Home prices are a currency play. Prices have doubled in the past 12 years in Florida. My taxes have gone up 30% a year for 12 years in a row. When inflation starts to rip the house prices will go up and up. Only a depression can take prices down, massive unemployment. Might happen. Might not. No one knows. National supply and demand is really starting to show. No one wants to live in low class states and cities. High demand, high prices.
Home prices will come down eventually, but for now; get your money (as much as you can) out of the housing market and get into the financial markets or gold. The new mortgage rates are crazy, add to that the recession and the fact that mortgage guidelines are getting more difficult. Home prices will need to fall by a minimum of 40% (more like 50%) before the market normalizes.If you are in cross roads or need sincere advise on the best moves to take now its best you seek an independent advisor who knows about the financial markets.
The enduring US stock market bull run evokes a mix of fear and excitement, presenting opportunities with insight, resulting in $780k gains in the past ten months, utilizing a portfolio advisor for a well-defined strategy.
I've literally watch 8 videos to find a full detail (enough) time line. This was the ONLY video that gave me the proper information I needed! Thank you so much! I wish my agent was a communicative as you.
It's only takes you a step to start making so much profit in trading , Just make sure you are trading with the right people Mr Willie Edward is one of the Good traders, all thanks to him for changing my life after so much lost I now regain my losts.
Currently binge watching your videos and taking notes. I’m 19 about to start preparing for buying a house so I want to be as educated as I can to avoid overpaying
Javier, being a Realtor here too, I completely agree with the Realtor and Mortgage Specialist working together. Whether they knew each other beforehand or not, they're on the Buyer's team and all 3 are working towards the same goal! Awesome video as always.
DUDE I ABSOLUTELY LOVE your channel. You're such a great person, it shows and it's helping me even more. I am house hacking, so my mortgage will be paid off completely by my roommates and I'll even cashflow.
Dope. Big Supe brought me here. I've been researching "first time home buyer" info and it's been hard to find easily digestable information. Thanks, Javier!
I've watched a few of your videos now, thank you for simplifying the whole process. It makes it a little bit less daunting to prepare to purchase my first home
I greatly appreciate you taking your time and energy to help us common folk to learn this mortgage biz and buying a home for the first time. You’ve helped a lot as I am trying to buy my first home for the first time. Love your video qualities and thought you put into these topics!
Would love some tips (video) on how to choose a Realtor! We are at the very beginning of looking in Austin TX (if you know anyone there by chance?) Trying to get as much prep in as possible. Thanks for all your content!
Javier, you broke the process down very well. I agree that the timeline can vary. Inspections and the back and forth process is typically the most fluid part. Also communication with the lender and access to the lender is critical.
Hey guys! I’m realizing that the audio came out a bit weird in the video, this was due to me turning it up too high during my editing (I must of had my computer volume low). I recommend you turning down the volume a bit lower than usual so you don’t get much of the distortion. Sorry for that!
I plan on buying my childhood home, I have lived in that house for 19 years and we moved recently, I already have a job and savings every bit of money I possibly can. I know many people will say "you have to move on" but this is what I want to do and I am going to get MY house back.
I love this video. Thank you. You break it down nicely where anyone can understand it. I am interested in buying my first home, and have no clue where to start and no clue about the process of it. I wish you are in the las vegas area.
I am realtor in homestead fl. Thank you for sharing your video and great information. I am just starting back in the business again and your videos are so helpful.
Thank you for your great video. We are first time home buyers, and it's stressfull. The house have a septic and well so if we want everything checked we have to come up with almost $2000 out of pocket. And then if the house needs to much work or septic replacement we can't afford it and loose our money. Then we would have to look for another house and start all over again.
Javier, I just came across your channel and I would like to say thank you. Your presentation and demeanor make it seem a lot less stressful than it actually is but with an air of concern for the actual client. Keep doing what you're doing and I'll be checking you out! Stay safe, healthy and strong!
I just found this video in my recommended and this is my first time watching one of your videos but I can already tell I like your content and I've subscribed just from the first video :). Also I really appreciate that you tell us how to get all of the information such as closing costs, monthly payment estimates etc. I was wondering about that for a bit.
Hey, Javier! I love your home buying videos. They are so informational. I wish you were in Texas so you could be on my team as a realtor. Do you know of any great Realtors in Dallas, Texas that you could refer? Thanks so much.
Definitely agreed that finding the home is the hardest part and most tedious..Finally found one me and my wife are interested in after many weekends spent looking, so now it's time for the offer and counter offer stages lol. Not as fun as one may think going into all this, more stressful than anything!
Thank you Javier, you have helped me so much. Between you and Kyle from "Win the House you Love", I feel like I have been give a comprehensive albeit flash crash course!
I'm going to buy a home no matter what is a recipe for disaster, you will have to live with this deal for many years do not take a bad deal. I'm trying to buy a house right now but prices are so high I'm not certain that I will find something affordable. I have decided that I'm going to spend several months trying my best to buy a home but if I don't find a house in decent condtion thats affordable I'll rent for a while and try again in a few years.
Your videos are awesome. I am recently looking into purchasing a home in California. I so wished you worked here. I have learned alot from you. Keep it up.
Nyds Mel thanks! If you need a referal let me know! Won’t be me but I have a network of realtors that i have interviewed to help my subscribers. Let me know!
Javier Vidana so I talked to a lender yesterday and he ran a credit report. He explained that I have good credit (score above 700), have no debt in credit cards. I pay a monthly payment for my car. But, what weighs me down is that I have student loans. Some I am currently paying others are still on hold for repayment. Due to this I don't qualify for 250k loan in California. Would it be different if say I would want to purchase a home in another state for example Nevada? Would it be easier to get a loan outside of California? Please advise. Thank you
I love your videos they have so much helpful information... they are just the best I've seen you are awsome... just sad that your not in California if you know someone here that you can recommend pls let me know.. once again great job
@@nydsmel1600 Not usually easier in another state, however another lender may be able to qualify you depending on the program. You may be able to pay some of your loan down and that will decrease your debt to income ratio and voila you might qualify. Interview a few different lenders. Hope this helps.
I'm just getting my feet wet but I'm totally subscribing from MA this was extremely helpful. Might I recommend you making this into a white paper for people to download and you capturing names emails plus give us a check list.
As with many other people in the comments I have been scouring the internet trying to find a very basic timeline of the home buying process. This is the only video I have seen that doesn't go too far into detail and lose the message. Thank you so much! Very informative.
Your vid was awesome and very informative. I’m from Texas and was wondering how hard is it to get a a house as a solo first time buyer. And what is needed to get started.
I’m literally going this right now. DFW area, Single, only 2 years in the state and with my employer. I had a modest savings, 30k, I searched for months. I looked at over 65 homes in person. I made 12 offers, only 2 stuck. The first had way too many issues so I had to walk away. The second I’m set to close this coming 26th which is only 6 days from today. Now I’m like um..... Now what? Lol Good luck! Roy is my brothers name I couldn’t help but respond.
Wish you were in my area, Orange County, CA. I got pre-qualified today and got told that since we are getting first time buyers assistance through some special grant, we must go through a manual underwriting. Also, we are going to start escrow. That is all so confusing to me.
I'm almost about to be closing in a home. Super nervous because its ima be a first time home buyer. Any tips on how to pay off my mortgage faster? Its 30 years fixed rate.
Hi Javier, I just found your channel! Thankful for all the helpful information. I wish you were in Chicago. If you know of any good realtors in Chicago please let me know!
Hey Javier, can you recommend someone in the Ventura County in California or the Valley. My wife and I are first time homebuyers, both of us have 800 credit ratings, no debt, finishing up a least this month. we have about $18,000 saved.
Want a more interactive tutorial? Check out my free "Figure Out Your Timeline" worksheet that can be downloaded here: www.javiervidana.com/freebies
Home prices are a currency play. Prices have doubled in the past 12 years in Florida. My taxes have gone up 30% a year for 12 years in a row. When inflation starts to rip the house prices will go up and up. Only a depression can take prices down, massive unemployment. Might happen. Might not. No one knows. National supply and demand is really starting to show. No one wants to live in low class states and cities. High demand, high prices.
Home prices will come down eventually, but for now; get your money (as much as you can) out of the housing market and get into the financial markets or gold. The new mortgage rates are crazy, add to that the recession and the fact that mortgage guidelines are getting more difficult. Home prices will need to fall by a minimum of 40% (more like 50%) before the market normalizes.If you are in cross roads or need sincere advise on the best moves to take now its best you seek an independent advisor who knows about the financial markets.
The enduring US stock market bull run evokes a mix of fear and excitement, presenting opportunities with insight, resulting in $780k gains in the past ten months, utilizing a portfolio advisor for a well-defined strategy.
How do I reach out to one? my assets have been struggling since 2022 and I’ve been holding on by the skin of my teeth.
Don't be hesitant to contact Sonya Lee Mitchell and follow her directions.
Just ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.
I've literally watch 8 videos to find a full detail (enough) time line. This was the ONLY video that gave me the proper information I needed! Thank you so much! I wish my agent was a communicative as you.
I agree very good job explaining the timeline!
I’m not here to converse for him but to testify just for what I’m sure of ,he is trust worthy and best option ever seen
Edward is an expert,he is really good and everyone loves his genuine services ,he has helped me recover what I lost trying to trade on my own
A friend that I referred to him just received €7,050 profit after 10 days of investing.... I became jealous.. Lol
How can one reach an expert in trading , cos I have lost alot of money trading with a wrong trader .
It's only takes you a step to start making so much profit in trading , Just make sure you are trading with the right people Mr Willie Edward is one of the Good traders, all thanks to him for changing my life after so much lost I now regain my losts.
He is not like other brokers that would start telling you stories and excuses while there trade is not going well
My real estate agent is my childhood best friend. I feel so fortunate to have her!
Currently binge watching your videos and taking notes. I’m 19 about to start preparing for buying a house so I want to be as educated as I can to avoid overpaying
me too! but in LA, CA
me 2! even though I am in Mass
@@tahiasyeda good luck competing with all cash offers
How are 19 year old able to buy a home? Your familes wealthy?
Javier, being a Realtor here too, I completely agree with the Realtor and Mortgage Specialist working together. Whether they knew each other beforehand or not, they're on the Buyer's team and all 3 are working towards the same goal! Awesome video as always.
Javier, there may have been audio issues but the content is awesome! I'll take that over bad content and perfect audio, any day, lol.
All Property Videos Dot Com Real Estate Videos thanks! I was able to fix it for future videos. But thanks for the encouraging words!
👌🏼
DUDE I ABSOLUTELY LOVE your channel. You're such a great person, it shows and it's helping me even more.
I am house hacking, so my mortgage will be paid off completely by my roommates and I'll even cashflow.
Haha nice.
U wrong dog
Dope. Big Supe brought me here. I've been researching "first time home buyer" info and it's been hard to find easily digestable information.
Thanks, Javier!
this video got me smiling like i just bought my first home. Thanks for the video very informative,
Congratulations. I’m in the process now, closing February 28th. 🙏🏾
Great content!!!
39 sex offenders disliked this video.
LMAO
I am glad you said Arizona. I am coming to you when I am ready to buy a home!
I've watched a few of your videos now, thank you for simplifying the whole process. It makes it a little bit less daunting to prepare to purchase my first home
i’m in the middle of purchasing my very first home. i’m so excited and yet it’s so overwhelming at the same time!
How did that go?
Looking forward for the “Finding/picking a real estate agent” video! You’ve been so helpful! Sending positive energy to you and your family.
I greatly appreciate you taking your time and energy to help us common folk to learn this mortgage biz and buying a home for the first time. You’ve helped a lot as I am trying to buy my first home for the first time. Love your video qualities and thought you put into these topics!
Great tips! 🙌🏼 Definitely always meet with the lender in person, doing everything over the phone/through email is so frustrating 😣🤦🏻♀️💆🏻♀️
Would love some tips (video) on how to choose a Realtor!
We are at the very beginning of looking in Austin TX (if you know anyone there by chance?)
Trying to get as much prep in as possible. Thanks for all your content!
New agent in Maryland. Getting a lot out of your content. Much thanks. Liked and subscribed.
Thanks John!
Javier, you broke the process down very well. I agree that the timeline can vary. Inspections and the back and forth process is typically the most fluid part. Also communication with the lender and access to the lender is critical.
I am back into real estate after taking many years off. I am from homestead fl. I want to thank you I absolutely love your channel .. Awesome.
Great information I seen a couple of your videos never got the chance to subscribe now I am 👍🏽👍🏽 thanks for the information
I LOVE how you break things down!
Thank you!
Hey guys! I’m realizing that the audio came out a bit weird in the video, this was due to me turning it up too high during my editing (I must of had my computer volume low). I recommend you turning down the volume a bit lower than usual so you don’t get much of the distortion. Sorry for that!
Javier Vidana rff
"must've" not "must of"
👌🏼
I plan on buying my childhood home, I have lived in that house for 19 years and we moved recently, I already have a job and savings every bit of money I possibly can. I know many people will say "you have to move on" but this is what I want to do and I am going to get MY house back.
Great explanation Javier, simple and easy for everyone to understand!
I love this video. Thank you. You break it down nicely where anyone can understand it. I am interested in buying my first home, and have no clue where to start and no clue about the process of it. I wish you are in the las vegas area.
lovelindseyshylin hello! Send me an email or text I have a great person on Vegas for you. 623-707-9836 or contact@javiervidana.com
Really good info... 👍 i live in NY.. im planning to move to NJ and buy a house in a year or so...already getting my paper work togther...
I always enjoy all your content, very thankful for you, and yours...
Take Care 🙂
RIGHT ON THANKS 4UR KNOWLEDGE AND EXPERIENCE, IM WATCHING AND LEARNING. U HAV A GR8 CHANNEL 👍.
Thanks OG!
Informative and to the point! Thank you! I just got approved for a loan and I’m scared to death...but excited! This helped so much!
Thank You so much for all of your advice, becoming a first time home buyer and this information is very, very helpful!
Wife and I are going through this in CA . We’re fighting basically every weekend.
Thank you for this awesome video! I was clueless and couldn't get clear answers from the people I've been asking. Too bad you aren't in PA! 😊
I am realtor in homestead fl. Thank you for sharing your video and great information. I am just starting back in the business again and your videos are so helpful.
Good breakdown of the home buying process Javier🏠
Absolutely love your videos! 💕👌👍😇
Thank you for your great video. We are first time home buyers, and it's stressfull. The house have a septic and well so if we want everything checked we have to come up with almost $2000 out of pocket. And then if the house needs to much work or septic replacement we can't afford it and loose our money. Then we would have to look for another house and start all over again.
omg 4th home I saw was a 10 for me! did not take me a long time lol
Were you very specific with your realtor? How did you find what you were looking for? TIA
Javier, I just came across your channel and I would like to say thank you. Your presentation and demeanor make it seem a lot less stressful than it actually is but with an air of concern for the actual client. Keep doing what you're doing and I'll be checking you out! Stay safe, healthy and strong!
I just found this video in my recommended and this is my first time watching one of your videos but I can already tell I like your content and I've subscribed just from the first video :). Also I really appreciate that you tell us how to get all of the information such as closing costs, monthly payment estimates etc. I was wondering about that for a bit.
Woah you are just a genuine nice guy
Hey, Javier! I love your home buying videos. They are so informational. I wish you were in Texas so you could be on my team as a realtor. Do you know of any great Realtors in Dallas, Texas that you could refer? Thanks so much.
Thanks buddy!👍
I think your awesome. Thank you from a realtor from fl...
Definitely agreed that finding the home is the hardest part and most tedious..Finally found one me and my wife are interested in after many weekends spent looking, so now it's time for the offer and counter offer stages lol. Not as fun as one may think going into all this, more stressful than anything!
You’re videos are so helpful! I live in Maine and am having trouble finding a realtor....
cant wait to get a home. glad that you are in az
Enjoy watching your channel ty
Thank you Javier, you have helped me so much. Between you and Kyle from "Win the House you Love", I feel like I have been give a comprehensive albeit flash crash course!
I'm going to buy a home no matter what is a recipe for disaster, you will have to live with this deal for many years do not take a bad deal. I'm trying to buy a house right now but prices are so high I'm not certain that I will find something affordable. I have decided that I'm going to spend several months trying my best to buy a home but if I don't find a house in decent condtion thats affordable I'll rent for a while and try again in a few years.
Your awesome. I kinda now understand the home buying process and what it takes because of you. Wish I live in Arizona
Thank you for making these videos they have helped me a lot! Wish you were in my area!
Thanks for great information!
idk what it is about this dude but I trust him!
Nice video Javier thank you
Your videos are awesome. I am recently looking into purchasing a home in California. I so wished you worked here. I have learned alot from you. Keep it up.
Nyds Mel thanks! If you need a referal let me know! Won’t be me but I have a network of realtors that i have interviewed to help my subscribers. Let me know!
Javier Vidana so I talked to a lender yesterday and he ran a credit report. He explained that I have good credit (score above 700), have no debt in credit cards. I pay a monthly payment for my car. But, what weighs me down is that I have student loans. Some I am currently paying others are still on hold for repayment. Due to this I don't qualify for 250k loan in California. Would it be different if say I would want to purchase a home in another state for example Nevada? Would it be easier to get a loan outside of California? Please advise. Thank you
I love your videos they have so much helpful information... they are just the best I've seen you are awsome... just sad that your not in California if you know someone here that you can recommend pls let me know.. once again great job
@@nydsmel1600 Not usually easier in another state, however another lender may be able to qualify you depending on the program. You may be able to pay some of your loan down and that will decrease your debt to income ratio and voila you might qualify. Interview a few different lenders. Hope this helps.
Awesome vid Javier! I will definitely put a lot of these recommendations into practice as a prospective buyer.
This answered so many of my questions. Thank you!!
Extremely helpful, clear and concise. Thanks, Javier!!
I am buying home and i need alot of tips😬
I'm just getting my feet wet but I'm totally subscribing from MA this was extremely helpful. Might I recommend you making this into a white paper for people to download and you capturing names emails plus give us a check list.
I love how you break things down. Thank you for your videos!
Thank Javier! Definitely the summary that I was looking for.
Thanks for your help! You told me more in this video than my realtor has in the last few weeks!
Jessica Barney lol that sad...
I looked FOREVER before I found this video for a decent explanation of the process.
As with many other people in the comments I have been scouring the internet trying to find a very basic timeline of the home buying process. This is the only video I have seen that doesn't go too far into detail and lose the message. Thank you so much! Very informative.
Great video and music
Thank you for posting these wonderful videos! God bless you!
Your vid was awesome and very informative. I’m from Texas and was wondering how hard is it to get a a house as a solo first time buyer. And what is needed to get started.
I’m literally going this right now. DFW area, Single, only 2 years in the state and with my employer. I had a modest savings, 30k, I searched for months. I looked at over 65 homes in person. I made 12 offers, only 2 stuck. The first had way too many issues so I had to walk away. The second I’m set to close this coming 26th which is only 6 days from today. Now I’m like um..... Now what? Lol Good luck! Roy is my brothers name I couldn’t help but respond.
Wow. This was some very good information. I took notes!
first 25 seconds on your channel and I think I see a brother printer/scan/fax in the back drop. Please agree with me that you hate yours!
I hate mine.
Thank you for sharing! I learned so much
I love that your "Mexican" giving everyone these tips and tricks for home owners. 😍❤️ Viva 🇲🇽 ! 😍
Thank you for all of this information.
This video is so helpful, thank you!!!!
You are welcome! Thank you for watching!
Thank you! Really appreciate your videos!
Thanks Javier Vidana!
This was awesome!! Thank you Javier
Hi I found the audio just fine.
I live in the U K your videos very informative.
thanks Juliana Baird-Homesmart Connect Chicago area
Thank u for step by step details
Great and relevant video! Thanks for the great content!
Javier i wish you were in Florida i would work with you.. thank you for your videos..
Great easy to absorb information. Thank you. You get a sub
Wish you were in my area, Orange County, CA. I got pre-qualified today and got told that since we are getting first time buyers assistance through some special grant, we must go through a manual underwriting. Also, we are going to start escrow. That is all so confusing to me.
I'm almost about to be closing in a home. Super nervous because its ima be a first time home buyer. Any tips on how to pay off my mortgage faster? Its 30 years fixed rate.
I found this so so helpful! Thank you!!
New subscriber from Washington DC!!! I’ll probably have questions very soon 😊
Are you in Tennessee because we need you💯🙌🏾 I’m 21 and want to start on buying a house and you seem like the perfect guy
Can you do an updated more detailed one of this? My realtor is not explaining ANY of this to me and I’m so lost.
Hi Javier, I just found your channel! Thankful for all the helpful information. I wish you were in Chicago. If you know of any good realtors in Chicago please let me know!
Hey Javier, can you recommend someone in the Ventura County in California or the Valley. My wife and I are first time homebuyers, both of us have 800 credit ratings, no debt, finishing up a least this month. we have about $18,000 saved.
Thank you for the info!
Shit can go to you ? I'm worried about such a task. You are someone I can have a beer with.
Great explanation and overview!
The Volume was excellent
You’re awesome and so gracious!
Thank you 🙏 this Video is very helpful.