What to know about financial risks of increasingly popular medical credit cards

Поділитися
Вставка
  • Опубліковано 25 жов 2024

КОМЕНТАРІ • 15

  • @neonpandas
    @neonpandas 2 місяці тому +2

    The issue with the first woman with the Invisalign is that she didn’t ask any questions. She could’ve used her phone to do research prior to agreeing with anything. She could’ve asked if it’s a credit card. Also no dentist will suggest Invisalign for actual bite issues, they’d suggest braces. Invisalign is strictly cosmetic and doesn’t really fix bite issues or more severe jaw alignment issues so she paid this much money for something strictly cosmetic and is now not accepting accountability for it. It is the consumer’s job to do their own research or use their words to ask questions.

    • @MaggieMiller1
      @MaggieMiller1 2 місяці тому

      I went through Care Credit and it is deceptive. I did not know I was applying for a credit card. Dentists do suggest Invisalign for bite issues. Glad you know so much.

    • @neonpandas
      @neonpandas 2 місяці тому +2

      @@MaggieMiller1a dentist will never suggest Invisalign for severe bite issues. Braces are better for severe bite issues that Invisalign isn’t strong enough to correct. Also, just like retail stores ask if you want $50 or something off your purchase today if you enroll in their membership plan, I always ASK if it’s a credit card or a membership card. I ask, don’t expect someone selling something to you to tell you the truth.

  • @Wileyg4lify
    @Wileyg4lify 2 місяці тому +1

    That care credit is a scam

  • @MsMockingbird06
    @MsMockingbird06 2 місяці тому

    My dentist offered the same payment options for Invisalign. I told them that I would get it when I can full in full in CASH.

  • @jazz3685
    @jazz3685 2 місяці тому +1

    I have the card you must and I repeat you must pay the card off by the promotional period. For example you may owe your dentist 4000.00 for your braces in May 6 2024 well by May 6 2025 if you don’t pay that 4000,00 balance that 32 percent interest rate will be add on.
    Your monthly bill maybe 100 a month but you should pay more than that 100 to get that 4000 payment down to nothing and the mistake that young lady made was she paid the minimum each month so in a way it’s not care credit fault . Oh and by the way care credit will warn you that your promotional fee or whatever is about to end if you don’t pay that balance off by the end of the month or due date. I’m quite sure she got the warning and didn’t give a dam.
    I the card comes in handy when you really need some denture

    • @lizhall2961
      @lizhall2961 2 місяці тому

      32 percent interest is exorbitant! Granted, she needs to do a better calculation, but I wouldn't judge her so harshly.

    • @jazz3685
      @jazz3685 2 місяці тому

      @@lizhall2961 she needs to be judge harshly when she ate the whole steak and is now complaining in the restaurant that the steak wasn’t cooked correctly. Give me a break. Have anyone ever borrowed money from you and he or she didn’t pay you back and you got angry well the credit card company feels the same drat way

  • @laurenhall2131
    @laurenhall2131 2 місяці тому +2

    If health care was free, cc’ds wouldn’t be needed

    • @lizhall2961
      @lizhall2961 2 місяці тому

      Why should it be free? I agree health care should be accessible to all and reasonably priced. But free? The amount of hospitals would dangerously decrease. Hospitals and doctors have to pay for space, maintenance, expensive machines, wages of nurses and off staff, utilities, fire insurance, malpractice insurance, and continuingeducation.Unless you work in a doctor's office, you have no idea of how expensive things are to run. Drug prices need to be reduced.

  • @sherri8347
    @sherri8347 2 місяці тому +2

    Most consumers DONT READ THE CONTRACT, THEY JUST SIGN ON DOTTED LINE. I USE IT, BUT IF I GET THE 18 MONTH INTEREST FREE FINANCE. I CALCULATE HOW MUCH I GOTTA PAY PER MONTH, TO PAY OFF IN 18 MONTH, so i dont have to pay accrued interest.. IVE never had a problem. ITS ALL SPELLED OUT. READ WHAT YOUR SIGNING 1st.

    • @patsymurabito1926
      @patsymurabito1926 2 місяці тому +1

      Agreed. Care credit is a wonderful option. It clearly states it’s a credit card.