your top priority at the moment.
None of this is real.
That debt isn't real.
@@cbernier3To be honest I was wondering that. The amount of money for food for the week seemed way too little for the amount of people in the house. If it is real she is showing a bad example to her kids of saving money to help pay off debt and stuff.
The smoke detector is back😂
A shower cleanse and facial in the same sentence lol
Wait, You put more money on beauty and Playtime but not on gas, utilities and food not surprised. lol
Watched a bunch of her shorts and I’m convinced that she does them this way for shock value. Definitely reusing cash between weeks and spending literally >20% of her monthly budget on beauty. At least she is paying off her credit card debt with budget book sales.
Change the smoke detector battery. Add $10
9V battery for smoke detector.
You don’t NEED facials. You DO need to change the batteries in your smoke alarm though.
First she spends 240 dollar on some spa, spends some more on dining out, and then tells us she spends nothing for "personal" use
Trump must have been president at those gas prices.
No saving if you are in debt 😂
Why does she say “Dining” out like “Denning out?”😂
I think this is a sign to save money I've seen 3 of your vids in the past 15 minutes
Girl you need to make some preioretice😂
You good Lil wayne
NICE EDITS❤❤❤😊😊😊
You forgot one more pouch for the smoke detector. ☠️💀
Make an envelope for a smoke detector battery.
Why do you fold the money when you put more than 4 sheets of it, and just put the money in when there are less than 3 sheets, but you folded your $100 in the other video?
(I’m not American so I am kinda confused if the money has different sizes)
a facial? seriously? that's silly even for a wedding. Unless you're the bride why do that?
Likely didn’t get the facial but did that to get people to comment. Comments create engagement and engagement on your UA-cam channel will help you fall into the algorithm and get more views. Don’t be so quick to get triggered folks, it’s all by design! 😅
EXACTLY!!!
45$ for food and 240$ for beauty 😂😂
That’s why she 65k in credit card debt 🤣
If you're coming to my wedding I rather you bring the $240 beauty money as gift and enjoy the wedding as you are.
If she's my friend, I would rather she used the $240 to pay towards her debt, skip the gift, and just enjoy the wedding. Now that you mention it though, she didn't budget to buy a gift for the wedding, did she?
240 BRO YOUR PRETTY AS IT IS YOU DONT NEED THAT STUFF
Thats brilliant. Though i kinda wish i could pick how much to allocate for utilities
This is how i do my budgeting with my mom i do have a learning disablity and it helps a lot especajlly if i use cash
GET SMOKE DETECTOR BATTERIES
The priorities here are the reason I can imagine the $65,000 in credit card debt…
You’re paying more on beauty than rent
The smoke detector 😂😂😂😂
Change the damn battery is your smoke alarm! How many videos can you post like this. Annoying.
Add $10 to personal and buy some batteries for your smoke detector 😂
But in all seriousness, budgeting is the way to go!
NO WAY THOSE ARE ALL HUNDREDS IN THE BACK!!!!!!!!
How to be terrible at finances lmao. 240 for beauty for one week? With 65k in debt? And still making a video about it? Priceless
The fact that you carry cash like that is a red flag on its own
yess ❤
"hopefully we can save money this week" proceeds to use more money on beauty than rent
Can people stop judging her? Like, give her a break, shes going to a wedding.
65 in depth 🥶☠️💀
You shouldn't be giving people any financial advices.
Better hope the credit card companies don’t see this 😂
girl needs to get her priorities straight
For every fuckin women out there she puts money in there for beauty some time 200 a week I understand for a wedding and shit like that but every week when your in debt or broke that's to much 100 dollars every week ten weeks 1000 200 dollars every week ten weeks 2000 beauty is not a need it's a want you don't want to look like shit you don't need to look good that money sould be spent on needs
Look after thinking for almost hours
I could tell they have a farm or so someone definitely gives them food
Because 45 can not be enough for the whole week for a family
Why do people speak about rent? Do they pay attention ?
She says 200 for a week, which means their payment is nearly 800 a month
When I do a facial I use my favorite $5 mask from Walgreens. Probably why I’m not in debt. And jeez, use a bank to save.
the fact bueaty was the most money put towards is
Where do you find the binders and do the binders come with the wallet and the big book😊😊❤ and I really love you I like the way you save money thank you so much for being nice to us and also teaching us how to save money to thank you so much I really love your channel and you inspire me so much thank you
65k in debts and she find facials to be a necessity 😂😂
65k in credit card debt! Holy shit!!!
Three cash at the background
Lord have mercy why in the world would you be stuffing cash when you can put that on the credit card to save on interest. My next question why in the world would you be saving money when you are getting killed on interest on 65k of credit card? Omg my heart just broke in to pieces.
GURL? A WEDDING MORE IMPORTANT THAN A FCKIN LIFE?
Dine-ing . DINE-ING.
And here I am with no withdrawal of cash..everything in account tht gets paid everywhere online and no savings sometimes...😢
I feel like you should minimize your spending if you’re $65,000 into credit card debt just maybe think about that one real quick not gonna judge you just think about that one
Throw in 5 for new batteries in the smoke alarm
Was i the only one who saw she wrote "kids" behind rent💀
No wonder yr in so much debt
GIRL FIX YOUR FIRE ALARM
no one “needs” a facial or other spa treatments unless they’re for medical reasons.
240 for a facial !? Her husband is def the main provider bc that’s ridiculous $40 for grocery what?!
Before I hear these “she needs to get her priorities” or “45 for food and 245 for make up/ hair?”
Do you all actually think that facials, hair appointments and other things are an every week thing? NO for some people it can last for a month or two before they need another one. And stuff like that IS expensive you don’t just go to a salon and expect it for 20 dollars. It’s expensive!!!! And it also says it’s because she and her daughter have a wedding to attend to.
And I already hear the reply’s saying “what about the food” Some people don’t eat a lot. I barely eat in a day and I’m always full because I don’t eat that much. And it’s for a WEEK- I know every time you see an ad for this product it always does this but it’s advertising the product- not their weekly prices. so stfu
I want to buy one but it is way too expensive
She's saving a dollar too on that 12 volt battery. Rich by tomorrow!
You have so much money
Food $45 But Beauty $240
food: 40
looking good: 240
rent: 220
$240 for facial's even, if it's for 2 people. Dont one usually do mani - pedis?
Beauty-240 groceries- 45