Home Loan - SBI vs. HDFC vs. LIC
Вставка
- Опубліковано 11 жов 2024
- This video establishes a comparison between Home Loan from SBI, HDFC and LICHFL on the basis of parameters like interest rate, loan tenure, processing charge, customer rating etc. The data for comparison is taken from websites of sbi, hdfc, lichfl, bankbazaar.
Link to all other Playlists :-
Banking System Module - • Banking System Module
Economics Tutorial - • Economics Tutorial
Stock Market Basics - • Stock Market Basics
Wealth Management Tutorial - • Wealth Management Tuto...
Credit Management Tutorial - • Credit Management Tuto...
Financial Services - • Financial Services
Business Ethics - • Business Ethics & Corp...
Working Capital Management - • Working Capital Manage...
Corporate Finance - • Corporate Finance
Financial Statement Analysis - • Financial Statement An...
Financial Functions In Excel - • Financial Functions In...
Capital Budgeting - • Capital Budgeting
Capital Structure Decision - • Capital Structure Deci...
Financial Terms - • Financial Terms
Banking Terms - • Banking Terms
General Insurance - • General Insurance Module
Follow DevTech Finance on :-
Instagram - / devtechfinance
LinkedIn - / devtech-finance
Facebook - / devtechfinance
Slideshare - www.slideshare...
Thank You For Watching
Please Subscribe To DevTech Finance
Mam,
Thanks for such a informative article,
I am a exiting LICHFL loan holder,
How I can reduce my ROI,
Pls help if possible,
Thanks
Watch this video - how to reduce lichfl roi online 👉 ua-cam.com/video/iOEXYZl5DYM/v-deo.html
If your property is registered you may transfer to ICICI if salaried at 6.7
Everyone take a note, LIC has again revised interest rate to 7.25% from 7.75% for 700 and above scores, that can be availed through rewriting.. again based on credit score like last year. They are not informing on email. So I found it today, but cant say since when this was already available...you again need to pay 5000 plus gst to do the rewriting..
@@NP_JSN Requested for rewrite... Rs. 5900/-paid but didn't get rewritten.
@@wandering_life_24 new rate gets applied only after the upcoming EMI is due. So wait less than a month. Practically, you'll see lower EMI only when 2nd EMI becomes due. For example, my EMI is due on 10th of month and if I did re-write on 12th Jan the upcoming EMI of 10th Feb will still be on old rate of interest. The EMI of 10th Mar will revise. Sometimes banks keep the same EMI and adjust only the principle..
Before you decide to go with a particular lender or bank, it’s also important to check your EMI with Home Loan EMI Calculator from Finance Buddha.
Missed out all main points..like MCLR , RLLR And PLR rates and it's association with ur loan. Online prepayment facility..if any minimum amount required for pre payment.
Ashish SBI or LIC or Bank of baroda-which is better?
@@shabeemtp315 sbi or bank of baroda achha h
While making home loan related videos.. Please try to explain which type of method financiar is using either RLLR or MCLR .. And try to explain prepayment can't be done online in HDFC and LICHFL but we can do in SBI.. Mention those key points.. Which will help all of your viewers. Don't explain only high level make some depth content videos
Thank you for feedback. Will surely consider from next videos.
I was looking out for these points. Pls share a link wherein these details are explained.. Thanks.
Before disbursement.. read loan agreement, arrengment letter and indemnity letter..
Make a video on positive pay in terms of cheque new rules which came effective from 13/8/2020
agar may lic hfl se 25 years k liya loan leta hun and loan lane ke bad after 5 to 10 years k bad balance principal amount clear kar na chatahun to kya mujko balance k pura interest pay karna parega ???
SBI is always first choice never go for HDFC and LIC Such NBFC's are not Transparent...never reduce interest rate as per RBI policy ....HDFC is Builders Favorite never good for customersdont lose your hard money go with SBI
Mam can pensioner get homeloan???
@@nzanbemopatton4054 only lic approves loan for pensioners
@@nzanbemopatton4054 yes if u r age is below 70 u will get hl loan loan depends on u r pension
Bro hdfc has the fixed profit margin throughout the tenure only the base rate which is decided by the rbi that varies in other banks or sbi it varies...
HDFC or Tata Capital or any other Private finances companies better than SBI Or LICHFL
👌 Good Explain of differences.👌 Thanks.
Mam lic also taking stamp charges 1% in UP on home loan amount ,but hdfc not taking please clear ,who is correct.
Ma'am property pr ICICI bank loan deti h???
Government house loan or private house loan mai kya frk hai dono ka interest rate same he hota hai?
Dear Mam , we have a property in Mumbai That We Want To Sell .... Our buyer is taking home loan from HDFC Mumbai Branch ..... The bank is saying that after registration they will take the photo copy of new deed , after 4/5 days they will take the original one , in the meantime they will ready the payment and after receiving the original deed they will then transfer the payment from bank account to seller bank account directly .... They will not give any DD either original nor photo copy .... My question is , is this the current process that is bank saying ? Should we agree with that ? Plz suggest
I am shoking about lic customer rewevs
I have loan at Lichfl but want to transfer it to SBI as I have RSP account ..
Don't go for Home loan with LICHFL.... Worst service in disbursement. Poor response from officials
मैडम मैं दूसरे जनपद में जाॅब करता हूं । क्या मैं अपने गृहजनपद के किसी भी बैंक से होम लोन ले सकता हूं।
Nicely explain mam
Please tell me mam this rate is floating or fix.
Floating rate
Good work mam
Thank you! Cheers!
Good job lady
Thank You . Keep up the Support.
LIC GOING TO REMOVE THEIR PROCESSING CHARGE UPTO 50 LACS...
Which means upto 50 lacs no processing charge.... happy to serve you... LIC💙
They are charging .25% + 27K of upfront charge(which was hidden) for loan of 49L
Mam aapke video to bahut achche hote hai pr hindi me kyu nhi hote aap hindi ko kyu nhi importance deti ho maine kewal aapka channel isliye subscribe kiya hai ki aapke video mujhe hindi me mile please request hai mam ki aap hindi me video banaye
Hindi ko puri importance h. Lekin yeh channel log alag country se v follow krte islye english me upload krna important ho jata. Main iss video ko hindi me v upload krugi bht jld. Apke support ke lye thank you.
Lic Hfl is best
Hello mam,
I purchased one plot registered on my wife name. Now we are looking for a home loan to renovate my parents home which is situated in the typical village of Punjab.
I quired & none of bank are ready to sanction the loan because village land ( Home) have not much value..
In this case can I took home loan on my purchased plot which is in City & renovate my parents home!!!
Is this possible mam!!
No... home loan advanced for one plot cannot be used for another plot or property.
You can go for a personal loan but it would cost you high rates.
@@DevTechFinance ohhhhh.. Thnx dear 😊
Welcome and thanks for support.
Don't take hdfc home loan, personally struggled with their pathetic process and cheated 15000 and Processing fee and they returned back to me.
Phir kha se le bhai
So what's the option
@@satyabratomitra6967 all national bank... Sahi h
Is insurance mandatory for hdfc housing loan
Pls don't take hdfc home loan... They try to Loot u by making some stupid charges which don't have any basis
Could you please tell me what are those charges ?
हिन्दी में बताईए न मेम
Please hindi me video banaye
Lic hfl se koi bhi kabhi loan na le bahut hi bura experience hai staff bhi bahut karab hai
Esa kiu h sir? Mujhe Lena tha loan.pls batao sir
dey hdfc se le lo bhai
Haram khor hai sab
सुरुवात मे कम इंट्रेस मे देने के बाद मे बडा देंगे
HDFC home loan na le
Hindi me btao
Are you married?
Lic vale bhut harami hai
Mc hai kya?
Thank u.I want to marry u ur voice is so sweet.
Glad that you liked my voice. Hope you will appreciate the work as well. Keep up the support. Thank you.
@@DevTechFinance love yr