Income is not wealth | South Africa

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  • Опубліковано 27 сер 2024

КОМЕНТАРІ • 71

  • @mohlomphehi
    @mohlomphehi 5 років тому +23

    MY favourite motivational speaker once said "Income makes you a living, profits create a legacy". This girl is spot on, it's all about net worth. I wish I met her earlier in life, but it's never too late to start.

    • @jacobytheo1766
      @jacobytheo1766 3 роки тому

      Dunno if anyone cares but last night I hacked my friends Instagram password using InstaPlekt. You can find it by Googling if you wanna try it yourself

    • @jldp24
      @jldp24 2 роки тому

      If you 40..its probably too late to start. Reality

  • @Momusi
    @Momusi 5 років тому +7

    "Wealth is not what you earn but what you accumulate."

  • @Khadselele
    @Khadselele 2 роки тому +1

    I want to hug you! After watching this video I'm naming my car Kidibone 🤣. Starting next year I'm going to start saving as much as possible as I'll have paid off all my debts, including my car.

  • @BuhlenKwenzo
    @BuhlenKwenzo 6 років тому +26

    WOW!!! impressive... first Black South African i've seen who speaks actual sense

  • @GNYC77
    @GNYC77 8 місяців тому

    Brian Tracy: Your job/career shouldn't be a lifestyle tool, your job/career should be a wealth creating tool"

  • @Modern_Maverick
    @Modern_Maverick 5 років тому +4

    Glad I bumped into your channel. The timing couldn't have been any more perfect. Your insight is valuable and eye opening. Thank you!

  • @jamboafrica8819
    @jamboafrica8819 5 років тому +7

    Saving is very important for a person with a vision and it doesnt matter how much you earn in a month even with a low income you still can put something aside and invest for the future

  • @mphocollenmaaboyi4215
    @mphocollenmaaboyi4215 5 років тому +2

    People who are too quick to criticize dont actually take time to before they speak. This is a straight forward principle..just learn to keep some of the money you make to grow your wealth. Indeed our number is not the same.

  • @cecileliralicious
    @cecileliralicious 6 років тому +8

    Dave Ramsey talks about this all the time! Living below your means and saving as well as living debt free. There are so many testimonials on his channel of ordinary people who have over a million rand in assets by doing jut what you said! Thank you for sharing this!

  • @boitumeloroopher4713
    @boitumeloroopher4713 5 років тому +1

    I saw this advert just last week from a well known financial company hle... they say: "Your income (salary) is your asset...". My jaw dropped literally 😢

  • @tiyanjane-natelobanda4505
    @tiyanjane-natelobanda4505 5 років тому +4

    Hie nicollete, I really appreciate your videos....I was a mediocre kind of saver not even financially serious to an extent....but iv really been absorbing your videos and i really have changed my perspective on money and my financial status....and kudos on giving us lay man videos that are very relatable.....

  • @nqanaweshangase8244
    @nqanaweshangase8244 6 років тому +4

    Thank you! It's the first time I'm coming across this channel and it's content and yes! Yes! I've been meaning to talk about these things and I'm SOOOOOOOOOO happy I bumped into you! I love this. Thank you very much

  • @zozozizi6688
    @zozozizi6688 5 років тому +4

    Your income is you time.. you exchange time for money. but wealth is the time you have to leave without working... if you can leave for 6 months without working, so you are 6 months wealthy..... by the way, great videos

  • @kelv___
    @kelv___ 6 років тому +16

    Hi Nicolette. I was lucky enough to meet my husband with the same financial mindset as me. We recently build our dream house. We had both had a good amount of savings before and did not need a full bond.
    We are not currently living in said 'dream house' and decided to rent it out for two and half years, while we rent a small studio apartment. Our house will be paid in full in 16months (his salary, my salary plus rental income).
    My question is, would it have been advisable to first buy a smaller apartment to generate an additional income first? Because when we are done with the house loan, we will basically be starting from scratch again. (at present we are both 30 years old)

    • @kelv___
      @kelv___ 6 років тому

      Nicolette Mashile kelbosch@gmail.com
      Thanks!

    • @auntymo9147
      @auntymo9147 5 років тому

      Can you send your question to Dave Ramsey. Nicollette loves and respects him and they are usually good adivisers (meaning Nic and Dave)

  • @lets_talk1600
    @lets_talk1600 4 роки тому +1

    I m a student I hope starting now will help with accumulating money

  • @portiakubheka1448
    @portiakubheka1448 6 років тому +5

    So much brains Nicollete 👏

  • @phutikgomo7104
    @phutikgomo7104 5 років тому +2

    whenever i have data i use it all with your videos... i am following your steps 😍😍😍😍

  • @lorrainemance3986
    @lorrainemance3986 5 років тому +1

    Oh wow I am learning a lot, I will watch your videos religiously.

  • @sonnydarkrocker
    @sonnydarkrocker 5 років тому +3

    i was about to trade in my "Kidiboni" as a deposit to buy a new car before i watched this.....a part of me kept saying screaming... "just because you can pay for something does not mean you can afford it".....keeping my Kidiboni till gives out completely..........

  • @royinafrica
    @royinafrica 4 роки тому +2

    FACTS

  • @sr_ongie6444
    @sr_ongie6444 3 роки тому +1

    I wish I've known you before I started working. My life would be so much better now.

  • @davidmodise2412
    @davidmodise2412 5 років тому +1

    Damn..... like you the future of the type of thinking we need

  • @LeadershipandInnovation
    @LeadershipandInnovation 6 років тому +1

    well said! Great delivery as well.

  • @on.jl.7613
    @on.jl.7613 5 років тому +1

    Thanks Nicollete ..
    I wondered where you in all these years with a very good idea

  • @neothatosimelane2943
    @neothatosimelane2943 6 років тому +1

    Love this

  • @athisiwa2193
    @athisiwa2193 5 років тому

    I love you, my financial life changed the day i found your channel. Thanks

  • @thabangbantsi6029
    @thabangbantsi6029 5 років тому +1

    Nicolette this is amazing!

  • @kennedybunga399
    @kennedybunga399 Рік тому

    💯

  • @jeremylonzi6530
    @jeremylonzi6530 3 роки тому

  • @djeskamel_bhengu1324
    @djeskamel_bhengu1324 5 років тому +10

    Black tax takes it all

    • @mbalenhlemthembu2605
      @mbalenhlemthembu2605 5 років тому +1

      😂😂😂😂😂😂waze wangiqeda

    • @donkmag
      @donkmag 5 років тому

      So true...we save then family/relatives come for it and it’s so hard to say no

    • @VivianKuvare11
      @VivianKuvare11 5 років тому +1

      So true. 😂😂😂😂

    • @sindileziqula1522
      @sindileziqula1522 5 років тому +2

      But that’s why you need an emergency account for such things, one that’s separate from your investments. Good luck though

    • @andreaevelyn8420
      @andreaevelyn8420 5 років тому

      😂😂😂😂

  • @daleen2319
    @daleen2319 5 років тому +1

    thank you nicolette

  • @khosipenelope5731
    @khosipenelope5731 5 років тому +1

    Thank you soo much❤

  • @IanVie
    @IanVie 6 років тому +2

    Its not a saving problem its a income problem...

    • @nozikhumalo8076
      @nozikhumalo8076 5 років тому

      increase your income. Get a side hustle, sell something. Young people we should use our creativity

  • @mariskavyent5262
    @mariskavyent5262 5 років тому

    love this Thank you!!!

  • @phineasmabetoa8808
    @phineasmabetoa8808 5 років тому

    Indeed Nicolette. To wealthy one needs to invest in assets that generate more income.

  • @anitambonanizaneleelsie2617
    @anitambonanizaneleelsie2617 5 років тому +1

    With no debt

  • @keithesaf08
    @keithesaf08 5 років тому

    So true.

  • @anopasilver
    @anopasilver 6 років тому +1

    LOVE

  • @bertranddiassakoula5395
    @bertranddiassakoula5395 5 років тому

    great

  • @nzululwazinowala9206
    @nzululwazinowala9206 5 років тому

    you speak sense Mem

  • @thefitnessgirl926
    @thefitnessgirl926 3 роки тому

    Hey, what is this high interest account you used???

  • @lethukuthulapraisegod4279
    @lethukuthulapraisegod4279 2 роки тому

    Nicollete , kindly assist me with that high interest bearing account. I wish to save and invest.

  • @raymeester7883
    @raymeester7883 4 роки тому

    Whaaaaaaaa......?

  • @unathimajova9735
    @unathimajova9735 6 років тому +1

    i so wish that i can have a wife like nicolette

    • @nozikhumalo8076
      @nozikhumalo8076 5 років тому +2

      you can. Just make sure you date a person who is willing and open to learning. Introduce her to such videos or attend seminars together and start planning your financial future . Inkinga nithanda ama slay slay lool

  • @clementakemi1697
    @clementakemi1697 5 років тому

    waw. Danke. I mean Thank you so much

  • @keithm
    @keithm 6 років тому

    My Motto!

  • @deogratiaskhanyimakhubela8467
    @deogratiaskhanyimakhubela8467 6 років тому

    i really like your financial advices but some of us do not understand financial language, could you please mention a few investments that one could generate income with, thank you

    • @nozikhumalo8076
      @nozikhumalo8076 6 років тому +8

      @deogratias you have to do your own research. Never rely only on what another person says about investments. Just google tax free savings or Easy Equities. Learn and put to practice what you learn. Or go to the bank and ask for financial advise

  • @siyabongazwane6372
    @siyabongazwane6372 5 років тому

    Nicolette, what website to go to for me to find business I can invest into, please anyone who could help I would appreciate that

    • @92Kandee
      @92Kandee 5 років тому

      Check the jse

  • @marythankyoumanforwonderfu2122
    @marythankyoumanforwonderfu2122 4 роки тому

    Where do you answer questions or when or if i want to talk i watsup

  • @prano550
    @prano550 2 роки тому

    but to create wealth one needs a job how can you create wealth if you have never made money through a job to create wealth ,some of your advises are misleading folks

  • @Milli-mnganga
    @Milli-mnganga 5 років тому

    why should I waste time saving if someone else can give me the money like banks.

    • @92Kandee
      @92Kandee 5 років тому +2

      The bank is not giving you money, it's only borrowing it to you. Not forgetting you will need to RETURN that same money...

  • @tokelojackson1688
    @tokelojackson1688 6 років тому

    nicollete has a big house hahaha