Reverse Mortgage Loan - Explained in Hindi

All about Reverse Mortgage Loan Scheme in India for Senior Citizens - explained in hindi. Sign-up to our new app for discounts and early access: ✔ assetyogi.com/sign-up/
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Although, Reverse mortgage has not become popular in India, it is great product that can give senior citizens monthly income. Let's understand Reverse Mortgage Pros and Cons. It can be an alternative pension plan.
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वरिष्ठ नागरिकों के लिए भारत में रिवर्स मॉर्टगेज लोन स्कीम के बारे हिंदी में जाने सब कुछ। हालांकि, भारत में रिवर्स मॉर्टगेज लोकप्रिय नहीं हुआ है, यह एक बहुत अच्छा विकल्प है जो वरिष्ठ नागरिकों को मासिक आय दे सकता है। वे अपनी मासिक आय बढ़ने के लिए और आपातकालीन चिकित्सा समस्याओं और नियमित व्ययों के लिए अपने घर की वैल्यू का लाभ उठा सकते हैं।
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In this video, we have explained:
What is reverse mortgage?
Why knowing about the reverse mortgage before retirement is beneficial?
What are the advantages and disadvantages of the reverse mortgage?
What is the concept of the reverse mortgage?
How reverse mortgage helps senior citizens to meet their monthly expenses?
What are the important features of the reverse mortgage?
What is the eligibility requirement for the reverse mortgage?
What is tenure for the reverse mortgage loan?
How much loan can you get with the reverse mortgage?
What are the interest rates for the reverse mortgage?
How can reverse mortgage help with medical expenses?
When banks do foreclosure auction in reverse mortgage?
What are the taxations rules for the reverse mortgage?
What are the limitations of reverse mortgage?
रिवर्स मॉर्टगेज क्या है?
सेवानिवृत्ति से पहले रिवर्स मॉर्टगेज के बारे में जानना फायदेमंद क्यों है?
रिवर्स मॉर्टगेज के फायदे और नुकसान क्या हैं?
रिवर्स मॉर्टगेज की अवधारणा क्या है?
रिवर्स मॉर्टगेज वरिष्ठ नागरिकों को अपने मासिक खर्चों को पूरा करने में कैसे मदद करता है?
रिवर्स मॉर्टगेज की महत्वपूर्ण विशेषताएं क्या हैं?
रिवर्स मॉर्टगेज के लिए पात्रता आवश्यकता क्या है?
रिवर्स मॉर्टगेज लोन के लिए कार्यकाल क्या है?
रिवर्स मॉर्टगेज के साथ आपको कितना ऋण मिल सकता है?
रिवर्स मॉर्टगेज के लिए ब्याज दरें क्या हैं?
चिकित्सा व्ययों में रिवर्स मॉर्टगेज कैसे सहायता कर सकता है?
बैंक कब रिवर्स मॉर्टगेज में फोरक्लोसूर नीलामी करते हैं?
रिवर्स मॉर्टगेज के लिए टैक्स के नियम क्या हैं?
रिवर्स मॉर्टगेज की सीमाएं क्या हैं?
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Hope you liked this video in Hindi on “Reverse Mortgage Loan".

[@AssetYogi]

Sign-up to our new app for discounts and early access:
✔ assetyogi.com/sign-up/

[@kantasharma5443]

बहुत बहुत धन्यवाद सर अच्छी जानकारी दी आपने 🙏🙏

[@viaansahu8716]

Sir ji apke video se acchi jankari milti hai reverse morgage ka concept mere lie bilkul naya hai i hope mujhe kabhi iske jarurat na pade lekin behatarin jankari h

[@AssetYogi]

Thanks

[@hemantpatel787]

Very nice 👌👌👌👌👌👌👌आप का समझाने का तरीका बहुत अच्छा है

[@mohanayare]

Sir,
We r grateful for knowledge u r offering!

[@archindatar8625]

Very nice presentation on such a complicated matter. All the best for for next video

[@AssetYogi]

Thanks!

[@rakeshdarje]

Thanks Sir, you have explained in very good and lucid manner.

[@AssetYogi]

Thank you for appreciation 😊

[@ayushmaanjai]

Very usefull video, thanku

[@Deavrwt007]

You’re the best teacher sir thank you for making videos

[@AssetYogi]

Hope it's helpful 😊

[@satishbalannavar3823]

Thanks you ,💯👏👏

[@kalyanisingh9954]

Great video sir😊

[@madhurisinha217]

Excellent Sir

[@TheGur12]

Very beneficial

[@tusharaggarwal4707]

Thanks sir, for providing such valuable information.

[@AssetYogi]

It's my pleasure

[@mohitgupta-fn5tm]

Good idea about reverse mortgage

[@chandrashekar8668]

Very nice comments and very valuable info. Thankyou very much.

[@AssetYogi]

Keep learning

[@laxmanbandamwar7880]

Best video thanks 🙏🙏🙏

[@noinikasarkar23]

Best explanation

[@kirankamble6560]

Wonderful.................

[@khushalikhandalkar7367]

very nice explanation

[@akankshamishra7319]

Thanks its really very beneficial..

[@AssetYogi]

Thank you for appreciation Akanksha 😊

[@Exceltrainingvideos]

Excellent!

[@AssetYogi]

Many thanks!

[@tomarraghurajsingh1231]

लाभदायक ..जानकारी ....

[@AssetYogi]

Thanks!

[@ajayahuja3294]

It's comprehensive as ever asset yogi....thank u

[@AssetYogi]

Hope it's helpful Ajay 🙂

[@nandkrishnagupta9033]

Great Topic and very much clear

[@AssetYogi]

Keep learning

[@priyankachavda627]

very well explained sir. Thank you

[@ulhasjoshi540]

good explnation! can you guide me where or in which bank I can get such loan. I am at PUNE Maharashtra

[@pratimarai3964]

good evening sir . sir your style of teaching is very good

[@AssetYogi]

Thank you for appreciation Pratima 😊

[@preksha888]

Very informative 🙏 thank you sir!

[@AssetYogi]

Keep learning 😊

[@ravinderkumar8532]

You are genius.. knowledge mila

[@AssetYogi]

Keep learning Ravinder :)

[@Talk_with_Firoz]

Yes very well this loan is largely on in American but discribe budget and foreclosures (FCL)

[@reshu.gandhi]

Very nice and clean information got from this vdo, Thank u so much sir. I want to know one thing that can we do some fix deposite from that loan amount and is it beneficial for us?

[@umeshkewat2056]

Nice video, I have really enjoyed it.

[@AssetYogi]

Thanks Umesh :)

[@subhasheggeri5677]

Nice vedio, very informative. Thank you.

[@AssetYogi]

Keep learning 😊

[@george6357]

Heirs of the borrower have to pay the loan amount with taxes in lump-sum or in EMI....??

[@fayadekibaten918]

Very good video
Language is very fluent

[@AssetYogi]

Thanks.

[@monikakothari7372]

Explained well👍

[@AssetYogi]

Thank you so much 😊

[@Rural_Banker]

bhut accha teach krte h app h sir

[@AssetYogi]

Thanks for your appreciation Lovy

[@bhavanisaradhi240]

thank you well explained

[@AssetYogi]

Glad you liked it

[@VIKASTOP123]

Nice

[@bhanupratapbehera6091]

Wonderful explanation

[@AssetYogi]

Hope it's helpful 😊

[@syedasif4940]

Very good explained.

[@AssetYogi]

Thanks.

[@vijaybahadursingh9185]

Nice sir

[@chandrakantsharma993]

Thanks.

[@AssetYogi]

Hope it helps.

[@debalinaray8807]

Thank you sir

[@AssetYogi]

I hope this will be useful Debalina :)

[@surajrawat1947]

very useful information

[@AssetYogi]

Thanks a lot

[@swapnadowerah2823]

Amazing explanation

[@AssetYogi]

Thanks 😊

[@samreenamansoor5844]

Sir please make a video on "priority sector lending"

[@rajnikantr.patel..advocate7767]

excellent

[@AssetYogi]

Thanks!

[@laxmirky91]

Sir agriculture finance ke baare me

[@drsmvora65]

V good explanation

[@AssetYogi]

Keep watching

[@yogeshchoudhary667]

Pls share video on MSME loan and incentives to MSME

[@deepanongrum3118]

Thanks for the valuable information.
What happens if a person outlines the RML tenure ?
Does he have to pay a token amount as rent ?

[@sumitkumarsharma3342]

Awsm explanation sir g

[@AssetYogi]

Hope it helps.

[@sumitkumarsharma3342]

sir,
Bill of exchange, Discounting of bill, Dishonouring of bill Pe ek composite video provide krwa dijiye.
Tomorrow evening tak... plzzz

[@pranjalgupta8273]

Plz upload videos upon jaiib and caiib exams topics with examples

[@amitkrgolukr96]

Really good

[@AssetYogi]

Thanks

[@anilkaila250]

Which banks are providing the reverse mortgage facility?

[@vijaygalphate9235]

Good information

[@AssetYogi]

Hope it's helpful:)

[@deepaks-india]

What is interest rate tyoe, is fixed and variable both are supported. How is rate change is handled??

[@anujtiwari3621]

Very good

[@AssetYogi]

Thanks Anuj 😊

[@bhushanbhide]

Value of property is MARKET OR REARY RECKONER ??? Mainpoint is missed...pl clarify

[@dharmendrashukla231]

what are the documents require for loan eligibility

[@mahendrazaveri4845]

Yes Dearest sir ji very nicely explain good.🙏 I want to ask which bank approval thisis scheme which is the best ❤️🙏 God bless you.

[@AssetYogi]

Thanks Mahendra.

[@richa2121]

Very nice explanation ....just that "heir " is really irritating

[@fehmidasajid2950]

Home loan on inherited property with other heir sharing

[@govindsdasharathe1734]

Plz make video on sarfaesi and cersai act

[@farhanalam4325]

Bro you might have explained a littlebit more about for reverse mortgage,what kind of house is required? And which type is not acceptable? So that it could be helpful.

[@tablabeatsbysanthoshhegde3188]

Excellent Explanation. Most of my doubts you have clarified.
I have one building with 3 floors separate houses. 2 floors given on rent , one floor I am living with wife. Can we Reverse mortgage full property as per current market Value & get 60% value ? Please clarify. Then continue to enjoy rent for 2 floors till the agreed period?
Also is bank paying me 60% value (say property value 3 CR, bank will pay60% = Rs 1.8 Cr . If the period is 10 years, will I get Rs 1.50 lakhs per month over next 10 years. Is that correct?
Kindly clarify.

[@MultiVishal99]

Is video ka last point jisne samza wohi apne Parents ki ijjat karta hai... Samaz sako to samzo..

[@aajivanshrivastav9665]

TPA per video banaye pls

[@raj0936]

Sir pradhan mantri awash yojna ka pura detail criteria how to approach for this to the bank and who is benefited from pmay....

[@taritroymukherjee7233]

Which banks are presently doing reverse mortgage

[@GSKIRTI-qd4lm]

Can we make repayment with monthly instalments.

[@rajeshchaturvedi1967]

What if the property is in the form of land (plot) ?

[@vinodacharya208]

Name of bank's giving reserve mortgage loan.

[@4rishijain]

can the reverse mortgage property can be rented

[@hvvijuka]

what if the property is co-owned by brother and sister, in this case how will bank process, please make a vedio

[@umeshkewat2056]

Any ceiling of amount.

[@budhrambishnoi6194]

प्रधानमंत्री आवास योजना होम लोन सबसिडी पर एक विडिओ बनाए सर जिसमें सबसिडी कितने समय.ओर कितन किस्तो मे आती हैं

[@malaysawala1340]

Bhaiya nice presentation but india me kaunsa bank ye deta haiiiii

[@aarzoovlog8923]

Hi yogi, kya joint property ko bhi reverse mortgage kar sakte h dosra meri ghar per mere bhai ki family bhi rehti h per wo. Lega l owner nahi h aur reverse mortgage per soch rahi hon pls zara samjhaye aap

[@dashingbankerAB]

Nice👌👌👌👌👌👌👌

[@AssetYogi]

Hope it helps Karan

[@abhiverma2453]

Kmaal hai aapke ye video 4 years pehle aaya tha.but isse pehle na to is scheme k bare me kisi se suna na pada..
Bank walo ne to batana hi kya hai...
Can we acceess to any bank?

[@shaniyaatakhan196]

Nice... thanks

[@AssetYogi]

Hope it helps Shaniya 😊

[@jigarpatel4743]

Sarfaesi act par video banao

[@nawalsingh3012]

👌🏻👍🏼

[@mitalimazumder7380]

If anybody wants to get back his/ her property after one or two yrs can it possible in reverse mortgage ?

[@sanjoybasuroy7196]

If we are living 20years, after opt for reverse mortgage, then what will be happen. Can we stay in our own house after 15years.

[@rajivraje5996]

Can I get reverse mortgage loan for my daughter's wedding purpose.

[@competitionawarenessandfac9742]

Kya reverse mortgage ko transfer mana jaega

[@hemantdev1407]

Sir अगर किसी मकान के 2 फ़्लोर हो और नीचे वाले में ऑनर रहता हो तो क्या ऊपर वाले फ्लोर rent पर दे सकते है।

[@AssetYogi]

Yes

[@SANJAYPAL-jr8cr]

If Reverse Mortgage is taken jointly by spouses thereafter one of the spouse dies before 15 years of loan. In such case will the surviving spouse continues to receive amount per month or if taken lump sum payment has to return balance amount? Kindly clarify.

[@rajendratrivedi341]

What in case borrower ramined alive during tenure, whether he can repay the dues and can get mortgaged property back?

[@AssetYogi]

Yes

[@prabhatemoney]

can shop owner get reverse mortgage loan for survival

[@vipul6304]

Do the banks consider property value as per government rate?

[@AssetYogi]

Yes

[@akshay3143]

@Bounty hunter dinn banadi aapne

[@narendraagarwal8060]

Hello.

[@bipashachoudhary5285]

Sir,Kya rent per de Sakte hai .I mean if parent shift another home and give the home to the rent for extra income?

[@shouryasrivastava2365]

yes, one can let out his property to rent the income of which is independently taxed under head Income from house property, All are treated equally and no benefit is given to a senior individual in such case.

[@bipashachoudhary5285]

@@shouryasrivastava2365 thanks

[@dineshbhate7937]

सर, शहरों में अनेक बरसों से स्थापित कालोनियां का नियमन नहीं हुआ है।
क्या रिवर्स मॉर्टगेज ऐसी कालोनियों के आवास पर भी किया जा सकता है।🙏🙏

[@KavitaSharma-bl4wi]

What if we r still alive and tenor is over...we can still live in the house so how will bank recover its dues?
If buy selling the property as bank is the owner now then where will the the owner (former)go????

[@ankitgedam7657]

I think aftr death of borrower n spouse ..bnk cn sell d proprty

[@Deep01242]

Sir Reverse mortgage se Flat/house purchase vi kar sakhte hai kya?agar kisi ke pass property na vi ho to

[@reshu.gandhi]

I also want to know...?

[@aprajitaraychaudhuri2504]

Can we take a reverse mortgage loan on an ancestral property?

[@sekharpriyansu]

Only on self acquired property.