Awww 🎄🎄🎄 yay😊 sorry Halloween was rubbish, but I agree about the nonsense! Can’t imagine what it’s like for you when you live! Have a lovely weekend 😊 lots of love. 🥰 xx🦊🍂🍄🧡
Hey Emily!! Happy Birthday my friend! Hope you had a beautiful time ♥️. I live in New York City so it’s a bit crazy here 😂. Thank you so much for spending some time with me my friend. Hope you’re having a wonderful weekend 🤗♥️♥️
That is so true! I really enjoy watching your check ins. You’re always so transparent and organized. Thank you so much for the turkeys Izzy! Always super grateful for your support. 🤗♥️♥️
Most youtubers only do savings challenges. I enjoy watching your breakdowns. It's actually helped me set up my budget. I get paid 2x a month and each paycheck I divide my money. I'm doing pretty good with not overspending this way. I try not to carry credit cards with me. Because I know myself 😂 it's never an "emergency" I'm not stuffing any sinking funds yet. I'm trying to get rid of my debt first. I normally put my Christmas tree up at the end of November. But I am tempted to put it up now 😂🍂🍂🍂
Yay!! That makes me so happy to hear! I love doing my breakdowns. Will do things a bit differently next year though. I want to show you all exactly where I stuff my money. 😂😂😂 Great idea not having credit cards with you. I need to get rid of this debt and I’m all set. 😂😂 I loved the idea of putting my Christmas tree up early. We will do this every year from now on 😅. Happy Sunday amiga!! Hope you’re getting some rest. Your comments make my day always 😂♥️♥️
Yay for magic month!! 🎉. It’ll be going towards some credit card debt though 😅. Hope you’re doing good Ro! I like the letter Bux too. Don’t know when I’ll finish them 😂. Thank you for hangin out with me til the end my friend. Wishing you a beautiful day ahead 🤗♥️
I found something that works for me and it became a routine. You’re doing amazing with your breakdowns. Love how you find ways to adjust your budget to make it biweekly. Keep up the great work Clarissa 🥰
Good morning Coca!! Thank you so much for sticking with me til the end! I will definitely be decorating early next year too! Love this! Hope you have a beautiful day my friend 🤗♥️♥️
I like your budget breakdowns helps me alot ❤. Im usually done before black Friday. I don't handle crowds gives me panic attacks 😊. We put our tree up on my birthday Dec1 a tradition my mom and dad started. 😊🦃
Thank you for that Dianne, I truly appreciate all of your support my friend. It means so much to know that the way I budget helps you 🥰. I only shop online, same here I can’t deal with crowds. I live in NYC so you can just imagine the magnitude of people here. That’s a beautiful tradition. I’m a December baby too. Mine is the 20th. Hope you have a beautiful week my friend. Thank you for sticking with me til the end, can’t thank you enough 🙏🏼🤗♥️♥️
Good morning my friend. Great budgeting. I carry only one card in my wallet for emergencies, the rest are put away. I saved $362 last month for CC debt band yesterday paid off my next card! It’s amazing to be able to do that. Enjoy your weekend 💜💜🍁🍂
Holy smokes!!! Congratulations on saving up so much to pay off your CC debt! I’m so happy for you. Love that we can motivate each other to become debt free. We will soon get there Susan! Hope you’re having a beautiful morning and getting some rest. Monday is approaching fast 😭.
Hi Kathy! I love your budget breakdown videos🩵. I usually put up ,y Christmas tree before Thanksgiving. There are so many sales going on right now, I’m waiting until I reach my savings goals and them, I’m going all in 😂😂😂 Awesome video bestie as always🍂🍁🧡🦃
Yay! Thank you so much for watching my breakdowns Erin. I know it’s not a favorite video to watch but I love keeping myself accountable. I would put up on the week of thanksgiving but I was super tempted to do it now 😂. 😂😂😂 I cant wait to start spending on Black Friday! Thank you so so much for always motivating me Bestie! Hope you have an amazing evening 🤗♥️
🍁 Hi Kathy! I don’t do any Black Friday sales😀😀Shoot I just shop all year long if I see, need, want something. Most times, the prices are hyped up, to make you think it’s a deal. Great video. 💜
Thats so true! The regular price would be the sales price on Black Friday 😂😂. I’ll try and be careful this year with shopping 😊. Thank you for always watching til the end Angela!! I truly appreciate you my friend. Have a blessed day 🤗♥️♥️
🍁 Hey Kathy, Happy Saturday Morning! I hope you have a great day! Wow you have your 🌲 up already! Our tradition is to get it the day after thanksgiving. I just love the smell of a fresh cut 🌲 in the morning ahhh. By the way great video too!
Good morning Yolanda!! I usually put my tree up the week of thanksgiving but I was really inspired to put it up now 😅. I use a fake tree. Now I’m tempted to use a real tree next year 😁. I want to smell what you smell 😌. Hope you’re having a great weekend my dear friend. Hope you’re getting some rest. Thank you for always watching til the end. It means the world to me.
@ Kathy, I would have never thought by clicking on to your page I would meet such an amazing person! You are teaching so many of us that if you stick to your goal you can meet it and even surpass it!! As for a real tree they are super expensive well here in California. They run about 120 which it is a lot but to me it’s worth it. The tree smells so good! And it’s tradition that we all go and pick it out. It’s part of Christmas 🎄 I don’t work too hard and I can’t wait to see your next video.
@@yolandarayna1904 This comment made my whole day, thank you so much for your kind words Yolanda 🥹. I’m definitely doing my best to show all the different fun ways to save and to make sure everyone knows that every little bit counts. I’m very grateful to have met you throughout my journey. Hope we can keep motivating one another to reach our financial goals. My fake tree cost $160 😅. It came with the fake snow 😂. Will look into a real tree now that I know it’ll be under $160 😂. Sending you a big hug Yolanda. Thank you for everything 🥰
Hey Lovley, yess to a magic month. I my self did nothing for Halloween. We had to pause our CD ladder for the remaining of the year. We have being going through it. I just hope 2025 is a better year. 2024 started out good, but it took a turn in the 3rd quarter. I love watching break down, but do anything that works for you. As always great video Kathy 💕🍁🍂
Hey Shan! I hope 2025 is a much better year for you my friend. Sending you positive vibes and a huge hug. Hope you and your family are well and hope your job isn’t stressing you ♥️.
Hi Kathy! Great budget breakdown. I don’t really shop on Black Friday but I’ll see if any deals this year. Got to check prices before to make sure they are really deals 😊
You’re absolutely right! Sometimes the deals are the regular prices 😂😂. I shop online so hopefully Amazon got me this year 😅. You’re amazing Fiona, thank you so much for chatting with me ♥️♥️
That’s mean a lot. Thank you so much for watching my breakdowns. It’s the kind of video not many people like to watch but I love doing it for accountability and to show others the way I budget. Thank you so much for your kind words Stephanie ♥️♥️♥️
Good morning Beth!! Thank you so so much for the turkeys! I truly appreciate all of your support. Wishing you an amazing weekend. Super happy you’re here 🤗♥️
Good morning! I hope watching my videos can help a bit. If you have any questions feel free to ask me. I’ll do my best to answer them. Have a blessed weekend and thank you so much for being here ♥️
Happy Sunday Lisa!! Hope you’re doing well my friend ♥️. Always happy to see you! Hope work is going good. Have a lovely morning and thank you for being here 🤗♥️♥️
Awww 🎄🎄🎄 yay😊 sorry Halloween was rubbish, but I agree about the nonsense! Can’t imagine what it’s like for you when you live! Have a lovely weekend 😊 lots of love. 🥰 xx🦊🍂🍄🧡
Hey Emily!! Happy Birthday my friend! Hope you had a beautiful time ♥️. I live in New York City so it’s a bit crazy here 😂. Thank you so much for spending some time with me my friend. Hope you’re having a wonderful weekend 🤗♥️♥️
Yes I enjoy ur video! It’s always fun to see how we all do our budgets & tracking so differently. 💗🦃🦃
That is so true! I really enjoy watching your check ins. You’re always so transparent and organized. Thank you so much for the turkeys Izzy! Always super grateful for your support. 🤗♥️♥️
Most youtubers only do savings challenges. I enjoy watching your breakdowns. It's actually helped me set up my budget. I get paid 2x a month and each paycheck I divide my money. I'm doing pretty good with not overspending this way. I try not to carry credit cards with me. Because I know myself 😂 it's never an "emergency" I'm not stuffing any sinking funds yet. I'm trying to get rid of my debt first.
I normally put my Christmas tree up at the end of November. But I am tempted to put it up now 😂🍂🍂🍂
Yay!! That makes me so happy to hear! I love doing my breakdowns. Will do things a bit differently next year though. I want to show you all exactly where I stuff my money. 😂😂😂 Great idea not having credit cards with you. I need to get rid of this debt and I’m all set. 😂😂 I loved the idea of putting my Christmas tree up early. We will do this every year from now on 😅. Happy Sunday amiga!! Hope you’re getting some rest. Your comments make my day always 😂♥️♥️
Hey Kathy ❤ it’s magic month for me to 🎉🍁🦃🍃 14:03 great budgeting, love your letter bucks challenge, progress is still being made
Yay for magic month!! 🎉. It’ll be going towards some credit card debt though 😅. Hope you’re doing good Ro! I like the letter Bux too. Don’t know when I’ll finish them 😂. Thank you for hangin out with me til the end my friend. Wishing you a beautiful day ahead 🤗♥️
I enjoy watching your breakdowns. You make everything look so easy. Thank you for sharing Kathy🦃
I found something that works for me and it became a routine. You’re doing amazing with your breakdowns. Love how you find ways to adjust your budget to make it biweekly. Keep up the great work Clarissa 🥰
Yeasss ❤ love early decor 😊 great video ❤ 🍁
Good morning Coca!! Thank you so much for sticking with me til the end! I will definitely be decorating early next year too! Love this! Hope you have a beautiful day my friend 🤗♥️♥️
I like your budget breakdowns helps me alot ❤. Im usually done before black Friday. I don't handle crowds gives me panic attacks 😊. We put our tree up on my birthday Dec1 a tradition my mom and dad started. 😊🦃
Thank you for that Dianne, I truly appreciate all of your support my friend. It means so much to know that the way I budget helps you 🥰. I only shop online, same here I can’t deal with crowds. I live in NYC so you can just imagine the magnitude of people here. That’s a beautiful tradition. I’m a December baby too. Mine is the 20th. Hope you have a beautiful week my friend. Thank you for sticking with me til the end, can’t thank you enough 🙏🏼🤗♥️♥️
Good morning my friend. Great budgeting. I carry only one card in my wallet for emergencies, the rest are put away. I saved $362 last month for CC debt band yesterday paid off my next card! It’s amazing to be able to do that. Enjoy your weekend 💜💜🍁🍂
Holy smokes!!! Congratulations on saving up so much to pay off your CC debt! I’m so happy for you. Love that we can motivate each other to become debt free. We will soon get there Susan! Hope you’re having a beautiful morning and getting some rest. Monday is approaching fast 😭.
Great cash stuffing! 🩷 Look at all those letter savings! Awesome!🐓
So happy to see you Nien!! I truly appreciate you hanging out with me. Happy Friday my friend 🤗♥️♥️
Hi Kathy! I love your budget breakdown videos🩵. I usually put up ,y Christmas tree before Thanksgiving. There are so many sales going on right now, I’m waiting until I reach my savings goals and them, I’m going all in 😂😂😂
Awesome video bestie as always🍂🍁🧡🦃
Yay! Thank you so much for watching my breakdowns Erin. I know it’s not a favorite video to watch but I love keeping myself accountable. I would put up on the week of thanksgiving but I was super tempted to do it now 😂. 😂😂😂 I cant wait to start spending on Black Friday! Thank you so so much for always motivating me Bestie! Hope you have an amazing evening 🤗♥️
Hey Kathy!! Hope you having an amazing Monday, great job stuffing 🦃
Happy Friday Aisha!! Thank you so much for the turkey my friend. Have a wonderful weekend and thank you so so much for hanging out with me 🤗🤗♥️
🍁 Hi Kathy! I don’t do any Black Friday sales😀😀Shoot I just shop all year long if I see, need, want something. Most times, the prices are hyped up, to make you think it’s a deal. Great video. 💜
Thats so true! The regular price would be the sales price on Black Friday 😂😂. I’ll try and be careful this year with shopping 😊. Thank you for always watching til the end Angela!! I truly appreciate you my friend. Have a blessed day 🤗♥️♥️
🍁 Hey Kathy,
Happy Saturday Morning! I hope you have a great day! Wow you have your 🌲 up already! Our tradition is to get it the day after thanksgiving. I just love the smell of a fresh cut 🌲 in the morning ahhh. By the way great video too!
Good morning Yolanda!! I usually put my tree up the week of thanksgiving but I was really inspired to put it up now 😅. I use a fake tree. Now I’m tempted to use a real tree next year 😁. I want to smell what you smell 😌. Hope you’re having a great weekend my dear friend. Hope you’re getting some rest. Thank you for always watching til the end. It means the world to me.
@ Kathy,
I would have never thought by clicking on to your page I would meet such an amazing person! You are teaching so many of us that if you stick to your goal you can meet it and even surpass it!!
As for a real tree they are super expensive well here in California. They run about 120 which it is a lot but to me it’s worth it. The tree smells so good! And it’s tradition that we all go and pick it out. It’s part of Christmas 🎄
I don’t work too hard and I can’t wait to see your next video.
@@yolandarayna1904 This comment made my whole day, thank you so much for your kind words Yolanda 🥹. I’m definitely doing my best to show all the different fun ways to save and to make sure everyone knows that every little bit counts. I’m very grateful to have met you throughout my journey. Hope we can keep motivating one another to reach our financial goals. My fake tree cost $160 😅. It came with the fake snow 😂. Will look into a real tree now that I know it’ll be under $160 😂. Sending you a big hug Yolanda. Thank you for everything 🥰
Hey Lovley, yess to a magic month. I my self did nothing for Halloween.
We had to pause our CD ladder for the remaining of the year. We have being going through it. I just hope 2025 is a better year. 2024 started out good, but it took a turn in the 3rd quarter.
I love watching break down, but do anything that works for you. As always great video Kathy 💕🍁🍂
Hey Shan! I hope 2025 is a much better year for you my friend. Sending you positive vibes and a huge hug. Hope you and your family are well and hope your job isn’t stressing you ♥️.
❤❤ Here watching friend.
I truly appreciate you being here Tonja!! Hope you have a beautiful day my friend. Thank you for all of your support 🤗♥️
Hi Kathy! Great budget breakdown. I don’t really shop on Black Friday but I’ll see if any deals this year. Got to check prices before to make sure they are really deals 😊
You’re absolutely right! Sometimes the deals are the regular prices 😂😂. I shop online so hopefully Amazon got me this year 😅. You’re amazing Fiona, thank you so much for chatting with me ♥️♥️
Hey Kathy, its me again lol Yes, I enjoy watching your budget breakdowns and your transparency as well!🍂🤎🧡
That’s mean a lot. Thank you so much for watching my breakdowns. It’s the kind of video not many people like to watch but I love doing it for accountability and to show others the way I budget. Thank you so much for your kind words Stephanie ♥️♥️♥️
Great savings❤🍁🍂
Good morning Sabrina! Thank you so much for always sticking with me til the end. Hope you have a beautiful weekend my friend 🤗♥️
Great job with your budgeting 😊❤
Hey Deena!! Thank you so much my friend. Have a beautiful day ahead and hope you feel better 🤗♥️♥️
Great video 🍁🍁🍁
Thank you so so much Ramsey! Hope you had a great weekend my friend. Have a great rest of the week 🤗♥️♥️
TY for sharing your blessings big hugs from Coco
Have a beautiful weekend Coco!! Thank you so so much for always stopping by amiga! Sending you a big hug 🤗♥️♥️
🍁 turkey 🦃
You’re amazing Deena, thank you so much for watching til the end. I really appreciate you 🤗♥️
💚💚💚
Good morning Lee!! Hope you’re having a beautiful weekend my friend. Thank you so much for stopping by 🤗♥️♥️
👍👍👍🦃🦃🦃
Good morning Beth!! Thank you so so much for the turkeys! I truly appreciate all of your support. Wishing you an amazing weekend. Super happy you’re here 🤗♥️
I'm new so I'm still learning
Good morning! I hope watching my videos can help a bit. If you have any questions feel free to ask me. I’ll do my best to answer them. Have a blessed weekend and thank you so much for being here ♥️
🦃
Thank you so much for hanging out with me til the end! I truly appreciate your support ♥️. Have a great weekend 😊
#fall
Happy Sunday Lisa!! Hope you’re doing well my friend ♥️. Always happy to see you! Hope work is going good. Have a lovely morning and thank you for being here 🤗♥️♥️